Top Best Home Warranty Companies In Oklahoma Review

Written By: Amy Galloway

Edited by: Andrew Dunn

As an Oklahoma homeowner, whether located out in the drier plains, up in the Arbuckle Mountains, or in the vibrant Oklahoma City, you know that this midwestern state has a lot to offer. From being the top 7th most affordable state to having plenty of great neighborhoods for raising a family, to the infamous art deco architecture of Tulsa, there are many benefits of homeownership in OK. However, being a state known for its tornadoes and frequent weather changes, the stress of keeping all systems and appliances working can be taxing. If you are looking for the best home warranty company in Oklahoma, we have you covered. 

In this guide, we will cover . . . 

  • What is a home warranty in Oklahoma?
  • Why should you have home protection on your home? 
  • What should you look for when purchasing a home warranty?
  • The 7 best home warranty companies in 2023
  • And much more!

Oklahoma has four seasons, and these seasons are going to greatly impact the way a home warranty functions and how it can help you as a homeowner. In the summer, your HVAC system will need to be in excellent working condition, and in the winter, a heater breakdown could lead to major issues. Home warranties will help ensure that your Oklahoma home is always functioning and livable. 

Home warranty companies help you save money on expensive home repairs and replacements. They also allow you to enjoy peace of mind while owning your home. If you are looking for the best home warranty companies in Oklahoma, we have all the information you need.  

Editor's Choice

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Best Overall

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Most Affordable

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Best Home Warranty Companies in Oklahoma

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.5
  • All plans have comprehensive coverage. Most other home warranty plans cover either just systems or just appliances.
  • Choice’s coverage caps are $3,000 per item, per year for most major systems and appliances beating the industry average.
  • Choice Home Warranty doesn't exclude older homes, so you can still get coverage regardless of the age of your property.
  # 2 Liberty Home Guard
Editorial Rating 98
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • 60-day workmanship guarantee compared to the average of 30 days.
  • More than 20 options, including window washing, swimming pools, and irrigation.
  • 24/7 service calls
  # 3 American Home Shield
Editorial Rating 97.6
  • With over 52 years of experience and 1.7 million customers AHS has a long history in the industry.
  • American Home Shield, lest you choose a service fee that works for your budget.
  • Coverage caps for systems are unlimited across all three plans and are either $3000 or $6000 for appliances.
  # 4 Select Home Warranty
Editorial Rating 97.2
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • Must file claims within 3 days
  • $75 cancellation fee
  • Save up to $150 on a new plan
  • Choose your own service fee!
  • Lower chance of claim denial
  • Higher fee for contract transfer
  • Higher cancellation fee
  # 6 First American Home Warranty
Editorial Rating 94.9
  • Best Customer Service 2020
  • $100 Instant Online Discount
  • Plans from $25/m
  • Automatically renewed policy
  # 7 Cinch Home Services
Editorial Rating 96.5
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • Thousands of reliable & fast local service providers
  • 24/7 customer service
  • Low cancellation fee

Disclosure: has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 7 Best Home Warranty Companies in Oklahoma

Compare Oklahoma Home Warranty Providers

ProviderBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantyBest Overall$45 - $53$85D+
Liberty Home GuardBest Customer Service$45 - $54$75A-
American Home ShieldMost Customizable$25 - $75$75 - $125B
Select Home WarrantyMost Affordable$44 - $48$60B-
Americas First Choice Home ClubBest For Customization$46 - $68$75 - $125B
First American Home WarrantyBest Appliance Coverage$52-$77$75 - $125B
Cinch Home ServicesBest Add On Coverage$45 - $62$100 - $150B

Oklahoma Home Warranty Costs 

The decision to purchase a home warranty for your Oklahoma home will often come down to the costs associated with the plan. An Oklahoma home warranty will vary in price because of monthly charges, service fees, and coverage caps. It is essential to understand home warranty pricing and how it can impact you as a homeowner. At Review Home Warranties, we found that it would help Oklahoma homeowners understand the average costs associated with a home warranty plan. We have done in-depth research to give you the most up-to-date average home warranty costs on the market. Regardless of the type of home you live in, these average costs are essential to understand before purchasing your policy.


