Home > USA > Tennessee > Nashville

Best Home Warranty in Nashville, TN

Nashville, Tennessee offers homeowners no state income tax, great outdoor events, and affordable costs of living. Homeownership in Nashville is great for a number of reasons, but unfortunately, Nashville homeownership includes issues with home systems and appliances that can come up. In our guide featuring the top 7 best home warranty companies in Nashville, we will cover . . . 

  • Who needs a Nashville home warranty? 
  • Why a home warranty in Nashville is so important
  • The best home warranty companies in Nashville
  • How much a Tennessee home warranty costs 
  • And much more . . .

When you’re not an expert at home warranties in Tennessee, finding the best company for your home can be difficult. The Nashville home warranty is a protection plan to keep your home systems and appliances in working condition for a very affordable price. Nashville home warranties will give homeowners peace of mind and protect savings accounts from being depleted by a few expensive repairs. Let’s take a look at the top seven home warranty companies in Nashville.

Editor's Choice
98.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
98.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
97.6

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

The 7 Best Home Warranty Companies in Nashville

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 98.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 97.60
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 The Home Service Club
Editorial Rating 97.20
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim
  # 5 Liberty Home Guard
Editorial Rating 96.50
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.70
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Limited plan selection
  • Online chat not supported

Our highest-rated home warranty companies in Nashville include:

Compare Nashville Home Warranty Providers

There are more than sixty home warranty companies for Nashville homeowners. With the population of Nashville increasing so significantly, the number of home warranty companies only continues to grow. At Review Home Warranties, we compared each of these home warranty companies to come up with the best options on the market. We looked at everything from coverage options to BBB ratings and service fees. This is how the top seven home warranty companies in Nashville ranked. 

Provider

Visit Site

Best For

Monthly Cost

Service Fee

BBB Rating

Choice Home Warranty

Site

Best Overall

$40 – $48

$85

B-

American Home Shield

Site

Most Customizable

$50 – $60

$75 – $150

B

Select Home Warranty

Site

Most Affordable

$36 – $38

$60

B

Liberty Home Guard

Site

Best Reviewed

$40 – $60

$60

A

Cinch Home Services

Site

Best Workmanship

$28 – $40

$100 – $150

A-

First Premier Home Warranty

Site

Best Coverage

$45

$75

B-

ServicePlus Home Warranty

Site

Best Emergency Service

$41 – $45

$75 – $125

A

Nashville Home Warranty Costs 

The cost of a Nashville home warranty will be one of the most important factors for a homeowner to consider. The more expensive your home warranty is, the more coverage it likely has. Having an idea of home warranty costs before you start shopping for a plan will ensure that you get a great deal on your home warranty coverage. We have done this in-depth research to develop the average costs, use them to your benefit as you shop. 

Type

Average Annual Premium

Overall

$724.91

Single Family Home

$608.54

Multi-Family

$1,093.43

Townhome

$499.79

Condo

$601.11

Duplex

$879.78

Home Over 5,000 sq ft

$1,294.73

Home Under 5,000 sq ft

$648.37

Nashville Home Warranty Company Reviews

The home warranty options in Nashville are quite good. You can look at these options and decide which will be a perfect option for your needs as a homeowner. Try to have an idea as to which coverages are the most important for your home. Are you most concerned with appliances, systems, or both? Look for a plan that covers all of your most important requests while keeping the pricing in check. 

1. Choice Home Warranty: Best Overall 

Choice Home Warranty is the best overall home warranty in Nashville. If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty.  

Choice has the best plans at the most competitive prices, along with having among the highest coverage limits of our top picks. That’s why they hit #1 in Nashville and in our national rankings. Many service providers exist out there, but Choice Home Warranty offers the best policy on the market. 

One of the things you will quickly learn is that there are many exclusions and fine print involved in choosing a home warranty. We feel as though Choice Home Warranty keeps things as simple as possible.  You will know exactly what is covered in your plan and how to navigate a service request. The Choice Home Warranty does cover replacement costs as long as it is within the range of the policy limits. Overall this is a top home warranty company because of its transparency and the total home protection it offers. 

Pros

Cons

  • Comprehensive coverage options 
  • Easy to understand service contract
  • Low pricing
  • Fair service fees 
  • Great customer service
  • Only two plans to choose from 
  • No custom plan options 

Plans and Pricing

There are two Choice Home Warranty plans to decide between; the great news is that each of these home warranty plans has both system and appliance coverage for homeowners. The service fees and overall plan costs are quite fair. 

Plan

Cost Per Month

Service Fee

Basic Plan

$42

$85

Total Plan

$50

$85

Coverage:

Coverage from Choice Home Warranty is very impressive. The coverage caps are priced at around $3000 for each covered item making them one of the highest in the industry. If you have high-end systems and appliances, the Choice Home Warranty plan will give you the coverage you need. 

