There are many home warranty companies in Mississippi which offer their customers good service and excellent coverage for their home systems and appliances. In order to help you select the best home warranty company in Mississippi that will meet all of the needs for your home coverage, we created these reviews. Please read them, as well as the advertiser’s disclosure carefully to avoid any mishaps in the future.
Mississippi: Hot and humid. What do you need to cover first?
While selecting the best home warranty company in Mississippi, what do you need to take into consideration? First of all, think about the climate you live in. In Mississippi, the climate is humid subtropical. This means long, hot, and humid summers and short and mild winters.
The average temperatures in July and August are 91°F in Jackson, Gulfport, and Tupelo, and 93°F in Meridian. The highest recorded temperature of 115°F was recorded in 1930 near Holly Springs. Overall, temperatures above the 70s can be experienced from March through November. Statistically, Mississippi is the fifth hottest state in the USA after Texas, Louisiana, Florida, and Oklahoma.
When you live in such a hot climate, the first thing you would need to cover under a home warranty is air conditioning. Among many home warranty companies in Mississippi, 2-10 Home Warranty stands out with its coverage limit as high as $25, 000 per contract term. This company covers the primary floor air conditioning unit with up to a 5-ton capacity.
In case you live in a bigger house with more than one air conditioning unit, we recommend that you purchase coverage with Total Home Protection. This company covers mechanical parts and components for two ducted electrical central air conditioning systems.
To ensure that your air conditioners and fans function properly it is important to have your electrical system operational at all times, except for major power outages, of course. Practically all home warranty companies in Mississippi provide coverage for the electrical system. Select Home Warranty, for example, covers wiring, service panels and subpanels, switches, breakers, outlets, junction boxes, and ground fault interrupters. Please note that damage to the electrical system caused by flood, fire, water, rust, and power failure is not covered. This applies to more than just the electrical system as well.
Thunderstorms are common in Mississippi, especially in the southern part of the state. On average, Mississippi has around 27 tornadoes annually. The northern part of the state has more tornadoes earlier in the year, and the southern part a higher frequency later in the year. Two of the five deadliest tornadoes in U.S. history occurred in Natchez and Tupelo. A home warranty in Mississippi will not cover any damage caused by thunderstorms, tornadoes, or hurricanes.
Seasonal flooding in Mississippi, which is possible from December to June, may have a detrimental effect on your plumbing systems. The majority of home warranty companies in Mississippi do not cover damage directly caused by flooding or roots. However, the best home warranty companies, such as First American Home Warranty in Mississippi, do cover leaks and breaks of water, toilet tanks, whirlpool motors in built-in bathtubs, sump pumps, stoppages, and clogs.
Home warranty regulations in Mississippi
Before you sign a home warranty contract, we highly encourage you to read our reviews. You will not only find the home warranty prices in Mississippi but also familiarize yourself with contract terms including the fine print, coverage plans, and what other people have to say about it. It is also good to know that a home warranty is regulated in your state.
The Mississippi state government perceives a home warranty contract as not a contract for insurance, but as a service contract, which is subject to the Mississippi Consumer Protection Act.
Is it worth buying a home warranty in Mississippi?
Buying a house often comes with many additional expenses, such as repairs, replacements, homeowners insurance, new furniture and decor, new landscaping, and more. Some homeowners may have second thoughts about buying a home warranty on top of all this. To help you decide where a home warranty is worth buying now versus later, we have created a home maintenance calculator that compares your home maintenance expenses to an average home warranty price. To see the results, just enter the age of your house and the number of expected repair per year.
Our final words about home warranty companies in Mississippi
A number of homeowners in Mississippi find the idea of having a home warranty very attractive. It helps them cover the expenses for the repairs and replacements of their home systems and appliances, provides them peace of mind, and in some cases even helps them sell their property at a better price.
Due to the geographic location and climate, the most important home systems that should be covered under a home warranty are air conditioning, electrical and plumbing. It is also a good idea to cover home appliances under a home warranty, especially those, for which their manufacturer’s warranty has expired. Since Mississippi is a hot state, a swimming pool warranty may also come in handy.
We hope that our home warranty reviews will help you find the best home warranty for your house, whether it is located in a big town such as Jackson, Mississippi, or in the smallest village. The best home warranty companies in Mississippi provide coverage regardless of location or even the type of your dwelling. Please read the reviews as well as the advertiser disclaimer carefully to avoid any misunderstanding in the future.