Top Best Home Warranty Companies In Michigan Review

Want to know more about the most reliable home warranties available on the Great Lakes in Michigan?

If so, you’ve come to the right place. In this review you will learn: 

  • What is a home warranty for a Michigan resident and which one is the best?
  • Which items are protected in MI under a home warranty policy?
  • What factors should be considered when purchasing an Michigan home warranty?
  • And much more!

While searching for a home warranty might seem overwhelming, we’ve made it easier for you to find the right protection plan in Michigan. After 68+ companies reviewed, we’re pulling back the curtain on the leading 7 home warranty companies in the MI industry. Check out the table below! 


Editor's Choice

Limited Time: New Customers Get $100 Off
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Best Overall

Limited Offer: $50 Off + 1 month free
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Most Affordable

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in Michigan

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $100 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $175 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Amazon Home Warranty
Editorial Rating 95.6
  • $100 Off + 1 Month Free
  • Good BBB rating B
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
  # 5 Liberty Home Guard
Editorial Rating 95.1
  • $200 off + 2 month free + Free Roof Coverage
  • Newly designed customer claim portal
  • The BBB's #1 Home Warranty Company
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.0
  • Get $100/ $50 off!
  • Large number of homeowners
  • Clients report fair compensation
      # 7 First American Home Warranty
    Editorial Rating 94.9
    • Best Customer Service 2020
    • Large and established
    • Plans from $25/m
    • Automatically renewed policy
    • Limited selection of extra coverage

    Disclosure: has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

    In general, finding a home warranty is easy, but finding the best home warranty companies in Michigan that would cover all your needs can take you a significant amount of time. To simplify this task, we have collected information on multiple home warranty companies in Michigan. We compared all these companies so that you could make an informed decision of which company to choose. Keep reading to learn more about protection in MI. 

    Who needs a home warranty in Michigan?

    Michigan is the tenth most populous state in the USA, with a population of over 10 million people, and 73% of its citizens own their houses. Any homeowner, regardless of whether they live in the wealthiest communities in Oakland County or the poorest in Benton Harbor, is looking for ways to protect their wallets from any unexpected expenses on home repairs. This is where home warranty companies come in handy. The homeowners can easily find a home warranty in Michigan that would fit their budget.

    Even the most basic home warranty plans in Michigan, like the ones offered by Total Home Protection, can help the new homeowner save a significant amount of money on unexpected repairs and replacements of their home systems and appliances.

    This plan includes an electrical and plumbing system, plumbing stoppages, water heater, bathtub, ceiling fans, garage door opener, and a long list of kitchen appliances.

    More seasoned homeowners, especially those who look for the best home warranty for older homes in Michigan, often prefer to switch to more comprehensive plans, like the one offered by Choice Home Warranty. Its Total Plan covers all major home systems, washer and dryer, kitchen appliances, and more.

    Home sellers will also benefit from having the best home warranty in Michigan as it will protect their wallets from any unexpected repairs or replacements while their house is on the market. Besides, buyers are more likely to buy a house that already has a warranty and less likely to negotiate the price downwards.

    Looking for the best home warranty plans?- Read Our Research

    There is a huge variety of home warranty plans on the market. How would you find the one that is right for you? Do you know which home systems and appliances you would like to be covered? Do you need a basic plan or a comprehensive plan? Read our comparison of the top home warranty plans and choose the right home warranty plan based on this knowledge.

    Our Recommended Home Warranty Package

    What should be covered by a home warranty in Michigan?

    Before you start looking for a home warranty plan in Michigan, think about which part of the state you live in and what climate you have. Climate may play a big role in the functioning of your home systems and appliances.

    Overall, Michigan has a continental climate, with two distinct regions. The central and southern parts, from the Saginaw Bay and Grand Rapids southward, have a warmer climate with long and hot summers.

    If you live in the area, it would be wise to make sure that your air conditioning system is covered properly. Select Home Warranty may become a great help offering coverage for your A/C system under the Gold Care and Platinum Care plans.

    The northern part of the state has a more severe climate with warm, but short summers and cold, to very cold winters. The temperatures may get as low as -35F. In these conditions, it is crucial to have your heating system and water heater covered under a home warranty. One of the industry leaders, 2-10 Home Buyers Warranty offers coverage up to 25,000 for HVAC system in Michigan.

    Want to know more about coverage plans for your water heater? Click here!

