Looking for a home warranty in Minnesota but don’t know where to start? You’ve come to the right place. ReviewHomeWarranties.com collected information on different home warranty companies in MN, rated them, and selected the best ones for you. Our home warranty reviews cover information on the company’s trustworthiness, coverage plans, terms and conditions, and customer feedback.

Best Home Warranty Companies in Minnesota

  # 1 Select Home Warranty
Editorial Rating 98.5
  • $150 off + 2 months free
  • $0 transfer fee
  • Good selection of plans
  • High contractor professionalism
  • Quick replacement payments
  • First 30 days: Free cancellation
  # 2 Amazon Home Warranty
Editorial Rating 91.8
  • 24/7 service calls
  • Accredited by BBB
  • Excellent BBB rating A+
  • Market veteran
  • Low optional coverage costs
  • Minimal negative feedback
  # 3 2-10 Home Buyers Warranty
Editorial Rating 89.5
  • Lower chance of claim denial
  • 24/7 service calls
  • Accredited by BBB
  • Excellent BBB rating A
  • Large and established firm
  • Market veteran
  # 4 Total Home Protection
Editorial Rating 87.6
  • Multiple optional coverage items
  • 24/7 service calls
  • Clear terms and conditions
  • Higher chance of payment delays
  • Poor BBB rating D
  # 5 Liberty Home Guard
Editorial Rating 82.8
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • 1 day to submit a claim
  • New on the market
  • Smaller company
  # 6
Home Warranty of America
Editorial Rating 81.1
  • Choose your own service fee!
  • 24/7 service calls
  • Market veteran
  • Delays in repairs reported
  • Unexpected fees reported
  • Limited coverage
  • Low contractor ability reported
  # 7
America’s 1st Choice Home Club
Editorial Rating 80.9
  • Choose your own service fee!
  • 24/7 service calls
  • Accredited by BBB
  • Tricky terms and conditions
  • Higher chance of payment delays
  • 1 day to submit a claim
Fair Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our-top lists throughout the website, including our list of best home warranty companies. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Who Needs a Home Warranty in Minnesota?

Minnesota is a great place to live. There are a lot of business opportunities, low unemployment rate, great health care, and high quality of life overall. According to a report from WalletHub that looked at family income, education opportunities for kids and adults, family fun and recreation, health, safety, and other categories, Minnesota is rated the second-best state after Massachusetts to raise a family.

Minnesota stateAs many families in Minnesota prefer to own their houses, they know very well how much effort it takes to keep them in good condition, and how expensive it can be. A home warranty can be a smart way to save money on home repairs. The best home warranty companies in MN offer coverage for heating, cooling, electrical, and plumbing systems, as well as major kitchen and laundry appliances. Top home warranty plans in Minnesota also include coverage for swimming pool and spa, extra home appliances, and even pest control services.

Not only people currently living in Minnesota might want to buy a home warranty coverage there. According to a study from AARP, the nation’s largest advocate for senior citizens, Minnesota is the best state to retire, especially for those who find Florida too hot to be comfortable. People who live in other states first buy vacation houses in Minnesota, and later they move there in their golden years. They say that Minneapolis has more golfers per capita than any other city in the country. As they become homeowners, they also start looking for the best home warranty in MN, which could help them cover expenses for repairs of their home systems and appliances.

Why Purchase a Home Warranty in Minnesota?

Minnesota is the northernmost territory in the 48 contiguous states. Each year, citizens in the northern part of the state see about 70 inches of snowfall, and the average winter temperature is 8°F. In these weather conditions, homeowners should keep their heating systems and water heaters covered by the best home warranty Minnesota companies have to offer. Total Home Protection, for example, has coverage for mechanical parts and components of two heating systems designed for residential use only.

Minnesota is known not only for its harsh winters, but also for the many bodies of water that flow outward in three directions—north to Hudson Bay in Canada, east to the Atlantic Ocean, and south to the Gulf of Mexico. The Dakota Indians named the land “Mnisota,” which means “sky-blue waters.” The state’s nickname as the “Land of 10,000 Lakes” is an understatement—the state actually boasts 11,842. Minnesota has 90,000 miles of shoreline, more than California, Florida, and Hawaii combined.

These conditions create high humidity, which can have a detrimental effect on the electrical system in the house as well as an impact on normal wear and tear of home appliances. One of the best home warranty companies in Minnesota, Select Home Warranty, offers the Bronze Care plan that was created just for kitchen and laundry appliances.

Overall, purchasing a home warranty in Minnesota is a necessity that will likely save the homeowner a lot of money when major home systems or appliances malfunction at the most unexpected and inconvenient times.

Home warranty regulations in Minnesota

Before signing a contract with any home warranty company in Minnesota, it will be useful to know where you can file a complaint if something goes wrong. The state offers a home warranty dispute resolution through the Minnesota Department of Labor and Industry. It provides the guidelines and resources specific to home service contracts. Each home warranty in MN must obtain a registration with the Department of Commerce.


Final Words about Home Warranty in Minnesota

Minnesota is one of the most appealing places to live in the United States. People move here to raise their families and to retire. They buy houses and want to protect their home systems and appliances with a home warranty. ReviewHomeWarranties.com selected the best home warranty companies in Minnesota and now offers the reviews to MN residents.

Interestingly, the nation’s first Better Business Bureau was founded in Minneapolis in 1912. The top home warranties in Minnesota are BBB accredited, and their rating is not lower than B.

Most of the companies serve their customers 24 hours a day, 7 days a week, so you may give them a call to get a free quote any time of the day. Alternatively, you can contact them online by clicking the green “Visit Website” button next to the company's name and logo on our site.

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