Looking for the best home warranty in Wisconsin?

Perfect, you’re in the right spot. In this guide, you’ll learn:

  • What does a home warranty in Wisconsin cost & is worth it?
  • What’s included in Wisconsin’s best home warranty?
  • Who has the best home warranty for Wisconsin residents?

We’ve reviewed over 65 home warranty companies to help you find the best warranty in Wisconsin.  These are the top three we recommend:

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
95.5

Free Roof Coverage
Claim Offer

Best Home Warranty Companies in Wisconsin

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • Emergency service available
  • Reservice for failed repairs
  • 24/7 service calls
  # 4 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 5 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 6
Complete Care Home Warranty
Editorial Rating 92.2
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
    • Save up to $150 on a new plan
    • Choose your own service fee!
    • Lower chance of claim denial
    • Higher fee for contract transfer
    • Higher cancellation fee

    Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

    Why would you need a home warranty in Wisconsin?

    According to Census Bureau data, there are almost six million people who live in Wisconsin, and almost four million of them own the places they live in. As every homeowner knows, the pleasure of living in your own place comes with the hassle of having to take care of it inside and out, along with replacing any broken parts.

    A Wisconsin home warranty may help you save money

    Many of these repairs can be very costly. For example, a repair of the heating system or plumbing in Wisconsin can cost thousands of dollars. How can a thrifty homeowner save money on such repairs? Purchasing a home warranty will help. Top home warranty plans in Wisconsin always cover the most essential home systems in the house, and their cost is usually much lower than the cost of a single-system repair.

    Read Also: What Is The Best Coverage For A Septic System?

    Even if you are on a tight budget, one of the top home warranty companies in Wisconsin will have an affordable plan that will provide good coverage for your house. For example, the cheapest plan in American Home Guard, one of the top 10 home warranty companies in Wisconsin, will cover your home systems for $405 per year, which is about $34 per month.

     

    Looking for the cheapest home warranty plan? - Read our research

     In our research, we have analyzed and compared prices from 24 home warranty companies. To see how much the cheapest plans cost, how much you can save if you choose the cheapest warranty coverage, and what the cheapest plan cover, read our research article.

    Which Home Warranty Plan Is The Cheapest? - In Our Research

     

    Top home warranties in Wisconsin may preserve your peace of mind

    Homeowners who have never had a home warranty are more likely to start small with a basic plan from the Wisconsin top home warranty list that will include only a few items. A more experienced homeowner who has already tried the services from one of the top 5 home warranty companies in Wisconsin is more likely to purchase a comprehensive plan that includes as many items as possible.

    Why are comprehensive home warranty plans better than basic plans? The answer is simple—they provide homeowners with peace of mind when any of the covered items break. Top home warranty Wisconsin customers don’t have to look for a reliable contractor to fix the problem quickly because the home warranty companies will do it for them.

    According to our home warranty reviews, Wisconsin companies send a contractor within one to two business days, while finding a contractor just to get an estimate may take several days—or even weeks—for those homeowners who don’t have a home warranty in Wisconsin.

    Read Also: What Are The Top Home Warranty Plans For Madison, WI?

    What are the most popular items covered by a home warranty in Wisconsin?

    Wisconsin is located in the Midwest between Lake Michigan and the Mississippi River. It is second to Michigan in the length of its Great Lakes coastline. There are hundreds of small rivers and thousands of glacier lakes, which naturally make Wisconsin a very humid state. High humidity may have an impact on the normal wear and tear of the electrical system and home appliances.

    According to our home warranty Wisconsin reviews, one of the top home warranties in Wisconsin that provides coverage for home systems and appliances is Pride Home Warranty. For only $299 a year, this company covers the air conditioning, heating system, electrical system, and plumbing up to $3,000, and many home appliances up to $750 per contract term.

    Read Also: What Are The Best Home Warranties for Plumbing Systems?

