Are you wondering which companies offer the best home warranty coverage for your Tulsa, OK, home?
If so, you are in the right place! We also collected valuable information to help you choose the best coverage for your home and answers to essential questions like:
- When do you need a home warranty in Tulsa, OK?
- What factors do you need to consider when purchasing a protection plan?
- Is a Tulsa home warranty valuable?
- And more!
Keep reading to find out everything you need to know to pick the home service company that best fits your home, lifestyle, and budget.
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Top Home Warranty Companies for Tulsa Homeowners
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
What's In This Guide?
Who Needs A Home Warranty in Tulsa, OK?
The truth is, any property owner who does not have enough money to replace a significant home system needs a home warranty. However, other situations make home protection essential, as well.
Whether you are an existing homeowner, a new home buyer, or a landlord, a home warranty can help you save money on costly repairs. As a home warranty customer, you will also enjoy access to your provider’s network of service technicians.
That means when you have a service request, instead of calling around to find a qualified contractor, you simply have to submit a claim with your home protection company. A customer service agent will then schedule an appointment with a vetted contractor that will come to your home to assess the damage.
If your plan covers the item, you will pay a service fee, usually between $50 and $150, and the company will pay for the remainder of the repair up to the limits of your policy. So, not only do you save money with a home warranty, but you also save valuable time.
Top 5 Best Home Warranty Companies In Tulsa
|Tulsa Company Name||Premium Per Month||Deductible|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
|Cinch Home Services||From $34.99 to $49.99||From $100-$150|
Home Sellers and Real Estate Agents
When you are selling a property, it is your responsibility to maintain the property until the new owner takes possession of the home. So, a lot of homeowners choose an affordable home warranty plan to protect their homes while it is listed.
When the property sells, the plan is transferable, which is a motivator for buyers to choose your home. Many realtors gift home warranty contractors to their clients for these reasons, and having a protection plan in place also helps to protect the agent’s interest in the transaction.
If you are renting a home, you have probably never thought about a home warranty. It is worth your consideration, though. Many renters have their appliances that the landlord does not cover. An appliance package is a perfect way to make sure your necessary devices are always working correctly.
For tenants who struggle to get their landlord to make essential repairs, it might benefit you and the owner to agree to purchase a home protection plan. Then, instead of dealing with the property owner directly, you can contact the provider when a covered item malfunctions.
Best 5 Tulsa Home Warranty Companies
What To About When Purchasing A Tulsa Home Warranty?
In every city, residents have specific concerns in regards to repairs and system replacements. So, it is vital to consider how the weather, location, real estate market, and other factors affect your home protection needs.
The weather at your Tulsa home is hot during the summer, with temperatures reaching the mid-90s, and during the winter, temperatures reach the low-30s to upper-20s. So, you need a fully functional HVAC system year-round.
Tulsa is a forested region of foothills in northeastern Oklahoma between the Ozarks and the Great Plains. The city has a population of more than 440,000 residents and another 500,000 in the metropolitan area.
Weeding through service technicians in a large city like Oklahoma City, Edmond, or Tulsa, or even a smaller city like Broken Arrow, takes time. Even for something simple like a plumbing stoppage or broken water heater, it is essential to do your due diligence and check consumer sites like the Better Business Bureau (BBB).
With an Oklahoma home warranty, you do not have to worry about that as long as you choose a company with an extensive network of qualified service providers.
Real Estate Data
According to Zillow, Tulsa homes have risen 4.3 percent in value over the last year. However, experts do believe they will fall 1 to 3 percent over the next year. When markets are uncertain, homeowners must protect themselves.
Your home warranty plan will give you peace of mind no matter what the real estate market is like, and it will provide you with a competitive edge when you sell your home.
Are you planning to move to Tulsa? If so, take a look at this video to learn more about the city.
What Will The Plans Available In Tulsa, OK, Cost You?
Your annual home warranty investment will differ depending on the type of plan you choose. However, on average, you can expect to spend anywhere from $450 to $650 a year on a comprehensive protection package.
You will also have to pay a service call fee each time you make a claim. Generally, service fees are between $50 and $150.
An appliance package from one of the best companies in your area will cost you between $35 and $50 per month. The most comprehensive appliance packages cover refrigerators, built-in microwaves, garbage disposals, garage door openers, cooktops, dishwashers, clothes washers and dryers, and more.
A systems package will run you around $35 to $50 per month and cover your air conditioning, electrical system, plumbing system and stoppages, ductwork, and heating system.
Combo plans cover normal wear for both your home appliances and major systems. These plans cost between $28 and $60 per month, depending on the provider you select.
Add-on coverage is available for many of your devices, including pools, spas, refrigerators, ice makers, washers and dryers, air conditioners, trash compactors, and central vacuums. These additional coverage options cost between $25 and $150 per year.
