Ohio is a beautiful midwestern state and not-to-mention affordable housing. With all four seasons and access to both city and country life, it’s no wonder the population has reached nearly 12 million people. Even with all of these perks, homeowners anywhere ship comes with its fair share of headaches and responsibilities. Sudden and unexpected repairs or replacements of majors appliances and systems can be detrimental to your savings. Finding one of the best home warranty companies in Ohio is essential to homeownership and peace of mind.

In this guide you’ll learn:

  • 7 of our favorite home warranty companies offering plans in Ohio and what they do best
  • Information on what you can expect to pay for all of our recommended home warranties as a homeowner in Ohio
  • Items covered (and not covered) on each plan
  • Customer testimonials that will give you a better idea of what you can expect each company to excel at
  • More tips on what you should consider as an Ohio resident based on your local climate
  • Information on regulations home warranty providers in Ohio must adhere to
  • A few of the most commonly-asked questions regarding home warranties and their answers
Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in Ohio

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 7 Best Home Warranty Companies in Ohio

Compare Ohio Home Warranty Providers

No time to review our entire guide to home warranties? Use the summary table below to get your custom quotes. 

ProviderVisit SiteBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantySiteBest Overall$40 - $48$85B-
American Home ShieldSiteMost Customizable$50 - $60$75 - $150B
Select Home WarrantySiteMost Affordable$36 - $38$60B
Liberty Home GuardSiteBest Reviewed$40 - $60$60A
Cinch Home ServicesSiteBest Workmanship$28 - $40$100 - $150A-
First Premier Home WarrantySiteBest Coverage$45$75B-
ServicePlus Home WarrantySiteBest Emergency Service$41 - $45$75 - $125A

Ohio Home Warranty Costs 

Home warranty plans come with added costs to your monthly budget. Although a home warranty is designed to help you save money long term, there are some upfront costs that you must be aware of. Ohio home warranty costs will include the monthly fees, deductibles, service fees, and the coverage caps of the policy. If you are looking to purchase a home warranty, it is smart to know what an average plan in the state of Ohio is going to cost. At Review Home Warranties, we have put together a chart that represents the average home warranty costs across several different home types. Whether you live in a condo or a single-family home, this list will help you get a better feel for what a home warranty can cost. 

Type

Average Annual Premium

Overall

$682.79

Single Family Home

$568.55

Multi-Family

$1,035.46

Townhome

$474.78

Condo

$577.84

Home Over 5,000 sq. ft.

$1,294.73

Home Under 5,000 sq. ft.

$606.70

Ohio Home Warranty Companies Reviews

If this is your first time shopping for a home warranty, it’s easy to become overwhelmed by all the information being thrown at you about each provider. As you read our guide to home warranties, be sure to think about the following features and factors within the context of your home and your household budget.

  • Systems and appliances covered: You should never assume that a system or appliance is covered on a home warranty unless the warranty’s terms explicitly state that it is. It can be helpful to create a list of items in your home you know you definitely want coverage for to more accurately compare plans.
  • Premium payments: Your premium payment is due every month, even if you don’t use your home warranty coverage. Be sure that you choose a premium that you know you can afford each month, as your home warranty company has the right to cancel your coverage as soon as you begin missing payments.
  • Service fees: When comparing plans, you’ll notice that some companies allow you to choose your own service fee. Choosing a lower service fee usually results in a higher monthly cost and vice versa. If you believe that you won’t use your home warranty very often and you’re just looking for an extra layer of coverage, you might want to consider electing to take a higher service fee.

Now that you understand what a home warranty is, how it works, and how to compare them, let’s get into our top home warranty companies offering policies to Ohio residents. 

1. Best Overall: Choice Home Warranty

Looking for comprehensive coverage for an affordable price? Get your quote from Choice Home Warranty now by filling out a contact request form here

Choice Home Warranty the overall best home warranty company servicing in Ohio. Choice Home Warranty has been around for over 10 years, handling more than 4 million service requests. The company’s impressive reputation has made it a major name in home warranty providers. Their key benefits include easy signup processes, affordable monthly premiums, and availability across the state. The company’s two easy-to-understand plan options make it easy to choose the best option for you by detailing exactly what’s on each plan choice. 

The Total Plan offers coverage for most home appliances and systems such as heating systems, electrical systems, refrigerators, and clothes washers and dryers. The Basic Plan covers most home systems and appliances but does not offer coverage for air conditioning systems, refrigerators, or clothes washers and dryers. Optional coverage includes pool and spa, well pump, septic system, and limited roof leak.  

Pros

Cons

Claims service available 24/7

Not Better Business Bureau (BBB) accredited 

90-day parts guarantee and 30-day service guarantee

 

One free month when you enroll in an annual plan 

 

More than a decade of experience offering policies

 

Plans & Pricing:

Choice Home Warranty costs vary depending on place of residence, level of protection, dwelling size, and the type of home. There are two plan options: the Basic Plan and the Total Plan, and both plans cover a combination of home systems and appliances. For homes that are smaller than 5,000 square feet in Ohio, the Basic Plan costs $46 per month and covers 13 items. The Total Plan costs $55 per month and covers all items in the Basic Plan plus four more: air conditioning, washer, dryer, and refrigerator. For both plans running under $55 per month, Ohio homeowners should go with the Total plan for optimal coverage.

There is an additional service fee of $85 that is due each time you use your coverage. Although this is on the higher end for Ohio homeowners, the overall cost is evened out by lower monthly payments. Remember you only pay the service fee at time of service, and you don't want to pay the high cost of repairing the item.