Customer Reviews:

Called in a claim, and they sent out a company the next morning. The company they sent out was very professional and answered all my questions. The claims rep that handled our claim was more than helpful. We were with another company and switched over to Choice, and it was the best thing we ever done.” Source

2. American Home Shield: Most Customizable 

The American Home Shield is the most customizable home warranty plan in the industry. American Home Shield, also known as AHS, is a premium home warranty company. You may notice that the prices for an American Home Shield warranty are slightly higher, but there are reasons behind this. Whether you want your plumbing system, your well pump, or your hot water heater covered, you can customize your AHS plan to work for your needs. 

In addition, with American Home Shield, you can customize your service fee to work for your budget. There is quite a bit of flexibility in pricing and coverage options making this a great plan. American Home Shield offers the most comprehensive Combo Plan among our top three, with 23 major home systems and appliances covered.

Pros

Cons

  • Customization of plan options
  • Can choose a pricing/service fee that works for your budget
  • More than 50 years of experience
  • High coverage caps
  • Large network of contractors 
  • Pricing of the plan tends to be a little higher than other home warranties 

Plans and Pricing

The American Home Shield home warranty has three plans for homeowners to choose from. The plans have a customizable service fee that allows Nashville homeowners to find a plan the fits the needs of their budget. AHS has premium pricing, but the overall service makes it well worth it. 

Plan

Cost Per Month

Service Fee

Silver Plan

$45

$75 – $125

Gold Plan

$55

$75 – $125

Platinum Plan

$79

$75 – $125

Coverage:

The American Home Shield home warranty has high coverage caps associated with the coverage. Most of the caps are around $2500, which is considerably higher than other companies. 

Customer Reviews:

AHS has provided me with great service over the many years I have been with them. They typically send out qualified contractors with the knowledge needed to perform your repair. They recently sent out ************, the best experience I have ever had who provided top-notch service.Source

3. Select Home Warranty: Most Affordable 

The Select Home Warranty is the most affordable home warranty in Nashville. If budget is one of your concerns, Select Home Warranty is the smartest choice. The Select Home Warranty policy is one of the more affordable home warranty plan choices on the market. The monthly service fees and the deductible or service call fee are both priced very reasonably. 

For the lower pricing, you may notice some decreased coverage options in the basic or platinum plan. However, with the platinum plan, you will get free coverage against a roof leak. Certainly, that is a helpful addition to this home service plan. The Select Home Warranty has been on the market for more than nine years, and they take workmanship and quality quite seriously. 

Pros

Cons

  • Clear and concise plan options
  • High workmanship quality
  • Free roof leak coverage with plan 
  • Affordable home warranty plan 
  • Coverage caps tend to be slightly lower 

Plans and Pricing

The three plans from Select Home Warranty are all affordable. The Platinum Care plan has a great mix of both system and appliance coverage, and it just costs a few dollars more per month than other home warranty plans on the market. In addition, the service fees from Select Home Warranty are very fairly priced. 

Plan

Cost Per Month

Service Fee

Gold Care

$41

$65

Bronze Care

$41

$65

Platinum Care

$47

$65

Coverage:

The only thing that customers need to be aware of is that the coverage caps from a Select Home Warranty plan are considerably lower than those from American Home Shield or Choice Home Warranty. 

Customer Reviews:

Our refrigerator wasn’t working, and we almost bought a new one when I remembered our home warranty. I called, and a technician called us back and ordered a new part. We, unfortunately, had to wait a week for the part, but that’s life these days. Our technician **** came and installed it. When he called later to check on it, our fridge still wasn’t cold enough, and he came back a second time and got it working fine. All for the price of my deductible! Better than buying a new refrigerator. Great service!”  Source

4. Liberty Home Guard: Best Reviewed 

Liberty Home Guard is the best-reviewed home warranty in Nashville. So many of these home warranty companies have been around for thirty or more years. Liberty Home Guard is one of the newer companies out there, but don’t let that scare you away. In the short time they have been on the market, they have managed to build a great network of professionals. In addition, the customer service at Liberty Home Guard is second to none. 

This is a newer and more modern company with streamlined systems and communication. Whether your garbage disposal or your washer goes down, Liberty Home Guard can help. Liberty Home Guard is a perfect example of a new company that came into the market to try and make a difference and improve the current plan options. 

Pros

Cons

  • Impressive BBB rating
  • Great customer service
  • A long list of add on coverage options 
  • 60 Day Workmanship guarantee 
  • Newer company with slightly less experience 

Plans and Pricing

There are three home warranty plans for Nashville homeowners to choose from. The Total Home Guard is the best overall option when it comes to the coverage choices being both systems and appliances. Service fees from Liberty Home Guard are also some of the most affordable on the market. 

