According to the U.S.Census Bureau, Utah has one of the fasted-growing population rates in the country. As the number of households grows, so does the need for home coverage and protection. The best home warranty Utah companies offer their customers flexible plans that cover either home systems or household appliance, a combination of the two. Whichever Utah home warranty you require, we have created this extensive guide to simplify your buying decision.

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
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Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in Utah

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 95.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 Total Home Protection
Editorial Rating 95.05
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 Cinch Home Services
Editorial Rating 95.0
  • Get $100 Off Most Popular Plan!
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First American Home Warranty
Editorial Rating 94.9
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Home Warranty is Regulated by the Utah Insurance Department

The Utah Insurance Department warns customers that home warranties in Utah can only be sold by an authorized insurer recognized by the department. Not all home warranty companies that advertise in Utah are reliable or reputable. However, we have analyzed information on the various home warranty companies in Utah to help customers know the difference. For our analysis, we used various sources, including home warranty reviews by Utah customers from different consumer reporting sites. This approach allowed us to compare and select the top 10 Utah home warranties. Still, if you want to make absolutely sure the company you are inquiring with is licensed to offer its services to Utah residents, it is better to make a quick phone call to the Utah Insurance Department or make a quick check on their website to verify that the home warranty company that you have chosen adheres to the Department's requirements.

Which Home Warranty Plans are Available in Utah?

Home warranty Utah providers have many different coverage plans to offer. For first time buyers who prefer to start small, companies such as 2-10 Home Warranty have created basic plans that include one or two home systems and a limited number of kitchen and laundry appliances. Water heater is broken but covered by a home warrantyUsually, the more experienced homeowners in Utah prefer premier plans that offer wide-ranging coverage for most home systems and appliances. While basic plans cover a limited number of systems and appliances, comprehensive premier home warranty plans cover almost the entire house.

Amazon Home Warranty offers one of the best premier plans available on the market. The company’s creative managers called it the Combo plan. It includes air conditioning, heating, electrical, and plumbing systems, as well as a long list of kitchen and laundry appliances, including trash compactor and water dispenser, which are usually covered only as add-on items in other home warranty companies in Utah. This plan is ideal if you prefer to get as many parts of the house covered under home warranty as possible.

For those homeowners who are not completely satisfied with the coverage of the premier plan, many home warranty companies offer a list of optional coverage items, with every item priced separately. These items can be added to any plan. The selection of add-on items varies by the company, so if you cannot find the item you want to cover in one company's list, check out other best-rated home warranty companies in Utah. 

Select Home Warranty offers one of the best selections of optional coverage items. These include an additional heater and A/C units, second refrigerator, stand-alone freezer and icemaker, and much more. In addition, this company offers coverage for roof repairs and lawn sprinkler systems.

Another approach offered by some of the best Utah home warranty companies is to cover home systems and appliances separately under two different plans. First American Home Warranty will be the best choice if you are interested in coverage for your appliances, and Landmark Home Warranty offers one of the best and the cheapest plans for your systems. Both companies also offer combo plans that cover both home systems and appliances.

Read Also: Should My Utah Home Have Protection For Sewer Lines?

Looking for the top-rated home warranty plan?

Look no further. We have analyzed and compared dozens of home warranty plans from different companies. We split these plans into groups by coverage: Premier Plan, Basic Plan, Systems Plan, and Appliance Plan. Premier Plan is the most popular, as it covers all essential appliances and home systems. Many people prefer to start with the Basic Plan, just to get a feel of how home warranties work. Read more about our research and select the best plan for you!

Read Our Research: Recommended Home Warranty Plans

How to Select the Best Home Warranty in Utah for You?