Plans

Cost Per Month

Service Fee

Basic Plan

$42

$85

Total Plan

$50

$85

Coverage:

The following two plan options are available to Ohio residents at the prices listed above. Let’s take a look at the coverages you can expect on each plan. 

Basic Plan

Total Plan

  • Heating system
  • Electrical system
  • Plumbing system
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Oven, range, and stove
  • Cooktop
  • Dishwasher
  • Built-In microwave
  • Garbage disposal
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
  • Heating system
  • Electrical system
  • Plumbing system
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Oven, range, and stove
  • Cooktop
  • Dishwasher
  • Built-In microwave
  • Garbage disposal
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
  • Refrigerator 
  • Air conditioning system 
  • Clothing washer
  • Clothing dryer

You can also add extra coverage for the following extra systems or appliances for an additional fee: 

  • Pool and spa
  • Central vacuum
  • Second refrigerator
  • Well pump
  • Limited roof leaks
  • Stand-alone freezer
  • Sump pump
  • Septic system
  • Septic tank pumping

Customer Reviews:

Choice Home Warranty is currently not accredited with the Better Business Bureau and maintains a BBB rating of B-. On independent review site Trustpilot, precious customers of Choice Home Warranty have awarded the company an average review of 3.9 out of 5.0 possible stars.

Customers who had an overall positive experience with Choice Home Warranty frequently complimented the company’s technicians, who many reviewers said were knowledgeable and able to complete their work in a timely manner. Customers who were not satisfied with their experience from Choice complained that Choice’s network of technicians are not as skilled as they should be and frequently don’t have the tools they need in stock.

BBB customer reviews:

"I was very impressed that a repairman was at my home within 48 hours. He was very kind and gave me lots of information on the problem with my dishwasher. He ordered the part and will install it in a couple of days."

"They send companies that don’t know what they are doing. Then you have to wait again for someone who might come and know, or they may not. Then you wait again. They are in bad contact with the companies they use. They give you scheduled times and the people are never there within the window which was provided. You pay a monthly fee and a service call fee, but if it isn’t an easy or chip fix, they don’t want to help you." 

Learn more from our Choice Home Warranty Review.

2. Most Customizable: American Home Shield 

If you’re looking for a home warranty that can be flexible, request your free quote from American Home Shield here

American Home Shield offers a massive range of coverages and optional add-ons, which helped them win our award for the most customizable policy choices. However, add-ons aren’t the only things that make American Home Shield a flexible plan provider. The company also allows you to choose your own service fee, and their plans have exceptionally high coverage limits up to $6,000 per appliance depending on your plan.

While American Home Shield warranties cover most home systems and appliances through their three plans, they do not offer coverage for appliances and systems that are still under warranty from the manufacturer or builder. If you have an issue with a completed repair, AHS has a 30-day workmanship guarantee, which means they will send a contractor back to resolve the issue at no added cost for you.  

Pros

Cons

Covers appliances and systems regardless of age 

No purchase of an annual plan discount

Covers the costs of any systems or appliances that need to be removed

 

No limit to the number of repairs they cover

 

Offers workmanship guarantee for 30 days after service calls 

 

Plans & Pricing:

American Home Shield offers the following three plans in Ohio: 

  • The SilverShield plan includes coverage for 17 of your home’s most commonly-used systems. 
  • The GoldShield plan covers almost everything found on the SilverShield plan, plus coverage for nine of the most commonly used appliances in your home. 
  • The ShieldPlatinum plan covers everything ShieldGold covers in addition to roof leak repairs, free HVAC tune-up, unlimited A/C refrigerant, and $1,000 worth of code violations and permit coverage.

Unlike other home warranty providers, American Home Shield allows you to choose between a $75, $100, or $125 service fee that’s due each time you receive service. Choosing a lower service fee results in a higher monthly premium. Here’s what Ohio residents who own a single-family property with less than 5,000 square feet can expect to pay for coverage with a $75 service fee. 

Plans

Cost Per Month

Service Fee

Silver Plan

$45

$75 - $125

Gold Plan

$55

$75 - $125

Platinum Plan

$79

$75 - $125

Coverage:

Now that you know the basics of what each of American Home Shield’s plans covers, let’s take a look at what specific systems and appliances are included on each plan option in Ohio. 

ShieldSilver

ShieldGold

ShieldPlatinum

  • Air conditioner
  • Heating units
  • Ductwork
  • Built-in exhaust, vent, and attic fans
  • Main breaker and fuse panel box
  • Doorbells and chimes
  • Interior electrical lines
  • Ceiling fans
  • Garage door openers
  • Interior plumbing lines
  • Toilets
  • Faucets and valves
  • Whirlpool tub motor and components
  • Water heaters
  • Rekey
  • Air filter discounts
  • Air conditioner
  • Heating units
  • Ductwork
  • Built-in exhaust, vent, and attic fans
  • Main breaker and fuse panel box
  • Doorbells and chimes
  • Interior electrical lines
  • Ceiling fans
  • Garage door openers
  • Interior plumbing lines
  • Toilets
  • Faucets and valves
  • Whirlpool tub motor and components
  • Water heaters
  • Rekey
  • Air filter discounts
  • Refrigerators
  • Ovens, ranges, and cooktops
  • Dishwashers
  • Built-in microwave ovens
  • Garbage disposals
  • Instant hot or cold water dispensers
  • Washers
  • Dryers
  • Air conditioner
  • Heating units
  • Ductwork
  • Built-in exhaust, vent, and attic fans
  • Main breaker and fuse panel box
  • Doorbells and chimes
  • Interior electrical lines
  • Ceiling fans
  • Garage door openers
  • Interior plumbing lines
  • Toilets
  • Faucets and valves
  • Whirlpool tub motor and components
  • Water heaters
  • Rekey
  • Air filter discounts
  • Refrigerators
  • Ovens, ranges, and cooktops
  • Dishwashers
  • Built-in microwave ovens
  • Garbage disposals
  • Instant hot or cold water dispensers
  • Washers
  • Dryers
  • HVAC tune-up
  • Roof leak repairs
  • Coverage for permit or code violations up to $1,000 

