Top Best Home Warranty Companies In Oklahoma Review

The state of Oklahoma can offer affordable housing, plenty of great neighborhoods, and space to build or purchase a property. Oklahoma offers homeowners some tremendous benefits, but the stress of keeping all systems and appliances working can be a lot. If you are looking for the best home warranty company in Oklahoma, we have you covered. 

In this guide, we will cover . . . 

  • What is a home warranty?
  • Why should you have home protection on your home? 
  • What should you look for when purchasing a home warranty?
  • The 7 best home warranty companies in 2021
  • And much more!

Oklahoma has four seasons, and these seasons are going to greatly impact the way a home warranty functions and how it can help you as a homeowner. In the summer, your HVAC system will need to be in excellent working condition, and in the winter, a heater breakdown could lead to major issues. Home warranties will help ensure that your Oklahoma home is always functioning and livable. 

Home warranty companies help you save money on expensive home repairs and replacements. They also allow you to enjoy peace of mind while owning your home. If you are looking for the best home warranty companies in Oklahoma, we have all the information you need.  

Editor's Choice
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer
Best Overall
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Most Affordable
96.1

$200 Off + FREE Bonus Month
Claim Offer

Best Home Warranty Companies in Oklahoma

  # 1 Our Top Choice American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 2 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 3 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  # 4 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 5 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 6 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First American Home Warranty
Editorial Rating 94.9
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Compare Oklahoma Home Warranty Providers

ProviderVisit SiteBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantySiteBest Overall$40 - $48$85B-
American Home ShieldSiteMost Customizable$50 - $60$75 - $150B
Select Home WarrantySiteMost Affordable$36 - $38$60B
Liberty Home GuardSiteBest Reviewed$40 - $60$60A
Cinch Home ServicesSiteBest Workmanship$28 - $40$100 - $150A-
First Premier Home WarrantySiteBest Coverage$45$75B-
ServicePlus Home WarrantySiteBest Emergency Service$41 - $45$75 - $125A

Oklahoma Home Warranty Costs 

The decision to purchase a home warranty for your Oklahoma home will often come down to the costs associated with the plan. An Oklahoma home warranty will vary in price because of monthly charges, service fees, and coverage caps. It is essential to understand home warranty pricing and how it can impact you as a homeowner. At Review Home Warranties, we found that it would help Oklahoma homeowners understand the average costs associated with a home warranty plan. We have done in-depth research to give you the most up-to-date average home warranty costs on the market. Regardless of the type of home you live in, these average costs are essential to understand before purchasing your policy.

Type

Average Annual Premium

Overall

$732.68

Single Family Home

$608.56

Multi-Family

$1,083.26

Townhome

$495.30

Condo

$611.58

Home Over 5,000 sq ft

$1,294.73

Home Under 5,000 sq ft

$652.83

Oklahoma Home Warranty Companies Reviews

At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top seven home warranties for Oklahoma homeowners. When comparing Oklahoma home warranties, we had to look at things like coverage costs, customer service, service fees, BBB ratings, plan choices, workmanship guarantees, and more. Here are our reviews of the top 7 best home warranty companies in the state of Oklahoma.   

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Oklahoma. One of the things that make Choice Home Warranty stand out is the simplicity of the policy contract. With Choice Home Warranty, you will always feel as though they are on your side and willing to help in your home warranty journey. The Choice Home Warranty does not have a fine print or tricky policies that will leave you feeling scammed. With 13 years in the home warranty industry, Choice has also developed a reputation for having excellent customer service and impressive combo plan choices. 

Pros

Cons

Comprehensive plan options

It won’t allow for custom plan build-out

Simple contract

 

Fair overall pricing

 

Reasonable service fees

 

Good sign-on incentive 

 

 Plans and Pricing 

Even though the Choice Home Warranty only offers two plan options, they are still clearly our best overall choice for a home warranty. The Basic Plan and the Total Plan will have both systems and appliances covered as part of the home warranty. Many other home warranty companies will have you pay a premium for this. 

