Best Home Warranty Companies in Nebraska (2023 Review)

Compare Nebraska Home Warranty Providers

Nebraska Home Warranty Costs 

When choosing a home warranty, there are a number of important factors to consider. However, many Nebraska homeowners will tell you that one of the most important is the price of the home warranty plan. If a plan does not fit in your monthly budget, it may not be a good idea for your to invest in. At Review Home Warranties, we thought that it would be important for Nebraska homeowners to have an idea as to the average costs of a Nebraska home warranty. Knowing these averages across several different home types can help make the home warranty purchasing decision all that much easier. We have done in-depth research to come up with these home warranty costs to help you choose the best overall plan for your needs. 

Nebraska Home Warranty Companies Reviews

At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top seven home warranties for Nebraska homeowners. When comparing each of these home warranty companies, we looked at plan options, time in the industry, customer service, coverage caps, customer reviews, service fees, and more. Here is how the top seven home warranty companies in Nebraska ranked. 

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Nebraska. The Choice Home Warranty service contract is the most simple on the market, making it easy for Nebraska homeowners to understand their policy. With Choice Home Warranty, you can rest assured that a combination of systems and appliances will be covered under each plan. With 13 years in the home warranty industry, Choice really knows how to make Nebraska homeowners happy. 

 Plans and Pricing 

There are only two plan options from Choice Home Warranty. However, between the Basic PLan and Total Plan, Nebraska homeowners can easily get the coverage they need. The pricing of Choice is fair considering the quality of the company and the attention to detail. 

Coverage

The coverage caps from Choice Home Warranty are some of the highest on the market. If your Nebraska home has a high-end washing machine or top-of-the-line refrigerator, Choice Home Warranty will offer adequate coverage. Some of the most popular coverages under the Choice Home Warranty plan include . . . 

• Plumbing system 
• Washing Machine
• Water Heater
• HVAC system
• Oven   

What Customers Are Saying: 

“Two Anchors Plumbing responded within 2 Hrs after submitting repair request, arrived that afternoon, assessed the situation, and replaced leaking drain valve. The entire process start to finish in less than eight hrs. Very satisfied customer. Highly recommend Two Anchors Plumbing and Choice Home Warranty.” Source

2. Best Reviewed: Liberty Home Guard 

The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of Nebraska. The Liberty Home Guard plan has only been on the market for two years, but they have a BBB rating of an A. This is almost unheard of in the home warranty industry, and it means that LHG knows how to respond to customer requests properly. One thing that will make Liberty Home Guard stand out is the access to add-on coverages that other plans do not have. 

Plans and Pricing

Pricing of the Liberty Home Guard plans is fair. When you start attaching the add-on coverages to the plan, expect to see a significant increase in overall pricing. The service fees from Liberty Home Guard remain pretty low. 

Coverage: 

The coverage caps and plan options are both quite impressive from Liberty Home Guard. The Total Home Guard plan tends to be the most popular overall choice. Most Nebraska homeowners appreciate these coverages included with the Total Home Guard plan. . . . 

• Garbage disposal
• Washer
• Air Duct
• Water Heater 
• HVAC

What Customers Are Saying: 

“Very customer friendly. Offers a customized service that I couldn't find elsewhere and is very affordable.” Source

3. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for Nebraska homeowners. When you can pick and choose coverages for your Nebraska home, the policy is bound to be a better fit. American Home Shield has been on the market for more than 50 years, and they are considered to be a leader in the industry. With American Home Shield, you will get premium coverage, high coverage caps, and excellent customer service. In addition, this is the only company that allows homeowners to build out a home warranty plan specific to their needs. 

Plans & Pricing

As you can see, the American Home Shield Platinum Plan is one of the most expensive on the market. However, the plan also has some of the best coverage in the world of home warranties. The service fee from American Home Shield is customizable. 

Coverage 

Similar to the Choice Home Warranty plan, American Home Shield has some very high coverage caps and limits. If you are someone that needs add-on coverage for something like a swimming pool, American Home Shield has some great choices.  Some of the coverages that homeowners tend to include are . . . 

• Heating system 
• Refrigerator
• Dishwasher 
• Oven
• Garbage DIsposal 

What Customers Are Saying

“I have nothing but great experiences with American Home Shield. They have quick response time and the contractors being used are great especially *******************************************. I highly recommend a home warranty..” Source

4. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Nebraska. With the Select Home Warranty, homeowners will know that they are getting great value for the prices that they pay. Select Home Warranty has been in the business for nine years, and it has some of the more straightforward plan choices out there. If you are a new homeowner looking for a great deal from a reliable company, we would highly recommend Select Home Warranty. All of the Select Home Warranty policies come with free roof leak coverage. 