Plan

Cost Per Month

Service Fee

Systems Guard

$49.99

$60

Appliance Guard

$44.99

$60

Total Home Guard

$54.99

$60

Coverage:

The coverage caps from Liberty Home Guard are fair, and the overall coverage options can be greatly expanded when you sign up for the additional coverage choices. If your Nashville home has some unique appliances and systems, the Liberty Home Guard plan is the best on the market. 

Customer Reviews:

It has been a pleasure having access to Liberty Home Guard’s team. Having Ben, David, Eric to guide me through the contact details without playing phone tag. The personal service put me at ease, making the choice of great service at an affordable rate, I would definitely recommend this company to anyone interested in having the security of knowing all my home repairs are covered. No worries, no surprises, great personal service, just a call away. Thank you all…*****Source

5. ServicePlus Home Warranty: Best Emergency Service 

ServicePlus Home Warranty offers the best emergency service for homeowners. With the ServicePlus home warranty, you can get fast response times as part of the regular service and also with the upgraded emergency service. Although emergency services may have an upcharge associated with them, access to these emergency services is important. IF your AC goes down in the middle of the Nashville summer, you will want it fixed quickly. 

The ServicePlus Home Warranty has been on the market for more than five years. This has allowed ServicePlus to build a strong network of professionals that can help ensure that your home warranty needs are quickly taken care of. Customer service and plan pricing from ServicePlus are also quite good. 

Pros

Cons

  • Very fast response times
  • Strong workmanship quality 
  • An extensive network of technicians
  • Fairly priced plan choices 
  • Some emergency services have an upcharge 

Plans and Pricing

There are two ServicePlus home warranty plans to choose from. The pricing is fair, and service fees are also considered to be below average.

Plan

Cost Per Month

Service Fee

Gold Plan

$42

$75

Platinum Plan

$46

$75

Coverage:

Coverage from ServicePlus home warranty is quite good. Homeowners will have average coverage caps and a large number of covered items on the Platinum Plan. However, where ServicePlus stands out is the speed of the service they provide. 

Customer Reviews:

My air conditioner broke on Thursday, and I filed a claim with THP the same day; the next day, a technician arrived at my home and fixed the problem on the spot. Reasonable prices, excellent customer service, and fast responses to claims. I am pleased with the services provided by this company.” Source

6. First Premier Home Warranty: Best Coverage 

The First Premier Home Warranty offers the best coverage on the market. With the First Premier Home Warranty being on the market for just one year, the BBB ratings are quite impressive. Most home warranty companies have a hard time earning an A rating with the BBB, but First Premier has managed to do it with great customer service and impressive coverage options. 

The basic plan from First Premier Home Warranty has more than 15 covered items, which is considerably more than other home warranty plans on the market. In addition, First Premier quickly handles customer issues and offers very fair pricing. The newer company makes claims easy to submit and will respond to your needs rather quickly. 

Pros

Cons

  • New company eager to earn business
  • Impressive BBB rating for a new home warranty brand 
  • Fairly priced policies 
  • Easy to submit claims and requests
  • Quick response times 
  • Have not been on the market for long 

Plans and Pricing

There are two FIrst Premier Home Warranty plans to chose from. The Platinum Plan has more than 18 covered items and a fair service fee. For new homeowners that are not sure which coverages they need or don’t need, the Platinum Plan is the best overall choice. 

Plan

Cost Per Month

Service Fee

Premier Plan

$43

$75

Platinum Plan

$50

$75

Coverage:

The only thing that homeowners need to be careful of with the FIrst Premier Home Warranty is the coverage caps. The coverage caps associated with this plan are below average, and that is what helps make the plan so affordable. 

Customer Reviews:

Great and reliable company. Waited to do this after my service request; they showed up on time and got me approved for a new microwave!”Source

7. Cinch Home Services: Best Workmanship

The Cinch Home Services plan is the best workmanship on the market. With the Cinch Home Services home warranty, you will get a 180-day workmanship guarantee. This guarantee will ensure that you won’t have to worry about paying a service fee or repair expense for the same appliance or system twice. With more than 40 years in the home warranty industry, Cinch has learned how important the workmanship guarantee is for homeowners. 

Cinch Home Services offers customers a wide range of coverage options and impressive coverage caps. The plan also works to help you with preventative maintenance by providing credit towards things like AC filters. Cinch Home Services wants you to see them as a partner in all of your home warranty needs. 

Pros

Cons

  • 180-day workmanship guarantee
  • Great customer service
  • More than 40 years in the industry 
  • Extensive coverage options 
  • Service fees are higher 

Plans and Pricing

There are three home warranty plans from Cinch Home Services, with the Complete Home Plan being the most comprehensive choice. This plan has a service fee that is customizable and will impact the monthly pricing for a customer. The higher the monthly price, the lower the service fee. 