Plans

Cost Per Month

Services Fee

Basic Plan

$42

$85

Total Plan 

$50 

$85 

Coverage

Choice Home Warranty has coverage caps associated with its policy that will reach $3000. The higher coverage caps mean that the overall value of the home warranty policy is considerably better. Some of the coverages that Oklahoma homeowners take full advantage of include... 

  • Plumbing system 
  • Washing Machine
  • Water Heater
  • HVAC system
  • Oven   

What Customers Are Saying: 

“I purchased this warranty for my house thinking that it was not a good idea spending over 400! 6 months later, my furnace stopped working. They told me I need a new one! It was going to be over $5,000. My warranty is covering $3,000!! I will not stop buying this warranty every year! Recommend buying this warranty.” Source

2. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for Oklahoma homeowners. No two Oklahoma homes are exactly the same, and this is where it pays to have a home warranty that is custom fit to the specific needs of your Oklahoma home. With an Oklahoma home warranty from American Home Shield, you can add or subtract coverages to ensure that the plan fits your specific needs. The American Home Shield plan has more than 50 years of industry experience, and they know exactly how to help when a situation comes up. Although some of the American Home Shield plans are a bit more expensive, expect a great value. 

Pros

Cons

Been around for more than 50 years

A premium-priced policy 

Built out custom plans and add on options

 

Customizable pricing 

 

Add on coverage choices

 

Plans & Pricing

There are three American Home Shield plans on the market. The Platinum Plan is one of the most comprehensive and expensive home warranty plans in Oklahoma. If you have a high-end home and want complete peace of mind, this would be an excellent plan to consider. 

Plan

Monthly Cost

Service Fee

Silver Plan

$45

$75-$125

Gold Plan 

$55

$75-$125

Platinum Plan

$79

$75-$125

Coverage 

Similar to Choice Home Warranty, American Home Shield has some of the best home warranty coverage on the market. Most of the coverage caps are over $2000 and provide tremendous value. There is no debating the fact that this is a high-end home warranty. The most popular home system and appliances covered in the AHS plan are... 

  • Heating system 
  • Refrigerator
  • Dishwasher 
  • Oven
  • Garbage DIsposal 

What Customers Are Saying

The technician arrived on time he serviced the air conditioner in a timely fashion tell me what the problems were and how to resolve them and also offered to help me do what was necessary to make the air conditioner work at his best spoke to me and helped me understand everything and the price was right as well” Source

3. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Oklahoma. For many first-time homebuyers or those on a budget, a home warranty can be expensive. Sometimes, it is difficult to invest in a plan, but Select Home Warranty makes things much more affordable. With the Select Home Warranty company being on the market for more than nine years, they have a great base of impressive technicians and repair personnel in place. In addition, all of the Select Home Warranty policies come with free roof leak coverage.  

Pros

Cons

Impressive customer service

Lower policy limits

Clearly defined coverages and exclusions

Not great for high-end appliances and systems

High workmanship quality 

 

Straightforward policy choices 

 

Plans and Pricing

When you look at the plan options for Select Home Warranty, you can see that the Platinum Care plan stands out as having some of the best overall coverage. For just a few dollars more per month, Platinum Care combines all the coverages of the Gold Care and Bronze Care plan. 

Plan

Monthly Fee

Service Fees

Gold Care

$41 

$65

Bronze Care

$41

$65

Platinum Care

$47

$65

Coverage: 

The Select Home Warranty has slightly lower policy limits than some other plans on the market. This is partly how the Select Home Warranty helps to keep its policy pricing down. Some of the coverages that Oklahoma homeowners are taking advantage of as part of their plan include . . . 

