Looking for the best home warranty in South Carolina?

Perfect, you’re in the right spot. In this guide, you’ll learn:

  • What does a home warranty in South Carolina cost & is worth it?
  • What’s included in South Carolina’s best home warranty?
  • Who has the best home warranty for South Carolina residents?

We’ve reviewed over 65 home warranty companies to help you find the best warranty in South Carolina.  These are the top three we recommend:

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Best Home Warranty Companies in South Carolina

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Who needs a home warranty in South Carolina?

South Carolina is a beautiful state with 187 miles of coastline, lush gardens, numerous historic sites, and plantations. It also is the twenty-third most populous state in the USA. The overall population in South Carolina is a little over five million people. Almost twenty percent of the South Carolina population lives in the Greenville-Anderson-Mauldin metropolitan area, and the largest city is Charleston with a population of over 134,000. The closest metroplex to many South Carolina residents is Charlotte.

Around sixty-nine percent of the state residents are homeowners, which means high demand for home warranty companies in SC. It is easy to find home warranties in South Carolina for any type of housing, such as single family home, duplex, condominium, or even a mobile home, but it is not that easy to select the right company and the right home warranty plan for you.

Read Also: How Can A Home Warranty Help With Water Damage In My SC Home?

While selecting the best home warranty plans in South Carolina, it is important to keep in mind several things, such as the age of your house, its location, and which home systems and appliances you would like to offer.

Why you should consider the age of your house

Let’s start with the age of your house. Home warranty companies in South Carolina provide coverage for houses of any age, even new construction. Once the manufacturer's warranty has expired, home warranty coverage from companies in South Carolina comes in very handy. Please remember, that in most cases home warranties in SC cannot be combined with the manufacturer's warranty.

 

Looking for the best appliance insurance? - Read Our Research

Almost every appliance that you purchase at a retail store comes with a warranty that usually expires within a year. Many manufacturers offer to extend this warranty. Is it worth doing it or is it better to switch to a home warranty? Check out our research study where we compared these two types of warranties and see which one would work better for you.

Manufacturer's Warranty or Appliance Insurance? - Read the Results of Our Comparison

 

The older your house gets, its maintenance may cost you more as more home systems and appliances may need repairs or replacements. South Carolina home warranty companies may help you make this cost bearable. You can compare the cost of maintenance for your house to the cost of an average home warranty in South Carolina using our Home Maintenance Calculator.

As soon as you enter the age of your house and the number of expected repairs per year, you are immediately able to see the cost of maintenance vs. home warranty. You can make these estimations more precise if you enter the age of your air conditioner, electrical system, refrigerator, and other home appliances.

Why you should consider the location of your house

South Carolina is not a big state, with only a total area of 32,030 square miles. The climate is subtropical, which means hot summers, mild winters, and between forty and eighty Electrical system covered under a home warrantyinches of precipitation per year. Frequent thunderstorms due to the hot and humid conditions may have an impact on the normal operation of your electrical system. What will be the best way to protect it? Home warranty companies in South Carolina have a good answer to this question.

For example, AHW covers the electrical system comprehensively. The coverage includes wiring, service panels, subpanels, switches, breaks, outlets, and ground fault interrupters.

Another home system that is often used in a hot climate is air conditioning. In summer, the average temperature during the day is 90°F, and the highest temperature recorded was 113°F in Richland County. This means that air conditioning should be kept in a good operational condition and fixed as soon as possible in case any malfunction occurs.

The best home warranties in SC

Service Plus offers of the best-rated home warranty programs in South Carolina covering mechanical parts and components of up to two ducted electrical central air conditioning systems. Alternatively, Old Republic Home Warranty in South Carolina will cover your air conditioner up to $1 500 per contract term.

In case you want to cover home systems, but not home appliances, or vice versa, with the best home warranty plans in South Carolina, there are companies, such as Select Home Warranty, that offer separate coverage for home systems and appliances.

For $430 a year, you can cover your electrical system, plumbing, air conditioning, heating system, and a water heater under the Gold Care plan. Alternatively, you can purchase coverage of your dishwasher, washer and dryer, oven, refrigerator, and a built-in microwave for the same price. A combo plan that covers both home systems and appliances is also available.