Average Annual Premium



Single Family Home








Home Over 5,000 sq. ft.


Home Under 5,000 sq. ft.


Oklahoma Home Warranty Companies Reviews

At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top seven home warranties for Oklahoma homeowners. When comparing Oklahoma home warranties, we had to look at things like coverage costs, customer service, service fees, BBB ratings, plan choices, workmanship guarantees, and more. Here are our reviews of the top 7 best home warranty companies in the state of Oklahoma.   

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Oklahoma. One of the key highlights that make Choice Home Warranty stand out is the simplicity of the policy contract. With Choice Home Warranty, you will always feel as though they are on your side and will work with you to make sure you get your breakdowns serviced ASAP. Choice Home Warranty does not have a contract filled with fine print or tricky policies that will leave you feeling scammed. With 13 years in the home warranty industry, Choice has also developed a reputation for having excellent customer service and impressive combo plan choices. 



Comprehensive plan options

It won’t allow for custom plan build-out

Simple contract


Fair overall pricing


Reasonable service fees


Good sign-on incentive 


Plans, Pricing and Coverage

Even though the Choice Home Warranty only offers two plan options, they are still clearly our best overall choice for a home warranty. The Basic Plan and the Total Plan will have both systems and appliances covered as part of the home warranty. The Basic plan has limited coverage, but runs for as low as $45 per month. The Total Plan is the most popular plan for homeowners and comes in at just under $54 per month. Choice Home Warranty also offers generous coverage caps up to $3,000 per item. The service call fee associated with Choice's policies is $85 per visit. 

Here's a closer look at Choice's Home Warranty's plan options:

  • Basic Plan ($45 per month): The Basic Plan offered by Choice is a basic plan with 13 total appliances and systems included. Those items are ceiling fans, ductwork, cooktop exhaust fans, dishwasher, garbage disposal, electrical system, garage door opener, ductwork, heating system, oven, microwave, plumbing system, toilet, and water heater.
  • Total Plan ($53.33 per month): The Total Plan offers better coverage to Oklahoma homeowners. This plan covers all 13 of the items included in the Total Plan plus four more essential coverages: washer, dryer, refrigerator, and air conditioner. These extra coverages are important to many OK customers of Choice. 
  • Optional add-ons: Choice offers nine optional add-ons  including roof leaking, central vacuum, well pump, septic tank, sump pump, pool and spa, and stand-alone freezer. 


Cost Per Month

Service Fee

Basic Plan



Total Plan



What Customers Are Saying

"On a Saturday night my furnace stopped working. Very cold outside. I contacted Choice and within minutes had a response from a tech who came out Sunday morning and fixed the issue. Coming out on a Sunday would have normally cost a small fortune, but it cost me the $60 charge per the agreement. Thanks CHOICE for your fast response. The tech who came out was excellent."Mike B.

Find our more information on our Choice Home Warranty Review.

2. Best Reviewed: Liberty Home Guard 

Liberty Home Guard is an excellent choice for those looking for a valuable and highly rated company in Oklahoma. With the Liberty Home Guard only having two years of experience in the industry, their BBB rating of an A is quite impressive. Many of the several hundred positive reviews speak highly of Liberty's customer service representatives, low claim denial rate, and high-quality technicians. Additionally, Liberty Home Guard offers some of the most extensive add-on coverage choices on the market with over 20 items offered. If you have a sprinkler system, central vacuum, or an extra refrigerator, this is a plan that you may want to consider purchasing. 



BBB Rating of an A-

Option plan choices are a bit higher in price

Overall fair pricing

The price increases quite a bit for comprehensive plans 

60 Day workmanship guarantee


Add on coverage list is extensive 


Plans, Pricing and Coverage

Liberty Home Guard offers three plan options: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers appliances for $44.99 per month, whereas Systems Guard costs $49.83 per month. The most popular plan is Total Home Guard. With Total Home Guard, you'll get coverage on both appliances and systems for $54.33 per month. Although monthly premium pricing may seem high, Liberty offers a lower service fee of $75 and has high coverage caps up to $3,000. Liberty Home Guard also has a highly rated service guarantee, so you know that covered items will get serviced when needed.

