Top Best Home Warranty Companies In Maryland Review

Looking to save money and protect your property at the same time with home warranty coverage in Maryland?

If this sounds like you, today we are going to tell you how! In this review you will learn: 

  • What is a home warranty for a Maryland resident and which one is the best?
  • Why should you have home protection in state of Maryland? 
  • What factors should be considered when purchasing an Maryland home warranty?
  • And much more!

We have ranked and reviewed 68+ home warranty companies in MD and are presenting the leading coverage plans in the industry to help with your search. You’re just a step away from appliance and system protection, so keep reading to discover which company is right for you!

Editor's Choice
97.0

Limited Time: New Customers Get $100 Off
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in Maryland

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $100 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $175 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Amazon Home Warranty
Editorial Rating 95.6
  • $100 Off + 1 Month Free
  • Good BBB rating B
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
  # 5 Liberty Home Guard
Editorial Rating 95.1
  • $200 off + 2 month free + Free Roof Coverage
  • Newly designed customer claim portal
  • The BBB's #1 Home Warranty Company
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.0
  • Get $100/ $50 off!
  • Large number of homeowners
  • Clients report fair compensation
      # 7 First American Home Warranty
    Editorial Rating 94.9
    • Best Customer Service 2020
    • Large and established
    • Plans from $25/m
    • Automatically renewed policy
    • Limited selection of extra coverage

    Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

    A home warranty in Maryland is a must-have for those homeowners who would like to avoid any unexpected repair and replacement costs of their home systems and appliances. ReviewHomeWarranties.com collected and analyzed reviews for the best home warranty companies in MD that will satisfy all of your needs for home warranty coverage.  

    Who Needs a Home Warranty in Maryland?

    Maryland is one of the smallest states in the US, yet it is one of the most densely populated. There are more than six million citizens, which makes Maryland the 19th most populated state in the USA. 

    There are almost 595 people per square mile in Maryland, making it the 5th most densely populated state. Almost 67% of those people are homeowners, which means that home warranty Maryland companies are in high demand.

    Although it is lower than in Texas, California, or some other U.S states, Maryland is still one of the top 10 consumers of home warranties based on search data from Google Keyword Planner. The best home warranty companies in MD provide services to the owners of any type of housing: single-family homes, duplexes, condos, and even mobile homes.

    Maryland real estate market is pretty well-developed. The mean year of the house built in this state is 1976. This means that the majority of the houses need comprehensive home warranty coverage for both home systems and appliances. Maryland residents prefer to live in spacious houses with 6.2 rooms on average. The median monthly maintenance cost for these houses is around $582, which is comparable to the cost of a yearly home warranty contract.

    Maryland population per square mile

     

    The best home warranty companies for Maryland residents

    According to Census Bureau data, the population in Maryland has grown significantly over the past 10 years. As the real estate market recovers, more and more families are moving into their houses every year and protecting them with the best home warranties in Maryland. 2-10 Home Buyers Warranty is one of the most popular companies in this state. Many homeowners select it for comprehensive coverage, high coverage limits, and reasonable pricing.

    Many new homeowners in Maryland settle around the big cities, like Baltimore and Annapolis, and in smaller cities closer to Washington, D.C., like Bethesda and Potomac. The center of the population in Maryland in Jessup, on the county line between Anne Arundel County and Howard County.

    CNN Money lists Potomac, Maryland, as the most affluent town in the United States based on median household income. These households are considered to be the wealthiest in the country. They select the best home warranty plans that cover multiple air conditioning and heating units and the maximum number of kitchen appliances.

    The best home warranty plans for Maryland residents

    Homeowners in MarylandThese plans are not as expensive as one might think. Basic plans in companies like Total Home Protection costs around $45 a month. They include plumbing and electrical systems, and a full range of kitchen appliances, from refrigerators to exhaust fans.