Best Home Warranty In Tulsa?
American Home Shield stands out in the home warranty market as the #1 pick in Tulsa. American Home Shield is a must-have if you value quality coverage, comprehensive plans offerings and customer service availability 24/7.
What Are The Home Warranty Regulations In Oklahoma?
The State of Oklahoma regulates home warranties like home insurance or any other type of insurance. So, every company that offers contracts in Tulsa must first apply for a license.
That is a good thing for you because it means the companies in your area are more heavily regulated. It also means, if you have an issue with your provider, you can file a complaint with the Oklahoma Insurance Department.
Home Warranty Reviews: Top 5 Companies For Tulsa, OK Homeowners
Now that you have all of the information, you need to choose the right coverage; you need to know the best home warranty companies in Tulsa. So, take a look at our list of the top providers with essential plan details, terms, and the pros and cons of each company.
1. American Home Shield
American Home Shield is one of the oldest home warranty providers. Many real estate professionals and service contractors trust AHS to protect their homes.
As an AHS customer, you have the option of building your own plan ($54.99 per month) or choosing from three packages. The appliances and systems plans are both $49.99, and the combo plan is $59.99.
You can also choose your service fees, and AHS covers older appliances and devices that have previously been repaired.
- You can customize your plan.
- The AHS network of service providers is extensive and knowledgable.
- AHS provides excellent home appliances coverage.
- Other companies offer more affordable plans.
- Replacement costs may be too low to cover total replacement for some items.
- Contractor work is only guaranteed for 30 days.
2. Select Home Warranty
Select Home Warranty is an excellent budget-friendly option. There are three plans you can choose.
The appliance (Bronze Plan) and systems (Gold Plan) plans are both $35.83 monthly. The combo plan (Platinum Plan) is less than $2 more per month at just $37.50.
Plus, Select offers excellent discounts if you pay annually and free limited roof leak protection with every plan.
- You can get a discount for paying annually.
- The Platinum Plan covers more than 15 items.
- You receive limited roof leak protection for free.
- You must submit claims within 24 hours.
- Consumers report service delays in some areas.
- The contractor network is not as large as other providers.
3. Total Home Protection
The newest home warranty company on our list is Total Home Protection. THP opened in 2016, and although it is our third choice, you should request a free quote if you have a septic system, because the coverage is excellent.
As a Total Home Protection customer, you have two plan choices, the Gold Plan for $45.33 per month and the Platinum Plan for $52 per month. In Oklahoma, we suggest homeowners opt for the Platinum Plan, which covers your entire HVAC system as well as more than a dozen other components.
- The septic system coverage is fantastic.
- Total guarantees contractor work for 90 days.
- The service fees are set at $75 per visit.
- You have to pay to cancel after the first 30 days.
- Some consumers report service delays.
- You must submit claims within 24 hours.
4. First American Home Warranty
First American Home Warranty is another great provider in your area. First American has been in business for over three decades, and the home warranty division is backed by First American Financial Corporation, a worldwide financial corporation.
Considering that First American is an established carrier, the plans are an exceptional value. You can start Basic Plan coverage, which includes a combination of appliances and systems for $28 a month. Or, you can choose the more expensive Premier Plan for $42.50 per month.
The Premier Plan covers just about every component in your home except your HVAC system. So, for your Tulsa home, you will need to add HVAC coverage to either the Basic or Premier Plan.
- Comprehensive plans start at $28 per month.
- First American is part of a worldwide organization.
- The add-onHVAC coverage is excellent.
- HVAC systems are not included in the plans.
- The service fees can range from $75 to $100.
- Your contract will automatically renew 30 days before your contract ends.
5. Cinch Home Warranty
Finishing out our list is Cinch Home Warranty. Cinch has been around for 40 years, and it offers affordable coverage options.
The most basic starts at just $399 a year if you choose the $100 deductible. The basic plan includes a ton of items, including your heating and air conditioning systems.
It also includes deductible reimbursement if you have to pay a homeowners insurance deductible and emergency lodging reimbursement.
- Cinch has been in business for more than 40 years.
- HVAC coverage is included in the Basic Plan.
- The Basic Plan includes value-added extras.
- Coverage for city permits is extra.
- You have to pay more for a $75 deductible.
- You may experience long hold times and service appointment delays.
Final Thoughts On Home Warranties In Tulsa, OK
Now that you know what to look for in a Tulsahome warranty plan, it is time to get a few quotes. All of the providers on our list offer free quotes to help you compare coverage options.
The sooner you request a quote, the closer you will be to enjoying the peace of mind that comes from owning a home protection plan from one of the top home warranty companies in Oklahoma.