Are you considering home warranty coverage for your Wyoming home? If so, you have come to the right place.
In this review, you will find valuable answers to questions like:
- Is a home warranty worth it for Wyoming property owners?
- Do Wyoming home warranties increase the value of your home?
- What do home warranty plans in Wyoming cover?
- And more!
You will also find vital information about the plans available to protect your home, how to save the most money with your home warranty, and what each protection package includes. Continue reading!
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At ReviewHomeWarranties.com, we have put together a detailed analysis of the leading home warranty policies in Wyoming to help you select the company and plan that is right for you. Companies in Wyoming offer great coverage for systems and appliances in single-family homes, townhomes, condominiums, and mobile homes across the state.
To find the best home warranty in Wyoming, and discover WY-specific pricing, please view the rating and read our comprehensive reviews below.
Why Should Wyoming Residents Purchase A Home Warranty?
There are many reasons Wyoming homeowners should purchase a home warranty. Protection plans cover repairs your homeowners insurance won't, like repairs due to wear and tear.
Owning a policy helps to guarantee you can fix items that malfunction quickly and affordably, as well, and there are several other reasons you should obtain a home warranty plan for your property.
Top 3 Best Home Warranty Companies in Wyoming
You Need A Working Heating System And Appliances
A working heating system and appliances like your water heater are essential in the cold climate in Wyoming. Your home appliances and systems are necessary for you to live comfortably throughout the year.
A home warranty can help you keep the vital components in your home working properly. If you live in an older home, it is even more critical to have a home warranty plan.
However, no matter what age your home is, you can always benefit from having a policy that covers the devices you use most in your home.
Plan Ahead For Home Repairs
It is impossible to know when something will malfunction in your home. However, with a home warranty, you can budget for repairs and even major system replacements.
You pay for the policy monthly or annually. Most plans range from $275 to $650 a year. Then, when a covered item breaks, you contact your provider to put in a service request.
Your home warranty company will then schedule a service provider to come to your home for an assessment. If the claim is covered, you pay the service call fee, and the warranty company repairs or replaces the broken component.
Best Home Warranty In Wyoming?
Choice Home Warranty is the best the company on the home warranty market. Choice offers three extensive plans so homeowners can rest easy that their repairs are in the hands of trusted contractors.
Most service fees range from $60 to $150. So, as you can see, owning a home warranty is an excellent way to protect yourself from being caught off guard with costly repair bills.
Increase The Value Of Your Home
As a home seller or even a landlord, you can increase your real estate value by covering your property with a plan from one of the best home warranty providers in Wyoming. A seller home warranty plan gives you peace of mind while your home is on the market.
It is also a great way to give buyers the confidence to purchase your home if you have older appliances and systems. If the warranty is already in place, the buyer does not have to worry about a home warranty company denying a claim after the home inspection.
When you sell your home, most companies allow you to transfer your plan to the new owner for free or for a low fee. For example, Choice Home Warranty, offers free contract transfers, while other companies may charge a fee for this procedure. The majority of Wyoming home warranty companies will renew the contract automatically unless canceled within 15-30 days upon the contract expiration date.
Is Home Warranty Coverage Important In Wyoming?
Wyoming's weather is harsh. The winters are freezing, and much of the state is susceptible to high-wind storms and tornadoes.
While all homeowners can benefit by owning complete coverage for their home systems and appliances, some items are even more critical for Wyoming property owners to include in their home warranty.
Heating System And Water Heater
The winter temperatures in Wyoming are harsh. In December and January, average temperatures are 14-12°F and some winter days can even get below zero degrees. Protecting your heating system is essential because prolonged temperatures below freezing can cause health problems.
Having a working water heater is also crucial that your water heater is in good working order. Without hot water, it is nearly impossible to take a shower, and even washing your hands can be miserable when the water coming out of the faucet is frigid.
When temperatures are low, you need your electrical system to be in good working order. Light plugs, breakers, and wiring can fail at any time, especially when your home experiences frequent power outages.
