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Best Home Warranty in Milwaukee

Like most areas of the country, the real estate market in Milwaukee, Wisconsin, continues to heat up. Prices are on the rise, and as we have seen in the past, more and more renters are coming to the area to enjoy all that Milwaukee has to offer.

We have gathered the best home warranty options in Milwaukee, along with some helpful tips on how to narrow down the plans. Let’s take a look at the best home warranty in Wisconsin for you. Here are Milwaukee’s 3 top-rated home warranty companies:

Editor's Choice

98.0

Claim Offer

Best Overall

98.5

Claim Offer

Most Affordable

95.7

Claim Offer

Whether you are looking for a home for yourself or as an investment rental property in Milwaukee, it makes sense to have a home warranty plan in place. The home warranty plans available to Milwaukee residents are some of the best in the nation.

Having some peace of mind about the state of your home systems and home appliances is what having a home warranty is all about. However, finding the best home warranty companies can feel like an enormous task. Luckily that is where we come in.

Who needs a Home Warranty in Milwaukee?

At first thought, you may assume that it is rather obvious that a person who owns a home would benefit from a home warranty. However, there are several ways in which a home warranty plan can serve you. Let’s take a look at the people that will benefit the most.

Homeowners

It does not matter if you have been living in your home for twenty years or you just moved there last week; it is imperative to keep the appliances and systems in working order. A home warranty provides homeowners with peace of mind and the ability to budget.

What were to happen if your air conditioning and your water heater went down in the same week? Would you be able to afford to fix them both? These types of expenses are hard to afford, but unfortunately, they come up quite often.

Homeowners with a home service plan in place will make a service call and have the issue dealt with. So much of the stress and worry is going with a home warranty in place.

Homebuyers

When you first purchase your home, it is the perfect time to enroll with one of the top home warranty providers. Your home will have just had an inspection, and you will have a good idea of the condition of the covered items.

Homebuyers tend to get wrapped up in the decorating and updating of the house, and they forget to think about issues that can come up with the HVAC or the heating systems, or even the clothes washer.

Having a plan in place that will offer protection against normal wear and unforeseen malfunctions is a very smart idea. Look for a discount from companies that homebuyers may be eligible for during the first year of homeownership.

Landlords

If you thought the home warranty industry only helped with owner-occupied properties, think again. The rental market in Milwaukee is always very strong. This leads people to invest in properties to help produce extra income.

This is a smart plan; however, it only means that you have more major appliances and major systems that you are responsible for. When a tenant calls and says there is a problem with a sump pump or garage door opener, it is on you to go and fix it.

If you have a home warranty in place, you will simply reach out to your service provider and follow the protocol for service requests. When all is said and done, you will have saved a lot of time and money.

Home warranty service is a smart way to be efficient in the home investment industry.

Renters

As a renter, you may or may not be responsible for the washing machine, refrigerator, air conditioning, and more. It is important to understand what your responsibilities are as you get into a rental property.

If indeed the repairs or replacement could be part of your responsibility, a Winsconsin home warranty covers renters from these high costs. Renters can look for a basic plan that will keep them covered should an issue come up or something that offers total home protection.

Top Home Warranty Companies for Milwaukee Homeowners

Choice Home Warranty

98.5

Rating

More Than 10 Years on the Market

Most Comprehensive Coverage Available

Free Reservice Period for Parts

Emergency Service Available

Cheapest and Best Basic Plan ($34/m)

Choice Home Warranty Review

Clients from:

Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming, District of Columbia, California

American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.

American Home Shield Review

Clients from:

Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

First 2 Months Free on all Plans!

