Home Warranty West Virginia Flag

If you are looking for reliable home warranty companies, West Virginia has a lot to offer its residents, because 44% of all home warranties operate in this state. We have selected the top home warranty companies in West Virginia, reviewed, and rated them for your convenience. We hope this information will help you make the right choice!

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
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Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in West Virginia

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 95.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 Total Home Protection
Editorial Rating 95.05
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 Cinch Home Services
Editorial Rating 95.0
  • Get $100 Off Most Popular Plan!
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First American Home Warranty
Editorial Rating 94.9
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Who is eligible for a home warranty in West Virginia?

Home warranty companies in West Virginia offer their services to the following groups of customers:

Home buyers

Upon analyzing the reviews for home warranty companies in West Virginia, we noticed that new home buyers are the most privileged clients in the home warranty market. The best home warranty in West Virginia is specifically tailored to their needs. In many cases, home warranty companies in WV offer special bonuses and discounts for new customers, including free months and upgrades to a better plan. Choice Home Warranty, for example, offers $50 off their annual policy and one month free to home buyers.

Read Also: What Are The Top Companies For First Time Buyers?

Homeowners

The best home warranty in West Virginia is available to homeowners regardless of the type of property they own. The reviews for home warranty companies in West Virginia show that coverage is available for single-family homes, duplexes, townhomes, condominiums, and even mobile homes. The age of the house may play a significant role in choosing the right home warranty in West Virginia. As our research shows, the house warranty cost is almost twice more expensive for older dwellings than for new construction.

Are You A Veteran Living in West Virginia? Check Out This Article!

Home sellers

Many home sellers prefer to buy a home warranty to protect their property while it is on the market. Real estate agents notice that houses that have a home warranty in West Virginia are sold faster and at a better price than the houses not covered by any home warranty plans. Some companies, like HMS Warranty in West Virginia, offer specific plans for home sellers that include basic coverage for all major systems and appliances in the house or condo that is currently on the housing market.

 

Is It Worth Buying A Home Warranty?

Have you ever asked yourself a question about a home warranty, whether it is worth buying it? It can definitely save you a lot of time finding the repair companies, especially in case of an emergency, but what about money? To see whether you can potentially save money on home repairs and replacements, use our Home Maintenace Calculator. By entering your house age and the number of expected repairs per year, you can compare the cost of home maintenance and home warranty and see if it is worth buying a good home warranty plan.

Home Maintenance Calculator

What are the most common items covered by a home warranty in West Virginia?

Appalachian Mountain RangeIn order to decide which parts of the house should be covered, West Virginians should consider multiple factors that may influence the normal wear and tear of their home systems and appliances. The two most important factors are the age of the house and the climate zone in which the house is located.

 

West Virginians live in a beautiful, green state located in the Appalachian Mountain Range. West Virginia is almost entirely mountainous, giving reason to the nickname “The Mountain State,” and the motto Montani Semper Liberi ("Mountaineers are always free"), and that includes a free choice of a home warranty. West Virginia offers a variety of home warranties to its residents, from the leaders of the industry down to the new companies on the market.

A humid, subtropical climate in West Virginia with hot summers and chilly winters may have a great influence on the normal wear and tear of home systems and appliances. Thinking about which parts of the house should be covered most will help you decide which home warranty plan and which home warranty company in West Virginia to choose.

Air Conditioner

For hot summers, it is important to have the air conditioning system covered so that there is always a contractor available to fix it as soon as possible. Total Home Protection covers up to two air conditioning units per contract. To be eligible for coverage, these units should be designed for residential use only and should not exceed a 5-ton capacity. The company’s service is available 24/7.

With the Total Home Protection home warranty company, West Virginia customers can get coverage for their air conditioning systems as part of the Platinum Plan or as an add-on item to any other plan that does not initially include air conditioning.

Heating System

In chilly winters, the temperatures in West Virginia may range from around 26°F to 41°F. In these weather conditions, the heating system should always be kept operational and well-maintained. First American Home Warranty offers comprehensive coverage for the heating system, including radiators, heat pumps, and gas, electric or oil furnaces,

Electrical System

Appliance home warranty

For sixty-two percent of West Virginia households, the heating system is powered by electricity, so many thrifty homeowners prefer to cover their electrical system under a home warranty as well as the heating system. First American Home Warranty offers coverage for all wiring, plugs, conduit, junction boxes, switches, and circuit breakers under the Premier plan or as an add-on item.

