Home Warranty in Ohio

Whether you’re in Cleveland or Columbus, Cincinnati or Toledo, home warranty companies in Ohio are becoming increasingly popular. The Buckeye State’s residents who own a home are looking for coverage and protection while mitigating their maintenance expenses and overheads; at the same time home sellers and real estate agents want to make their properties as attractive as possible for potential home buyers and a home warranty plan  does precisely that. The only tricky part of it all is discovering the best home warranty companies in Ohio: credible, reputable firms who use qualified professionals and have clear terms and conditions.

Best Home Warranty Companies in Ohio

  # 1 Choice Home Warranty
Editorial Rating 97.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.80
  • $100 off + 2 months free
  • $0 transfer fee
  • Good selection of plans
  • High contractor professionalism
  • Quick replacement payments
  • First 30 days: Free cancellation
  # 4 Total Home Protection
Editorial Rating 95.20
  • $100 off + 2 months free
  • Comprehensive coverage plans
  • Emergency service available
  • 1 day to submit claim
  • Limited availability (6 states)
  # 5 First American Home Warranty
Editorial Rating 94.90
  • Best Value for Money 2019
  • Large and established
  • Plans from $25/m
  • Automatically renewed policy
  • Limited selection of extra coverage
  # 6 Amazon Home Warranty
Editorial Rating 92.90
  • $100 Off + 1 Month Free
  • Excellent BBB rating A+
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
  • Save up to $150 on a new plan
  • Choose your own service fee!
  • Lower chance of claim denial
  • Higher fee for contract transfer
  • Higher cancellation fee
Fair Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our-top lists throughout the website, including our list of best home warranty companies. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Climate and Geography

52.9°F

Average temperature

29.5°F

Winter temperature averages

70.9°F

Summer temperature averages

50Sun

Average annual sunshine

27.5in

Average annual snowfall

39.1in

Average annual precipitation

Nothern Cardinal
Nothern Cardinal. Ohio State Bird

As an Ohio resident, you know that the climate in Ohio is generally temperate. The winters are cold with an average minimum of 42°F (6°C) in Columbus or Cincinnati. The summers are mild, around 60°F (16°C). The record low temperature in Ohio is –39°F (–39°C), set at Milligan on 10 February 1899. The record high is 113°F (45°C), registered near Gallipolis on 21 July 1934.

Because of its proximity to Lake Erie, Cleveland is the windiest city, with winds that average 11 mph (18 km/hr), and it receives the most snow, with average annual snowfall of 56.3 in (143 cm), while Columbus receives 28 in (71 cm), and Cincinnati 24 in (61 cm).

With these climate conditions, it would be wise to have the heating system covered under a good home warranty plan. The 2-10 Home Buyers Warranty plans, for example, cover all kinds of HVAC units such as central, including heating pumps, geothermal and water-source systems, built-in electric wall units, and multiple units.

Society and Infrastructure

How to choose a home warranty plan in Ohio?

Let's take a closer look at the Ohio home warranty market. The top Ohio providers are happy to serve residents all over the state, from Columbus to the smallest villages and towns. As Ohioans proudly say, 50% of the US population lives within a 500-mile radius of Columbus, with more than two million living in the Columbus metropolitan area itself.

In 2019, Ohio ranked the 7th most populated state in the USA, with the overall population over 1.1 million people. Of them, 66.1% were homeowners. This number included the owners of not only single-family houses but also duplexes, townhomes, apartments, and mobile homes. Every homeowner is either current or a potential home warranty customer, as almost all home warranty companies offer coverage for any type of property, including mobile homes.

Single Family House or a Townhome?

There is a great selection of home warranty companies in Ohio. For some of the companies, for example, ABC Home Services, Columbus, Ohio, is the place of birth. Each one of these service providers offers a myriad of plans and it is extremely important to delve into the ins and outs of each of the home warranty programs offered for Ohio residents.

A home warranty in Ohio is available for any type of residence, and you always have a selection of companies that will cater to your particular needs. For those residents who own larger houses with two air conditioning units, Choice Home Warranty would be the best option, as it will cover them both under the Total Plan. This plan is available for $450 if you choose a single payment or $40 per month if you prefer to make your payments monthly.

If you have other house systems or household appliances that you would like to focus on making sure you choose the right plan from a top 5 rated company, and that you make sure to not only understand the costs of that plan but actually which damages and wear are covered under the policy, and what are the replacement limits for that particular item. For example, American Home Shield has a higher replacement limit on many items such as plumbing ($1,000 cap) or refrigerators ($10 per pound, up to $3,000).

A Home Warranty for a Condominium

In many apartment buildings, home system repairs are the responsibility of the Homeowners Association, so if you own a condominium, you don't need to buy a "full" home warranty which includes the house system. For you, the best home warranty companies in Ohio, like Select Home Warranty, offer great home appliance plans. It includes coverage for all major kitchen and laundry appliances in your apartment, for an affordable cost.

A Home Warranty for a Mobile Home in Ohio

There are more than 234,000 mobile homes in the state of Ohio, an average of 2600 per county. This number could not be ignored by the best home warranty companies in Ohio, so they started to offer special plans for manufactured or mobile homes. American Home Shield, for example, offers one of the best home warranty plans in Ohio for very reasonable prices. Their appliance plan starts at $26.99, and the home systems plan starts at $27.99 per month.

