Best Home Warranty in San Antonio, TX
Looking for the best home warranty in San Antonio?
Perfect, you’re in the right spot. In this guide, you’ll learn:
- What do you need to think about when purchasing a home warranty in San Antonio?
- How much does a home warranty plan cost in San Antonio?
- Is a home warranty worth it for San Antonio residents?
- And much more!
To help you out, we’ve reviewed 68 different home warranty providers and have identified the best plan options for you in southern Texas. Keep reading!
Top Home Warranty Companies for San Antonio Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)
Choice Home Warranty ReviewClients from:
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.
American Home Shield ReviewClients from:
Almost-Nationwide Service
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")
Select Home Warranty ReviewClients from:
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-Up
ServicePlus Home Warranty ReviewClients from:
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage Items
First American Home Warranty ReviewClients from:
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Best Home Warranty San Antonio
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty |
| Number of Plan Options | 2 Plans | 3 Plans | 2 Plans |
| Monthly Plan Cost | $45 – $55 | $35 – $65 | $36 – $45 |
| BBB Rating | B | B | B |
| Reviews | Read Choice Home Warranty Reviews | Read American Home Shield Reviews |
Choice Home Warranty
- 24/7 customer support
- 30 days workmanship guarantee
- Free re-service for failed repairs
- Professional contractors
- Emergecy service available
- Short repair timeframe- 2 business days
- Great communication
- High chances of claim approval
- Customers can’t customize their plans’ pricing
- Customers can’t choose their own contractors
American Home Shield
- 30 days workmanship guarantee
- Customizable pricing on plans
- Comprehensive coverage on appliances and systems
- 24/7 customer support
- Availability of an emergency service
- Free reservice for failed repairs
- Free contract transfer
- Short period for repair: 2 business days
- Price varies according to location
- They offer 30 days workmanship guarantee which is a much shorter period compared to the 90 days offered by other companies.
Select Home Warranty
- Septic System – $5.83 per month
- Central Vacuum – $3.33 per month
- Stand Alone Freezer – $3.33 per month
- Lawn Sprinkler System – $5.83 per month
- Well Pump – $3.33 per month
- Spa – $5.83 per month
- Sump Pump – $3.33 per month
- Pool – $8.33 per month
- Free roof leak coverage
- Affordable plans
- Comprehensive coverage on basic household systems and appliances
- Fast work
- Excellent communication
- 24/7 customer support
- Availability of emergency customer service
- 90 days workmanship guarantee
- Quick response and short repair timeframe.
- Lower capping limits especially on appliances
- Sometimes the service fee is charged per number of items that need repair rather than per service visit.
What's In This Guide?
Compare Home Warranty in San Antonio
San Antonio is known for its bustling downtown area and comfortable suburban living. As one of the best places to live in Texas, it’s a popular place to own a home.
But, as a homeowner, you’re liable should your major systems or appliances malfunction or break in your home. Home repair costs can easily run you thousands of dollars a year, so having a home warranty plan that can help cover some of these replacement costs and repair bills is important.
Up next, we’ll walk you through everything you need to know to choose your home warranty coverage. At the end, we’ll even offer our home warranty reviews of the best home service providers in the San Antonio region.
Please note: as rule of thumb all companies that service Texas residents should be able to serve you if you live in San Antonio and the surrounding area.
Top 5 Best Home Warranty Companies In San Antonio
| San Antonio Company Name | Premium Per Month | Deductible |
| Choice Home Warranty | From $36.17 to $43.85 | $85 flat rate |
| American Home Shield | From $49.99 to $59.99 | From $75-$125 |
| Select Home Warranty | From $35.83 to $37.50 | $75 flat rate |
| Service Plus | From $45.33 to $52 | $75 flat rate |
| First American Home Warranty | From $28 to $42.50 | From $75-$100 |
What To Think About When Purchasing A Warranty In San Antonio?
Buying a home warranty has to make financial sense. A Texas home warranty will cost you anywhere from $350 to well over $700 annually.
You have a lot to think about when shopping for a home warranty in San Antonio. Here are some of the most important factors to consider before you buy:
Weather/Climate
San Antonio has what’s known as a humid subtropical climate, which means it gets hot, humid, summers, and mild winters that are sometimes below freezing.
These extreme summer temperatures are similar to what you might find in parts of Nevada or Arizona. This means you almost certainly have an air conditioning system in your home in San Antonio that you’ll want coverage for.
Plus, all that moisture and those frequent wintertime freezing temperatures can be problematic for your home’s electrical and plumbing systems. Humidity is a major problem in southern states like Texas and Florida, so, quality systems coverage is important for San Antonio homeowners.
Read Also: Which Home Warranty Companies Cover HVAC Systems?
Geography/Location
The city of San Antonio is located pretty far inland, so it’s not affected by storm surge from hurricanes. But, San Antonio’s location along the San Antonio river leaves the city prone to flooding. If your home is in a floodplain, having coverage for a sump pump might be a priority.
Check out this video for tips on sump pump maintenance, including what it is, how to works and how to test it.
How Much Will A Plan Cost A San Antonio Homeowner?
A San Antonio home warranty plan costs an average of $300-$600 for a year of coverage. This is a pretty wide range, so it’s important to keep in mind that your premium will vary based on the precise location of your home, the size of your home, and what protection plan you choose.
Plus, home warranty service contracts almost always have a service call fee (a.k.a. a deductible) that you pay each time you submit a service request and get a repair specialist, like a plumber or electrician, to come to your home.