  • Heating systems 
  • Cooktops
  • Ceiling fans
  • Refrigerators 
  • Electrical systems 

What Customers Are Saying

The technician that serviced my appliance was awesome. He called to see if he could come earlier, and I agreed. He was very professional and didn’t take a long time. He was all about his business. I will recommend Select Home very highly.” Source

4. Best Reviewed: Liberty Home Guard 

The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of Oklahoma. With the Liberty Home Guard home warranty only having two years of experience in the industry, their BBB rating of an A is quite impressive. Liberty Home Guard offers some of the most extensive add-on coverage choices on the market. If you have a sprinkler system, central vacuum, or an extra refrigerator, this is a plan that you may want to consider purchasing. 

Pro

Cons

BBB Rating of an A

Option plan choices are a bit higher in price

Overall fair pricing

The price increases quite a bit for comprehensive plans 

60 Day workmanship guarantee

 

Add on coverage list is extensive 

 

Plans and Pricing

The reviews for Liberty Home Guard are all quite good, and you will see that Total Home Guard is the most popular choice for Oklahoma homeowners. With Total Home Guard, the combination of systems and appliances in the plan help to make a plan with a lot of value. 

Plans

Monthly Fees

Service Fees

Appliance Guard

$40

$60

Systems Guard 

$45

$60

Total Home Guard

$49.99

$60

Coverage: 

As great as it is for Liberty Home Guard to have all of these extra options and features with their add-on coverage, they will come at a cost. The Liberty Home Guard policy gets quite expensive when the add-on features are put into place. Many Oklahoma homeowners choose Liberty Home Guard coverages such as . . .

  • Garbage disposal
  • Washer
  • Air Duct
  • Water Heater 
  • HVAC

What Customers Are Saying: 

“After having great difficulty with another home warranty company, I reached out to Liberty Home Guard for information concerning their policies. I was so pleased to speak with representative *************************** who clearly explained their policy details and signed me up with ease. He went above and beyond to make services and costs clear and ensured that I understood before ending the call. I'm very grateful to have found this home warranty company.”  Source

5. Best Emergency Service: ServicePlus Home Warranty 

ServicePlus Home Warranty is the best option for emergency service in Oklahoma. When those first winter storms roll in it is essential to have a home warranty plan that can quickly respond to your needs for a working heating system. Some SErvicePlus Home Warranty service calls are completed in under 24 hours. Speed of service is an important factor to keep in mind when choosing a plan. In addition, ServicePlus Home Warranty has a very strong and extensive network of home warranty technicians. 

Pros

Cons

High-quality service technicians

Emergency service will have an upcharge

Simple contracts

 

Fastest service on the market 

 

An extensive network of technicians 

 

Plans and Pricing

The two plan options from ServicePlus home warranty make your decision-making process quite a bit easier. In addition, the overall pricing of the ServicePlus home warranty is quite fair. 

Plans

Monthly Fee

Service

Gold Plan

$42

$75

Platinum Plan 

$46

$75

Coverage

The ServicePlus home warranty plans do not come with the highest coverage caps on the market. However, the service being fast has a tremendous amount of value associated with it.  Some of the most popular covered items under the Platinum Plan are . . .

  • Dishwasher
  • Garbage disposal
  • Electrical system
  • Plumbing System  
  • Refrigerator 

What Customers Are Saying:

“I've had my central heat and air unit go out, my dryer quit heating, and my washer quit spinning all within a two-year period. Every time, Total Home Protection has done a great job at sending experienced techs out to fix the problem. If it weren't for THP, I would have been out a lot of money. Total Home Protection is a wise choice for a home buyer!” Source

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Oklahoma homeowners that need extensive coverage. If you are looking for coverage for many appliances and systems, the FIrst Premier Home Warranty is the best option out there. This is a newer company with not as much time in the industry, but an A BBB rating shows they are doing something right. The modern technology that First Premier Home Warranty has put into place ensures that you will have no issues submitting and checking up on a claim. 

