Select Home Warranty

4.2

Monthly Cost:
$52–$58
Service Fee:
$60
Response Time:
24-48 hrs.
Coverage Limit:
$250-$3,000
BBB Rating:
B
Availability:
All except NV, WA, & WI
Provides roof leak coverage
Offers discounts on multi-year plans
90-day repair guarantee
Charges a $75 cancellation fee
Doesn’t allow you to choose your contractor

Select Home Warranty offers three plans to meet different coverage needs for appliances, home systems, or a combination of both. These plans are all below the national average cost of $50 per month for the first year.

The table below shows the coverages for each SHW policies: 

Established in 2012, Select Home Warranty (SHW) is among the best home warranty companies, offering excellent coverage. With its 90-day workmanship guarantee, high coverage caps for your HVAC system, and low monthly premiums, Select Home Warranty offers the best value for home warranty coverage.

Plan structure can get confusing with some providers, but Select keeps things simple by offering three options for appliances, systems, and both. 

Best Coverage Limits
AHS Logo
VISIT SITE
Limited Time:
40% Off Our Most Popular Plan
Our Top Pick
Best for Customization
VISIT SITE
Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage
Best Customer Ratings
VISIT SITE
Limited Time:
$150 Off + 1 Month Free
Best Claims Acceptance
choice home warranty logo
VISIT SITE
Limited Time:
$50 Off + 1 month free!

In addition to its impressive coverage options, SHW is our top home warranty choice for affordability. Although the pricing of its three plans may not seem like the cheapest on the market, the value of each plan’s offerings far surpasses that of competitors. 


Our Review of Select Home Warranty

As we noted, Select Home Warranty has been in business since 2012. Since then, it has impressed customers nationwide with top-notch service and excellent communication.

Overall, Select Home Warranty is a top choice for customers seeking great service. SHW has friendly and knowledgeable representatives, quick response times, and a simple claims process that makes repairing your home system or appliance a breeze.

Many positive customer reviews rave about the friendliness of SHW employees and the competent technicians. Even more, reviews praise the fast response times and high quality of service.


Best Home Warranty Companies of 2023

In this review, we focus on the pros, cons, and cost considerations for Select Home Warranty. However, we also recommend several other home warranty companies to our readers. Below you’ll see our top recommendations and their standout superlatives.


Compare the Best Home Warranty Companies

CompanyRatingMonthly CostService FeeResponse TimeBBB RatingLink

$50-$60

$75

12-48 hrs.

NR

VISIT SITE
AHS Logo

$35–$75

$100–$125

24-72 hrs

B

VISIT SITE

$44.99-$58.99

$70

48 hours

A+

VISIT SITE
choice home warranty logo

$46–$55

$85

24-48 hrs.

B

VISIT SITE
select home warranty logo

$52–$58

$60

24-48 hrs.

B

VISIT SITE
AFC Home Warranty logo

$38–$62

$75–$125

48 hours

B

VISIT SITE
first american logo

$38–$48

$75–$125

48 hours

B

VISIT SITE

$17–$60+

$65–$100

2–24 hrs

A-

VISIT SITE

$28–$68

$100–$150

2–24 hrs

B

VISIT SITE

Pros & Cons of Select Home Warranty

Navigate the tabs below for a high-level look at some of SHW’s pros and cons. We encourage you to keep these items in mind as you read the rest of the review.

Roof leak coverage: Provides $400-worth of coverage for roof leak repairs.
Generous coverage caps: $3,000 overage caps for HVAC and air conditioning systems.
Savings on annual and multi-year plans: Provides discounts on coverage plans for two or more years.
Three plan options: Offers three plan options to meet a wide range of customer needs.
Affordable add-on coverages: SHW can help you protect your swimming pool, freezer, sprinkler, and more for under $10 a month.
90-day repair guarantee: If your items experience issues within three months after a repair, SHW will fix it again for free.
B- rating with BBB: This may seem like a ‘low’ score, but when compared to other home warranty companies, it’s among the highest in the industry.
Can’t Choose a Contractor: Select Home Warranty will choose a contractor for you; this is a drawback for some homeowners.
Lower Coverage Caps On Appliances: Coverage caps on most appliances are just $500; this will be a bit low for homeowners with high-end appliances. 
Multiple Service Fees: Although service fees are fairly priced, if you have more than one item that needs to be repaired, Select Home Warranty will sometimes charge double service fees. 
Short grace period: You must file a claim within three days of a repair need to receive coverage.
Cancellation Fee: Cancellations that occur after 30 days will incur a $75 cancellation fee.

