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Best Home Warranty in Tulsa

Are you wondering which companies offer the best home warranty coverage for your Tulsa, OK, home?

If so, you are in the right place! We also collected valuable information to help you choose the best coverage for your home and answers to essential questions like:

  • When do you need a home warranty in Tulsa, OK?
  • What factors do you need to consider when purchasing a protection plan?
  • Is a Tulsa home warranty valuable?
  • And more!

Keep reading to find out everything you need to know to pick the home service company that best fits your home, lifestyle, and budget.

Editor's Choice
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Overall
97.0

Limited Time: New Customers Get $50 Off
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Most Affordable
95.5

Free Roof Coverage
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Top Home Warranty Companies for Tulsa Homeowners

American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.

American Home Shield Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

 Almost-Nationwide Service


 Majority of Client Reviews Online Are Positive


 Clearest Terms and Conditions


 Highest Contractor Professionalism


Best Gold Plan ("Platinum Care")

Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, District of Columbia, California

 Customer Service Available 24/7


 Least BBB Complaints


Great Reviews on Google Places


Reservice for Failed Parts


1 Free Month Upon Annual Sign-Up

ServicePlus Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Florida, Hawaii, Minnesota, New Hampshire, Rhode Island, Utah, Wisconsin, New Mexico, Maine, Massachusetts, North Dakota, South Dakota, Vermont, Wyoming, District of Columbia, Iowa

First 2 Months Free on all Plans!


 $500 Homeowner insurance deductible reimbursement


 24/7 customer service


 Industry-leading 180-day workmanship guarantee


18,000 reliable & fast local technicians


Low cancellation fee

Cinch Home Services Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

 Industry Veteran Award


Large and established company


 Top 3 Cheapest Plans ($25/month)


Low optional coverage costs




Coverage is capped at $500


Limited Selection of Optional Coverage Items

First American Home Warranty Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wyoming, District of Columbia

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 3 Home Warranty Companies in Tulsa (2021)

After analyzing 68 different companies, here’s your list of the three best home warranty providers in Tulsa:

  1. American Home Shield
  2. Select Home Warranty
  3. Total Home Protection

Here’s a close look at what makes these Tulsa’s best options – and what makes them different.

Company NameAmerican Home ShieldSelect Home WarrantyTotal Home Protection
Number of Plan Options3 Plans2 Plans2 Plans
Monthly Plan Cost$35 – $65$36 – $45$45 – $55
BBB RatingBBNA
ReviewsRead American Home Shield ReviewsRead Select Home Warranty Reviews


American Home Shield (Best Home Warranty in Tulsa)

American Home Shield is the best home warranty in Tulsa. Although the American Home Shield plans may seem like a premium option to some, the coverage that you get with this company is second to none. We are most impressed with the ability to customize a plan to the individual needs of your home.

With American Home Shield, you can include all of the appliances and systems that you need to have peace of mind that your home will always be functioning and working for you.

When looking for the best choice home warranty on the market, it is a smart idea to see what different companies have been paying out for claims. American Home Shield has paid out more claims than most other home warranty companies in Tulsa.

Pros

  • Low chance of claim denial
  • Large company
  • Good selection of certified repair technicians
  • Flexibility and customization of plan options

Cons

  • Pricing can be a bit higher on those custom plans

Select Home Warranty (Most Affordable)

Select Home Warranty is one of the more affordable plans on the market. This company likes to keep things simple, and you can see that by the fact that they only offer two basic plans. The great thing about the Select Home Warranty total plan is that you get free roof coverage for no additional fee.

The Select Home Warranty plan is known for the high-quality professionals that will report any time you have a service issue for your home. If you are new to home warranties and want something simple and straightforward, this is a smart choice.

Pros

  • Free Roof coverage
  • Simple plans to choose from
  • Contractors and repair technicians are known for professionalism

Cons

  • Only two plans to choose from
  • Short 3 day claim filing window

Total Home Protection (Best Emergency Service)

Total Home Protection is the best emergency service plan in Tulsa. They offer above-average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Pros

  • You can choose your own technicians
  • Roof coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Who Needs A Home Warranty in Tulsa, OK?

The truth is, any property owner who does not have enough money to replace a significant home system needs a home warranty. However, other situations make home protection essential, as well.

Property Owners

Whether you are an existing homeowner, a new home buyer, or a landlord, a home warranty can help you save money on costly repairs. As a home warranty customer, you will also enjoy access to your provider’s network of service technicians.

That means when you have a service request, instead of calling around to find a qualified contractor, you simply have to submit a claim with your home protection company. A customer service agent will then schedule an appointment with a vetted contractor that will come to your home to assess the damage.

If your plan covers the item, you will pay a service fee, usually between $50 and $150, and the company will pay for the remainder of the repair up to the limits of your policy. So, not only do you save money with a home warranty, but you also save valuable time.

