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Best Home Warranty in Newark, NJ

Living in Newark, New Jersey includes having four distinct seasons, friendly communities, access to nearby beaches, and New York City just a few miles away. Homeowners in Newark have access to a great lifestyle. However, having appliances and systems that continually break down can put a damper on the benefits of homeownership. In our guide featuring the best home warranty companies in Newark, we will tell you . . . 

  • Who needs a Newark home warranty? 
  • Why a home warranty in Newark is so important
  • The best home warranty companies in Newark
  • How much does a New Jersey home warranty cost 
  • And much more . . .

When an appliance or a system in your home needs a repair or a replacement, it can get quite expensive. A home warranty will step in and cover the costs associated with this repair. Home warranties in New Jersey help Newark homeowners keep their budget in check while ensuring that they have fully functioning systems and appliances. Let’s look at the top 7 best home warranty companies in Newark.

Editor's Choice
98.0

Limited Time: New Customers Get $50 Off
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Best Overall
98.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
97.6

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

The 7 Best Home Warranty Companies in Newark

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 98.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 97.60
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 The Home Service Club
Editorial Rating 97.20
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim
  # 5 Liberty Home Guard
Editorial Rating 96.50
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.70
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Limited plan selection
  • Online chat not supported

Our highest-rated home warranty companies in Newark include:

Compare Newark Home Warranty Providers

In the state of New Jersey, there are more than 80 home warranty companies to choose from. At Review Home Warranties, we understand how frustrating it can be to search through all of these companies to try and find the right one for your home. We have compared the pricing, service fees, customer service reviews, BBB ratings, workmanship, speed of service, and more. Here is how the top seven Newark home warranties ranked:

Provider

Visit Site

Best For

Monthly Cost

Service Fee

BBB Rating

Choice Home Warranty

Site

Best Overall

$40 – $48

$85

B-

American Home Shield

Site

Most Customizable

$50 – $60

$75 – $150

B

Select Home Warranty

Site

Most Affordable

$36 – $38

$60

B

Liberty Home Guard

Site

Best Reviewed

$40 – $60

$60

A

Cinch Home Services

Site

Best Workmanship

$28 – $40

$100 – $150

A-

First Premier Home Warranty

Site

Best Coverage

$45

$75

B-

ServicePlus Home Warranty

Site

Best Emergency Service

$41 – $45

$75 – $125

A

Newark Home Warranty Costs 

One of the first questions that homeowners have about home warranty costs is the pricing. The pricing must remain in check for homeowners in Newark to see the value of a home warranty plan. As you read through our reviews of the best home warranty plans in Newark, here are the average costs that you should keep in mind. There are costs on this list for all different home types on the market: 

Type

Average Annual Premium

Overall

$774.54

Single Family Home

$638.07

Multi-Family

$1,162.53

Townhome

$533.05

Condo

$645.50

Duplex

$968.90

Home Over 5,000 sq ft

$1,294.73

Home Under 5,000 sq ft

$711.44

Newark Home Warranty Company Reviews

When you choose the best home warranty for your Newark home, you must ensure that you have the coverage you need for the price that works for you. Take an inventory of the appliances and systems that you have in your home and make sure that the home warranty plan that you choose will adequately cover those items. A home warranty plan also ensures that the company history, time in the industry, and customer service reviews are a good fit for you. Here are our picks for the top seven best home warranties in Newark. 

1. Choice Home Warranty: Best Overall 

Choice Home Warranty is the best overall home warranty in Newark. Choice Home Warranty has been on the market for more than 13 years, and they bring to the market some impressive features and benefits. There are two Choice Home Warranty plans to choose from, and they each have both systems and appliances as part of the plan. With fair pricing and quick response to a claim, Choice has earned its spot at the top of our list. 

In addition to the fair coverage options, Choice Home Warranty also has some of the highest coverage caps on the market. With a high coverage cap, Newark homeowners with high-end systems and appliances will get the coverage they need. Choice Home Warranty has always had impressive BBB ratings, and their service contract is one of the simplest on the market to understand. 