    The entire state of Michigan averages thirty days of thunderstorm activity per year. As you know, thunderstorms may trigger power outages, which in turn may have a detrimental effect on the operation of your home appliances.

    Some companies, like HomeServe USA, offer special Appliance plans that cover kitchen and laundry appliances only. A Systems plan for home systems only and Combo plan that includes both systems and appliances are also available.


    Looking for the Best Home Appliance Insurance?- Read Our Research

    Every American home nowadays is equipped with multiple home appliances. Usually, when you purchase a new home appliance, it comes with a manufacturer's warranty. As soon as the manufacturer's warranty expires, do you think is it better to extend it or purchase a home appliance warranty instead? Find the answers to this question in our article.

    Best Home Appliance Insurance - Read Our Research

    FAQs for Home Warranties in Michigan

    Is a Michigan home warranty worth it?

    You rely on the systems and appliances in your home to function properly day in and day out. But as they age, they are all prone to malfunction at some point. 
    A home warranty can be another layer of protection for your budget when systems and appliances stop working. Instead of not knowing how much repair or replacement might be, a home warranty spells out the coverage for your most common appliances and systems at a price you know ahead of time and can plug right into your budget.

    What are the best home warranty companies in Michigan?

    All-day every day, we are looking at the costs, coverage, and reputation of almost 70 home warranty companies operating in the United States. Our top five picks for your Michigan home are:
    1. Choice Home Warranty
    2. American Home Shield
    3. Select Home Warranty
    4. Amazon Home Warranty
    5. Liberty Home Guard

    What do home warranties cover?

    A home warranty is meant to fill in the gap where your homeowner’s insurance and manufacturer’s warranty fall short. So for everyday wear and tear that leads to a breakdown of common appliances and systems in your home, a home warranty offers coverage for these situations.
    Common appliances covered:
    • Oven/stove/range
    • Refrigerator
    • Dishwasher
    • Clothes washer
    • Clothes dryer
    • Built-in microwave oven
    Common systems covered:
    • Heating 
    • Air conditioning
    • Electrical
    • Plumbing
    • Water heater
    Other common coverage includes garage door openers, garbage disposals, doorbells, exhaust and ceiling fans, and HVAC ductwork. 
    There is also often optional add-on coverage you can get for a pool and spa, pumps for septic, well, or sump pump, freezers, and additional refrigerators.

    How much does a Michigan home warranty cost?

    Remember both components of the cost of a home warranty: the monthly premium, and the service call fee paid each time the home warranty company sends a technician to check on a claim and make the repairs or replacements needed. A service call fee can range from around $70 to $150 depending on the provider. 
    With most home warranty companies, you can opt for either an Appliance Plan or a Systems Plan as standalone coverage. But most people choose a Combo Plan that covers all the major systems and appliances in their home. Here is the average cost of a Combo Plan among our top five Michigan providers:
    Combo Plan
    Top 5 Average

    How do I choose a good home warranty?

    Here are three steps to take in choosing the right home warranty company for your home:
    1. Research - Do what you are doing now and find out the prices, coverage, and reputation of the companies with plans available in Michigan.
    2. Look at several quotes - Don’t just take the first offer that comes your way. Get quotes from several companies. Depending on the plan options you choose and the discounts a home warranty company might be offering, you can find the right coverage that works with your budget.
    3. Read the service agreement - Before signing anything and making a payment, be sure to read the service agreement carefully. 


    Any home, townhome, condo, or mobile homeowner, home buyer, or home seller may benefit from having a home warranty in Michigan. Many home warranty companies offer their services, so it is not always easy to decide which plan would work for you.

    Home warranty MichiganIn order to help you make an informed decision, we collected information on various home warranty companies, compared their plans, summarized their terms and conditions, and rated them accordingly.

    Before you sign a contract with a home warranty company, there are some things you should take into consideration. First, is what you want covered in your house—all systems and home appliances, systems only, appliances only, or a certain combination of both?

    Depending on your answer to this question, there are different plans available at various home warranty companies in Michigan. There are basic plans, more comprehensive advanced plans, system plans, appliances plans, and a long list of optional coverage items.

    Read Also: System and Appliance Coverage In An Older Home

    Another important thing you should consider is the location of your house. What kind of climate do you live in? How may it influence your home systems and appliances? The answers to these questions will help you find the right home warranty plan that will satisfy your needs for home warranty coverage.

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