You can also add the following optional coverages to your plan: 

  • Electronics extended warranty
  • Pool and spa
  • Well pump
  • Septic pump
  • Guest unit

Customer Reviews:

American Home Shield is currently accredited with the BBB, maintaining a letter grade rating of “B.” On independent review site Trustpilot, previous customers awarded American Home Shield an average rating of 1.3 out of 5.0 stars.

Customers who had a positive experience with American Home Shield praised the prompt responses and service that they received from the company, as well as their commitment to get things right if a tech did a poor job on a repair. Customers who reported a negative experience with AHS frequently complained about the company’s cancellation policy, which they believe made it excessively difficult to cancel coverage.

BBB customer reviews:

"We are completely satisfied with our American Home Shield contract and service. AHS responds quickly and efficiently to service requests. Service techs are always courteous, friendly, and professional. Having AHS gives us peace of mind; and we are confident that our appliance repair needs will be handled satisfactorily and in a timely manner."

"If there is a "0"star in their rating system, I would give them an "0" star. It is the most horrible experience I ever had. All I want is just cancelling the contract, but they intentionally transferred me to the wrong department 4 times." 

Find out more information from our American Home Shield Review.

3. Most Affordable: Select Home Warranty

Looking to shield your home and your wallet? Get a quote from Select Home Warranty by clicking here

Select Home Warranty can help you avoid unexpected repair costs with their exceptionally affordable home warranty plans. The three plans they have offer coverage for different components of your home but are all still available for less than $50 a month as an Ohio resident. The most comprehensive and popular plan is the Platinum Care plan. This plan offers coverage for most home appliances and systems, as well as smaller things such as garbage disposal, ceiling fans, and the water heater. 

In addition to affordable plan premiums, Select Home Warranty’s service fees are also very reasonable. While some companies may charge up to $150 per visit, Select customers will pay between $60 and $75 depending on where they live. This means that Select Home Warranty can be a great choice for anyone looking for a little more home protection without breaking the bank. 

Pros 

Cons

Professionals that guide you through the purchasing process to ensure you get the best plan for you

Low coverage limits than comparable home warranty providers

Claims service open 24/7

 

Includes 2 months of free coverage with annual plan purchase 

 

Special plan options available for real estate professionals

 

Plans & Pricing:

Select Home Warranty provides three plan options: the Gold Care plan (which focuses on home systems), a Bronze Care plan (which focuses on appliances) and the Platinum Care plan (which combines the coverages found on both previous plans, plus extras). The Bronze Care plan covers seven appliances and will cost you around $61 per month. The Gold Care Plan covers six systems, including air conditioner and heating, and will cost the same at $61 per month. The most comprehensive option, The Platinum Care Plan, will cost around $66 per month and cover all of what's covered in the other two plans, plus three more items: ceiling fans, garage door opener, and plumbing stoppages.

Select Home Warranty has an industry-low service fee of $60 per service call. Here’s what you can expect to pay for each plan option in Ohio: 

Plans

Cost Per Month

Service Fee

Gold Care

$60.42

$60

Bronze Care

$60.42

$60

Platinum Care

$65.83

$60

You’ll also pay a per-incident service fee of $60 to $75 each time you use your plan’s coverage. The specific service fee that will apply to your plan will vary depending on where you’re located. 

Coverage:

Now that you understand the basics of Select’s plans, let’s take a look at what specifically is covered on all plan options. 

Bronze Care

Gold Care

Platinum Care

  • Clothes washer
  • Garbage disposal
  • Refrigerator
  • Stove and oven
  • Microwave oven
  • Cooktop
  • Dishwasher
  • Clothes dryer
  • Cooling system
  • Heating system
  • Plumbing system
  • Electrical system
  • Water heater
  • Ductwork
  • Cooling system
  • Heating system
  • Plumbing system
  • Electrical system
  • Water heater
  • Ductwork
  • Plumbing stoppage
  • Clothes washer
  • Garbage disposal
  • Refrigerator
  • Stove and oven
  • Built-in microwave oven
  • Cooktop
  • Dishwasher
  • Clothes dryer
  • Garage door opener
  • Ceiling fan

You also can add the following optional coverages to any plan: 

  • Second refrigerator
  • Stand-alone freezer
  • Central vacuum
  • Ice maker
  • Septic system
  • Lawn sprinkler system
  • Well pump
  • Sump pump
  • Pool and spa with coverage for equipment
  • Plumbing fixtures
  • Lighting fixtures
  • Switches
  • Outlets

Customer Reviews:

Select Home Warranty is currently not accredited with the Better Business Bureau. However, the company maintains a BBB grade of “B.” On the company’s Trustpilot page, reviewers have given Select an overall average rating of 3.8 out of 5.0 stars.

Many customers reported a positive experience with Select’s technicians, who reviewers called both “friendly” and “efficient.” However, customers who complained about Select and rated it poorly frequently claimed that the company made customers jump through hoops when filing a claim and routinely denied viable claims.