$500 Homeowner insurance deductible reimbursement

24/7 customer service

Industry-leading 180-day workmanship guarantee

18,000 reliable & fast local technicians

Low cancellation fee

Cinch Home Services Review

Clients from:

Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

Visit Website

Call (855) 995-1294

ServicePlus Home Warranty

95.1

Rating

Customer Service Available 24/7

Least BBB Complaints

Great Reviews on Google Places

Reservice for Failed Parts

1 Free Month Upon Annual Sign-Up

ServicePlus Home Warranty Review

Clients from:

Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Florida, Hawaii, Minnesota, New Hampshire, Rhode Island, Utah, Wisconsin, New Mexico, Maine, Massachusetts, North Dakota, South Dakota, Vermont, Wyoming, District of Columbia, Iowa

Visit Website

Call (267) 824-4010

America's 1st Choice Home Club

91.8

Rating

BBB Rating B

80%+ Positive Reviews Online

Modular Plans

America's 1st Choice Home Club Review

Clients from:

Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia, Florida

Visit Website

Call (877) 755-1115

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 5 Best Home Warranties in Wisconsin

Now that you can see who will benefit from a home warranty in Wisconsin, it’s time to break down which of the home warranty companies are the best in the state. When we do home warranty reviews, we analyze everything from the service contracts to better business bureau ratings to customer satisfaction. These five plans stood out as the overall best.

Choice Home Warranty

The best Wisconsin home warranty is Choice Home Warranty. A Choice plan covers all of the necessary appliances and systems with an easy-to-understand and affordable plan.

The Choice Home Warranty makes it simple by offering a basic and a total plan.

When you decide to sign up with Choice, simply figure out which parts of the home you need covered under the protection plan and choose the option that is best suited for your needs. Chances are the total coverage plan will be the best choice.

With this company, you will have very clear service fees or deductible information and specific procedures for submitting a claim. Choice Home Warranty is a company that knows what they are doing, and they have the history in the industry to prove it.

American Home Shield

American Home Shield is one of the premium home warranty companies in Milwaukee. The best part of the American Home Shield plan is the ability for customers to put together a custom plan that works specifically for them.

With American Home Shield, you can create your own combo plan, ensuring that everything from electrical systems to ductwork is covered in your home.

The American Home Shield home warranty offers some of the best workmanship on the market. The network of professionals is strong, and they are readily available to help with your needs.

In addition to customizing your appliance or system choices, you can also decide on the best service fee for your budget. If you want a low service fee, you can pay a bit more per month. Overall this is a premium plan that will be your partner in keeping your home operational.

America’s First Choice Home Club

America’s First Choice Home Club is a great choice when you enjoy the flexibility of a home warranty plan. With America’s First Choice, you can choose between a variety of different plan options, including something that covers just appliances or a plan that offers a combination of coverages.

Overall, America’s First Choice is a great company to work with, and they are comparable to other plans on the market when it comes to pricing. We love the ability to choose your service fee. The service fee can range anywhere from $75 to $125, and it will all depend on the cost you choose for your monthly payments.

Sometimes with a homeowners insurance plan, you feel locked into the price you pay. With a home warranty, things don’t have to be that way. You can still have some say in how the plan works and the way it protects your home.

Getting a company that can help you protect your home without any hassle and for a fair price is certainly something that is worth investing in. America’s First Choice Home Club is a Milwaukee warranty that you should consider investing in.

Cinch Home Services

Many of the home warranty plans on our list are available across the entire country.

However, others are built specifically for the local area. Cinch is one of those companies that can be hard to find in other parts of the country. Milwaukee residents should be glad they have this option.

Cinch offers some affordable and comprehensive plans for homeowners. However, there is one aspect of this policy that really sets them apart.

With Cinch Home Services, you will have a 180-day workmanship guarantee. This means that if you pay a service fee to have your washing machine fixed, you will not have to pay another service fee for the next 180 days if an issue comes up with that particular appliance.

This is a great way to help you save money and keep expenses in check. It also says a lot about how Cinch Home Services feels towards their service technicians and repair personnel.

Total Home Protection

Last but certainly not least is Total Home Protection. As the name implies, Total Home Protection offers some great plans that will cover your entire home. The comprehensive coverage choices from this plan are perfect for those homeowners that know they are not willing to take on any repairs or replacements without the help of a professional.

One of the best things about the Total Home Protection plan is that you get free roof coverage. Many homeowners believe that roof coverage is part of a homeowners insurance plan. This, however, is not the case.

Although a homeowner’s insurance plan can protect you from damage during a major storm or natural disaster, a leak related to a few missing shingles or tiles is not covered.

Therefore the home warranty will give you more of a better way to keep your roof protected. Getting this for free is even more beneficial for the homeowner on a budget.

