Want to know more about the most reliable home warranties available on the Great Lakes in Michigan?
If so, you’ve come to the right place. In this review you will learn:
- What is a home warranty for a Michigan resident and which one is the best?
- Which items are protected in MI under a home warranty policy?
- What factors should be considered when purchasing an Michigan home warranty?
- And much more!
While searching for a home warranty might seem overwhelming, we’ve made it easier for you to find the right protection plan in Michigan. After 68+ companies reviewed, we’re pulling back the curtain on the leading 7 home warranty companies in the MI industry. Check out the table below!
In general, finding a home warranty is easy, but finding the best home warranty companies in Michigan that would cover all your needs can take you a significant amount of time. To simplify this task, we have collected information on multiple home warranty companies in Michigan. We compared all these companies so that you could make an informed decision of which company to choose. Keep reading to learn more about protection in MI.
Who needs a home warranty in Michigan?
Michigan is the tenth most populous state in the USA, with a population of over 10 million people, and 73% of its citizens own their houses. Any homeowner, regardless of whether they live in the wealthiest communities in Oakland County or the poorest in Benton Harbor, is looking for ways to protect their wallets from any unexpected expenses on home repairs. This is where home warranty companies come in handy. The homeowners can easily find a home warranty in Michigan that would fit their budget.
Top 7 Best Home Warranty Companies in Michigan
Even the most basic home warranty plans in Michigan, like the ones offered by Total Home Protection, can help the new homeowner save a significant amount of money on unexpected repairs and replacements of their home systems and appliances.
This plan includes an electrical and plumbing system, plumbing stoppages, water heater, bathtub, ceiling fans, garage door opener, and a long list of kitchen appliances.
Best Home Warranty In Michigan?
Choice Home Warranty stands out in the home insurance market as the #1 pick in Michigan. Choice Home Warranty is a must-have if you value quality coverage, comprehensive plans and customer service availability 24/7.
More seasoned homeowners, especially those who look for the best home warranty for older homes in Michigan, often prefer to switch to more comprehensive plans, like the one offered by Choice Home Warranty. Its Total Plan covers all major home systems, washer and dryer, kitchen appliances, and more.
Home sellers will also benefit from having the best home warranty in Michigan as it will protect their wallets from any unexpected repairs or replacements while their house is on the market. Besides, buyers are more likely to buy a house that already has a warranty and less likely to negotiate the price downwards.
Looking for the best home warranty plans?- Read Our Research
There is a huge variety of home warranty plans on the market. How would you find the one that is right for you? Do you know which home systems and appliances you would like to be covered? Do you need a basic plan or a comprehensive plan? Read our comparison of the top home warranty plans and choose the right home warranty plan based on this knowledge.
What should be covered by a home warranty in Michigan?
Before you start looking for a home warranty plan in Michigan, think about which part of the state you live in and what climate you have. Climate may play a big role in the functioning of your home systems and appliances.
Overall, Michigan has a continental climate, with two distinct regions. The central and southern parts, from the Saginaw Bay and Grand Rapids southward, have a warmer climate with long and hot summers.
If you live in the area, it would be wise to make sure that your air conditioning system is covered properly. Select Home Warranty may become a great help offering coverage for your A/C system under the Gold Care and Platinum Care plans.
The northern part of the state has a more severe climate with warm, but short summers and cold, to very cold winters. The temperatures may get as low as -35F. In these conditions, it is crucial to have your heating system and water heater covered under a home warranty. One of the industry leaders, 2-10 Home Buyers Warranty offers coverage up to 25,000 for HVAC system in Michigan.
The entire state of Michigan averages thirty days of thunderstorm activity per year. As you know, thunderstorms may trigger power outages, which in turn may have a detrimental effect on the operation of your home appliances.
Some companies, like HomeServe USA, offer special Appliance plans that cover kitchen and laundry appliances only. A Systems plan for home systems only and Combo plan that includes both systems and appliances are also available.
Looking for the Best Home Appliance Insurance?- Read Our Research
Every American home nowadays is equipped with multiple home appliances. Usually, when you purchase a new home appliance, it comes with a manufacturer's warranty. As soon as the manufacturer's warranty expires, do you think is it better to extend it or purchase a home appliance warranty instead? Find the answers to this question in our article.
Any home, townhome, condo, or mobile home owner, home buyer or home seller may benefit from having a home warranty in Michigan. Many home warranty companies offer their services, so it is not always easy to decide which plan would work for you.
In order to help you make an informed decision, we collected information on various home warranty companies, compared their plans, summarized their terms and conditions, and rated them accordingly.
Before you sign a contract with a home warranty company, there are some things you should take into consideration. First, is what you want covered in your house—all systems and home appliances, systems only, appliances only, or a certain combination of both?
Depending on your answer to this question, there are different plans available at various home warranty companies in Michigan. There are basic plans, more comprehensive advanced plans, system plans, appliances plans, and a long list of optional coverage items.
Another important thing you should consider is the location of your house. What kind of climate do you live in? How may it influence your home systems and appliances? The answers to these questions will help you find the right home warranty plan that will satisfy your needs for home warranty coverage.