BBB customer reviews:

"Our refrigerator wasnt working and we almost bought a new one when I remembered our home warranty. I called and a technician called us back and ordered a new part. We unfortunately had to wait a week for the part but thats life these days. Our technician came and installed it. When he called later to check on it, our fridge still wasnt cold enough and he came back a second time and got it working fine. All for the price of my deductible! Better than buying a new refrigerator. Great service!"

"I purchased a Policy for two properties and have had 3 different issues that should have been covered. The company denied all 3 and looks for reasons not to cover an issue. They will keep you on hold forever and have no intent of paying for anything based on some of the small print in their crooked policies"

Learn more information from our Select Home Warranty Review.

4. Best Reviewed: Liberty Home Guard

Think that Liberty Home Guard might be the right home warranty provider for you? Click here to get your free quote

Liberty Home Guard has been providing home warranties for only four years, which makes them a relatively new company when compared to other providers. This home warranty provider has overall low costs, low service fees, and a wealth of positive customer reviews. You can easily submit claims online or over the phone 24/7 and Liberty Home Guard will try to have a technician to you within 24 to 48 hours. 

Liberty Home Guard goes out of their way to ensure that you’re able to easily manage your claim. Using the company’s online portal, you can pay your service fee and track the status of your claim in one convenient place. Combining great service with reliable reviews, Liberty is one of our top choices for a home warranty in Ohio. 

Pros

Cons

You can get coverage without getting a home inspection or needing maintenance records

Not as seasoned as their competitors

Has BBB accreditation and an A+ rating

 

Competitive service fee of $60 

 

Free roof leak coverage 

 

Plans & Pricing:

Liberty Home Guard offers three plan options in Ohio: an Appliance Guard plan (which offers coverage for 11 of your home appliances), a Systems Guard plan (which offers coverage for nine of the most common home systems), and a comprehensive Total Home Guard plan that offers a full range of coverages on a total of 20 items. 

For a single-family home in Ohio less than 5,000 square feet, the Total Home Guard, the most comprehensive plan option, would cost $79.99 per month. A Systems Guard plan would cost $74.99 per month and an Appliance Guard plan would cost $69.99 per month. The cost for each plan increases with each add-on you choose, and Liberty Home Guard has 20+ add-ons to choose from. If you're interested in adding items such as generator, pest control, or roof leak coverage, LGH is the Ohio home warranty provider for you. You’ll also pay a $75 service fee each time you use your coverage. 

Plans

Cost Per Month

Service Fee

Systems Guard

$69.99

$75

Appliance Guard

$74.99

$75

Total Home Guard

$79.99

$75

Coverage:

The following table shows you what’s covered under each plan available from Liberty Home Guard.

Appliance Guard

System Guard

Total Home Guard

  • Washer-dryer sets
  • Refrigerator
  • Built-In microwave ovens
  • Dishwashers
  • Garbage disposals
  • Ranges, ovens, and cooktops
  • Ceiling and exhaust fans
  • Garage door openers
  • Air conditioning system
  • Heating system
  • Ductwork
  • Plumbing system
  • Electrical system
  • Water heaters
  • Washer-dryer sets
  • Refrigerator
  • Built-In microwave ovens
  • Dishwashers
  • Garbage disposals
  • Ranges, ovens, and cooktops
  • Ceiling and exhaust fans
  • Garage door openers
  • Air conditioning system
  • Heating system
  • Ductwork
  • Plumbing system
  • Electrical system
  • Water heaters

Liberty Home Guard offers an impressive selection of add-ons. You can pick any of the following optional coverages and add them to your policy: 

  • Pool and spa
  • Additional spa
  • Gutter cleaning
  • Floor and carpet cleaning
  • Sump pump
  • Septic system pumping
  • Limited roof leak coverage
  • Pest control
  • Reverse osmosis system
  • Central vacuum
  • Standalone freezer
  • Re-key
  • Second refrigerator
  • Well pump
  • Fixtures (lighting and plumbing)
  • Water softener
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Grinder pump

Customer Reviews:

Liberty Home Guard maintains an incredibly impressive selection of positive reviews across multiple platforms. Liberty Home Guard is accredited with the Better Business Bureau and maintains an A+ rating from the company. Liberty Home Guard also maintains an average rating of 4.5 out of 5.0 stars on Trustpilot.

Customers who had a positive experience with Liberty Home Guard frequently raved about how quickly a technician arrived at their property after filing a claim. Customers who reported a negative experience with Liberty Home Guard reported that Liberty was regularly too liberal with their “pre-existing conditions” denials.

BBB customer reviews:

"We had a problem with our sump pump in the home we just purchased. LHG was able to assign a plumber right away. He was at our place that afternoon and was respectful of us and our property. My only issue was that I wish their price was a bit lower, but the service quality is good so far."

"41 days into my contract, first claim, DENIED, "Preexisting conditions" on HVAC that stopped cooling. Which was working a few days before the claim was denied. They always talk about their 5 star reviews but I didn't get any 5 star service. Took me following up with them for over a week for them to tell me that it was denied and thus I had to hire my own contractors to get it done."

Learn more form our Liberty Home Guard Review.

5. Best Emergency Service: ServicePlus Home Warranty 

Looking for some peace of mind when it comes to home appliances and system repair costs? ServicePlus Home Warranty can help. Get your free quote now to learn more

ServicePlus Home Warranty provides comprehensive plans for multiple different budgets. Making a claim is easy by just calling them or going online. ServicePlus will then assign a qualified contractor from their network to come fulfill the service needed. You can contact their customer service 24/7 and easily follow the status of your claim through their online portal. This makes it exceptionally easy to estimate when you’ll have your appliance or system fixed. 