Pros

Cons

BBB Rating of A-

Short time on the market 

A newer company that is continually improving 

Not everyone wants to pay upfront for the year

Low costs if you pay upfront 

 

Modern technology and systems in place 

 

Plans & Pricing 

There are two plans from First Premier Home Warranty. The plans are both going to have extensive coverage and very fair-priced service fees. Most Oklahoma homeowners choose the Platinum Plan as it provides coverage for a vast, part of the home. 

Plan

Monthly Fee

Service Fee

Premier Plan

$43

$75

Platinum Plan 

$50

$75 

Coverage

The coverage for the First Premier Home Warranty policies includes both systems and appliances. The Premier Plan is considered to be the basic plan, yet it has more than 15 covered items. Remember that First Premier Home Warranty offers a wide range of coverage, but coverage caps are a bit lower. Choose your home warranty policy based on the things that matter to you as a homeowner. Some of the coverages that Oklahoma homeowners tend to take advantage of are the . . .

  • Refrigerators
  • Oven
  • Water heater
  • Plumbing system
  • Stovetop 

What Customers Are Saying 

“Great and reliable company. Waited to do this after my service request, they showed up on time and got me approved for a new microwave!” Source 

7. Best Workmanship: Cinch Home Services 

The Cinch Home Services warranty offers the best workmanship for Oklahoma homeowners. With Cinch Home Services having more than 40 years in the home warranty industry, they are true leaders. The great thing about Cinch Home Services is that your repair or replacement is always handled by a professional that understands the industry fully. A 180-day workmanship guarantee is by far the most extensive in the industry. If you are a Cinch Home Services customer you can have peace of mind about the way your repair request is going to be handled. 

Pros

Cons

Long history in the home warranty business

Higher service fees 

180-day workmanship guarantee

Negative customer reviews

Moderately priced plans to choose from 

 

Plans and Pricing

There are three Cinch Home Services plans to choose from. The Complete Home Plan is the best overall choice as it has a great deal of appliances and systems covered under the plan. The service fees from Cinch Home Services are always a little higher because of the impressive workmanship. 

Plans

Monthly Fees

Service Fee

Appliances plan

$44.99

$100-$150

Built-In System plan

$51.99

$100-$150

Complete Home Plan

$61.99

$100-$150

Coverage

The coverage for Cinch Home Services plans is quite broad. Most of the coverage caps under the Cinch Home Services plan are a bit lower, yet still enough to help with a replacement should an issue come up. Some of the most popular coverages for Oklahoma homeowners under the Cinch Home Services policies include . . . 

  • Septic tank
  • Sump Pump 
  • Ice Maker
  • Refrigerators
  • Plumbing System  

What Customers Are Saying

I had an amazing experience when needing to get a new water heater. I worked with Lowes Plumbing, who was very professional. I received a new water heater under the Complete Home plan. Kudos to everyone involved.” Source

Home Warranty Coverage in Oklahoma Cities

What You Should Consider Before Buying A Home Warranty in Oklahoma

There are some very important considerations for Oklahoma residents looking to purchase a home warranty. If you are going to try and narrow down these top seven companies to the best overall, it takes a bit of time and research. There are many factors that set one company apart from another, yet three of the most important are coverage caps, service fees, and BBB ratings. Here is how these home warranties are going to impact your home warranty decision. 

Coverage Caps 

The coverage cap is the most your home warranty policy will payout for a repair or a replacement. The coverage caps typically range in price from around $300 up to $3000. If your Oklahoma home has high-end systems and appliances, high coverage caps are a must. The value of a home warranty plan is increased greatly by having a higher coverage cap. 

Service Fees 

The service fees are the prices that are paid each time a repair or replacement is needed. To have the repair technician come to your Oklahoma home, the service fee needs to first be paid. Service fees will range in price from around $60 to more than $150. Sometimes higher service fees are associated with lower monthly payments. 

