Best Home Warranty in San Antonio, TX
Looking for the best home warranty in San Antonio?
Perfect, you’re in the right spot. In this guide, you’ll learn:
- What do you need to think about when purchasing a home warranty in San Antonio?
- How much does a home warranty plan cost in San Antonio?
- Is a home warranty worth it for San Antonio residents?
- And much more!
To help you out, we’ve reviewed 68 different home warranty providers and have identified the best plan options for you in southern Texas. Keep reading!
Top Home Warranty Companies for San Antonio Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)
Choice Home Warranty ReviewClients from:
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.
American Home Shield ReviewClients from:
Almost-Nationwide Service
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")
Select Home Warranty ReviewClients from:
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-Up
Total Home Protection ReviewClients from:
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage Items
First American Home Warranty ReviewClients from:
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
What's In This Guide?
Compare Home Warranty in San Antonio
San Antonio is known for its bustling downtown area and comfortable suburban living. As one of the best places to live in Texas, it’s a popular place to own a home.
But, as a homeowner, you’re liable should your major systems or appliances malfunction or break in your home. Home repair costs can easily run you thousands of dollars a year, so having a home warranty plan that can help cover some of these replacement costs and repair bills is important.
Up next, we’ll walk you through everything you need to know to choose your home warranty coverage. At the end, we’ll even offer our home warranty reviews of the best home service providers in the San Antonio region.
Please note: as rule of thumb all companies that service Texas residents should be able to serve you if you live in San Antonio and the surrounding area.
Top 5 Best Home Warranty Companies In San Antonio
| San Antonio Company Name | Premium Per Month | Deductible |
| Choice Home Warranty | From $36.17 to $43.85 | $85 flat rate |
| American Home Shield | From $49.99 to $59.99 | From $75-$125 |
| Select Home Warranty | From $35.83 to $37.50 | $75 flat rate |
| Total Home Protection | From $45.33 to $52 | $75 flat rate |
| First American Home Warranty | From $28 to $42.50 | From $75-$100 |
What To Think About When Purchasing A Warranty In San Antonio?
Buying a home warranty has to make financial sense. A Texas home warranty will cost you anywhere from $350 to well over $700 annually.
You have a lot to think about when shopping for a home warranty in San Antonio. Here are some of the most important factors to consider before you buy:
Weather/Climate
San Antonio has what’s known as a humid subtropical climate, which means it gets hot, humid, summers, and mild winters that are sometimes below freezing.
These extreme summer temperatures are similar to what you might find in parts of Nevada or Arizona. This means you almost certainly have an air conditioning system in your home in San Antonio that you’ll want coverage for.
Plus, all that moisture and those frequent wintertime freezing temperatures can be problematic for your home’s electrical and plumbing systems. Humidity is a major problem in southern states like Texas and Florida, so, quality systems coverage is important for San Antonio homeowners.
Read Also: Which Home Warranty Companies Cover HVAC Systems?
Geography/Location
The city of San Antonio is located pretty far inland, so it’s not affected by storm surge from hurricanes. But, San Antonio’s location along the San Antonio river leaves the city prone to flooding. If your home is in a floodplain, having coverage for a sump pump might be a priority.
Check out this video for tips on sump pump maintenance, including what it is, how to works and how to test it.
How Much Will A Plan Cost A San Antonio Homeowner?
A San Antonio home warranty plan costs an average of $300-$600 for a year of coverage. This is a pretty wide range, so it’s important to keep in mind that your premium will vary based on the precise location of your home, the size of your home, and what protection plan you choose.
Plus, home warranty service contracts almost always have a service call fee (a.k.a. a deductible) that you pay each time you submit a service request and get a repair specialist, like a plumber or electrician, to come to your home.
This service fee is usually between $60-$125, but when you get a quote from a potential home service provider, you’ll know precisely how much you’ll pay.
Top 5 Best Home Warranty Companies In San Antonio
What Types Of Coverage Are Available For You In San Antonio?
Texas home warranties for residents of San Antonio are offered in three standard plan types:
- Appliances Plan. As the name suggests, appliances plans protect your home appliances, such as your dishwasher, garbage disposal, cooktop, garage door opener, hot water heater, and trash compactor.
- Systems Plan. These plans provide coverage for major systems, like your air conditioning, heating system, electrical system, plumbing system, plumbing stoppages, and ductwork.
- Combo Plan. Combo plans provide comprehensive coverage for all of your home systems and major appliances. They usually include most of what you find in an appliance plan, plus things like your HVAC, which are normally covered under a systems plan.
Best Home Warranty In San Antonio?
Choice Home Warranty is the #1 pick in San Antonio. The company offers free repairs within 90 days and a flat-rate deductible of $85, which is cheaper than its competitors!
Is A Home Warranty Worth It In San Antonio?