Our Review Scores For SHW

From its inclusive plans to its smooth claims process, Select Home Warranty excels in every category our experts evaluate. Because it combined solid reputation, excellent availability, affordability and more, SHW received 84.5 out of 100 points, earning this warranty company 4.3 out of 5.0 stars.

What We Like and Don’t Like About Select Home Warranty

Next, we’ll dive into what we like and don’t like about Select Home Warranty. We cover factors like coverage caps, affordability, and reputation to help you determine if this provider is right for you.

What We Like

Select Home Warranty offers homeowners three plans to choose from. These three plans — Gold Care, Bronze Care, and Platinum Care — cover your home appliances, systems, or both, making it easy for homeowners to choose exactly the coverage they need.

Not only are these plans affordable, but Select’s additional benefits are also affordable. For less than $10 per month, you can include coverage for your swimming pool, freezer, sprinkler system, and more. Plus, Select offers free roof leak coverage for any of its warranty plans.

What We Don’t Like

Select Home Warranty has limited options for add-ons, so it may not offer coverage for all your household appliances. Unlike some warranty companies that offer robust coverage for each plan, Select’s plans offer basic coverage for your most essential home appliances and systems.

What We Like

Select Home Warranty is one of the few home warranty companies to receive full marks in this category. Each of Select Home Warranties’ three warranty plans costs less than the national average of $50 per month.

In addition, each of these plans has great coverage and competitive coverage amounts for your HVAC systems. Select Home Warranty also has a low $85 service call fee, so any time you need to make a claim, it won’t break the bank.

What We Don’t Like

The only drawback to Select Home Warranty’s affordability is the plumbing, electrical, and appliance coverage cap. While you will receive $3,000 coverage for your air conditioning and heating, you will only receive up to $500 in coverage for each of the remaining systems and appliances in your home.

What We Like

Select Home Warranty offers a 90-day service guarantee, meaning if an SHW-covered repair fails, the company will send a service technician to fix the problem.

Select Home Warranty customers have repeatedly raved about the friendly service and knowledgeable technicians, and many report quality warranty service.

What We Don’t Like

Sometimes, Select Home Warranty customers can experience long wait times and be on hold for more than 30 minutes when they call the SHW call center. Select has a standard 30-day waiting period before you can start to make claims on your warranty. Customers have also reported difficulty getting appliance repairs because they had to order replacement parts.

What We Like

Select Home Warranty, based in Mahwah, New Jersey, enjoys a solid overall reputation as a company. It has more than 10 years of experience in the home warranty industry and a B- rating from the Better Business Bureau (BBB).

What We Don’t Like

Select Home Warranty has a mediocre BBB rating and is not accredited by the BBB. There have been 5,233 complaints filed against the company, but only three have yet to be resolved.

What We Like

Select Home Warranty is available 24/7 and will send a service technician to you within 24 to 48 hours after you report a claim. If you need emergency service for a home system or appliance, Select representatives will do their best to send someone to your home as soon as possible.

What We Don’t Like

Similar to other home warranty providers, it can sometimes take longer than 48 hours to receive service if you file a claim over the weekend. While some warranty companies have faster response times, SHW’s 48-hour response time is standard across the industry.

What We Like

Select Home Warranty has excellent availability in the United States. It provides warranty coverage for 47 states in the United States, including Hawaii and Alaska, which other home warranty companies do not typically cover.

What We Don’t Like

Select Home Warranty does not offer coverage in Nevada, Washington, or Wisconsin. Therefore, if you live in one of these states, you cannot purchase a home warranty plan from Select.

State Availability of Select Home Warranty

Below we provide a map visual showing where Select Home Warranty offers home warranty coverage.


Video Overview of Select Home Warranty

The following video captures a real customer review of Select Home Warranty. Watch it for a firsthand account of where this home protection plan provider shines.