BBB Ratings

The BBB ratings are a great way to judge how a home warranty company will care for its customers. The BBB ratings often have review information to give you a better feel for how the company conducts business. This information is beneficial and should be looked at before investing in the company. Many of the home warranty companies on our list have BBB ratings of A or B. 

Home Warranty Tips for Oklahoma Residents

When choosing a home warranty in Oklahoma, it is essential to consider the local conditions. As you move from one state to another and even when moving across the state to areas like Tulsa, Norman, and Lawton, the needs of your Oklahoma home can change. 

Things like the age of your house and the age of your systems and appliances will come into play. However, so will the climate and the temperature. 

Not only does the age of the house play a role in which home systems and appliances should be covered, but also the climate may contribute to the normal wear and tear of these items. Oklahoma is located in a transition zone between the humid continental climate to the north, semi-arid climate to the west, and humid subtropical climate in the state’s central, south, and eastern portions.

This combination of climates creates weather that can change drastically over a very short period of time. For example, the date of November 11, 1911, is well-known in Oklahoma history for breaking the record high temperature of 83°F in Oklahoma City in the afternoon and dropping down to a record low of 17°F at midnight. Oklahoma’s highest-recorded temperature of 120°F was recorded at Tipton on June 27, 1994, and the lowest recorded temperature of -31°F was recorded at Nowata on February 10, 2011.

For Oklahomans looking for a home warranty, such weather patterns mean that both their heating systems and air conditioners should always be in good operating condition. One of the best home warranty companies in Oklahoma, American Home Shield, covers up to two units for both air conditioning and heating systems that are designed for residential use only.

The humid subtropical climate of central, southern, and eastern Oklahoma is influenced heavily by southerly winds bringing moisture from the Gulf of Mexico. Humid weather may have a detrimental effect on the normal wear and tear of electrical appliances, so protecting them under a home warranty would make sense.

As you can see, Oklahoma residents will benefit greatly from having a home warranty in place. It doesn’t matter if you are located in Stillwater, Enid, or Shawnee; an Oklahoma home warranty can save a great deal of money. 

Home Warranty Regulations in Oklahoma

It is always good to know which authorities regulate the operation of any company you are dealing with. In the case of the home warranty companies servicing Oklahoma, the supervising authority is the Insurance Commissioner of the State of Oklahoma. All home warranty companies must be registered as home service contract providers as defined in O.S. Title 36 §6752 in accordance with the provisions of the Oklahoma Insurance Code, O.S. Title 36 §101.

Final Thoughts

Hopefully, you now feel as though you are ready to purchase an Oklahoma home warranty. There are so many great options on the market to choose from, but Choice Home Warranty stands out as the best overall. Choice Home Warranty is a plan that has been on the market for more than 13 years, and they continue to provide solutions and help to Oklahoma homeowners. If you are looking for a plan with very basic and straightforward options and coverages, the Choice Home Warranty is the best choice. The plan will help you save money and have peace of mind about your Oklahoma home. Even with Choice Home Warranty being the best overall choice, it makes sense to get several quotes from other home warranty companies on our list.

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Oklahoma Homeowners and Home Buyers

  • Oklahoma Housing Finance Administration: For first-time homebuyers and those who are lower-income, the Oklahoma Housing Finance Administration offers payment assistance for mortgages and down payments. If you have questions about home financing, this website can help. 
  • Homeownership Assistance Oklahoma: The US Department of Housing and Urban Development will help Oklahoma homeowners considering purchasing a home or trying to stay in their home during a difficult economic time. This is a federal agency that can offer assistance throughout the United States. 
  • Oklahoma Rural Development Assistance: The state of Oklahoma has quite a bit of rural land. With the Oklahoma Rural Development Assistance, you can get help and assistance developing this rural land and creating an Oklahoma homestead. 
  • Oklahoma City Housing and Neighborhood Agency: Oklahoma City is a popular place for many new homeowners. However, ensuring that you understand what goes into purchasing an Oklahoma home is essential, the Oklahoma City Housing and Neighborhood Agency will assist with all housing and education needs. 
  • Tulsa Housing Initiative: For those living in Tulsa, the Tulsa Housing Initiative can help ensure that you find access to affordable housing and the resources you need. Oklahoma homeowners need to research both local and statewide resources when searching for homes. 

