Wisconsin is a state that brings lots of football fans, new homeowners, and those that are looking for a great family-oriented community and place to live. When purchasing a Wisconsin home, it is essential to be aware of the expenses involved with repairing and replacing systems and appliances. If you are looking for one of the best home warranty companies in Wisconsin, we have you covered.
In this guide, we will cover . . .
- What is a home warranty?
- Why should you have home protection on your home?
- What should you look for when purchasing a home warranty?
- The 5 best home warranty companies in 2022
- And much more!
Wisconsin is a state that has four distinct seasons. When this happens, the systems like plumbing, electrical, HVAC, and heating must be always in working condition. With the high prices to fix any of these issues, a Wisconsin homeowners can quickly find themselves in financial trouble.
Home warranty companies help you save money on expensive home repairs. They also allow you to enjoy peace of mind while owning your home. If you are looking for the best home warranty companies in Wisconsin, we have all the information you need.
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Compare Wisconsin Home Warranty Providers
|Provider||Visit Site||Best For||Monthly Cost||Service Fee||BBB Rating|
|Choice Home Warranty||Site||Best Overall||$40 - $48||$85||B-|
|American Home Shield||Site||Most Customizable||$50 - $60||$75 - $150||B|
|Select Home Warranty||Site||Most Affordable||$36 - $38||$60||B|
|Liberty Home Guard||Site||Best Reviewed||$40 - $60||$60||A|
|Cinch Home Services||Site||Best Workmanship||$28 - $40||$100 - $150||A-|
|First Premier Home Warranty||Site||Best Coverage||$45||$75||B-|
|ServicePlus Home Warranty||Site||Best Emergency Service||$41 - $45||$75 - $125||A|
Wisconsin Home Warranty Costs
Having an understanding of which home warranty companies are the best in Wisconsin is a great first step. However, it is also essential to have a good feel for the average costs of a plan in your state. If you are purchasing a home warranty, you need to make sure that you see value in the plan that you have purchased. Wisconsin home warranty costs will vary based on the coverage limits, service fees, and monthly charges. At Review Home Warranties, we realized the importance of Wisconsin homeowners understanding the average costs of a home warranty. We have done in-depth research to compare all home warranties across the state. Here are the averages for any type of home in the state of Wisconsin.
Average Annual Premium
Single Family Home
Home Over 5,000 sq ft
Home Under 5,000 sq ft
Wisconsin Home Warranty Companies Reviews
At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top five home warranties for Wisconsin homeowners. When choosing home warranty companies, it is essential to consider things like coverage caps, plan choices, service fees, overall policy pricing, customer service, and more. After all of our research and comparison, here is how the top five Wisconsin home warranty companies ranked.
1. Best Overall: Choice Home Warranty
Choice Home Warranty is the best overall home warranty policy in the state of Wisconsin. The Choice Home Warranty plan has one of the most straightforward and to-the-point service contracts on the market. With more than ten years in the industry, the Choice Home Warranty has expanded its coverage across the entire United States, and they have continued to keep pricing fair. One of the things that help Choice stand out is the fact that both plan choices have systems and appliances covered. Wisconsin homeowners will not have to make the difficult choice between protecting their appliances or their systems.
Comprehensive plan options
It won’t allow for custom plan build-out
Fair overall pricing
Reasonable service fees
A good sign-on incentive
Plans and Pricing
The Choice Home Warranty policy offers the Basic Plan or the Total Plan. Each of the plans has system and appliance coverage. However, the Total Plan is a more comprehensive policy. Overall the pricing of the Choice Home Warranty plan falls right in the middle of the market with a fair service fee of $85. Although this won’t be your cheapest plan, it is certainly affordable.
Cost Per Month
The Choice Home Warranty coverage is impressive not just in the number of items that it covers but in the amount that it covers each item. Most of the coverage caps or limits on the Choice Home Warranty plan will be more than $2500. This is considerably higher than other options and allows for a smarter choice for homeowners that have high-end systems and appliances. Some of the coverages that Wisconsin homeowners take full advantage of include...