Video Thumbnail

Select Home Warranty Plans and Coverage Options

Select Home Warranty offers three home warranty options that cover your home appliances, home systems, or a combination of both. These plans are all below the national average cost of $50 per month for the first year.

PlanCost Per Month
Gold Care$44.42+/month
Bronze Care$44.42+/month
Platinum Care$47.75+/month
Quote data gathered from a Burnsville, Minnesota, ZIP code in August 2023. Cost data for a one-year warranty may vary depending on your location.
  • Gold Care Plan (starting at $44.42 per month): This appliance plan covers your cooktop, dishwasher, garbage disposal, built-in microwave, refrigerator, stove/oven, clothes washer, and clothes dryer.
  • Bronze Care Plan (starting at $44.42 per month): As a systems plan, this home warranty covers air conditioning/cooling, ductwork, electrical system, heating system, plumbing system, and water heater.
  • Platinum Care Plan (starting at $47.75 per month): This plan includes everything from the Gold Care and Bronze Care plans. It includes air conditioning/cooling, ductwork, electrical system, heating system, plumbing system, water heater, cooktop, dishwasher, garbage disposal, built-in microwave, refrigerator, stove/oven, clothes washer, clothes dryer, garage door openers, and plumbing stoppages.
Home System or ApplianceGold CareBronze CarePlatinum Care
Electrical Systems   
Built-in exhaust, vent, and attic fan âœ“✓
Ceiling fan âœ“✓
Doorbell and chimes âœ“✓
Garage door opener âœ“✓
Interior electrical lines âœ“✓
Main breaker and fuse panel box âœ“✓
Heating and Cooling   
Air conditioner âœ“✓
Ductwork âœ“✓
Heating unit âœ“✓
Kitchen Appliances   
Built-in microwave oven✓ âœ“
Dishwashers✓ âœ“
Garbage disposal✓ âœ“
Ranges/cooktops✓ âœ“
Ovens✓ âœ“
Refrigerators✓ âœ“
Laundry Appliances   
Washers✓ âœ“
Dryers✓ âœ“
Plumbing Systems & Accessories   
Faucets and valves âœ“✓
Interior plumbing lines âœ“✓
Toilets âœ“✓
Water heater âœ“✓
Roof   
Roof leak repair✓✓✓
Best Value

4.2

select home warranty logo
Limited Time:
$150 Off (Code HOUSE25)

What Optional Add-ons Does Select Home Warranty Offer?

Select Home Warranty is one of the few providers offering free roof leak coverage with any warranty. If you want additional coverage for home appliances not included in the base warranty plan, SHW has several add-ons. The monthly prices for these are more affordable than most warranty companies.

Add-onCost Per Month
Additional spa$5.83/month
Central vacuum$3.33/month
Lawn sprinkler system$5.83/month
Pool equipment$8.33/month
Septic system pump$5.83/month
Spa equipment$5.83/month
Stand-alone freezer$3.33/month
Sump pump$3.33/month
Well pump$3.33/month
Quote data gathered from a Burnsville, Minnesota, ZIP code in August 2023. Cost data for a one-year warranty may vary depending on your location.

Does Select Home Warranty Have Any Exclusions?

Select has great home warranty coverage, but it does have some limitations and exclusions to its home warranty plans. Items that are not included in Select’s home warranty service include:

  • Damage due to acts of nature
  • Damage due to pets or pests
  • Failure to properly clean or maintain home systems or appliances
  • Foundation or structural damage
  • Improper installation, improper wiring, or damage caused by construction activity
  • Manufacturer’s defect
  • Misuse or human error
  • Neglect, rust, corrosion, or sediment
  • Removal of hazardous materials, such as asbestos, lead, or other toxic materials

With Select Home Warranty’s money-back guarantee, you have 30 days to cancel your plan and receive a full refund.


Does Select Home Warranty Have Any Coverage Limits?

Select Home Warranty has a specific coverage limit for each item in your coverage plan. With SHW, you will get the highest coverage for your HVAC systems and up to $500 for other covered items:

  • $3,000 for air conditioning
  • $3,000 for heating systems
  • $500 for electrical systems (non-heating and cooling)
  • $500 for plumbing systems
  • $400 for add-ons
  • $250 for freon

How to File a Claim With Select Home Warranty

Select’s claims process is as simple as making a phone call. To file a service request with Select Home Warranty, you should follow the steps below, and a service technician will be at your door in as little as 12 to 24 hours.