Pros

Cons

  • Comprehensive coverage options 
  • Easy to understand service contract
  • Low pricing
  • Fair service fees 
  • Great customer service
  • Only two plans to choose from 
  • No custom plan options 

Plans and Pricing

There are two Choice Home Warranty plans to choose from the Basic Plan and the Total Plan. The Total Plan is a fairly priced home warranty that offers extensive coverage. Service fees from Choice Home Warranty are considered to be about average. 

Plan

Cost Per Month

Service Fee

Basic Plan

$42

$85

Total Plan

$50

$85

Coverage:

The number of covered items and the high coverage caps set Choice Home Warranty policies apart from others on the market. You will find that this coverage is comprehensive and leaves Newark homeowners with greater peace of mind. 

Customer Reviews:

Our experience was completed, and the tech was very professional and took his time to answer questions. The service was a pleasant experience. We have had a contract with Choice since 2018 and will continue to renew. It’s a peace of mind.” Source

2. American Home Shield: Most Customizable 

The American Home Shield is the most customizable Newark home warranty on the market. With the American Home Shield plan, customers can pick and choose between the coverages that work best for their homes. Whether you want to add an extra refrigerator or you simply don’t want electrical system coverage, AHS allows you to make these modifications. With more than 50 years in the industry, this is a company that knows what customers need. 


With an American Home Shield policy in place, you will know that you have premium home warranty coverage for your home. The higher coverage caps and high contractor professionalism help justify the slightly higher plan costs associated with American Home Shield. The American Home Shield company pays out a tremendous number of claims each year, and the overall customer satisfaction is always quite high. 

Pros

Cons

  • Customization of plan options
  • Can choose a pricing/service fee that works for your budget
  • More than 50 years of experience
  • High coverage caps
  • Large network of contractors 
  • Pricing of the plan tends to be a little higher than other home warranties 

Plans and Pricing

There are three home warranty plans for American Home Shield customers to choose from in Newark. However, each of these plans can be modified to be a more custom option. In addition, the service fees associated with the Newark home warranty are customizable to fit within your budget. 

Plan

Cost Per Month

Service Fee

Silver Plan

$45

$75 – $125

Gold Plan

$55

$75 – $125

Platinum Plan

$79

$75 – $125

Coverage:

The coverage for the American Home Shield home warranty is among the best across the nation. With coverage caps often over $2500 and quick attention to submitted claims, American Home Shield will leave you with no complaints about the coverage. 

Customer Reviews:

“Every time I’ve made a claim to American Home Shield, they said they’ll call within the next 12 hours, and they call within the next day. They fixed everything I needed. I don’t have to call them like 50 times. Everything that I want covered is covered. I recently had a plumbing issue, and the guy that came out was super nice. He explained everything that happened, showed me two different problems, and took care of both of them.” Source

3. Select Home Warranty: Most Affordable 

Select Home Warranty is the best Newark home warranty for affordability. Adding a home warranty policy can be difficult because of the added costs to your monthly budget. In the end, the warranty will likely save you money, but it must fit in with your monthly budget. The Select Home Warranty plan offers moderately priced coverage and can make a great choice for a new homeowner. 


With each of the Select Home Warranty policies, you will also get free roof leak coverage. This is a great benefit that typically costs between $5 and $10 a month when offered by other home warranty companies. Select Home Warranty is very strict about its workmanship guarantees, and it will ensure that all homeowners are happy with the service that is provided in their home. If you are on the fence about a home warranty and want to make sure you get a plan with great value, this is one of the best options to consider. 

Pros

Cons

  • Clear and concise plan options
  • High workmanship quality
  • Free roof leak coverage with plan 
  • Affordable home warranty plan 
  • Coverage caps tend to be slightly lower 

Plans and Pricing

There are three home warranty plans to choose from with Select Home Warranty; Platinum Care is the best overall choice. With a low service fee and all of the coverage that you find in the Gold and Bronze, this is a home warranty plan that can really give Newark homeowners the peace of mind they need. 

