Top Best Home Warranty Companies In Pennsylvania Review

Pennsylvania homeowners have their choice of busy cities, beautiful suburbs, or country living. Whether you’re located in Philadelphia, Pittsburgh, Scranton, or Gettysburg, there is a place for you and plenty of history to accompany it. However, all homes come with their share of problems and maintenance. A PA home warranty will save you money and protect you from unexpected home repairs or replacements on home systems and appliances. Finding the best home warranty company in Pennsylvania for your home can save your wallet and offer you peace of mind.

In our in-depth guide you’ll find:

  • Our top 7 recommended home warranty providers offering policies in Pennsylvania
  • Information on what you can expect to pay for your home warranty
  • Details on what is covered by your home warranty
  • Features and factors you should take into consideration when you shop for a warranty
  • Some of the most commonly asked questions about home warranties in Pennsylvania
Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

We’ll also provide you with resources you can use to get a quote from our favorite home warranty providers. 

Most homeowners already know that they need to maintain a homeowner’s insurance policy to protect the interior and exterior of their property. But what would you do if 1 of your major systems or appliances breaks down due to normal wear-and-tear? Homeowner’s insurance won’t cover these breakdowns—which means that you might be left holding a bill of $1,000 or more.

A home warranty is a type of protection that helps mitigate the cost of regular home appliance repairs and replacements that homeowner’s insurance won’t cover. In exchange for a monthly premium payment and a per-incident service fee, your home warranty company will cover the cost of appliance and system breakdowns. This can end up saving you hundreds or even thousands of dollars.

Read on to learn more about our favorite home warranty providers in Pennsylvania and what’s covered on each policy.

Best Home Warranty Companies in Pennsylvania

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 7 Best Home Warranty Companies in Pennsylvania: 

Compare Pennsylvania Home Warranty Providers

Need home warranty coverage fast? If you don’t have time to read through all of our reviews, you can use the following table to narrow down your options.

ProviderVisit SiteBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantySiteBest Overall$40 - $48$85B-
American Home ShieldSiteMost Customizable$50 - $60$75 - $150B
Select Home WarrantySiteMost Affordable$36 - $38$60B
Liberty Home GuardSiteBest Reviewed$40 - $60$60A
Cinch Home ServicesSiteBest Workmanship$28 - $40$100 - $150A-
First Premier Home WarrantySiteBest Coverage$45$75B-
ServicePlus Home WarrantySiteBest Emergency Service$41 - $45$75 - $125A

Rates were calculated using a home in Pennsylvania with a square footage of less than 5,000. If your home is larger than 5,000 square feet, expect to pay more for service.

Read Also: Which Home Warranty Plan is the Cheapest?

Pennsylvania Home Warranty Costs 

After reading our reviews and the benefits of the best home warranties in Pennsylvania, you may be starting to see the value in a home warranty. However, to have all the pieces come together, the price of the plan has to be right for your budget. The home warranty costs are very important to understand. Costs will be impacted by location, monthly pricing, home type, service fees, and even coverage caps. At Review Home Warranties, we have done in-depth research on all of the companies currently offering home warranty policies in the state of Pennsylvania. We then arranged this information so that you can see the averages across all different home types. Having this knowledge before you start shopping can help you see if you are getting a good or bad price for a warranty.  

Type

Average Annual Premium

Overall

$711.92

Single Family Home

$576.95

Multi-Family

$1,089.84

Townhome

$487.45

Condo

$610.08

Home Over 5,000 sq. ft.

$1,294.73

Home Under 5,000 sq. ft.

$646.41

Pennsylvania Home Warranty Companies Reviews

When choosing a home warranty, there are a number of things to take into account. Some of the factors you’ll want to keep at the top of your mind when you compare your options include the following.

  • Premiums: Your premium is the amount of money you’ll pay each month to maintain your home warranty coverage. Choose a premium that fits well into your monthly budget.
  • Service fee: In addition to your premium, you’ll pay a service fee each time you use your coverage. Some home warranty companies allow you to enjoy a lower premium in exchange for signing onto a policy with a higher service fee.
  • What’s included in your coverage: Every home warranty plan covers its own unique set of components. If you have a specific list of appliances and systems you want coverage for, be sure that the policy you choose covers them.

Now, let’s get started with the best home warranty companies in Pennsylvania.

1. Best Overall: Choice Home Warranty

Think Choice Home Warranty might be right for you? Click here to get your quote now

Choice Home Warranty took home our award for the best home warranty provider overall thanks to the company’s easy-to-understand plan options. With 2 simple plan options and straightforward explanations of what’s covered on each, it’s easy to find a plan even if you’ve never purchased a home warranty before. Choice’s team has also gone out of their way to explain the specific benefits that come with a home warranty so you can decide if this is right for you.

In addition to easy plan options, Choice also makes it easy to sign up for coverage. Simply enter a few details about your home, select a plan, and finalize your request for coverage. We also found that plan options and service fees were also affordable when compared to competing home warranty providers in the Keystone State. 

