Home Warranty in Virginia

The popularity of home warranties on Virginia’s real estate market has grown significantly over recent years. Unlike homeowner’s insurance that covers damages caused by fire, flood, theft, vandalism, and other problems, a home warranty covers normal wear and tear of the most important home systems and appliances.

Best Home Warranty Companies in Virginia

  # 1 Choice Home Warranty
Editorial Rating 97.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.80
  • $100 off + 2 months free
  • $0 transfer fee
  • Good selection of plans
  • High contractor professionalism
  • Quick replacement payments
  • First 30 days: Free cancellation
  # 4 Total Home Protection
Editorial Rating 95.20
  • $100 off + 2 months free
  • Comprehensive coverage plans
  • Emergency service available
  • 1 day to submit claim
  • Limited availability (6 states)
  # 5 First American Home Warranty
Editorial Rating 94.90
  • Best Value for Money 2019
  • Large and established
  • Plans from $25/m
  • Automatically renewed policy
  • Limited selection of extra coverage
  # 6 Amazon Home Warranty
Editorial Rating 92.90
  • $100 Off + 1 Month Free
  • Excellent BBB rating A+
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
  • Save up to $150 on a new plan
  • Choose your own service fee!
  • Lower chance of claim denial
  • Higher fee for contract transfer
  • Higher cancellation fee
Fair Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our-top lists throughout the website, including our list of best home warranty companies. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Climate and Geography

58.75°F

Average temperature

36.8°F

Winter temperature averages

73.2°F

Summer temperature averages

63Sun

Average annual sunshine

10.3in

Average annual snowfall

44.3in

Average annual precipitation

Brook Trout
Brook Trout. Virginia State Fish.

How to Select the Best Home Warranty in Virginia?

There are plenty of home warranty companies in Virginia that offer coverage for various home systems and appliances. In order to help homeowners like you select the best home warranty in VA, we have collected as much information as possible on each company that works in this state.

This information was collected not only from company websites but also from various sources including company representatives. We also read and summarized customer reviews from various consumer reporting websites such as the Google Reviews, BBB, Consumer Advocate, and Yelp.

There are several things you need to consider before you purchase a home warranty. We will talk about some of them, and if you feel like we missed something important that also influenced your decision about which home warranty plan to choose, please let us know, and we will include it in our report. We think that the two most important factors that should be taken into consideration are the location and the age of your house.

Which climate zone do you live in?

Are you ready to purchase a home warranty in Virginia? First of all, you should think about the location of your house, and here we explain why. If you live in the western or southern parts of the state, in Virginia Beach or Norfolk, there is a Humid Subtropical climate there, which is significantly warmer and more humid than in Arlington and Alexandria in the north, or Roanoke and Wytheville in the east.

Higher heat and humidity levels may contribute to the wear and tear of home appliances, which may require more frequent repairs or replacements. For this purpose, home warranty companies like First American Home Buyers Protection offer their customers plans that cover kitchen and laundry appliances only.

Homeowners who live in the mountains experience issues with plumbing and electrical systems more often than residents of other areas do. Virginia is ranked 45 out of 50 states for power grid reliability, which means that Virginians experience more frequent power outages, especially in the mountain area, that residents of other states.

Power outages may also contribute to the wear and tear of your electric appliances and the whole electrical system of your house. If you are one of those homeowners who have an electric generator in your storage room, it would make a lot of sense to purchase one of the plans offered by such well-known home warranty companies in Virginia as Select Home Warranty or TotalProtect Home Warranty

Society and Infrastructure

There are almost 8.5 million people living in Virginia, which makes it the 12th most populated state in the country. Of them, 66.5% are homeowners. The median year the houses were built is 1980.

It is important to consider the age of the house before purchasing it. The general rule is the older the house, the more comprehensive of a warranty plan you need since more home systems and appliances may need a repair at any time unless you recently made un upgrade.

Even though home warranties are available for brand new houses, it is important to remember that it cannot be combined with any other warranty or insurance. For example, if you have your home appliances covered under their manufacturer’s warranty, your home warranty will not be applicable in this case.

8,411,808

Population

202,6

Population per square mile

$61,486

Median annual household income

$150

Median price per square foot

6

Average number of rooms in a house

1980

Median year house built

$0.0931

Electricity price

47

Power grid reliability

Home Warranty Plans in Virginia

Which Home Warranty Plan Will Work Best For You?