In need of coverage for your unique and expensive items?

Read Also: What Are The Best Home Warranties For Luxury Appliances and Systems?

Home warranty regulations in South Carolina

Before you sign a contract with a home warranty company, it is important to verify that it is licensed to provide services in your state. In South Carolina, all home warranty companies must obtain a license from the South Carolina Department of Insurance, Division of Consumer and Individual Licensing Services. This authority is responsible for customer protection, regulating the industry, and enforcing the laws of South Carolina.

 

Best Home Warranties in South Carolina Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive

 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Service Plus Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

Why Do We Like Service Plus?

Service Plus Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Service Plus does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Service Plus covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final words about home warranty companies in SC

House in SC covered under a home warrantyA home warranty in South Carolina is a must-have for many homeowners. Not only does it provide peace of mind, but it also helps save money on home system repairs and replacements of home appliances. According to our Home Maintenance Calculator, the cost of an average home warranty in South Carolina is usually much less than the cost of home maintenance per year.

The hot and humid climate in South Carolina has a great impact on the normal operation of electrical systems and air conditioning. This is why these systems should be covered under a home warranty. Most home warranty companies in SC cover them under their plans.

We highly recommend carefully reading the home warranty reviews for South Carolina residents in order to avoid any misunderstandings such as denied claims or limited coverage in the future.

Nearby States

All states
Home warranty Georgia 42 companies available
Georgia Home Warranty
Home warranty Virginia 38 companies available
Virginia Home Warranty
Home warranty North Carolina 36 companies available
North Carolina Home Warranty

Frequently Asked Questions in South Carolina

Below are just some of the frequently asked questions we receive about home warranties in South Carolina.

Q.

Is a South Carolina home warranty worth it?

A.
What happens when your heater breaks down, it’s not under manufacturer warranty, and it’s not covered under your homeowner’s insurance? Without a home warranty, you are paying out of pocket to repair or replace that.

A home warranty is worth it to cover not just your heater, but all major systems and appliances in your home from just that situation. For the potential to save you thousands of dollars in out-of-pocket costs, it is definitely worth it.
Q.

What are the best home warranty companies in South Carolina?

A.
We’ve done the research on almost 70 companies all around the United States. Here are the top five we’ve found for South Carolina homeowners.

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Service Plus
Q.

What do home warranties cover?

A.
So, for those things your insurance won’t cover, a home warranty is there to help you manage breakdowns of systems and appliances due to wear and tear.

Commonly covered appliances include:

  • Refrigerator
  • Oven/stove/range
  • Built-in Microwave
  • Clothes Washer
  • Clothes Dryer
  • Dishwasher

Commonly covered systems include:

  • Electrical System
  • Plumbing System, including stoppages
  • HVAC System, including ductwork
  • Water Heater
You can also expect coverage for things like doorbells, garbage disposal, garage door openers, and ceiling fans. Coverage varies from provider to provider.

There is usually optional add-on coverage for things like a pool/spa, sump pump, septic pumping, freezers, or additional HVAC units or refrigerators. 
Q.

How much does a home warranty cost?

A.
Costs vary from company to company, but a Combo Plan covering all your major appliances and systems probably costs less than you think. The average monthly premium for the top five providers in South Carolina is:

Combo Plan
Monthly
Annually
Top 5 Average
$59
$708

The other cost associated with a home warranty is the service call fee. When you have a problem with a covered appliance or system, you’ll contact the home warranty company. They’ll send a technician to your home, and charge a fee ranging from around $75 to $125. Usually, the higher the service call fee, the lower the premium.
Q.

How do I choose a good home warranty?

A.
Here are three basic steps to choosing the right home warranty for your South Carolina home. 

  1. Dig into the data - Find out details about the home warranty providers in your area. What is their reputation? What kind of coverage do they offer? Do the kind of research you are doing right now.
  2. Comparison shop - Contact several home warranty providers and get quotes for your location and the coverage you want.
  3. Due diligence - Read the fine print on the service agreement carefully before signing anything. It’s important to understand the coverage, limitations, and exclusions of the plan.