Are you looking for the best home warranty in Tucson? If so, you have come to the right place.
In this review you will find comprehensive information about home warranty needs in Tucson, our list of the top five best home warranties and answers to these questions:
- How does the climate in Tucson affect home repair needs?
- How do you choose the best coverage for your home?
- Who benefits from a home warranty plan in Tucson?
- And more!
We’ve reviewed all of the best service contract providers to bring you vital information so that you can choose the right home warranty for your property, lifestyle, and budget. Want to know how we can help you as a resident of Tucson? Read on!
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Top Home Warranty Companies for Tucson Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Compare Home Warranty in Tucson
What's In This Guide?
There are numerous factors that you must consider before you purchase a home warranty, including the climate, location, and real estate statistics in your state or city. You also need to know what plans are available and how to go about choosing the perfect protection package. We have tailored this entire guide to Tucson residents and how you, as a community member, can best protect your home items. Keep reading to learn more.
Please note: as rule of thumb all companies that service Arizona residents should be able to serve you if you live in the Tucson metro.
Who Needs A Tucson Home Warranty?
Every homeowner in Tucson can benefit from owning a home warranty. However, the benefits differ depending on whether you are a homebuyer, landlord, seller or real estate agent.
Top 5 Best Home Warranty Companies In Tucson
|Tucson Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
Owning a home is rewarding, and it is one of the best investments you can make. However, if you want to protect your investment, you need to make sure your home is well maintained.
When appliances and major home systems start to break, it can make your dream home seem more like a nightmare. A home warranty helps homeowners enjoy their domain without worrying about paying for unexpected repairs, especially in Tucson.
The typical Pima County homeowner pays upwards of $1,600 annually in property taxes, which is above the statewide average. There are many expenses that come with being a homeowner, and basic repair and maintenance shouldn’t be your top priority, which is where a home warranty can help.
Are you looking to buy a home in the El Presidio Historic District? Or Dunbar Springs? Well, a home warranty can help you.
When you purchase a home, there are many unknowns. Even if you get a home inspection before closing, there are many things the report may not show, and the systems and appliances that are working today might not work tomorrow.
The stresses of buying a house carry over into your official move-in, and there is nothing worse than waking up to a malfunctioning dishwasher in your brand new home.
So, the best way to protect your new house is to purchase an affordable protection package that covers most or all of your major appliances and components, especially if your home didn’t come with a plan at purchase.
Best 5 Tucson Home Warranty Companies
Home Sellers and Real Estate Agents
Homebuyers are not the only people who benefit from a home warranty. Tucson area realtors and independent home sellers know that a home system or major appliance can break at any time.
When you put your home on the market, the last thing you want to do is worry about fixing a plumbing stoppage or repairing a broken HVAC system. So, many sellers opt for a home warranty plan that covers their entire property.
A protection plan from a reputable company is a great selling feature as well. Most companies allow you to transfer your policy to the new owner for a small fee or for free.
Buyers are more confident when buying a home if they know that they have protection for significant repairs. Being able to call a professional in to service a malfunctioning water heater or HVAC system quickly can make the difference in a buyer completing the purchase.
If you own a rental property, you have to keep your property in good condition. If a necessary appliance or system is not working correctly, your renter could withhold rent until you make the repair.
So, it is best to protect your property and rental income by purchasing a plan from a reputable company. If you want, you can even request that the renter pay the service fees when something malfunctions.
Charging the renter is pretty customary. However, it is a good idea to choose a plan with low service call fees. Otherwise, it can be a turn off to potential renters.
What Should You Think About When Purchasing A Home Warranty in Tucson?
As a resident of Tucson, there are some things you need to consider when purchasing your home warranty. The climate, geography, location, and real estate statistics in your area all play a part in selecting the best possible coverage for your home.
Tucson has a desert climate, which is hot and dry. The days are hot with temperatures in the high 90s to mid 100s during the summer, but at night it is quite a bit colder.
Dry, warm weather can create problems with outdoor components and electrical components, and it is essential to have a working HVAC system because the temperatures vary greatly.
The average rainfall in Tucson is just 12 inches per year, which is much less than the national average rainfall of 38 inches per year. However, the geography can cause flash flooding in the area. Severe rainfall impacts the normal wear and tear of your home items, especially an outdoor part that sides behind you home.
Five mountain ranges surround Tucson. To the north are the Tortolita and Santa Catalina Mountains. The Santa Rita Mountains are on the south side, and the Rincon and Tucson Mountains are east and west of the city.
The Mexico border is just 60 miles from Tucson, and in the city, you are less than a day drive from popular destinations like Las Vegas, San Diego, Phoenix, and several other major cities.