Plan

Cost Per Month

Service Fee

Gold Care

$41

$65

Bronze Care

$41

$65

Platinum Care

$47

$65

Coverage:

The one negative of the Select Home Warranty policy is the fact that the coverage caps are a bit lower than they are with other home warranty providers. The lower coverage caps tend to cause issues for Newark homes with high-end appliances and systems. 

Customer Reviews:

Select is the 4th home warranty I have used over the past 10 yrs. The last three have been so difficult to work with I quit using them. My experience had been frustrating. Taking more than a week to get to me when I had an air conditioner outage in July with temps up to 100 degrees. This was my first contact with Select after purchasing in December. I had a blocked or frozen drain with a water leak to the basement. I made my claim about 8 am and had a repairman name by late morning. I made the call to Breezy AC/Plumbing and was told that he could get me in on Saturday (5 days later).” Source

4. Liberty Home Guard: Best Reviewed 

Liberty Home Guard is the best-reviewed home warranty in Newark. The Liberty Home Guard policy has only been on the market for two years, but it has managed to earn an A rating with the BBB. Homeowners are pleasantly surprised by the speed and quality of service that they are getting from a newer company. With a 60-day workmanship guarantee, Liberty Home Guard ensures that their service is effective and allows for customer satisfaction. 

 

One of the major benefits of the Liberty Home Guard plan is the add-on coverages. If your Newark home has unique features and benefits, you may want to consider the Liberty Home Guard add-on coverages with options for pools, spas, second refrigerators, central vacuum, and more. 

Pros

Cons

  • Impressive BBB rating
  • Great customer service
  • A long list of add on coverage options 
  • 60 Day Workmanship guarantee 
  • Newer company with slightly less experience 

Plans and Pricing

The Liberty Home Guard plans are fairly priced with lower than average service fees. The Total Home Guard plan tends to be the most popular among Newark residents, and it offers quite a wide range of coverage. 

Plan

Cost Per Month

Service Fee

Systems Guard

$49.99

$60

Appliance Guard

$44.99

$60

Total Home Guard

$54.99

$60

Coverage:

The coverage from Liberty Home Guard is about average; when you add in the add-on options, the coverage becomes much better, but it does come at a higher cost. 

Customer Reviews:

The experience I’ve had with LHG has been consistently good, over at least ten claims. My husband travels quite often, and I am comforted that I don’t need him to be at home when a repairman is here to check their work. If something stops working, I can call LHG and get a service technician to the house to fix the problem within a day or so.” Source

5. ServicePlus Home Warranty: Best Emergency Service 

ServicePlus Home Warranty is the best Newark home warranty for emergency service. For homeowners that don’t have much patience when it comes to repairs or replacements, the ServicePlus Home Warranty is the best overall option. Many of the ServicePlus claim requests are handled within 24 hours. Although there are sometimes increased fees for an emergency repair, the overall service from ServicePlus is quite quick. 

The ServicePlus home warranty has been on the market for about five years. The two plan options make it relatively simple to choose the coverage that works for your needs. ServicePlus has done a tremendous job building up an extensive network of technicians to ensure that your request is handled efficiently and effectively. 

Pros

Cons

  • Very fast response times
  • Strong workmanship quality 
  • An extensive network of technicians
  • Fairly priced plan choices 
  • Some emergency services have an upcharge 

Plans and Pricing

There are two plans from ServicePlus home warranty the Gold Plan and the Platinum Plan. Each of these options covers both systems and appliances. The service fee associated with the ServicePlus home warranty is slightly less than average. 

Plan

Cost Per Month

Service Fee

Gold Plan

$42

$75

Platinum Plan

$46

$75

Coverage:

Overall the ServicePlus coverage is fair; this is not the most extensive plan on the market. Instead, the ServicePlus home warranty covers the major items in the home, and it quickly gets them fixed when an issue comes up. 

