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Best Home Warranty in Phoenix, AZ

Phoenix, Arizona has great temperature, affordable housing, and plenty of outdoor activities that make it a great place to call home. However, homeownership in Phoenix can still have its fair share of issues. Home systems and appliances will still break and need replacing from time to time. In our guide featuring the top 7 best Arizona home warranty companies in Phoenix, we will cover… 

  • Who needs a Phoenix home warranty? 
  • Why a home warranty in Phoenix is so important
  • The best home warranty companies in Phoenix
  • How much an Arizona home warranty cost 
  • And much more . . .

A Phoenix home warranty will protect a homeowner’s budget from expensive repair and replacement costs. With a home warranty in place, you can rest assured that the next issue that comes up around your home will be handled at a very fair cost. There are lots of Phoenix home warranties on the market, and finding the right one for your home can be a bit time-consuming. We have completed some in-depth reviews to provide you the top 7 best home warranty companies in Phoenix. 

Editor's Choice
97.6

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Overall
98.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
95.1

Free Roof Coverage
Claim Offer

Top 7 Home Warranty Companies for Phoenix Homeowners

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 98.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 97.60
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 The Home Service Club
Editorial Rating 97.20
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim
  # 5 Liberty Home Guard
Editorial Rating 96.50
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.70
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Limited plan selection
  • Online chat not supported

The Best Home Warranty Companies in Phoenix

Our highest-rated home warranty companies in Phoenix include:

Compare Phoenix Home Warranty Providers

Phoenix has over eighty home warranty companies to choose from. At Review Home Warranties, we took the time to evaluate each of these companies and rank them according to the plan’s features. The monthly costs, service fees, customer service reviews, years in the industry, and workmanship guarantee were all analyzed to choose the very best plans in the Phoenix area. Here is how the top seven home warranties in Phoenix ranked. 

Provider

Visit Site

Best For

Monthly Cost

Service Fee

BBB Rating

Choice Home Warranty

Site

Best Overall

$40 – $48

$85

B-

American Home Shield

Site

Most Customizable

$50 – $60

$75 – $150

B

Select Home Warranty

Site

Most Affordable

$36 – $38

$60

B

Liberty Home Guard

Site

Best Reviewed

$40 – $60

$60

A

Cinch Home Services

Site

Best Workmanship

$28 – $40

$100 – $150

A-

First Premier Home Warranty

Site

Best Coverage

$45

$75

B-

ServicePlus Home Warranty

Site

Best Emergency Service

$41 – $45

$75 – $125

A

Phoenix Home Warranty Costs 

The cost of a home warranty plan will vary based on the coverage choices, type of home, and the service fee that you choose. At Review Home Warranties, we have done in-depth research to determine the average costs of these home warranty plans. Having an idea of these average costs will help ensure that you get the best deal on your home warranty coverage. Keep these numbers in mind as you shop and look through the plan choices that are available to you. 

Type

Average Annual Premium

Overall

$722.68

Single Family Home

$575.91

Multi-Family

$1,063.78

Townhome

$482.09

Condo

$567.32

Duplex

$831.17

Home Over 5,000 sq ft

$1,256.76

Home Under 5,000 sq ft

$643.85

Phoenix Home Warranty Company Reviews

A Phoenix home warranty company should have great customer service, fair coverage, and good value. When looking through these home warranty policies, try to keep in mind the things you need the most coverage for. Do you have a refrigerator that is expensive to repair or replace? Are you going to be lost without a plumbing system for a day or two? Keep these things in mind and choose a plan that is most closely related to your needs. 

1. Choice Home Warranty: Best Overall 

Choice Home Warranty is the best overall home warranty for a Phoenix homeowner. With the Choice Home Warranty plan, you will have more than 13 years of industry experience, impressive customer service, and a policy that includes both systems and appliances. Choice Home Warranty is one of the best home warranty providers when it comes to coverage caps. The high policy limits on these plans make the Choice Home Warranty an excellent option for high-end appliances and systems. 