Due to the mountainous terrain surrounding the city, flash flooding is common. The desert location also plays a factor in-home repairs. With so much dust and sand in the desert, major home systems can take a beating.
You never know when an expensive appliance could fail. With a home warranty, you have peace of mind that any geographic impacts on your home do not cause you unnecessary home repair bills.
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Real Estate Data
In Tucson, the median home age is 40 years, which is comparable to the rest of the United States. However, 40 years of wear and tear due to flash floods, high temperatures, dry air, and sand can take a toll on your home.
There is also a lot of competition in the housing market. Statistics show that fewer homes are being listed and more sales in the city. While that is great for sellers, it is beneficial to cover your property while it is on the market.
With the average home being more than 40 years old and the climate, you do not want to take a chance on replacing an expensive home system right before you sell your property. And, a home warranty can increase the value of your property in a market with other aging homes.
What Will A Home Warranty Cost A Resident Of Tucson?
There are dozens of home warranty companies available to Tucson residents. Plans available from the best companies are available starting at less than $350 per year.
However, covering your entire home can cost as much as $650 a year. Each home warranty plan includes different items, and most companies allow you to add coverage for items that are not included, like swimming pools, spas, central vacuums, air conditioners, and second refrigerators for between $20 and $150 per year.
What Types Of Tucson Plans Are Available For You?
When it comes to plans, there are tons of choices. Generally, home warranty companies offer coverage in a few ways.
Most home warranty companies offer coverage through appliance, system, and combo plans. Companies even offer add-on coverage for larger devices and home systems not included in the plans.
Each company covers different items. However, basic appliance or systems plans typically cover plumbing stoppages, electrical systems, ductwork, garage door openers, garbage disposals, cooktops, dishwashers, water heaters, and some even include your heating system.
Combo plans, also known as premium plans or total plans, cover more items and usually include air conditioning systems, refrigerators, clothes dryers and washers, and even small roof leaks. And, they are often just a few dollars more per month.
Best Tucson Home Warranty Company?
Choice Home Warranty is our top pick in Tucson. The plans start at ~36/month with a flat-rate service call fee of $85, making them a leader in the home warranty market.
Is A Home Warranty Worth It In Tucson?
The average home repair in Tucson for something simple like a plumbing stoppage can cost you as much as $300, and experts suggest you have at least $1 per every square foot in your home saved and that you should expect to spend at least that annually for home maintenance.
When a homeowner does not keep up with repairs, they face huge losses or out of pocket expenses when it comes time to sell, and living in a home without items like your air conditioning, clothes washer and dryer, garbage disposal, garage door opener, dishwasher, and refrigerator, is miserable.
A home warranty ensures that you do not have to worry about draining your savings to pay for repairs. And, a comprehensive plan is less than the average yearly cost for maintaining a home.
What Are The Home Warranty Regulations In Tucson, Arizona?
All home warranty companies are regulated in Arizona by the Department of Insurance (DOI). That means that Arizona considers home protection plans a type of insurance, and therefore, companies are subject to the same regulations as insurance companies.
That is a good thing for Arizona homeowners because it means that the companies who provide home warranties in the state must first apply for and obtain a license from the DOI. It also means that plan holders can file a complaint with the DOI if they are unsatisfied with their provider.
All of the companies in our review are authorized to do business in Arizona. However, you can conduct a search on the DOI website to verify that any company is licensed to sell home warranty policies in the state.
How To Choose Coverage In Tucson(Is It Unique)?
Choosing coverage in Tucson is a bit different from choosing coverage in other areas of the country. While the steps are the same, the coverage you select will differ due to the unique climate and geography in Tucson.
Step 1: Obtain Free Quotes
All of the top home warranty companies in Tucson offer free quotes. Obtaining quotes is the first step in choosing your coverage. By getting a quote, you can get the most accurate cost for covering each of the appliances and systems you want to protect.
Step 2: Compare Coverage
Comparing the coverage of each plan is probably the most crucial step. You want your policy to cover the items that are the most likely to fail in your Tucson home while paying the lowest rate.
If you are in the market for a basic plan, you should first obtain several free quotes, read through the covered items, and request sample contracts to review. Then, compare the coverage of each plan to be sure that it includes the components you want to protect.
Most basic plans do not include HVAC systems, which are essential in Arizona. You will want to add coverage for your air conditioning.
So, you will also need to compare the cost of adding on your air conditioner. With some companies, it might be less expensive to go with the premium plan that includes your air conditioner and other items instead of purchasing a basic plan and adding on coverage for the things not included.
You should also compare plan limits, service fees, transfer fees, service request timelines, and value-added services like free AC filters, pest control, and maintenance discounts.
