Best Home Warranty in San Antonio, TX
San Antonio, Texas, offers homeowners fair home pricing, outdoor activities and plenty of entertainment. Living in San Antonio is a great experience; however, there are still issues with home systems and appliances that can come up. In our guide featuring the top 7 best home warranty companies in San Antonio, we will cover . . .
- Who needs a San Antonio home warranty?
- Why a home warranty in San Antonio is so important
- The best home warranty companies in San Antonio
- How much a Texas home warranty costs
- And much more . . .
A Texas home warranty is a protection plan for your home systems and appliances. If something breaks, the home warranty will step in and pay for the repair. Homeowners can stop worrying about a repair or replacement costing them thousands, and they can budget more effectively. There are plenty of home warranty companies in San Antonio to choose from; let’s take a look at the top seven.
The 7 Best Home Warranty Companies in San Antonio
- $50 Off + 1 month free
- Won't deny coverage if systems/appliances are old
- Free cancellation within 30 days
- Emergency service available
- Reservice for failed repairs
- Get $50 off
- Lower chance of claim denial
- 24/7 service calls and online service
- Large and established firm
- Choose your own service fee!
- Market veteran
- $150 off + 2 months free
- FREE Roof Leak Coverage
- Good selection of plans
- High contractor professionalism
- $0 transfer fee
- First 30 days: Free cancellation
- Lower chance of claim denial
- 24/7 service calls
- Great promotions available
- Higher fee for contract transfer
- Fewer contractors available
- Limited plan selection
- 1 day to submit a claim
- $200 off + 1 Month Free + Free Roof Coverage!
- BBB's Only A+ Accredited Home Warranty Company!
- Newly designed customer claim portal
- Smaller company
- Newer on the market
- First 2 Months Free on all Plans! (exclusions apply)
- Industry-leading 180-day workmanship guarantee
- $500 Homeowner insurance deductible reimbursement
- 18,000 reliable & fast local technicians
- 24/7 customer service
- Low cancellation fee
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
- Limited plan selection
- Online chat not supported
Our highest-rated home warranty companies in San Antonio include:
- Choice Home Warranty (Best Overall)
- American Home Shield (Most Customizable)
- Select Home Warranty (Most Affordable)
- Home Service Club (Best For Quick Coverage)
- Liberty Home Guard (Best Customer Service)
- First Premier Home Warranty (Best Coverage)
- Cinch Home Services (Best Add-On Options)
Compare San Antonio Home Warranty Providers
There are more than 60 San Antonio home warranty companies on the market. These home warranty companies all have unique coverage options and pricing. If you are in the market for a home warranty that specifically fits the needs of your home, we have you covered. At Review Home Warranties, we have reviewed each of these home warranty plans. We looked at things like coverage options, overall costs, service fees, BBB ratings, workmanship guarantees, and more. Here is how the top seven plans in San Antonio ranked.
Provider | Visit Site | Best For | Monthly Cost | Service Fee | BBB Rating |
Choice Home Warranty | Best Overall | $40 – $48 | $85 | B- | |
American Home Shield | Most Customizable | $50 – $60 | $75 – $150 | B | |
Select Home Warranty | Most Affordable | $36 – $38 | $60 | B | |
The Home Service Club | Best For Quick Coverage | $50-$63 | $65-$125 | NA | |
Liberty Home Guard | Best Customer Service | $40 – $60 | $60 | A | |
First Premier Home Warranty | Best Coverage | $45 | $75 | B- | |
Cinch Home Services | Best Add On Coverage | $28 – $40 | $100 – $150 | A- |
San Antonio Home Warranty Costs
The costs of a San Antonio home warranty will range in price depending on the type of home you have and the coverages you choose. The cost of the plan is typically going to be the determining factor in whether or not a home warranty plan is a fit for your needs. We have done in-depth research to try and help you determine the average costs of a San Antonio home warranty. Keep these costs in mind as you search through the plans and determine which one will be the best fit for you.
Type | Average Annual Premium |
Overall | $806.14 |
Single Family Home | $622.06 |
Multi-Family | $1,173.13 |
Townhome | $537.59 |
Condo | $582.03 |
Duplex | $897.68 |
Home Over 5,000 sq ft | $1,256.76 |
Home Under 5,000 sq ft | $698.24 |
San Antonio Home Warranty Company Reviews
The coverage that a home warranty offers is typically the most important feature for homeowners to look for. Some plans may have six covered items, and others may have twenty. You must compare the depth of coverage as well as the coverage options to determine if a plan is right for you. We found that taking a walk around your San Antonio home and analyzing the options that need the most coverage is a great step before shopping for a plan. Think about the systems and appliances that need the most attention from you and your bank account and ensure those are covered under your home warranty plan.