In spring and early summer, there is high thunderstorm activity across the state, with southeastern plains having the most number of thunderstorms per season. These conditions may interfere with the normal functioning of the electrical system, which in turn may cause malfunction of the home appliances.
So, it is wise to include your electrical system in your home warranty plan. Otherwise, you might not have the electricity you need to power your water heater and furnace.
The median home age in Wyoming is 39 years. That means that most of the houses in your home state probably have older appliances.
So, you need to protect these items if you want to avoid paying expensive repair bills and replacement costs. Furthermore, despite the age of your appliances, they can malfunction at any time.
So, we suggest that all homeowners invest in major appliance coverage, regardless of the age of your home or appliances.
Home Warranty Costs: What Are The Real Figures? - Read Our Research
What is the cost of a home warranty? Does average cost vary by state? Is it better to get a one-year or a long-term plan? How plan options affect warranty costs? Find the answers to these and many other questions about home warranty costs in our research.
What Types Of Plans Are Available In Wyoming?
Dozens of home warranty companies offer coverage for Wyoming homeowners, and each has different plans you can choose. Knowing what plans generally cover can help you know what type of protection you want.
Home Appliance and System Coverage
Another way that providers offer homeowners protection is through appliance and systems plans. These options each include several key home components.
An appliance plan typically covers more devices than a basic plan but does not include any of your systems. A systems only package generally covers most of the major systems in your home.
However, the items each provider protects differ. So, it is essential to select a company that includes the appliances or home systems you want to protect.
These individual system or appliances plans are sometimes referred to as basic coverage. A basic plan allows you to cover some of the major appliances and systems in your home for a low monthly or yearly fee.
Most basic plans include:
- Plumbing stoppages
- Electrical systems
- Garbage disposals
- Garage door openers
- Plumbing systems
- Water heaters
Combo plans, or premium plans, offer complete protection. These packages generally include all of the items in a basic plan plus heating systems, air conditioning systems, ice makers, trash compactors, refrigerators, clothes washers and dryers, and more.
The bottom line is that companies who offer appliance and systems plans also allow you to select a combo plan that covers both for more comprehensive coverage. For example, American Home Shield offers a Combo Plan that covers up to 21 appliances and systems in one policy.
You should ask for a sample contract to verify the items covered in the package you select, though, because some less expensive premium plans do not cover HVACs.
Optional Add-Ons And Build Your Own Coverage
If the plan you select does not entirely cover your home, most providers give you the option of adding on even more protection through add-ons. These add-ons are usually pool and spa coverage, sump pump, septic and more.
Some providers even let you customize your coverage through Build Your Own Coverage. A Build Your Own Plans typically include a set number of systems and appliances you can cover and allow you to cover additional items for a fee. American Home Shield’s Build Your Own Coverage Plan allows the customers to choose 10 items to protect.
Check out this video below for more information on if coverage is right for you.
Are There Home Warranty Regulations in Wyoming?
All home warranty companies in Wyoming must register with the Wyoming Department of Insurance (DOI). So, before you sign a home warranty company service contract, you should verify that the provider's registration with the DOI is in good standing.
Because the DOI regulates home warranties, if you decide to cancel your coverage before your contract is complete, you are entitled to a prorated refund of the remainder, after you pay a cancellation and administrative fee.
What Are The Top 5 Best Home Warranty Companies in Wyoming?
Now that you know everything to look for in a home warranty and how owning a protection plan can benefit you, you need to know what companies offer the best coverage for Wyoming homeowners. So, we put together a list of the top 5 best home warranty companies in Wyoming.
Below you will find our top picks as well as the pros and cons of working with each company. After reading our list, you should have a better idea of the right home warranty company for your new home.
1. Choice Home Warranty
For Wyoming homeowners, Choice Home Warranty is our top pick for your home protection needs. Choice is a market veteran, and it offers coverage options to fit most budgets.
You can start protecting your home with a home protection package from Choice Home Warranty for as little as $36.17 per month. The Basic Plan includes more appliances and systems than most basic plans, including your central heating, which is so vital in Wyoming.
