Home > USA > Virginia > Virginia Beach

Best Home Warranty in Virginia Beach

best home warranty company in virginia beach review

Looking for the best home warranty in Virginia Beach?

Perfect, you’re in the right spot. In this guide, you’ll learn:

  • Who can benefit from a Virginia Beach home warranty?
  • How much will a home warranty protection plan cost for a home in Virginia Beach?
  • How do you choose the right coverage for your home?
  • And much more!

After reviewing 68+ home warranty companies, we’re pulling back the curtain on the top 5 for your area. Want to know more? Continue reading!

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Whether you’re a year-round resident or a second homeowner, the ocean views of Virginia Beach are a fantastic place to enjoy some time in the sun at the mouth of the Chesapeake Bay.

But, hurricanes and wintertime cold snaps can wreak havoc on your home’s appliances and systems. When this happens, you’re left with a major repair bill that you have to pay for out of pocket.

Thankfully, a quality home warranty plan can help cover a lot of the cost of maintaining your home. If you’re not sure where to start when it comes to selecting a warranty policy, then we have good news for you.

We reviewed 68 home warranty companies to see which offered the best coverage for Virginia Beach homeowners. Up next, we’ll talk you through everything you need to know about protecting your oceanfront home in Virginia’s largest resort city.

Please note: as a rule of thumb all companies that service Virginia residents should be able to serve you if you live in Virginia Beach.

Top Home Warranty Companies for Virginia Beach Homeowners

More Than 10 Years on the Market


Most Comprehensive Coverage Available


Free Reservice Period for Parts


Emergency Service Available


Cheapest and Best Basic Plan ($34/m)

Choice Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming, District of Columbia

American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.

American Home Shield Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

 Almost-Nationwide Service


 Majority of Client Reviews Online Are Positive


 Clearest Terms and Conditions


 Highest Contractor Professionalism


Best Gold Plan ("Platinum Care")

Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, District of Columbia, California

 Customer Service Available 24/7


 Least BBB Complaints


Great Reviews on Google Places


Reservice for Failed Parts


1 Free Month Upon Annual Sign-Up

ServicePlus Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Florida, Hawaii, Minnesota, New Hampshire, Rhode Island, Utah, Wisconsin, New Mexico, Maine, Massachusetts, North Dakota, South Dakota, Vermont, Wyoming, District of Columbia, Iowa

 Industry Veteran Award


Large and established company


 Top 3 Cheapest Plans ($25/month)


Low optional coverage costs




Coverage is capped at $500


Limited Selection of Optional Coverage Items

First American Home Warranty Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wyoming, District of Columbia

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 3 Home Warranty Companies in Virginia Beach (2021)

After analyzing 68 different companies, here’s your list of the three best home warranty providers in Virginia Beach:

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty

Here’s a close look at what makes these Virginia Beach’s best options – and what makes them different.

Company NameChoice Home WarrantyAmerican Home ShieldSelect Home Warranty
Number of Plan Options2 Plans3 Plans2 Plans
Monthly Plan Cost$45 – $55$35 – $65$36 – $45
BBB RatingBBB
ReviewsRead Choice Home Warranty ReviewsRead American Home Shield Reviews

 

Choice Home Warranty (Best Home Warranty in Virginia Beach)

Choice Home Warranty is not just one of the best home warranty companies in Virginia Beach it is one of the best in the nation. There are a lot of great things about Choice Home Warranty but one of the best is the simplicity of the plans.

With Choice Home Warranty, you will only get two plans; the first is more basic and the second is one of the more comprehensive plans on the market. If neither of these plans fit your needs exactly, you can add on more options.

The pricing, customer service, and quality from this home warranty provider will make you glad that Choice is a Virginia Home Warranty option.

Pros

  • Home warranty covers both home appliances and home systems
  • Limited number of exclusions
  • Free quote for those that are interested in the plan
  • Won’t turn down because of an old plumbing system, hot water heater, septic system, etc.

Cons

  • There is no option for a custom plan
  • Not available in all areas of the country, difficult to transfer plans

American Home Shield (Editors Choice)

American Home Shield is our editor’s choice. The main benefit of American Home Shield, when compared to Choice, is the flexibility and customization of the plan. American Home Sheild home warranty offers the customer the ability to customize and built a plan. If you want something that covers your air conditioner but not your garbage disposal, you will have that option.

In addition, American Home Shield has been in the business for a while, and you can easily read home warranty reviews about this company. For the most part, they are known for their high levels of customer service and quick response times.

