Looking for the best home warranty in Virginia Beach?
Perfect, you’re in the right spot. In this guide, you’ll learn:
- Who can benefit from a Virginia Beach home warranty?
- How much will a home warranty protection plan cost for a home in Virginia Beach?
- How do you choose the right coverage for your home?
- And much more!
After reviewing 68+ home warranty companies, we’re pulling back the curtain on the top 5 for your area. Want to know more? Continue reading!
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Top Home Warranty Companies for Virginia Beach Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
What's In This Guide?
Whether you’re a year-round resident or a second homeowner, the ocean views of Virginia Beach are a fantastic place to enjoy some time in the sun at the mouth of the Chesapeake Bay.
But, hurricanes and wintertime cold snaps can wreak havoc on your home’s appliances and systems. When this happens, you’re left with a major repair bill that you have to pay for out of pocket.
Thankfully, a quality home warranty plan can help cover a lot of the cost of maintaining your home. If you’re not sure where to start when it comes to selecting a warranty policy, then we have good news for you.
We reviewed 68 home warranty companies to see which offered the best coverage for Virginia Beach homeowners. Up next, we’ll talk you through everything you need to know about protecting your oceanfront home in Virginia’s largest resort city.
Please note: as rule of thumb all companies that service Virginia residents should be able to serve you if you live in Virginia Beach.
Top 5 Best Home Warranty Companies In Virginia Beach
|Virginia Beach Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
Who Needs A Home Warranty In Virginia Beach?
There are a whole lot of people who can benefit from having a home warranty plan in Virginia Beach. Here’s what you need to know:
When you own a single family home, you’re responsible for the cost of maintaining your property. That can get expensive quickly, even if your home is a new construction with up-to-date appliances and systems. Having a warranty plan in place can help you save money on these costly repairs.
On the market for a new home in Virginia Beach? A warranty plan for home buyers can give you the peace of mind you need to finally buy your dream home in town center or on the ocean without the fear that you’ll be stuck with major repair bills should your house have issues after closing.
Best 5 Virginia Beach Home Warranty Companies
Home Sellers/Real Estate Agents
Homes for sale often sell faster and net higher home values with a warranty plan than without one. Warranty plans make it easier to attract potential buyers to your home. This is because new homeowners want to know that they will be protected should something in their house break soon after closing.
Virginia Beach is home to one of the best rental markets in the Commonwealth. Whether you own a multi-family vacation rental or a long-term townhome rental, having a warranty plan can protect you from costly annual repair bills. Plus, as a landlord, the cost of your warranty annual premium is often tax-deductible.
Read Also: Do Home Warranty Plans Cover Rental Properties?
What Should You Think About When Purchasing A Virginia Beach Home Warranty?
As a homeowner, you want to be sure you’re getting the right warranty coverage. These are some of the most important things to consider when shopping around:
Virginia Beach has hot, humid summers and relatively mild winters. However, nearly every home in the city has air conditioning and heating, so it’s important that your warranty plan covers these essential home systems.
Plus, because of the hot summer temperatures, many homes in the region have pools and spas, which are normally considered add-ons for home warranty plans. Hurricanes and other major storms in the Virginia Beach area can cause a lot of flooding, so finding a plan that offers sump pump protection is also important.
Read Also: What Are The Recommended Plans That Include HVAC Coverage?
Virginia Beach is known for its oceanfront homes, which make for a fantastic place to live. But, being so close to the ocean means your house is more regularly exposed to seaspray and sea breezes, which can more quickly wear out your home’s essential appliances and systems.
This is particularly true when it comes to roofs, which are more likely to need repairs when exposed to windy conditions. Plus, all that humidity can be a big problem for your home’s electrical system and major appliances.
Real Estate Data
Virginia Beach is the largest city in the Commonwealth of Virginia by population with around 450,000 residents. It’s also part of the Hampton Roads Metropolitan Statistical Area, which includes other nearby towns and cities, such as Chesapeake, Newport News, Hampton, Suffolk, Poquoson, Williamsburg, Portsmouth, and Norfolk.
This whole area has over 1.7 million residents and the real estate market is on the rise, with more demand forecasted in the coming years. According to the US Department of Housing and Urban Development, the average home price in the Virginia Beach area is around $272,000, with listing prices increasing every year.
However, both residents and seasonal visitors of the Virginia Beach region generally prefer to rent, making it a great place to own a vacation rental. This is particularly true in some of the city’s popular subdivisions, such as Sandbridge, Bayside, Kempsville, and Lynnhaven.
With that in mind, having a home warranty can help your home stand out among the crowd should you decide to sell. Having a warranty plan can often attract potential buyers at an open house who are deciding between your home and another one at a similar list price because it gives them confidence that they’ll be covered if issues arise after closing.
What Will A Home Warranty Cost You?
Most Virginia Beach residents will pay between $300-$600 a year for their home warranty plan. However, how much you pay will depend on three things:
- The location of your home in the Virginia Beach area
- The size of your home in square feet
- How much coverage you want for your house
In general, larger homes that are closer to the waterfront will have higher warranty premiums than smaller houses that are further inland. Homeowners that choose more coverage for their house will pay slightly more upfront in exchange for better savings down the line.
What Types Of Plans Are Available To You In Virginia Beach?
Homeowners in Virginia Beach can choose between three different warranty plan options:
- Appliance Plan. With an appliance plan, you get coverage for items like cooktops, refrigerators, dishwashers, and garage door openers.
- Systems Plans. Most systems plans will offer protection for your house’s HVAC, plumbing, and electrical systems.
- Combo Plans. If you’re looking for comprehensive coverage on your house, a combo plan is a must. These plans protect both appliances and systems in your home.
