Wyoming has some great benefits for homeowners that are looking for open land, lots of great communities, and impressive wildlife. As great as Wyoming homeownership can be, there are still issues that come up with the overall functionality of the appliances and systems in the home. If you are looking for the best home warranty companies in Wyoming, we have all the information you need.
In this guide, we will cover . . .
- What is a home warranty?
- Why should you have home protection on your home?
- What should you look for when purchasing a home warranty?
- The 7 best home warranty companies in 2022
- And much more!
When living in Wyoming, you will need systems to help you get through both summer and winter temperatures. In the summer, the HVAC will be your friend, but when it breaks down, the costs could be astronomical. With a home warranty in place, the repair and replacement costs of an HVAC unit could be almost entirely covered by the plan.
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Compare Wyoming Home Warranty Providers
|Provider||Visit Site||Best For||Monthly Cost||Service Fee||BBB Rating|
|Choice Home Warranty||Site||Best Overall||$40 - $48||$85||B-|
|American Home Shield||Site||Most Customizable||$50 - $60||$75 - $150||B|
|Select Home Warranty||Site||Most Affordable||$36 - $38||$60||B|
|Liberty Home Guard||Site||Best Reviewed||$40 - $60||$60||A|
|Cinch Home Services||Site||Best Workmanship||$28 - $40||$100 - $150||A-|
|First Premier Home Warranty||Site||Best Coverage||$45||$75||B-|
|ServicePlus Home Warranty||Site||Best Emergency Service||$41 - $45||$75 - $125||A|
Wyoming Home Warranty Costs
The cost of the home warranty you choose will be the number one determining factor as to whether or not you will end up purchasing the home warranty. Wyoming home warranties are going to range in price based on the type of home you have and the coverages that you choose. At Review Home Warranties, we decided that it would be beneficial for homeowners to have an understanding of the average home warranty costs throughout the state. When you know the averages, you can ensure that the home warranty you are purchasing comes at a very fair cost. After quite a bit of in-depth research, here are the average home warranty costs for a Wyoming plan.
Average Annual Premium
Single Family Home
Home Over 5,000 sq ft
Home Under 5,000 sq ft
1. Best Overall: Choice Home Warranty
Choice Home Warranty is the best overall home warranty policy in the state of Wyoming. Choice Home Warranty has been around for 13 years, and they are known for having comprehensive plans that give customers peace of mind about their Wyoming home. One of the things that help Choice Home Warranty stand out is the fact that both of their plan choices are combo or comprehensive plans. These plans have both system and appliance coverage, and they come at a very fair price. With the simple service contract from Choice Home Warranty, you will quickly understand exactly what is covered as part of your home warranty plan.
Comprehensive plan options
It won’t allow for custom plan build-out
Fair overall pricing
Reasonable service fees
Good sign-on incentive
Plans and Pricing
The Choice Home Warranty company offers two plan choices for homeowners. The Basic Plan and the Total Plan. The service fee from Choice is also relatively fair considering the impressive service that is offered.
Cost Per Month
Choice Home Warranty has some of the higher coverage caps on the market. If you have high-end systems and appliances in your home, the $2000 or more coverage caps from Choice will keep you satisfied with your home warranty plan. Some of the most popular coverages under the Choice Home Warranty plan include . . .
- Plumbing system
- Washing Machine
- Water Heater
- HVAC system
What Customers Are Saying:
“Our household does a lot of laundry, so when the washer suddenly stopped, it was a near disaster. I called Choice Home Warranty, and within minutes I described the problem and got an appointment for a technician to come from Hooked on Appliance the following Monday. The technician arrived as promised, found the difficulty, left to get a part, returned and completed the repair, and left everything put back where he found it. The afternoon was spent catching up on washing the clothes.” Source
2. Most Customizable: American Home Shield
American Home Shield is the most customizable plan for Wyoming residents. If you find it ridiculous to pay for coverage that your home will never use, the American Home Shield plan is perfect for you. With American Home Shield, you will be getting more than 50 years of industry experience. The American Home Shield company is known for offering premium coverage and the ability to pick and choose your coverages. In addition, there is plenty of add-on choices for those that have a swimming pool or spa. The overall pricing of American Home Shield is often a bit more expensive, but it is well worth it.
Been around for more than 50 years
A premium-priced policy
Built out custom plans and add on options
Add on coverage choices
Plans & Pricing
The overall pricing of the American Home Shield plan is a bit higher than others on the market. With the higher pricing, you will still get the chance to customize your home warranty plan to fit the needs of your individual budget. Overall this plan offers plenty of benefits for a homeowner that is serious about protecting their home, even if the pricing is a bit higher.
The American Home Shield plan has high coverage caps and limits. Most of the caps are closer to $2500, which should be plenty to handle issues, even on the most expensive systems and appliances. . In addition, some of the add-on coverages can be helpful, especially for pool and spa owners. Some of the coverages that homeowners tend to include are . . .