Pros

Cons

Affordable service fees

Additional monthly service fee added to your coverage

Lower than average monthly premiums

 

Comprehensive standard plan coverages

 

Easy-to-use claims process

 

Plans & Pricing:

Choice Home Warranty currently offers 2 plan options: the Basic Plan and the Total Plan. If your home is less than 5,000 square feet, you can expect to pay about $46 a month for the Basic Plan and $55 per month for the Total Plan. Both of the plans offered by Choice Home Warranty are combo plans, meaning they each offered coverage on a combination of systems and appliances. The Basic Plan covers 13 home systems and appliances and the Total Plan covers those plus four more: washer, dryer, refrigerator and air conditioning. You’ll also pay an $85 service fee each time you request a repair, regardless of the total cost of the repairs. Discounts may be available depending on your location and billing frequency.  

Plan

Cost Per Month

Service Fee

Basic Plan

$45

$85

Total Plan

$53.33

$85

Coverage:

Let’s take a look at what’s included on each plan option: 

Basic Plan

Total Plan

  • Heating system
  • Electrical system
  • Plumbing system
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Oven, range, and stove
  • Cooktop
  • Dishwasher
  • Built-In microwave
  • Garbage disposal
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
  • Heating system
  • Electrical system
  • Plumbing system
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Oven, range, and stove
  • Cooktop
  • Dishwasher
  • Built-In microwave
  • Garbage disposal
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
  • Refrigerator 
  • Air conditioning system 
  • Clothing washer
  • Clothing dryer

You can also add extra coverage for the following extra systems or appliances for an additional fee: 

  • Pool and spa
  • Central vacuum
  • Second refrigerator
  • Well pump
  • Limited roof leaks
  • Stand alone freezer
  • Sump pump
  • Septic system
  • Septic tank pumping

Customer Reviews:

Customer reviews of Choice Home Warranty are mixed. While some customers complemented the service technicians working with Choice, others complained that the company did not adequately repair or replace their systems when using their plan.

Trustpilot customer reviews:

The sales associate was very polite. He made sure I understood the different offers and made sure I got the best rate. He took his time and was able to ask each question I had. He was amazing. The guy I spoke with earlier when I called was very dry and it seemed as if he was rushing me off the phone. I’m glad I called back and got the gentleman that I got because he actually cares about the service that he offers. — Olympia M, 9/21/2021, 5.0 stars.

Absolutely the worst company to do business with on this planet. Tankless water heater and heating unit went down. It’s been 10 days and they have not been able to find a single technician to come and take a look at the unit. I found 2 of my own technicians and both said that the unit needs to be replaced. Choice case managers denied the claim because the explanation given by 2 independent plumbers are not good enough for them. — Jay S., 9/22/2021, 1.0 stars.

Read more on our Choice Home Warranty Review.

2. Most Customizable: American Home Shield 

Get your quote from American Home Shield by completing a contact request form here

American Home Shield took home our “most customizable” designation thanks to the company’s commitment to ensuring that homeowners get coverage for all of the items in their home, no matter their age. American Home Shield offers coverage for systems and appliances in situations when most home warranty companies in PA will not. For example, American Home Shield extends coverage to situations when malfunctions are caused by a lack of maintenance.

Additionally, American Home Shield offers a 30-day workmanship guarantee. This means that if you receive a visit from an American Home Shield representative and your system breaks down again less than 30 days afterward, American Home Shield will send another at their own expense. This helps you rest with the peace-of-mind that comes with knowing that your systems and appliances are in good hands. 

Pros

Cons

Covers duplicates of the same items (for example, 2 fridges)

Does offer discounts for paying your annual premium in full

Doesn’t put an age limit on covered appliances

 

Allows you to choose your own service fee

 

Guarantees work for 30 days

 

Plans & Pricing:

American Home Shield currently offers 3 plan tiers: ShieldSilver, ShieldGold, and ShieldPlatinum. ShieldSilver offers appliance coverage on 19 items and ShieldGold offers coverage on 23 systems and appliances. ShieldPlatinum, the most popular option, offers coverage on 27 systems and appliances. The premium that you’ll pay each month for coverage will vary depending on the service fee you choose. American Home Shield (AHS) offers three different options for service fees: $75, $100, or $125. The higher service fee you choose, the lower the monthly premium would be. Let’s take a look at what you can expect to pay for your plan based on a $75 service fee: 

Plans

Cost Per Month

Service Fee

Silver Plan

$45

$75 - $125

Gold Plan

$55

$75 - $125

Platinum Plan

$75

$75 - $125

Discounts may be available depending on your location and billing frequency.  

Let’s take a look at what’s included on each plan currently offered from American Home Warranty.

Coverage:

