Top Best Home Warranty Companies In North Carolina Review

Curious how you can protect your home and wallet in North Carolina with coverage from home warranty company?

You’ve come to the right place.  In this guide you will learn:

  • What is a home warranty for a NC resident?
  • Why should you have home protection in state of North Carolina? 
  • What should you look for when purchasing an NC home warranty?
  • And much more!

We’ve collected information from 68+ companies to make this process easier for you and analyzed over 100+ reviews. Want to find out which coverage is most suited for your needs? Continue reading!


Editor's Choice

$50 Off Your Plan
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Best Overall

Limited Offer: $50 Off + 1 month free
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Most Affordable

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in North Carolina

  # 1 Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Total Home Protection
Editorial Rating 95.2
  • $150 off + 2 months free
  • Free Home Security System Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 5 First American Home Warranty
Editorial Rating 94.9
  • Best Customer Service 2020
  • Large and established
  • Plans from $25/m
  • Automatically renewed policy
  • Limited selection of extra coverage
  # 6 Amazon Home Warranty
Editorial Rating 92.9
  • $100 Off + 1 Month Free
  • Good BBB rating B
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
  # 7 Cinch Home Services
Editorial Rating 92.0
  • Large number of homeowners
  • Vast social media presence
  • Clients report fair compensation
  • Unexpected fees reported
  • Delays in repairs reported

Disclosure: has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

A home warranty in North Carolina is a very accessible commodity. About 65% of the state residents own their houses, and every single one of them can find a home warranty plan that fits their needs and protects all major home systems and appliances on their property. has gathered multiple reviews on the leading company plans, compared them, and ranked them accordingly.

Why do you need a home warranty in North Carolina?

North Carolina is a beautiful state that has extensive beaches in the East, including world famous Outer Banks, and the Appalachian Mountains in the West on the border with Tennessee. The variety of landscape brings many differences in climate, which in turn may have an influence on the wear and tear of home systems and appliances.

How North Carolina CLimate May Influence The Selection of a Home Warranty

Source: North Carolina Climate Office

If you live close to the Atlantic Ocean, in the Coastal Plain area, where the climate is more hot and humid than in the rest of the state, you might notice that your air conditioning system needs frequent maintenance and repair.

A home warranty may help you cover the cost of those repairs and replacements more easily. The best home warranty companies in North Carolina, including Select Home Warranty, provide great coverage for this particular home system.

Some of these top home warranty companies, like Total Home Protection, take it a step further, covering not only one, but two air conditioning systems in one residence. This coverage comes in handy for the North Carolina owners of bigger houses who have a separate air conditioning system on each floor.

Additionally, high humidity may influence the operation of your home appliances. Replacing a refrigerator or dishwasher may cost you several thousand dollars. Home warranty companies like American Home Guard will take care of them for you.

The mountain area in North Carolina, on the contrary, is much cooler than the coastal line. You have to be sure that your heating system is always in good working condition. A good home warranty plan, such as the one offered by Choice Home Warranty, will cover the repairs or replacement of all parts of the system crucial to its operation.

What should you know about a home warranty company?

Once you have decided which home systems and appliances you want to be covered under the home warranty, it is time to check the terms and conditions of the company of your choice. The best home warranty companies in North Carolina may offer similar terms but their coverage plans may differ significantly.

Does this home warranty company operate in North Carolina?

This may seem obvious, but many potential home warranty buyers forget to verify this information. Before you select a home warranty plan, the first thing that you need to do is to make sure that the company you selected operates in your state. We make every effort to verify this information with the company representative, but it may change.

Home warranty regulations in North Carolina

Before you even sign a contract with a home warranty, it is important to know which authority regulates its operation. In North Carolina, this is the Department of Justice. One of the primary functions of this Department is to protect consumers, so if you ever have a complaint about any home warranty company operation in North Carolina, feel free to call 1-877-NO-SCAM.

What do other people say about this home warranty company?

Second, take a moment to read our Customer Reviews section and see what other people say about the company. Unfortunately, people tend to leave feedback more often if they have something negative to say, but we try to be objective and take into consideration both negative and positive reviews.

Read Also: What Is The Top-Rated Home Warranty In Charlotte?

Will you get the coverage that you need?

Once you decide that this company is a good fit for you, take a moment to check the coverage. Does the company offer home warranty plans in North Carolina that cover all the home systems and appliances under one plan? If not, are the items that you want to be covered available under the optional coverage?


How To Choose The Right Home Warranty Plan in North Carolina

You decide to purchase a home warranty but not sure which plan to choose? Let us help you make your choice. We have analyzed and compared different home warranty plans from the top companies and based on our finding we wrote a tutorial on how to select the best home warranty plan for you.

Read Our Research On Industry Favorite Warranty Plans

What are the coverage limits?

The next step would be to check the coverage limits. Not every company makes this information readily available, but we tried to collect as much of it as possible, as this makes a huge difference in your decision to sign a contract with a particular company.

Coverage limits may differ a lot from company to company. For example, TotalProtect Home Warranty allows maximum coverage of $1,500 for air conditioning and heating systems per contract term, while American Home Guard caps this coverage at $500 per term.

Want to continue the conversation on finding the right warranty company for you? Check out this video on limits, coverages and questions to consider.

Do you need an initial inspection?

In some cases, a home warranty company in North Carolina may initiate an initial inspection of the home systems and appliances that you would like to cover. Any malfunction found during this inspection will be noted as a pre-existing condition and will not be covered under the home warranty plan.

To discover specific coverage details on a per-company basis it is recommended you read through our North Carolina home warranty reviews. We have covered more than 10 companies offering service to North Carolina residents to date, and plan on covering dozens more.

Young couple buying a home warrantyNow you can sign a contract!

As soon as you have the answers to these questions and any other concerns that you might have, it is time to sign a contract with the home warranty company of your choice. Please keep in mind that in many cases the coverage does not start as soon as the contract is signed. There is usually a waiting period of 30 days.

Final Words About Buying a Home Warranty in North Carolina

Buying a home warranty in North Carolina is not hard at all. Whether you own a house, townhouse, condo, or trailer, there is always a home warranty plan available for you. Finding the right plan is not always easy. To simplify this process for you, we created

Read Also: Can Your Townhome in NC Be Protected By A Home Warranty?  

We find different home warranty companies in North Carolina, read their policy terms and conditions, and analyze their coverage plans.

Additionally, we collect customer reviews from various consumer reporting sites, including the Better Business Bureau and Yelp, so that you can see the overall customer satisfaction with any given company.

We hope that our reviews and recommendations will help you find the right home warranty plan, saving you money on repairs and replacements of your home systems and appliances.

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