Deciding on which home warranty plan to select may not be easy. Among the various factors that you need to consider—and one of the most important—is the location of the house. Geographically, Utah is divided into three regions: the Rocky Mountains, the Great Basin, and the Colorado Plateau.Utah Geography Map

 

Hence, your selection of the best home warranty plan in Utah for you will depend on where you reside:

  • In the mountains, the winters can be harsh with very cold temperatures and frequent snowfall. The best home warranty companies in Utah, including Total Home Protection, make sure that their plans include maximum coverage for heating and electrical systems.
  • In the Great Basin of Utah, where Salt Lake City, West Valley City, and other major cities are located, the climate is arid with hot summers and cold winters. For those homeowners in the area, it is important to get a home warranty that would cover air conditioning, heating, and ductwork to maximum capacity.
  • The southeastern part of Utah is located on the Colorado Plateau, which features some of the most striking views on Earth. The population is not very dense in this area, so it is imminent to select a large-scale top-notch Utah home warranty provider, such as Choice Home Warranty, which offers its services to homeowners even in the smallest of villages in this area.

Best Home Warranties in Utah Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive

 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final Words About Finding Best Rated Home Warranty Companies in Utah

Numerous home warranty companies in Utah offer a variety of coverage plans. These include basic plans for beginner homeowners, more comprehensive plans for experienced homeowners, separate plans for home systems and kitchen appliances, combo plans that cover both, and a variety of optional coverage items. In order to select the best home warranty in Utah for you, think about the location of your house, and how the climate in your area may affect the operation of your air conditioner, heating, plumbing, or electrical systems, and various kitchen and laundry appliances.

Read Also: What Are The Best Home Warranty Plans For A Furnace?

Before signing a contract, please read the company's review, as well as the advertiser disclosure, carefully, paying special attention to the Fine Print section. This will help you avoid such mishaps as denied claims or extra out-of-pocket expenses later.

Looking for a home warranty in a nearby state? Check out our comprehensive reviews on states like New Mexico, Colorado and Wyoming. 

Nearby States

All states
Home warranty Idaho 38 companies available
Idaho Home Warranty
Home warranty Nevada 40 companies available
Nevada Home Warranty
Home warranty Wyoming 28 companies available
Wyoming Home Warranty

Frequently Asked Questions in Utah

Below are just some of the frequently asked questions we receive about home warranties in Utah.

Q.

Is a Utah home warranty worth it?

A.
For the peace of mind that comes with coverage on all your major appliances and systems against breakdown due to everyday wear and tear, a home warranty is worth it. 

The breakdown of just one of these items can cost hundreds or thousands of dollars. Having up to 20 or more crucial home systems and appliances covered could save you a lot of money.The breakdown of just one of these items can cost hundreds or thousands of dollars. Having up to 20 or more crucial home systems and appliances covered could save you a lot of money.
Q.

What are the best home warranty companies in Utah?

A.
We’ve researched over 65 home warranty providers all over the US. Of those that offer coverage in Utah, here are the top five.

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Cinch Home Services
Q.

What do home warranties cover?

A.
A home warranty is meant to cover those issues that a homeowner’s insurance policy does not. A home warranty is there to cover breakdowns of home appliances and systems due to everyday wear and tear. 

Commonly covered appliances include:

  • Refrigerator
  • Oven/stove/range
  • Clothes Washer
  • Clothes Dryer
  • Dishwasher
  • Built-in Microwave

Commonly covered systems include

  • Electrical
  • Plumbing, including stoppages
  • HVAC, including ductwork
  • Water Heater
Even smaller systems and appliances are often covered, like doorbells, garage door openers, and garbage disposals.

Most home warranty companies also offer add-on coverage for things like sump pumps, well pumps, septic pumps, pool and spa, and limited roof leaks. 
Q.

How much does a home warranty cost?

A.
Home warranty costs come primarily in the form of a monthly premium. When you make a service call, there will also be a service call fee that can range from $75 to $125. Most providers offer three types of plans: Appliance Plans, Systems Plans, and Combo Plans. Here is the average Combo Plan pricing of the top five home warranty companies. 

Combo Plan
Monthly
Annually
Top 5 Average
$59
$708
Q.

How do I choose a good home warranty?

A.
Here are three steps you can take in making the right decision about a home warranty for your home.
  1. Research - Do the kind of digging you are doing now. Find out which providers are available in your state, and how they compare in terms of coverage and pricing.
  2. Get quotes - The plan pricing may vary from state to state, and depending on the coverage and options you choose. Get quotes for your specific situation from several home warranty companies.
  3. Read the fine print - The home warranty contract is called a service agreement. Make sure to read this document carefully before you sign, so you know the coverage and limitations details.