Are you looking for the best home warranty in Tucson? If so, you have come to the right place.
In this review you will find comprehensive information about home warranty needs in Tucson, our list of the top five best home warranties and answers to these questions:
- How does the climate in Tucson affect home repair needs?
- How do you choose the best coverage for your home?
- Who benefits from a home warranty plan in Tucson?
- And more!
We’ve reviewed all of the best service contract providers to bring you vital information so that you can choose the right home warranty for your property, lifestyle, and budget. Want to know how we can help you as a resident of Tucson? Read on!
Limited Time: New Customers Get $50 Off
Limited Offer: $50 Off + 1 month free
Limited Time: $150 Off + 2 Free Months + roof coverage
Top Home Warranty Companies for Tucson Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpServicePlus Home Warranty Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Compare Home Warranty in Tucson
What's In This Guide?
There are numerous factors that you must consider before you purchase a home warranty, including the climate, location, and real estate statistics in your state or city. You also need to know what plans are available and how to go about choosing the perfect protection package. We have tailored this entire guide to Tucson residents and how you, as a community member, can best protect your home items. Keep reading to learn more.
Please note: as rule of thumb all companies that service Arizona residents should be able to serve you if you live in the Tucson metro.
If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty. They’re a top-rated brand and right now you can take advantage of their current promotions that get you $50 off, plus one free month and free 30-Day cancellation. Get a free online quote or contact a specialist at 929-400-6169 before these deals end. Another great option is American Home Shield which offers $50 off. Get a free quote online or you can call a home warranty specialist directly at 866-464-7521.
Who Needs A Tucson Home Warranty?
Every homeowner in Tucson can benefit from owning a home warranty. However, the benefits differ depending on whether you are a homebuyer, landlord, seller or real estate agent.
Top 5 Best Home Warranty Companies In Tucson
|Tucson Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
Owning a home is rewarding, and it is one of the best investments you can make. However, if you want to protect your investment, you need to make sure your home is well maintained.
When appliances and major home systems start to break, it can make your dream home seem more like a nightmare. A home warranty helps homeowners enjoy their domain without worrying about paying for unexpected repairs, especially in Tucson.
The typical Pima County homeowner pays upwards of $1,600 annually in property taxes, which is above the statewide average. There are many expenses that come with being a homeowner, and basic repair and maintenance shouldn’t be your top priority, which is where a home warranty can help.
Are you looking to buy a home in the El Presidio Historic District? Or Dunbar Springs? Well, a home warranty can help you.
When you purchase a home, there are many unknowns. Even if you get a home inspection before closing, there are many things the report may not show, and the systems and appliances that are working today might not work tomorrow.
The stresses of buying a house carry over into your official move-in, and there is nothing worse than waking up to a malfunctioning dishwasher in your brand new home.
So, the best way to protect your new house is to purchase an affordable protection package that covers most or all of your major appliances and components, especially if your home didn’t come with a plan at purchase.
Best 5 Tucson Home Warranty Companies
Home Sellers and Real Estate Agents
Homebuyers are not the only people who benefit from a home warranty. Tucson area realtors and independent home sellers know that a home system or major appliance can break at any time.
When you put your home on the market, the last thing you want to do is worry about fixing a plumbing stoppage or repairing a broken HVAC system. So, many sellers opt for a home warranty plan that covers their entire property.
A protection plan from a reputable company is a great selling feature as well. Most companies allow you to transfer your policy to the new owner for a small fee or for free.
Buyers are more confident when buying a home if they know that they have protection for significant repairs. Being able to call a professional in to service a malfunctioning water heater or HVAC system quickly can make the difference in a buyer completing the purchase.
If you own a rental property, you have to keep your property in good condition. If a necessary appliance or system is not working correctly, your renter could withhold rent until you make the repair.
So, it is best to protect your property and rental income by purchasing a plan from a reputable company. If you want, you can even request that the renter pay the service fees when something malfunctions.
Charging the renter is pretty customary. However, it is a good idea to choose a plan with low service call fees. Otherwise, it can be a turn off to potential renters.
What Should You Think About When Purchasing A Home Warranty in Tucson?
As a resident of Tucson, there are some things you need to consider when purchasing your home warranty. The climate, geography, location, and real estate statistics in your area all play a part in selecting the best possible coverage for your home.