ShieldSilver

ShieldGold

ShieldPlatinum

  • Air conditioner
  • Heating units
  • Ductwork
  • Built-in exhaust, vent, and attic fans
  • Main breaker and fuse panel box
  • Doorbells and chimes
  • Interior electrical lines
  • Ceiling fans
  • Garage door openers
  • Interior plumbing lines
  • Toilets
  • Faucets and valves
  • Whirlpool tub motor and components
  • Water heaters
  • Rekey
  • Air filter discounts
  • Air conditioner
  • Heating units
  • Ductwork
  • Built-in exhaust, vent, and attic fans
  • Main breaker and fuse panel box
  • Doorbells and chimes
  • Interior electrical lines
  • Ceiling fans
  • Garage door openers
  • Interior plumbing lines
  • Toilets
  • Faucets and valves
  • Whirlpool tub motor and components
  • Water heaters
  • Rekey
  • Air filter discounts
  • Refrigerators
  • Ovens, ranges, and cooktops
  • Dishwashers
  • Built-in microwave ovens
  • Garbage disposals
  • Instant hot or cold water dispensers
  • Washers
  • Dryers
  • Air conditioner
  • Heating units
  • Ductwork
  • Built-in exhaust, vent, and attic fans
  • Main breaker and fuse panel box
  • Doorbells and chimes
  • Interior electrical lines
  • Ceiling fans
  • Garage door openers
  • Interior plumbing lines
  • Toilets
  • Faucets and valves
  • Whirlpool tub motor and components
  • Water heaters
  • Rekey
  • Air filter discounts
  • Refrigerators
  • Ovens, ranges, and cooktops
  • Dishwashers
  • Built-in microwave ovens
  • Garbage disposals
  • Instant hot or cold water dispensers
  • Washers
  • Dryers
  • HVAC tune-up
  • Roof leak repairs 

You can also add coverage for the following optional items:

  • Electronics extended warranty
  • Pool and spa
  • Well pump
  • Septic pump
  • Guest unit

Customer Reviews:

Reviews of American Home Shield are mostly negative. While some customers had excellent experiences with the company’s response team, many complained that the company’s contractors are unqualified to perform the work they are assigned to do. 

Trustpilot customer reviews:

I contacted AHS online to fix my dishwasher. They gave me my service person’s name and phone number the same day. I left a message with the service person who called me [and] set an appointment for the next day. He arrived when he said he would. My dishwasher was fixed that day and he gave me helpful tips on how to properly use and maintain it in the future. I am very pleased. — Doni, 9/10/2021, 5.0 stars.

Complete and absolute scam. Contractors are unqualified and perform little to no work. For example, appliance repair man told me to use different detergent and I was charged $125. Electrician performed no work and instead sent a proposal with additional fees to cover work that was covered on our contract (I was also charged $125). — John B., 09/22/2021, 1.0 stars. 

Find out more information on our American Home Shield Review.

3. Select Home Warranty: Most Affordable 

Learn more and get your quote from Select Home Warranty now by clicking here

No one wants to pay too much for their home warranty. Whether you’re a new homeowner or you’re working on a budget, Select Home Warranty might be the right option for your warranty needs. Select Home Warranty made our list of the best home warranties in Pennsylvania thanks to its affordable pricing. You’ll be able to get coverage from just $36 a month depending on your billing frequency.

Select Home Warranty’s comprehensive aren’t only affordable—they also offer low-cost service fees. Depending on the length of your contract, you might pay as little as $40 each time you use your coverage from Select Home Warranty. This can make Select an excellent choice for homeowners who believe they may require regular repairs. 

Pros 

Cons

Exceptionally affordable policies

Lower than average coverage caps

Quick sign-up and quote process

 

2 free months of coverage when you pay for your plan annually

 

Lowest service fees

 

Plans & Pricing:

Select Home Warranty currently offers 3 plan options: the Bronze Care, Gold Care, and Platinum Care packages. The Bronze Care package focuses on offering support for appliances, the Gold Care package focuses on home systems, and the Platinum Care package extends coverage to both systems and appliances. If you’re paying month-to-month, you can expect to pay $60.42 for the Bronze or Gold Care packages and $65.83 per month for the Platinum Care package.

Every time you use your home warranty plan, you’ll need to pay a service fee. When you buy your home warranty through Select Home Warranty, you’ll pay a service fee between $40 and $75, which is lower than most other home warranty providers. Discounts may be available depending on your location and billing frequency.  

Plans

Cost Per Month

Service Fee

Gold Care

$60.42

$65

Bronze Care

$60.42

$65

Platinum Care

$65.83

$65

Coverage:

Let’s take a look at what’s included under each of Select Home Warranty’s current plan choices. 

Bronze Care

Gold Care

Platinum Care

  • Clothes washer
  • Garbage disposal
  • Refrigerator
  • Stove and oven
  • Microwave oven
  • Cooktop
  • Dishwasher
  • Clothes dryer
  • Cooling system
  • Heating system
  • Plumbing system
  • Electrical system
  • Water heater
  • Ductwork
  • Cooling system
  • Heating system
  • Plumbing system
  • Electrical system
  • Water heater
  • Ductwork
  • Plumbing stoppage
  • Clothes washer
  • Garbage disposal
  • Refrigerator
  • Stove and oven
  • Built-in microwave oven
  • Cooktop
  • Dishwasher
  • Clothes dryer
  • Garage door opener
  • Ceiling fan

 

You can also add the following optional coverages for as little as $3.33 more per month: 

  • Second refrigerator
  • Stand-alone freezer
  • Central vacuum
  • Ice maker
  • Septic system
  • Lawn sprinkler system
  • Well pump
  • Sump pump
  • Pool and spa with coverage for equipment
  • Plumbing fixtures
  • Lighting fixtures
  • Switches
  • Outlets

Customer Reviews:

Reviews of Select Home Warranty are mostly positive—the average reviewer on independent rating site TrustPilot gave Select Home Warranty a rating of 3.8 out of 5.0 stars. Customers who enjoyed their experience with Select Home Warranty regularly praised the friendliness and helpfulness of Select Home Warranty’s customer service representatives. However, customers who had a poor experience with Select Home Warranty complained that their policy did not cover everything promised to them.

