The popularity of home warranties on Virginia’s real estate market has grown significantly over recent years. Unlike homeowner’s insurance that covers damages caused by fire, flood, theft, vandalism, and other problems, a home warranty covers normal wear and tear of the most important home systems and appliances. These include plumbing, electrical, heating, and air conditioning, as well as major kitchen and laundry appliances.

Best Home Warranty Companies in Virginia

Select Home Warranty

4.09
#1 of 58
State Contours
Available in
Virginia
Facts and Figures
C
BBB Rating
24/7
Hours
$75
Cancellation
$430 - $500
Premium
$60
Deductible
$500 - $2000
Limits
Coverage
Icons_Summary_Electrics
Icons_Summary_Electronics
Icons_Summary_Heating_AC
Icons_Summary_Home_security
Icons_Summary_Kitchen
Icons_Summary_Laundry
Icons_Summary_Outdoors
Icons_Summary_Plumbing
Pros And Cons
Emergency service available
Available in 46 states
24/7 hours for service calls
High-value promotions
Clients praised contractor professionalism
Lower chance of payment delay
Low Google rating
Not accredited by BBB

Choice Home Warranty

4.03
#2 of 58
State Contours
Available in
Virginia
Facts and Figures
C+
BBB Rating
24/7
Hours
$50
Cancellation
$408 - $480
Premium
$60
Deductible
$500 - $1500
Limits
Coverage
Icons_Summary_Electrics
Icons_Summary_Electronics
Icons_Summary_Heating_AC
Icons_Summary_Home_security
Icons_Summary_Kitchen
Icons_Summary_Laundry
Icons_Summary_Outdoors
Icons_Summary_Plumbing
Pros And Cons
High ConsumerAffairs rating
Emergency service available
Reservice available if repairs fail
Free reservice period for parts available
Available in 50 states
24/7 hours for service calls
Not accredited by BBB
Only 2 coverage plan(s) available

Total Home Protection

3.91
#3 of 58
State Contours
Available in
Virginia
Facts and Figures
B-
BBB Rating
24/7
Hours
$50
Cancellation
$387 - $461
Premium
$60
Deductible
$400 - $500
Limits
Coverage
Icons_Summary_Electrics
Icons_Summary_Electronics
Icons_Summary_Heating_AC
Icons_Summary_Home_security
Icons_Summary_Kitchen
Icons_Summary_Laundry
Icons_Summary_Outdoors
Icons_Summary_Plumbing
Pros And Cons
Great coverage plans
Emergency service available
Reservice available if repairs fail
Free reservice period for parts available
Available in 48 states
24/7 hours for service calls
Not accredited by BBB
Only 2 coverage plan(s) available

American Home Guard

3.46
#4 of 58
State Contours
Available in
Virginia
Facts and Figures
F
BBB Rating
M-F, 9-6
Hours
$75
Cancellation
$530 - $600
Premium
$65
Deductible
$200 - $1500
Limits
Coverage
Icons_Summary_Electrics
Icons_Summary_Electronics
Icons_Summary_Heating_AC
Icons_Summary_Home_security
Icons_Summary_Kitchen
Icons_Summary_Laundry
Icons_Summary_Outdoors
Icons_Summary_Plumbing
Pros And Cons
Available in 39 states
Different plan types available
High-value promotions
Lower chance of payment delay
BBB rating is F
Not accredited by BBB
Emergency service not available
Clients complained about unexpected costs

Pride Home Warranty

3.82
#5 of 58
State Contours
Available in
Virginia
Facts and Figures
A+
BBB Rating
24/7
Hours
$75
Cancellation
$299 - $449
Premium
$45
Deductible
$750 - $2500
Limits
Coverage
Icons_Summary_Electrics
Icons_Summary_Electronics
Icons_Summary_Heating_AC
Icons_Summary_Home_security
Icons_Summary_Kitchen
Icons_Summary_Laundry
Icons_Summary_Outdoors
Icons_Summary_Plumbing
Pros And Cons
BBB rating is A+
Great coverage plans
Emergency service available
Reservice available if repairs fail
Free reservice period for parts available
Available in 47 states
Not accredited by BBB
Only 2 coverage plan(s) available

First American Home Buyers Protection

3.39
#7 of 58
State Contours
Available in
Virginia
Facts and Figures
B
BBB Rating
24/7
Hours
$50
Cancellation
$300 - $492
Premium
$75
Deductible
$2500
Limits
Coverage
Icons_Summary_Electrics
Icons_Summary_Electronics
Icons_Summary_Heating_AC
Icons_Summary_Home_security
Icons_Summary_Kitchen
Icons_Summary_Laundry
Icons_Summary_Outdoors
Icons_Summary_Plumbing
Pros And Cons
BBB rating is B
High Google rating
BBB accredited
Emergency service available
Low Yelp rating
Only 2 coverage plan(s) available
Limited selection of optional coverage items
Good communication not mentioned in reviews
Not available through RHW