- Plumbing system
- Washing Machine
- Water Heater
- HVAC system
What Customers Are Saying:
“The tech that came to my home was very professional. He was on time. I received a text message upon his arrival. He knew his job. Also, he self educated me. The technician didn't leave a mess. He cleaned up. I would recommend coming back to my home if I was to have to have to file a claim.” Source
2. Most Customizable: American Home Shield
American Home Shield is the most customizable plan for Wisconsin residents. The American Home Shield plan has been on the market for 50 years. In this time, they have learned that Wisconsin homeowners want the ability to choose their own coverages. If you want your refrigerator on the plan but not your dishwasher, AHS is the only option for you. Choosing all of your home warranty coverages means you can have peace of mind about all problem areas or concerns in your home. American Home Shield has impressive customer service and an extensive network of qualified service contractors.
Been around for more than 50 years
A premium-priced policy
Built out custom plans and add on options
Add on coverage choices
Plans & Pricing
There are three American Home Shield plans for Wisconsin homeowners to choose from. The Gold Plan tends to be one of the most popular choices because of the fair pricing. The Platinum Plan is one of the most premium options on the market; however, it will come at a cost.
Similar to Choice Home Warranty, American Home Shield offers some of the higher coverage caps or policy limits on the market. In addition, American Home Shield is known for having a very high number of claims paid out each year. If you are worried about a home warranty company following through, the AHS plan is a perfect choice. The most popular home system and appliances covered in the Wisconsin AHS plan are...
- Heating system
- Garbage DIsposal
What Customers Are Saying
“Very satisfied with the customer service representative. As a former customer, I am happy to be back with AHS. ( I had sold my previous home with your coverage and wanted to have your company for my next home).”Source
3. Best Emergency Service: ServicePlus Home Warranty
ServicePlus Home Warranty is the best option for emergency service in Wisconsin. When your HVAC goes down in the summer, or your heat in the winter, having a fast and responsive home warranty company is essential. ServicePlus home warranty offers quick and immediate service, sometimes in less than 24 hours. The ServicePlus Home Warranty has been on the market for about five years, and they have maintained an A- rating with the BBB.
High-quality service technicians
Emergency service will have an upcharge
Fastest service on the market
An extensive network of technicians
Plans and Pricing
Although ServicePlus home warranty only offers two plans, most homeowners find that the Platinum Plan offers everything that they need. The Platinum Plan covers a mix of both systems and appliances, and it comes in at a very fair price.
The theory from ServicePlus is to cover several items in the home, even if the coverage caps or limits are relatively low. If you want to keep the pricing of your home warranty policy down but still have a broad range of coverage, then the ServicePlus home warranty is a good choice. In addition, the plan offers plenty of affordable add-on coverage options to increase the chance that this plan would be a perfect fit for your Wisconsin home. Some of the most popular coverages of a Wisconsin Service Plus warranty are . . .
- Garbage disposal
- Electrical system
- Plumbing System
What Customers Are Saying:
“I called Total Home Protection to set up a new warranty for a home that we were purchasing. My interaction with the reps was good, and they were knowledgeable and respectful. I've submitted claims several times. Their process was good, simple, and smooth. We had a pretty large claim on our electrical circuit breaker. The whole box blew, and they worked with us time to get our unit fixed totally. We like the company. They're cost-effective, and I haven't had any problems in making claims. There was one time when we made a claim and had to get a new dishwasher. And that was seamless, too”.Source
4. Best Coverage: First Premier Home Warranty
First Premier Home Warranty is the best home warranty for Wisconsin residents that need extensive coverage on their homes. The more coverage you have, the easier it is to have peace of mind about homeownership. The First Premier Home Warranty is one of the newer options available in Wisconsin, yet they have earned a BBB rating of A-. One of the unique things about First Premier Home Warranty is that they offer a fairly priced option if you can pay for the policy a few years ahead of time. Sometimes the rates are nearly cut in half by paying upfront.