Trustpilot customer reviews

SHW has proven to be reliable, and extremely accommodating. If they cannot provide a technician in a timely manner, you may find one and SHW will cover the bill less the deductible. — Trustpilot user “L.R.”, 09/14/2021, 5.0 stars.

Just had my first experience with this company. I submitted 2 claims (one for microwave exhaust and one for water heater). They agreed to give me $95 to replace an over the range microwave (including install that they don't perform) and rejected the water heater claim. They are as good as nothing. When my term expires I will never go back. —Narina G., 09/21/2021, 1.0 stars.

Learn more on our Select Home Warranty Review.

4. Best Reviewed: Liberty Home Guard

Get your free estimate from Liberty Home Guard today by completing a contact request form here

Though Liberty Home Guard is a relatively new name in the home warranty industry, the company has already managed to stand out with an impressive selection of online reviews. Liberty Home Guard received an A+ rating from the Better Business Bureau, an independent online review site dedicated to keeping companies accountable. The company also enjoys overwhelmingly positive social proof on websites like Trustpilot and Google Reviews as well.

Liberty Home Guard also stands out thanks to its sophisticated online technology. You can manage and track your claim entirely through Liberty Home Guard’s online portal, which allows you to get a more accurate understanding or when your claim is likely to be finalized. With impressive tech considerations and positive reviews, Liberty Home Guard was an easy choice for our list of the best home warranty providers in Pennsylvania. 

Pros

Cons

Accredited with the Better Business Bureau 

Relatively new company with less than 5 years of experience offering policies

Flexible contract terms

 

Lower-than-average service fee

 

Easy application process

 

Plans & Pricing:

Liberty Home Guard currently offers 3 plan options: the Systems Guard, Appliance Guard, and the Total Home Guard. The Appliance Guard plan protects 9 of the most commonly used appliances in your home, while the Systems Guard protects 6 of your home’s major systems. The Total Home Guard plan extends protection to all systems and appliances on both previous plans mentioned.

Homeowners in Pennsylvania who own a home that’s less than 5,000 square feet can expect to pay $44.99 a month for the Appliance Guard plan, $49.99 for the Systems Guard plan, and $54.99 per month for the Total Home Guard protection plan. If you add any extra optional coverages to your plan, you’ll pay an additional $3.99 to $29.99 per month depending on the coverage option you choose. Discounts may be available depending on your location and billing frequency.  

You’ll also pay a per-incident service fee of $60 each time you use your coverage from Liberty Home Guard, which is competitive when compared to other home warranty providers. 

Plans

Cost Per Month

Service Fee

Systems Guard

$49.99

$60

Appliance Guard

$44.99

$60

Total Home Guard

$54.99

$60

Coverage: 

The following table shows you what’s covered under each plan available from Liberty Home Guard.

Appliance Guard

System Guard

Total Home Guard

  • Washer-dryer sets
  • Refrigerator
  • Built-In microwave ovens
  • Dishwashers
  • Garbage disposals
  • Ranges, ovens, and cooktops
  • Ceiling and exhaust fans
  • Garage door openers
  • Air conditioning system
  • Heating system
  • Ductwork
  • Plumbing system
  • Electrical system
  • Water heaters
  • Washer-dryer sets
  • Refrigerator
  • Built-In microwave ovens
  • Dishwashers
  • Garbage disposals
  • Ranges, ovens, and cooktops
  • Ceiling and exhaust fans
  • Garage door openers
  • Air conditioning system
  • Heating system
  • Ductwork
  • Plumbing system
  • Electrical system
  • Water heaters

Liberty Home Guard offers a wide range of add-on coverages you can use to customize your plan. The following are some of the company’s most popular add-on protections. 

  • Pool and spa
  • Additional detached spa
  • Gutter cleaning
  • Floor and carpet cleaning
  • Sump pump
  • Septic system pumping
  • Limited roof leak coverage
  • Pest control
  • Central vacuum
  • Standalone freezer
  • Well pump
  • Fixtures (lighting and plumbing)
  • Water softener
  • Lawn sprinkler system
  • Electronics protection
  • Reverse osmosis system
  • Swamp cooler
  • Ejector pump
  • Grinder pump

Customer Reviews:

Customer reviews for Liberty Home Guard are overall positive across multiple independent review platforms. The average customer on Trustpilot awarded Liberty Home Guard an average rating of 4.5 out of 5.0 stars.

Customers who were happy with the services that they received from Liberty Home Guard frequently praised the exceptionally fast service that Liberty Home Guard offered them when they filed a claim. However, a few customers claimed that they were left with no service after their technician failed to complete the job.

Trustpilot customer reviews:

Our A/C started blowing hot air for some reason. The customer service agent actually said that they had an A/C guy wrapping up a job right by my home and they would try to reroute them to my house. The technician was at my house 30 minutes later, no exaggeration. The tech happened to have the broken part on hand and everything worked fine after that. He was courteous, and patient when I asked him questions about what he did and what broke. — Ernest W., 08/26/2021, 5.0 stars.

