Looking for the best home warranty in Nebraska?

Perfect, you’re in the right spot. In this guide, you’ll learn:

  • What does a home warranty in Nebraska cost & is worth it?
  • What’s included in Nebraska’s best home warranty?
  • Who has the best home warranty for Nebraska residents?

We’ve reviewed over 65 home warranty companies to help you find the best warranty in Nebraska.  These are the top three we recommend:


Editor's Choice

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Best Home Warranty Companies in Nebraska

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

What are the home warranty costs in Nebraska?

You don't have to be a billionaire like Warren Buffet, who humbly lives in his Omaha home, to purchase a home warranty. According to our research on home warranty costs based on thirty-four companies, a home warranty may range from less than $49 to over $2,400 depending on plan type, deductible, terms, and other factors.

Annual home warranty costs in Nebraska are around $550-599 on average, which is lower than neighboring South Dakota and Kansas, where the average premiums are up to $650. In Wyoming, Colorado, and Iowa, the average home warranty costs are the same as in Nebraska.


Home Warranty Review Nebraska StadiumWho needs a home warranty in Nebraska

With a little under two million people residing in the state, Nebraska is ranked 37th by population, and 43rd by population density, as most of the residents prefer to live in rural communities. The most populated city in Nebraska is Omaha with a population of over 466,893 according to the 2017 census.

Are You A Veteran Living in Nebraska? Check Out This Article!

In Lincoln, Nebraska, the Nebraska Cornhuskers’ football stadium is capable of holding more than 90,000 people. On game day, the stadium becomes the third most populated place in the state!  

Sixty-eight percent of the state residents own their houses, many of which own a home warranty policy, and we expect that number to grow. Nebraska homeowners believe that a home warranty helps them to save time and money on repairs of their home systems and appliances.


The most common items covered by home warranty companies in Nebraska

Usually, the list of things that homeowners prefer to cover under a home warranty highly depends on the climate in which they live. In Nebraska, there are two climatic zones: the humid continental in the eastern part of the state, and the semi-arid in the west. In the east, the annual precipitation averages 31.5 inches, while in the southeast it is around 13.8 inches.

High humidity may expedite the normal wear and tear of the home appliances, especially those that have metal parts. This is why the best home warranty companies in Nebraska always offer coverage for a variety of home appliances, including refrigerator, dishwasher, oven, washer and dryer, and more. For example, Select Home Warranty features the Bronze Care plan that includes all major home appliances and ductwork.

The Best Home Appliance Insurance

Every house in the USA has a number of home appliances, and every homeowner has to ask themselves at some point, which is better, a home warranty or an extended manufacturer's warranty? We had this question too, so we decided to make a research study and to compare these two types of appliance insurance. We compared the coverage and pricing and published the results. To see the details, please click the button below:

Home Appliance Warranty

Home Warranty Nebraska TornadoThe temperatures in Nebraska range from the upper eighties in summer to low thirties in winter. The highest recorded temperature was 118°F in Minden on July 24, 1936. The state's lowest recorded temperature was −47°F in Camp Clarke on February 12, 1899. This means that when buying a home warranty, Nebraska residents should make sure that their air conditioning and heating systems are well-covered.

For these home systems, the best home warranty Nebraska residents can have is offered by Service Plus, since it covers mechanical parts and components for up to two ducted central air conditioning and heating systems per house.

Geographically, Nebraska is located in Tornado Alley. Tornadoes and thunderstorms may have a detrimental effect on the functioning of the electrical system. Home warranty companies in Nebraska, such as 2-10 Home Warranty, cover electrical system parts and components, including wiring, service panels, switches, breakers, and outlets. The homeowners should keep in mind that even the best home warranty companies in Nebraska will only cover damage caused by normal wear and tear, not by natural forces.

Home warranty regulations in Nebraska

There are many interesting laws in Nebraska. For example, in the late 1800s, a law created in Lehigh, Nebraska, prohibited merchants from selling doughnut holes. One lawmaker claimed doughnut holes were a waste and believed that by selling the middle of the doughnut that bakers were trying to make an undue profit. This law was repealed in the late 1990s, but these tasty round treats are still hard to come by in the town of Lehigh.

As for a home warranty, the state of Nebraska does not regulate it in any way. Only vehicle service contracts are regulated under state laws. Other service contracts are exempt from regulation as insurance.


Best Home Warranties in Nebraska Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).


  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 


  • Only 15 Home Appliances & Systems Covered 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions


  • Most Expensive


Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan


  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.


  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company


  • Must report your issues within one day of noticing a problem

Service Plus Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

Why Do We Like Service Plus?

