Looking for the best home warranty in Waco?
Perfect you’re in the right spot. In this guide, you’ll learn:
- Who should get a home warranty in Waco?
- What will a home warranty cost in Waco?
- What factors should I think about when looking at a home warranty?
- … and answers to many, many more of your Waco home warranty questions.
After 68+ companies reviewed, below are the top picks that we think are of the most benefit to Waco residents. Continue reading!
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Top Home Warranty Companies for Waco Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
What's In This Guide?
Not everyone in Waco can have Chip and Joanna Gaines come out and refurbish their home from the inside out. You might feel all on your own when it comes to maintaining and protecting the systems and appliances in your home. But you don’t have to be!
That’s why we wanted to help with this home warranty review of companies serving Waco and the wider Brazos River Valley. You’ve got options, and you need to know what to expect from a good home warranty plan for your Waco home.
Please note: as rule of thumb all companies that service Texas residents should be able to serve you if you live in Waco.
Top 5 Best Home Warranty Companies In Waco
|Waco Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
Who Needs A Home Warranty in Waco?
You’ve lived in your Waco home for awhile. Maybe the electrical system or water heater is aging. Home repairs can get expensive, and doing it yourself has lost that Waco “homesteader” charm it had when you first moved in.
There are some things homeowners insurance won’t cover. That’s what a home warranty is for. So everything from a garage door opener to the garbage disposal can get covered from the normal wear and tear a home goes through in Waco.
You want your new home in Waco to be as worry-free as possible. If you are a first-time homebuyer, home warranty protection plans can be a good investment, or a good point of negotiation during the home purchase process.
If you are thinking about moving to Waco, here is the experience of a for-real couple who recently took the plunge:
Waco is becoming a hot real estate market. If you want to stand out from competing homes, a home warranty can be a great differentiator. Don’t let potential buyers worry about your air conditioner or even the ductwork for your HVAC system. Offer peace of mind with a home warranty.
As a Realtor, you want to offer every advantage to your home seller or home buying clients. That might mean purchasing a home warranty on your clients’ behalf. Most home warranty providers have a portal and pricing specific to real estate agents.
Top 5 Best Home Warranty Companies In Waco
What Should You Think About When Purchasing A Waco Home Warranty?
Hooray for the mild winters, but the wet spring and overall heat and humidity will wreak havoc on your home appliances and systems.
The central Texas city has a population of around 140,000, and regionally, the population is close to 300,000. Baylor University is a big deal here. As a university town, there is a lot of population movement, so if you want to keep your home always move-in ready, and with a built-in incentive to buy, a home warranty just makes sense.
Real Estate Data
While not getting the same attention as the Dallas or Houston markets, Waco is small but mighty. Waco has seen a steady rise in home prices over the last 5 to 10 years, and it shows no sign of slowing down.
Best Home Warranty In Waco?
Choice Home Warranty is the top pick for Waco, TX. CHW strives to offer customers fast and simple solutions with availability 24/7 and access emergency service representatives.
What Will A Warranty Cost For Your Waco Home?
Anywhere from around $350 to the low $700s in annual premiums depending on the plan and options you choose.
You will also be responsible for service call fees that range from $65 to $125. Service fees sometimes depend on the amount of your premium, as is the case with American Home Shield, which allows you to choose your own service fee. Be sure to get a quote from several home warranty companies to get a sense of what it will cost to get the specific coverage you want for your Waco home.
Need protection from costly repairs in El Paso, Texas? We can help!
What Types Of Plans Are Available For You In Waco?
A home warranty is a type of service contract. Home warranty coverage comes in three varieties: an appliance plan, a home systems plan, and a combo plan. Some companies offer all three, and some offer an appliance plan and a total plan. The best buy is usually the combo plan offering comprehensive coverage of major appliances and major systems in your home.
Is A TX Home Warranty Worth It?
In a word, yes. With the active housing market and weather that is less than kind to your home, the protection of a home warranty can be well worth the cost of premiums and service calls.
If your HVAC system breaks down in the sultry summertime, you don’t want to have a big payout to make, and you don’t want to wait. That’s just one example of how repair or replacement with a home warranty can benefit you and your Waco home.
Top Home Warranties For Waco Reviewed
#1 Pick: Choice Home Warranty
Choice offers competitive and affordable pricing and coverage you can count on. When you put in a service request, you will be less likely to be denied coverage than with other home warranty plan providers. This is a big reason they are our number one pick for your Waco home. And if something isn’t done right the first time, they offer reservice to fix the problem.
Their Total Plan covers everything from air conditioning and heating systems to your dishwasher and whirlpool bathtub. They do only offer two plans, but the Total Plan is an excellent choice for price and coverage.
- Less likely to be denied coverage
- Competitive pricing
- Reservice for failed fixes
- Only two plans to choose from
- Lower claim limits than some other plans
#2 Pick: American Home Shield
When your company has 48% of the market, it’s hard to argue with that kind of success. AHS is a market leader in the home warranty space, and with good reason. With a lower chance of claim denial than other companies, along with higher claim limits (up to $3,000 for some repairs or replacements), they are a good choice for your Waco home.
Their optional coverage is not as extensive as some others.
- Lower chance of claim denial
- Higher claim limits
- Not a huge selection with optional coverage
- Premiums a bit higher than some others
#3 Pick: Select Home Warranty
Another excellent choice for keeping your Waco home appliances and systems protected is Select. And even if Magnolia is not fixing the leaky pipes or cooktop stove, Select has a highly regarded network of contractor professionals. And who wants to wait around for a claim payment? Select offers quick payments on approved claims.
Be aware of their $75 cancellation fee (others offer free cancellation within a set period) and that they do not provide add-on coverage.
- Quick payments
- High level of professionalism
- $75 cancellation fee
- No add-on coverage available
#4 Pick: Total Home Protection
With a comprehensive Platinum Plan (covering 2 HVAC systems, for instance) and an extensive list of optional coverage, Total Home Protection is another solid choice. Like Choice, they offer reservice for failed repairs.
With THP you have just one day to file a claim. And claim limits are only $500, so do not expect a big payout for major repairs or replacement of home systems or appliances.
- Reservice for failed repairs
- Fewest BBB complaints
- Only one day to file a claim
- Low claim limits
#5 Pick: First American Home Warranty
They are winners of our Best Customer Service 2020 award. They back that up with a B+ rating with BBB. Their claim limits are among the highest, topping out at $3,500
First American has just a small list of optional coverage. And watch out for the automatic renewal, which can sneak up on you. Read the contract carefully to understand when renewal happens and how to opt-out if you wish to.
- Best Customer Service 2020 award
- B+ rating with Better Business Bureau
- A small list of optional coverage
- Automatic renewal
Final Thoughts On Home Warranties In Waco
Your Waco, Texas home warranty is a big decision. Your home is your most significant investment, and you don’t want it to become a money pit. A home warranty can help manage your home maintenance costs and save you valuable time to spend enjoying central Texas.