Our AC unit is down recently and we filed a claim but they decline to fix or replace cause the technician can't find the part. All they are offering is $250 asking us to deal by ourselves. — Tsal T., 06/30/2021, 1.0 star.

For more information, read our Liberty Home Guard Review.

5. Best Emergency Services: ServicePlus Home Warranty

Get your free estimate now by completing a contact request form from ServicePlus Home Warranty. Click here to get started

ServicePlus Home Warranty understands firsthand that emergencies may not always happen on a convenient 9-to-5 schedule—which is why their company has taken steps to ensure that you have proactive options when you need service. ServicePlus’s team offers 24/7 claims reporting line alongside a convenient online portal. If your home damage is covered and considered to be an emergency, ServicePlus will expedite your claim at no additional cost to you.

In addition to fast emergency options, we also appreciate ServicePlus’s commitment to ensuring the non-emergency customers also receive the care they need quickly. The company claims to be able to service most claims made during the week in 48 hours or less. If you make your request during the weekend, ServicePlus will respond within 4 days. 

Pros 

Cons

24/7 claims reporting

Currently has a pending lawsuit from PA Attorney General Josh Shapiro alleging misleading advertising claims

Expedited service for claims deemed to be emergencies

 

Offers free roof coverage to new members

 

Provides deep discounts for customers who purchase multiple years’ worth of coverage at once

 

Plans & Pricing:

ServicePlus Home Warranty currently offers 2 plan options: a Gold Plan and a Platinum Plan. The Gold Plan offers coverage for some of the largest appliances and some systems in your home, while the Platinum Plan includes everything on the Gold Plan plus extra coverages. If you pay annually, you can expect to pay about $419.00 per year for the Gold Plan and $499.00 per year for the Platinum Plan as a homeowner in Pennsylvania. Add-on coverages range from $2.08 to $12.50 extra per month. Additional discounts may be available for those who subscribe for multiple years at once.

You’ll also pay a $75 service fee each time you use your coverage. If your claim is deemed to be non-emergency, you can also choose to expedite your service for an additional fee. This is on the lower end for home warranty service fees. 

Plans

Cost Per Month

Service Fee

Gold Plan

$42

$75

Platinum Plan

$46

$75

Coverage:

Now that you know what you’ll pay for your ServicePlus Home Warranty, let’s take a look at what’s included on each plan option. 

Gold Plan

Platinum Plan 

  • Plumbing system components
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range, and stove
  • Cooktop
  • Sump pumps that are permanently installed in your home
  • Built-in microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling fan
  • Exhaust fan 
  • Plumbing system components
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range, and stove
  • Cooktop
  • Sump pumps that are permanently installed in your home
  • Built-in microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling fan
  • Exhaust fan 
  • Air conditioning system (2 Units)
  • Heating system (2 Units)
  • Refrigerator
  • Clothes washer
  • Clothes dryer

Homeowners in Pennsylvania can also add coverage for the following optional components: 

  • Pool and spa
  • Additional spa
  • Limited roof leak
  • Central vacuum
  • Sump pump
  • Well pump
  • Septic system
  • Septic pumping
  • Second refrigerator
  • Stand-alone freezer
  • Water softener
  • Refrigerator ice maker
  • Free standing ice maker
  • Additional A/C system
  • Additional heating system
  • Additional water heater
  • Additional garage door opener
  • Additional oven, range, and stove

Customer Reviews:

ServicePlus Home Warranty (previously operating as Total Home Protection) has mixed reviews online. The company currently maintains an average rating of 1.6 out of 5.0 stars on its Trustpilot page.

Many customers were impressed with the speed they received from their ServicePlus Home Warranty plan. However, some customers complained that they were stuck on the phone with customer service too long for their comfort level.

Trustpilot customer reviews:

I am 100% pleased with my service from Total. I called customer service late at night to put in a service request because my garbage disposal was leaking. Someone was out the very next morning and provided very efficient and reliable work. I haven't had any problems with my disposal since. I think Total Home Protection is the perfect company to go with for anyone who is looking to protect their home. — Joelle T., 02/13/2019, 5.0 stars.

New name, same lousy service. Dashboard provides little useful info and no place to add comments. Automated phone system keeps you on hold for over 30 minutes, once you get a live agent, expect to be disconnected. The "call back" option is a fail. Left call back number on several occasions and never got a call back. — Fred L., 09/07/2021, 1.0 stars. 

Find out more information on our ServicePlus Review.

6. Best Coverage: First Premier Home Warranty

Get your free quote from First Premier now by completing a contact request form here.

First Premier Home Warranty offers policyholders a unique blend of affordability and coverage. Though the company is a relatively new name in the home warranty industry, its already made a name for itself with a great series of reviews and a comprehensive range of coverages.

First Premier’s plans both include a wide range of coverage for some of the most common systems and appliances. This sets the company apart, as many home warranty providers force customers to choose between a systems plan or an appliance plan. First Premier Home Warranty also offers a selection of add-ons and even allows you to save on yearly premiums when you commit to an annual policy in-full. 

