Top Best Home Warranty Companies In Pennsylvania Review

Curious to learn about home warranty companies and their plans available in Pennsylvania?

Perfect, you’re in the right spot. In this review you will learn: 

  • What is a home warranty for a Pennsylvania resident?
  • How do you select a coverage plan in PA that is right for you?
  • Who should consider having a home warranty policy in PA?
  • And much more!

To help you protect your wallet from unexpected expenses, we’ve reviewed 68+ home warranty companies in the Keystone State, and will present the best 7 companies and their coverage plans below. Eager to know more? Keep reading!


Editor's Choice

Limited Time: New Customers Get $100 Off
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Best Overall

Limited Offer: $50 Off + 1 month free
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Most Affordable

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in Pennsylvania

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $100 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $175 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Amazon Home Warranty
Editorial Rating 95.6
  • $100 Off + 1 Month Free
  • Good BBB rating B
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
  # 5 Liberty Home Guard
Editorial Rating 95.1
  • $200 off + 2 month free + Free Roof Coverage
  • Newly designed customer claim portal
  • The BBB's #1 Home Warranty Company
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.0
  • Get $100/ $50 off!
  • Large number of homeowners
  • Clients report fair compensation
      # 7 First American Home Warranty
    Editorial Rating 94.9
    • Best Customer Service 2020
    • Large and established
    • Plans from $25/m
    • Automatically renewed policy
    • Limited selection of extra coverage

    Disclosure: has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

    A home warranty in Pennsylvania is a must-have for many state residents. It does not matter if you own a single-family house, townhouse, condo or a mobile homes . The best home warranty companies in Pennsylvania are available to you in any situation and are offered by several companies that we have reviewed below.

    How to Select the Best Home Warranty Companies in Pennsylvania

    Selecting a home warranty in Pennsylvania may be tricky, and our home warranty reviews should help you with that. However, before you even start reading reviews of the Pennsylvania home warranty companies that we selected for you, think about what parts and components of your household should be covered first, how old they are, and how the climate that you live in may have an impact on their normal wear and tear.

    Age of Your House

    Is your house relatively new or it has been built more than 10 years ago? Home warranty vs. home maintenance calculatorThe age of the house is closely related to how many repairs it might need per year. In order to help you decide whether you need a home warranty in PA, we have created a Home Maintenance Calculator. By entering the age of your house and an estimated number of repairs per year, you may see how much it will cost to pay for repairs out of pocket vs. to purchase a home warranty.

    So, the older your house is, the more comprehensive of a home warranty you might want to purchase. One of the best home warranty companies in Pennsylvania, Choice Home Warranty offers a great comprehensive plan called the Total Plan that includes coverage of all major home systems and appliances.

    Read Also: What Are The Recommended Home Warranty Companies For An Older Home?

    For the new houses, there is a new construction home warranty that may cover those home systems and appliances, which are not covered by the manufacturer's warranty or their warranty has expired. One of the oldest home warranty companies on the market, 2-10 Home Buyers Warranty offers a New Home Structural Warranty program. It is available for 10 years and is not renewable.

    For older houses, you need to see the working condition of their home systems and appliances. In case your appliances have been recently updated, you might not need to cover them under a home warranty. For these cases, some home warranty companies in PA offer special plans that cover home appliances only. First American Home Warranty, for example, provides coverage for your dishwasher, refrigerator, stove or cooktop, garbage disposal, built-in microwave, and washer and dryer under their Basic plan.

    Climate You Live In

    Pennsylvania has two major climate zones. The majority of the state is located in a humid continental climate, which has cold winters and humid summers. In the mountains, the winters are even colder, and the snowfalls are greater.

    Pennsylvania climate zones

    What does that mean in terms of a home warranty in PA?

    For those Pennsylvanians who live closer to the mountains in cities and towns like Williamsport, Wilkes-Barre, Scranton, Harrisburg, and Hanover, PA, frequent snowstorms are not unusual, and you need to prepare your house accordingly.

    First of all, you have to make sure that your heating system functions properly. In case there are any malfunctions, most home warranty companies in Pennsylvania will be able to provide their services if you cover this system under their plans.

    To Learn More About Heat Pump Coverage, Read This Link!

    One of the companies that provide the best home warranty in Pennsylvania, Total Home Protection, offers coverage for up to two heating systems, either hot water radiators or centrally ducted forced air, provided they are the primary sources of heating in the house.

    In case you live in the western and northwestern parts of the state, closer to Lake Erie, your area may receive over 100 inches of snowfall annually with plenty of precipitation throughout the year with the mean of 28.2 inches across the state.

    High humidity and precipitation may have a detrimental effect on the operation of electrical appliances and the electrical system in general.

    To avoid the hustle and expense of any unexpected repairs or replacements of your home appliances, it makes a lot of sense to cover them under a home warranty. To select the best home warranty companies in Pennsylvania, please read their review carefully. This will help you avoid any misunderstandings and claim denials in the future.

    Want to know more about protecting your heat pump during a PA winter? Checkout this video about the importance of maintenance for your heating system.


    The best home warranty plans for your home systems are available from various home warranty companies in PA, including Select Home Warranty. Their Gold Care plan is an excellent choice for home systems coverage. It includes heating and air conditioning, water heater, plumbing, ductwork, and electrical systems.


