A home warranty in Nevada is a good way to protect your home systems and appliances from unexpected repairs and replacements. In order to help you find the plan that will provide the best coverage for your house or condo, ReviewHomeWarranties.com analyzed and compared multiple home warranty companies in Nevada.
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What should you need to know about a home warranty in Nevada before you buy it?
Finding a home warranty in Nevada is a quick and easy process because many companies offer their services in your state. You might have seen a lot of commercials on TV or online of different home warranty companies.
However, it is not always easy to find the company that is right for you. There are so many issues, in addition to the company’s reputation, that you have to consider before you sign a home warranty contract.
First of all, you need to decide, what coverage you prefer, basic or comprehensive? Which home systems do you plan to include? Do you want to cover all major home appliances or just some of them? Do you own a swimming pool or a spa? Would you like to cover them, too? ReviewHomeWarranties.com will help you to find the answers to some of these questions.
Which home warranty plan would work best for you?
Let’s talk about different types of coverage or coverage plans. They come in several varieties, from the most basic to very comprehensive with multiple additional items to include.
Basic coverage plans protect only the most essential parts of the house, like heating system or air conditioning. Some basic plans also include several essential kitchen appliances, like a refrigerator, an oven, and a built-in microwave.
This type of plans would work the best for the new homeowners who never had any experience with a home warranty. It will give them an opportunity to try a home warranty and see how it works for them.
System and Appliance Plans
Some home warranty companies in Nevada, like America's 1st Choice Home Club, for example, subdivide their basic plans into Systems plans and Appliances plans. Any Systems plan would cover all major home systems, such as heating, air conditioning, electric and plumbing systems, and would not include any appliances.
This plan would work great for those homeowners who just recently had their home appliances updated and still have them covered under the manufacturer’s warranty. As soon as this warranty expires, most homeowners switch to a Combo plan that we will discuss later.
Usually, the company that offers a Systems plan, will offer an Appliances plan. This plan includes all major kitchen appliances, such as a stove, a refrigerator, a dishwasher, a trash compactor, a built-in microwave, a washer, and a dryer. Some companies, like Select Home Warranty, would also include a garage door opener and ceiling fans.
This plan would work the best for those homeowners in Nevada who live in relatively new houses and have their home systems covered under long-term manufacturer’s or developer’s warranty.
As soon as an additional warranty on either home systems or appliances expires, many homeowners prefer to switch to a Combo plan that includes all systems from the Systems plan and all appliances from the Appliances plan.
Not all the companies separate home systems and appliances into two different plans. Total Home Protection, for example, has a good basic plan that includes plumbing and electrical systems, plumbing stoppage, whirlpool, bathtub, water heater, and a long list of kitchen appliances, including even exhaust and ceiling fans.
All companies that utilize this approach of so-called mixed plans, usually have a second and sometimes a third tier plan. Every higher tier includes more home systems and appliances than the previous one. This tier system was created with those homeowners in mind who prefer to start small and expand the coverage as they get more experience with a home warranty in Nevada and see a true value in it.
In addition to the items covered by a home warranty plan, the homeowners may include in their coverage various items and services form the Optional Items list available in any home warranty company in Nevada. This list usually includes a pool and a spa, a second refrigerator, a stand-alone freezer, a central vacuum, and so on. Companies like American Home Guard also include such services as roof leak repair and pest control to their optional coverage lists.
You can read detailed Nevada home warranty company reviews on this page, and we hope to create dozens more soon.
Home warranty regulations in Nevada
It is always good to know which authority regulates a home warranty so that you could file a complaint if something goes wrong and the customer service is unable to help. In Nevada, all companies that provide service contracts as a prolonged warranty are regulated by the Nevada Division of Insurance. There is a Service Contracts Look-Up Tool provided by the Division which lists all the companies approved for operation in Nevada. It will be a good idea to contact the Division about the company to verify its standing.
A home warranty in Nevada is not a luxury, it is available to anyone. Home warranty companies offer a variety of plans that would fit any household. For the new homeowners, there is are more basic plans that cover essentials only. As they familiarize themselves with the concept of home warranty, they see more benefit in it. As a result, they switch to more comprehensive plans.
You may purchase coverage for your home systems only with the Systems plan or kitchen and laundry appliances only with the Appliances plan. Both types of plans are available at American Home Guard and Select Home Warranty.
Finding the right home warranty plan in Nevada is not an easy task, and ReviewHomeWarranties.com makes every effort to make this process for you easy and smooth.