BBB Rating of A-
Short time on the market
A newer company that is continually improving
Not everyone wants to pay upfront for the year
Low costs if you pay upfront
Modern technology and systems in place
Plans & Pricing
The First Premier Home Warranty policies are relatively simple and straightforward. The company is younger, so they have great online systems and options to help improve the ease of use. The Platinum Plan tends to be the more popular choice for Wisconsin homeowners that need both appliances and systems.
The coverage of the First Premier Home Warranty is extensive. The Premier Plan, which is considered the basic plan, has more than 15 covered items. This will give Wisconsin homeowners more peace of mind about the ability of their policy to protect their homes. Some of the coverages on the Platinum plan include . . .
- Water heater
- Plumbing system
What Customers Are Saying
“I called on memorial weekend to request service, and First Premier had someone out the very next day. They approved me for a new ac unit in my home. I will definitely be telling my family about you guys.” Source
5. Best Workmanship: Cinch Home Services
The Cinch Home Services warranty offers the best workmanship for a Wisconsin homeowner. The workmanship guarantee means that any repair that was done to a system or appliance will be covered for a 180 day period. Most of the competition on the market only has a workmanship guarantee of around 90 days. If you end up having quite a few repairs around the home, this will save you a lot of money. In addition, Cinch Home Services has been on the market for more than 40 years. Regardless of the repair or replacement issue that comes up, they will have the skills and knowledge necessary to help solve this issue for you.
Long history in the home warranty business
Higher service fees
180-day workmanship guarantee
Negative customer reviews
Moderately priced plans to choose from
Plans and Pricing
The monthly pricing of the Cinch Home Services plans is very fair, considering the wide range of coverage. The Service fees for this company tend to be a little higher; however, this has everything to do with that impressive workmanship guarantee. The service professionals that come to make the repairs are highly qualified and reputable. The Complete Home Plan tends to be the most popular option for customers in search of a home warranty in Wisconsin.
Built-In System plan
Complete Home Plan
A Cinch Home Service home warranty has a wide range of coverage. The coverage caps are a bit low, but the number of covered items in the Complete Home Plan is more than most other companies. Some of the most popular coverages under the Cinch Home Services policies include . . .
- Septic tank
- Sump Pump
- Ice Maker
- Plumbing System
What Customers Are Saying
“Absolutely love my Total Protect Warranty. Well worth it as over the course of years I've had it, I've needed a new refrigerator, a new hot water heater/ tank, as well as maintenance items such as a broken washing machine, etc. All covered by just passing a one- time deductible. Awesome!”Source
Home Warranty Coverage in Wisconsin Cities
What You Should Consider Before Buying A Home Warranty in Wisconsin
Wisconsin homeowners know how difficult it can be to get through a Wisconsin winter without a major issue with a heating system, water heater, or electrical repair. If you find that you are spending hundreds or thousands of dollars each year just to keep your home functioning, the home warranty can really help. Here are a few things to consider before purchasing your home warranty to ensure that you get a great deal.
The service fees are the prices that you pay each time an appliance or system breaks down. Most of the time, service fees will range in price from around $60 to over $150. The service fees are an additional cost on the policy, so you must be sure that you can afford these fees. Typically after the service fees are covered, there are no additional costs for a Wisconsin homeowner.
The overall pricing of a home warranty will include the monthly fees, service fees, and the coverage caps involved with the policy. When you are thinking of purchasing a Wisconsin home warranty, make sure to look at the entire pricing package and not just the monthly cost. The more money a plan costs, the more coverage it typically offers.
The workmanship guarantee will inform a homeowner how long a repair will be good for. If a dishwasher breaks down and the service fee is paid it is expected that this repair will last for at least 90-180 days. If the repair fails during that typical window, the service fee is not going to be collected a second time.