Best Home Warranty in Virginia Beach?
Choice Home Warranty is our top pick for Virginia Beach. Why? Choice covers homes up to 5,000 ft, free contract transfers, reasonable annual premiums and they won’t deny you coverage if you own an older property.
Is A Virginia Beach Home Warranty Worth It?
A warranty plan is worth it for Virginia Beach homeowners. Here’s why:
Protection From Repair Bills
Home warranties provide you with protection against major repair bills. While the cost of an annual premium is nothing to scoff at, it’s a pretty small figure when compared to the cost of repairing or replacing your home’s major systems or appliances, such as your HVAC, which could easily run you up to $7,000.
Read Also: Do Home Warranties Protect From Water Damage?
Better Home Repair Service
When you have a home warranty plan, you also get a streamlined repair service. If something breaks in your home, you simply have to submit a claim with your warranty company. Then, you can sit back as your warranty provider sends a qualified repair specialist to your door.
Read Also: How Does A Home Warranty Work?
What Are The Home Warranty Regulations In Virginia?
The Commonwealth of Virginia’sDepartment of Agriculture and Consumer Services regulates home warranties (a.k.a. “home service contracts”) under Chapter 33.1 of the Code of Virginia. As part of these regulations, all home warranty service providers need to register with the Office of Charitable and Regulatory Programs (OCRP), which oversees coverage within the state.
How To Choose Coverage In Virginia Beach?
If you’re looking for home warranty coverage in Virginia Beach, here’s what you need to do to find the right plan:
Step 1: Identify Your Home Protection Needs
The first thing to do is to make a list of your coverage priorities. Write down all of the systems and appliances you want coverage for so you can ensure that you get the right plan for your needs.
Step 2: Select A Plan
As soon as you know what kind of coverage you’re looking for, it’s time to choose a plan and sign your contract. In just a bit, we’ll review 5 of the top warranty companies available to Virginia Beach homeowners if you’re not sure where to start.
Step 3: Wait For The Grace Period
Most home warranty companies have a 20-30 day grace period between when you start your plan and when you can make your first claim. So, sit tight until this passes and then you can make your first claim.
Step 4: Submit A Claim
Should a covered item break in your home after your grace period ends, you can go ahead and submit your first claim. You’ll have to pay a small service call fee (usually $60-$125) for each claim you submit to cover the cost of sending a repair technician to your home.
Step 5: Get Great Repair Service
Once your claim is processed, your warranty company will send a repair specialist to your home to fix or replace any issues on your covered items. It’s as simple as that!
Did curious how a home warranty is different from homeowner’s insurance? Check out this video to answer your essential questions.
Top Home Warranties For Virginia Beach Reviewed
We know how hard it is to find quality home warranty coverage in Virginia Beach, so here are our reviews of five of the best options available on the market today:
#1 Choice Home Warranty
Choice Home Warranty tops our list as one of the best warranty companies for Virginia Beach because they have two great affordable plans that offer comprehensive coverage for your home. With Choice Home Warranty, you can choose between a Basic Plan and a Total Plan, both of which offer reasonable premiums and low service fees.
Their Total Plan is particularly good because it covers heating and air conditioning, as well as all your major appliances and systems. We also like Choice Home Warranty because they offer a fantastic list of optional coverage items, such as pools/spas, roof leaks, and sump pumps, which are must-haves for Virginia Beach.
- Affordable coverage premiums
- Great list of add-ons
- No option to customize plans
#2 American Home Shield
American Home Shield is one of the most popular options for Virginia Beach home protection. They have an Appliances Plan, Systems Plan, and a Combo Plan so you can choose what’s right for your needs.
Plus, American Home Shield allows you to build your own plan for maximum flexibility. They even let you choose your own service call fee for more control over your payment options and they have a nice list of add-ons items, which even includes guest unit coverage.
- Flexible plan options
- Can choose your own service call fee
- Premiums are slightly higher than average
#3 Select Home Warranty
Select Home Warranty allows Virginia Beach homeowners to decide between a Bronze Care Plan for appliances, a Gold Care Plan for systems, and a Platinum Care Plan for comprehensive coverage.
We like Select Home Warranty’s coverage because they are one of the few companies that include roof leak protection in their plans at no extra cost. They also allow you to choose your home repair technician so you can choose a contractor that you trust to do your home repairs.
- Allows you to choose your own contractor
- Includes roof leak protection at no extra cost
- Annual premiums are somewhat high
#4 Total Home Protection
Total Home Protection is a good choice for homeowners in the Chesapeake region that need affordable coverage. They have a Gold Plan and a Platinum Plan, both of which include coverage for systems and appliances.
The company also offers an impressive list of add-ons so you can customize your coverage. To sweeten the deal, Total Home Protection also offers free reservice on any repair as well as emergency repair service for greater peace of mind.
- Emergency repair service available
- Affordable coverage options
- Lower coverage limits on some appliances
#5 First American Home Warranty
First American Home Warranty is a budget-friendly solution for homeowners in the Virginia Beach area. Their two plan options (Basic Plan and Premier Plan) come with highly affordable premiums and high coverage limits, especially on appliances.
To help you save money, the company also has low service call fees. Plus, they have a whole list of different coverage upgrades available for extra protection should you decide to put your home on the market.
- Affordable premiums and service fees
- Coverage upgrades for home sellers
- Air conditioning protection is add-on only
Final Thoughts On Home Warranties In Virginia Beach
Virginia Beach homeowners have a lot to gain from home warranty coverage. With the right warranty plan, you can save money each year on home repair expenses, get more efficient repair service, and increase the sale value of your home. What more could you want?
Read Also: What Are The Top Home Warranty Plans In Richmond, VA?