With warm weather, amazing history and culture, and a good piece of the coastline, Louisiana offers homeowners some tremendous benefits. Homeownership in Louisiana is a dream come true for many people. That is until the refrigerator and the HVAC decide to stop working on the same day. This is where home warranties come into play.
In this guide, we will cover . . .
- What is a home warranty?
- Why should you have home protection on your home?
- What should you look for when purchasing a home warranty?
- The 6 best home Louisiana home warranty companies in 2021
- And much more!
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Louisiana has some humid weather, and the proximity to the saltwater in many areas can cause rapid deterioration of systems and appliances. Having a home warranty in place can help to give Louisiana homeowners peace of mind and keep their budget and savings account intact.
If you are looking for the best home warranty companies in Louisiana, keep reading as we give you the top six Louisiana home warranties to choose from.
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Top 6 Best Home Warranty Companies in Louisiana:
- Choice Home Warranty (Best Overall)
- American Home Shield (Most Customizable)
- Select Home Warranty (Most Affordable)
- Liberty Home Guard (Best Reviewed)
- First Premier Home Warranty (Best Coverage)
- Cinch Home Services (Best Workmanship)
Louisiana Home Warranty Companies Reviews
At Review Home Warranties, we took the time to go through more than 70 companies that offer home warranty services for Louisiana homeowners. When comparing these home warranty providers, we looked at things like service fees, BBB ratings, the time in the industry, plan coverage choices, coverage caps, and more. Here are our reviews of the top 6 home warranty companies in the state of Louisiana.
1. Best Overall: Choice Home Warranty
Choice Home Warranty is the best overall home warranty policy in the state of Louisiana. The Choice Home Warranty will make a home warranty plan as simple and straightforward as possible. This is one of the easiest companies to work with, and it is a major reason that people enjoy Choice Home Warranty so much. Submitting claims, dealing with technicians, and paying for your monthly premiums are all relatively easy with the Choice Home Warranty.
- Comprehensive plan options
- Simple contract
- Fair monthly pricing
- Reasonable service fees
- More than 13 years in the home warranty industry
- No custom home warranty plans for customers to build
Plans and Pricing
The Choice Home Warranty only offers two plans to choose from. Each plan is a combination of systems and appliances covered under the plan. The Total Plan is the most comprehensive with better coverage, for just a few dollars more per month.
- Basic Plan: $42 per month
- Total Plan: $50 per month
- Service Fee: $85 per month
Choice Home Warranty has some of the higher coverage caps or limits on the market. With each covered item being protected to around $2500 or more, the Choice Home Warranty plans will protect Louisiana homes that have high-end appliances as well. Some of the most popular covered items in your Louisiana homes are...
- Plumbing system
- Washing Machine
- Electrical System
- HVAC system
What Customers Are Saying:
“Thanks, Choice Home! Anthony W. was Amazing. I requested a HVAC technician, and he responded the same day. He did not have to until the next day. He called got details of the situation and. Came out to look. Got perceptions on the issue and what tools would be needed, and what had to be done. Came back the next day and did an excellent job. My AC is now working! In the Attic, which did not work for a year or two. Thanks again.!” Source
2. Most Customizable: American Home Shield
American Home Shield is the most customizable plan for Louisiana homeowners. When you have a home with unique systems or appliances, it is crucial to have a home warranty plan built to the home’s specific needs. Louisiana homeowners will enjoy the 50 years of experience that American Home Shield has in the industry. With impressive customer reviews and a very broad network of repair technicians, American Home Shield is a plan you can count on.
- More than 50 years of experience
- Can build out your custom plan with add on options
- Customizable monthly pricing and service fee pricing
- Great pool and spa coverage, in addition to other optional coverages
- Considered to be a more premium or expensive policy
Plans & Pricing
The American Home Shield plan has three options for Louisiana homeowners. AHS has one systems plan, and then two combo plans to choose from. The Gold Plan tends to be one of the most popular choices because it offers fair pricing and impressive overall coverage.
- Silver Plan: $45 per month
- Gold Plan: $55 per month
- Platinum Plan: $79 per month
- Service Fee: Service fee can range from $75 to $125 and will impact monthly pricing
The American Home Shield coverage is considered to be the most premium on the market. Getting to add your second refrigerator or your high-end stovetop are just a few of the benefits of choosing the American Home Shield home warranty. Here are some of the most popular options covered under the Louisiana home warranty from AHS . . .
- Heating system
- Garbage DIsposal
What Customers Are Saying
“I was skeptical at first, not knowing what to expect. When it was time to ask for a service to be done, it would be a long, drawn-out process, a hassle, or I would get the run-around. To my surprise, when I put in an order for a service to be done. It was very smooth and easy. You just check the box, letting them know which item, and the problem, then they send you the information of the person that will be contacting you to provide the service. The company that came out to provide the service was very professional, fixed the problem, and left. My only regret is the fact that it took me so long to purchase a home warranty. The best feeling you can give yourself is peace of mind, and I definitely received it with American Home Shield.”Source
3. Most Affordable: Select Home Warranty
Select Home Warranty is the most affordable home warranty in the state of Louisiana. With Select Home Warranty, you will have a much easier purchase decision as the pricing will justify itself quickly. It will only take one or two repairs to feel as though the Select Home Warranty was well worth the price you paid. With more than nine years in the industry, Select Home Warranty is well trusted when it comes to its workmanship.