Plan

Cost Per Month

Service Fee

Appliances Plan

$44.99

$100 – $150

Built-In Systems Plan

$51.99

$100 – $150

Complete Home Plan

$61.99

$100 – $150

Coverage:

The coverage associated with the Cinch Home Services home warranty is quite good, and coverage caps will adequately repair both high end appliances and low-end appliances. 

Customer Reviews:

My 25-year-old microwave died. HMS gave me and installed a brand new, beautiful over the range microwave. That’s the kind of service we all deserve from home warranty companies. Thank you, HMS. Source

What Does a Home Warranty Cover in Nashville

A home warranty in Nashville will protect systems and appliances, such as the HVAC, furnace, plumbing, and septic system. With a Nashville home warranty in place, you will only have to pay certain fees to have your home back up and running in a matter of days or less. The home warranty will help cover what homeowners insurance will not cover. 

Home warranties typically only require a service fee to be able to have a repair scheduled and completed. As long as the repair fits within the coverage caps of the plan, you will not have any additional fees. With a home warranty, you will still have to maintain all of your appliances and keep them in excellent working order. 

The home warranty will not cover issues related to intentional breakages, misuse, or lack of maintenance. Home warranties are more about protecting against normal wear and tear. Natural disasters are not covered as part of a Nashville home warranty. 

Here are the common systems covered under a Nashville home warranty plan:

  • HVAC (heating and air conditioning) 
  • HVAC ductwork
  • Ceiling and exhaust fans
  • Plumbing system including stoppages
  • Electrical system
  • Water heater
  • Garbage disposal

Common appliances covered under Nashville home warranties include:

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

Benefits of a Home Warranty in Nashville

There are some tremendous benefits to having a home warranty in Nashville. The most important benefit is the cost savings that this plan can provide. However, there are other important benefits related to peace of mind, quality contractors, and time savings. When you fully understand the benefits of a Nashville home warranty, it can be an easier investment. 

Peace of Mind

Nashville homeowners will have peace of mind that the home warranty they choose will protect systems and appliances without large expenses. Homeownership can be stressful and make homeowners worry about their financial stability. With a home warranty in place, most homeowners simply need to be prepared to pay a service fee. 

Quality Contractors 

Contractors can be hard to find. The best quality contractors are often quite busy, and you may end up searching for days to try and get the people you need to respond to your issue. However, with a home warranty in place, quality contractors will be sent to your home after submitting a request for service. You will not need to do much more than simply submit the request. 

Time Savings

A home warranty in Nashville can help homeowners save time. Not only will you not have to fix the appliances and systems in your home, but you will not have to search for contractors either. The home warranty makes it easy to submit a claim and then have the repair handled within  short period of time. 

Final Thoughts

Hopefully, you feel as though you can choose a home warranty plan for your Nashville home. There are so many great options on the market; you will undoubtedly be able to find a match for your home. The Choice Home Warranty is the best overall home warranty on the market. This plan has been around for 13 years, has impressive coverage, and higher coverage caps than other home warranty plans. With the Choice Home Warranty, it won’t matter if your home is old or new; you can get the exact coverage you need to help with your home warranty needs. Getting a few quotes for home warranty coverage is smart so that your home warranty will end up being a great match for the covered items and your budget.

Curious about home warranties in other areas in Tennessee, like Knoxville, Memphis, or around the U.S.? Check out our articles on Las Vegas, San Jose, and Phoenix for further reading.

Our Rating Methodology 

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we’ve broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

FAQs for Home Warranties in Nashville, TN

What Is A Service Fee? 

A service fee is a price you pay for a home warranty repair or replacement. Most of the time, service fees are only $60 to $150, and this should be all that it costs to have a repair completed. Service fees are part of all home warranty plans, and sometimes they are referred to as deductibles. 

Are Tennessee Home Warranties Worth It? 

Typically it takes one or two repairs in a year to justify the cost of the entire plan for the year. One HVAC repair could be hundreds or thousands of dollars, and the home warranty plan will help that simply cost you a service fee. Home warranties in Tennessee can make a difference when it comes to the overall affordability of homeownership. 

How Much Is A Tennessee Home Warranty? 

A Tennessee home warranty is typically priced between $500 and $1200 a year. These prices will vary depending on the coverage you choose and the way you pay your plan. Some companies will offer significant cost savings if you pay upfront for the entire year. Keep in mind that Tennessee home warranties typically have service fees that will also come into your total costs for the year. 

Do Home Warranties Cover Replacement Costs? 

Home warranty companies cover replacement costs. This does not always mean that you will get a brand new appliance put into your home; however, it could. Your current appliances and systems’ coverage caps and conditions will impact the replacement costs associated with your home warranty plan. No matter what, having a home warranty in place will make a system or appliance replacement considerably more affordable.