Looking for home warranty companies in Louisiana? You have come to the right place! To help you make the right choice, ReviewHomeWarranties.com gathered information on the best home warranty companies in Louisiana, analyzed it, compared it, and rated it. We strongly advise reading our reviews carefully in order to avoid any mishaps in the future.
Why do people buy a home warranty in Louisiana?
There has been steady growth in the Louisiana population over the years. As of 2019, there are over 4.68 million people, making Louisiana the 25th most populated state in the USA. Of them, more than three million people are homeowners who want to protect their property with a home warranty. Why would they want to do that? Here are some of the most popular reasons why:
When purchasing a home warranty from the best home warranty companies in Louisiana, all you need to pay is your premium and any service call fees. With the best home warranty companies in Louisiana, such as Select Home Warranty, for example, the Platinum Care Plan which covers most home systems and appliances will cost you $500 a year with a $60 service call, while a single repair of your air conditioner, for example, may cost you thousands of dollars.
There are companies like American Home Shield, which let you choose your service call fee and adjust your premiums accordingly. The higher the service call fee is, the lower the deductible.
Any repairs for the covered items under your home warranty contract will be paid up to the coverage cap. This is very important to note, so please make sure you know what is and is not covered by your contract, and what the maximum amount is that your home warranty company will pay for the repair. 2-10 Home Warranty offers a coverage cap up to $25,000 per contract term for items like air conditioning, electrical, plumbing, and heating systems. This is one of the most generous coverage options on the Louisiana home warranty insurance market.
When you have purchased one of the best home warranty plans in Louisiana, you don't have to waste your time finding a proper contractor when a home system or an appliance breaks in your house. Most home warranty companies, including Choice Home Warranty in Louisiana, have 24/7 customer service and emergency service contractors that will come to your house as soon as possible to fix the problem.
This is especially important when any essential home system, like plumbing, electricity, or heating breaks. In non-urgent cases, the home warranty contractors usually come within 2-4 business days, while it may take weeks for a non-home warranty contractor to fit you into their schedule.
Looking For The Best Home Warranty Plan? - Read Our Research
The home warranty companies offer a huge variety of home warranty plans to Louisiana customers. Which one is best for you? We have analyzed over 100 plans and selected the ones that offer the best balance in terms of price and coverage. Here we offer you a guide on how to select a home warranty step-by-step, and how to choose the right plan for your house.
Peace of mind
Owning one of the best home warranty plans in Louisiana means that you have all of the essential home systems and home appliances covered. Even if the plan that you have purchased does not cover some items, like an additional refrigerator, central vacuum, or swimming pool, you can always add these items from the optional add-on list for a small fee. For example, if you have a contract with Total Home Protection, adding a sump pump to your coverage will only cost you an additional $25 a year, while the coverage for this item is up to $500.
Increasing the value of your property
Real estate agents in Louisiana noticed that houses covered by a home warranty sell faster and at a better price. The buyer is less likely to negotiate the price if they know that any unexpected repairs of home systems and appliances are covered under a home warranty.
Home sellers, on the other hand, are also happy to have their houses covered under the best home warranty plans in Louisiana. In case something breaks when the house is on the market, they don’t have to make any extra expenses.
Top home warranties in Louisiana, including Advanced Home Warranty, allow a contract transfer from home sellers to home buyers. In most cases, a transfer fee may apply.
Once the home warranty in Louisiana is transferred to the home buyer, it will be renewed automatically on an annual basis, unless canceled. Cancellation with refund is usually available within a limited amount of time, up to 30 days from the contract expiration date.
First Time Home Buyer Tips - Read Our Blog
Are you looking forward to buying your first house? Don't rush! Read our blog first. You may find some useful tips about first time home buying and what comes with it. Build your budget, get a good home warranty plan, and watch for those surprise costs!
Another good reason why you need a good home warranty is a hot subtropical climate in Louisiana. With long, hot and humid summers it is crucial to have the air conditioning system operational or have it quickly fixed in case something goes wrong. For these purposes, Amazon Home Warranty provides coverage for HVAC under their Major Systems plan or the Combo plan. You can also add it to your plan as an optional item for $99 a year.
Home warranty regulations in Louisiana
Before you choose one of the best home warranty plans in Louisiana, it is important to check whether the company that you selected is registered with the Louisiana Secretary of State’s Office. It also must be in good standing, meaning that the company’s license is up to date and has not been revoked.
Our conclusions about home warranty in Louisiana
Buying a home warranty in Louisiana is a smart move for all the reasons we have mentioned above: saving time and money, preserving your peace of mind, and a possible increase in the value of your property and overall attractiveness of your house in the buyer’s eyes.
However, you should exercise caution while buying a home warranty to avoid any disappointment later. To help you select between the best home warranty companies in Louisiana, we created a home warranty comparison chart for Louisiana customers.
Reading the reviews created by ReviewHomeWarranties.com and comparing the home warranty companies in Louisiana will guide you to the best home warranty plan for your house.
While selecting the items that you want to be covered under a home warranty, pay attention to the list of covered and non-covered parts, as well as the coverage limit that may vary by company. The best home warranty companies in Louisiana that we selected for you offer comprehensive plans with generous coverage limits.