1. Choice Home Warranty: Best Overall
Choice Home Warranty is the best overall home warranty in San Antonio. Choice Home Warranty is a renowned home warranty service provider in the USA. It tops our list of the best home warranty companies for its popularity among homeowners, real estate agents, and landlords alike. Most customer reviews suggest that Choice Home Warranty is a reliable and trustworthy company. This is enough proof of customer satisfaction and that buying a plan from Choice Home Warranty is a worthy investment.
Choice Home Warranty has been on the market for more than 13 years, giving it the experience you need for your San Antonio home warranty needs. Have a pool, spa, or other systems and appliances you need to be covered? Choice Home Warranty has numerous add-on options, including central vacuum, septic system, limited roof leak, pool/spa, second refrigerator, sump pump, stand-alone freezer, well pump, and septic tank pumping.
Pros | Cons |
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Plans and Pricing
Choice Home Warranty has both system and appliance coverage. The Basic Plan is more affordable but has some coverages missing that could be important for San Antonio homeowners. Notably, the laundry machines, refrigerator, and air conditioning system are missing from the plan, and that’s where the Total plan comes in to cover these in addition to the systems and appliances covered in the basic plan.
Plan | Cost Per Month | Service Fee |
Basic Plan | $42 | $85 |
Total Plan | $50 | $85 |
Coverage:
The coverage from Choice Home Warranty is some of the best on the market. Coverage caps can get as high as $3000 on many of the home systems and appliances. This is higher than average and an excellent option for those that have high-end systems and appliances.
Customer Reviews:
“I contacted Choice Home Warranty about my Heat Pump, not heating during low temps. They responded within 2 hours to let me know that they had contacted a repair tech to come and check on my heating unit. The repair tech came in a timely manner and looked over my heating system, and came up with a solution to the problem. I thank Choice Home Warranty for their quick response to my problem.” Source
Read our full Choice Home Warranty Review for more information.
2. American Home Shield: Most Customizable
American Home Shield is the most customizable home warranty plan on the market. Coming second on our list is American Home Shield, a company with 50 years of experience providing Americans with home warranty service. On top of a great customer experience offered by the warranty provider, customers get to enjoy the generous capping limits. With the option to pick and choose coverages that specifically meet the needs of your San Antonio home, many homeowners enjoy the features of the AHS plans.
As always, you can add the optional coverage items to your plan to ensure all home systems and appliances are covered effectively. American Home Shield features add-ons such as guest unit, pool or spa, septic pump, and well pump. Among the add-on options, you can add the Electronics plan to your preferred AHS plan to cover TVs, tablets, printers, video game controllers, and consoles. American Home Shield is known for impressive customer service and great attention to detail.
Pros | Cons |
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Plans and Pricing
There are three distinct home warranty plans by AHS; ShieldSiver, ShieldGold, and ShieldPlatinum. The ShieldSilver will cover your major home systems, including ductwork, electrical lines, heating units, doorbell & chimes, interior plumbing lines, ceiling fans, toilets, whirlpool tub motor & components, garage door openers, fuse, and main circuit breaker panel box, air conditioners, water heaters, built-in exhaust, attic, and vent fans and faucets & valves.
Plan | Cost Per Month | Service Fee |
Silver Plan | $45 | $75 – $125 |
Gold Plan | $55 | $75 – $125 |
Platinum Plan | $79 | $75 – $125 |
Coverage:
Although pricing from AHS can be a little higher than it is with other home warranty plans, there are some impressive benefits you get when you choose American Home Shield. The higher coverage caps and ability to pick and choose your coverage make this a premium home warranty plan option.
Customer Reviews:
“I love the coverage we get with AHS! We have used our warrant so far on: Septic pump repair, HVAC coil cleaning, HVAC tune-up, microwave repair, water heater replacement, and cracked plumbing in our basement X’s 2! This has been a huge saving for us! As the unexpected happens in the midst of homeownership, it is a huge relief to know we are covered!” Source
Find out more information at our American Home Shield Review.
3. Select Home Warranty: Most Affordable
Select Home Warranty is the most affordable home warranty plan in San Antonio. Select Home Warranty is popular for its affordable plans, which focus on basic home appliances and systems. The company is barely 10 years old, and yet it has managed to attain the number 3 position on the list of the best home warranty companies in the USA today.