- Heating system
- Garbage DIsposal
What Customers Are Saying
“AHS cover my home and my 2 daughters homes. We have used them for years, great pricing and service. Sometimes the service company they send out are a little slow, but do an online check before they come and request another service company if you don't like the first guy’s reviews. It happens to us, and they recommend another service company Immediately. I highly recommend AHS.” Source
3. Most Affordable: Select Home Warranty
Select Home Warranty is the most affordable home warranty in the state of Wyoming. If you are on the fence about whether or not a Wyoming home warranty makes financial sense, this could be the plan you need. Select Home Warranty offers some of the most affordable coverage on the market while still offering good overall coverage. Select Home Warranty is very strict about the contractors they work with, and they have an impressive workmanship guarantee.
Impressive customer service
Lower policy limits
Clearly defined coverages and exclusions
Not great for high-end appliances and systems
High workmanship quality
Straightforward policy choices
Plans and Pricing
There are three Select Home Warranty plans to choose from. The Platinum Care is the most comprehensive option with both system and appliance coverage. For just a few dollars more per month, the Platinum Care plan offers impressive coverage.
Select Home Warranty is known for its low pricing, but they do not have the highest coverage caps or limits on the market. In fact, some of the limits are a bit lower than most homeowners would prefer, but the overall policy pricing helps to make this justifiable to invest in Select Home Warranty. Some of the coverages included with the Platinum Care plan include...
- Heating systems
- Ceiling fans
- Electrical systems
What Customers Are Saying
“On sat.12/7/20..i had a problem with an electrical outlet in a spare bedroom...living in Florida, not much of a winter, but cold weather was coming...so no heat in room, on Sunday 12/8/20, called select and made a claim...was notified hours later of electric company coming the next day.....very professional was the person at select, and also the repairman.....bottom line...LOVE SELECT HOME WARRANTY.....” Source
4. Best Coverage: First Premier Home Warranty
First Premier Home Warranty is the best home warranty for Wyoming homeowners looking for extensive coverage. If you have had a hard time narrowing down which coverages are the best for your home, this First Premier Home Warranty may be able to help. With First Premier,, you can get a large number of covered items for a very fair price. First Premier Home Warranty is very new to the market, but they have managed to get a very strong reputation in the home warranty industry. Submitting a claim and dealing with customer service is quite easy with the Wyoming home warranty plan from First Premier.
BBB Rating of A-
Short time on the market
A newer company that is continually improving
Not everyone wants to pay upfront for the year
Low costs if you pay upfront
Modern technology and systems in place
Plans & Pricing
The First Premier Home Warranty can save you quite a bit of money. However, in order to do this, you will have to pay for the plan upfront for the year. The plan is going to change in price depending on how much money you pay upfront.
The First Premier Home Warranty has many items covered under the plan. Even the basic Premier Plan has 15 covered items. The only problem with this plan is that the depth of coverage is not quite as good. Although you may have a lot of items covered, each one only has a small coverage cap associated with it. Some of the coverages included under the Platinum Plan include . . .
- Water heater
- Plumbing system
What Customers Are Saying
“Filed a claim over the weekend. First premier had someone out Sunday morning and was able to approve my claim that same day for a new dishwasher. Thank you guys.” Source
5. Best Workmanship: Cinch Home Services
The Cinch Home Services warranty offers the best workmanship for a home warranty plan in the state of Wyoming. The Cinch Home Service plan has been on the market for more than 40 years. This is a long time for a company to make it in the home warranty industry, and it says a lot about the quality of the plan. The repair technicians that Cinch Home Service partners are some of the best in the industry. Cinch has so much confidence in these technicians that they offer a 180-day workmanship guarantee with each repair that is completed on your home.
Long history in the home warranty business
Higher service fees
180-day workmanship guarantee
Negative customer reviews
Moderately priced plans to choose from
Plans and Pricing
The Cinch Home Services monthly fees are considered average, yet the service fees are priced higher than most. These higher service fees are going to help cover the costs of that 180-day workmanship guarantee that you get. Don’t let these fees scare you; even though you pay more per repair, you may have fewer repairs overall.
Built-In System plan
Complete Home Plan
Overall the Cinch Home Services coverage is impressive. As you can imagine having spent 40 years in the industry, Cinch knows what Wyoming homeowners need on their plans and how to get things fixed quickly. Some of the most popular coverages under the Cinch Home Services policies include . . .
