Best Home Warranty Companies in Utah (2023 Review)

Compare Utah Home Warranty Providers

Utah Home Warranty Companies Reviews

At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top seven home warranties for Utah homeowners. We had to break down things like overall pricing, service fees, customer service reviews, years in the home warranty market, coverage options, and more when looking at these policies. Here are our reviews of the top 7 home warranty companies in the state of Utah. 

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Utah. The Choice Home Warranty plan has been on the market for more than a dozen years, and it still maintains a strong rating with the BBB. Choice Home Warranty has some of the most straightforward yet comprehensive coverage on the market. With this plan, you will get fair pricing, no confusing fine print, and excellent overall customer service. 

Plans and Pricing 

The Choice Home Warranty company offers two plans to choose from a Basic Plan and a Total Plan. The Total Plan will include better HVAC and Heating system coverage, and it is a more popular choice for Utah homeowners. 

Coverage

Choice Home Warranty has some of the highest coverage caps for Utah homeowners. The coverage caps will be in the $2500 range; when compared to other policies that have $500 caps, the value of the Choice Home Warranty plan is quite good. Some of the coverages that Utah homeowners take full advantage of include... 

• Plumbing system 
• Washing Machine
• Water Heater
• HVAC system
• Oven   

What Customers Are Saying: 

“Amazing turnaround time and resolution Always. Never had a bad experience with either Choice or its affiliate network of contractors. Also, the contractors are knowledgeable and provide good service. Either plumbing or electric I am happy to have selected Choice for my warranty.”  Source

2. Best Reviewed: Liberty Home Guard 

The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of Utah. One of the main plan features that Utah homeowners look for is the number of years in the industry. With Liberty Home Guard, you are going to find that they only have two years of experience, but they have a very high BBB rating. The BBB rating of an A is hard to get in the home warranty industry, but LIberty Home Guard has pulled it off. If you are a Utah homeowner that has a pool, spa, sprinkler system, or even a central vacuum, the optional coverage from Liberty Home Guard is something to look into. 

Plans and Pricing

The three Liberty Home Guard plans are Appliance Guard, Systems Guard, and Total Home Guard. Like Select Home Warranty, the Total Home Guard plan has the best overall pricing for a complete home warranty plan. 

Coverage: 

The Liberty Home Guard plan has impressive coverage; however, when you include the add-on options, you will have quite a bit of say in how your policy functions for your Utah home. The optional coverage can help ensure that Utah homeowners have complete peace of mind. Many Utah homeowners choose Liberty Home Guard coverages such as . . .

• Garbage disposal
• Washer
• Air Duct
• Water Heater 
• HVAC

What Customers Are Saying: 

“Had my garage door opener go out, called liberty Home Guard to file a claim, the garage door company came to my residence and stated I needed a new garage door opener. Liberty Home Guard told me they would only pay $250, and I had to pay the difference, which was $290. I called back and spoke to *******; he went above and beyond as a representative for Liberty Home Guard. He was able to get the amount Liberty Home Guard pay increased by $60 more dollars.”  Source

3. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for Utah residents. The American Home Shield plan has been on the market for more than 50 years, making it one of the true leaders in the industry. The American Home Shield plan is known for its high-end coverage and the ability to build a plan to fit your needs as a homeowner. If you have a high-end home with custom systems and appliances, the coverage caps on an American Home Shield plan should be high enough to cover your home. 

Plans & Pricing

There are three American Home Shield plans: the Silver Plan, Gold Plan, and Platinum Plan. The Platinum Plan is one of the more expensive home warranties on the market, but it has a wide range of coverage for the Utah homeowner. 

Coverage 

American Home Shield is similar to Choice Home Warranty because it will help homeowners looking for higher-end coverage and high coverage caps on their policy. American Home Shield is known for having a high claim payout rate. If you run into a problem with this plan in place, you will be able to count on AHS to come through. The most popular home system and appliances covered in the AHS plan are... 