What To Look For When Choosing a Home Warranty in Milwaukee

Now that you have a better idea as to which of these plans are the best on the market, it’s time to narrow down the one that will be best for your home. There are a few key factors to consider when you are choosing a home warranty in Milwaukee. Keeping these things in mind can help to lead you to the right decision for your home.

Cost

A home warranty plan will likely not cost as much as you think. Many people think about how much an extended warranty is on one appliance and think that the home warranty plan will be like multiplying that across all of your systems and appliances. We can assure you that it is not that expensive.

Home warranty plans typically pay for themselves if you have just one or two repairs during the course of a year. When it comes to the cost of the plan, the basic plan options will be the cheapest, with the more comprehensive coverage being more expensive.

Always make sure you consider both the monthly charges of the plan and also the service fees. These are the things that you will be responsible for, and you must make sure that you can afford them.

Coverage

Not all home warranty companies offer the same coverage. You may find that one company specializes in home systems where another specializes in home appliances. If you have a pool or a spa, you will need to find a home warranty provider that adds coverage for those things.

We always recommend looking at the price you pay for the plan and the number of things that the plan covers. This helps homeowners to decide if the plan is indeed a good value.

Coverage for a home warranty will also impact the price that you pay for the plan.

The better the coverage, the more the price tends to be.

Considerations for Milwaukee Residents

There are some important things that Milwaukee residents need to consider when choosing the home warranty plan for their home. The most important is to ensure that the home warranty plan can protect against plumbing systems, electrical systems and heating systems.

As any Milwaukee resident can tell you, the winters are tough on a home. You will notice that your appliances and systems can have a hard time during these months when the temperatures are below freezing.

Make sure that your plan covers things to keep you comfortable throughout the year.

Home Warranty Coverage in Milwaukee

Coverage options in Milwaukee include everything from a basic plan to a more comprehensive or total home plan. Depending on what you need out of your plan, you can decide which of these options makes the most sense for you.

Basic coverage in Milwaukee will cover either appliances or home systems, and your pricing will likely be around $35 to $40 per month. These plans will allow you to have your home covered but still not see too much of an impact on your monthly budget.

Mid-level coverage is usually a combination of a few appliances and a few home systems. There will be things that your mid-level coverage will leave off, but for the most part, this tends to be the most popular option. Mid-level coverage is usually anywhere from $45-50 per month.

Finally, the comprehensive coverage is the most inclusive and will cover almost the entire home. Of course, this is considered a more premium-level plan, and you can also expect to pay quite a bit more. Comprehensive coverage will be $60 or more per month.

Depending on your individual budget and the needs of your home, choose a plan that works best for you.

Cost of Home Warranties in Milwaukee

Home warranties in Milwaukee range between $40-$65 per month. The average cost of a home warranty in Milwaukee is $56 per month for a combo plan. The combo plan is designed to give you the best coverage for your money.

A home warranty in Milwaukee or in Madison will cost about the same as it does across the rest of the state of Wisconsin. In addition, the Milwaukee costs tend to be about the same as they are in the surrounding states. You will notice that areas that have similar climate and weather will likely pay around the same for a home warranty plan.

In addition, some areas will be impacted by real estate costs. For instance, a home warranty plan in California is likely going to cost a bit more than something in Milwaukee.

Overall, most homeowners can justify the cost they pay for a plan because of all that it does to help them save money and budget for repairs.

Are you curious about home warranties in other areas around the U.S.? Check out our articles on Tampa, Fresno, and Brooklyn for further reading.

Key Considerations for Milwaukee Residents

Living in Milwaukee has lots of benefits; however, there are some negatives as well. Milwaukee is rather far north, and therefore you can expect some cold winters. In addition, the proximity to the water makes Milwaukee one of the more humid areas to live in.

The combination of extreme temperature changes along with humidity can be difficult for home warranties and home systems to withstand. Although you may think that you are covered simply by having a homeowners insurance policy, be prepared to pay a bit extra for repairs and replacements.

Some areas of the country are going to provide less wear and tear on a home; Milwaukee is not one of those areas. Whether you have just purchased a home or you are in the process of maintaining an older home, it is important to consider that Milwaukee is a location that you will need a home warranty plan in place.