    Winters in Wisconsin are cold, with average January temperatures as low as 19°F with a large amount of snow, from 40 inches in the southern parts of the state up to 160 inches in the Lake Superior snow belt. In these conditions, covering your heating system and water heater under one of the top home warranty plans in Wisconsin is a wise idea.

    Upon comparing home warranty reviews, Wisconsin customers say that Service Plus provides excellent coverage for the heating system covering mechanical parts and components for up to two units regardless of whether they are hot water and steam, or centrally ducted forced air heating systems powered by gas, electricity, or oil. Accessible ductwork is also included.

    Best Home Warranties in Wisconsin Reviewed

    Choice Home Warranty Review (Best Overall Home Warranty)

    • Service Fee: $85
    • Coverage: 9/10
    • Limits: 9/10
    • Exclusions: 9/10
    • Affordability: 10/10
    • Customer Service: 9.5/10
    • Rating: 97.50

    Visit Website

    (848) 237-1571
    choice home warranty

    Why Do We Like Choice?

    Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

    Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

    Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

    The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

    A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

    That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

    Policy On Pre-Existing Issues or Older Units?

    Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

    What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

    Pros

    • Good Limits (up to $1,500)
    • Minimal Exclusions
    • More Affordable 

    Cons

    • Only 15 Home Appliances & Systems Covered 
     

    American Home Shield Review (Editor's Choice)

    • Service Fee: $75 – $125
    • Coverage: 10/10
    • Limits: 10/10
    • Exclusions: 9.5/10
    • Affordability: 7/10
    • Customer Service: 9/10
    • Rating: 97.00

    Visit Website

    (866) 464-7521

    american home shield home warranty

    Why Do We Like American Home Shield?

    Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

    In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

    They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

    Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

    Policy On Pre-Existing Issues or Older Units?

    Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

    Pros

    • Highest Payout Limits (up to $3,000)
    • Widest Coverage (21 systems and appliances)
    • Fewest Exclusions

    Cons

    • Most Expensive

     

    Select Home Warranty Review (Most Affordable)

    • Service Fee: $75
    • Coverage: 8/10
    • Limits: 8/10
    • Exclusions: 8/10
    • Affordability: 10/10
    • Customer Service: 8/10
    • Rating: 95.80

    Visit Website

    (888) 370-3954
    select home warranty

    Why Do We Like Select Home Warranty?

    Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

    If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

    Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

    Policy On Pre-Existing Issues or Older Units?

    Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

    Pros

    • Most Affordable Service Contracts 
    • Roof leaks Are Covered In Their Platinum Plan

    Cons

    • Ultra Pushy Sales
    • 3 Days To Submit Claim
    • Weaker Network Of Contractors
     

    Liberty Home Guard Review

    • Service Fee: $75
    • Coverage: 10/10
    • Limits: 9/10
    • Exclusions: 9/10
    • Affordability: 8/10
    • Customer Service: 9/10
    • Rating: 95.10

    Visit Website

    (866) 472-3812

    liberty home guard

    Why Do We Like Liberty Home Guard?

    Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

    Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

    Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

    We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

    Policy On Pre-Existing Issues or Older Units?

    If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

    Pros

    • State of the art customer portal system
    • Rigorous testing for contractors
    • Ability to use your own contractors
    • Fair pricing
    • Good customer service for a newer company

    Cons

    • Must report your issues within one day of noticing a problem
     

    Service Plus Review

    • Service Fee: $75
    • Coverage: 8/10
    • Limits: 7/10
    • Exclusions: 7.5/10
    • Affordability: 8/10
    • Customer Service: 8/10
    • Rating: 95.20

    Visit Website

    (267) 824-4010

    Why Do We Like Service Plus?

    Service Plus Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

    Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

    Most home warranties do not cover anything related to your roof but Service Plus does, which we found to be unique to their offering helping them crack our top list.

    Policy On Pre-Existing Issues or Older Units?

