Top Best Home Warranty Companies In North Carolina Review

Curious how you can protect your home and wallet in North Carolina with coverage from home warranty company?

You’ve come to the right place.  In this guide you will learn:

  • What is a home warranty for a NC resident?
  • Why should you have home protection in state of North Carolina? 
  • What should you look for when purchasing an NC home warranty?
  • And much more!

We’ve collected information from 68+ companies to make this process easier for you and analyzed over 100+ reviews. Want to find out which coverage is most suited for your needs? Continue reading!


Editor's Choice

Limited Time: New Customers Get $100 Off
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Best Overall

Limited Offer: $50 Off + 1 month free
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Most Affordable

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in North Carolina

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $100 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $175 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Amazon Home Warranty
Editorial Rating 95.6
  • $100 Off + 1 Month Free
  • Good BBB rating B
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
  # 5 Liberty Home Guard
Editorial Rating 95.1
  • $200 off + 2 month free + Free Roof Coverage
  • Newly designed customer claim portal
  • The BBB's #1 Home Warranty Company
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.0
  • Get $100/ $50 off!
  • Large number of homeowners
  • Clients report fair compensation
      # 7 First American Home Warranty
    Editorial Rating 94.9
    • Best Customer Service 2020
    • Large and established
    • Plans from $25/m
    • Automatically renewed policy
    • Limited selection of extra coverage

    Disclosure: has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

    A home warranty in North Carolina is a very accessible commodity. About 65% of the state residents own their houses, and every single one of them can find a home warranty plan that fits their needs and protects all major home systems and appliances on their property. has gathered multiple reviews on the leading company plans, compared them, and ranked them accordingly.

    Why do you need a home warranty in North Carolina?

    North Carolina is a beautiful state that has extensive beaches in the East, including world famous Outer Banks, and the Appalachian Mountains in the West on the border with Tennessee. The variety of landscape brings many differences in climate, which in turn may have an influence on the wear and tear of home systems and appliances.

    How North Carolina CLimate May Influence The Selection of a Home Warranty

    Source: North Carolina Climate Office

    If you live close to the Atlantic Ocean, in the Coastal Plain area, where the climate is more hot and humid than in the rest of the state, you might notice that your air conditioning system needs frequent maintenance and repair.

    A home warranty may help you cover the cost of those repairs and replacements more easily. The best home warranty companies in North Carolina, including Select Home Warranty, provide great coverage for this particular home system.

    Some of these top home warranty companies, like Total Home Protection, take it a step further, covering not only one, but two air conditioning systems in one residence. This coverage comes in handy for the North Carolina owners of bigger houses who have a separate air conditioning system on each floor.

    Additionally, high humidity may influence the operation of your home appliances. Replacing a refrigerator or dishwasher may cost you several thousand dollars. Home warranty companies like American Home Guard will take care of them for you.

    The mountain area in North Carolina, on the contrary, is much cooler than the coastal line. You have to be sure that your heating system is always in good working condition. A good home warranty plan, such as the one offered by Choice Home Warranty, will cover the repairs or replacement of all parts of the system crucial to its operation.

    What should you know about a home warranty company?

    Once you have decided which home systems and appliances you want to be covered under the home warranty, it is time to check the terms and conditions of the company of your choice. The best home warranty companies in North Carolina may offer similar terms but their coverage plans may differ significantly.

    Does this home warranty company operate in North Carolina?

    This may seem obvious, but many potential home warranty buyers forget to verify this information. Before you select a home warranty plan, the first thing that you need to do is to make sure that the company you selected operates in your state. We make every effort to verify this information with the company representative, but it may change.

    Home warranty regulations in North Carolina

    Before you even sign a contract with a home warranty, it is important to know which authority regulates its operation. In North Carolina, this is the Department of Justice. One of the primary functions of this Department is to protect consumers, so if you ever have a complaint about any home warranty company operation in North Carolina, feel free to call 1-877-NO-SCAM.

    What do other people say about this home warranty company?

    Second, take a moment to read our Customer Reviews section and see what other people say about the company. Unfortunately, people tend to leave feedback more often if they have something negative to say, but we try to be objective and take into consideration both negative and positive reviews.

    Read Also: What Is The Top-Rated Home Warranty In Charlotte?

    Will you get the coverage that you need?

    Once you decide that this company is a good fit for you, take a moment to check the coverage. Does the company offer home warranty plans in North Carolina that cover all the home systems and appliances under one plan? If not, are the items that you want to be covered available under the optional coverage?


    How To Choose The Right Home Warranty Plan in North Carolina

    You decide to purchase a home warranty but not sure which plan to choose? Let us help you make your choice. We have analyzed and compared different home warranty plans from the top companies and based on our finding we wrote a tutorial on how to select the best home warranty plan for you.