Pros

  • Well respected across Virginia Beach, Alexandria, and the entire state of Virginia
  • AHS gives customers the ability to customize a plan
  • Very low chance of claim denial

Cons

  • The pricing is high for the customized plan
  • BBB rating is only a B
  • Some optional coverages are very high priced

Select Home Warranty (Most Affordable)

Select Home Warranty is the most affordable option in Virginia Beach. With the overall cost of living being a bit high in Virginia Beach, it is nice to have a plan choice that is a bit more affordable.

The main thing that stands out with Select Home Warranty is the fact that you get free roof coverage with their Total Plan. When purchasing a home warranty, it’s common to see coverage for things like a heating system, washer, or even ductwork; however, roof coverage can be more difficult to find.

Even though Select only offers two basic plans, the plans are affordable, and they are a great option for those that may be new to homeownership.

Pros

  • Very affordable plans
  • Simple options to choose from
  • Free roof coverage for the homeowner

Cons

  • $75 Cancellation Fee
  • Must file a claim quickly, or it could be denied

Whether you’re a year-round resident or a second homeowner, the ocean views of Virginia Beach are a fantastic place to enjoy some time in the sun at the mouth of the Chesapeake Bay.

But, hurricanes and wintertime cold snaps can wreak havoc on your home’s appliances and systems. When this happens, you’re left with a major repair bill that you have to pay for out of pocket.

Thankfully, a quality home warranty plan can help cover a lot of the cost of maintaining your home. If you’re not sure where to start when it comes to selecting a warranty policy, then we have good news for you.

We reviewed 68 home warranty companies to see which offered the best coverage for Virginia Beach homeowners. Up next, we’ll talk you through everything you need to know about protecting your oceanfront home in Virginia’s largest resort city.

Please note: as rule of thumb all companies that service Virginia residents should be able to serve you if you live in Virginia Beach.

 

 

Who Needs A Home Warranty In Virginia Beach?

There are a whole lot of people who can benefit from having a home warranty plan in Virginia Beach. Here’s what you need to know:

Homeowners

When you own a single-family home, you’re responsible for the cost of maintaining your property. That can get expensive quickly, even if your home is a new construction with up-to-date appliances and systems. Having a warranty plan in place can help you save money on these costly repairs.

Home Buyers

On the market for a new home in Virginia Beach? A warranty plan for homebuyers can give you the peace of mind you need to finally buy your dream home in the town center or on the ocean without the fear that you’ll be stuck with major repair bills should your house have issues after closing.

Home Sellers/Real Estate Agents

Homes for sale often sell faster and net higher home values with a warranty plan than without one. Warranty plans make it easier to attract potential buyers to your home. This is because new homeowners want to know that they will be protected should something in their house break soon after closing.

Renters/Landlords

Virginia Beach is home to one of the best rental markets in the Commonwealth. Whether you own a multi-family vacation rental or a long-term townhome rental, having a warranty plan can protect you from costly annual repair bills. Plus, as a landlord, the cost of your warranty annual premium is often tax-deductible.

Read Also: Do Home Warranty Plans Cover Rental Properties?

 

What Should You Think About When Purchasing A Virginia Beach Home Warranty?

As a homeowner, you want to be sure you’re getting the right warranty coverage. These are some of the most important things to consider when shopping around:

Weather/Climate

Virginia Beach Home Warranty Company Reviews

Virginia Beach has hot, humid summers and relatively mild winters. However, nearly every home in the city has air conditioning and heating, so it’s important that your warranty plan covers these essential home systems.

Plus, because of the hot summer temperatures, many homes in the region have pools and spas, which are normally considered add-ons for home warranty plans. Hurricanes and other major storms in the Virginia Beach area can cause a lot of flooding, so finding a plan that offers sump pump protection is also important.

Read Also: What Are The Recommended Plans That Include HVAC Coverage?

Geography/Location

Virginia Beach is known for its oceanfront homes, which make for a fantastic place to live. But, being so close to the ocean means your house is more regularly exposed to seaspray and sea breezes, which can more quickly wear out your home’s essential appliances and systems.

This is particularly true when it comes to roofs, which are more likely to need repairs when exposed to windy conditions. Plus, all that humidity can be a big problem for your home’s electrical system and major appliances.

Real Estate Data

Virginia Beach is the largest city in the Commonwealth of Virginia by population with around 450,000 residents. It’s also part of the Hampton Roads Metropolitan Statistical Area, which includes other nearby towns and cities, such as Chesapeake, Newport News, Hampton, Suffolk, Poquoson, Williamsburg, Portsmouth, and Norfolk.

This whole area has over 1.7 million residents and the real estate market is on the rise, with more demand forecasted in the coming years. According to the US Department of Housing and Urban Development, the average home price in the Virginia Beach area is around $272,000, with listing prices increasing every year.