This home warranty provider offers 3 plans: appliance and system-specific and an all-inclusive plan combining appliances and systems. There’s the Bronze Care plan to cover laundry and kitchen appliances such as clothes dryer, clothes washer, dishwasher, built-in microwave oven, cooktop/ stove/oven, refrigerator, and garbage disposal. Each Home Warranty Platinum Plan comes with free roof leak coverage. The coverage is a nice benefit considering that other home warranty companies will sometimes not even offer this type of coverage.
Pros | Cons |
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Plans and Pricing
The Select Home Warranty Gold Care plan is system-specific, covering items such as ductwork, plumbing system, electrical system, heating system, water heater, air conditioning, and cooling. The Platinum Care plan is an all-inclusive plan covering all systems and appliances. The Platinum Care plan offers the best value for homeowners because of the mix of both system and appliance coverage and the fair pricing involved with the plan.
Plan | Cost Per Month | Service Fee |
Gold Care | $41 | $65 |
Bronze Care | $41 | $65 |
Platinum Care | $47 | $65 |
Coverage:
The only downside of the San Antonio home warranty plan is the fact that the coverage caps are a little lower than they are from other home warranty companies. With a lower coverage cap, you can expect homeowners with high-end appliances may struggle to have a repair fully covered.
Customer Reviews:
“Tremendous customer service and responsiveness. In particular, *********************** and crew worked swiftly to fulfill my requirements, tailored to my specific home repair needs. Thank you!.” Source
Find out more information at our Select Home Warranty Review.
4. Best For Quick Coverage: The Home Service Club
The Home Service Club offers the best quick coverage for a San Antonio home warranty. The Home Service Club has been on the market for more than 12 years, and they have continued to help homeowners in the San Antonio area that need quick coverage for their homes. Most home warranty plans will start after a 30 day waiting period. The Home Service Club only makes homeowners wait ten days before the plan starts. In addition, The Home Service Club customers never need an inspection to get their home warranty started.
The Home Service Club is known for its impressive coverage included in the Standard Plan. This plan has close to 20 covered items, including both systems and appliances. The Home Service Club has a customizable service fee that will allow homeowners to get a plan that works specifically for their budget. Although The Home Service Club is not accredited with the BBB, they have a rating of close to 4 with Trust Pilot.
Pros | Cons |
No inspection is needed before the plan starts | Can be a high service fee |
The plan starts after ten days | Not accredited by the BBB |
Extensive coverage options even in the basic plan |
Plans and Pricing
There are only two home warranty plans from The Home Service Club; however, both offer extensive coverage. The Home Service Club has adjustable service fees that you will choose at the start of your policy. The pricing for the plans is fair when you consider the amount of coverage that the plans have in place.
Plan | Cost Per Month | Service Fee |
Standard Coverage | $50 | $65-$125 |
Comprehensive Coverage | $63 | $65-$125 |
Coverage
The Comprehensive Coverage from The Home Service Club has 33 covered items. Having 33 covered systems and appliances makes the Comprehensive Plan one of the most extensive options on the market. If you want everything from your ductwork to your microwave covered, this is the plan to choose. Coverage caps vary with The Home Service Club, but they are considered to be fair.
Customer Reviews:
“They will respond even to the simplest of requests. I’m a newbie to the house and was having a hard time fiddling with the temperature, so I called HSC, and they helped me with it over the phone!” (Source)
Read our HSC review to learn more.
5. Liberty Home Guard: Best Customer Service
Liberty Home Guard offers the best customer service for a home warranty in San Antonio. When you purchase a home warranty plan, you will want to ensure that the people you submit claims to are friendly and capable of helping you with your need. Liberty Home Guard has only been on the market for two years, but they have managed to earn an A rating with the BBB. We are impressed with the way that Liberty Home Guard handles these home warranty-related issues and how quickly they respond to the needs of a customer.
Liberty Home Guard also has one of the most extensive lists of add-on coverage options that we have seen on the market. If your San Antonio home has some unique features, you will want to ensure that you choose a home warranty plan like Liberty Home Guard to cover your needs properly. Liberty Home Guard add-on coverages start around $5.00 per month and will increase from there.
Pros | Cons |
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Plans and Pricing
There are three home warranty plans from Liberty Home Guard. The Total Home Guard is the most comprehensive plan with both system and appliance coverage. The service fee associated with all three of these plans is well below the industry average.