Customer Reviews:

“Last year I felt like I was cursed, my heater broke down, then my AC broke down, the pipes were all leaky, I didn’t even know where to begin with the repairs. I limited myself to the heater and AC, thinking the pipes would have to wait for a better year to come. Then, my mother told me about this service they were promoting in her area, house warranty protection, and the company doing it, Total Home Protection. Hesitant, I gave them a call. Long story short, I am now their customer, and I recently claimed a section of my pipes that had completely ripped apart. They sent someone over, got it fixed, paid nickels on my side. Give these guys a call if your house is getting ready to quit on you, trust me.” Source

6. First Premier Home Warranty: Best Coverage 

The First Premier Home Warranty offers the best home warranty coverage for Newark homeowners. With the coverage from First Premier, homeowners have greater peace of mind about all of the systems and appliances in their home. The First Premier Home Warranty is brand new to the market with just over a year of experience under its belt. However, in this short period of time, First Premier has managed to earn an A rating with the BBB. 

The great thing about First Premier Home Warranty is that it is a new company with quite a lot to offer. You will find that it is easy to submit claims using the online system, and you can track them to ensure that you are getting the results you need. Overall the First Premier Home Warranty is easy to sign up for; they won’t turn you down if your home is older, and you will get quick service when needed. 

Pros

Cons

  • New company eager to earn business
  • Impressive BBB rating for a new home warranty brand 
  • Fairly priced policies 
  • Easy to submit claims and requests
  • Quick response times 
  • Have not been on the market for long 

Plans and Pricing

There are two simple plans for Newark homeowners to choose from. The plans are fairly priced and have lower than average service fees. Because of the number of covered items, the Platinum Plan stands out as the best overall choice for Newark homeowners. 

Plan

Cost Per Month

Service Fee

Premier Plan

$43

$75

Platinum Plan

$50

$75

Coverage:

The Premier Plan from First Premier home warranty has more than 15 covered items. The coverage from First Premier is like blanket coverage, ensuring that you have a little bit of protection on all items in the home. Keep in mind that coverage caps on this plan are a bit lower. 

Customer Reviews:

The customer service response time is PHENOMENAL!! It is refreshing to speak to someone in the USA and be able to understand them. It is also wonderful to have someone LISTEN to you and respect your concerns. After being a customer of American Home Shield for nearly 20 years – we are MOST HAPPY to now do business with and trust our home warranty with the Best of the Best!!! The customer service & pricing cannot be beat!!” Source

7. Cinch Home Services: Best Workmanship

Cinch Home Services features the best workmanship guarantee for Newark homeowners. The Cinch Home Services plans have been on the market for more than 40 years. These plans are highly effective and offer a wide range of coverage options. One of the things that stands out as the best overall features of this plan is the 180-day workmanship guarantee. With 180 days to ensure that you are satisfied with your repair, you can save a lot of money on service fees. 

The Cinch Home Services plans come with great customer service and three different plan choices to pick from. One of the only downsides of the Cinch Home Services plan is that the service fees are a bit higher than other companies. When you consider the 180-day workmanship guarantee and the extensive history in the business, the price may be worth it. 

Pros

Cons

  • 180-day workmanship guarantee
  • Great customer service
  • More than 40 years in the industry 
  • Extensive coverage options 
  • Service fees are higher 

Plans and Pricing

The Complete Home Plan is the comprehensive plan from Cinch Home Services, and it tends to be the most popular among Newark homeowners. The overall monthly pricing from Cinch is impacted by the service fees you pay. 

Plan

Cost Per Month

Service Fee

Appliances Plan

$44.99

$100 – $150

Built-In Systems Plan

$51.99

$100 – $150

Complete Home Plan

$61.99

$100 – $150

Coverage:

Cinch home services offer a wide range of coverage for homeowners looking for both system and appliance protection. The coverage caps are not as high as the American Home Shield or Choice Home Warranty plans, but they are still quite fair. 

Customer Reviews:

Cinch works with you. They understand everything you are going through, and they’re very willing to help. The techs were very nice and helpful. They told me what was going on and everything that they had to do. They also told me that if I had any other problems, I could always call back. It was an excellent experience, and I would be more than happy to recommend them to other friends or family.” Source

What Does a Home Warranty Cover in Newark

Now that you have the information you need on the top 7 best home warranty companies in Newark, it’s time to take into consideration what these home warranties cover. Essentially a home warranty will cover the normal wear and tear that occurs with systems and appliances in the home. 