If your claim is deemed to be an emergency, they will expedite the process and ensure that a local technician prioritizes your claim. This can be exceptionally beneficial for homeowners looking for the fastest possible repairs for their major systems. 

Pros 

Cons

Offers expedited claims in the event of an emergency

Low monetary limits on coverage

No limit on the number of times you can request service

 

Monitors and grades their technicians through a customer satisfaction survey program 

 

Claims hotline and customer portal open 24/7

 

Plans & Pricing:

The plans offered by ServicePlus are the Gold plan and the Platinum plan. The Gold plan offers coverage for 13 systems and appliances, while the Platinum plan extends coverage to include 5 additional home components: washer, dryer, air conditioning, heating system, and refrigerator. Each plan has a $75 service call fee, which is due each time you request service. This is a relatively average price for a home warranty in Ohio.

ServicePlus Home Warranty offers annual pricing for both of its plans. The following prices are in accordance with pricing a single-family home in Ohio smaller than 5,000 square feet. 

Plans

Cost Per Month

Service Fee

Gold Plan

$53

$75

Platinum Plan

$61

$75

Coverage:

Now that you know what you’ll pay for your ServicePlus Home Warranty, let's take a look at what’s included on each plan option. 

Gold Plan

Platinum Plan 

  • Plumbing system components
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range, and stove
  • Cooktop
  • Sump pumps that are permanently installed in your home
  • Built-in microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling fan
  • Exhaust fan 
  • Plumbing system components
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range, and stove
  • Cooktop
  • Sump pumps that are permanently installed in your home
  • Built-in microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling fan
  • Exhaust fan 
  • Air conditioning system (2 Units)
  • Heating system (2 Units)
  • Refrigerator
  • Clothes washer
  • Clothes dryer

Homeowners in Pennsylvania can also add coverage for the following optional components: 

  • Pool and spa
  • Additional spa
  • Limited roof leak
  • Central vacuum
  • Sump pump
  • Well pump
  • Septic system
  • Septic pumping
  • Second refrigerator
  • Stand-alone freezer
  • Water softener
  • Refrigerator ice maker
  • Freestanding ice maker
  • Additional A/C system
  • Additional heating system
  • Additional water heater
  • Additional garage door opener
  • Additional oven, range, and stove

Customer Reviews:

ServicePlus Home Warranty is currently not accredited or rated by the BBB. On independent review site Trustpilot, ServicePlus (previously operating as TotalHomeProtection) maintains an average rating of 1.6 out of 5.0 stars.

Customers who had a positive experience with ServicePlus Home Warranty frequently praised the company’s online portal, which made it exceptionally easy to file and track a claim. Customers who were not satisfied with the service they received from ServicePlus Home Warranty claimed that they were left waiting for months to receive service from their claims department.

Trustpilot customer reviews:

"This is the first year I have purchased [a ServicePlus] home warranty. I’m really impressed that it is inclusive of my pool. It's not difficult at all to get in contact with a representative, or even file a claim. It can be done online."

"I have had an open claim for a garbage disposal for 7 weeks. It's been so long that the company transitioned from Total Home Warranty to Service Plus all the while my claim has been open. I was hoping that with the transition, customer service would improve but nothing has changed. My claim has been assigned 7 times. They even reassigned it to a vendor that never showed up the first time."

Read our ServicePlus Review to learn more information.

6. Best Coverage: First Premier Home Warranty 

Think that First Premier is the best home warranty in Ohio provider for you? Get a free quote from First Premier Home Warranty now by clicking here

First Premier Home Warranty offers two coverage plans, the Premier plan, and the Premier Platinum plan. You can choose the monthly or the yearly contract option, with discounts and promotions offered for those who sign a yearly contract. Though only established in 2020, they are Better Business Bureau accredited and have a B+ rating.  

Each plan provides coverage for a number of home appliances and systems, which can make it easier for homeowners to compare policies. In addition, you can choose optional coverage which will add protection for things such as limited roof leak, pool and spa, and central vacuum. First Premier Home Warranty has a quality customer service team and a strong network of contractors.  

Pros

Cons

Coverage for two air conditioning systems and two heating systems with the Premier Platinum plan

Does not offer sample contracts to read on the company’s website

Service fee of $70 is lower than most competitors 

 

Deep discounts for those who choose to pay for their plan annually

 

Easy and straightforward signup process

 

Plans & Pricing:

First Premier Home Warranty offers both monthly and annual contracts for their two combo plans. The basic Gold Plan offers coverage on 14 systems and appliances for as low as $35 per month. For only a few dollars more at as low as $43 per month, the Premier Platinum Plan offers coverage on all 14 of the items covered in the Gold Plan, plus five more: air conditioning, washer, dryer, refrigerator, and heating system.

First Premier offers an average service fee of $75 for Ohio homeowners. Here’s what you can expect to pay for each plan option depending on how you pay for a home warranty in Ohio, monthly or annually. 

Plans

Cost Per Month

Service Fee

Premier Plan

$43

$75

Platinum Plan

$50

$75

As you can see, you can access significant savings when you elect to pay a year’s worth of premiums at once. You’ll also pay a $75 service fee each time you use your coverage. 

Coverage: 

Now that you know what you’ll pay for your coverage, let’s take a look at the specific protections that come on each plan. 

