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Home > Best Home Warranty > Home Warranty For Roofs

Roof Warranty: Is It Included in a Home Warranty Coverage?

When you think about what is a home warranty and what it entails, the first thing that comes to mind is coverage for home systems and appliances. However, many of the best home warranty companies have actually expanded their services to include swimming pool and spa coverage, pest control, lawn sprinklers, and even roof warranty.

Whether you are a home buyer, a real estate agent, or a homeowner, we all agree that a roof is one of the most important parts of the house. It’s one of the biggest parts of the house and very expensive to fix. In many cases, home insurance covers roof damage due to weather and elements, but the deductibles can be rather high. Home warranty roof coverage, however, has much lower deductibles, and that coverage typically includes leaks resulting from rain and/or from normal wear and tear.

Editor's Choice
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
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81.2

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Best home warranty with roof coverage

Choose your State:
Raiting:97.50
  • Silver Combo Plan
    $517
  • Platinum Combo Plan
    $609
Roof leaks
Roof leaks
  • Сost
    +$70
  • Limit
    $500
Roof Coverage Details

Raiting:97.00
  • Silver Systems Plan
    $420
  • Platinum Combo Plan
    $720
Roof leaks
Roof leaks
  • Сost
    +$10
  • Limit
    $0
Roof Coverage Details

Raiting:95.80
  • Silver Systems Plan
    $580
  • Platinum Combo Plan
    $650
Roof leaks
Roof leaks
  • Сost
    +$0
  • Limit
    $400
Roof Coverage Details

Covered by
Choice Home Warranty

  • Repair of shake, shingle, and composition roof leaks over the occupied living area

Not Covered by
Choice Home Warranty

  • Porches
  • Patios
  • Cracked and/or missing material
  • Foam roofs
  • Tar and gravel or metal roof
  • Cem wood shakes
  • Masonite shingles
  • Flat or built-up roof
  • Structural leaks adjacent to or caused by appendages of any kind
  • Downspouts Flashing
  • Gutters
  • Skylights
  • Decks
  • Patio covers
  • Solar equipment
  • Roof jacks
  • Antennae
  • Satellite components
  • Chimneys
  • Partial roof replacement
  • Preventative maintenance.

Covered by
American Home Shield

No Info

Not Covered by
American Home Shield

No Info

Covered by
Select Home Warranty

  • Roof leaks only

Not Covered by
Select Home Warranty

  • Patios
  • Metal roofs
  • Shingles
  • Cracked and/or missing material
  • Tiles
  • Tar and gravel
  • Flat or built-up roofs
  • Structural leaks
  • Gutters
  • Downspouts
  • Skylights
  • Flashing
  • Solar components
  • Attic vents
  • Satellite components
  • Antennae
  • Chimney components.

Roof Types

The construction industry offers a variety of roofs to homeowners. Roofs may differ in size, shape, material, and technological capabilities. The most popular roof type in the USA is asphalt shingles. This is the most common material used in roofing due to the relatively cheap price and easy installation. Over 32% of the houses across the country are covered with this type of roofing material.

Asphalt shingles are a great option and can be found at a relatively reasonable price, making it a worthwhile consideration for many homeowners. As an added plus, asphalt shingles can be effectively reinforced with additional materials (like cellulose) without changing the appearance of the shingle.

Many homes have roofs that are the best option according to the regional weather. Slate tile roofing is known to set a high mark when it comes to durability and is often favored in places with frequent, intense weather conditions, including hail, high winds, and water. Even so, you’ll find asphalt shingles to be the most prevalent amongst homeowners across the country.

If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty. They’re a top-rated brand and right now you can take advantage of their current promotions that get you $50 off, plus one free month and free 30-Day cancellation. Get a free online quote or contact a specialist at 929-400-6169 before these deals end. Another great option is American Home Shield which offers $50 off. Get a free quote online or you can call a home warranty specialist directly at 866-464-7521.

Roofing materials used in the U.S.

The next most popular type of roof is concrete or clay tile, which you can find covering about 25% of American houses. This type of roofing looks prettier than asphalt shingles, lasts longer, and is more energy-efficient, but it is significantly more expensive to install than other types of roofing.

Elastomers and plastic materials are used for roofing in 12% of the houses in the U.S. These are relatively new roofing materials that are mostly used in commercial construction and on residential homes with flat roofs. Other materials – including metal, slate, wood shakes, and composite materials – cover the remaining 13% of houses.

Metal roofs last longer than asphalt shingles and about the same as concrete and clay tile, but they are very noisy. The residents can hear raindrops hitting the roof or birds walking there, which can be annoying, especially during the night time. Metal roofs are losing their popularity and giving way to cheaper and more modern types of roofing materials.

