Even though New Hampshire is a small state, it offers homeowners some tremendous benefits. Homeowners in New Hampshire are going to have beautiful views, outdoor activities, and no income tax. As stress-free as New Hampshire living can be, there are times when issues will come up with your home appliances and systems. If you are looking for the best home warranty companies in New Hampshire, we have you covered.
In this guide, we will cover . . .
- What is a home warranty?
- Why should you have home protection on your home?
- What should you look for when purchasing a home warranty?
- The 6 best home warranty companies in 2021
- And much more!
When your refrigerator breaks or your electrical system has a shortage, you may cringe at the thought of the cost of the repair. With a home warranty in place, your fears will not be as significant. Home warranties cover costs related to these issues, and they give homeowners peace of mind.
New Hampshire homeowners have access to many great home warranty companies. If you are new to homeownership or have been around for many years, there is going to be a great home warranty company for you. Let’s take a look at the top 6 best home warranty companies in New Hampshire.
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Compare New Hampshire Home Warranty Providers
|Provider||Visit Site||Best For||Monthly Cost||Service Fee||BBB Rating|
|Choice Home Warranty||Site||Best Overall||$40 - $48||$85||B-|
|American Home Shield||Site||Most Customizable||$50 - $60||$75 - $150||B|
|Select Home Warranty||Site||Most Affordable||$36 - $38||$60||B|
|Liberty Home Guard||Site||Best Reviewed||$40 - $60||$60||A|
|Cinch Home Services||Site||Best Workmanship||$28 - $40||$100 - $150||A-|
|First Premier Home Warranty||Site||Best Coverage||$45||$75||B-|
|ServicePlus Home Warranty||Site||Best Emergency Service||$41 - $45||$75 - $125||A|
New Hampshire Home Warranty Costs
When comparing one home warranty company to another, the cost of the plan must be considered. Expensive home warranties typically have more coverage and higher coverage caps than lower-priced home warranties. At Review Home Warranties, we felt as though it would be a good idea for homeowners to understand the average costs associated with home warranty plans. We did some in-depth research to determine how these costs impact homeowners and provided them for several different home types. When you shop for a home warranty, take a look at these averages so that you can understand if you are getting a good deal.
Average Annual Premium
Single Family Home
Home Over 5,000 sq ft
Home Under 5,000 sq ft
New Hampshire Home Warranty Companies Reviews
At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top six home warranties for New Hampshire homeowners. When comparing each of these home warranty companies, we looked at plan options, time in the industry, customer service, coverage caps, customer reviews, service fees, and more. Here is how the top six home warranty companies in New Hampshire ranked.
1. Best Overall: Choice Home Warranty
Choice Home Warranty is the best overall home warranty policy in the state of New Hampshire. The Choice Home Warranty plan has been on the market for more than 13 years. The plans are known to be priced reasonably and have comprehensive coverage for homeowners. With the Choice Home Warranty policy, you will notice that the service contract is very straightforward. The contract simply states coverages, and homeowners will not have to worry about what is covered under their plan. Dealing with Choice Home Warranty from the time of the first quote to the first repair is a breeze.
Comprehensive plan options
It won’t allow for custom plan build-out
Fair overall pricing
Reasonable service fees
Good sign-on incentive
Plans and Pricing
Choice Home Warranty only has two plans for homeowners to choose from. The good news about these plans is that they are both comprehensive options that cover both systems and appliances. Overall the plans are fairly priced and do a great job of covering your home.
Cost Per Month
Most of the covered items with the Choice Home Warranty plan will have coverage caps around $2000 or more. This is relatively high and helps the overall value of the plan to be relatively high. Some of the most popular coverages under the Choice Home Warranty plan include . . .
- Plumbing system
- Washing Machine
- Water Heater
- HVAC system
What Customers Are Saying:
“Very professional and knowledgeable at what he was doing. He explained what the problem was with the refrigerator as he saw it. He explained that it would be right at five days to get the fridge repaired and was very respectful. We are pleased with Choice Home because they are very quick in responding with our needs.“ Source
2. Most Customizable: American Home Shield
American Home Shield is the most customizable plan for New Hampshire homeowners. With the American Home Shield plan, you can make sure that you have the exact coverages that you need for your New Hampshire home. American Home Shield is considered to be a premium home warranty plan. The coverage caps and limits are higher than they are for other plans, and this is partly what makes the American Home Shield plan a bit more expensive. American Home Shield has been on the market for more than 50 years, making it one of the longest-standing home warranties on the market.
