Best Home Warranty Companies in West Virginia (2023 Review)

Compare West Virginia Home Warranty Providers

West Virginia Home Warranty Costs 

As great as a home warranty can be for your home, your ultimate decision as to whether or not to purchase one will likely come down to the total cost. A West Virginia home warranty will vary depending on the coverage caps, monthly fees, and service fees. In addition, the type of home that you have will impact the overall price you pay for the policy. At Review Home Warranties, we wanted to ensure that West Virginia homeowners had a general idea of the average costs of a home warranty plan. We have done in-depth research to ensure that you get a fair price on the home warranty plan you choose. When you decide which home warranty to buy, you will have these averages to help assist.

West Virginia Home Warranty Companies Reviews

At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top seven home warranties for West Virginia homeowners. When comparing each of these home warranty companies we looked at overall coverage choices, time in the industry, customer service, coverage caps, service fees, and more. Here is how the top seven home warranty companies in West Virginia ranked. 

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of West Virginia. Choice has been on the market for more than ten years, and they are very diligent about providing high-quality service for a fair price. The Choice Home Warranty policies are both comprehensive and cover systems and appliances. You will not have any issues or frustrations when dealing with the Choice Home Warranty customer service and claims process. This is undoubtedly the top home warranty company in the nation, and West Virginias are lucky to have it as an option. 

 Plans and Pricing 

Choice is a home warranty plan that is priced right in the middle of the market. It won’t be the cheapest but also not the most expensive. Homeowners can rest assured knowing that both systems and appliances are covered under the Basic Plan and the Total Plan offered by Choice. 

Coverage

Choice Home Warranty has some of the higher coverage limits on the market. When compared to other similar policies, you will see that the coverage caps are $2500 or more as compared to the $500 that some plans offer. Some of the most popular coverages under the Choice Home Warranty plan include . . . 

• Plumbing system 
• Washing Machine
• Water Heater
• HVAC system
• Oven   

What Customers Are Saying: 

“The tech that came to my home was very professional. He was on time. I received a text message upon his arrival. He knew his job. Also, he self-educated me. The technician didn't leave a mess. He cleaned up. I would recommend coming back to my home if I was to have to file a claim.” Source

2. Best Reviewed: Liberty Home Guard 

The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of West Virginia. It is essential to take into consideration the reviews of other home warranty customers. The Liberty Home Guard policy has only been on the market for two years but has maintained a BBB rating of an A. This is almost unheard of in the home warranty industry. Liberty Home Guard has a long list of coverage options for West Virginia homeowners. If you are particular about the coverage you receive, this is a plan that will work well for your needs. 

Plans and Pricing

Liberty Home Guard offers three standard plans for West Virginia homeowners. The Appliance Guard, the Systems Guard, and the Total Home Guard. The Total Home Guard is the most popular choice for West Virginia homeowners. The Total Home Guard covers both systems and appliances. 

Coverage: 

The Liberty Home Guard plan offers very good coverages and some impressive add-on options. If you want everything from your sprinkler system to your stand-alone freezer covered, LIberty Home Guard has those options. For the price of the policy and the service fees associated with it, the Liberty Home Guard plan has some very fair coverage caps and value associated with it. Most West Virginia homeowners appreciate these coverages included with the Total Home Guard plan. . . . 

• Garbage disposal
• Washer
• Air Duct
• Water Heater 
• HVAC

What Customers Are Saying: 

“**** with Liberty Home Guard was professional and knowledgeable. He also went out of his way to answer detailed questions regarding several plans. I had him on the phone for a long time, but he remained patient and helpful throughout the process. I recommend him to anyone that is looking to purchase a home warranty. The plan he provided me covers more than other companies, and if you are going to be in your home for years to come, the longer-term plans are a bargain when you average them out per month against other companies.” Source

3. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for West Virginia homeowners. If you want to build out the coverages specific to your West Virginia home, the American Home Shield plan is the way to go. With American Home Shield, you will get the experience of a company that has been on the market for more than 50 years. The AHS brand is known for quality and premium service for its customers. If you have a high-end West Virginia home, this is an intelligent policy to choose because of the higher coverage caps. 

Plans & Pricing

American Home Shield has three plans for customers to choose from. The Gold Plan tends to be the most popular of any of the plans. The service fee with the American Home Shield warranty is also customizable. This means that the higher the service fee you pay, the lower the monthly costs of the plan. Choose a plan that works for your budget and financial style. 