Cost to construct or replace a roof

To estimate the cost of a roof replacement, we have analyzed the research from Homeadvisor, Roofingcalc, Remodel Calculator, and Fixr. The final price depends on multiple factors. These include the size and shape of the roof, the height of the house, the material, the brand, additional technologies and products, and more. The location of the house also plays a role, with Florida being the most expensive state to replace a roof. Of the total price, around 60% is the cost of labor, and the remaining 40% is the cost of the materials.

Also, the total price may include replacing gutters and roof flashing, which will make the whole project more expensive. However, it is usually cheaper to do these together rather than replace the roof and the gutters separately.

The overall prices to replace or construct a roof are presented in the graph below. The most expensive is a tile roof, with a national average price of $23,609, followed by the slate roof with an average price of $19,301. A wood shake roof will cost $17,155 on average to replace, followed by a metal roof which will cost $12,268 on average. A roof with asphalt shingles will set you back an average of $7,344, and the cheapest roof to replace or construct is one with composite material, with an average price tag of $5,500.

Cost ranges for roof construction / replacement

How much it costs to repair a roof

How long and how well your roof will serve you depends on the roofing material. For example, asphalt shingles will last around 20 years on average, a wood shake roof will last for about 30 years, while clay tile or metal roofs can last up to 100 years. You may need to repair the roof sooner due to weather damage or due to broken, worn out, or missing parts.

While collecting data about roof repair costs, it was hard to find specific information on prices because they all depend on a particular project. As such, the following prices are just averages and will vary based on specific construction requirements. The most expensive roof to repair is a slate roof, with an average of $1,398, followed by a metal roof with a $1,335 average price tag. If you have a clay tile roof, it will cost you on average $1,250 to repair. An asphalt shingle or wood shake roof will cost you around $750 to repair, while flat, foam, or singly-ply roof repair costs an average of just $400.

Cost ranges for roof repair

Home warranty roof coverage

Getting a roof warranty is not a common option offered by home warranty service providers. We researched 67 companies and found that less than half of them offer roof coverage. Upon analyzing each roof warranty in further detail, we found that there was no standard roof warranty. Each company had its own list of covered and non-covered items related to roof repairs.

Which are the Best Home Warranty Companies for Roof Coverage?

While most home warranty providers cover roofs, it’s only in their add-on coverage options and not in their plans. Select Home Warranty is the only top home warranty provider that offers roof coverage for free.

Top Home Warranty companies that offer Roof Coverage include:

    1. 1. Choice Home Warranty
    2. 2. American Home Shield
    3. 3. Select Home Warranty
    4. 4. Liberty Home Guard
    5. 5. Total Home Protection

Here are our recommendations for the top 5 best home warranty companies for roof coverage.

Choice Home Warranty

Choice Home Warranty is an outstanding reputation in the Home Warranty industry. With only 12 years of experience, the company has beaten older companies in terms of plans, pricing and pricing, customer satisfaction, and comprehensive plans.

When it comes to roof coverage, Choice Home Warranty has also maintained the top service provider position and is top-rated for the best repair guarantee. 

So what does the Choice Home Warranty roof coverage consist of? In their service contract, the home warranty provider highlights that the cover caters for the repairs of roof leaks, shingle, and shake for single-family homes.

The home warranty roof coverage may not cover some roof types and parts such as gutters, masonite shingles, gravel roofs, tar and foam roofs, and partial roof replacement.

Let’s talk about pricing. Limited roof leak coverage from Choice Home Warranty costs around $60 per month, and the limit cap stands at $500. The service call fee ranges between $60- $85.

Get your roof coverage quote here!

Select Home Warranty

This home warranty provider is popular for its cheaper plans and lower deductibles compared to other top warranty providers.

With Select Home Warranty, you get free roof coverage of up to $400 on all your protection plans whether you are getting the gold care, bronze care, or platinum plan provided you are living in a single-family home. 

However, select Home Warranty doesn’t cover shingles, patios, structural leaks, or metal roofs. The plan also doesn’t cover partial or complete roof replacement costs according to this sample contract.

Get your roof coverage quote here!

Liberty Home Guard

Liberty Home Guard is accredited by the BBB (Better Business Bureau) as one of the most trusted home warranty providers in the United States of America and has an A+ rating to show for it.

New customers at Liberty Home Guard get free coverage for the first month, but afterward, you can add it to your plan. For a single-family house, roof coverage costs around $14.99 per month to cover roof leak patching.