Old Republic Home Protection

3.5
#8 of 58
State Contours
Available in
Virginia
Facts and Figures
A+
BBB Rating
24/7
Hours
$50
Cancellation
$395 - $650
Premium
$75
Deductible
$250 - $1500
Limits
Coverage
Icons_Summary_Electrics
Icons_Summary_Electronics
Icons_Summary_Heating_AC
Icons_Summary_Home_security
Icons_Summary_Kitchen
Icons_Summary_Laundry
Icons_Summary_Outdoors
Icons_Summary_Plumbing
Pros And Cons
BBB rating is A+
BBB accredited
Emergency service available
Reservice available if repairs fail
Low Google rating
Low ConsumerAffairs rating
Good communication not mentioned in reviews
Clients found terms and conditions tricky
Not available through RHW

Home Security of America

3.51
#9 of 58
State Contours
Available in
Virginia
Facts and Figures
B
BBB Rating
24/7
Hours
?
Cancellation
$195 - $475
Premium
$75 - $100
Deductible
?
Limits
Coverage
Icons_Summary_Electrics
Icons_Summary_Electronics
Icons_Summary_Heating_AC
Icons_Summary_Home_security
Icons_Summary_Kitchen
Icons_Summary_Laundry
Icons_Summary_Outdoors
Icons_Summary_Plumbing
Pros And Cons
BBB rating is B
BBB accredited
Reservice available if repairs fail
Free reservice period for parts available
Low Google rating
Low ConsumerAffairs rating
Clients complained about unexpected costs
Good communication not mentioned in reviews
Not available through RHW

TotalProtect Home Warranty

3.87
#10 of 58
State Contours
Available in
Virginia
Facts and Figures
B
BBB Rating
24/7
Hours
$25
Cancellation
$275 - $791
Premium
$75 - $125
Deductible
$1000 - $10000
Limits
Coverage
Icons_Summary_Electrics
Icons_Summary_Electronics
Icons_Summary_Heating_AC
Icons_Summary_Home_security
Icons_Summary_Kitchen
Icons_Summary_Laundry
Icons_Summary_Outdoors
Icons_Summary_Plumbing
Pros And Cons
BBB rating is B
BBB accredited
Emergency service available
Affordable optional coverage costs
Low Google rating
Limited selection of optional coverage items
Good communication not mentioned in reviews
Higher chance of payment delay
Not available through RHW
Fair Disclosure: ReviewHomeWarranties.com has referral agreements with some of the companies presented on our top lists. We selected these companies because we believe they are the best choice for our readers. Referral income helps us keep the content on this website free.
Who Needs a Home Warranty in Virginia?

Currently, the Old Dominion state has over 2.7 million households, many of which have their dwellings covered by a home warranty. Homeowners who are new to a home warranty usually prefer to start with basic plans. Total Home Protection offers one of the cheapest home warranty plans on the market that offers coverage for kitchen appliances, as well as electrical systems and plumbing systems, including plumbing stoppages.

The most experienced homeowners in Virginia prefer to protect their homes with more comprehensive plans that include all major home systems, such as heating, air conditioning, electrical, plumbing systems, and most kitchen and laundry appliances. Among multiple home warranty companies available to Virginians, America’s 1st Choice Home Club offers one of the best premier plans with very competitive prices.

In many cases, real estate agents recommend that home sellers purchase home warranties in order to attract more homebuyers, at the same time keeping the house protected while listed. Some home warranty companies, like Home Security of America, tailor their plans specifically for home sellers. In many cases, the home warranty may be transferred from the seller to the homebuyer for a period of up to one year. It will be renewed automatically unless canceled.

 

How to Select the Best Home Warranty in Virginia?

In order to help homeowners select the best home warranty, we have collected as much information as possible on each company. This is not only from company websites but also from various sources including company representatives. We also read and summarized customer reviews from various consumer reporting websites such as the BBB, Consumer Advocate, and Yelp.

There are several things to consider while purchasing a home warranty in Virginia. First of all, you should think about the location of your house. If you live in the western or southern parts of the state, in Virginia Beach or Norfolk, the climate there is significantly warmer and more humid than in Arlington and Alexandria in the north, or Roanoke and the Blue Ridge Mountains in the east. Higher heat and humidity levels may contribute to the wear and tear of home appliances, which may require more frequent repairs or replacements. For this purpose, home warranty companies like American Home Guard offer their customers plans that cover kitchen and laundry appliances only.

Homeowners who live in the mountains experience issues with plumbing and electrical systems more often than residents of other areas do. For them, it makes sense to purchase one of the plans offered by Select Home Warranty or TotalProtect Home Warranty. These companies also offer appliance plans and combo plans that include coverage for both home systems and appliances.

Another thing to consider before purchasing a home warranty is the age of the house. The general rule is the older the house, the more comprehensive of a warranty plan you need.

Even though home warranties are available for brand new houses, it is important to remember that it cannot be combined with any other warranty or insurance. For example, if you have your home appliances covered under their manufacturer’s warranty, your home warranty will not be applicable in this case.

 

Conclusion

Any homeowner, home seller, or home buyer in Virginia will benefit from having their property covered by a home warranty. In order to decide which home warranty plan to choose, we advise not only to compare between the different companies, but also to think about the location of your house. For example, is it close to the ocean and high humidity is a norm in your area? Many home appliances are more prone to rust in such a climate and might require more repairs and replacements.

The age of the house also plays a role in home warranty selection. Experienced homeowners purchase more comprehensive plans if their houses are older than 10 years. It helps them save money on repairs and replacements, preserving their peace of mind.

 

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