Here are more details on Liberty Home Guard's plans:

  • Appliance Guard ($44.99 per month): This plan offers coverage on 11 basic home appliances. The included items are cooktop exhaust fan, refrigerator, ceiling fans, garage door opener, garbage disposal, microwave, clothes washer, clothes dryer, oven, dishwasher, and refrigerator ice-maker. 
  • Systems Guard ($49.83 per month): This plan comes with coverage on nine home systems. The coverages are toilet, air conditioner, plumbing and plumbing stoppages, heating system, ductwork, electrical, bath exhaust fan, and water heater. For basic systems coverage, this is an excellent choice.
  • Total Home Guard ($54.33 per month): The Total Home Guard plan covers all of the major home systems and appliances covered in Systems Guard and Appliance Guard. There are 20 total appliances and systems covered under this plan. Most of the appliances have high coverage caps at $1,600, with some systems having annual limits up to $2,500. 
  • Optional add-ons: For $39.99-$249.99 per year, Liberty Home Guard has an extensive list of over 20 add-ons including some unusual options such as re-key service, pest control, gutter and floor cleaning, lawn sprinklers, and wine refrigerator. 


Cost Per Month

Service Fee

Appliance Guard



Systems Guard



Total Home Guard



What Customers Are Saying: 

“It feels good having them on speed dial. Ive called Liberty Home Guard for a ton of different issues, from getting my carpets cleaned to fixing my refrigerator and it really feels good to know that I have one central place to call whenever I need any home related help. I even asked Liberty if they knew of or could help me with any general contractors for a kitchen renovation I want to do, and while they said they didn't, they did say they are working on a solution for that. I have been using Liberty for close to four years now and I am definitely happy with the investment. I highly recommend their services to most homeowners as they save you a lot of time and effort.– Franklin L.

Read our Liberty Home Guard Review for more information.

3. Most Customizable: American Home Shield 

American Home Shield is the most customizable home warranty company for Oklahoma homeowners. No two Oklahoma homes are exactly the same, and this is where it pays to have a home warranty that is custom fit to the specific needs of your Oklahoma home. With an Oklahoma home warranty from American Home Shield, you can add or subtract coverages to ensure that the plan fits your specific needs. American Home Shield has more than 50 years of industry experience, and they know exactly how to help when a situation comes up. Although some of the American Home Shield plans are a bit more expensive, expect a great value with AHS. 



Been around for more than 50 years

A premium-priced policy 

Built out custom plans and add on options


Customizable pricing 


Add on coverage choices


Plans, Pricing and Coverage

There are three American Home Shield plans on the market: ShieldSilver, ShieldGold and ShieldPlatinum. ShieldPlatinum is one of the most comprehensive and expensive home warranty plans in Oklahoma. If you have a high-end home and want complete peace of mind, this would be an excellent plan to consider. However, the lower-tiered plans, ShieldSilver and ShieldGold, offer excellent value and are more affordable at as low as $25.82 and $45.82, respectively. AHS allow for a customizable service fee of $75, $100 or $125. However, when you choose a lower service fee, your monthly premium will be higher and vice versa. 

Take a closer look at AHS's policy options (note: these prices are based on a $100 service fee):

  • ShieldSilver™ ($35.82 per month): ShieldSilver offers basic systems coverage on 17 systems. These include systems such as ductwork, air conditioning, water heater, electrical system, plumbing, heating system, smoke alarms, garage door opener, doorbells, and more.
  • ShieldGold™ ($55.82 per month): ShieldGold features a basic-level coverage on 23 systems and appliances. This plan includes many of the items in ShieldSilver, plus several appliances including microwave, clothes washer, dishwasher, clothes dryer, oven, and refrigerator. 
  • ShieldPlatinum™ ($85.82 per month): This is the most popular plan for homeowners in Oklahoma; it offers comprehensive coverage on 27 systems and appliances. ShieldPlatinum covers all 23 items included in ShieldGold plus locksmith, water dispenser, and garbage disposal. As a bonus, this plan also comes with a $1000 credit toward unexpected costs and free HVAC tune-up.
  • Optional add-ons: The six additional coverages offered by American Home Shield are pool, septic system, spa, television, PC, and well pump.