Been around for more than 50 years
A premium-priced policy
Built out custom plans and add on options
Add on coverage choices
Plans & Pricing
There are three home warranty plans from American Home Shield. The plans are the Silver Plan, Gold Plan, and Platinum Plan. The Platinum Plan is one of the more expensive home warranty policies on the market, but it has impressive coverage and excellent customer reviews. If you have the money to spend this is a great choice.
Coverage caps for American Home Shield are some of the highest on the market. You will have no issues ensuring that all of your home systems and appliances are adequately covered under this plan. Some of the coverages that homeowners tend to include are . . .
- Heating system
- Garbage DIsposal
What Customers Are Saying
“We've had AHS for several years and had great success with the company. The items we had to replace include home water heater, pool heater, pool filter (recently), garbage disposal, refrigerator motor, AC compressor motor, as well as several call-outs for small repairs. I'm confident to refer friends and neighbors, which I have over the years..” Source
3. Most Affordable: Select Home Warranty
Select Home Warranty is the most affordable home warranty in the state of New Hampshire. The Select Home Warranty has some of the most fairly priced home warranties on the market. You will be able to get the coverage you need without hurting your monthly budget. Select Home Warranty has very high workmanship standards. All technicians must undergo qualification before they can work with Select Home Warranty. Each of these home warranty policies comes with free roof leak coverage.
Impressive customer service
Lower policy limits
Clearly defined coverages and exclusions
Not great for high-end appliances and systems
High workmanship quality
Straightforward policy choices
Plans and Pricing
The pricing on a home warranty plan will vary based on the coverage included. You will notice that the Platinum Care plan is priced a bit higher than the Gold Care or Bronze Care plan, but it has both system and appliance coverage. The Platinum Care plan is the best overall value for a New Hampshire home warranty.
Select Home Warranty has some more of the lower coverage limits on the market. With the Select Home Warranty plan, you can expect limits to be closer to $500 or $1000 as opposed to the $3000 seen from other companies. Some of the coverages included with the Platinum Care plan include...
- Heating systems
- Ceiling fans
- Electrical systems
What Customers Are Saying
“Select Home Warranty was quick to respond, and then I quickly received a phone call from the plumber - We were very pleased with the company that was sent to the house, and then both Select Home Warranty AND the plumbing company followed up with us afterward.” Source
4. Best Reviewed: Liberty Home Guard
The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of New Hampshire. The Liberty Home Guard plan has only been on the market for two years, but it has an A rating with the BBB. One of the things that helps the Liberty Home Guard stand out is the quick attention to service and the communication with customers. The customers know that their home warranty company has their back with a company like Liberty Home Guard in place. If you have unique home systems like a lawn sprinkler or central vacuum, Liberty Home Guard will have add-on coverages to include these things as part of your plan.
BBB Rating of an A
Option plan choices are a bit higher in price
Overall fair pricing
The price increases quite a bit for comprehensive plans
60 Day workmanship guarantee
Add on coverage list is extensive
Plans and Pricing
There are three Liberty Home Guard home warranties to choose from. The Total Home Guard is the best overall plan, and it has a fair monthly price for the coverage that you get.
Total Home Guard
The coverage from Liberty Home Guard is good and can be made much better by incorporating some of the add-on coverage options. The only downside to those add-on coverages is that the pricing is relatively high. Most New Hampshire homeowners appreciate these coverages included with the Total Home Guard plan. . . .