Another great benefit of the Choice Home Warranty is the fact that the plan is so straightforward. If you have looked into home warranty plans, you know that the plans have a lot of fine print and some very confusing contracts. Luckily with Choice Home Warranty, the plans are very straightforward, and most Phoneix homeowners admit to fully being able to understand their home warranty policy. 

Pros

Cons

  • Comprehensive coverage options 
  • Easy to understand service contract
  • Low pricing
  • Fair service fees 
  • Great customer service
  • Only two plans to choose from 
  • No custom plan options 

Plans and Pricing

There are only two plans from Choice Home Warranty, but both of these plans have both system and appliance coverage. The Total Plan is the best choice for Phoenix homeowners because it includes HVAC coverage, something that is important in this part of the country. 

Plan

Cost Per Month

Service Fee

Basic Plan

$42

$85

Total Plan

$50

$85

Coverage:

The coverage from Choice Home Warranty is better than most. Homeowners will benefit from coverage caps close to $3000 on most systems and appliances. In addition, there are add-on coverages for pools and spas to make the policy even more comprehensive. 

Customer Reviews:

Technician was excellent. He did a great job with the repair. He communicated with me every step of the way and went above and beyond what I would have expected. I would recommend him to others for repairs. In the future, I would use Choice warranty again. Home choice was there when I needed them. Thank you. Brian T.” Source

2. American Home Shield: Most Customizable 

The American Home Shield is the most customizable plan in Phoenix. With the American Home Shield plan, you can pick and choose coverages that work for your needs and put together a home warranty plan that is a perfect fit for your home. If you want your kitchen appliances covered but not your laundry room, AHS allows you to do that. This is considered a premium home warranty policy, and when you see the coverage the plan offers, it is easy to see why. 

The American Home Shield company has been on the market for more than 50 years. The time spent in the industry is impressive and certainly makes AHS a leader. With the American Home Shield home warranty, the coverage caps are quite high, and the network of contractors is larger than most other plans on the market. 

Pros

Cons

  • Customization of plan options
  • Can choose a pricing/service fee that works for your budget
  • More than 50 years of experience
  • High coverage caps
  • Large network of contractors 
  • Pricing of the plan tends to be a little higher than other home warranties 

Plans and Pricing

There are three American Home Shield home warranty policies to choose from. The Platinum Plan is the most comprehensive option with both system and appliance coverage. The service fee associated with the American Home Shield plan is adjustable. This means that a higher service fee means a lower monthly cost. 

Plan

Cost Per Month

Service Fee

Silver Plan

$45

$75 – $125

Gold Plan

$55

$75 – $125

Platinum Plan

$79

$75 – $125

Coverage:

The coverage caps from American Home Shield are $2500 or more for most items. This is much higher than the industry average. In addition, American Home Shield offers some great pool and spa coverage. With so many Phoenix homes having pools and spas, this is something to consider seriously. 

Customer Reviews:

American Home Shield is the best annual investment we make to assure the value of our home continues to rise. The service for the covered items is simple to secure either by the website or by phone. The service fee is a value not common in today’s market for skilled professionals. The vendors who are contracted by American Home Shield are extremely skilled in their respective crafts, professional, and efficient. American Home Shield is the best professional services for our money.Source

3. Select Home Warranty: Most Affordable 

The Select Home Warranty is the most affordable home warranty for Phoenix homeowners. With more than nine years in the industry, Select Home Warranty has always focused on bringing affordable and comprehensive coverage to the Phoenix area. If you are concerned with high-quality workmanship and a plan that truly brings value, the Select Home Warranty is a great option to consider. Each home warranty plan from Select will come with free roof leak coverage, only further enhancing the value you get with the plan. 

The Select Home Warranty company is very concerned about workmanship. This is not a home warranty provider that wants to be the cheapest without the quality. The Select Home Warranty plans bring impressive technicians and contractors into your home for repair. The only negative of a Select Home Warranty policy is the fact that the coverage caps are a bit lower than they are with other providers. 

Pros

Cons

  • Clear and concise plan options
  • High workmanship quality
  • Free roof leak coverage with plan 
  • Affordable home warranty plan 
  • Coverage caps tend to be slightly lower 

Plans and Pricing

There are three home warranty plans from Select Home Warranty. The Platinum Care is the best overall option as it is just a few dollars more per month, and it has a very reasonably priced service fee. If you want both system and appliance coverage, this is the way to go. 

