Finding a home warranty in Michigan is easy, but finding the best home warranty that would cover all your needs can take you a significant amount of time. To simplify this task, we have collected information on multiple home warranty companies in Michigan. We compared all these companies so that you could make an informed decision of which company to choose.
- Market veteran
- Different plan types available
- Emergency service available
- Tricky terms and conditions
- Incomprehensive coverage
- Considerable negative feedback
- 1 day to submit a claim
Who needs a home warranty in Michigan?
Michigan is the tenth most populous state in the USA, and 73% of its citizens own their houses. Any homeowner, regardless of whether they live in the wealthiest communities in Oakland County or the poorest in Benton Harbor, can find a home warranty that would fit their budget.
Even the most basic home warranty plans, like the ones offered by Total Home Protection for $29 a month, can help the new homeowner save a significant amount of money on unexpected repairs and replacements of their home systems and appliances.
This plan includes electrical and plumbing system, plumbing stoppages, water heater, bathtub, ceiling fans, garage door opener, and a long list of kitchen appliances.
More seasoned homeowners often prefer to switch to more comprehensive plans, like the one offered by Choice Home Warranty. Its Total Plan covers all major home systems, washer and dryer, kitchen appliances, and more.
Home sellers will also benefit from having a home warranty as it will protect their wallets from any unexpected repairs or replacements while their house is on the market. Besides, buyers are more likely to buy a house that already has a warranty and less likely to negotiate the price downwards.
What should be covered by a home warranty in Michigan?
Before you start looking for a home warranty plan in Michigan, think about which part of the state you live in and what climate you have. Climate may play a big role in the functioning of your home systems and appliances.
Overall, Michigan has a continental climate, with two distinct regions. The central and southern parts, from the Saginaw Bay and Grand Rapids southward, have a warmer climate with long and hot summers.
If you live in the area, it would be wise to make sure that your air conditioning system is covered properly. Select Home Warranty may become a great help offering coverage for your A/C system under the Gold Care and Platinum Care plans.
The northern part of the state has a more severe climate with warm, but short summers and cold, to very cold winters. The temperatures may get as low as -35F. In these conditions, it is crucial to have your heating system and water heater covered under a home warranty.
The entire state of Michigan averages thirty days of thunderstorm activity per year. As you know, thunderstorms may trigger power outages, which in turn may have a detrimental effect on the operation of your home appliances.
Some companies, like American Home Guard, offer special Appliance plans that cover kitchen and laundry appliances only. A Systems plan for home systems only and Combo plan that includes both systems and appliances are also available.
Any home, townhome, condo, or mobile home owner, home buyer or home seller may benefit from having a home warranty in Michigan. Many home warranty companies offer their services, so it is not always easy to decide which plan would work for you.
In order to help you make an informed decision, we collected information on various home warranty companies, compared their plans, summarized their terms and conditions, and rated them accordingly.
Before you sign a contract with a home warranty company, there are some things you should take into consideration. First, is what you want covered in your house—all systems and home appliances, systems only, appliances only, or a certain combination of both?
Depending on your answer to this question, there are different plans available at various home warranty companies in Michigan. There are basic plans, more comprehensive advanced plans, system plans, appliances plans, and a long list of optional coverage items.
Another important thing you should consider is the location of your house. What kind of climate do you live in? How may it influence your home systems and appliances? The answers to these questions will help you find the right home warranty plan that will satisfy your needs for home warranty coverage.