Plans and Pricing

Select Home Warranty has three plans for customers to choose from. The Platinum Care Plan is priced a few dollars more than the other two plans, yet it has double the coverage. Most Nebraska homeowners find that the Platinum Care plan is the best overall value from Select. 

Coverage: 

One negative to a plan that comes at a better value is that the coverage caps are typically a bit lower. With the Select Home Warranty plan, you could end up running out of funds for certain repairs or replacements. However, for the most part, the Select Home Warranty will cover your home well. Some of the coverages included with the Platinum Care plan include... 

• Heating systems 
• Cooktops
• Ceiling fans
• Refrigerators 
• Electrical systems 

What Customers Are Saying

“I was skeptical about Select Home Warranty (***) after having such a bad experience with ****** Home Warranty. But, *** came through in a very positive manner. I was very pleased with the turn-around time it took *** to accept my repair request and dispatch a vendor. I had a pleasant experience all the way around from ***'s customer representative to the ******'s customer service and technician."Source

5. Best Workmanship: Cinch Home Services 

The Cinch Home Services warranty offers the best workmanship for a home warranty plan in the state of Nebraska. With Cinch Home Services you will know that the repairs and replacements being done on your Nebraska home are handled by professionals that know the home warranty industry quite well. With more than 40 years in the home warranty industry, Cinch Home Services has helped to ensure that homeowners get reliable, fast, and comprehensive coverage with their plans. The Cinch Home Services plan comes with a 180-day workmanship guarantee, one of the longest in the industry. 

Plans and Pricing

The high service fees associated with the Cinch Home Services plans can be a bit much for some homeowners. These higher fees help ensure that only the highest quality technicians are going to be making repairs in your Nebraska home. 

Coverage

The coverage from the Cinch Home Services plans will cover a wide range of appliances and systems in your Nebraska home. The monthly fees and service fees from Cinch are slightly higher but Nebraska homeowners have been satisfied with the quality of the plan. Some of the most popular coverages under the Cinch Home Services policies include . . . 

• Septic tank
• Sump Pump 
• Ice Maker
• Refrigerators
• Plumbing System  

What Customers Are Saying

“Total Protect is a great home warranty company. I have family members who also have Total Protect. I live in the rural part of Virginia so the provider base is not as large as my family members' that live in the city. I have not had any problems with Total Protect adhering to what is in their warranty booklet.” Source

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Nebraska homeowners that need extensive coverage in their home. If you have a large number of kitchen appliances or simply can’t decide which systems to cover under your home warranty plan, the First Premier Home Warranty is a perfect choice. This plan has a BBB rating of A- despite being so new to the market. Nebraska homeowners can save quite a bit of money taking advantage of the upfront payment plan from First Premier Home Warranty. 

Plans & Pricing 

The Premier Plan and Platinum Plan both offer a wide range of coverages for the Nebraska homeowner. If you are considering the First Premier Home Warranty plan, you will be pleasantly surprised by the fair service fee associated with this plan. 

Coverage

There are many covered items under the Nebraska home warranty plans from First Premier. The Premier PLan has more than 15 covered items; for a basic plan, this is almost unheard of. The Platinum Plan is a more comprehensive choice for Nebraska homeowners. Some of the coverages included under the Platinum Plan include . . . 

• Refrigerators
• Oven
• Water heater
• Plumbing system
• Stovetop 

What Customers Are Saying 

“Great response in a timely manner. Excellent professional technicians. I have never had a problem with First Premier Home Warranty. My dishwasher was “dead,” with no power. FPHW has sent their technician the next day, and he determined the control board burned. He ordered the spare part, and 2 days later, my dishwasher was working smoothly. Great experience. Keep up the great work.”,Source 

7. Best Emergency Service: ServicePlus Home Warranty 

ServicePlus Home Warranty is the best option for emergency service in Nebraska. If your heating system goes down in one of those cold winter storms, you will need the help of a Service Plus home warranty to ensure your home can recover. The ServicePlus Home Warranty is an affordable policy that focuses on getting your home repaired as quickly and efficiently as possible. ServicePlus Home Warranty has simple contracts and impressive service technicians to complete the task at hand. 

Plans and Pricing

Even though there are only two ServicePlus home warranty plans to choose from, they both are fairly priced and offer affordable service fees. Whether you are new to homeownership or have been around for many years, the ServicePlus Home Warranty will not turn down your request for a plan quote.  