However, both residents and seasonal visitors of the Virginia Beach region generally prefer to rent, making it a great place to own a vacation rental. This is particularly true in some of the city’s popular subdivisions, such as Sandbridge, Bayside, Kempsville, and Lynnhaven.

With that in mind, having a home warranty can help your home stand out among the crowd should you decide to sell. Having a warranty plan can often attract potential buyers at an open house who are deciding between your home and another one at a similar list price because it gives them confidence that they’ll be covered if issues arise after closing.

Read Also: What Are The Best Home Warranty Plans in Washington, D.C.? And Fairfax?

 

What Will A Home Warranty Cost You?

Most Virginia Beach residents will pay between $300-$600 a year for their home warranty plan. However, how much you pay will depend on three things:

  • The location of your home in the Virginia Beach area
  • The size of your home in square feet
  • How much coverage you want for your house

In general, larger homes that are closer to the waterfront will have higher warranty premiums than smaller houses that are further inland. Homeowners that choose more coverage for their house will pay slightly more upfront in exchange for better savings down the line.

 

What Types Of Plans Are Available To You In Virginia Beach?

Homeowners in Virginia Beach can choose between three different warranty plan options:

  • Appliance Plan. With an appliance plan, you get coverage for items like cooktops, refrigerators, dishwashers, and garage door openers.
  • Systems Plans. Most systems plans will offer protection for your house’s HVAC, plumbing, and electrical systems.
  • Combo Plans. If you’re looking for comprehensive coverage on your house, a combo plan is a must. These plans protect both appliances and systems in your home.

Depending on the warranty company you decide on, you can also choose from a list of different optional add-ons for extra coverage on your home’s pool, spa, well pump, sump pump, roof, and more.

 

Is A Virginia Beach Home Warranty Worth It?

A warranty plan is worth it for Virginia Beach homeowners. Here’s why:

Protection From Repair Bills

Home warranties provide you with protection against major repair bills. While the cost of an annual premium is nothing to scoff at, it’s a pretty small figure when compared to the cost of repairing or replacing your home’s major systems or appliances, such as your HVAC, which could easily run you up to $7,000.

Read Also: Do Home Warranties Protect From Water Damage?

Better Home Repair Service

When you have a home warranty plan, you also get a streamlined repair service. If something breaks in your home, you simply have to submit a claim with your warranty company. Then, you can sit back as your warranty provider sends a qualified repair specialist to your door.

Read Also: How Does A Home Warranty Work?

 

What Are The Home Warranty Regulations In Virginia?

The Commonwealth of Virginia’s Department of Agriculture and Consumer Services regulates home warranties (a.k.a. “home service contracts”) under Chapter 33.1 of the Code of Virginia. As part of these regulations, all home warranty service providers need to register with the Office of Charitable and Regulatory Programs (OCRP), which oversees coverage within the state.

Virginia Beach Home Warranty Facts

 

How To Choose Coverage In Virginia Beach?

If you’re looking for home warranty coverage in Virginia Beach, here’s what you need to do to find the right plan:

Step 1: Identify Your Home Protection Needs

The first thing to do is to make a list of your coverage priorities. Write down all of the systems and appliances you want coverage for so you can ensure that you get the right plan for your needs.

Step 2: Select A Plan

As soon as you know what kind of coverage you’re looking for, it’s time to choose a plan and sign your contract. In just a bit, we’ll review 5 of the top warranty companies available to Virginia Beach homeowners if you’re not sure where to start.

Step 3: Wait For The Grace Period

Most home warranty companies have a 20-30 day grace period between when you start your plan and when you can make your first claim. So, sit tight until this passes and then you can make your first claim.

Step 4: Submit A Claim

Should a covered item break in your home after your grace period ends, you can go ahead and submit your first claim. You’ll have to pay a small service call fee (usually $60-$125) for each claim you submit to cover the cost of sending a repair technician to your home.

Step 5: Get Great Repair Service

Once your claim is processed, your warranty company will send a repair specialist to your home to fix or replace any issues on your covered items. It’s as simple as that!

Did curious how a home warranty is different from homeowner’s insurance? Check out this video to answer your essential questions.

 

Top Home Warranties For Virginia Beach Reviewed

We know how hard it is to find quality home warranty coverage in Virginia Beach, so here are our reviews of five of the best options available on the market today:

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor’s Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive
 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final Thoughts On Home Warranties In Virginia Beach

Virginia Beach homeowners have a lot to gain from home warranty coverage. With the right warranty plan, you can save money each year on home repair expenses, get more efficient repair service, and increase the sale value of your home. What more could you want?

Read Also: What Are The Top Home Warranty Plans In Richmond, VA?

Choice Home Warranty is our #1 ranked home warranty.