- Garbage disposal
- Air Duct
- Water Heater
What Customers Are Saying:
“I called in, and it was my first time working with my new home warranty. My customer service agents name is ***********************, and he was very good to work with. He was professional, knowledgeable & made the process nice and easy! Any concern I brought up, he took care of. Thanks *****!” Source
5. Best Coverage: First Premier Home Warranty
First Premier Home Warranty is the best home warranty for New Hampshire residents that need extensive coverage for their homes are having a hard time choosing between an appliance plan, a system plan, or a custom plan with just a few options; the First Premier Home Warranty could be a good choice for you. This is a relatively new plan, yet it has some of the best ratings from the BBB. First Premier aims to give customers coverage that will take care of the entire home, even if the coverage caps are lower.
BBB Rating of A-
Short time on the market
A newer company that is continually improving
Not everyone wants to pay upfront for the year
Low costs if you pay upfront
Modern technology and systems in place
Plans & Pricing
The First Premier Home Warranty has two options to choose from, and the Premier Plan, which is the basic option, has more than 15 coverages. These plans are reasonably priced for what they cover. Yet, they are not an excellent choice for New Hampshire homeowners with high-end systems and appliances.
If you are looking for the most extensive coverage from a home warranty plan, then First Premier is the way to go. Expect to get the most amount of covered items under this plan. If you have a hard time choosing whether or not to keep your dryer or garage door opener as part of the plan, First Premier can help. Some of the coverages included under the Platinum Plan include . . .
- Water heater
- Plumbing system
What Customers Are Saying
“Keeps their word! Had a technician out the next day when my Ac unit quit working on me technician was also very friendly.”Source
6. Best Workmanship: Cinch Home Services
The Cinch Home Services warranty offers the best workmanship for a home warranty plan in the state of New Hampshire. The Cinch Home Warranty company has been on the market for more than 40 years, making then one of the leaders in the home warranty industry. Cinch Home Service has an industry-leading 180-day workmanship guarantee. When you schedule a service call or request with Cinch Home Services, you can rest assured that it will be handled properly.
Long history in the home warranty business
Higher service fees
180-day workmanship guarantee
Negative customer reviews
Moderately priced plans to choose from
Plans and Pricing
The Cinch Home Services plans are priced a bit higher than other home warranty plans on the market. The thing that really makes the plan more expensive is the higher service fee. A service fee like this one is a bit more because it includes that impressive workmanship guarantee.
Built-In System plan
Complete Home Plan
Cinch Home Services has fair coverage, and the coverage caps won’t be as much as Choice Home Warranty, yet they are still fair. The Complete Home Plan from Cinch Home Services is one of the most popular home warranty plans on the market. Some of the most popular coverages under the Cinch Home Services policies include . . .
- Septic tank
- Sump Pump
- Ice Maker
- Plumbing System
What Customers Are Saying
“There are a lot of home warranties out there. Some of them advertise on TV every five minutes. Total Protect, however, hardly advertises because they care more about customer care and service. The contractors they hire love them, and we customers who use these contractors are happy. I have used Total Protect about two or three times a year for different problems, and these contractors are honest, efficient, and friendly. Before you get any home warranty company, check Total Protect out. You will not be disappointed..” Source
What You Should Consider Before Buying A Home Warranty in New Hampshire
Now that you have a better idea as to what the best home warranty companies are for New Hampshire residents, it's time to start taking a deeper look into which of these plans could work for your home. There are some distinct differences between the home warranty plans that are currently on the market. You must make sure that you review these plans carefully to ensure that you get one that is a good fit for your needs. Let’s take a look at how coverage options, service fees, and overall pricing will impact your home warranty decision.
Home warranty coverage options will range from system to appliances to comprehensive or complete coverage. Some plans like the American Home Shield allow you to customize and choose coverage. Others will give you a plan, and you won’t have much say in how the plan fits the needs of your home. Try to make a list of the coverages that matter most to you, and find a plan that most closely matches this.
The service fees associated with the New Hampshire home warranties will range in price from around $60 to $150. IF you have an older home that will require quite a few fixes in the course of a year, you may want to choose a plan with a lower service fee.
The overall pricing of a home warranty plan will include the monthly fees, service fees, and coverage caps. These three factors will play into how the plan performs and whether or not it will be a good fit for your home. Although you won’t want to choose a plan based on pricing alone, it is something that is worth considering.
Home Warranty Tips for New Hampshire Residents
Any time you make a real estate purchase, you have to consider certain environmental factors that affect homeowners in the area. Purchasing a home warranty is no different.