- Impressive customer service
- Free roof leak coverage with all plans
- Quality workmanship on all repairs
- Some of the covered items have lower policy limits
- It won’t protect some high-end appliances or systems
Plans and Pricing
There are three home warranty plans to choose from with Select Home Warranty. There is a Gold Care and a Bronze Care plan that cover systems or appliances. Platinum Care is the best investment handing both systems and appliances for just a few dollars more per month.
- Gold Care: $41 per month
- Bronze Care: $41 per month
- Platinum Care: $47 per month
- Service Fee: $65
Select Home Warranty is known for offering its free roof leak coverage with all policies. However, there are some other excellent add-on coverage options as well. Overall the number of covered items on a Select Home Warranty policy is a bit more limited than other companies, simply because of the lower pricing associated with this plan. Some of the most popular coverages from Select Home Warranty include . . .
- Heating systems
- Plumbing system
- Electrical systems
What Customers Are Saying
“I had to put in a claim for my water heater, and select was able to send I actually used in the past to come out the same day to repair my problem. I was so happy that they took so much information from me over the phone so they could get it right the first time.
Very happy with the service and will definitely recommend it to my friends and family.”
4. Best Reviewed: Liberty Home Guard
The Liberty Home Guard plan is an excellent choice for those looking for a highly rated home warranty company in Louisiana. The Liberty Home Guard company is a new option on the market, having only been around for two years. With just a short time in the industry, it is impressive that Liberty Home Guard was able to earn an A rating with the BBB.
- BBB rating of an A
- Very professional employees and technicians
- 60 Day workmanship guarantee
- Add on coverage list is extensive
- Optional plan choices tend to be priced a bit higher than other companies
- Slightly limited coverage without the add ons
Plans and Pricing
The three Liberty Home Guard policies offer Louisiana homeowners peace of mind and very fair value. The service fees are also some of the lowest on the market. Overall the Liberty Home Guard, Total Home Guard, is the most comprehensive of the Liberty Home Guard plans.
- Appliance Guard: $40 per month
- Systems Guard: $45 per month
- Total Home Guard $49.99 per month
- Service Fee: $60
The Liberty Home Guard add-on coverages are the most extensive on the market. You will have no issues getting everything from your gutters to your stovetop covered as part of an LHG plan. Of course, you will have to pay for these additional coverages, but they will likely be worth the prices that you pay. Some of the coverage choices from Liberty Home Guard that customers like the best include . . .
- Garbage disposal
- Plumbing System
What Customers Are Saying:
“The customer service here is always caring and responsive, and the technicians sent seem to know what they are doing. Nice service, a worthy investment.” Source
5. Best Coverage: First Premier Home Warranty
First Premier Home Warranty is the best home warranty for Louisiana residents that need extensive coverage. Coverage is potentially more important to consider than price when you are looking at a home warranty plan. The more items in your home it’s, you can have coverage for, the easier it is to have peace of mind about your Louisiana home. First Premier Home Warranty is new to the market but they have an A- rating with the BBB already.
- BBB rating of A- in less than a year
- Modern technology and systems in place
- Great customer service
- Low overall costs if you pay upfront
- A short period of time on the market
- Coverage limits are relatively low
Plans & Pricing
There are two First Premier Home Warranty policies in place. If you want to save some extra money on your First Premier home warranty, you can pay for the plan up front for the entire year. The Platinum Plan tends to be the most popular of the two options, and the service fee of $75 is quite fair.
- Premier Plan: $43 per month
- Platinum Plan: $50 per month
- Service Fee: $75
If you are a homeowner that has quite a few systems and appliances in your home, it can be hard to decide which ones you would like covered under your home warranty plan. The First Premier Home Warranty gives plenty of covered items, even though some of the policy limits are a bit lower than other companies. Some of the most popular covered items under the First Premier home warranty include . . .
- Water heater
- Plumbing system
“Great service! I called on Memorial weekend, and First Premier had someone out the very next day. They were able to approve a new ac unit for me. I will be telling my friends about this company! A++“ Source
6. Best Workmanship: Cinch Home Services
The Cinch Home Services warranty offers the best workmanship in any of the Louisiana home warranty policies. Paying a service fee for a repair is not an issue, as long as the repair works. Luckily the Cinch Home Services warranty allows customers 180 days of a workmanship guarantee with all repairs. Cinch Home Services has more than forty years of experience in the home warranty industry; this is a company you can trust
- More than 40 years experience in Louisiana
- 180-day workmanship guarantee
- Three moderately priced plans
- Higher service fees
- Some negative customer reviews with certain contractors
Plans and Pricing
There are three Cinch Home Services plans for Louisiana homeowners to choose from. The plans are priced a bit higher than some others on the market, but they have quite a bit of coverage. The service fees for Cinch Home Services are high, but keep in mind they come with a long workmanship guarantee. This typically means the repair technicians are of higher quality.