Plan

Cost Per Month

Service Fee

Gold Care

$41

$65

Bronze Care

$41

$65

Platinum Care

$47

$65

Coverage:

To make the plan as affordable as possible, Select Home Warranty had to cut coverage in one area. The coverage caps are lower than they are with other home warranty companies in Phoenix. If you have high-end systems and appliances, try to keep this in mind. 

Customer Reviews:

Our refrigerator wasn’t working, and we almost bought a new one when I remembered our home warranty. I called, and a technician called us back and ordered a new part. We, unfortunately, had to wait a week for the part, but that’s life these days. Our technician **** came and installed it. When he called later to check on it, our fridge still wasn’t cold enough, and he came back a second time and got it working fine. All for the price of my deductible! Better than buying a new refrigerator. Great service!.”  Source

4. Liberty Home Guard: Best Reviewed 

Liberty Home Guard is the best-reviewed home warranty in Phoenix. With the Liberty Home Guard, home warranty customers will benefit from impressive customer service and attention to detail. The Liberty Home Guard home warranty has some of the highest BBB ratings on the market. For only having spent two years in the home warranty industry, this is an impressive stat for Liberty Home Guard. The response times are fast from LHG, and submitting a claim only takes a matter of a few minutes. 

The Liberty Home Guard home warranty plans have a long list of coverage options for homeowners to choose from. The add-on coverages come at an additional cost, but the extra fees may be worth it for a Phoenix home with unique appliances and systems. Liberty Home Guard is a modern and attentive home warranty company that can make a really good fit for your home. 

Pros

Cons

  • Impressive BBB rating
  • Great customer service
  • A long list of add on coverage options 
  • 60 Day Workmanship guarantee 
  • Newer company with slightly less experience 

Plans and Pricing

There are three Liberty Home Guard home warranties to choose from. The Total Home Guard plan is the most popular option because it has a fair cost per month, appliance and system coverage, and a lower service fee. 

Plan

Cost Per Month

Service Fee

Systems Guard

$49.99

$60

Appliance Guard

$44.99

$60

Total Home Guard

$54.99

$60

Coverage:

Coverage from Liberty Home Guard can be whatever you need it to be. If you have the extra money to spend, you can make a Liberty Home Guard plan extensive. The coverage you choose can handle almost all appliances and systems in your home as long as you can afford the add-on fees. 

Customer Reviews:

Every single time I’ve interacted with a Liberty Home Guard agent or a repair person they sent, they were timely, courteous, and knowledgeable. Its easy to tell that this is a company that prioritizes their integrity, which is what matters most when you are a customer.” Source

5. ServicePlus Home Warranty: Best Emergency Service 

ServicePlus Home Warranty offers the best emergency service for a Phoenix homeowner. If your plumbing or electrical system goes down and you need a repair quickly, the ServicePlus home warranty is the one you will want to have in place. ServicePlus has been on the market for five years and they pride themselves on completing a job quickly. The ServicePlus home warranty has fairly priced options and an extensive network of service technicians and contractors. 

The ServicePlus home warranty has some upcharges involved when you need to schedule emergency service. However, their basic service is also considerably faster than other home warranty companies. If you know that you are not going to be patient about a home warranty issue that comes up, be sure to consider ServicePlus as your next home warranty company. 

Pros

Cons

  • Very fast response times
  • Strong workmanship quality 
  • An extensive network of technicians
  • Fairly priced plan choices 
  • Some emergency services have an upcharge 

Plans and Pricing

There are two very straightforward home warranty policies from ServicePlus. These policies are fairly priced, and they have a service fee that is priced below average. 

Plan

Cost Per Month

Service Fee

Gold Plan

$42

$75

Platinum Plan

$46

$75

Coverage:

Coverage from ServicePlus home warranty is about average. You will have a good mix of system and appliance options, and the fees are reasonable. Coverage caps are about average, and the overall value you get from the plan is considered to be good. ServicePlus does not have quite as many add-on coverage options that other plans do. 