The weather in New Hampshire varies throughout the year. Summers are very short, though. And, high temperatures never really get above the mid-80s. Whether you live in Concord, Portsmouth, or Manchester, you will have to make the difficult decision about whether or not to have an air conditioning system in your home. Many New Hampshire residents skip it and can leave this coverage out of a home warranty.
The winters are what you have to consider in your area. You need a working water heater and heating system. Winter lows are usually in the mid-20s, but they can get as low as 6 degrees.
The winter temperatures make it essential for families with small children, older homeowners, and anyone with health concerns to have coverage for their HVAC system.
New Hampshire is located on the Atlantic Coast of the United States. There are mountains, beaches, quaint towns, gardens, museums, and more packed into the relatively reasonably small area, which along with Connecticut, Maine, Massachusetts, Rhode Island, and Vermont, make up New England, the northeastern most corner of the country.
Areas like Rye and Hampton Beach will get a bit of the easter seashore and have to consider what salt damage can do to their appliance and systems. When you live near the sea, normal wear and tear will happen at a much faster overall pace.
Due to New Hampshire's location, it is susceptible to harsh winters and nor' easter storms. While your homeowner’s insurance policy usually covers storm-related damage or natural disasters, frequent winter storms can take a toll on your electrical system and other essential home components.
From Keene to Derry to Rochester, New Hampshire is a beautiful state that gives homeowners an excellent quality of life. However, the harsh weather conditions and overall terrain make it very important to have a home warranty in place.
Are you considering a move to New Hampshire? Check out this aerial video of the state. It gives you an excellent view of the complex terrain and weather.
Home Warranty Regulations in New Hampshire
There are regulations in New Hampshire that home warranty providers must follow to do business in the state. If you want to offer home service contracts in New Hampshire, you must first submit an application to the Department of Insurance.
The application must include a surety bond, proof of financial responsibility (business liability insurance), a $300 application fee, and a list of all company administrators. Even after submitting the application, the DOJ can deny or approve any business.
At this point, we hope that you have a more clear understanding of how a home warranty can help your New Hampshire home. There are so many great choices for New Hampshire homeowners, but Choice Home Warranty stands out as the best overall. The Choice Home Warranty plan has some of the most impressive coverage at a very fair price. In addition, Choice Home Warranty is easy to work with and makes the overall process of submitting claims entirely painless. To ensure that you are getting the right home warranty policy for your New Hampshire home, make sure that you consider getting quotes from a few other plans.
Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like:
- We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on:
- Fine Print
- Plan Options
- Service Contract Details
- Customer Service
- Ratings and Reviews
- Add-On Options
- Additional Benefits
- We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
- We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
- We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.
From here we created a comprehensive, 100 point, rating scale based on the following factors:
- Plan options (25): Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics (5): The more items covered in a home warranty plan, the higher the score.
- Pricing (25): We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score.
- Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.
Resources for New Hampshire Homeowners and Home Buyers
- New Hampshire Housing Finance Authority: For those that are looking for help with the financing of their New Hampshire home, the New Hampshire Housing Finance Authority is going to be a great choice to consider. Saving a bit of money on your home financing situation may clear up all the room you need to fit a home warranty in the budget.
- Homeownership Assistance New Hampshire: The US Department of Housing and Urban Development can help New Hampshire homeowners and homebuyers considering purchasing a home. HUD helps from a financial and educational standpoint and is a federal resource for homeowners and homebuyers.
- US Department of Agriculture Rural Development: For New Hampshire homeowners considering purchasing rural land, the US Department of Agriculture Rural Development will offer programs and assistance. This is a resource that is worth considering before you make your final purchase in rural New Hampshire.
- New Hampshire NeighborWorks: With NeighborWorks, you can get information and classes on home buying, home selling, and the general concepts of homeownership. With the NeighborWorks program, you will have resources to lots of great benefits.
- Augusta Maine Community Development: Augusta is a very popular city in Maine, and it can provide an excellent place for Maine homeowners to live. If you need help with purchasing your August home or have questions about living in Augusta, this is a tremendous resource to consider.