Coverage

Coverage from ServicePlus is fair, especially for the pricing that it is offered. If you want fast service and are worried about emergencies, the ServicePlus home warranty can help. Some of the most popular coverages under the Nebraska home warranty are . . .

• Dishwasher
• Garbage disposal
• Electrical system
• Plumbing System  
• Refrigerator 

What Customers Are Saying:

“You never know how good a policy is until you have to claim. This is a fabulous company with excellent staff who provide knowledgeable, attentive, and efficient customer service to clients. Highly recommend.”  Source

Home Warranty Coverage in Nebraska Cities

• Bellevue, NE
• Chalco, NE
• Kearney, NE
• Papillion, NE
• Omaha, NE
• South Sioux City, NE
• Lincoln, NE
• Lexington, NE
• Norfolk, NE

What You Should Consider Before Buying A Home Warranty in Nebraska

Now that you have a better idea as to which home warranty plans are the best in the state of Nebraska, it’s time to narrow down which one could be the right plan for you. Nebraska home warranties have lots of similarities but there are also some distinct differences that will set one plan apart from another. Looking at the plan choices, service fees and the workmanship guarantee will help you understand which Nebraska home warranty is right for you. 

Plan Choices

The plan choices for your home warranty plan will range from appliance only to system only to complete or comprehensive plans. Depending on your budget and the coverage you are expecting from your home warranty you will have to find a match that is specific to your needs. Most Nebraska homeowners find that the combo or comprehensive plan is the best choice. 

Service Fees

The service fee is sometimes called a deductible and it is paid each time that a repair is needed on a home system or appliance. The service fees associated with a Nebraska home warranty can range in price from $60 to $150. Higher service fees can sometimes mean a longer workmanship guarantee but it is not always the case. 

Workmanship Guarantee

When a service fee is paid to cover the cost of a home warranty repair, you will expect that the repair remains in good condition. If a repair fails within a few days or even thirty days, most home warranty companies will have a workmanship guarantee in place to ensure you will not owe another service fee. Companies like Cinch Home Services have a workmanship guarantee that will extend more than 180 days. 

Home Warranty Tips for Nebraska Residents

Usually, the list of things that homeowners prefer to cover under a home warranty highly depends on the climate in which they live. There are two climatic zones in Nebraska: the humid continental in the eastern part of the state and the semi-arid in the west. In the east, the annual precipitation averages 31.5 inches, while it is around 13.8 inches in the southeast.

High humidity may expedite the normal wear and tear of home appliances, especially those with metal parts. This is why the best home warranty companies in Nebraska always offer coverage for a variety of home appliances, including refrigerator, dishwasher, oven, washer and dryer, and more. For example, Select Home Warranty features the Bronze Care plan that includes all major home appliances and ductwork.

Home Warranty Nebraska TornadoThe temperatures in Nebraska range from the upper eighties in summer to the low thirties in winter. The highest recorded temperature was 118°F in Minden on July 24, 1936. The state's lowest recorded temperature was −47°F in Camp Clarke on February 12, 1899. This means that when buying a home warranty, Nebraska residents should make sure that their air conditioning and heating systems are well-covered.

For these home systems, the best home warranty Nebraska residents can have is offered by Service Plus since it covers mechanical parts and components for up to two ducted central air conditioning and heating systems per house.

Geographically, Nebraska is located in Tornado Alley. Tornadoes and thunderstorms may have a detrimental effect on the functioning of the electrical system. Home warranty companies in Nebraska, such as Choice Home Warranty, cover electrical system parts and components, including wiring, service panels, switches, breakers, and outlets. The homeowners should keep in mind that even the best home warranty companies in Nebraska will only cover damage caused by normal wear and tear, not by natural forces.

Whether you live in Omaha, Lincoln, Kearney, or even Grand Island, you can see that having home warranty coverage for your Nebraska home is going to be quite valuable. Ensuring that all areas of the home are properly prepared for any appliance or system-related issues makes Nebraska homeownership all that much better. 

Home Warranty Regulations in Nebraska

There are many interesting laws in Nebraska. For example, in the late 1800s, a law created in Lehigh, Nebraska, prohibited merchants from selling doughnut holes. One lawmaker claimed doughnut holes were a waste and believed that by selling the middle of the doughnut that bakers were trying to make an undue profit. This law was repealed in the late 1990s, but these tasty round treats are still hard to come by in the town of Lehigh.