    Very similar to Choice and AHS, Service Plus covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

    Pros

    • You Can Choose Your Own Technicians
    • Roof Coverage

    Cons

    • More Exclusions Than Most Competitors
    • The Worst BBB score
    • Low Payout Limits ($500)

    Final words about Wisconsin home warranty

    Most homeowners in Wisconsin who buy a home warranty for their houses never regret it. A Wisconsin top home warranty provides coverage for all home systems and major appliances, as well as additional items and services. You can include a central vacuum, a stand-alone freezer, a second refrigerator, or a swimming pool and hot tub in your home warranty plan, and in some cases even add pest control and roof leakage services.

    Wisconsin customers find our home warranty reviews advantageous, as they help them choose the best home warranty plan including all the items on their list—and even more.

    Be sure to check out home warranty coverage plans in nearby states like Iowa, Minnesota, Indiana and Michigan. All states reviews are available on our USA page as well.

    Please read these reviews carefully, especially the fine print section in order to avoid any misunderstandings of the terms and conditions outlined in your contract.

    Read Also: How Can A Home Warranty Help With Water Damage In My Wisconsin Home?

    Nearby States

    All states
    Home warranty Iowa 34 companies available
    Iowa Home Warranty
    Home warranty Michigan 39 companies available
    Michigan Home Warranty
    Home warranty Minnesota 33 companies available
    Minnesota Home Warranty

    Frequently Asked Questions in Wisconsin

    Below are just some of the frequently asked questions we receive about home warranties in Wisconsin.

    Q.

    Is a Wisconsin home warranty worth it?

    A.
    With so much that can go wrong in a home - from a heater malfunction in the dead of winter, to a clothes washer breakdown, any day of the year -- protecting yourself from potentially costly fixes can be a good idea.

    A home warranty can be worth it to offer some financial peace of mind by protecting specific appliances and systems and your bank account from those unexpected breakdowns when they occur.
    Q.

    What are the best home warranty companies in Wisconsin?

    A.
    There are a LOT of options out there. We’ve looked at them all and our research shows these to be the top five contenders for covering your Wisconsin home. 

    1. Choice Home Warranty
    2. American Home Shield
    3. Service Plus
    4. Cinch Home Services
    5. America’s 1st Choice Home Club
    Q.

    What do home warranties cover?

    A.
    Home warranties are meant to cover specific home systems and appliances from breakdown due to everyday wear and tear. They are meant to offer you some financial protection for those times when a problem is not covered by homeowner’s insurance.

    Here are the most common systems covered by home warranty companies:

    • HVAC Systems
    • Plumbing Systems
    • Electrical Systems
    • Water Heater

    Common appliances would include:

    • Clothes Washer
    • Clothes Dryer
    • Refrigerator
    • Dishwasher
    • Built-in Microwave
    Q.

    How much does a Wisconsin home warranty cost?

    A.
    The main cost of a home warranty is the monthly premium. You can purchase plans that cover appliances or systems alone, but the more common option is a combo plan that covers most major systems and appliances in your home. 

    Prices for a Combo Plan can range from the mid $40s to around $70. Be sure to get a quote for your specific location and situation.

    The other cost associated with a home warranty is the service call fee. This is the cost to have a  licensed contractor of the home warranty company’s choosing come out and assess the situation and make qualified and needed repairs. 

    Combo Plan
    Monthly
    Yearly
    Top 5 Average
    $56
    $672
    Q.

    How do I choose a good home warranty?

    A.
    To make the right choice for your needs, use these three steps:

    1. Get the data - Do research on which companies offer plans in Wisconsin, their reputation, and other important company information. 
    2. Get quotes - Don’t just go with the first plan that catches your eye. Get quotes from the top contenders on your list and compare the rates with the coverage they are offering.
    3. Get covered - Before signing a service agreement, make sure you read it carefully and understand the terms, limitations, and exclusions of the coverage. With a clear understanding, you can sign up and get covered.