Homeowners who want additional coverage can opt for the Total Plan for just $100 more per year, and Choice gives you the option of adding coverage for pools, second refrigerators, central vacuums, limited roof leaks, and more.
- Heating systems are included in the basic plan.
- Choice Home Warranty covers more items in their plans than most providers.
- You can add on coverage for second refrigerators, pools and spas, central vacuums, and more.
- Your contract automatically renews 30 days before your contract ends.
- Service calls might take longer during weekends and holidays.
- Well pumps are not included in the plans, so you have to add-on coverage.
2. American Home Shield
American Home Shield (AHS) is a market veteran. Many of its customers have owned their policies since they purchased their homes. They trust AHS will cover items when they break, and they know that AHS has an extensive network of professional service contractors.
You can start your protection with an appliance or systems plan for as little as $49.99 per month. Or, you can purchase a combo plan that includes both coverages.
You can also go with a build your own plan covering 10 of the appliances and home systems starting at $59.99 a month and as low as $2 a month for additional items.
- AHS offers choose your own service fee contracts.
- You can make claims for older appliances and systems that have been previously repaired.
- AHS has an extensive network of knowledgeable and experienced service providers.
- AHS home warranties are more expensive than some other carriers.
- Repairs are only guaranteed for 30 days.
- Service call wait times can take longer on weekends and holidays.
3. Select Home Warranty
For property owners in Wyoming, Select Home Warranty is our third pick. Select has not been in business for as long as other providers on our list.
However, Select has great plans starting under $35 per month. The Select Home Warranty plans include a Gold, Silver, and Platinum option. Each policy covers different appliances and systems, and the service fees are just $75 per service request.
- There is no fee for transferring your home warranty to a new owner.
- You can save money with Select's excellent home warranty plan offers.
- You have 30 days to cancel your policy free-fee.
- The cancellation fee is $75 after the first 30 days.
- Your plan will renew automatically 30 days before your contract ends.
- The Select Home Warranty has a smaller network of contractors than larger home warranty providers.
4. Total Home Protection
Total Home Protection is another excellent pick for Wyoming homeowners. The Total plans include a Gold and Platinum plan, and you can add coverage for components not included in your warranty.
Plans cost less than $52 a month, and add-ons vary depending on the device included. If you are interested in Total Home Protection, you can use the easy free quote feature to get a quote for coverage.
- Total Home Protection offers add-on options and affordable plans.
- You have 30 days to cancel your policy without paying a fee.
- Customer support and emergency service are available 24/7.
- Your older appliances might not be covered under your plan.
- Replacement cost limits differ depending on the component.
- You might have to pay for reservice of items a Total contractor previously repaired.
5. First American Home Warranty
First American Home Warranty has more than 35 years of experience in the home warranty market. First American also offers some of the most affordable plans available.
There are two plans available starting at just $28 per month. However, you also have the option of going with the Platinum plan if you want greater protection. It is important to note, though, that if you want coverage for your air conditioner, you will need to add-on an air conditioning plan.
Neither of First American's plans includes air conditioning coverage. However, in Wyoming, you probably do not use your AC as much as people in warmer states.
- First American Home Warranty is a market veteran with more than 35 years of experience.
- The plans are some of the most affordable home warranties available.
- First American has an excellent A+ rating with the BBB.
- Plans and options are limited.
- Plans do not include HVAC systems.
- Your policy automatically renews 30 days before your contract end date.
Our Final Thoughts On Coverage in Wyoming
There is a great selection of home warranty companies in Wyoming. How do you select the one that will work best for you? Well, after reaching the end of this review, you are well on your way to home protection.
For each home warranty company, we have collected information on their trustworthiness, accessibility, reputation, promotions, plans, very detailed coverage, pricing, and customer reviews. Also, we have read all the fine print and highlighted major points that are usually omitted by the customers.
We hope that as a WY resident, these home warranty reviews will help you choose the right plan that will cover all the essential home systems and appliances in your house.