Get your roof coverage quote here!

The Home Service Club

Despite being the least popular on this list, the Home Club warranty company is known for having the quickest service. This home warranty provider also has a generous limit cap of up to $1000 coverage in repairs that result from normal wear and tear.

See our Home Service Club home warranty review here.

However, improper installation, structural leaks, and foam roofs are not covered as per their service contract.

Get your roof coverage quote here!

Roof coverage offered by home warranty companies

Only 6% of the companies included a roof warranty in their plans. In 40% of the companies, it was offered as an optional add-on item priced a la carte. The prices for a roof warranty range from $45 to $180 a year. For example, 2-10 Home Buyers Warranty offers roof coverage up to $1000 for $100 a year.

Some home warranty companies, such as Select Home Warranty, offer free roof leak coverage as a signup bonus to the new customers.

Almost 54% of the analyzed companies did not offer any standard roof warranty. In many leading home warranty companies, such as American Home Shield, roof leaks were not covered, and First American Home Warranty roof coverage was not available either.

 

Roof warranty limitations

A home warranty roof coverage may look appealing to the homeowners, due to the low deductibles. However, a roof warranty comes with many limitations. It is important to be familiar with them when buying a roof coverage home warranty. In the table below, we have gathered information on covered and non-covered items provided by the home warranty companies.

For example, 84% of the companies that we have analyzed mention in their terms that they do not cover any additional objects located on the roof, such as drains, chimneys, vents, etc. Only 58% of the companies that do offer a roof warranty will provide coverage for the occupied living area in the house and the garage roof. Typically, no balcony roofs, condominium or townhouse roofs, decks, or patio rooms are covered.

Covered

  • Material
  • Location
  • Area (square feet)
  • Breakdown Types
  • Breakdown reason

Not covered

  • Material
  • Other stuff
  • Breakdown Types
  • Location
  • Breakdown reason
  • Composition roofs
  • Shingle roofs
  • Tar-and-gravel roofs
  • Tile roofs
  • Shake roofs
  • Rolled roofs
  • Slate roofs
  • Over the occupied living area
  • Garage roof
  • 5
  • 20
  • Leaks only
  • Normal wear and deterioration
  • Rain and/or normal wear and deterioration
  • Camwood shake roofs
  • Clay tile roofs
  • Foam roofs
  • Masonite shingle roofs
  • Metal roofs
  • Rolled roofs
  • Rubber cap sheet
  • Shingle roofs
  • Tar-and-gravel roofs
  • Tile roofs
  • Wood and underlayment
  • Antennae
  • Attic vents
  • Chimneys
  • Counter flashing
  • Downspouts
  • Drains
  • Fiberglass
  • Flashing
  • Glass
  • Gutters
  • Heating or cooling equipment
  • Roof jacks
  • Routine periodic maintenance
  • Satellite components
  • Scuppers
  • Secondary damage
  • Skylights
  • Solar equipment
  • Vents
  • Cracked and/or missing material
  • Partial or complete roof replacement
  • Penetrations
  • Structural leaks
  • Balconies roofs
  • Condominium or townhouse roofs
  • Decks roofs
  • Garage roofs
  • Patios roofs
  • Porches roofs
  • Roof leaks outside the confines of the main foundation
  • Acts of God
  • Damage caused by persons walking or standing on the roof
  • Improper construction or repair
  • Pre-existing leaks
  • Preventative Maintenance
  • Roof mounted installations
  • Snow cover or ice damming
  • Water damage

Best Companies for Roof Warranties Reviewed

 

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items.

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life.

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable

Cons

  • Only 15 Home Appliances & Systems Covered
 

American Home Shield Review (Editor’s Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive
 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice.

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home.

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month.

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final words about home warranty roof coverage

As appealing as a roof warranty may look, you must read all the terms and conditions carefully before adding it to your home warranty plan. The companies that provide home warranty roof coverage are usually very specific about the materials that they cover, the area of coverage, the type for breakdown, and the reason for repair.

Usually, a roof warranty covers leaks due to rain and/or normal wear and tear only. No cracked or missing material, structural leaks, penetration, or roof replacements are covered. The reasons for repair do not include inclement weather damage, improper construction for the new roof home warranty, pre-existing leaks, or any preventive maintenance.

We hope our analysis will help you make the right decision regarding your home warranty roof coverage.

Looking for roof coverage in Columbus, OH? Or Dayton, OH? Check out our reviews of the best home warranties in your hometown.

Home Warranty for Roofs FAQs

Below are just some of the frequently asked questions we receive about home warranties for roofs.