• Heating system 
• Refrigerator
• Dishwasher 
• Oven
• Garbage DIsposal 

What Customers Are Saying

“Excellent service for the past 5 years, no issues with refrigerator, garage door opener, plumbing issues and AC fan getting fixed, every time they had someone out very quickly and never had any problems with repairs getting done. They do raise rates every year and this year was 10$ per month. Still satisfied, though.” Source

4. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Utah. With the Select Home Warranty plan in place, you can get a wide range of coverages for a very fair price. All Select Home Warranty policies come with free roof leak coverage. The Select Home Warranty plan has been on the market for nine years. With this plan, you can expect impressive workmanship and excellent overall customer service. Even though Select Home Warranty has more affordable rates, their service is still top-notch.

Plans and Pricing

The Select Home Warranty plans come in three different options. The Gold Care and Bronze Care plans are limited to just systems or just appliances; however, the Platinum Care plan combines systems and appliances. The Platinum Care plan is just a few dollars more per month yet has double the coverage. 

Coverage: 

The coverage for Select Home Warranty is broad, yet some of the coverage limits or policy caps are a bit low. Keep this in mind if you have high-end systems or appliances in your home. 

Some of the coverages that NC homeowners are taking advantage of as part of their plan include . . . 

• Heating systems 
• Cooktops
• Ceiling fans
• Refrigerators 
• Electrical systems 

What Customers Are Saying

“Charlie- the technician who was sent out to fix my water heater- was very nice. We were scheduled for the next day, but he came out the night before after he found out we had not had hot water for days. He was very knowledgeable and professional. We truly appreciated him.” Source

5. Best Workmanship: Cinch Home Services 

The Cinch Home Services warranty offers the best workmanship for a Utah homeowner. If you are worried about the quality of the repair or replacement being done in your Utah home, Cinch Home Services is a great plan to consider. The Cinch Home Services plan will have some of the higher service fees on the market, but you get a 180-day workmanship guarantee in return. If Cinch says they will fix something, they will fix it! 

Plans and Pricing

Overall you will notice that the monthly fees for Cinch Home Services stand out as being rather fair. The service fees are higher than other plans on the market, but this is how Cinch brings in the highest quality service technicians. 

Coverage

With the Cinch Home Services company having over 40 years of history in the home warranty industry, they know how to provide a great deal of coverage for fair pricing. The coverage caps on the Cinch plan are fair. Some of the most popular coverages under the Cinch Home Services policies include . . . 

• Septic tank
• Sump Pump 
• Ice Maker
• Refrigerators
• Plumbing System  

What Customers Are Saying

“There are a lot of home warranties out there. Some of them advertise on TV every five minutes. Total Protect, however, hardly advertises because they care more about customer care and service. The contractors they hire love them, and us customers who use these contractors are happy. I have used Total Protect about two or three times a year for different problems, and these contractors are honest, efficient, and friendly. Before you get any home warranty company, check Total Protect out. You will not be disappointed.!” Source

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Utah residents that need extensive coverage. The First Premier Home Warranty is a newer policy on the market. If you are having a hard time narrowing down the coverage options and finding an affordable policy, the First Premier Home Warranty could be a great choice. This is what we would consider blanket-type coverage for your Utah home.

Plans & Pricing 

Both the Premier Plan and Platinum Plan of the First Premier Home Warranty will have a large number of covered items. With a service fee of $75, Utah homeowners will find this to be a very affordable overall plan. 

Coverage

The coverage for the First Premier Home Warranty policies includes both systems and appliances. With over 15 options on the Premier Plan, the value that you get is quite impressive for this affordable plan. The coverage caps are a bit lower, but that is to be expected with the fair price and wide range of coverage. Some of the coverages that Utah homeowners tend to take advantage of are the . . .

• Refrigerators
• Oven
• Water heater
• Plumbing system
• Stovetop 

What Customers Are Saying 

“I absolutely love this company. I had 3 home warranty companies in the past that were horrible, and I was about to give up on the home warranty idea; the first premier lived up to their standards my ac unit went out, and it was about 97 degrees they sent out a tech in 6 hours and got that fixed and even offered me to replace it with a brand new one once I saw how good their turnaround was and how they performed I enrolled my other 2 properties and I couldn’t be happier definitely recommend 5 stars!!!!!” Source 

7. Best Emergency Service: ServicePlus Home Warranty 

ServicePlus Home Warranty is the best option for emergency service in Utah. The emergency service is essential if you are in the middle of a Utah snowstorm and your heating system goes down. The ServicePlus Home Warranty can sometimes get you the repair you need in less than 24 hours. In addition to quick service, the ServicePlus Home Warranty has a very simple contract, high-quality service technicians, and good customer service. 