Plan | Cost Per Month | Service Fee |
Systems Guard | $49.99 | $60 |
Appliance Guard | $44.99 | $60 |
Total Home Guard | $54.99 | $60 |
Coverage:
Overall the coverage caps and covered items from Liberty Home Guard are quite good. The only area where you start to see issues is when the add-on coverages add up in cost. Sometimes if you are choosing quite a few coverages, you could end up paying much more per month than you had originally budgeted for.
Customer Reviews:
“Making a claim was easy! The technician was dispatched quickly, and my oven was repaired in time for Christmas! Super happy with the service I received!”Source
Read more at our Liberty Home Guard Review.
6. First Premier Home Warranty: Best Coverage
First Premier Home Warranty offers the best coverage for San Antonio homeowners. First Premier Home Warranty has some of the best coverage on the market and they make it very easy to submit claims. The most impressive thing about First Premier Home Warranty earning a spot on this list is that the company is only one year old. During that one year, First Premier has managed to earn an A rating with the BBB. With this attention to detail and customer support, there will be no stopping First Premier in the future.
The coverage that First Premier Home warranty offers its homeowners is really impressive. The Premier Plan has more than 15 covered items and a very fairly priced service fee. This is considerably more coverage than most other basic plans on the market.
Pros | Cons |
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Plans and Pricing
There are two home warranty plans for customers to choose from. Each plan offers extensive coverage for the money and a very fair service fee.
Plan | Cost Per Month | Service Fee |
Premier Plan | $43 | $75 |
Platinum Plan | $50 | $75 |
Coverage:
The coverage from FIrst Premier Home Warranty will include quite a few items in your San Antonio home. The only thing to watch out for are the coverage caps. Coverage caps from this home warranty plan tend to be quite a bit lower than they are with other plans on the market.
Customer Reviews:
“First premier did an amazing job when my refrigerator went out; they had a technician come out in just 3 hours to diagnose the problem. He stated that it was repairable, but it would not be worth fixing because the same problem would reassure. The technician sent over the diagnosis and then called First Premier and asked what he should do; they told him since they did not want any food to spoil, to fix it, and they would order a new refrigerator. The technician fixed it, and a 2 days later, a new refrigerator was delivered to me same model but a newer version. Let me tell you, I have had many Warranty companies in the past, and none compare to First Premier; always great knowing someone has your back in tough situations; keep it up to five stars!!!!!!!” Source
For more information read our First Premier Home Warranty Review.
7. Cinch Home Services: Best Add-On Coverage
Cinch Home Services offers the best add-on coverage in San Antonio. Add-on coverage can help San Antonio homeowners with swimming pools and spas. If your San Antonio home has some unique features that are not covered under a standard plan, then Cinch Home Services is a great plan option to consider. With Cinch Home Services, you will also get a 180-day workmanship guarantee. This workmanship guarantee is long and can ensure that you never have to pay a service fee twice. The workmanship guarantee also applies to any add-on coverage you include in your plan.
Cinch Home Services has been on the market for more than 40 years. This is a long time to spend in the industry, and it has helped them build up a tremendous network of repair technicians and service personnel. Cinch Home Services is without a doubt one of the most well-known and well-established home warranty companies in San Antonio and across the nation. The customer service from Cinch is quite good, and the response times seem to be faster than the industry average.
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Plans and Pricing
There are three home warranty plans from Cinch Home Services. You will notice that the service fees are a bit higher than they are from other companies. However, this Cinch Home Services warranty comes with an adjustable service fee so that you can get something to work for your monthly budget.
Plan | Cost Per Month | Service Fee |
Appliances Plan | $44.99 | $100 – $150 |
Built-In Systems Plan | $51.99 | $100 – $150 |
Complete Home Plan | $61.99 | $100 – $150 |
Coverage:
The coverage from Cinch Home Services has excellent coverage caps and a large number of items covered in the Complete Home Plan. Cinch works as a partner to help ensure your home is always adequately covered.
Customer Reviews:
“Our microwave just went o; it’s a hood over stove model. From the time we placed the call, to the time it was completed, the wait was reasonable. The service person answered all my dumb questions and was on time for the initial visit and follow-up when he had to order the parts. The parts were here within two da; it was fixed after that. I appreciated the service and coverage after the initial deductible. I’m glad I didn’t have to hire an outside person to either fix or replace the microwave, I have no idea how to replace a hood model, and I’m sure the labor costs would have been much more.” Source
Read our Cinch Home Services Review for more information.
What Does a Home Warranty Cover in San Antonio
Now that you have an idea of the best home warranty plans in San Antonio, it’s time to break things down a little further and fully understand what is covered under these home warranty plans. The coverage will range from your clothes dryer to your ceiling fans and everything in between. However, a home warranty is only going to protect against normal wear. With a home warranty in place, there are plenty of restrictions that homeowners need to watch out for.
