According to the U.S.Census Bureau, Utah has one of the fasted-growing population rates in the country. As the number of households grows, so does the need for home coverage and protection. The best home warranty Utah companies offer their customers flexible plans that cover either home systems or household appliance, a combination of the two. Whichever Utah home warranty you require, we have created this extensive guide to simplify your buying decision.
Home Warranty is Regulated by the Utah Insurance Department
The Utah Insurance Department warns customers that home warranties in Utah can only be sold by an authorized insurer recognized by the department. Not all home warranty companies that advertise in Utah are reliable or reputable. However, we have analyzed information on the various home warranty companies in Utah to help customers know the difference. For our analysis, we used various sources, including home warranty reviews by Utah customers from different consumer reporting sites. This approach allowed us to compare and select the top 10 Utah home warranties. Still, if you want to make absolutely sure the company you are inquiring with is licensed to offer its services to Utah residents, it is better to make a quick phone call to the Utah Insurance Department or make a quick check on their website to verify that the home warranty company that you have chosen adheres to the Department's requirements.
Which Home Warranty Plans are Available in Utah?
Home warranty Utah providers have many different coverage plans to offer. For new home buyers who prefer to start small, companies such as 2-10 Home Warranty have created basic plans that include one or two home systems and a limited number of kitchen and laundry appliances. Usually, the more experienced homeowners in Utah prefer premier plans that offer wide-ranging coverage for most home systems and appliances. While basic plans cover a limited number of systems and appliances, comprehensive premier home warranty plans cover almost the entire house.
Amazon Home Warranty offers one of the best premier plans available on the market. The company’s creative managers called it the Combo plan. It includes air conditioning, heating, electrical, and plumbing systems, as well as a long list of kitchen and laundry appliances, including trash compactor and water dispenser, which are usually covered only as add-on items in other home warranty companies in Utah. This plan is ideal if you prefer to get as many parts of the house covered under home warranty as possible.
For those homeowners who are not completely satisfied with the coverage of the premier plan, many home warranty companies offer a list of optional coverage items, with every item priced separately. These items can be added to any plan. The selection of add-on items varies by the company, so if you cannot find the item you want to cover in one company's list, check out other best-rated home warranty companies in Utah.
Select Home Warranty offers one of the best selections of optional coverage items. These include an additional heater and A/C units, second refrigerator, stand-alone freezer and icemaker, and much more. In addition, this company offers coverage for roof repairs and lawn sprinkler systems.
Another approach offered by some of the best Utah home warranty companies is to cover home systems and appliances separately under two different plans. First American Home Warranty will be the best choice if you are interested in coverage for your appliances, and Landmark Home Warranty offers one of the best and the cheapest plans for your systems. Both companies also offer combo plans that cover both home systems and appliances.
Looking for the top-rated home warranty plan?
Look no further. We have analyzed and compared dozens of home warranty plans from different companies. We split these plans into groups by coverage: Premier Plan, Basic Plan, Systems Plan, and Appliance Plan. Premier Plan is the most popular, as it covers all essential appliances and home systems. Many people prefer to start with the Basic Plan, just to get a feel of how home warranties work. Read more about our research and select the best plan for you!
How to Select the Best Home Warranty in Utah for You?
Deciding on which home warranty plan to select may not be easy. Among the various factors that you need to consider—and one of the most important—is the location of the house. Geographically, Utah is divided into three regions: the Rocky Mountains, the Great Basin, and the Colorado Plateau.
Hence, your selection of the best home warranty plan in Utah for you will depend on where you reside:
- In the mountains, the winters can be harsh with very cold temperatures and frequent snowfall. The best home warranty companies in Utah, including Total Home Protection, make sure that their plans include maximum coverage for heating and electrical systems.
- In the Great Basin of Utah, where Salt Lake City, West Valley City, and other major cities are located, the climate is arid with hot summers and cold winters. For those homeowners in the area, it is important to get a home warranty that would cover air conditioning, heating, and ductwork to maximum capacity.
- The southeastern part of Utah is located on the Colorado Plateau, which features some of the most striking views on Earth. The population is not very dense in this area, so it is imminent to select a large-scale top-notch Utah home warranty provider, such as Choice Home Warranty, which offers its services to homeowners even in the smallest of villages in this area.
Final Words About Finding Best Rated Home Warranty Companies in Utah
Numerous home warranty companies in Utah offer a variety of coverage plans. These include basic plans for beginner homeowners, more comprehensive plans for experienced homeowners, separate plans for home systems and kitchen appliances, combo plans that cover both, and a variety of optional coverage items. In order to select the best home warranty in Utah for you, think about the location of your house, and how the climate in your area may affect the operation of your air conditioner, heating, plumbing, or electrical systems, and various kitchen and laundry appliances.
Before signing a contract, please read the company's review, as well as the advertiser disclosure, carefully, paying special attention to the Fine Print section. This will help you avoid such mishaps as denied claims or extra out-of-pocket expenses later.