Premier Plan

Premier Platinum Plan

  • Plumbing system
  • Plumbing stoppages
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range, and stovetop
  • Cooktop
  • Built-in Microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
  • Sump pump that is permanently installed

 

  • Plumbing system
  • Plumbing stoppages
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range, and stovetop
  • Cooktop
  • Built-in Microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
  • Sump pump that is permanently installed
  • Air conditioning system (2 Units)
  • Heating system (2 Units)
  • Refrigerator
  • Clothes washer
  • Clothes dryer

 

You can also add optional coverage for the following home components: 

  • Pool and spa
  • Additional spa
  • Limited roof leak
  • Central vacuum
  • Sump pump
  • Well pump
  • Septic system
  • Septic pumping
  • Second refrigerator
  • Stand-alone freezer
  • Water softener
  • Refrigerator icemaker
  • Free-standing ice machine
  • Additional air conditioning system
  • Additional heating system
  • Additional water heater
  • Additional garage door opener

Customer Reviews:

Though First Premier Home Warranty has only been offering policies for one year, the company is already BBB accredited. Additionally, the BBB has awarded First Premier a “B” grade for service. On Trustpilot, the average reviewer gave First Premier a rating of 4.9 out of 5.0 stars.

Customers who were satisfied with First Premier praised the company’s customer service team and technicians, who they described as friendly and respectful. Customers who did not have a positive experience with First Premier Home Warranty complained that payouts were inadequate and often late.

Trustpilot customer reviews

"First Premier handled my claim so professionally. They had a technician out the same day to fix my oven!"

"I put in a claim for my dishwasher. My dishwasher is only 1 1/2 years old. First Premier told me that they didn’t want to have it [fixed and] they would give me the money to replace it. They offer me $189.90 for it the dishwasher cost $750.00. [How] is that [replacing] it? But I told them I take the money and they told me I have the money put on my credit card in 48 hours. It is a week and I have not received it."

Learn more from our First Premier Review.

7. Cinch Home Services (Best Workmanship)

Want great coverage at an affordable price? Visit Cinch Home Services for more information and request a quote now.   

Cinch Home Services is both Consumer Affairs accredited and Better Business Bureau Accredited. While their annual cost may be higher than some competitors, their plans do cover parts and components that some competitors’ plans don’t cover, such as drawers, handles, and knobs. They also offer a 180-day workmanship guarantee for work performed, which is why we have awarded them “best workmanship” in our ranking. This is because long workmanship guarantees encourage each company to do things the right way the first time they visit your property.

Cinch Home Services provides three plan options for homeowners. Customers can choose to cover their major home systems, their home appliances or choose the plan that offers coverage for both. They help you pay for large repair and replacement costs, eliminate the difficulty of finding a qualified service provider and give you peace of mind

Pros

Cons

Free water sensor included with every plan

High service call fees than most competitors 

Cover a wide range of parts and components (handles, drawers, and knobs)

 

Homeowners may be eligible for a $500 homeowners deductible reimbursement when they choose the Complete Home Warranty Plan

 

Wait time for service can be as short as two hours

 

 Plans & Pricing:

With each Cinch Home Services plan purchase, you get the first month free. The Complete Home Plan is the most comprehensive, covering over 30 major home systems and appliances, which is more items covered under one plan than almost any other provider. You can get the Complete Home Plan for as low as $49.99 per month. The Appliances Plan covers only 11 appliances, including clothes washers and dryers, refrigerators, and cooktops. The Built-in Systems Plan provides coverage on 21 home systems that include air conditioning, electrical, heating, ductwork, and sump pumps.  

Cinch also allows you to choose between a $75, $100, and $150 service fee. Here’s what you can expect to pay for your plan in Ohio if you choose the $100 service fee.

Plans

Cost Per Month

Service Fee

Appliances Plan

$44.99

$75 - $150

Built-In Systems Plan

$51.99

$75 - $150

Complete Home Plan

$61.99

$75 - $150

Coverage:

Now that you have an idea of what you’ll pay for each of Cinch Home Service’s plans, let’s take a look at the coverages included in each plan. 

Appliance Plan 

Built-in Systems Plan

Complete Home Plan 

  • Clothes dryers
  • Clothes washers
  • Cooktops
  • Dishwashers
  • Food centers (Built-in)
  • Freestanding ice makers
  • Microwaves (Built-in)
  • Ranges
  • Range exhaust hoods
  • Refrigerators
  • Trash compactors (Built-in)
  • Wall ovens
  • Air conditioning including ductwork
  • Attic fans
  • Ceiling fans
  • Central vacuums
  • Doorbells
  • Electrical system
  • Garage door openers 
  • Garbage disposals
  • Heating system including ductwork
  • Instant hot or cold water dispenser
  • Plumbing system
  • Smoke detectors
  • Sump pump
  • Toilets
  • Water heater
  • Whirlpool or jetted tub (Built-in)
  • Clothes dryers
  • Clothes washers
  • Cooktops
  • Dishwashers
  • Food centers (Built-in)
  • Freestanding ice makers
  • Microwaves (Built-in)
  • Ranges
  • Range exhaust hoods
  • Refrigerators
  • Trash compactors (Built-in)
  • Wall ovens
  • Air conditioning including ductwork
  • Attic fans
  • Ceiling fans
  • Central vacuums
  • Doorbells
  • Electrical system
  • Garage door openers 
  • Garbage disposals
  • Heating system including ductwork
  • Instant hot or cold water dispenser
  • Plumbing system
  • Smoke detectors
  • Sump pump
  • Toilets
  • Water heater
  • Whirlpool or jetted tub (Built-in)
  • $500 reimbursement for homeowner’s insurance deductible

Cinch Home Services also offers the following optional coverages you can add to any plan:

  • Pool
  • Spa
  • Pool with spa
  • Septic tank and pumping
  • Well pump
  • A Premier Upgrade Package that provides coverage for things like permits and code expenses up to $1,000

Customer Reviews:

Cinch Home Services is accredited with the BBB and maintains a rating of “B.” On Trustpilot, reviewers have rated Cinch with an average of 3.8 out of 5.0.

