The popularity of home warranties on Virginia’s real estate market has grown significantly over recent years. Unlike homeowner’s insurance that covers damages caused by fire, flood, theft, vandalism, and other problems, a home warranty covers normal wear and tear of the most important home systems and appliances. These include plumbing, electrical, heating, and air conditioning, as well as major kitchen and laundry appliances.
Select Home Warranty
Choice Home Warranty
Total Home Protection
American Home Guard
Pride Home Warranty
First American Home Buyers Protection
Old Republic Home Protection
Home Security of America
TotalProtect Home Warranty
Currently, the Old Dominion state has over 2.7 million households, many of which have their dwellings covered by a home warranty. Homeowners who are new to a home warranty usually prefer to start with basic plans. Total Home Protection offers one of the cheapest home warranty plans on the market that offers coverage for kitchen appliances, as well as electrical systems and plumbing systems, including plumbing stoppages.
The most experienced homeowners in Virginia prefer to protect their homes with more comprehensive plans that include all major home systems, such as heating, air conditioning, electrical, plumbing systems, and most kitchen and laundry appliances. Among multiple home warranty companies available to Virginians, America’s 1st Choice Home Club offers one of the best premier plans with very competitive prices.
In many cases, real estate agents recommend that home sellers purchase home warranties in order to attract more homebuyers, at the same time keeping the house protected while listed. Some home warranty companies, like Home Security of America, tailor their plans specifically for home sellers. In many cases, the home warranty may be transferred from the seller to the homebuyer for a period of up to one year. It will be renewed automatically unless canceled.
How to Select the Best Home Warranty in Virginia?
In order to help homeowners select the best home warranty, we have collected as much information as possible on each company. This is not only from company websites but also from various sources including company representatives. We also read and summarized customer reviews from various consumer reporting websites such as the BBB, Consumer Advocate, and Yelp.
There are several things to consider while purchasing a home warranty in Virginia. First of all, you should think about the location of your house. If you live in the western or southern parts of the state, in Virginia Beach or Norfolk, the climate there is significantly warmer and more humid than in Arlington and Alexandria in the north, or Roanoke and the Blue Ridge Mountains in the east. Higher heat and humidity levels may contribute to the wear and tear of home appliances, which may require more frequent repairs or replacements. For this purpose, home warranty companies like American Home Guard offer their customers plans that cover kitchen and laundry appliances only.
Homeowners who live in the mountains experience issues with plumbing and electrical systems more often than residents of other areas do. For them, it makes sense to purchase one of the plans offered by Select Home Warranty or TotalProtect Home Warranty. These companies also offer appliance plans and combo plans that include coverage for both home systems and appliances.
Another thing to consider before purchasing a home warranty is the age of the house. The general rule is the older the house, the more comprehensive of a warranty plan you need.
Even though home warranties are available for brand new houses, it is important to remember that it cannot be combined with any other warranty or insurance. For example, if you have your home appliances covered under their manufacturer’s warranty, your home warranty will not be applicable in this case.
Any homeowner, home seller, or home buyer in Virginia will benefit from having their property covered by a home warranty. In order to decide which home warranty plan to choose, we advise not only to compare between the different companies, but also to think about the location of your house. For example, is it close to the ocean and high humidity is a norm in your area? Many home appliances are more prone to rust in such a climate and might require more repairs and replacements.
The age of the house also plays a role in home warranty selection. Experienced homeowners purchase more comprehensive plans if their houses are older than 10 years. It helps them save money on repairs and replacements, preserving their peace of mind.