Pros

Cons

Experienced technicians

Only 1 year of experience as a home warranty provider

Affordable service fees 

 

Appliances and systems included on both plans 

 

Wide selection of optional coverages

 

Plans & Pricing:

First Premier Home Warranty offers 2 plan choices: a Premier Plan and a Premier Platinum plan. The Premier Platinum plan offers an extended range of coverages. Homeowners in Pennsylvania can expect to pay about $43 a month for the Premier Plan and $50 a month for the Premier Platinum plan.

First Premier also offers a selection of add-on coverages. These coverages start at about $2 extra per month and may cost up to $12.50 depending on the specific items covered. 

Plans

Cost Per Month

Service Fee

Premier Plan

$43

$75

Platinum Plan

$50

$75

Coverage:

Here’s what you can expect to be covered on each of First Premier’s plan options.

Premier Plan

Premier Platinum Plan

  • Plumbing system
  • Plumbing stoppages
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range, and stovetop
  • Cooktop
  • Built-in Microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
  • Sump pump that is permanently installed

 

  • Plumbing system
  • Plumbing stoppages
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range, and stovetop
  • Cooktop
  • Built-in Microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
  • Sump pump that is permanently installed
  • Air conditioning system (2 Units)
  • Heating system (2 Units)
  • Refrigerator
  • Clothes washer
  • Clothes dryer

 

You can also add optional coverage for the following home components: 

  • Pool and spa
  • Additional spa
  • Limited roof leak
  • Central vacuum
  • Sump pump
  • Well pump
  • Septic system
  • Septic pumping
  • Second refrigerator
  • Stand-alone freezer
  • Water softener
  • Refrigerator ice maker
  • Free-standing ice machine
  • Additional air conditioning system
  • Additional heating system
  • Additional water heater
  • Additional garage door opener

Customer Reviews:

Reviews of First Premier Home Warranty are overall positive. The average Trustpilot reviewer awarded First Premier a rating of 4.3 out of 5.0 stars. Customers who praised First Premier consistently complimented the company’s fast response times, while customers who were not satisfied with their services complained that they had to wait too long for service. This shows that responsiveness may vary by local team.

Trustpilot customer reviews:

Extremely fast service! They had someone down at my home for my AC unit the same day! Great prices and best of all is that [their] rates never go up on you!! So happy with First Premier! — Candy R., 01/19/2021, 5.0 stars.

I have made multiple attempts to receive service. Each time I am told someone will get back to me in 24 to 48 hours. Last call I was told “that department is on holiday” and they would get back to me tomorrow. That was 4 days ago and still no response. I am beginning to think it is a scam. — Patricia T., 09/17/2021, 1.0 star.

Read our full First Premier review for more information.

7. Best Workmanship: Cinch Home Services

Get your free quote from Cinch Home Services by completing a contact request form here.

If you’re like most homeowners who are hesitant to invest in a home warranty, you’ve probably been inundated with horror stories about how a home warranty technician actually caused more damage to a system or appliance. If this is your concern, Cinch Home Services might be the right choice for you thanks to the company’s commitment to providing quality service.

Unlike most home warranty providers, Cinch guarantees its workmanship for 180 days after you get your repair. This means that if your appliance or system breaks down again within 180 days after you first received service, Cinch will repair it again at no cost to you. This incentivizes the service to get things right the first time. 

Pros

Cons

Longest workmanship guarantee

Higher service fees

High-level plan includes reimbursement for homeowner’s insurance deductible

 

Extends coverage to systems and appliances with unknown pre-existing conditions

 

Comprehensive inclusion brochure offered with all plans

 

Plans & Pricing:

Cinch Home Services currently offers 3 plan choices: an Appliance Plan, a Built-in Systems Plan, and an all-inclusive Complete Home Plan. Like some other home warranty providers, Cinch Home Services allows customers to choose their own service fee. Service fee options from Cinch are a bit higher than competitors but choosing a higher service fee can lower what you pay per month. Cinch Home Services has one of the most extensive lists of appliances and systems included in its plans, with Complete Home Plan covering approximately 30 major home systems and appliances.

We requested multiple quotes for a home warranty in Pennsylvania with various service fees. Here’s what you can expect to pay in the Keystone State:

Plans

Cost Per Month

Service Fee

Appliances Plan

$44.99

$100 - $150

Built-In Systems Plan

$51.99

$100 - $150

Complete Home Plan

$61.99

$100 - $150

Discounts may be available depending on your location and billing frequency.  

Coverage:

Now that you have an idea of what you’ll pay for each of Cinch Home Service’s plans, let’s take a look at the coverages included on each plan. 