Step 3: Read Home Warranty Reviews
The last step in selecting a home warranty provider is to check consumer reviews on sites like the Better Business Bureau (BBB). Consumer reviews are a great way to gain first-hand insight into what it will be like to work with your chosen home warranty company.
When reading reviews, pay attention to the coverage limits of various repairs, customer experiences with the service contractors, and the quality of the technicians. You should also keep an open mind when reading reviews.
The more customers a company has, the more likely they are to have reviews. Consumers are also more likely to report a company when there is an issue. So, happy customers may be underrepresented on some review sites.
Top Home Warranties For Tucson Reviewed
Now that you have all of the information on how to select a plan that fits your Tucson home, you need to know what companies are the best. So, we put together a list of the five best home warranty companies in Tucson.
Below you will find our top picks, with background on each, the plans available, and the pros and cons of working with each provider.
Choice Home Warranty is our top pick. Choice is a leader in the home warranty market, and they offer some of the most affordable and comprehensive plans on the market.
The Basic Plans starts at just $36.17 per month, and it includes more than a dozen home appliances and systems, including the heating system. The Total Plan is only $43.85 per month, and it includes your refrigerator, washer and dryer, air conditioner, ductwork, and more.
- Choice has comprehensive plans that are affordable for most homeowners.
- Choice has 24/7/365 customer and emergency services.
- Service contractor work is guaranteed for 90 days.
- Some owners report delays for service provider appointments.
- The service technician pool is not as large as some older home warranty companies.
- There are low replacement coverage limits for some items.
American Home Shield is one of the oldest Tucson home warranty companies. It opened in 1971, and many homeowners choose AHS because it has an extensive database of vetted service technicians and covers older appliances.
You can choose between an Appliance, Systems, Combo, or Build Your Own Plan. The plans start at $49.99, and the most expensive plan is the Combo Plan at $59.99 per month.
You also have the option of choosing your own home service fees or purchasing add-on coverage for systems not covered in your plan.
- The plans are highly customizable.
- AHS has an extensive network of vetted technicians.
- You can submit claims over the phone or online.
- Plans are more costly than other home buyers warranty companies.
- Your service agreement may include replacement limits for some items.
- Reservice for repairs are only guaranteed for 30 days.
Select Home Warranty opened in 2009, and it is one of the smaller companies in the industry in terms of employee size, customers, and service providers.
However, Select offers plans that are comparable to its larger competitors. There are three plans you can choose. The Bronze, Silver, and Platinum Plans each cover different items. The Bronze and Silver Plan both start at $35.83, and the Platinum Plan is less than $2 more per month at $37.50.
- Select has a positive rating on consumer sites like the BBB.
- Plans are affordable.
- Cancellation is free within the first 30 days.
- Claims must be filed within 3 days.
- Reservice for items repaired by a Select technician may not be free.
- The service provider network is not as established.
Total Home Protection opened for business in 2016, making it one of the newest Arizona home warranty providers. However, Total is worth mentioning because the plans are reasonable, and it offers the best coverage for septic systems.
There are two plans you can choose, the Gold Plan and the Platinum Plan. Coverage starts at $45.33, and the Platinum Plan is $52 monthly.
You also have the option of adding on coverage for systems not included in your plan. The fees for adding coverage vary depending on which items you add.
- Total offers superior protection for septic systems.
- Reservice for repairs made by Select contractors are free for 90 days.
- 24/7/365 emergency service is available.
- You only have one day to file claims.
- There is a $50 cancellation fee if you do not cancel within the first 30 days.
- Total Home Protection has been in business for less than 5 years.
First American Home Warranty is one of the more established providers in Tucson. The plans are also some of the most affordable with the base plan, starting at just $28 per month.
You also have the option of covering more of the appliances and systems in your new home like your washing machine, clothes dryer, and refrigerator for $42.50 each month. However, neither plan includes coverage for your HVAC system, which is essential in Tucson.
- It is an established home warranty company with a positive track record.
- First American Home Warranty has a large database of service providers.
- The add onHVAC coverage is excellent.
- You have to purchase HVAC coverage as an add-on.
- The plans cover fewer items than other similar plans.
- Contracts automatically renew 30 days before the contract ends.
Final Thoughts On Home Warranties In Tucson
Tucson is a great place to live. The beautiful desert backdrop comes to life at sunrise and sunset, and there are excellent outdoor recreational activities all around.
However, the climate, geography, location, and an abundance of older homes in Tucson means that homeowners may need to make repairs more often. New homebuyers and veteran homeowners who invest in both homeowners insurance and an Arizona home warranty have protection against high repair costs from natural disasters and regular breakdowns.
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