Are you doing your research on home warranty companies in Oklahoma? Let us help you! We have reviewed and rated the best home warranty companies in Oklahoma, compared their coverage and costs, and created reviews that will help OK customers select the plan that will cover their essential home warranty needs, and more.
- Choose your own service fee!
- 24/7 service calls
- Market veteran
- Delays in repairs reported
- Unexpected fees reported
- Higher chance of claim denial
- Limited coverage
Who needs a home warranty in Oklahoma?
Oklahoma is the 24th most populous state in the USA, and growing. According to the U.S. Census Bureau, the population in Oklahoma is 3,911,338, which is a 4.26% increase since 2010. In 2018, Oklahoma had an estimated population of 3.94 million, and almost 67% of Oklahoma residents are homeowners, i.e., current or potential home warranty customers, and this number is growing.
In 2017, there were more than 264,000 houses sold in Oklahoma, which was a 23.1% increase compared to 2016, and the median number of rooms in a house was 5.5.
The center of the population in Oklahoma is located in Lincoln County near the town of Sparks, and the most populated cities are Oklahoma City with a population of almost 640K, Tulsa with 403K, and Norman with over 122K.
Whether Oklahomans live in apartments, townhomes, or single family homes, they all can get home warranty coverage. And a home warranty for Oklahoma City residents will be the same as the warranties for the residents of even the smallest farms. Most home warranty companies in Oklahoma offer coverage for different types of properties, from single family homes to mobile homes.
How to select the right home warranty company in Oklahoma?
OK residents have many options in terms of home warranties since almost 46% of all home warranty companies in the USA operate in this state. The best home warranty companies in Oklahoma offer great plans with generous coverage that can be customized according to the homeowner’s needs. While creating home warranty reviews for Oklahoma customers, we noticed that optional coverage items are available in almost every company, including First American Home Warranty.
Do you live in an old house?
In Oklahoma, the median year the houses were built is 1977, which means that the majority of the houses are over forty years old. Naturally, most home systems and appliances in these houses need repairs or replacements. For those residents who live in older houses, home warranty companies in Oklahoma offer a variety of comprehensive plans. Choice Home Warranty, for example, offers great coverage for all major home systems and a number of appliances under the Total plan.
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Did you buy a newly constructed house?
In many cases, the owners of the newly constructed homes may benefit from having a home warranty as much as the owners of the older houses. For those homeowners who just moved into a brand new house, Old Republic Home Warranty in Oklahoma offers two coverage plans—New Construction Standard Coverage, and New Construction Ultimate Protection, for years 1-4 or 2-5 of residence. Both of the plans include the same home systems and appliances, but Ultimate Protection covers more parts for each system or appliance, such as knobs and filters, while Standard Coverage only includes the parts essential for operation.
Which parts of your house must be covered under a home warranty?
Not only does the age of the house play a role in which home systems and appliances should be covered, but also the climate may contribute to the normal wear and tear of these items. Oklahoma is located in a transition zone between the humid continental climate to the north, semi-arid climate to the west, and humid subtropical climate in the central, south, and eastern portions of the state.
This combination of climates creates weather that can change drastically over a very short period of time. For example, the date of November 11, 1911, is well-known in Oklahoma history for breaking the record high temperature of 83°F in Oklahoma City in the afternoon, and dropping down to a record low of 17°F at midnight. Oklahoma’s highest-recorded temperature of 120°F was recorded at Tipton on June 27, 1994, and the lowest recorded temperature of -31°F was recorded at Nowata on February 10, 2011.
For Oklahomans looking for a home warranty, such weather patterns mean that both their heating systems and air conditioners should always be in good operating condition. One of the best home warranty companies in Oklahoma, Total Home Protection, covers up to two units for both air conditioning and heating systems that are designed for residential use only.
The humid subtropical climate of central, southern, and eastern Oklahoma is influenced heavily by southerly winds bringing moisture from the Gulf of Mexico. Humid weather may have a detrimental effect on the normal wear and tear of electrical appliances, so it would make sense to protect them under a home warranty.
Oklahoma residents have a big selection of appliance plans from various home warranty companies, including Select Home Warranty. The Bronze plan covers all major kitchen and laundry appliances plus ductwork.
Home warranty regulations in Oklahoma
It is always good to know which authorities regulate the operation of any company you are dealing with. In the case of the home warranty companies servicing Oklahoma, the supervising authority is the Insurance Commissioner of the State of Oklahoma. All home warranty companies must be registered as home service contract providers as defined in O.S. Title 36 §6752 in accordance with the provisions of the Oklahoma Insurance Code, O.S. Title 36 §101.
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Final words about home warranty companies in Oklahoma
As the state population grows, so does the need for a home warranty among Oklahoma homeowners. There are plenty of home warranty companies in Oklahoma that offer a variety of plans for any type of housing. Our home warranty reviews for Oklahoma residents cover the most essential aspects, including the company's reputation, plans and pricing, terms and conditions, and customer reviews.
In order to select the best home warranty plan, Oklahoma residents should keep in mind the type of climate they live in and how it may influence the operation of their home systems and appliances. The homeowners should keep in mind that even the best home warranty in Oklahoma will only cover the normal wear and tear, and will not cover any damages caused directly by natural forces.
We highly recommend reading home warranty reviews to Oklahoma residents before they sign any contracts. This will help them to better understand the terms and conditions of the home warranty company of their choice, which in turn will help them avoid any mishaps—such as claim denials—in the future.