    More comprehensive plans are available for homeowners who prefer to have peace of mind by purchasing a home warranty for the most essential home systems and appliances. The Gold Plan from America’s First Choice Home Club, for example, will cost $550 a year, which is about $46 a month or $1.50 a day. It includes air conditioning, heating, electrical and plumbing systems, as well as kitchen and laundry appliances.

    Be sure to read through additional Maryland home warranty reviews on this page to learn the ins and outs of each company's coverage. They do tend to be tricky - and this is precisely why we have listed what each plan by each company contains.

    What Factors Should be Considered Before Purchasing a Home Warranty?

    For those homeowners who plan to purchase a home warranty in the near future, one of the major factors to be considered is the climate. This may have a big influence on the normal wear and tear of home systems and appliances.

    Climate in Maryland

    The climate in Maryland is typical of the East Coast. The summers are hot and humid, requiring lots of air conditioning. Winters are mostly mild to cool, but heating systems should always be in working condition. What does this mean in terms of a home warranty?

    Average Annual Precipitation in MAryland

    Source: Daculaweather.com

    The best home warranty for Maryland residents provided by companies like Select Home Warranty, for example, would cover all major home systems, including heating and air conditioning, plumbing, and electrical systems.

    High precipitation, up to 45 inches a year, resulting in high humidity, can lead to malfunctions in kitchen and laundry appliances. These can and should be covered by home warranty plans for mechanical failure during normal operation.

    One of the top home warranty companies Maryland that offer a special plan for appliances is Amazon Home Warranty. For $40 a month, the company’s Essential Appliances plan will cover all major kitchen and laundry appliances.

     

    Looking for the Best Home Appliance Insurance? - Read Our Research

    Once you purchase a home appliance, there is usually a manufacturer's warranty that comes with it. However, once it is expired in 1 to 5 years, is it better to extend it or to purchase a home warranty?

    Did you know that there are almost 50 home warranty companies on the market that offer coverage for your appliances, such as washer and dryer, refrigerator, oven, microwave, and dishwasher?

    ReviewHomeWarranties research team has compared the home appliance warranty to the appliance extended warranty. Click the button below to see the results!

    Which Appliance Warranty is the Best? - In Our Research

    Freezing temperatures below -10°F are rare, but homeowners should still keep in mind that damage caused by frost is not covered in many cases.

    Location of your house

    Another important factor that needs to be considered while choosing a home warranty is the one that real estate agents value most: the location of the house.

    Its location near the Atlantic coast makes Maryland prone to tropical cyclones and hurricanes. While it is important to have home insurance that would cover damage caused by natural disasters, it is equally important to keep the electrical system, plumbing, and sewage in good working condition.

    This is where a home warranty in Maryland comes in handy. A roof warranty may also come in handy because it covers roof leaks.

    With heavy rainy comes the potential for roof leaks in MD. Check out this video for tips on what to do if you discover a roof leak.

     

    Please note that the home warranty plans do not cover damage from natural sources. They cover repairs and replace parts that malfunction due to normal wear and tear.

    Some home warranty companies, such as Advanced Home Warranty, offer optional coverage for sump pumps. This is highly recommended for houses located in flood zones, or down the hills where the groundwater comes close to the surface.

    Age of your house

    Maryland suburban house covered under a home warrantyAs a rule, the older your house is, the more comprehensive you want your home warranty to be. In Maryland, the median year when the houses were built is 1976.

    In case you live in a house built 40 years ago or older, your best decision will be to purchase a Premier plan from the companies like First American Home Warranty that offers coverage for both home systems and major kitchen and laundry appliances.

    Are Home Warranties Regulated in Maryland?

    It is always important to know whether the operation of home warranty companies in Maryland is regulated, and which authorities control them. According to the Department of Labor, Licensing and Regulation, home warranties are covered by the Maryland Service Contracts and Consumer Products Guaranty Act, which is found in Title 14 of the Commercial Law Article of the Annotated Code of Maryland. This Act requires the companies to disclose information about their services but does not enforce the warranties due to limited authorities.

