Looking for the perfect home warranty coverage plan for your home in New Jersey?
Great, you’re in the right spot. In this review you will learn:
- What is a home warranty for a New Jersey resident?
- How do you select a coverage plan in NJ that is right for you and your home?
- Which provider is best for you?
- And much more!
We’ve collected information on the best home warranty companies in NJ by comparing 68+ providers against industry standard and are happy to share with you the top 7 performing companies in NJ. Check out our chart below for the leading companies and continue reading to learn about plan options from each provider.
Why do you need a home warranty in NJ?
If you own your house, townhouse, or condo in New Jersey, you probably know what a pain it can be if any of your home systems or kitchen appliances break down. In order to fix them, you need to find a trustworthy repair company. That means calling several of them, comparing their prices, and making sure they are certified and insured and so on.
Any home warranty company in NJ will do that for you. They find contractors, verify their credentials, and then take responsibility for any malfunction that happens to any of the household items that they cover. Read our reviews to find out more about how each company operates.
In other words, home warranty in NJ will save you a lot of time, and in many cases, money. All you need to pay is a yearly or monthly fee per contract and a service fee per call. You can select to cover as little as the basic plan or as much as the premier plan plus multiple optional items.
Which home warranty plan would work best for you?
All home warranty companies in NJ offer a variety of plans for their customers. It is not always easy to decide which one would work best for you, so let us help you choose.
Home warranty plans for beginners
If you are a first-time homeowner and are not sure how a home warranty works or whether it is good for you, the best decision would be to go with the basic plan.
You will always have an opportunity to switch to a more comprehensive plan or add items from the optional coverage list available in any company.
In our Best Home Warranty Plans section, you will be able to find the cheapest plan providers. For New Jersey, Total Home Protection would be a good choice for the basic plan, which is called the Gold Plan.
For only $29 a month, you will be able to get coverage for your plumbing system including stoppages, electrical system, water heater, bathtub, whirlpool, and multiple kitchen appliances including ceiling and exhaust fans.
Many new homeowners prefer to switch to a more comprehensive plan once their basic plan expires.Want to know more about coverage plans for your water heater? Click here!
Home warranty plans for experienced homeowners
For more seasoned homeowners, there are multiple options for home warranty coverage. The same companies that offer basic plans often have more comprehensive premier plans that cover more home systems and appliances compared to the basic plans.
Best Home Warranty In New Jersey?
Choice Home Warranty is our #1 pick in the home insurance market. Choice has more than 10 years of experience helping residents insure their properties, extends support 24/7 and offers three plans to fit your needs.
One of the cheapest premier plans in the industry is offered by America’s First Choice Home Club. It includes coverage for all major home systems, washer and dryer, and a wide range of kitchen appliances.
Looking for the cheapest home warranty plan? - Read our research
We have analyzed data from more than 20 companies and compare prices for their home warranty plans. See how much you can save when you select the cheapest plan, and how the cheapest plans from different companies compare in coverage.
Prefer to cover systems only? Or appliances only? No problem!
Other options include a systems plan, appliances plan, and combo plan. The systems plan will cover home systems only, such as air conditioning, heating, plumbing, and electrical systems.
The appliances plan, on the contrary, does not cover any home systems but will cover most of the kitchen and laundry appliances.
The combo plan combines coverage for both home systems and appliances, similar to the premier plan described above.
What must be included in your plan?
You know how hot and humid summers in New Jersey can be, so the first thing we recommend to cover under a home warranty is the air conditioning system. Select Home Warranty can help you there. They cover the primary floor unit up to 5-ton capacity including motors, compressors, condensers, and thermostats.
High humidity and nor’easters that can cause flooding and blizzards in the state may affect and expedite the normal wear and tear of your electrical system and home appliances. Home warranty companies in NJ such as Choice Home Warranty can help you avoid the hassle with repairs and replacements of these important components of your household.
Still in need of convincing if a home warranty is worth it for you? Check out this video below on home system and appliance coverage.
Are home warranties regulated in New Jersey?
According to the New Home Warranty and Builders’ Registration Act, all newly built houses should come with a 10-year home warranty. It should cover all defects of materials, workmanship, and systems in your new home.
In case there is any problem with your current home warranty that cannot be solved bt its customer service, you can file a complaint with the New Jersey Division of Consumer Affairs.
Final words about buying a home warranty in NJ
Buying a home warranty in NJ is a good idea for many reasons. First, it may save you money on repairs of your home systems and appliances. Second, it may save you time on searching for contractors.
In case you are a home seller, having a home warranty may help you sell your house faster and at a better price. Home buyers are less likely to negotiate the price downwards if they do not have to worry about unexpected house repairs.
Every home warranty company in New Jersey offers a variety of coverage plans. There are basic plans for new homeowners and more comprehensive plans for experienced homeowners.
There are plans that cover only home systems or home appliances, and there are combo plans that cover them all.
As soon as you decide which parts of your household need coverage, check out our reviews of the best home warranty companies in NJ listed on this page and select the one that best fits your needs.