Home Sellers and Real Estate Agents

When you are selling a property, it is your responsibility to maintain the property until the new owner takes possession of the home. So, a lot of homeowners choose an affordable home warranty plan to protect their homes while it is listed.

When the property sells, the plan is transferable, which is a motivator for buyers to choose your home. Many realtors gift home warranty contractors to their clients for these reasons, and having a protection plan in place also helps to protect the agent’s interest in the transaction.

Read Also: What Is The Top Home Warranty Plan For A Seller?

Renters

If you are renting a home, you have probably never thought about a home warranty. It is worth your consideration, though. Many renters have their appliances that the landlord does not cover. An appliance package is a perfect way to make sure your necessary devices are always working correctly.

For tenants who struggle to get their landlord to make essential repairs, it might benefit you and the owner to agree to purchase a home protection plan. Then, instead of dealing with the property owner directly, you can contact the provider when a covered item malfunctions.

Read Also: Can Rental Properties Be Covered By A Home Warranty?

 

What To About When Purchasing A Tulsa Home Warranty?

In every city, residents have specific concerns in regards to repairs and system replacements. So, it is vital to consider how the weather, location, real estate market, and other factors affect your home protection needs.

Weather/Climate

Tulsa OK home warranty plans reviewed and rated

The weather at your Tulsa home is hot during the summer, with temperatures reaching the mid-90s, and during the winter, temperatures reach the low-30s to upper-20s. So, you need a fully functional HVAC system year-round.

Geography/Location

Tulsa is a forested region of foothills in northeastern Oklahoma between the Ozarks and the Great Plains. The city has a population of more than 440,000 residents and another 500,000 in the metropolitan area.

Weeding through service technicians in a large city like Oklahoma City, Edmond, or Tulsa, or even a smaller city like Broken Arrow takes time. Even for something simple like a plumbing stoppage or broken water heater, it is essential to do your due diligence and check consumer sites like the Better Business Bureau (BBB).

With an Oklahoma home warranty, you do not have to worry about that as long as you choose a company with an extensive network of qualified service providers.

Real Estate Data

According to Zillow, Tulsa homes have risen 4.3 percent in value over the last year. However, experts do believe they will fall 1 to 3 percent over the next year. When markets are uncertain, homeowners must protect themselves.

Your home warranty plan will give you peace of mind no matter what the real estate market is like, and it will provide you with a competitive edge when you sell your home.

Are you planning to move to Tulsa? If so, take a look at this video to learn more about the city.

 

What Will The Plans Available In Tulsa, OK, Cost You?

Your annual home warranty investment will differ depending on the type of plan you choose. However, on average, you can expect to spend anywhere from $450 to $650 a year on a comprehensive protection package.

You will also have to pay a service call fee each time you make a claim. Generally, service fees are between $50 and $150.

Appliances

An appliance package from one of the best companies in your area will cost you between $35 and $50 per month. The most comprehensive appliance packages cover refrigerators, built-in microwaves, garbage disposals, garage door openers, cooktops, dishwashers, clothes washers and dryers, and more.

Systems

A systems package will run you around $35 to $50 per month and cover your air conditioning, electrical system, plumbing system and stoppages, ductwork, and heating system.

Looking For A Warranty For Your Furnace? We Can Help!

Combo

Combo plans cover normal wear for both your home appliances and major systems. These plans cost between $28 and $60 per month, depending on the provider you select.

Add-Ons

Add-on coverage is available for many of your devices, including pools, spas, refrigerators, ice makers, washers and dryers, air conditioners, trash compactors, and central vacuums. These additional coverage options cost between $25 and $150 per year.

 

What Are The Home Warranty Regulations In Oklahoma?

The State of Oklahoma regulates home warranties like home insurance or any other type of insurance. So, every company that offers contracts in Tulsa must first apply for a license.

That is a good thing for you because it means the companies in your area are more heavily regulated. It also means, if you have an issue with your provider, you can file a complaint with the Oklahoma Insurance Department.

Tulsa Home Warranty Facts

 

Home Warranty Reviews: Top 5 Companies For Tulsa, OK Homeowners

Now that you have all of the information, you need to choose the right coverage; you need to know the best home warranty companies in Tulsa. So, take a look at our list of the top providers with essential plan details, terms, and the pros and cons of each company. 

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor’s Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive
 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final Thoughts On Home Warranties In Tulsa, OK 

Now that you know what to look for in a Tulsa home warranty plan, it is time to get a few quotes. All of the providers on our list offer free quotes to help you compare coverage options.

The sooner you request a quote, the closer you will be to enjoying the peace of mind that comes from owning a home protection plan from one of the top home warranty companies in Oklahoma.