This service fee is usually between $60-$125, but when you get a quote from a potential home service provider, you’ll know precisely how much you’ll pay.
Top 5 Best Home Warranty Companies In San Antonio
What Types Of Coverage Are Available For You In San Antonio?
Texas home warranties for residents of San Antonio are offered in three standard plan types:
- Appliances Plan. As the name suggests, appliances plans protect your home appliances, such as your dishwasher, garbage disposal, cooktop, garage door opener, hot water heater, and trash compactor.
- Systems Plan. These plans provide coverage for major systems, like your air conditioning, heating system, electrical system, plumbing system, plumbing stoppages, and ductwork.
- Combo Plan. Combo plans provide comprehensive coverage for all of your home systems and major appliances. They usually include most of what you find in an appliance plan, plus things like your HVAC, which are normally covered under a systems plan.
Best Home Warranty In San Antonio?
Choice Home Warranty is the #1 pick in San Antonio. The company offers free repairs within 90 days and a flat-rate deductible of $85, which is cheaper than its competitors!
Is A Home Warranty Worth It In San Antonio?
A home warranty is worth it for San Antonio homeowners. Here’s why:
Financial Protection
San Antonio gets hot, humid weather, which can easily take a toll on your home’s systems and appliances. With a comprehensive plan from a leading warranty provider, you can get financial protection from major repair bills that you’d otherwise have to pay out of pocket.
Covers What Homeowners Insurance Won’t
Fun fact: Homeowners insurance doesn’t cover repair costs when malfunctions arise from normal wear and tear. So, when your air conditioner breaks from regular use, your insurance company won’t pay up.
Your warranty plan, however, is designed to cover your costs in these situations.
Simplified Home Repairs
When you have a home warranty, you no longer need to worry about finding a contractor that can fix your broken AC unit or dishwasher. Instead, you just need to submit a claim with your warranty company and sit back as they send someone to your home to fix the damage.
What Are The Home Warranty Regulations In TX?
In San Antonio and in the state of Texas, all home warranty companies need to be licensed under the Texas Real Estate Commission (TREC) to be able to provide repair service on your home.
Curious which home warranty plans are the best in other Texas cities like El Paso, Waco, Dallas and Houston? Our reviews for these cities may help.
Top Home Warranties For San Antonio Reviewed
We know how hard it is to decide on a home warranty provider. So, here are our five top picks for San Antonio homeowners:
Choice Home Warranty Review (Best Overall Home Warranty)
- Service Fee: $85
- Coverage: 9/10
- Limits: 9/10
- Exclusions: 9/10
- Affordability: 10/10
- Customer Service: 9.5/10
- Rating: 97.50
Why Do We Like Choice?
Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.
Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items.
Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.
The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.
A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.
That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.
Policy On Pre-Existing Issues or Older Units?
Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life.
What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).
Pros
- Good Limits (up to $1,500)
- Minimal Exclusions
- More Affordable
Cons
- Only 15 Home Appliances & Systems Covered
American Home Shield Review (Editor’s Choice)
- Service Fee: $75 – $125
- Coverage: 10/10
- Limits: 10/10
- Exclusions: 9.5/10
- Affordability: 7/10
- Customer Service: 9/10
- Rating: 97.00
Why Do We Like American Home Shield?
Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.
In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.
They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.
Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
Pros
- Highest Payout Limits (up to $3,000)
- Widest Coverage (21 systems and appliances)
- Fewest Exclusions
Cons
- Most Expensive
Select Home Warranty Review (Most Affordable)
- Service Fee: $75
- Coverage: 8/10
- Limits: 8/10
- Exclusions: 8/10
- Affordability: 10/10
- Customer Service: 8/10
- Rating: 95.80
Why Do We Like Select Home Warranty?
Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.
If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.
Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
Pros
- Most Affordable Service Contracts
- Roof leaks Are Covered In Their Platinum Plan
Cons
- Ultra Pushy Sales
- 3 Days To Submit Claim
- Weaker Network Of Contractors
Liberty Home Guard Review
- Service Fee: $75
- Coverage: 10/10
- Limits: 9/10
- Exclusions: 9/10
- Affordability: 8/10
- Customer Service: 9/10
- Rating: 95.10
Why Do We Like Liberty Home Guard?
Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice.
Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home.
Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month.
We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.
Policy On Pre-Existing Issues or Older Units?
If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.
Pros
- State of the art customer portal system
- Rigorous testing for contractors
- Ability to use your own contractors
- Fair pricing
- Good customer service for a newer company
Cons
- Must report your issues within one day of noticing a problem
Service Plus Review
- Service Fee: $75
- Coverage: 8/10
- Limits: 7/10
- Exclusions: 7.5/10
- Affordability: 8/10
- Customer Service: 8/10
- Rating: 95.20
Why Do We Like Service Plus?
Service Plus Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.
Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.
Most home warranties do not cover anything related to your roof but Service Plus does, which we found to be unique to their offering helping them crack our top list.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and AHS, Service Plus covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
Pros
- You Can Choose Your Own Technicians
- Roof Coverage
Cons
- More Exclusions Than Most Competitors
- The Worst BBB score
- Low Payout Limits ($500)
Final Thoughts On Home Warranties In San Antonio
San Antonio is a great place to live, but hot temperatures, high humidities, and frequent flooding take a toll on home systems and appliances.
A home warranty plan is a must for homeowners in the area that want to protect themselves financially from major repair bills. Plus, a warranty policy can make it easier for you to get great repair service on your home when it matters most.
The key is identifying precisely which of these five great San Antonio home warranties is best for your needs.
Call (929) 400-6169