Coverage 

American Home Shield offers higher coverage limits than most other plans, and they have a long list of optional or add-on coverage choices as well. If you have a pool or a spa, the AHS plan makes it much easier to keep that equipment covered under this same policy. Perhaps the greatest benefit of American Home Shield is being able to customize the plan to your needs. Some of the coverages that homeowners tend to include are . . . 

• Heating system 
• Refrigerator
• Dishwasher 
• Oven
• Garbage DIsposal 

What Customers Are Saying

“Company answered my request for service, unable to fix because parts not available. Part ordered but will be 3-5 days before it arrives. As with everything nowadays the covid is the cause of shortages. Thank goodness I had some backup space heaters, or we would be freezing in our home, 36 degrees last night. Be patient, be understanding, be thankful with what you have, could be much worse.” Source

4. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of West Virginia. With West Virginia having some very affordable homes, you will want to ensure that the home warranty does not impact your monthly budget all that much. With Select Home Warranty, you can get great coverage without breaking the bank. In addition, the service fees from Select Home Warranty are some of the lowest on the market. Each of the Select Home Warranty policies comes with free roof leak coverage for the home.

Plans and Pricing

The Select Home Warranty policies are known for their fair pricing. For West Virginia homeowners, it is pretty easy to see that the Platinum Care Plan is the best overall choice from Select. This plan is just a few dollars more per month but offers almost double the Gold or Bronze care plan coverage.

Coverage: 

Select Home Warranty offers good coverage for West Virginia homeowners, but they also have some of the lower policy limits on the market. If your home has many high-end appliances or systems, this may not be the best choice for you. Some of the coverages included with the Platinum Care plan include... 

• Heating systems 
• Cooktops
• Ceiling fans
• Refrigerators 
• Electrical systems 

What Customers Are Saying

“The company has an easy claim process, they are responsive, and contractors are knowledgeable and on time for the appointments. I had an A/C issue and a plumbing issue, and they handled each one professionally.” Source

5. Best Workmanship: Cinch Home Services 

The Cinch Home Services warranty offers the best workmanship for a West Virginia home warranty. If you have an issue with a washer or dryer and the issue won’t seem to go away, Cinch Home Services will continue to service it without the additional service fee charges. The Cinch Home Services company has been around for 40 years, making them one of the longest-standing home warranty companies in the industry. Although the coverage associated with Cinch Home Services is not considered to be the most premium, the policy pricing is fair, and the workmanship can’t be beaten.  

Plans and Pricing

There are three standard plans from Cinch Home Services. Each does a great job of giving customers fair coverage and fair value. The only thing to keep in mind is that the Cinch Home Services service fees are considerably higher than other plans on the market. This is partly what pays for the workmanship guarantee. 

Coverage

Choosing a company with forty years of experience in the home warranty industry means that you get quite a bit of knowledge and smart plan coverages and choices. Cinch Home Services offers plenty of add-on coverage options for those that can’t find the coverage they need as part of a standard plan. Some of the most popular coverages under the Cinch Home Services policies include . . . 

• Septic tank
• Sump Pump 
• Ice Maker
• Refrigerators
• Plumbing System  

What Customers Are Saying

“Absolutely love my Total Protect Warranty. Well worth it as I’ve had it over the course of years; I’ve needed a new refrigerator, a new hot water heater/ tank, and maintenance items such as a broken washing machine, etc. All are covered by just passing a one-time deductible. Awesome!” Source

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for West Virginia residents looking for extensive coverage. Some homeowners simply want to cover their HVAC or their plumbing system, while others want a  policy that takes care of the entire home. Suppose you want your whole West Virginia home adequately covered with a home warranty plan, then First Premier Home Warranty is the best choice. For a very fair price, First Premier Home Warranty allows you to cover almost your entire home. With a short time on the market, the First Premier Home Warranty has still managed to earn a BBB Rating of A-.

Plans & Pricing 

First Premier offers tremendous discounts for those that are willing to pay upfront for the entire year. With the First Premier home warranty, you can choose between the Premier Plan and Platinum Plan. The longer the policy window you choose, the lower your pricing is going to be. 

Coverage

Coverage for the First Premier Home Warranty is some of the best on the market. The Premier Plan is just considered to be a basic plan, yet it covers more than 15 items. This is some extensive peace of mind that can be provided to homeowners. Some of the coverages included under the Platinum Plan include . . . 