Home Appliances

A humid, subtropical climate may have a deteriorating effect on home appliances expediting its normal wear and tear. This is why top home warranty companies in West Virginia, including Amazon Home Warranty, offer special plans for home appliances. These plans usually include such appliances as the stove/oven/cooktop, built-in microwave, refrigerator, dishwasher, garbage disposal, and washer and dryer.

 

Appliance Home Warranty Vs. Manufacturer's Warranty

Almost any new home appliance you buy comes with a manufacturer's warranty for the first 12 month. In many cases, you can extend this warranty for another 3-5 years or purchase a home warranty instead. Which one will work best for you? Read our research article and make an educated choice!

Find The Best Warranty For Your Appliances

 

Best Home Warranties in West Virginia Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive

 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final words about buying a home warranty in West Virginia

For many West Virginians, buying a home warranty is a relatively easy process as many home warranty companies operate in this state. The most difficult part is to select the best home warranty plan that would cover all the homeowner’s needs. To help navigate the customers to the best home warranty, ReviewHomeWarranties.com team has created these reviews for home warranty companies in West Virginia.

Customers who read our home warranty reviews carefully are usually better aware of the company’s terms and conditions, which then helps them avoid any unexpected problems such as extra expenses or declined claims. As a result, they report more happy experiences with home warranty companies in West Virginia than negative ones.

Unfortunately, West Virginia home warranty regulations are very loose as state authorities do not require home warranty companies to accept any financial responsibility and follow the insurance codes.

 

Nearby States

All states
Home warranty Virginia 36 companies available
Virginia Home Warranty
Home warranty Ohio 41 companies available
Ohio Home Warranty
Home warranty North Carolina 34 companies available
North Carolina Home Warranty

Frequently Asked Questions in West Virginia

Below are just some of the frequently asked questions we receive about home warranties in West Virginia.

Q.

Is a West Virginia home warranty worth it?

A.
To keep your home repair budget in check, a home warranty can definitely help. Instead of paying hundreds or even thousands of dollars each time you have to call in a contractor, you could have one line item in your budget to cover unexpected expenses on over a dozen of your most important home appliances and systems. 
Q.

What are the best home warranty companies in West Virginia?

A.
In our research of nearly 70 home warranty companies, there are several that rise to the top for West Virginia homeowners. Here are our top five picks.

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Total Home Protection
Q.

What do home warranties cover?

A.
Home warranty coverage varies from provider to provider, but basically, a home warranty offers protection against malfunction of appliances and systems due to wear and tear. Your homeowner’s insurance coverage -- for damage caused by things like a rainstorm or fire or theft -- is helpful but limited. That’s where a home warranty comes in and picks up the slack.

1. Most Common Coverage

Systems

  • HVAC including ductwork
  • Plumbing system including stoppages
  • Electrical system
  • Water heater
Appliances

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

2. What some cover


Some providers will also include coverage for things like ceiling and exhaust fans, garbage disposals, and garage door openers. 

Providers may also offer optional coverage for items like well and septic pumps, pools and spas, sump pumps, and additional refrigerators or freezers. 

3. What few cover


Optional add-on coverage varies. Some companies offer unique coverage that others do not. For instance, American Home Shield and Liberty Home Guard both offer coverage for household electronics and entertainment products. 
Q.

How much does a home warranty cost?

A.
For around $60 a month you could get coverage on up to 20 or more common appliances and systems in your home. That is the average monthly premium of a Combo Plan from the five top providers in West Virginia. 

If and when you make a service call to the home warranty company, they will send out a licensed contractor, and you will be charged a service call fee. These fees can range from around $75 to $125 depending on the provider and the premium payment. With a higher service call fee, you should be able to get a lower monthly premium. 

Combo Plan
Monthly
Annually
Top 5 Average
$59
$708
Q.

How do I choose a good home warranty?

A.
There are three basic steps to choosing the right home warranty plan for you.

  1. Dig into the data - Find out which providers and plans are available where you live. Look at the company’s reputation with online reviews and the BBB. Look at the details of what appliances and systems are covered.
  2. Compare prices - Look at the pricing for several home warranty companies and plans. Prices vary depending on your location and the plan and extras you choose. 
  3. Read the contract - A home warranty contract is called a service agreement. Be sure to read the details of the agreement--what is covered and not covered, limitations, etc.--before signing the contract.