Appliance Plan 

Built-in Systems Plan

Complete Home Plan 

  • Clothes dryers
  • Clothes washers
  • Cooktops
  • Dishwashers
  • Food centers (Built-in)
  • Freestanding ice makers
  • Microwaves (Built-in)
  • Ranges
  • Range exhaust hoods
  • Refrigerators
  • Trash compactors (Built-in)
  • Wall ovens
  • Air conditioning including ductwork
  • Attic fans
  • Ceiling fans
  • Central vacuums
  • Doorbells
  • Electrical system
  • Garage door openers 
  • Garbage disposals
  • Heating system including ductwork
  • Instant hot or cold water dispenser
  • Plumbing system
  • Smoke detectors
  • Sump pump
  • Toilets
  • Water heater
  • Whirlpool or jetted tub (Built-in)
  • Clothes dryers
  • Clothes washers
  • Cooktops
  • Dishwashers
  • Food centers (Built-in)
  • Freestanding ice makers
  • Microwaves (Built-in)
  • Ranges
  • Range exhaust hoods
  • Refrigerators
  • Trash compactors (Built-in)
  • Wall ovens
  • Air conditioning including ductwork
  • Attic fans
  • Ceiling fans
  • Central vacuums
  • Doorbells
  • Electrical system
  • Garage door openers 
  • Garbage disposals
  • Heating system including ductwork
  • Instant hot or cold water dispenser
  • Plumbing system
  • Smoke detectors
  • Sump pump
  • Toilets
  • Water heater
  • Whirlpool or jetted tub (Built-in)
  • $500 reimbursement for homeowner’s insurance deductible

Cinch Home Services also offers the following optional coverages you can add to any plan:

  • Pool
  • Spa
  • Pool with spa
  • Septic tank and pumping
  • Well pump
  • A Premier Upgrade Package that provides coverage for things like permits and code expenses up $1,000

Customer Reviews:

Customer reviews of Cinch Home Services are mixed across websites. The average Trustpilot reviewer rated the company 3.8 out of 5.0 stars, but reviews on other sites (like Google Reviews and the BBB) are largely negative.

Customers who rated Cinch Home Services highly complimented the helpfulness of the company’s customer service representatives. However, customers who were not satisfied with Cinch complained that they had issues getting service due to fine print in their contracts.

Trustpilot customer reviews:

Dana, I believe was her name. She was extremely pleasant and professional answering all questions we had and explaining our options. It's nice to know that Cinch has individuals of her caliber on their staff, she certainly is an asset to your company. — Trustpilot user “Gerard,” 09/16/2021, 5.0 stars.

The service is very slow and poor/incomplete. We pay each month AND each time they come. The first repair on the dryer was poorly done and caused a second repair. Although they state that; “If we can’t repair your product, we’ll replace it.”, they have refused to replace our washer. Apparently there’s some fine print somewhere we missed? — Pamela P., 09/22/2021, 1.0 star.

Read more information on our Cinch Home Services Review.

Home Warranty Coverage in Pennsylvania Cities 

What You Should Consider Before Buying A Home Warranty in Pennsylvania

Buying a plan from one of the best home warranty companies in Pennsylvania can be a challenge. If you’re already living on a tight budget, you might not think that a home warranty is worth the expense. However, when you compare the average cost of a home warranty per month with the cost that it would take to replace 1 of your home’s major systems or appliances, a home warranty is often significantly less expensive.

If you’re thinking about buying a home warranty, you should ask yourself the following questions first.

  • “Do I already have coverage for the things in my home?”: If you’ve recently invested in new appliances, you might want to protect it with a home warranty. The good news is that you might already have a warranty for these appliances from your manufacturer. Even if your appliance’s warranty has expired, you might still have coverage if you bought the appliance using your credit card. Some credit card companies extend warranty length up to 24 months.
  • “Will this warranty fully cover a replacement?”: In some situations when repairing an old appliance or system will be more expensive than a replacement, your home warranty service provider may offer you money to replace it instead. However, many home warranty companies in PA will only offer the depreciated value of your current system or appliance, which may not fully cover the cost of a replacement.
  • “Do I know what my warranty covers?”: You should never sign onto a home warranty before you’ve read through the entirety of your contract. Even if a home warranty company’s verbiage says that something is covered, there may be limitations on the total amount of money that you can claim from your policy, which will limit its usefulness.

The bottom line? Be sure to fully read and understand the terms of your home warranty before you sign on the dotted line. 

Are You A First-Time Buyer? Check Out This Article!

Home Warranty Tips for Pennsylvania Residents

As a resident of the Keystone State, you might have some specific concerns about your warranty coverage based on your location. For example, if you live in the Erie area, you’ll want to think about signing onto a warranty that provides extra leak protection. Due to the heavy snowfall in the area, you may want to add another layer of protection to your homeowner’s insurance.

The southeastern area of Pennsylvania was 1 of the first major hubs in Pennsylvania—and the United States of America. In fact, Philadelphia was founded in 1682 and was 1 of the most important meeting places of the founding fathers. Many of the historic homes in Philadelphia date back more than 100 years. If you live in a historic property, you’ll want to be sure that your home warranty doesn’t put a limitation on the age of the components in your home unless you know that they have been recently replaced.

If you live in a western Pennsylvania city like Pittsburgh or Altoona, you already know that wind originating from the Great Lakes can take a toll on your home. If you have a shingled roof, you may want to pay a little extra for a home warranty policy that includes coverage for missing shingles. Blown-off shingles are rarely covered by homeowner’s insurance but can cause damage to the structural integrity of your home due to leaks. Thankfully, many home warranty providers offer the option to add limited roof leak protection to your warranty. 

Home Warranty Regulations in Pennsylvania

Pennsylvania does not have a statute that requires builders of new homes to extend a warranty to the buyer on any appliances or systems they install in the home. Additionally, though many real estate agents choose to offer a home warranty as a condition of the sale of a home, there is no specific law in Pennsylvania that requires a home warranty to be part of a residential home sale. The onus is on the buyer to thoroughly do their research and ensure that the home is in the condition they expect it to be in at the time of purchase.