If you have selected a plan, but it does not include all of the components that you need, many home warranty companies in Ohio offer a list of optional coverage items. These may include pool and spa, sump pump, well pump, septic system, additional home appliances, and even services such as limited roof repair. All of these items are priced separately and may be added to the plan of your choice at any time.

The houses in many cities in Ohio, including Columbus, Cleveland, Cincinnati, Toledo, and Akron, are quite old. The median age of the houses is sixty-seven years. Many new homeowners make little renovations to their homes, maybe one room at a time, and update their laundry and kitchen appliances. In case you have recently updated your appliances, you might not need any home warranty coverage for them, as they may be under the manufacturer’s warranty. In many cases, home warranties and manufacturer’s warranties cannot be combined.

For those homeowners who don't need home appliance insurance, companies like Amazon Home Warranty offer coverage for home systems only. The Systems Plan usually includes all major home systems: heating and air conditioning, plumbing, and electrical system.

11,614,373

Population

282.3

Population per square mile

$53,301

Median annual household income

$98

Median price per square foot

5.9

Average number of rooms in a house

1967

Median year house built

$0.099

Electricity price

38

Power grid reliability

Home Warranty Plans in Ohio

While many homeowners in Ohio prefer to purchase comprehensive home warranty plans  that include both systems and appliances, it does not necessarily need to be the case if your systems or appliances are covered under a different type of protection. Specifically for the instances where your kitchen appliances are covered by a manufacturer’s warranty, Select Home Warranty  offers the Gold Care plan for Ohio customers for home systems only: A/C, heating, plumbing, and electric. You can add appliances later when the manufacturer's warranty has expired. The Gold Care plan will cost you $36 if you prefer to pay your bills monthly or $430 as a single payment per year.

Breaks more often
Humidifier
This State
32.3%
All country
20.3%
Get Coverage
Generator
This State
12.03%
All country
10.66%
Get Coverage
Stand-alone freezer
This State
35.57%
All country
32.23%
Get Coverage
Whole House Fan
This State
5.44%
All country
5.16%
Get Coverage
Attic fans
This State
7.76%
All country
7.36%
Get Coverage
Air conditioner
This State
91.32%
All country
86.97%
Get Coverage
Heating System
This State
100%
All country
95.69%
Get Coverage
Oven
This State
94.14%
All country
91.37%
Get Coverage
Ceiling fan
This State
73.08%
All country
72%
Get Coverage

Another good company that covers up to two A/C and heating system units is Total Home Protection. For $500 a year, thrifty homeowners in Ohio can get all of their home systems and major kitchen and laundry appliances protected under the Platinum Plan. The majority of companies would cover only one unit per plan.

Alternatively, in case you need a plan for appliances, America’s 1st Choice Home Club offers the Silver Plan that covers home appliances only. These include washer and dryer, refrigerator, gas or electric water heater, oven, range or cooktop, dishwasher, garbage disposal, and garage door opener. This plan is available for $450 a year.

If you have selected a plan, but it does not include all of the components that you need, many home warranty companies in Ohio offer a list of optional coverage items. These may include pool and spa, sump pump, well pump, septic system, additional home appliances, and even services such as limited roof repair. All of these items are priced separately and may be added to the plan of your choice at any time.

Special feature

Extended Warranty or Home Appliance Warranty?

Every house in the USA is packed with home appliances, such as refrigerator and oven, washer and dryer, microwave and dishwasher. Every new appliance comes with a manufacturer's warranty that covers any repairs and replacements due to the manufacturer's defects. As soon as this warranty expires, you can either expend it or purchase a home appliance warranty. Read our research on how these two types of appliance insurance compare and select the one that is best for you.

Best Home Appliance Insurance

Laws and Regulations

Regulator Name
Does not have specific regulations
Regulatory terminology
N/A
Percentage of HW companies operating
65%
Average Premium, $
$602
Average Deductible, $
$75

What You Need To Know About Home Warranty Regulations in Ohio

For every home warranty customer, it is important to know how home warranties in Ohio are regulated. The clear and modern legislative trend in Ohio, as well as in many other states, is to exempt home service from insurance codes and other, outmoded “home warranty” acts. This was done in Louisiana  (2015), Tennessee  (2011), Pennsylvania  (2010) Georgia  (2005), Kansas (2005), Mississippi  (2003), Alaska (2003), Oregon  (2003), North Dakota (2001), West Virginia  (2000), Idaho (1999) and Montana (1999).

In case you have an issue with a home warranty company that cannot be resolved internally, you may file a case with the district court or a small claims court if the damage is less than $5000.

Nearby States

All USA states
Home warranty Indiana 38 companies available
Indiana Home Warranty
Home warranty Kentucky 36 companies available
Kentucky Home Warranty
Home Warranty West Virginia Flag
Home warranty West Virginia 32 companies available
West Virginia Home Warranty

Final words

What We Have To Say About Purchasing a Home Warranty in OH

There are many other home warranty programs Ohio companies can offer to homeowners, home sellers, and home buyers. However, it may be confusing for a homeowner to choose the company that will satisfy all of their needs. This is why we selected the best home warranty companies in Ohio and collected as much information on them as possible—including customer reviews—and organized it in the most convenient way. In our home warranty directory, customers can compare the different home warranty plans and select the one that would cover the most items for the best price.

Respectfully, James Edwin Surrey, Editor