Customer Reviews:

The claim process was seamless and very efficient. The service provider called the night before the service to confirm the best time to come for the repairs. He called the next morning to notify us he was on his way, and the service was prompt and very professional. He repaired my heating issues in about 15 Minutes; we paid him our deductible and he left his business card should we need anything else. Outstanding experience!Thanks, THP.” Source

6. First Premier Home Warranty: Best Coverage 

The First Premier Home Warranty offers the best coverage for a Phoenix homeowner. The coverage from First Premier offers many coverages, even with the basic plan. Some home warranty plans may only have about four or five covered items in a basic plan, but First Premier has more than 15. In addition, the First Premier home warranty has only been on the market for about a year, but they have managed to earn an A rating with the BBB. For a new company to achieve this, they have to put a lot of time and effort into the customer service part of the plan. 

First Premier offers quick response times and a very easy to work with online portal system where you can submit your claims. WIth First Premier Home Warranty, you can submit a claim 24 hours a day, seven days a week. In addition, First Premier offers homeowners a significant discount if they pay for the entire year upfront. Although this is a large financial commitment, it can save you a lot of money. 

Pros

Cons

  • New company eager to earn business
  • Impressive BBB rating for a new home warranty brand 
  • Fairly priced policies 
  • Easy to submit claims and requests
  • Quick response times 
  • Have not been on the market for long 

Plans and Pricing

There are two First Premier Home Warranties to choose from. The Platinum Plan has more than 18 covered items and is offered at a very fair price. The plans have a great mix of both system and appliance coverage and a fair service fee. 

Plan

Cost Per Month

Service Fee

Premier Plan

$43

$75

Platinum Plan

$50

$75

Coverage:

The coverage from First Premier Home Warranty is some of the best when it comes to the number of covered items. However, coverage caps from this plan are considerably lower than they are from other home warranty providers. Keep this in mind if you have high-end systems or appliances. 

Customer Reviews:

Great response in a timely manner. Excellent professional technicians. I have never had a problem with the First Premier Home Warranty. My dishwasher was “dead,” with no power. FPHW has sent their technician the next day, and he determined the control board burned. He ordered the spare part, and 2 days later, my dishwasher was working smoothly. Great experience. Keep up the great work.” Source

7. Cinch Home Services: Best Workmanship

The Cinch Home Services offers the best workmanship in Phoenix. Cinch Home Services has been on the market for more than 40 years, and they have worked exceptionally hard to improve customer satisfaction by offering a very long workmanship guarantee. The workmanship guarantee lasts for 180 days, making it possible for homeowners to have complete confidence and trust in the repair that was done to their home. 

With the Cinch Home Services plan, you will notice higher service fees, but this is partly because of the long workmanship guarantee. In addition, the Cinch Home Services plan will also ensure that you are doing your part to maintain your Phoenix home. Each of the home warranty policies gives homeowners a credit towards AC filters each year. 

Pros

Cons

  • 180-day workmanship guarantee
  • Great customer service
  • More than 40 years in the industry 
  • Extensive coverage options 
  • Service fees are higher 

Plans and Pricing

There are three plans from Cinch Home Services, with the Complete Home Plan being the most comprehensive home warranty plan. With the Complete Home Plan, customers get both system and appliance coverage and very fair coverage caps for their homes. In addition, the service fee associated with the Cinch Home Services plan is adjustable to help increase or decrease the monthly pricing. 

Plan

Cost Per Month

Service Fee

Appliances Plan

$44.99

$100 – $150

Built-In Systems Plan

$51.99

$100 – $150

Complete Home Plan

$61.99

$100 – $150

Coverage:

Cinch Home Services has excellent coverage for the pricing. Coverage caps are right around the industry average, and there are plenty of add-on coverages for the homeowner that is interested in expanding their home warranty plan. 