There are multiple home warranty plans  offered by service providers  that cover your home systems and appliances. Let us analyze the most popular types below so that you could select the plan that fits your needs best:

Breaks more often
Attic fans
This State
9.8%
All country
7.36%
Get Coverage
Pool
This State
9.03%
All country
7.02%
Get Coverage
Refrigerator ice maker
This State
39.16%
All country
35.03%
Get Coverage
Air conditioner
This State
94.75%
All country
86.97%
Get Coverage
Ceiling fan
This State
76.96%
All country
72%
Get Coverage
Washer
This State
87.31%
All country
82.4%
Get Coverage
Dryer
This State
83.39%
All country
80.29%
Get Coverage
Dishwasher
This State
69.82%
All country
67.43%
Get Coverage
Whole House Fan
This State
5.25%
All country
5.16%
Get Coverage

The Basic Plan

Have you recently purchased your new home? Homeowners who are new to a home warranty usually prefer to start with basic plans. Total Home Protection  offers one of the cheapest home warranty plans on the market that offers coverage for kitchen appliances, as well as electrical systems and plumbing systems, including plumbing stoppages.

The Partial Plan

As we discussed earlier, some homeowners prefer to cover their home appliances only or home systems only under a home warranty plan. For these homeowners, there are appliance plans that cover all major home appliances, but not the home systems, and the opposite, home system plans, which do not include any home appliances in their coverage. Amazon Home Warranty  offers partial plans for home systems and appliances, as well as a comprehensive plan that covers both.

The Comprehensive Plan

The most experienced homeowners in Virginia prefer to protect their homes with more comprehensive plans that include all major home systems, such as heating, air conditioning, electrical, plumbing systems, and most kitchen and laundry appliances. Among multiple home warranty companies in VA, America’s 1st Choice Home Club offers one of the best premier plans with very competitive prices. Those companies that offer partial plans, also have combo plans that include coverage for both home systems and appliances.

The Seller's Plan

In many cases, real estate agents recommend that home sellers purchase home warranties in order to attract more homebuyers, at the same time keeping the house protected while listed. Some home warranty companies, like Home Security of America, tailor their plans specifically for home sellers.

Usually, the seller's plans are not as comprehensive as the buyer's, but they do provide coverage for the most essential home systems and appliances. In many cases, the home warranty may be transferred from the seller to the homebuyer for a period of up to one year. It will be renewed automatically unless canceled.

Special feature

Do You Need To Upgrade Your Home Warranty?

Are you one of those homeowners who prefer to get a feel of a home warranty by signing up a basic plan. Later you realized how much they like it, so now you would prefer more coverage for your house? No worries, there is always an upgrade option! It can be an addition to your plan or a more comprehensive plan, it's up to you! Read our blog to learn more about other peoples' experiences.

Upgrading Your Home Warranty

Laws and Regulations

Regulator Name
OCRP in the VA Dept of Agriculture and Consumer
Regulatory terminology
Home service contract
Percentage of HW companies operating
56%
Average Premium, $
$600
Average Deductible, $
$75

What You Need To Know About Home Warranty Regulations in Virginia

To make sure that all the home warranty companies listed on our site operate up to the highest standards, we have collected information on the supervising authorities. Home warranty companies in Virginia are governed by The Office of Charitable and Regulatory Programs (OCRP) in the Virginia Department of Agriculture and Consumer. This authority is responsible for administering the Home Service Contract Providers Act in the Commonwealth. Providers of home service contracts are required to register with OCRP in accordance with the Home Service Contract Providers Act. You may contact this organization before you sign a contract with any home warranty company in Virginia just to see whether it is in good standing.

Nearby States

All USA states
Home warranty Maryland 35 companies available
Maryland Home Warranty
Home warranty North Carolina 34 companies available
North Carolina Home Warranty
Home Warranty West Virginia Flag
Home warranty West Virginia 32 companies available
West Virginia Home Warranty

Final words

What We Need To Say About Home Warranty Companies in VA

Any homeowner, home seller, or home buyer in Virginia will benefit from having their property covered by a home warranty. In order to decide which home warranty plan to choose, we advise not only to compare the different companies but also to think about the location of your house. For example, is it close to the ocean and high humidity is a norm in your area? Many home appliances are more prone to rust in such a climate and might require more repairs and replacements.

The age of the house also plays a role in home warranty selection. Experienced homeowners purchase more comprehensive plans if their houses are older than 10 years. It helps them save money on repairs and replacements, preserving their peace of mind.

Respectfully, James Edwin Surrey, Editor