Plans and Pricing

ServicePlus has two plans to choose from, yet they are both very reasonably priced. The Platinum Plan tends to offer better coverage for Utah homeowners, and it comes with a service fee of $75. 

Coverage

Overall the ServicePlus home warranty coverage is fair, and the coverage caps or limits are a little low. You will have quick attention to your needs when an issue comes up, but the overall workmanship and depth of the plan are not quite as good as some other options on the market. Many Utah homeowners enjoy the coverages that the Service Plus plan offers. Some of the most popular are . . .

• Dishwasher
• Garbage disposal
• Electrical system
• Plumbing System  
• Refrigerator 

What Customers Are Saying:

“I called Total Home Protection to set up a new warranty for a home that we were purchasing. My interaction with the reps was good, and they were knowledgeable and respectful. I've submitted claims several times. Their process was good, simple, and smooth. We had a pretty large claim on our electrical circuit breaker. The whole box blew, and they worked with us to get our unit fixed totally. We like the company. They're cost-effective, and I haven't had any problems in making claims. There was one time when we made a claim and had to get a new dishwasher. And that was seamless, too.” Source

Home Warranty Coverage in Utah Cities

• American Fork, UT
• Highland, UT
• North Salt Lake, UT
• North Logan, UT
• Provo, UT
• Riverton, UT
• Salt Lake City, UT
• Spanish Fork, UT
• West Valley City, UT
• West Jordan, UT

How to Find the Best Home Warranty in Utah 

Now that you have a better idea as to the best home warranty in Utah, it’s time to start narrowing down which of these will be the best for your needs. With all of the great choices on the market, you will have to have some criteria for narrowing down these home warranty plans. Three of the best ways to distinguish one plan from the next is to look at the plan choices, services fees, and optional coverages. 

Plan Choices 

Most home warranty plans have two plans to choose from; others will have three or four. The plan choices typically cover systems, appliances, or a combination of both systems and appliances. For Utah homeowners, the combo plan tends to make the most sense because of the ability to have both systems and appliances covered under one plan. 

Service Fees 

Service fees are the prices that customers pay when they schedule a home repair or replacement under their policy. The service fees will range in price from $60 to $150. Each time you call for a repair this fee will have to be paid unless there was a failed repair. In the case of a failed repair, the workmanship guarantee should come into play. 

Optional Coverages

Optional coverages include things like swimming pools, spas, and an extra freezer in your garage. These optional coverages will add to the plan’s overall cost, but they can be worth the price for some homeowners. A company like Liberty Home Guard has some of the most extensive optional coverage choices on the market. 

Home Warranty Tips for Utah Residents

Deciding on which home warranty plan to select may not be easy. Among the various factors that you need to consider—and one of the most important—is the location of the house. Geographically, Utah is divided into three regions: the Rocky Mountains, the Great Basin, and the Colorado Plateau. 

Hence, your selection of the best home warranty plan in Utah for you will depend on where you reside:

In the mountains, the winters can be harsh, with very cold temperatures and frequent snowfall. The best home warranty companies in Utah, including Service Plus, make sure that their plans include maximum coverage for heating and electrical systems.

In the Great Basin of Utah, where Salt Lake City, West Valley City, and other major cities are located, the climate is arid, with hot summers and cold winters. For those homeowners in the area, it is important to get a home warranty that would cover air conditioning, heating, and ductwork to maximum capacity.

The southeastern part of Utah is located on the Colorado Plateau, which features some of the most striking views on Earth. The population is not very dense in this area, so selecting a large-scale top-notch Utah home warranty provider, such as Choice Home Warranty, offers its services to homeowners even in the smallest of villages in this area.

Home Warranty Regulations in Utah 

The Utah Insurance Department warns customers that home warranties in Utah can only be sold by an authorized insurer recognized by the department. Not all home warranty companies that advertise in Utah are reliable or reputable. However, we have analyzed information on the various home warranty companies in Utah to help customers know the difference. For our analysis, we used various sources, including home warranty reviews by Utah customers from different consumer reporting sites. This approach allowed us to compare and select the top 7 Utah home warranties. Still, suppose you want to make absolutely sure the company you are inquiring with is licensed to offer its services to Utah residents. In that case, it is better to make a quick phone call to the Utah Insurance Department or make a quick check on their website to verify that the home warranty company you have chosen adheres to the Department's requirements.