Customer Reviews:

Total Protect has provided up with outstanding service. Anytime we need a repair, the contractors are courteous and professional, and then the issue is addressed promptly. Thanks for everything Total Protect/Homesure of America, Inc.!. Source

What Does a Home Warranty Cover in Phoenix

Now that you have the best home warranty plans in Phoenix, it’s a good idea to understand exactly what a home warranty can cover. The Phoenix home warranty will repair and replace systems and appliances that experience damage due to normal wear. Living in cities of Arizona like Mesa, Chandler or Gilbert, one can expect damage to their HVAC system beyond normal wear-and-tear. If your oven stops working and you can’t figure out what the issue is, the home warranty will likely require you to pay a service fee, and then the rest of the repair will be covered. 

A home warranty will not cover issues that come up due to intentional breakage, misuse of an appliance or system, or lack of maintenance. The home warranty plan is not a pass to improperly maintain your home. Instead, you can look at this as a backup plan to keep you from having to pay high out-of-pocket expenses. 

Phoenix homeowners often opt for the combination plan with both system and appliance coverage. The combo plan allows homeowners to have peace of mind about things like a water heater and a clothes dryer. 

Here are the common systems covered under a Phoenix home warranty plan:

  • HVAC (heating and air conditioning) 
  • HVAC ductwork
  • Ceiling and exhaust fans
  • Plumbing system including stoppages
  • Electrical system
  • Water heater
  • Garbage disposal

Common appliances covered under Phoenix home warranties include:

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

Benefits of a Home Warranty in Phoenix

The Phoenix home warranty can benefit homeowners in several different ways. The main reason customers sign up is to save money on the overall expense of being a homeowner. However, there are some other important benefits associated with a Phoenix home warranty. These include peace of mind, help to find quality contractors, and time savings. 

Peace of Mind

A homeowner that has a Phoenix home warranty can have peace of mind that they will not need to worry about the high cost of an extensive repair. If the home has a pool and spa, this is something to consider seriously. Sometimes a system like the HVAC or septic system can have a repair that costs thousands of dollars. Most homeowners do not have the ability to pay for this at a moment’s notice. With a home warranty in place, you may only be responsible for a service fee. 

Quality Contractors 

Finding a high-quality contractor in the Phoenix area to handle the needs of your home appliance and system repairs can be difficult. With a home warranty in place, you simply put in a request for service, and the rest is handled for you. All contractors are licensed and will provide some type of workmanship guarantee. 

Time Savings 

A home warranty will help homeowners save time. When you put in a request for a home warranty repair, everything else will be handled for you. There is no need to try and fix an appliance or system yourself; you won’t even have to search for a qualified professional; the entire process is handled for you. 

Final Thoughts

Hopefully, you feel a bit better about your ability to find a home warranty for your Phoenix home. There is no shortage of great options; however, you must be careful to choose a plan that adequately fits the needs of your home. The Choice Home Warranty stands out as the best overall home warranty plan on the market. With a Choice, Home Warranty homeowners will have a simple and straightforward policy in place that helps protect against home systems and appliances. Choice is easy to work with, and their pricing is fair for all Phoenix homeowners. 

Our Rating Methodology 

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we’ve broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

FAQs for Home Warranties in Phoenix, AZ

What Is A Service Fee? 

A service fee is a price you pay each time you schedule a request for your home appliance or system to be repaired. The service fee is typically priced between $50 and $150. The service fee is a non-refundable fee, and it should be all that is required by a homeowner when a repair is needed. Service fees are sometimes called deductibles. 

Are Arizona Home Warranties Worth It? 

An Arizona home warranty is well worth the price that you will pay. With an Arizona home warranty in place, customers will only need about one or two repairs before the plan will pay for itself. The Arizona home warranties can provide more than just cost savings. 

How Much Is An Arizona Home Warranty? 

An Arizona home warranty will cost between $500 and $1200 a year. The higher-priced home warranties are for larger homes that have a large number of systems and appliances. There are home warranty options for all price ranges; it is just a matter of finding something that works for your individual needs. 

Do Home Warranties Cover Replacement Costs? 

Home warranties can cover replacement costs. Typically these replacement costs will offer you a discount on your replacement, but they may not pay for an entirely new system or appliance. The replacement costs must also fall within the coverage caps and policy limits of your home warranty plan.