As for a home warranty, the state of Nebraska does not regulate it in any way. Only vehicle service contracts are regulated under state laws. Other service contracts are exempt from regulation as insurance.

Final Thoughts

At this point, you should have some confidence in your ability to choose a home warranty plan for your home. A home warranty is a great way to make homeownership more affordable and to encourage peace of mind for homeowners. The Choice Home Warranty stands out as the best overall home warranty plan for Nebraska homeowners. Choice has the perfect combination of excellent customer service, affordability, and extensive coverage for Nebraska homeowners. In addition, the 13 years that Choice Home Warranty has spent in the business only helps to ensure that this is high quality and top-of-the-line home warranty program. When shopping for a home warranty, we highly recommend getting several quotes. When you get additional quotes, you will have an easier time finding the best deal for your Nebraska home. 

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

• We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
  • Availability 
  • Pricing
  • Coverage
  • Fine Print 
  • Plan Options  
  • Service Contract Details 
  • Customer Service
  • Trustworthiness
  • Ratings and Reviews 
  • Add-On Options 
  • Promotions
  • Additional Benefits
• We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
• We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
• We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

• Plan options (25): Providers that offer more flexibility in their plans are rated higher.
• Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
• Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
• Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
• State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
• Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
• Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Nebraska Homeowners and Home Buyers

• Nebraska Housing Assistance: Whether Nebraska homeowners have questions about housing, mortgages, down payments, or simply what it is like to live in Nebraska, the Nebraska Housing Assistance can help. This is a resource run by the state of Nebraska, and it is known for having some excellent assistance and information. 
• Homeownership Assistance Nebraska: The US Department of Housing and Urban Development can help Nebraska homeowners and homebuyers considering purchasing a home. HUD helps from a financial and educational standpoint and is a federal resource for homeowners and homebuyers. 
• US Department of Agriculture Rural Development: For Nebraska homeowners considering purchasing rural land, the US Department of Agriculture Rural Development will offer programs and assistance. This is a resource that is worth considering before you make your final purchase in rural Nebraska. 
• Northern Ponca Housing Authority: For Native Americans living in Nebraska, there are resources for financial assistance, education, and advice from the Northern Ponca Housing Authority.
• Family Housing Advisory Services: For Nebraska home buyers, sometimes there are questions or concerns about homeownership that need the attention and input of an expert. The Family Housing Advisory Services of Omaha offers classes to help Nebraska homeowners succeed.

Recap of Our Top Picks In Nebraska 

Choose your State: - Any -AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingDistrict of Columbia

  # 1 Our Top Choice Liberty Home Guard

Editorial Rating 98.00

• $200 off + 1 Month Free + Free Roof Coverage!
• BBB's Only A+ Accredited Home Warranty Company!
• 60-day workmanship guarantee compared to the average of 30 days.
• More than 20 options, including window washing, swimming pools, and irrigation.
• 24/7 service calls

Liberty Home Guard Review

Visit Website (866) 472-3812

  # 2 Cinch Home Services

Editorial Rating 95.30

• First 2 Months Free on all Plans! (exclusions apply)
• Industry-leading 180-day workmanship guarantee
• $500 Homeowner insurance deductible reimbursement
• Thousands of reliable & fast local service providers
• 24/7 customer service
• Low cancellation fee

Cinch Home Services Review

Visit Website (855) 995-1294

  # 3 First Premier Home Warranty

Editorial Rating 95.10

• Lower chance of claim denial
• Multiple optional coverage items
• 24/7 service calls
• Great promotions available
• Market veteran
• Large and established firm

First Premier Home Warranty Review

Visit Website 929-360-2558

  # 4 The Home Service Club

Editorial Rating 94.90

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

• Higher fee for contract transfer
• Fewer contractors available
• Limited plan selection
• 1 day to submit a claim

The Home Service Club Review

Visit Website (855) 498-4719

  # 5 ServicePlus Home Warranty

Editorial Rating 95.10

• $200 OFF + 2 Months Free
• Free Roof Coverage
• Comprehensive coverage plans

• 1 day to submit claim
• Limited availability

ServicePlus Home Warranty Review

Visit Website (267) 824-4010

  # 6 First American Home Warranty

Editorial Rating 95.70

• Best Customer Service 2020
• $100 Instant Online Discount
• Plans from $25/m

• Automatically renewed policy

First American Home Warranty Review

Visit Website (888) 445-5837

  # 7 Complete Care Home Warranty

Editorial Rating

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

Complete Care Home Warranty Review

Visit Website