- Appliances plan $44.99 per month
- Built-In Systems Plan: $51.99 per month
- Complete Home Plan: $61.99 per month
- Service Fee: $100-$150
Cinch Home Services has been offering Louisiana homeowners home warranty coverage for nearly 40 years. With their time in the industry and the broad coverage options, customers continue to enjoy what Cinch Home Services offers. Many Louisiana homeowners are choosing plans from Cinch that include . . .
- Septic tank
- Sump Pump
- Plumbing System
What Customers Are Saying
“Easy to purchase, inexpensive covers more than expected. Exceeds any of my expectations and far better than the leading competitor.” Source
Compare Louisiana Home Warranty Providers
|Provider||Visit Site||Best For||Monthly Cost||Service Fee||BBB Rating|
|Choice Home Warranty||Site||Best Overall||$40 - $48||$85||B-|
|American Home Shield||Site||Most Customizable||$50 - $60||$75 - $150||B|
|Select Home Warranty||Site||Most Affordable||$36 - $38||$60||B|
|Liberty Home Guard||Site||Best Reviewed||$40 - $60||$60||A|
|Cinch Home Services||Site||Best Workmanship||$28 - $40||$100 - $150||A-|
|First Premier Home Warranty||Site||Best Coverage||$45||$75||B-|
What You Should Consider Before Buying A Home Warranty in Louisiana
Now that you have the list of the best home warranties in Louisiana narrowed down to the top six, it’s time to decide which of these plans is best for your needs. There are several different ways to compare home warranty companies, and you won’t want to rely on just the pricing to compare one plan to another. Three of the most popular ways to compare home warranty coverage is to look at the plan choices, coverage caps, and service fees.
The perfect plan choice for a Louisiana home will have both system and appliance coverage. Even though this coverage can sometimes be priced a bit higher, the peace of mind that it provides will be well worth the price. Go with a home warranty company that offers a very broad, comprehensive policy.
Coverage caps are the most a home warranty will pay out on a covered item. If your refrigerator breaks down and the fix costs $600, but your policy cap is only $500, you will have to pay out of pocket for the difference. For high-end appliances and systems, choose a higher coverage cap.
The service fee is the price you pay each time you need a repair on one of your covered systems or appliances. Service fees range in price from $60 to $150. Plans with lower service fees are going to help you save money throughout the year. However, plans with higher service fees sometimes have lower monthly payments.
Home Warranty Tips for Louisiana Residents
Each state is different when it comes to its needs and requirements for a home warranty plan. Louisiana has some weather and climate issues that make it essential to keep your home systems and appliances in excellent working condition.
It really doesn’t matter if you live in New Orleans, Baton Rouge, or Lafayette; all homes will have a mix of systems and appliances. Louisiana residents will struggle without an HVAC unit in the summer and a refrigerator in their kitchen. Combo plans are the way to go for Louisiana homeowners.
Another good reason you need a good home warranty is the hot, subtropical climate in Louisiana. If your home is in Shreveport, Lake Charles, or Bossier City, you know a thing or two about the hot and humid weather that can come your way in the summertime. With long, hot, and humid summers, it is crucial to have an operational air conditioning system.
In addition, the HVAC systems are one of the most expensive in your home to repair or replace. So, it is essential to have coverage for this major home system. If you don’t have a home warranty in place, you will also be put at the end of a long list of people looking for an HVAC repair. Home warranties guarantee service for your Louisiana home within a certain period of time.
Louisiana also gets frequent storms that cause power outages. While a home warranty will not cover storm damage, the right plan will cover your electrical system and appliances. Frequent power interruptions can wear on your electrical system and even cause power surges that destroy your valuable home devices.
As we have mentioned, from New Orleans to Houma to West Monroe, Louisiana is a great place to be a homeowner. It makes sense to protect your home and your budget from these unexpected repair and replacement expenses.
Home Warranty Regulations in Louisiana
When it comes to regulations on home warranties in Louisiana, there is not too much regulation by the state. However, a new plan in place requires a builder to offer a home warranty for any new home that is built.
The important thing for homeowners to remember is that these new home warranties may not cover appliances and systems, and if they do, it could be for a very limited period of time. It is best to ensure that you understand the specifics of your new home warranty and make sure that you don’t need an additional home warranty plan.
Louisiana has so many great cities, fantastic culture, and warm weather almost all year. However, there are some stresses that come along with being a Louisiana homeowner. Ensure that you are properly caring for your home by having a home warranty in place. The best home warranty on the market is the Choice Home Warranty. With the time Choice has spent in the business and their impressive customer service, you will have a great experience with this home warranty.
Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like:
- We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on:
- Fine Print
- Plan Options
- Service Contract Details
- Customer Service
- Ratings and Reviews
- Add-On Options
- Additional Benefits
- We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
- We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
- We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.
From here we created a comprehensive, 100 point, rating scale based on the following factors:
- Plan options (25): Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics (5): The more items covered in a home warranty plan, the higher the score.
- Pricing (25): We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score.
- Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.