With a home warranty in place, you will only be responsible for the service fee each time a system or appliance goes down. In Newark, it is important to consider the four seasons that homeowners will go through. In the summer, air conditioning is essential, and in the winter, heat is quite important. Having a home warranty that keeps your home functioning throughout the year is very important. 

Home warranties do not cover damage due to natural disasters or issues that come up with intentional breakage. You must also be sure to maintain all of your systems and appliances, such as the HVAC, the plumbing system, the furnace, or the septic system, if you want to ensure your home warranty will cover any issues that come up. 

Some of the most common coverages included under a Newark home warranty are . . .

Appliances

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

Systems

  • HVAC (heating and air conditioning) 
  • Plumbing system
  • Electrical system
  • Water heater

Benefits of a Home Warranty in Newark

A home warranty is going to add to your monthly budget. To ensure that you are getting your money’s worth it helps to know the benefits of a home warranty in Newark. Here are a few of the most important benefits of this home warranty plan. 

Peace of Mind

Homeownership can be stressful. There are times that you will feel completely overwhelmed by the fact that a hot water heater, dryer, or dishwasher could break tomorrow. These high ticket repair and replacement expenses can wear homeowners down. With a home warranty in place, you can have peace of mind that you will be able to keep your home up and running at all times. 

Time Savings 

Having a home warranty in place can save you time. When an issue comes up, simply submit a claim and the rest will be handled for you. There is no need to try and track down a contractor, read reviews, schedule the service, and more. A home warranty does all of this for you. 

Quicker Response Times 

When you have a home warranty in place the response time to get your appliance or system repaired will be much quicker than you may expect. Fast response times are a result of a home warranty service contract stating that all customers are guaranteed service within a certain time frame. If one contractor can’t do it, another one will have to fill in. 

Final Thoughts 

Hopefully, you now feel as though you can choose a Newark home warranty with complete confidence. There are many great options out there, and we know that this decision-making process can be a bit overwhelming. All of the companies included in our review have some tremendous benefits for the Newark homeowner. The Choice Home Warranty is the best overall home warranty for Newark. With the Choice Home Warranty, you will get great customer service, impressive communication, and a simple and straightforward service contract. Choice Home Warranty allows you to have peace of mind about your home. It makes sense to get a few home warranty quotes just to compare coverages and overall pricing. In the end, the next time an appliance or system goes down in your Newark home, you will be glad you have this plan in place. 

Curious about home warranties in other areas of New Jersey, like Jersey City and Paterson or around the U.S.? Check out our articles on Memphis and Houston for further reading.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we’ve broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Frequently Asked Questions in Newark

Below are just some of the frequently asked questions we receive about home warranties in Newark.

Q.

What Is A Coverage Cap?

A.

Every home warranty policy comes with a coverage cap for the individual covered items. These coverage caps are important to consider if you have high-end appliances and systems in your home. The coverage caps tend to range from around $200 to $3000. Having $3000 to spend on an HVAC repair is much better than $200, and this should be considered when purchasing a home warranty.

Q.

Are New Jersey Home Warranties Worth It?

A.

New Jersey home warranties are well worth the price that you pay. Think about how you would afford to pay for a refrigerator, a washing machine, and a dishwasher that all go down in the same month. With a home warranty in place, the service fee will be the only out-of-pocket cost that you owe.

Q.

How Much Is A New Jersey Home Warranty?

A.

New Jersey home warranties are going to range in price from around $500 a year to more than $1200 a year. The pricing will depend on the coverage you choose, the time the company has been on the market, the overall reputation, add-on options, and the type of home you have. There are both high-priced and value home warranty plans on the market.

Q.

Do Home Warranties Cover Replacement Costs?

A.

Home warranties cover replacement costs as long as the costs of replacement are within the limits of the home warranty plan. If you need a new refrigerator, chances are your policy is not going to cover the entire amount, but it will likely cover a good portion of it. This is another reason why coverage caps are an important policy option to consider.