The best home warranty companies in Nebraska are now rated and reviewed in order to help you make the right choice. Before you sign a contract, please read our reviews and compare the terms, coverage, costs, and customer feedback. This will help you avoid denied claims and extra expenses in the future.
What are the home warranty costs in Nebraska?
You don't have to be a billionaire like Warren Buffet, who humbly lives in his Omaha home, to purchase a home warranty. According to our research on home warranty costs based on thirty-four companies, a home warranty may range from less than $49 to over $2,400 depending on plan type, deductible, terms, and other factors.
Annual home warranty costs in Nebraska are around $550-599 on average, which is lower than neighboring South Dakota and Kansas, where the average premiums are up to $650. In Wyoming, Colorado, and Iowa, the average home warranty costs are the same as in Nebraska.
Top 7 Best Home Warranty Companies In Nebraska
Who needs a home warranty in Nebraska
With a little under two million people residing in the state, Nebraska is ranked 37th by population, and 43rd by population density, as most of the residents prefer to live in rural communities. The most populated city in Nebraska is Omaha with a population of over 466,893 according to the 2017 census.
In Lincoln, Nebraska, the Nebraska Cornhuskers’ football stadium is capable of holding more than 90,000 people. On game day, the stadium becomes the third most populated place in the state!
Sixty-eight percent of the state residents own their houses, many of which own a home warranty policy, and we expect that number to grow. Nebraska homeowners believe that a home warranty helps them to save time and money on repairs of their home systems and appliances.
The most common items covered by home warranty companies in Nebraska
Usually, the list of things that homeowners prefer to cover under a home warranty highly depends on the climate in which they live. In Nebraska, there are two climatic zones: the humid continental in the eastern part of the state, and the semi-arid in the west. In the east, the annual precipitation averages 31.5 inches, while in the southeast it is around 13.8 inches.
High humidity may expedite the normal wear and tear of the home appliances, especially those that have metal parts. This is why the best home warranty companies in Nebraska always offer coverage for a variety of home appliances, including refrigerator, dishwasher, oven, washer and dryer, and more. For example, Select Home Warranty features the Bronze Care plan that includes all major home appliances and ductwork.
The Best Home Appliance Insurance
Every house in the USA has a number of home appliances, and every homeowner has to ask themselves at some point, which is better, a home warranty or an extended manufacturer's warranty? We had this question too, so we decided to make a research study and to compare these two types of appliance insurance. We compared the coverage and pricing and published the results. To see the details, please click the button below:
The temperatures in Nebraska range from the upper eighties in summer to low thirties in winter. The highest recorded temperature was 118°F in Minden on July 24, 1936. The state's lowest recorded temperature was −47°F in Camp Clarke on February 12, 1899. This means that when buying a home warranty, Nebraska residents should make sure that their air conditioning and heating systems are well-covered.
For these home systems, the best home warranty Nebraska residents can have is offered by Total Home Protection, since it covers mechanical parts and components for up to two ducted central air conditioning and heating systems per house.
Geographically, Nebraska is located in Tornado Alley. Tornadoes and thunderstorms may have a detrimental effect on the functioning of the electrical system. Home warranty companies in Nebraska, such as 2-10 Home Warranty, cover electrical system parts and components, including wiring, service panels, switches, breakers, and outlets. The homeowners should keep in mind that even the best home warranty companies in Nebraska will only cover damage caused by normal wear and tear, not by natural forces.
Home warranty regulations in Nebraska
There are many interesting laws in Nebraska. For example, in the late 1800s, a law created in Lehigh, Nebraska, prohibited merchants from selling doughnut holes. One lawmaker claimed doughnut holes were a waste and believed that by selling the middle of the doughnut that bakers were trying to make an undue profit. This law was repealed in the late 1990s, but these tasty round treats are still hard to come by in the town of Lehigh.
Best Home Warranty In Nebraska?
Choice Home Warranty is our top pick for coverage for Nebraska residents. Choice has more than 10 years of experience helping homeowners insure their properties, won't deny coverage if systems/appliances are old and offers emergency services 24/7.
As for a home warranty, the state of Nebraska does not regulate it in any way. Only vehicle service contracts are regulated under state laws. Other service contracts are exempt from regulation as insurance.
Final words about a home warranty in Nebraska
For those homeowners who would like to purchase a home warranty in Nebraska, there are multiple options available on the market. Finding a home warranty company that operates in Nebraska is not an issue, but selecting the finest home warranty coverage may take some time and effort. ReviewHomeWarranties.com has collected all the necessary information for a homeowner to make an educated choice in a minimal amount of time with minimal effort.
Please read our home warranty company reviews carefully, especially the coverage and the fine print sections. This will help you avoid any problems such as denied claims or extra expenses.