- Septic tank
- Sump Pump
- Ice Maker
- Plumbing System
What Customers Are Saying
“Absolutely love my Total Protect Warranty. Well worth it as over the course of years I've had it, I've needed a new refrigerator, a new hot water heater/ tank, as well as maintenance items such as fixing the broken washing machines, etc. All covered by just passing a one- time deductible. Awesome!” Source
What You Should Consider Before Buying A Home Warranty in Wyoming
Hopefully, you now feel as though you are ready to invest in a home warranty plan in the state of Wyoming. The only thing left to do is break down the different plan choices and try to compare them to find a perfect fit for your needs. There are many ways to compare one plan to another, but three of the most common are the plan choices, service fees, and coverages caps. Let’s take a look at how these are going to impact your home warranty plan.
There are typically two to four plan choices offered by each home warranty company. The plan choices will range from basic appliance plans to more involved complete home coverage plans. The best plan is the one that most closely matches the needs of your Wyoming home. Finding a plan that allows you to add coverages to make it more comprehensive is an excellent choice for many homeowners.
The service fees associated with the home warranty plan can range in price from $60 to $150. The service fees are paid each time that a home warranty repair request is submitted. For those that are worried about out-of-pocket expenses. Make sure to choose a home warranty with the lowest service fees.
A coverage cap is the total amount of coverage that an individual item under a home warranty plan will be covered to. For instance, a home warranty plan may allow for a $500 coverage cap on a washing machine repair. If the cost to fix the washer is higher, the customer will have to pay out of pocket. Wyoming homeowners with high-end systems and appliances need higher coverage caps and limits.
Home Warranty Tips for Wyoming Residents
Whether you live in Cheyenne, Jackson, or Casper, Wyoming, you will need to be prepared for several distinct seasons in the state of Wyoming. These seasons will have impacts on the appliances and systems that you need to stay comfortable in your own home.
For areas like Cody, Rock Springs, and Sheridan that can have plenty of snowfall in the course of a year, a heating system is essential. Not only is coverage of the heating system important, but so is the ability to get this heating system fixed quickly and efficiently.
Choosing a plan that has access to emergency service or guarantees service within a certain window or time period can be a tremendous benefit. Homeowners that are serious about keeping their home comfortable all year long should consider options from Choice Home Warranty and American Home Shield.
In addition to those rough winters, there are also times that the Wyoming summers can be warm and dry. Whether you live in Laramie, Lander, or Gilette, having an HVAC System to help with these warm temperatures will be quite beneficial.
Wyoming residents should also consider coverages such as plumbing and electrical as these can impact the overall effectiveness of any home. Wyoming is a great place to live, but it does require homeowners to spend a bit more money on overall home repair costs.
To keep these costs down, think about investing in one of the best home warranty companies on the market.
Home Warranty Regulations in Wyoming
All home warranty companies in Wyoming must register with the Wyoming Department of Insurance (DOI). So, before you sign a home warranty company service contract, you should verify that the provider's registration with the DOI is in good standing.
Because the DOI regulates home warranties, if you decide to cancel your coverage before your contract is complete, you are entitled to a prorated refund of the remainder after you pay a cancellation and administrative fee.
Hopefully, you now feel ready to choose a Wyoming home warranty. The Choice Home Warranty stands out as the best overall option for Wyoming homeowners. There are some tremendous benefits to a Wyoming home warranty from Choice, including access to both system and appliance coverage. Choice Home Warranty has been on the market for 13 years, and they continue to prove that their customer service and attention to detail are second to none. With the range of weather that Wyoming residents will see in the course of a year, the Choice Home Warranty is a perfect solution for homeowners.
Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like:
- We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on:
- Fine Print
- Plan Options
- Service Contract Details
- Customer Service
- Ratings and Reviews
- Add-On Options
- Additional Benefits
- We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
- We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
- We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.
From here we created a comprehensive, 100 point, rating scale based on the following factors:
- Plan options (25): Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics (5): The more items covered in a home warranty plan, the higher the score.
- Pricing (25): We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score.
- Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.
Resources for Wyoming Homeowners and Home Buyers
- Wyoming Community Development Authority: The Wyoming Community Development Authority will help those that are interested in learning what it takes to become a homeowner. The state of Wyoming has plenty of great resources for homebuyers and homeowners.
- Homeownership Assistance Wyoming: The US Department of Housing and Urban Development can help Wyoming homeowners and homebuyers considering purchasing a home. HUD helps from a financial and educational standpoint and is a federal resource for homeowners and homebuyers.
- US Department of Agriculture Rural Development: For Wyoming homeowners that are considering purchasing rural land, the US Department of Agriculture Rural Development will offer programs and assistance. This is a resource that is worth considering before you make your final purchase in rural Wyoming.
- Wyoming Housing Network: Living in Wyoming is a great thing, and the Wyoming housing network is here to prove that. If you need education, resources or simply want to find out more about Wyoming, and what it has to offer, this Wyoming Housing Network is a great option to consider.
- Wyoming Welcome Home Program: If you are ready to purchase in Wyoming and want to see what loans and grants are available to you, this is a great resource to consider.