Home Warranty Tips for Wisconsin Residents
Whether you live in Milwaukee, Wisconsin, or Green Bay, you are going to have to deal with some extreme weather and climate changes throughout the course of a year. Your home systems and appliances will take a bit of a beating through these conditions, and having a home warranty helps improve the speed and quality of the repair.
One of the most important systems that the Wisconsin residents need to think about adding coverage for is the heating system. From Wisconsin Dells to Kenosha to La Crosse, during the Wisconsin winter, you will need some heat. Heating systems can cost thousands of dollars to repair, but with a home warranty in place, the overall pricing should not be more than a service fee.
Many of these heating systems work with the help of an electrical system that must be in place and functioning. If you find that you are constantly having trouble finding electricians and heating and cooling contractors that are reliable, a home warranty can help ensure that this is no longer an issue.
Wisconsin residents can’t forget about the summertime and the warm temperatures that will come that way. This is where the HVAC system and even ceiling fans will come into play. As you can see, system coverage is an essential aspect for Wisconsin residents to consider. Without system coverage, the home warranty will not be as effective.
Those with Lakeside homes in areas like Lake Geneva have to consider what moisture in the air will do to appliances in both the laundry room and the kitchen. The best policies for Wisconsin homeowners are those that have a combination of systems and appliances.
Home Warranty Regulations in Wisconsin
Home warranties in Wisconsin are regulated if they are for a new home; however, for these individual home warranty policies, the state of Wisconsin does not get overly involved. This means that homeowners have to do their own research and choose a home warranty accordingly. Luckily all of the options on our list are highly rated by the BBB and have impressive customer service and product history to back up their services.
Hopefully, you now feel as though you can choose a home warranty for your Wisconsin home. An excellent home warranty is going to be affordable yet offer coverage that all Wisconsin homeowners need. The Choice Home Warranty stands out as the best overall choice because of its simple policy options, excellent customer service, and solid history and reliability in the industry. If you are new to the concept of a home warranty and want to ensure that you have very few issues to deal with, the Choice Home Warranty makes a great option. It does make sense for Wisconsin homeowners to get a few different quotes for a plan. Comparing coverages and pricing to get yourself the best deal is part of being a responsible homeowner.
Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like:
- We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on:
- Fine Print
- Plan Options
- Service Contract Details
- Customer Service
- Ratings and Reviews
- Add-On Options
- Additional Benefits
- We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
- We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
- We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.
From here we created a comprehensive, 100 point, rating scale based on the following factors:
- Plan options (25): Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics (5): The more items covered in a home warranty plan, the higher the score.
- Pricing (25): We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score.
- Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.
Resources for Wisconsin Homeowners and Home Buyers
- Wisconsin Housing and Economic Development Authority: Wisconsin homeownership can be a reality for many potential homeowners. The Wisconsin Housing and Economic Development Authority has resources that will help communities expand and prosper.
- Homeownership Assistance Wisconsin: The US Department of Housing and Urban Development can help Wisconsin homeowners who are considering purchasing a home or who are trying to stay in their home during a difficult economic time. This is a federal agency that can offer assistance throughout the United States, not just the state of Wisconsin.
- US Department of Agriculture Rural Development: For Wisconsin homeowners that live in more rural areas, the US Department of Agriculture Rural Development can help with single-family loans, education, and much more. If you need a loan to repair your home in any way, the US Department of Agriculture and Rural Development can help.
- NeighborWorks Green Bay: If Green Bay is the best area for you to live in Wisconsin, then using NeighborWorks Green Bay as a resource can be an intelligent decision. Neighborworks Green Bay is an organization that gives homeowners resources for better financing and education.
- Milwaukee Homebuyer Assistance: Depending on where in Wisconsin you would like to live, there are homebuyer assistance grants that can help make homeownership a reality. The Milwaukee Homebuyer Assistance program helps to ensure that you are well educated and prepared for anything that homeownership throws your way.