You will qualify for cost reimbursement if you receive pre-approved service to repair or replace your appliance or home system.

Best Value

4.2

select home warranty logo
Limited Time:
$150 Off (Code HOUSE25)

FAQs About Select Home Warranty

What is the warranty period for Select Home Warranty?

Select Home Warranty has a 30-day waiting period, which means you must wait at least 30 days from the day you purchased your warranty plan to make a claim. After the waiting period is over, you can begin making service requests.


Is Select Home Warranty a good home warranty?

Select Home Warranty offers competitive monthly premiums, low service call fees, and great coverage for all your home systems and appliances. Overall, it is a good home warranty company and will provide peace of mind because you will not have to pay out of pocket for your home systems and appliances.


What are the cons of a home warranty from Select Home Warranty?

Select Home Warranty has lower coverage caps than other home warranty providers. Some customers have reported paying multiple service call fees if there is more than one problem with a home system or appliance.



Methodology: How We Evaluated Select Home Warranty

At Today’s Homeowner, we strive to bring you the most transparent, accurate information for your home improvement projects. Our home warranty company ratings emphasize what matters most to you — whether you’re looking for low-cost coverage, a hassle-free repair process, 24/7 assistance, or all of the above.

Our ratings are based on publicly available information about each company, secret shopping online and over the phone, customer-review analysis, and discussions with real estate professionals and repair contractors.

A company can earn a maximum of 100 points across six categories converted to a five-star scale. We researched more than 60 home warranty providers to develop the following formula:

  • Plans and Coverage (24 points): A home warranty provider can earn the maximum point value in this category if it offers multiple robust plans that cover all basic systems and appliances and optional add-on coverage. We give bonus points to companies that cover uncommon items, such as electronics and roof leaks.
  • Affordability (22.5 points): When evaluating costs, we not only consider monthly plan prices, but we also take into account the cost of add-on coverage, service fees, and whether companies offer free cancellation periods or money-back guarantees. If a provider allows potential customers to view sample contracts before getting a quote, that transparency earns more points in this category.
  • Customer Experience (18.5 points): A home warranty company must give its customers ample support when they experience issues. We gauge overall support by looking at customer reviews and conducting homeowner surveys. We also go through the quotes process with each company and take meticulous notes about the friendliness of salespeople, how detailed each quote is, and how often the provider contacts us after giving a quote.
  • Company Reputation (17.5 points): In this category, we look at a combination of customer reviews and reputable organizations such as the Better Business Bureau (BBB). We also consider the years of company experience, how satisfied its employees are, and whether it has been hit with any consumer rights violations or lawsuits.
  • Claims Process (12.5 points): We score providers highly when they offer short response times, multiple ways to file claims, and around-the-clock availability. Companies can earn bonus points if they have a good reputation for quick and easy claims processing.
  • Availability (5 points): Providers that serve more areas can have experience dealing with a wider range of homeowner headaches. A company earns the maximum points in this category if it offers services in most U.S. states.

We monitor company data on an ongoing basis to keep rankings and information up to date.

Editorial Contributors
avatar for Alora Bopray

Alora Bopray

Staff Writer

Alora Bopray is a digital content producer for the home warranty, HVAC, and plumbing categories at Today's Homeowner. She earned her bachelor's degree in psychology from the University of St. Scholastica and her master's degree from the University of Denver. Before becoming a writer for Today's Homeowner, Alora wrote as a freelance writer for dozens of home improvement clients and informed homeowners about the solar industry as a writer for EcoWatch. When she's not writing, Alora can be found planning her next DIY home improvement project or plotting her next novel.

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photo of Roxanne Downer

Roxanne Downer

Editor

Roxanne Downer is a commerce editor at Today’s Homeowner, where she tackles everything from foundation repair to solar panel installation. She brings more than 15 years of writing and editing experience to bear in her meticulous approach to ensuring accurate, up-to-date, and engaging content. She’s previously edited for outlets including MSN, Architectural Digest, and Better Homes & Gardens. An alumna of the University of Pennsylvania, Roxanne is now an Oklahoma homeowner, DIY enthusiast, and the proud parent of a playful pug.

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