Cost Per Month

Service Fee



$75 - $125



$75 - $125



$75 - $125

What Customers Are Saying

“On a Sunday in January, the inner window of my oven exploded. I called AHS, made arrangements for the deductible payment and in less that 30 minutes had been assigned to a vendor. In less than a week, the technician was in my home diagnosing the problems. The parts needed to be ordered and would take a few days to get here. In just eleven days, my oven was fixed and back in service. My previous Warranty company took over 2 months to fix my washer, charged me twice to have the same company come out, and really did not seem to care if my washer ever got fixed. Dealing with American Home Shield has been a much better experience. I recommend this Warranty Company to anyone who is needing this type of insurance." - Loran V.

Read our full American Home Shield Review to learn more.

4. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty provider in Oklahoma. For many first-time homebuyers or those on a budget, a home warranty can be expensive. Sometimes, it is difficult to invest in a plan, but Select Home Warranty makes things much more affordable. All plans come with a monthly premium under $48 per month and an industry-lower service fee. With Select Home Warranty being on the market for more than nine years, they have built a base of impressive technicians and repair personnel across the United States. In addition, all of the Select Home Warranty policies come with free roof leak coverage.  



Impressive customer service

Lower policy limits

Clearly defined coverages and exclusions

Not great for high-end appliances and systems

High workmanship quality 


Straightforward policy choices 


Plans, Pricing and Coverage

Select Home Warranty offers three plan options: the Bronze Care plan for appliances, the Gold Care plan for systems, and the Platinum Care Plan which offers comprehensive coverage on both appliances and systems. Bronze Care and Gold Care are the same price, costing just under $45 per month. When you look at the plan options for Select Home Warranty, you can see that the Platinum Care plan stands out as having some of the best overall coverage. For just a few dollars more per month at around $48 per month, Platinum Care combines all the coverages of the Gold Care and Bronze Care plan. Select Home Warranty has an extremely affordable service fee of just $60 per technician visit.

Take a closer look at Select Home Warranty's plans:

  • Bronze Care Plan ($44.42 per month): The Bronze Care Plan covers seven appliances including garbage disposal, dishwasher, clothes dryer, microwave, oven, refrigerator and clothes washer. Many of these appliances come with a lower coverage cap of $500 due to the low monthly cost.
  • Gold Care Plan ($44.42 per month): This plan features coverage on six major home systems. Those included are plumbing systems, air conditioner, heating, electrical, ductwork, and water heater. Some important coverages in this plan like your HVAC system come with a much higher annual limit of $2,000. 
  • Platinum Care Plan ($47.75 per month): The Platinum Care plan is the most popular plan amongst Oklahoma homeowners. As the most comprehensive option, this plan covers all seven appliances in the Bronze Care Plan and the six systems covered in the Gold Care Plan plus three more. The additional coverages are garage door opener, ceiling fans, and plumbing stoppages.
  • Optional add-ons: Select Home Warranty offers a few add-on coverages including pool, spa, central vacuum, lawn sprinklers, stand-alone freezer, septic system, well pump, and sump pump. 


Cost Per Month

Service Fee

Gold Care



Bronze Care



Platinum Care



What Customers Are Saying

"I am very happy with this service. I am having them for 2 my houses and used already for both. The technicians came on time, very professional and helpful. They replaced the parts of dishwasher and now it’s working great. I am still waiting for the parts for my fridge." - Natalie S.

For more information read our Select Home Warranty Review.