Service Plus Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Service Plus does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Service Plus covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • You Can Choose Your Own Technicians
  • Roof Coverage


  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final words about a home warranty in Nebraska

For those homeowners who would like to purchase a home warranty in Nebraska, there are multiple options available on the market. Finding a home warranty company that operates in Nebraska is not an issue, but selecting the finest home warranty coverage may take some time and effort. ReviewHomeWarranties.com has collected all the necessary information for a homeowner to make an educated choice in a minimal amount of time with minimal effort.

Please read our home warranty company reviews carefully, especially the coverage and the fine print sections. This will help you avoid any problems such as denied claims or extra expenses.

Read Also: Can Your Townhome in Nebraska Be Protected By A Home Warranty?

Nearby States

All states
Home warranty Kansas 39 companies available
Kansas Home Warranty
Home warranty Iowa 34 companies available
Iowa Home Warranty
Home warranty South Dakota 32 companies available
South Dakota Home Warranty

Frequently Asked Questions in Nebraska

Below are just some of the frequently asked questions we receive about home warranties in Nebraska.


Is a home warranty worth it?

Do you have car insurance or a medical cover? Now think of the many times your medical or motor vehicle insurance cover has come through for you and saved you from the large bills.

A home warranty works in the same way. For a few hundred dollars, you’ll get cover to repair or replace damaged house appliances and systems worth thousands more.

For instance, if your all-in-one washer and dryer is damaged beyond repair, it would cost you between $750 - $2000 to replace it. But with a home warranty cover in place, you’ll get a replacement, bearing in mind that a home warranty is around $300- $600.

What are the best home warranty companies in Nebraska?

With a population of over 1.9 million, you can be sure that home warranty companies won’t shy away from Nebraska. So, it might be a great hustle to narrow down to the best providers in Nebraska, but don't worry, we got that covered!

Here is our top  seven list for the best home warranty companies in Nebraska;

Home Warranty Companies in Nebraska
Service Overview
(Best Overall)
  • 1 month free
  • Covers old appliances
  • Available 24/7
  • 30 days free cancellation
(Best Service)
  • $100 discount
  • Flexible service fee
  • Available 24/7
  • Custom plans
(Most Affordable)
  • Free roof cover
  • $150 discount + 2 months free on all plans
  • Free home warranty transfer
  • Ranked number 1 by BBB
  • Free roof cover
  • 2 months free and $100 off
  • Low cancellation fee
  • 24/7 customer service
  • Easy claim filing and processing
  • 180 days workmanship guarantee
  • Ranked top with best customer service
  • Low premiums
  • Low cancellation fees
  • Award-winning provider: Best Value for Money (2019)

What do home warranties cover?

A home warranty cover is responsible for the repair and replacement costs for all home appliances and systems covered in a plan. 

Some home warranty providers, such as American Home Shield, have an appliances-only plan, a systems-only plan, and a combo plan for all systems and appliances to give you all-around coverage.

Others like Choice Home Warranty have basic and all-inclusive plans, with the basic plan featuring the most common household appliances and systems.

The best home warranty in Nebraska should at least cover;


  • Clothes washers 
  • Dishwasher 
  • Clothes dryers 
  • Garage door openers 
  • Refrigerators 
  • Trash compactor 
  • Built-in microwave ovens 
  • Ranges/ Cooktops/ Ovens


  • Heating systems
  • Garbage disposal 
  • Ceiling and exhaust fans
  • Central vacuums 
  • Doorbells 
  • Smoke detectors 
  • Electrical systems
  • Plumbing systems 
  • Water heaters 
  • Air conditioning

The warranty providers also offer to cover additional appliances and systems, some of which are not common to every household.

These include;

  • Freezer
  • Spa
  • tank
  • Pool
  • Septic 
  • Additional refrigerators
  • Sump pump
  • Roof 

How much does a home warranty cost?

Depending on the plan and company, a home warranty costs between $300- $600 per year, that's around $25- $50 in monthly premiums. You should also expect to pay a service fee of between $50- $100 each time technicians visit your house for appliance or service repair.
If you buy your home warranty from American Home Shield, for instance, you can customize your service fee and monthly premiums. If you opt for a lower monthly premium, you get a higher service fee and vice versa.

Check out the best home warranty companies in Nebraska and how much they charge.

Home Warranty Company
Monthly Premium
Service Fee
Choice Home Warranty
American Home Shield
Select Home Warranty

How do I choose a good home warranty?

Before settling on a home warranty provider, you need to have the quotations for various home warranty providers in your state. 

You must also consider the appliances and systems that you want to be covered. Always go for a customizable plan so that you can cover all items in your home and exclude those you don't.

Of course, the main concern is the price, so try to find the one that fits within your budget and still covers all the appliances. If your home is old, make sure the warranty provider covers old appliances and systems too. 

The best home warranty companies in Nebraska should offer 24/7 customer service, an easy claims process, and countless service visits at an affordable price.