• Refrigerators
• Oven
• Water heater
• Plumbing system
• Stovetop 

What Customers Are Saying 

“Keeps their word! I had a technician out the next day when my Ac unit quit working on me technician was also very friendly.”Source 

7. Best Emergency Service: ServicePlus Home Warranty 

ServicePlus Home Warranty is the best option for emergency service in West Virginia. If you live in the West Virginia mountains and your heat goes down in the winter, you will need access to immediate assistance. Having a company show up, sometimes within a 24-hour window, to repair your home is a tremendous benefit. ServicePlus is very particular about the professionals they hire to complete your repair and replacement issues, and they have an extensive network of technicians. If you know you are going to want fast service, give ServicePlus home warranty a chance. 

Plans and Pricing

Service Plus offers only two plans, and the differences between them are subtle. The Platinum Plan is just a few dollars more per month, yet it has quite a bit more extensive coverage than other plans on the market. This is the best option from ServicePlus. 

Coverage

The West Virginia ServicePlus plan is all about creating peace of mind for West Virginia homeowners. Although you won’t have high coverage caps associated with this policy, the broad range of coverage and immediate service give customers peace of mind. Some of the most popular coverages under the West Virginia home warranty are . . .

• Dishwasher
• Garbage disposal
• Electrical system
• Plumbing System  
• Refrigerator 

What Customers Are Saying:

“My boiler is old; that’s what every technician that comes take a look every three months when it stops working tells me. And it was always the same; it would stop working, I’d call THP, they’d have someone over, they’d fix it and then tell me it’s old. When I called, THP said it’s not going to service my boiler anymore but give me money to replace it. Isn’t that awesome? Not having to worry, my showers might be cold this morning, depending on the mood of my boiler? This company is just great; with a bit of money and their help, I now own a brand new Viking heavy-duty boiler.”  Source

What You Should Consider Before Buying A Home Warranty in West Virginia 

Now that you have a much better idea as to which home warranty policies will be the best fit for your West Virginia home, it’s time to start considering the top plan for your needs. One of the best suggestions we can give West Virginia homeowners is to take a look around your home and decide on which systems and appliances you want to be covered under the plan. If you can narrow things down and get a clear list, you can start picking the policies that most closely match your needs. Here are a few other things to keep in mind when choosing your West Virginia home warranty. 

Customer Service/Claim Submittal

When you have an issue or problem with one of your systems or appliances, it is essential that you can submit a claim with ease. The customer service systems, website, and overall process of getting your claim submitted should be relatively easy. Some of the newer companies use a web-based portal system that is very easy to work with and allows you to see the progress of your request. 

Coverage Caps 

Coverage caps are the maximum that a policy will pay out on anyone appliance or system. Some coverage caps are around $2500 or $3000, while others will be closer to $500. If you have high-end systems or appliances in your home, be sure to choose a policy with a high coverage cap. 

Optional Coverages

In addition to the systems and appliances covered as part of your home warranty policy, there are always optional coverages that can be added. The optional coverages can ensure complete coverage for your West Virginia home for those with a swimming pool or central vacuum. These optional coverages will increase the monthly pricing of your home warranty policy. 

Home Warranty Tips for West Virginia Residents

West Virginia homeowners are going to experience a wide range of climate and weather conditions in the course of a year. It does not matter if you live in Charleston, Morgantown, or Huntington; you are going to have to be prepared for a variety of conditions to come your way. 

The summers in West Virginia are hot and will require some extra air conditioning and working ceiling fans. The winters, on the other hand, are cold and will bring snow. There can also be issues with plumbing systems and stoppages for Lewisburg or Harpers Ferry where the elevation is higher. 

The smaller towns like Elkins and Riply may have trouble finding reputable technicians and repair personnel to respond to a request for service at a fast pace. The last thing you want to do is wait around for weeks to get a simple dishwasher repair. With a home warranty in place, you will have your repair or replacement fixed in a short period of time. 

Another coverage to keep an eye on is the roof leak coverage. For homeowners in West Virginia, between the rain and the snow that is experienced in the course of a year, this roof leak coverage is essential to have. Companies like Select Home Warranty offer this for free. 

As you can see, based on the issues that West Virginia homeowners have to deal with, having a mix of appliance and system coverage is going to be important. Until you have all of these coverages in place, it will be hard to have peace of mind about your Virginia home. 