Q.

Do home warranties cover roofs?

A.
Many home warranties do cover “limited roof leaks.” Generally, this is optional coverage for the repair of leaks above the main living area of a home. It is NOT meant to cover a full roof re-shingling or replacement of underlayment, etc.
Q.

Does Choice Home Warranty cover roofs?

A.
Choice does cover limited roof leaks as an optional add-on. This means you would pay a premium for the standard coverage for a Basic Plan or Total Plan, then add on roof leak coverage at an additional cost. 

Here is the coverage as described in their service agreement: “Repair of shake, shingle, and composition roof leaks over the occupied living area.” They do not repair tar, gravel, or metal roofs, among other exclusions.
Q.

Which home warranty offers the best coverage for roofs?

A.
When it comes to roof coverage Select Home Warranty stands above the rest. They offer limited roof leak coverage not as an option, but as part of coverage in every level of plan they offer.

Limited Roof Leak
Standard
Optional Add-On
Choice Home Warranty
 
Yes
American Home Shield
 
Yes
Select Home Warranty
Yes
 
Liberty Home Guard
 
Yes
Cinch Home Services
 
Yes
Q.

How long does home warranty roof coverage last?

A.
Your home warranty roof cover will last as long as your home warranty plan. For instance, if you renew your plan annually, the roof coverage lasts for the entire year.

It’s only in situations where roof coverage is offered free or is or as a discount like with Liberty Home Guard and Select Home Warranty where this doesn’t apply.
Q.

When can you buy a home warranty for roof coverage?

A.
Most home warranty providers offer roof coverage as an optional add-on that you can pay for monthly. Since it’s charged separately, you can add it at any time, even after buying your plan.

Q.

How do I request service on my roof with a home warranty?

A.
Filing a claim for your roof with your home warranty provider is just the same as filing a claim for your home appliances and systems.

First, you need to determine whether the damaged part is covered. For instance, Choice Home Warranty does not provide cover for gutters.

Establish the root cause of damage. Is it normal wear and tear? Great, you can proceed to the next stage. If not, you have to visit your service contract to see conditions under which covered items will or won’t be repaired.

File your claim. You can do this online; if your provider has an online portal or by calling the customer service line. This is where 24/7 customer service comes in handy.

You should get a response within 48 hours, and the home warranty service provider will probably send a technician to assess the problem and extent to which your roof is damaged.

You can expect a service fee to be charged to your billing account at this point.
Q.

What is covered in a home warranty roof coverage?

A.
A home warranty roof coverage covers the repair costs of damaged roofs resulting from normal wear and tear.

If the damage was due to improper installation, rain, or poor maintenance and handling, then it’s likely that you won’t get cover.

You also need to confirm from your service contract which roof types and accessories are not covered in your plan.
Q.

Do homeowners insurance cover roof leaks?

A.
A homeowner’s insurance policy covers roof leaks, provided the damage is caused by normal wear and tear.

However, if the damage is caused by natural calamities such as storms or even fire, your homeowner’s insurance will probably not cover such.
Q.

Are roof leaks covered under a home warranty?

A.
Yes, roof leaks are covered under a home warranty, and depending on the provider, you can free coverage or as an optional add-on.

There are various exclusions depending on the roof type and accessories, and homeowners should check to confirm from their service contracts before buying the plan.

And just like the major appliances and systems covered by home warranties, roof leak repair is limited and conditional.
Q.

What does a home warranty cover?

A.
What should you expect from a typical home warranty? They are meant to cover common home appliances and/or systems against breakdown due to everyday wear and tear. 

1. Most Common Coverage


Appliances
  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

Systems
  • HVAC (heating and air conditioning) 
  • Plumbing system
  • Electrical system
  • Water heater

2. What some cover


Some home warranties will also include coverage for things like ceiling and exhaust fans, doorbells, and garage door openers.
In addition to optional coverage for roofs, many providers offer optional coverage for items like pools and spas, well and septic pumps, and additional refrigerators or freezers. 

3. What few cover


Some companies offer unique coverage that others don’t. Select is a prime example, offering roof coverage in all their plans, rather than just as an add-on. 
Q.

Is a home warranty for roofs worth it?

A.
A home warranty that covers roofs can be worth it. Depending on dollar limits on coverage, a $500 - $600 per year policy could potentially cover a roof leak. 

The value of a home warranty is more in the potential to save you on multiple fronts. So, if a refrigerator needs to be replaced along with roof repairs, that would definitely make a home warranty worthwhile. Or if HVAC repairs are needed along with roof repairs, that could also make a home warranty plan well worth it.