Final Thoughts

Now that you are an expert in Utah home warranties, it’s time to get your policy started. The Choice Home Warranty stands out as the best overall choice for Utah homeowners. With Choice Home Warranty, you will have some of the most impressive home warranty coverage for a very fair price. Choice Home Warranty keeps things simple with how they handle the fine print and details on their home warranty policies. As a Utah homeowner, there are many home warranty options to choose from. We highly recommend getting several quotes to ensure that you are getting the best possible deal on your home warranty policy. 

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

• We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
  • Availability 
  • Pricing
  • Coverage
  • Fine Print 
  • Plan Options  
  • Service Contract Details 
  • Customer Service
  • Trustworthiness
  • Ratings and Reviews 
  • Add-On Options 
  • Promotions
  • Additional Benefits
• We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
• We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
• We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

• Plan options (25): Providers that offer more flexibility in their plans are rated higher.
• Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
• Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
• Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
• State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
• Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
• Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Utah Homeowners and Home Buyers

• Utah Housing Corporation:: The Utah Housing Corporation was designed to help those that are looking for a new Utah home. For the best interest rates and information about savings programs and deals, contact the Utah Housing Corporation. 
• Homeownership Assistance Utah: The US Department of Housing and Urban Development can help Utah homeowners who are considering purchasing a home or who are trying to stay in their home during a difficult economic time. This is a federal agency that can offer assistance throughout the United States. 
• US Department of Agriculture Rural Development: Many areas of Utah have farmland that homeowners and homebuyers purchase to build their farms. If this is something that interests you, the US Department of Agriculture Rural Development can help with funding and special loan assistance. Even if farming is not of interest, any rural area of Utah may find help and resources through this website. 
• University of Utah Homeownership Assistance:  For education about the home buying process and ensuring homeownership is for you, consider looking into the University of Utah Homeownership Assistance program. With their assistance, you can become much more knowledgeable. 
• Community Development Corporation of Utah: The community development corporation of Utah strives to get people into homes and then keep them there. If you want information on affordable housing, first-time homebuyer programs, and more, this is a resource that is worth checking into. 

Recap of Our Top Picks In Utah 

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  # 1 Our Top Choice Liberty Home Guard

Editorial Rating 98.00

• $200 off + 1 Month Free + Free Roof Coverage!
• BBB's Only A+ Accredited Home Warranty Company!
• 60-day workmanship guarantee compared to the average of 30 days.
• More than 20 options, including window washing, swimming pools, and irrigation.
• 24/7 service calls

Liberty Home Guard Review

Visit Website (866) 472-3812

  # 2 Cinch Home Services

Editorial Rating 95.30

• First 2 Months Free on all Plans! (exclusions apply)
• Industry-leading 180-day workmanship guarantee
• $500 Homeowner insurance deductible reimbursement
• Thousands of reliable & fast local service providers
• 24/7 customer service
• Low cancellation fee

Cinch Home Services Review

Visit Website (855) 995-1294

  # 3 First Premier Home Warranty

Editorial Rating 95.10

• Lower chance of claim denial
• Multiple optional coverage items
• 24/7 service calls
• Great promotions available
• Market veteran
• Large and established firm

First Premier Home Warranty Review

Visit Website 929-360-2558

  # 4 The Home Service Club

Editorial Rating 94.90

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

• Higher fee for contract transfer
• Fewer contractors available
• Limited plan selection
• 1 day to submit a claim

The Home Service Club Review

Visit Website (855) 498-4719

  # 5 ServicePlus Home Warranty

Editorial Rating 95.10

• $200 OFF + 2 Months Free
• Free Roof Coverage
• Comprehensive coverage plans

• 1 day to submit claim
• Limited availability

ServicePlus Home Warranty Review

Visit Website (267) 824-4010

  # 6 First American Home Warranty

Editorial Rating 95.70

• Best Customer Service 2020
• $100 Instant Online Discount
• Plans from $25/m

• Automatically renewed policy

First American Home Warranty Review

Visit Website (888) 445-5837

  # 7 Complete Care Home Warranty

Editorial Rating

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

Complete Care Home Warranty Review

Visit Website