    Read Our Research On Industry Favorite Warranty Plans

    What are the coverage limits?

    The next step would be to check the coverage limits. Not every company makes this information readily available, but we tried to collect as much of it as possible, as this makes a huge difference in your decision to sign a contract with a particular company.

    Coverage limits may differ a lot from company to company. For example, TotalProtect Home Warranty allows maximum coverage of $1,500 for air conditioning and heating systems per contract term, while American Home Guard caps this coverage at $500 per term.

    Want to continue the conversation on finding the right warranty company for you? Check out this video on limits, coverages and questions to consider.

    Do you need an initial inspection?

    In some cases, a home warranty company in North Carolina may initiate an initial inspection of the home systems and appliances that you would like to cover. Any malfunction found during this inspection will be noted as a pre-existing condition and will not be covered under the home warranty plan.

    To discover specific coverage details on a per-company basis it is recommended you read through our North Carolina home warranty reviews. We have covered more than 10 companies offering service to North Carolina residents to date, and plan on covering dozens more.

    Young couple buying a home warrantyNow you can sign a contract!

    As soon as you have the answers to these questions and any other concerns that you might have, it is time to sign a contract with the home warranty company of your choice. Please keep in mind that in many cases the coverage does not start as soon as the contract is signed. There is usually a waiting period of 30 days.

    FAQs for Home Warranties in North Carolina

    Is a North Carolina home warranty worth it?

    There are some things a homeowner’s insurance policy just doesn’t cover. If something goes wrong with your plumbing or if your refrigerator stops working, the repairs or replacement can add up quickly.
    A home warranty can be a worthwhile fixed investment that covers your most important home systems and appliances from unexpected breakdown due to wear and tear. So instead of paying out thousands for one malfunction, you pay hundreds to cover multiple potential breakdowns.

    What are the best home warranty companies in North Carolina?

    We review and research all the major home warranty companies operating in the US. The top five picks we have for North Carolina are:
    1. Choice Home Warranty
    2. American Home Shield
    3. Select Home Warranty
    4. Amazon Home Warranty
    5. Liberty Home Guard

    What do home warranties cover?

    A home warranty covers specific appliances and systems in your home from breakdown due to wear and tear. There are limits and exclusions in any policy, so you’ll want to read the service contract carefully and understand those limitations and exclusions.
    Common systems covered would include:
    • Plumbing 
    • Electrical
    • HVAC, including ductwork
    • Water heater
    Common appliances covered:
    • Refrigerator
    • Oven/range/stove
    • Dishwasher
    • Clothes washer
    • Clothes dryer
    • Built-in microwave
    Many providers offer optional coverage on things like septic pumps, well pumps, pool and spa, central vacuum, and freezers.

    How much does a North Carolina home warranty cost?

    With home warranties, the cost has two components. There is the monthly premium you pay for the service contract coverage, and there is the service call fee you pay when you place a claim with the home warranty company and they send a licensed contractor to assess the problem. 
    The service call fee can range from around $70 to over $125. Often, the higher the service call fee, the lower the monthly premium, so be sure to take a look at the pricing options in the home warranty plans you research.
    Here is the average you would pay among the top five providers for their Combo Plan.
    Combo Plan
    Top 5 Average

    How do I choose a good home warranty?

    Here are the basic steps to take in choosing the right home warranty for you:
    1. Do the research - Which home warranty companies offer plans in North Carolina? What do the plans cover and at what cost? What is their reputation? These are the questions you need to ask to find the best options for your home. 
    2. Get multiple quotes - Find out what the plans you are most interested in will cost. Don’t just go with the first or the cheapest, but find out what you would be getting for the money from multiple providers.
    3. Read the fine print - There are monetary limitations to any home warranty coverage, and exclusions you should understand before signing any service agreement.

    Final Words About Buying a Home Warranty in North Carolina

    Buying a home warranty in North Carolina is not hard at all. Whether you own a house, townhouse, condo, or trailer, there is always a home warranty plan available for you. Finding the right plan is not always easy. To simplify this process for you, we created

    Read Also: Can Your Townhome in NC Be Protected By A Home Warranty?  

    We find different home warranty companies in North Carolina, read their policy terms and conditions, and analyze their coverage plans.

    Additionally, we collect customer reviews from various consumer reporting sites, including the Better Business Bureau and Yelp, so that you can see the overall customer satisfaction with any given company.

    We hope that our reviews and recommendations will help you find the right home warranty plan, saving you money on repairs and replacements of your home systems and appliances.

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