Tucson has a desert climate, which is hot and dry. The days are hot with temperatures in the high 90s to mid 100s during the summer, but at night it is quite a bit colder.
Dry, warm weather can create problems with outdoor components and electrical components, and it is essential to have a working HVAC system because the temperatures vary greatly.
The average rainfall in Tucson is just 12 inches per year, which is much less than the national average rainfall of 38 inches per year. However, the geography can cause flash flooding in the area. Severe rainfall impacts the normal wear and tear of your home items, especially an outdoor part that sides behind you home.
Five mountain ranges surround Tucson. To the north are the Tortolita and Santa Catalina Mountains. The Santa Rita Mountains are on the south side, and the Rincon and Tucson Mountains are east and west of the city.
The Mexico border is just 60 miles from Tucson, and in the city, you are less than a day drive from popular destinations like Las Vegas, San Diego, Phoenix, and several other major cities.
Due to the mountainous terrain surrounding the city, flash flooding is common. The desert location also plays a factor in-home repairs. With so much dust and sand in the desert, major home systems can take a beating.
You never know when an expensive appliance could fail. With a home warranty, you have peace of mind that any geographic impacts on your home do not cause you unnecessary home repair bills.
Read Also: Are Home Warranties Available In Glendale, AZ?
Real Estate Data
In Tucson, the median home age is 40 years, which is comparable to the rest of the United States. However, 40 years of wear and tear due to flash floods, high temperatures, dry air, and sand can take a toll on your home.
There is also a lot of competition in the housing market. Statistics show that fewer homes are being listed and more sales in the city. While that is great for sellers, it is beneficial to cover your property while it is on the market.
With the average home being more than 40 years old and the climate, you do not want to take a chance on replacing an expensive home system right before you sell your property. And, a home warranty can increase the value of your property in a market with other aging homes.
What Will A Home Warranty Cost A Resident Of Tucson?
There are dozens of home warranty companies available to Tucson residents. Plans available from the best companies are available starting at less than $350 per year.
However, covering your entire home can cost as much as $650 a year. Each home warranty plan includes different items, and most companies allow you to add coverage for items that are not included, like swimming pools, spas, central vacuums, air conditioners, and second refrigerators for between $20 and $150 per year.
What Types Of Tucson Plans Are Available For You?
When it comes to plans, there are tons of choices. Generally, home warranty companies offer coverage in a few ways.
Most home warranty companies offer coverage through appliance, system, and combo plans. Companies even offer add-on coverage for larger devices and home systems not included in the plans.
Each company covers different items. However, basic appliance or systems plans typically cover plumbing stoppages, electrical systems, ductwork, garage door openers, garbage disposals, cooktops, dishwashers, water heaters, and some even include your heating system.
Combo plans, also known as premium plans or total plans, cover more items and usually include air conditioning systems, refrigerators, clothes dryers and washers, and even small roof leaks. And, they are often just a few dollars more per month.
Best Tucson Home Warranty Company?
Choice Home Warranty is our top pick in Tucson. The plans start at ~36/month with a flat-rate service call fee of $85, making them a leader in the home warranty market.
Is A Home Warranty Worth It In Tucson?
The average home repair in Tucson for something simple like a plumbing stoppage can cost you as much as $300, and experts suggest you have at least $1 per every square foot in your home saved and that you should expect to spend at least that annually for home maintenance.
When a homeowner does not keep up with repairs, they face huge losses or out of pocket expenses when it comes time to sell, and living in a home without items like your air conditioning, clothes washer and dryer, garbage disposal, garage door opener, dishwasher, and refrigerator, is miserable.
A home warranty ensures that you do not have to worry about draining your savings to pay for repairs. And, a comprehensive plan is less than the average yearly cost for maintaining a home.
What Are The Home Warranty Regulations In Tucson, Arizona?
All home warranty companies are regulated in Arizona by the Department of Insurance (DOI). That means that Arizona considers home protection plans a type of insurance, and therefore, companies are subject to the same regulations as insurance companies.
That is a good thing for Arizona homeowners because it means that the companies who provide home warranties in the state must first apply for and obtain a license from the DOI. It also means that plan holders can file a complaint with the DOI if they are unsatisfied with their provider.