5. Best Workmanship: Cinch Home Services 

Cinch Home Services offers the best workmanship guarantee for Oklahoma homeowners. With Cinch Home Services having more than 40 years of experience, the company is a true home warranty industry leader. A 180-day workmanship guarantee is by far the most extensive in the industry; most other companies offer a guarantee of about 30-60 days. Another key feature of Cinch Home Services is that repairs or replacements are always handled by a professional that understands the industry fully. Cinch has built a network of over 40,000 qualified technicians across the nation. If you are a Cinch Home Services customer you can have peace of mind about the way your repair request is going to be handled. 



Long history in the home warranty business

Higher service fees 

180-day workmanship guarantee

Negative customer reviews

Moderately priced plans to choose from 


Plans, Pricing and Coverage

There are three Cinch Home Services plans to choose from: the Appliances Plan, the Built-in Systems Plan, and the Complete Home Plan. The Complete Home Plan is the best overall choice as it has coverage on 32 appliances and systems for as low as $49.99. The price of your monthly premium will depend on the service fee you choose, and Cinch has pretty expensive service fees due to the long workmanship guarantee and high coverage caps. They range from $100-$150. 

Here's a closer look at Cinch Home Service's plans (note: these prices are based on a $100 service fee):

  • Appliances Plan ($44.99 per month): The Appliances Plan covers all your necessary laundry and kitchen appliances. The included items are trash compactor, refrigerator, microwave, oven, free-standing ice maker, refrigerator ice-maker, cooktop exhaust fan, dishwasher, clothes dryer, food center, and clothes washer. This plan includes 11 items covered for as low as $34.99 per month.
  • Built-In Systems Plan ($51.99 per month):The Built-in Systems Plan covers 21 systems for as low as $39.99 per month. The included items are air conditioner, smoke alarms, central vacuum, heating system, garage door opener, electrical septic and septic tank pumping, bath exhaust fans, attic fans, water dispenser, ductwork and more.
  • Complete Home Plan ($61.99 per month): The Complete Home Plan is the best option for Oklahoma homeowners as it offers coverage on all items included the other two plans. This plan covers a total of 32 items, comes with a $500 reimbursement for homeowners insurance per contract term, and includes high coverage caps of $1,000 to $2,000 per item.
  • Optional add-ons: Due to the amount of coverage in the Complete Home Plan, Cinch has a limited list of add-ons. Cinch does offer coverage on pool, septic systems, and well-pump, as well as its Premier Upgrade Package to its customers which includes $1,000 for any unforeseen costs that may occur during a claim. 


Cost Per Month

Service Fee

Appliances Plan


$100 - $150

Built-in Systems Plan


$100 - $150

Complete Home Plan


$100 - $150

What Customers Are Saying

“I called Cinch on Wednesday morning about 2 leaks from my hot water heater. They sent a plumber that same day. He fixed the 1 leak and gave my hot water heater a through going over and recommend that they replace my hot water heater. By Friday the new one was installed."Robin S.

Read our full Cinch Home Services Review for more information.

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Oklahoma homeowners that need extensive coverage. If you are looking for coverage for many appliances and systems, First Premier Home Warranty is the best option out there. This is a newer company with not as much time in the industry, but has received a high BBB rating, which shows they are doing something right. The modern technology that First Premier Home Warranty has put into place ensures that you will have no issues submitting and checking up on a claim. First Premier's broad plans also come at an affordable cost.



No inspection is needed before the plan starts

Short time on the market 

A newer company that is continually improving 

Not everyone wants to pay upfront for the year

Low costs if you pay upfront 


Modern technology and systems in place 


Plans, Pricing and Coverage

There are two plans from First Premier Home Warranty: the Premier Plan and the Platinum Plan. The plans both have extensive coverage and very fair-priced service fees. The Premier Plan is considered the basic plan, and offers coverage on 14 items for as low as $35 per month. The Platinum plan is more comprehensive, offering coverage on 19 appliances and systems for as low as $42 per month. Most Oklahoma homeowners choose the Platinum Plan as it provides coverage for more items in the home. First Premier has a service call fee of $75. 