Customers who had a great experience with Cinch Home Services frequently complimented the company’s high-quality customer service representatives, who responded to questions quickly and accurately. Customers who rated Cinch Home Services poorly complained that the technicians that Cinch scheduled on their behalf often could not complete the repairs scheduled.

"I had Home Select Warranty for a year (from when we bought our home) and it was horrible! So happy this company was referred to me by my finance manager. From the minute a representative answered the phone when I called was impressed. Look forward to having this company in my corner. Thank you CINCH for assisting me and my husband."

"I filed a claim on my refrigerator 2 months ago. I have no back up refrigerator so I have to buy ice for coolers everyday. This company has sent out 3 different repair companies and they all say they cannot repair it because it has a sealed unit. I get an email yesterday that say I have to find someone to repair it , pay for it and they will reimburse me."

Read our full Cinch Home Services Review for more information.

Home Warranty Coverage in Ohio Cities

Climate and Geography

As an Ohio resident, you know that the climate in Ohio is generally temperate. The winters are cold with an average minimum of 42°F (6°C) in Columbus or Cincinnati. The summers are mild, around 60°F (16°C). The record low temperature in Ohio is –39°F (–39°C), set at Milligan on 10 February 1899. The record high is 113°F (45°C), registered near Gallipolis on 21 July 1934.

Because of its proximity to Lake Erie, Cleveland is the windiest city, with winds that average 11 mph (18 km/hr), and it receives the most snow, with average annual snowfall of 56.3 in (143 cm), while Columbus receives 28 in (71 cm), and Cincinnati 24 in (61 cm).

With these climate conditions, it would be wise to have the heating system covered under a good home warranty plan. The 2-10 Home Buyers Warranty plans, for example, cover all kinds of HVAC units such as central, including heating pumps, geothermal and water-source systems, built-in electric wall units, and multiple units.

What is a Home Warranty? Do I Need One?

If you purchased your home using a mortgage loan, you likely had to agree to a number of conditions in order to keep your loan valid. One of those conditions was likely that you maintain at least a certain level of homeowner’s insurance throughout the duration of your loan. Homeowner’s insurance is a type of protection that compensates you financially in the event that your home’s structure, appliances, or systems are damaged during a “qualified peril.”

Qualified perils are usually very clearly defined by your homeowner’s insurance contact; some of the most commonly covered perils include fires, electrical damage, theft, and vandalism. But what happens if your refrigerator, air conditioning system, or another expensive appliance or system breaks down outside of the context of a covered peril?

Homeowner’s insurance will offer you no coverage if a system or appliance breaks down due to regular wear-and-tear. This can leave you with a repair bill worth $500 or more in many instances. If your system needs to be replaced entirely, you could be left with thousands of dollars of bills to pay entirely out-of-pocket.

A home warranty is a type of home protection plan that provides you with more affordable repairs and replacements when a system or appliance in your home breaks down. Like homeowner’s insurance, you’ll pay a monthly premium to your home warranty provider in order to keep your coverage current. When something in your home breaks down due to regular use, your home warranty company will provide you with a more affordable repair or replacement in exchange for a small service fee (typically less than $100).

There are dozens of home warranty companies offering policies across Ohio. We’ve chosen and summarized our seven favorite home warranty providers in the state to help make the decision a little easier on your end. However, ReviewHomeWarranties recommends Choice Home Warranty as the best home warranty in Ohio.

What You Should Consider Before Buying A Home Warranty in Ohio 

Getting a policy from one of the best home warranty companies in Ohio can save you thousands in future home repairs or replacements. In addition to price considerations and the composition of your home, you should also take the following factors into account when you think about which home warranty is right for you.

  • Any manufacturer’s warranties you already have: If the appliances in your home are on the newer side, you might already have protection on them from the terms and conditions of your sale. Even if you didn’t buy the manufacturer’s warranty, your credit card might include a warranty with your purchase if you used it to buy the appliance. Check with your credit card company to learn more about the protections you already have before you buy a home warranty.
  • The ages of your home’s systems and appliances: Some home warranties in Ohio will not offer you a policy if your home’s systems or appliances are very old or outdated. Consider both the cost of the warranty and the age of your systems before you buy a policy.
  • The number of years the company has been in business: Though a longstanding reputation is not a guarantee that a home warranty company is legitimate, older companies often have more experienced technicians and customer service professionals on hand to help you choose a policy.

An important note—most home warranties include waiting periods that limit when you can use your coverage. For example, if your home warranty has a waiting period of 30 days, you cannot file a claim until your home warranty is 30 days old. This makes it incredibly important to begin shopping for home warranties before something in your house breaks. 

Home Warranty Tips for Ohio Residents

As a resident of Ohio, one of the first things that you should know and understand about your home warranty is that it does not function in the same way that homeowner’s insurance does. This means that most of the northern Ohio area’s harsh weather conditions will not be covered by your home warranty.

For example, if you live in Cleveland or Sandusky, you already know that your home is situated very close to Lake Erie—which makes excessive wind a huge problem. If you have homeowner’s insurance, you likely have a number of protections against damage caused by wind. However, you might want to search for a home warranty that complements these coverages and provides you with a more complete set of home protection against wind. As an example, choosing a warranty provider with roof leak coverage can help you replace torn-off shingles that your homeowner’s insurance won’t cover.