All of the companies in our review are authorized to do business in Arizona. However, you can conduct a search on the DOI website to verify that any company is licensed to sell home warranty policies in the state.
How To Choose Coverage In Tucson(Is It Unique)?
Choosing coverage in Tucson is a bit different from choosing coverage in other areas of the country. While the steps are the same, the coverage you select will differ due to the unique climate and geography in Tucson.
Step 1: Obtain Free Quotes
All of the top home warranty companies in Tucson offer free quotes. Obtaining quotes is the first step in choosing your coverage. By getting a quote, you can get the most accurate cost for covering each of the appliances and systems you want to protect.
Step 2: Compare Coverage
Comparing the coverage of each plan is probably the most crucial step. You want your policy to cover the items that are the most likely to fail in your Tucson home while paying the lowest rate.
If you are in the market for a basic plan, you should first obtain several free quotes, read through the covered items, and request sample contracts to review. Then, compare the coverage of each plan to be sure that it includes the components you want to protect.
Most basic plans do not include HVAC systems, which are essential in Arizona. You will want to add coverage for your air conditioning.
So, you will also need to compare the cost of adding on your air conditioner. With some companies, it might be less expensive to go with the premium plan that includes your air conditioner and other items instead of purchasing a basic plan and adding on coverage for the things not included.
You should also compare plan limits, service fees, transfer fees, service request timelines, and value-added services like free AC filters, pest control, and maintenance discounts.
Step 3: Read Home Warranty Reviews
The last step in selecting a home warranty provider is to check consumer reviews on sites like the Better Business Bureau (BBB). Consumer reviews are a great way to gain first-hand insight into what it will be like to work with your chosen home warranty company.
When reading reviews, pay attention to the coverage limits of various repairs, customer experiences with the service contractors, and the quality of the technicians. You should also keep an open mind when reading reviews.
The more customers a company has, the more likely they are to have reviews. Consumers are also more likely to report a company when there is an issue. So, happy customers may be underrepresented on some review sites.
Top Home Warranties For Tucson Reviewed
Now that you have all of the information on how to select a plan that fits your Tucson home, you need to know what companies are the best. So, we put together a list of the five best home warranty companies in Tucson.
Below you will find our top picks, with background on each, the plans available, and the pros and cons of working with each provider.
Choice Home Warranty Review (Best Overall Home Warranty)
Why Do We Like Choice?
Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.
Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items.
Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.
The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.
A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.
That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.
Policy On Pre-Existing Issues or Older Units?
Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life.
What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).
- Good Limits (up to $1,500)
- Minimal Exclusions
- More Affordable
- Only 15 Home Appliances & Systems Covered
American Home Shield Review (Editor’s Choice)
Why Do We Like American Home Shield?
Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.
In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.
They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.
Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Highest Payout Limits (up to $3,000)
- Widest Coverage (21 systems and appliances)
- Fewest Exclusions
- Most Expensive
Select Home Warranty Review (Most Affordable)
Why Do We Like Select Home Warranty?
Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.
If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.
Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Most Affordable Service Contracts
- Roof leaks Are Covered In Their Platinum Plan
- Ultra Pushy Sales
- 3 Days To Submit Claim
- Weaker Network Of Contractors
Liberty Home Guard Review
Why Do We Like Liberty Home Guard?
Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice.
Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home.
Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month.
We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.
Policy On Pre-Existing Issues or Older Units?
If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.
- State of the art customer portal system
- Rigorous testing for contractors
- Ability to use your own contractors
- Fair pricing
- Good customer service for a newer company
- Must report your issues within one day of noticing a problem
Total Home Protect Review
Why Do We Like Total Home Protect?
Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.
Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.
Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- You Can Choose Your Own Technicians
- Roof Coverage
- More Exclusions Than Most Competitors
- The Worst BBB score
- Low Payout Limits ($500)
Final Thoughts On Home Warranties In Tucson
Tucson is a great place to live. The beautiful desert backdrop comes to life at sunrise and sunset, and there are excellent outdoor recreational activities all around.
However, the climate, geography, location, and an abundance of older homes in Tucson means that homeowners may need to make repairs more often. New homebuyers and veteran homeowners who invest in both homeowners insurance and an Arizona home warranty have protection against high repair costs from natural disasters and regular breakdowns.
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