If you’re thinking about buying a home in Pennsylvania, it’s recommended that you get a thorough home inspection as a condition of the sale. Your home inspection is not the same thing as the home appraisal you’ll be required to receive if you’re buying your home with a mortgage. While the home appraisal will only provide you with a general idea of the condition your home is in, the inspection will reveal specific liabilities in the home’s systems and appliances. The results of your inspection can allow you to tailor your home warranty to fit the unique needs of your property. 

Are You Looking For The Best Home Warranty For Pre-Existing Conditions? Check Out This Article!

Final Thoughts

Choosing the right home warranty can be a tough task. Be sure to get a quote from multiple home warranty providers before you decide which company you will purchase your policy from and completely read the terms of your policy before you agree to a contract. The last thing any homeowner wants is to sign up for a home warranty, pay months’ worth of premium and then have their claim denied when they need to use their policy. 

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies in PA, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Pennsylvania Homeowners and Home Buyers

  • Pennsylvania Housing Finance Agency: If you are close to purchasing a home but need a bit of assistance with closing costs, the Pennsylvania Housing Finance Agency can provide resources on down payment and closing cost assistance. 
  • Pennsylvania Home Investment Partnership Program:  For homeowners that are considered to be low-income, the Pennsylvania Home Investment Partnership Program will be a tremendous resource for finding grants and opportunities. 
  • US Department of Agriculture Rural Development: Many areas of Pennsylvania are quite rural. In these areas, the US Department of Agriculture Rural Development will help with various resources that can help you realize your homeownership dreams. 
  • University of Pennsylvania Homeownership Resources: The University of Pennsylvania takes a great interest in the Philadelphia area. If you are looking for educational opportunities regarding homeownership, this website can help guide you in the right direction. 
  • Allegheny County First Time Homebuyer Program: First-time homebuyers need to check on both local and national levels for deals and discounts. Some savings programs can help make it easier to manage your budget and allow you to add on a home warranty to protect your appliances and systems.

Recap of Our Top Picks In Pennsylvania

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.50
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.10
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.50
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Choose your own service fee!
  • Multiple optional coverage items
  • Limited plan selection
  • Online chat not supported
  # 7 Cinch Home Services
Editorial Rating 95.00
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Nearby States

All states
Home warranty Delaware 36 companies available
Delaware Home Warranty
Home warranty Maryland 37 companies available
Maryland Home Warranty
Home warranty New Jersey 36 companies available
New Jersey Home Warranty

Frequently Asked Questions in Pennsylvania

Below are just some of the frequently asked questions we receive about home warranties in Pennsylvania.

Q.

Is a Pennsylvania home warranty worth it?

A.
Whether your home is in Philly, Pittsburgh (or their suburbs), in Amish country, or any other part of that beautiful state, your appliances and systems aren’t getting any younger. 

That’s why a home warranty can be well worth it. If just one major system or appliance stops working, you could be out hundreds or even thousands of dollars. A home warranty can protect you from the most common wear and tear problems with those systems and appliances you rely on. 
Q.

What are the best home warranty companies in Pennsylvania?

A.
We’ve taken a close look at over 65 home warranty companies. Here are the top performers for the state of Pennsylvania. 

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Service Plus
Q.

What do home warranties cover?

A.
A home warranty is meant to cover breakdowns that happen with everyday wear and tear on your most common systems and appliances. It is meant to take up some of the slack that a homeowner’s insurance policy does not cover. 

1. Most Common Coverage


Systems

  • HVAC (heating and air conditioning) 
  • Plumbing system
  • Electrical system
  • Water heater

Appliances

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

2. What some cover

Some providers will also include coverage for your HVAC ductwork and things as small as a garbage disposal or your doorbell. 

Many providers offer optional coverage for less common systems or appliances like septic pumps, well pumps, and your pool and/or spa.

3. What few cover

Some home warranty companies offer protection on unique items. Liberty Home Guard and American Home Shield offer coverage for home electronics and Select Home Warranty covers limited roof leaks on all policies, not just as an add-on. 
Q.

How much does a Pennsylvania home warranty cost?

A.
The cost for a home warranty service agreement has two components: the monthly premium and the service call fee. Monthly premiums can range from around $39 for a simple Appliance or Systems Plan, to around $70 for a comprehensive Combo Plan. Add-on coverage will add dollars beyond that to the monthly premium.

A service call fee is assessed only when a claim is made and a service technician comes to your home. That cost ranges from around $65 to $125

Combo Plan
Monthly
Annually
Top Five Average
$56
$672
Q.

How do I choose a good home warranty?

A.
Here are a few simple steps to take to make sure you are getting the right home warranty for your needs.

  1. Read the reviews. What are the most important appliances and systems that you want to have protected in your home? Which home warranty companies are operating in Pennsylvania? 
  2. Get several quotes. You’ll want to get quotes on pricing for two or three of your top home warranty companies to be sure you are getting the best deal.
  3. Read the fine print. What does the service contract say about exclusions and coverage limits? Like any agreement, you’ll want to understand the details before signing and making that first payment.