Home Warranty Regulations in West Virginia

The state of West Virginia is not going to do much to regulate home warranties for older homes. There are divisions within the state that will monitor new warranties on a new build. The fact that West Virginia does not monitor these policies means that you must choose a reputable and reliable source for your home warranty. Each of the seven companies on our list has an established presence in the market and is considered an expert in the home warranty industry. 

Final Thoughts

Hopefully, you now feel as though you can choose a West Virginia home warranty with complete confidence. With so many options on the market, it becomes very confusing deciding which plan will be best for your home. The Choice Home Warranty offers one of the most simple service contracts around. If you are undecided about a home warranty and want a company that is fair, reliable, and easy to work with, Choice is the best option. Don’t let pricing be the only deciding factor in your home warranty buying process. Take a look at all of the options on our list and get several quotes for your West Virginia home, this is the only way to ensure you are getting the best deal. 

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

• We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
  • Availability 
  • Pricing
  • Coverage
  • Fine Print 
  • Plan Options  
  • Service Contract Details 
  • Customer Service
  • Trustworthiness
  • Ratings and Reviews 
  • Add-On Options 
  • Promotions
  • Additional Benefits
• We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
• We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
• We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

• Plan options (25): Providers that offer more flexibility in their plans are rated higher.
• Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
• Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
• Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
• State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
• Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
• Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for West Virginia Homeowners and Home Buyers

• West Virginia Housing Development Fund: For any type of financial issue or question, the West Virginia Housing Development Fund is a great resource. First-time home buyers or those looking for fair mortgage rates can contact the West Virginia Housing Development Fund. 
• Homeownership Assistance West Virginia: The US Department of Housing and Urban Development can help West Virginia homeowners and homebuyers considering purchasing a home in the West Virginia area. HUD helps from a financial and educational standpoint. 
• US Department of Agriculture Rural Development: For West Virginia homeowners that are considering purchasing rural land, the US Department of Agriculture Rural Development will offer programs and assistance. This is a resource that is worth considering before you make your final purchase in rural West Virginia.  
• West Virginia Down Payment Assistance: Sometimes, the path to homeownership hits a roadblock when it comes to downpayment. Luckily for West Virginia homeowners, there are down payment assistance programs that can help make homeownership a reality. These programs can get you into a safe and affordable home in a short period of time. 
• City Of Charleston Housing Programs: In addition to checking on state and federal levels for assistance and resources, the City level also offers its own programs. The City of Charleston Housing Program will help lower-income first-time home buyers get their financing. The City of Charleston Housing Programs also includes assistance for those that are struggling to keep and maintain their home. 

Recap of Our Top Picks In West Virginia

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  # 1 Our Top Choice Liberty Home Guard

Editorial Rating 98.00

• $200 off + 1 Month Free + Free Roof Coverage!
• BBB's Only A+ Accredited Home Warranty Company!
• 60-day workmanship guarantee compared to the average of 30 days.
• More than 20 options, including window washing, swimming pools, and irrigation.
• 24/7 service calls

Liberty Home Guard Review

Visit Website (866) 472-3812

  # 2 Cinch Home Services

Editorial Rating 95.30

• First 2 Months Free on all Plans! (exclusions apply)
• Industry-leading 180-day workmanship guarantee
• $500 Homeowner insurance deductible reimbursement
• Thousands of reliable & fast local service providers
• 24/7 customer service
• Low cancellation fee

Cinch Home Services Review

Visit Website (855) 995-1294

  # 3 First Premier Home Warranty

Editorial Rating 95.10

• Lower chance of claim denial
• Multiple optional coverage items
• 24/7 service calls
• Great promotions available
• Market veteran
• Large and established firm

First Premier Home Warranty Review

Visit Website 929-360-2558

  # 4 The Home Service Club

Editorial Rating 94.90

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

• Higher fee for contract transfer
• Fewer contractors available
• Limited plan selection
• 1 day to submit a claim

The Home Service Club Review

Visit Website (855) 498-4719

  # 5 ServicePlus Home Warranty

Editorial Rating 95.10

• $200 OFF + 2 Months Free
• Free Roof Coverage
• Comprehensive coverage plans

• 1 day to submit claim
• Limited availability

ServicePlus Home Warranty Review

Visit Website (267) 824-4010

  # 6 First American Home Warranty

Editorial Rating 95.70

• Best Customer Service 2020
• $100 Instant Online Discount
• Plans from $25/m

• Automatically renewed policy

First American Home Warranty Review

Visit Website (888) 445-5837

  # 7 Complete Care Home Warranty

Editorial Rating

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

Complete Care Home Warranty Review

Visit Website