Take a closer look at First Premier's coverage plans:

  • Premier Plan ($40 per month): This plan covers 14 systems and appliances including ceiling fan, sump pump, cooktop exhaust, dishwasher, garbage disposal, ductwork, garage door opener, oven, microwave, electrical system, plumbing system and stoppages, trash compactor, and water heater. 
  • Platinum Plan ($48 per month): This plan offers better overall coverage. The Platinum Plan covers all 14 items in the Premier Plan plus five more coverages: air conditioning, heating system, washer, dryer, and refrigerator. If you choose to pay the annual cost of $449, you can save on this home warranty and get it for as low as $38 per month. 
  • Optional add-ons: First Premier offers several add-on coverages including roof leaks, free-standing ice maker, water softener, septic tank pumping, stand-alone freezer, refrigerator ice maker, central vacuum, well pump, lawn sprinkler, septic, spa and pool coverage.


Cost Per Month

Service Fee

Premier Plan



Platinum Plan



What Customers Are Saying 

“I've only had positive experience the entire time with First Premier, Ive been with this company for 8 months now and from the sales representative *** onto the claims representatives they've just been so easy and helpful to deal with. This is the best warranty Ive ever had cove

Nearby States

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Home warranty Texas 52 companies available
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Home warranty Arkansas 33 companies available
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Frequently Asked Questions in Oklahoma

Below are just some of the frequently asked questions we receive about home warranties in Oklahoma.


Is an Oklahoma home warranty worth it?

How do you manage home maintenance? Unless you have thousands of dollars to spend at a moment’s notice, the breakdown of a major system or appliance can be a challenge to your budget.

A home warranty can be one way of avoiding a costly repair or replacement on an appliance or system in your Oklahoma home. The best thing about a home warranty is that it covers the potential for multiple systems or appliance failures under one service agreement. 

What are the best home warranty companies in Oklahoma?

In our research, we sift through data on nearly 70 home warranty companies operating throughout the United States. For your home in Oklahoma, here are our top five picks:

  1. American Home Shield
  2. Select Home Warranty
  3. Liberty Home Guard
  4. Cinch Home Services
  5. First American Home Warranty

What do home warranties cover?

A home warranty covers failures and malfunctions of common home appliances and systems due to everyday wear and tear.

The most common appliances covered include:

  • Refrigerator
  • Range/Oven/Cooktop
  • Dishwasher
  • Built-in Microwave
  • Clothes Washer
  • Clothes Dryer

The most common systems covered include:

  • Heating and Air Conditioning (HVAC) including ductwork
  • Plumbing, including stoppages
  • Electrical
  • Water Heater

You can also frequently get coverage as an optional add on for things like:

  • Pool/Spa
  • Septic Pump
  • Sump Pump
  • Limited Roof Leaks

Coverage varies among the various providers, so look at the plans carefully for what is included in the plans you are most interested in.

How much does a home warranty cost?

Depending on the plan you choose, a home warranty can cost very little. First American has a Basic Plan for as little as $32 per month. For a Combo Plan that includes a long list of systems and appliances in your home, you can expect to pay between $50 and $70 per month. 

Combo Plan 
Top 5 Provides Average

Another cost to keep in mind is the service call fee. This is the cost each time you contact the home warranty company with a claim and they send a licensed contractor to assess the situation. The service call fee ranges from $60 to $125. Usually, the higher the service call fee, the lower the monthly premium.

How do I choose a good home warranty?

There is a lot to think about in choosing the right home warranty for your needs. Here are three steps that will help:

  1. Examine the data - Do what you are doing right now, looking at the providers available in your area, what they offer, and their reputation. 
  2. Get multiple quotes - This is an important step. As you narrow down your options to the top 3 or so, be sure to get a quote for the coverage you are looking for, so you can compare prices and coverage for your top picks.
  3. Read the service agreement - Make sure you understand what is and is not covered in the service contract with the home warranty company. Knowing what to expect will help you avoid confusion if and when you make a service call.