If you live in a central city in Ohio (like the capital of Columbus or the bustling urban area of Akron) you won’t see blistering winds as often as your neighbors to the north. However, this doesn’t mean that you don’t need a home warranty. Summers in central Ohio can be brutal, which means that you’ll want to be sure that your home warranty includes coverage for your air conditioning system.

As you travel west, winters tend to be harsher when compared to the south of the state. Winters in areas like Cincinnati and Dayton are very cold due to the fact that the area is often surrounded by cloud covers. If you live in a city in this area, you’ll want to be sure that your home warranty covers your heating system, which is often put under increased strain during the colder months. You’ll also want to be sure that your insurance and your home warranty work together to offer comprehensive coverage for burst pipes, which are a common problem throughout Ohio in the winter. 

Are You Looking For The Best Home Warranty For Pre-Existing Conditions? Check Out This Article!

Home Warranty Regulations in Ohio

There are no federal laws relating to home warranties, meaning home warranties are not required in any state. Regulation is on a state-by-state basis. It’s best to research the home warranty laws in your state to determine whether any laws defend you in the case something were to happen under your home warranty contract. 

Ohio home warranty regulations clearly state that these home service contracts are not insurance and their sale is not governed by provisions related to insurance. The sale of a home warranty contract is considered a consumer transaction in relation to the Consumer Sales Practices Law. This law regulates the home warranty company, ensuring that the company cannot engage in unfair or unconscionable activities.  

Final Thoughts

Before you choose which company you want to service your home warranty, it’s important to get multiple quotes from multiple home warranty providers. Each home warranty provider sets its own rates, and rates may vary depending on where you live and the size of your home. Start by getting a quote from at least three of our recommended providers before you make your final choice. 

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Ohio Homeowners and Home Buyers

  • Ohio HOA Rules and Regulations: With more and more planned communities popping up around the state of Ohio, it is important to understand the HOA rules and regulations. These regulations may apply to your home warranty so that you understand what you are responsible for when it comes to the upkeep and maintenance of your own home. 
  • Rural Housing Support Ohio:  With the amount of rural farmland in Ohio, the state needs to offer support in these areas. For those looking to purchase in more rural areas, the Rural Housing Support can provide help to buy a home and help stay in it as well. 
  • Cincinnati Down Payment Assistance: For those living in the Cincinnati area, the down payment assistance program can be what helps you get set in a new home. With the Cincinnati Down Payment Assistance, you are guided during the entire process. 
  • Ohio Homeownership Assistance:  The Department of Housing and Urban Development for the state of Ohio is an excellent resource for anyone considering becoming a homeowner or those that are already homeowners. From this website, you can find links to other reputable sources.
  • Ohio Weatherization Assistance: In the state of Ohio, homes need to be prepared for any weather conditions. For low-income households that have a hard time affording this, weatherization assistance can be a big help. Weatherization Assistance can also sometimes help to make homes more energy-efficient.

Recap of Our Top Picks In Ohio

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.50
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.10
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.50
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Choose your own service fee!
  • Multiple optional coverage items
  • Limited plan selection
  • Online chat not supported
  # 7 Cinch Home Services
Editorial Rating 95.00
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Nearby States

All states
Home warranty Indiana 41 companies available
Indiana Home Warranty
Home warranty Kentucky 38 companies available
Kentucky Home Warranty
Home warranty West Virginia 34 companies available
West Virginia Home Warranty

Frequently Asked Questions in Ohio

Below are just some of the frequently asked questions we receive about home warranties in Ohio.

Q.

Is an Ohio home warranty worth it?

A.
To avoid costly repairs and replacement on the most important systems and appliances in your home, a home warranty is worth it.

Rather than paying for one or multiple repairs, you are paying one monthly premium to cover breakdowns of not one but well over a dozen appliances and systems in your home.
Q.

What are the best home warranty companies in Ohio?

A.
Our research leads us to examine every home warranty company available in Ohio. Here are the top five.

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Service Plus
Q.

What do home warranties cover?

A.
A home warranty is meant to cover those issues that a homeowner’s insurance policy does not. 

Commonly covered appliances include:

  • Clothes Washer
  • Clothes Dryer
  • Dishwasher
  • Refrigerator
  • Oven/stove/range
  • Built-in Microwave

Commonly covered systems include:

  • Electrical System
  • Plumbing System, including stoppages
  • HVAC System, including ductwork
  • Water Heater
Even smaller systems and appliances are often covered items, like vent and ceiling fans, doorbells, and garbage disposals. 

Most home warranty companies also offer add-on coverage options for things like sump pumps, well pumps, septic pumps, pool and spa, and limited roof leaks. 
Q.

How much does a home warranty cost?

A.
Monthly premiums for a home warranty can range from the low $40s to the high $60s depending on what kind of policy you decide on. Besides the premium payments, there is the cost of a service call fee each time you put in a claim and have the home warranty company send a service technician come to your home.

Here is the average cost of a Combo Plan from our top five Ohio providers.

Combo Plan
Monthly
Annually
Top 5 Average
$59
$708
Q.

How do I choose a good home warranty?

A.
To choose the right home warranty for you, follow these steps:

  1. Research - Find out what providers and plans are available in your area. What is the reputation of the companies you are researching? How long have they been in business? These are the kinds of questions that will help narrow down your options.
  2. Get multiple quotes - You’ll want to get quotes for the exact coverage you want from several home warranty providers.
  3. Read the fine print - Before you sign anything, take a careful look at the service agreement. Understand what is and is not covered.