The home warranty plan requires you to keep all of your home systems and appliances in top working condition. You must follow all preventative maintenance guidelines, and you may need to prove this when you are submitting a claim for service. A home warranty plan is not a pass on having to maintain your home; it is simply a backup plan for protecting against high repair and replacement costs.
In addition, a home warranty will not cover issues related to a natural disaster, as this is typically covered under your homeowner’s insurance.
Here are the common systems covered under a San Antonio home warranty plan:
- HVAC (heating and air conditioning)
- HVAC ductwork
- Ceiling and exhaust fans
- Plumbing system including stoppages
- Electrical system
- Water heater
- Garbage disposal
Common appliances covered under San Antonio home warranties include:
- Refrigerator
- Oven / Range / Stove
- Cooktop
- Dishwasher
- Clothes Washer
- Clothes Dryer
- Built-in microwave
Benefits of a Home Warranty in San Antonio
Having a home warranty in place will help homeowners who are trying to budget. With the home warranty, you can plan for a service fee expense and not the unknown expense of fixing an oven, dishwasher, furnace, sewer lines, or water heater. However, in addition to these cost savings, there are other benefits to a home warranty in San Antonio, and they include peace of mind, quality contractors, and fast response time.
Peace of Mind
Homeownership can be very stressful. There are times when homeowners will feel lots of pressure about the expenses that could be right around the corner. With a home warranty in place, you can get peace of mind that your next system or appliance issue will be well covered, such as the HVAC and the plumbing system. Peace of mind allows homeowners to enjoy homeownership.
Quality Contractors
The home warranty companies on the market only work with some of the best contractors and technicians in the area. Quality contractors can be hard to find, but with a home warranty company in place, this is done for you.
Fast Response Times
The time it takes to get a home repair completed can often be days or weeks. However, with a home warranty in place, most plans will guarantee a response to your claim within a 24 to 48 hour period. This is extremely quick and helps to ensure your home is comfortable and functioning very quickly.
Final Thoughts
We hope you now feel comfortable and ready to choose a home warranty plan for your San Antonio home. The number of plan options and variety in these plans can make this decision difficult. However, the Choice Home Warranty does stand out as the best overall home warranty plan on the market. With the Choice Home Warranty, you will get more than 13 years of industry experience, comprehensive coverage, and professional customer service. If you want a simple plan and a straightforward company to work with, Choice Home Warranty is a great option. As you search for a home warranty, it makes sense to get more than one quote; comparing pricing and coverage is the best way to get yourself exactly what you need.
Are you curious about home warranties in other areas in Texas? Check out our articles on Austin, Waco, Fort Worth, Houston, and Dallas for further reading.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like:
- We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on:
- Availability
- Pricing
- Coverage
- Fine Print
- Plan Options
- Service Contract Details
- Customer Service
- Trustworthiness
- Ratings and Reviews
- Add-On Options
- Promotions
- Additional Benefits
- We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
- We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
- We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.
From here we created a comprehensive, 100 point, rating scale based on the following factors:
- Plan options (25): Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics (5): The more items covered in a home warranty plan, the higher the score.
- Pricing (25): We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score.
- Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we’ve reviewed, we’ve broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.
FAQs for Home Warranties in San Antonio, TX
What Is A Service Fee?
A service fee is a price you pay when you need to schedule a home warranty repair or replacement. Service fees must be paid before a contractor comes out to the home. The service fees often range in price from around $60 to close to $150. Service fees are non-refundable, and they should be all that is required of you to complete a home warranty repair.
Are Texas Home Warranties Worth It?
A Texas home warranty is well worth the price that you will pay. With a Texas home warranty, homeowners will only need to experience one or two repairs to see how much this plan can save. Homeowners who have a Texas home warranty in place can rest assured about their ability to repair or replace the most valuable systems and appliances in the home.
How Much Is A Texas Home Warranty?
A Texas home warranty will range in price from around $600 a year to more than $1200 a year. The pricing of the warranty will vary depending on the coverage options, and the type of home is covered. Many times the higher-priced plans also have low service fees and longer workmanship guarantee. There are options on the market for all budgets.
Do Home Warranties Cover Replacement Costs?
Home warranty plans cover replacement costs. The replacement cost will not always be enough to cover the entire appliance or system, but it is typically enough to offer a homeowner tremendous cost savings. Replacement costs will be limited by the coverage caps of your home warranty plan.