Recap of Our Top Picks In Oklahoma

  # 1 Our Top Choice American Home Shield
Editorial Rating 97.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 2 Select Home Warranty
Editorial Rating 96.50
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 3 Liberty Home Guard
Editorial Rating 96.10
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  # 4 ServicePlus Home Warranty
Editorial Rating 95.50
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 5 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Choose your own service fee!
  • Multiple optional coverage items
  • Limited plan selection
  • Online chat not supported
  # 6 Cinch Home Services
Editorial Rating 95.00
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First American Home Warranty
Editorial Rating 94.90
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy

Nearby States

All states
Home warranty Kansas 39 companies available
Kansas Home Warranty
Home warranty Texas 52 companies available
Texas Home Warranty
Home warranty Arkansas 33 companies available
Arkansas Home Warranty

Frequently Asked Questions in Oklahoma

Below are just some of the frequently asked questions we receive about home warranties in Oklahoma.

Q.

Is an Oklahoma home warranty worth it?

A.
How do you manage home maintenance? Unless you have thousands of dollars to spend at a moment’s notice, the breakdown of a major system or appliance can be a challenge to your budget.

A home warranty can be one way of avoiding a costly repair or replacement on an appliance or system in your Oklahoma home. The best thing about a home warranty is that it covers the potential for multiple systems or appliance failures under one service agreement. 
Q.

What are the best home warranty companies in Oklahoma?

A.
In our research, we sift through data on nearly 70 home warranty companies operating throughout the United States. For your home in Oklahoma, here are our top five picks:

  1. American Home Shield
  2. Select Home Warranty
  3. Liberty Home Guard
  4. Cinch Home Services
  5. First American Home Warranty
Q.

What do home warranties cover?

A.
A home warranty covers failures and malfunctions of common home appliances and systems due to everyday wear and tear.

The most common appliances covered include:

  • Refrigerator
  • Range/Oven/Cooktop
  • Dishwasher
  • Built-in Microwave
  • Clothes Washer
  • Clothes Dryer

The most common systems covered include:

  • Heating and Air Conditioning (HVAC) including ductwork
  • Plumbing, including stoppages
  • Electrical
  • Water Heater

You can also frequently get coverage as an optional add on for things like:

  • Pool/Spa
  • Septic Pump
  • Sump Pump
  • Limited Roof Leaks

Coverage varies among the various providers, so look at the plans carefully for what is included in the plans you are most interested in.
Q.

How much does a home warranty cost?

A.
Depending on the plan you choose, a home warranty can cost very little. First American has a Basic Plan for as little as $32 per month. For a Combo Plan that includes a long list of systems and appliances in your home, you can expect to pay between $50 and $70 per month. 

Combo Plan 
Monthly
Yearly
Top 5 Provides Average
$59
$708

Another cost to keep in mind is the service call fee. This is the cost each time you contact the home warranty company with a claim and they send a licensed contractor to assess the situation. The service call fee ranges from $60 to $125. Usually, the higher the service call fee, the lower the monthly premium.
Q.

How do I choose a good home warranty?

A.
There is a lot to think about in choosing the right home warranty for your needs. Here are three steps that will help:

  1. Examine the data - Do what you are doing right now, looking at the providers available in your area, what they offer, and their reputation. 
  2. Get multiple quotes - This is an important step. As you narrow down your options to the top 3 or so, be sure to get a quote for the coverage you are looking for, so you can compare prices and coverage for your top picks.
  3. Read the service agreement - Make sure you understand what is and is not covered in the service contract with the home warranty company. Knowing what to expect will help you avoid confusion if and when you make a service call.