    What does it mean for the consumers? Usually, it means that home warranties in Maryland are only as good as the company that issues them so if the business closes, most consumers are left without a way to enforce the warranty.

    FAQs for Home Warranties in Maryland

    Is a Maryland home warranty worth it?

    When you stop and think about all the appliances and systems that make your home function every single day, it’s pretty amazing. When even one of those systems or appliances breaks down, it can be a huge headache. And how will repair or replacement get paid for?
     
    Answering that question is where a home warranty can come in handy. With a home warranty, your major appliances and systems can be protected from breakdown due to everyday wear and tear, for less than you might pay for just one breakdown of one appliance or system.

    What are the best home warranty companies in Maryland?

    We take a deep dive into the pricing, stats, reviews, and overall capabilities of nearly 70 home warranty companies. The best ones we’ve found for your Maryland home are these five:
     
    1. Choice Home Warranty
    2. American Home Shield
    3. Select Home Warranty
    4. Amazon Home Warranty
    5. Liberty Home Guard

    What do home warranties cover?

    People get home warranties to cover specific appliances and systems from malfunction and breakdown due to everyday wear and tear. It’s the kind of thing that homeowner’s insurance is not going to cover. 

    1. Most Common Coverage

    Systems
    • HVAC (heating and air conditioning) 
    • Plumbing system
    • Electrical system
    • Water heater
    Appliances
    • Refrigerator
    • Oven / Range / Stove
    • Cooktop
    • Dishwasher
    • Clothes Washer
    • Clothes Dryer
    • Built-in microwave

    2. What some cover

    Some providers will also include coverage for things like plumbing stoppages, HVAC ductwork, ceiling and exhaust fans, garbage disposals, and even doorbells.
     
    Many providers offer optional coverage for items like well and septic pumps, pools and spas, sump pumps, and additional refrigerators or freezers. 

    3. What few cover

    Some companies offer coverage that is unique in the industry. For instance, Select Home Warranty offers limited roof leak coverage on all plans, not just as an optional add-on. Amazon will cover a whole-home humidifier and even your wine fridge as add-on options.

    How much does a Maryland home warranty cost?

    Pricing for a home warranty comes in two parts. The biggest cost is the monthly premium. If you call in a claim and the home warranty company sends out a contractor, there will be a service call fee. 
     
    Premium costs vary depending on what kind of plan you get. Home warranty plans come in three main varieties: Appliance Plans, Systems Plans, and Combo Plans. Most people choose the Combo Plan for coverage of all major appliances and systems for just a few dollars more a month compared to a standalone Systems or Appliance Plan. 
     
    Combo Plan
    Monthly
    Annually
    Top 5 Average
    $56
    $672
     
    A service call fee can range from around $70 to as much as $150. Usually, if you pay a higher service call fee, you’ll get a lower monthly premium.

    How do I choose a good home warranty?

    There are three basic steps to choosing the home warranty that’s right for you.
    1. Research - Do exactly what you are doing now and look at what kinds of plans are available in Maryland, the cost, the reputation of the provider, and all the data you can find.
    2. Get Quotes - All the home warranty companies will offer a free quote for the coverage and options you are looking for. Make sure to get at least two or three quotes to get the best deal with the best options for your situation.
    3. Make the Purchase - Read the service agreement carefully before you sign. But once you understand the terms, make the purchase. Most companies allow for 30 days with no cancellation fee if you change your mind.

    Final Words About Home Warranties in Maryland

    Home warranty in Maryland is available to real estate agents, home sellers, and home buyers, and current homeowners. Real estate agents protect their business and real estate transactions, home sellers attract more customers by offering them one-year warranty coverage, and homebuyers keep the cost of home systems repairs and appliance replacements under control.

    Finding the best home warranty companies in Maryland may become not an easy task. We did our best to collect all of the necessary information on each company, including consumer reports, and present it to you here.

    Coverage may vary significantly from company to company and state to state. Be sure to review how your Maryland policy compares to nearby states like Delaware, Virginia and West Virginia.

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