    Compare Top Home Warranty Plans - In Our Research

    As soon as you start selecting a home warranty plan, you face many questions. Which home warranty in the best for you? Does it provide the right coverage? Which home warranty plan should you choose? Will give you the best value for the money? Read our research article that compares top home warranty plans: how much they cost and which home systems and appliances they cover.

    Find the Right Home Warranty Plan For You

    Who Should Get a Home Warranty in Pennsylvania?

    Pennsylvania is in top-5 states by population with almost 13 million people living there. Almost 69% own their houses, which makes them current or potential clients of home warranty companies in PA. Home warranty companies in PA offer coverage to the owners of single-family homes, townhouses, condos, and even mobile homes .

    Read Also: What Is The Best Home Warranty For Condos?

    Home Warranty for Homebuyers

    If you are a first-time homebuyer, you may ask your real estate agent if a home warranty is included in your contract. Even if it is not, many estate agents are willing to give a home warranty to their clients as a thank you gift.

    Many new homeowners prefer to buy basic plans that cover only the essential home systems and kitchen appliances. More seasoned homeowners often prefer to switch to a more comprehensive plan.

    Old couple selling a house with a home warrantyHome Warranty for Home Sellers

    If you are a home seller, you may benefit from having a home warranty as well. You will not have to pay anything extra for house repairs or replacements if something accidentally breaks while the house is on the market.

    Many homebuyers prefer houses covered under a home warranty to those that are not. Besides, the buyers are less likely to negotiate the price downwards if they know that the house systems and appliances are protected under a home warranty.

    Do you own a duplex and are looking to list your unit in Pennsylvania? Check out this link to learn how your duplex can be protected as a homebuyer and a home seller.

    Home Warranties in Pennsylvania FAQs

    Is a Pennsylvania home warranty worth it?

    Whether your home is in Philly, Pittsburgh (or their suburbs), in Amish country, or any other part of that beautiful state, your appliances and systems aren’t getting any younger. 
    That’s why a home warranty can be well worth it. If just one major system or appliance stops working, you could be out hundreds or even thousands of dollars. A home warranty can protect you from the most common wear and tear problems with those systems and appliances you rely on. 

    What are the best home warranty companies in Pennsylvania?

    We’ve taken a close look at over 65 home warranty companies. Here are the top performers for the state of Pennsylvania. 
    1. Choice Home Warranty
    2. American Home Shield
    3. Select Home Warranty
    4. Amazon Home Warranty
    5. Liberty Home Guard

    What do home warranties cover?

    A home warranty is meant to cover breakdowns that happen with everyday wear and tear on your most common systems and appliances. It is meant to take up some of the slack that a homeowner’s insurance policy does not cover. 

    Most Common Coverage

    • HVAC (heating and air conditioning) 
    • Plumbing system
    • Electrical system
    • Water heater
    • Refrigerator
    • Oven / Range / Stove
    • Cooktop
    • Dishwasher
    • Clothes Washer
    • Clothes Dryer
    • Built-in microwave

    2. What some cover

    Some providers will also include coverage for your HVAC ductwork and things as small as a garbage disposal or your doorbell. 
    Many providers offer optional coverage for less common systems or appliances like septic pumps, well pumps, and your pool and/or spa.

    3. What few cover

    Some home warranty companies offer protection on unique items. Liberty Home Guard and American Home Shield offer coverage for home electronics and Select Home Warranty covers limited roof leaks on all policies, not just as an add-on. 

    How much does a Pennsylvania home warranty cost?

    The cost for a home warranty service agreement has two components: the monthly premium and the service call fee. Monthly premiums can range from around $39 for a simple Appliance or Systems Plan, to around $70 for a comprehensive Combo Plan. Add-on coverage will add dollars beyond that to the monthly premium.
    A service call fee is assessed only when a claim is made and a service technician comes to your home. That cost ranges from around $65 to $125
    Combo Plan
    Top Five Average

    How do I choose a good home warranty?

    Here are a few simple steps to take to make sure you are getting the right home warranty for your needs.
    1. Read the reviews. What are the most important appliances and systems that you want to have protected in your home? Which home warranty companies are operating in Pennsylvania? 
    2. Get several quotes. You’ll want to get quotes on pricing for two or three of your top home warranty companies to be sure you are getting the best deal.
    3. Read the fine print. What does the service contract say about exclusions and coverage limits? Like any agreement, you’ll want to understand the details before signing and making that first payment.

    Final Words About Buying a Home Warranty in PA

    Buying a home warranty in Pennsylvania is a good idea especially for those homeowners who live closer to the mountains. The climate is harsher there, and it may have a detrimental influence on the normal wear and tear of your home systems and appliances.

    Selecting the best home warranty company in PA is not an easy task. You should keep in mind not only the location of your home but also its age. The older the house, the more comprehensive your home warranty should be.

    Any property owner, from a condominium to a single-family house may benefit from having a contract with the best home warranty companies in Pennsylvania. For larger properties, some companies, like Total Home Protection, offer coverage for up to two heating or air conditioning systems.

    Read Also: What Are The Best Home Warranty Plans For A Furnace?

    Many new homeowners receive a home warranty as a gift from their real estate agents. In many cases, the home warranty may be transferred from the previous owner to the new one.

    Home sellers may also benefit from having a home warranty as it protects their wallets from any unexpected expenses on house repairs and makes their property more appealing to prospective buyers.

    Want to compare home warranties in nearby states? We've got you covered. Be sure to read our reviews on Delaware, New York and Ohio.


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