A home warranty is worth it for San Antonio homeowners. Here’s why:
Financial Protection
San Antonio gets hot, humid weather, which can easily take a toll on your home’s systems and appliances. With a comprehensive plan from a leading warranty provider, you can get financial protection from major repair bills that you’d otherwise have to pay out of pocket.
Covers What Homeowners Insurance Won’t
Fun fact: Homeowners insurance doesn’t cover repair costs when malfunctions arise from normal wear and tear. So, when your air conditioner breaks from regular use, your insurance company won’t pay up.
Your warranty plan, however, is designed to cover your costs in these situations.
Simplified Home Repairs
When you have a home warranty, you no longer need to worry about finding a contractor that can fix your broken AC unit or dishwasher. Instead, you just need to submit a claim with your warranty company and sit back as they send someone to your home to fix the damage.
What Are The Home Warranty Regulations In TX?
In San Antonio and in the state of Texas, all home warranty companies need to be licensed under the Texas Real Estate Commission (TREC) to be able to provide repair service on your home.
Curious which home warranty plans are the best in other Texas cities like El Paso, Waco, Dallas and Houston? Our reviews for these cities may help.
Top Home Warranties For San Antonio Reviewed
We know how hard it is to decide on a home warranty provider. So, here are our five top picks for San Antonio homeowners:
#1 Choice Home Warranty
Choice Home Warranty tops our list for San Antonio home protection because they offer two affordable, yet comprehensive plans.
Their Basic Plan and their Total Plan both provide coverage for your home systems and appliances. In particular, their Total Plan is a good pick for San Antonio homeowners because it protects systems like heating, air conditioning, and your electrical system, which take a beating in San Antonio’s hot and humid weather.
They also have a nice selection of add-on coverage items for sump pumps, well pumps, pools, and spas that you can choose from. Plus, Choice Home Warranty will cover you, whether you have a new home or an older house with a bit of character.
Read Our Full Review of Choice Home Warranty
Pros:
- Low service fees and premiums
- Good selection of add-ons for San Antonio Homes
- Won’t deny coverage on older homes, appliances, or systems
Cons:
- Basic plan doesn’t include air conditioning coverage
#2 American Home Shield
American Home Shield (AHS) is a fan favorite for San Antonio homes. They have three standard plan options – Appliances Plan, Systems Plan, and Combo Plan – that provide flexible coverage options.
Plus, AHS allows you to build your own plan and choose your own service for maximum control over your home protection. Oh, and the company offers sump pump protection with their plumbing coverage on their Systems and Combo plans.
Read Our Full Review of American Home Shield
Pros:
- Sump pump protection included with plumbing coverage
- Option to choose your own service call fee
Cons:
- Premiums are higher than average
#3 Select Home Warranty
Select Home Warranty is popular among San Antonio homeowners because their plans include coverage on some key items for southern Texas homes. Their Gold Care and Platinum Care plans both cover HVAC, plumbing, electrical, and even roof leak protection as standard features.
Select Home Warranty has a great list of add-on coverage for items like faucets and fixtures, sump pumps, well pumps, and pools for you to choose from. They also allow you to choose your own service provider for hassle-free home repairs
Read Our Full Review of Select Home Warranty
Pros:
- Ability to choose your own provider
- Roof protection included in all plans
Cons:
- Most premiums are higher than average
#4 Total Home Protection
For budget-conscious San Antonio homeowners, Total Home Protection is a solid choice thanks to their low premiums and service fees. The company has a Gold Plan and a Platinum Plan that both provide comprehensive coverage for systems and appliances in San Antonio.
One of the best parts about Total Home Protection is that they offer emergency repair service. This is helpful for issues like malfunctioning air conditioners in the southern Texas heat where quick repairs are critical. They also have a good selection of add-ons to choose from, including sump pump protection.
Read Our Full Review of Total Home Protection
Pros:
- Emergency repair service available
- Great list of add-on coverage options
Cons:
- Lower coverage limits on appliances
#5 First American Home Warranty
When affordability and coverage are both high priorities, First American Home Warranty is a great option. They offer some of the most cost-effective plans available with low annual premiums and service fees on their comprehensive coverage.
First American Home Warranty is particularly popular because they have coverage upgrade options for homebuyers and sellers. This means you can get even more coverage should you choose to sell your home in San Antonio’s growing real estate market.
Read Our Full Review of First American Home Warranty
Pros:
- Very affordable service fees and premiums
- Coverage upgrades for home sellers
Cons
- Air conditioning is an add-on only
Final Thoughts On Home Warranties In San Antonio
San Antonio is a great place to live, but hot temperatures, high humidities, and frequent flooding take a toll on home systems and appliances.
A home warranty plan is a must for homeowners in the area that want to protect themselves financially from major repair bills. Plus, a warranty policy can make it easier for you to get great repair service on your home when it matters most.
The key is identifying precisely which of these five great San Antonio home warranties is best for your needs.