Top Best Home Warranty Companies In Louisiana Review

Written By: Amy Galloway

Edited by: Andrew Dunn

With warm weather, amazing history and culture, and a good piece of the coastline, Louisiana offers homeowners some tremendous benefits. Whether you’re located in New Orleans, Baton Rouge, or Lafayette, homeownership in Louisiana is a dream come true for many people. However, owning a home in this beautiful state comes with its fair share of headaches. One of the best home warranty companies in Louisiana can protect your home from unexpected breakdowns and replacements of major appliances and systems.  

In this guide, we will cover . . . 

  • What is a home warranty in Louisiana?
  • Why should you have home protection on your home? 
  • What should you look for when purchasing a home warranty?
  • The 6 best home Louisiana home warranty companies in 2023
  • And much more!
Editor's Choice

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Best Overall

Limited Offer: $50 Off + 1 month free
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Most Affordable

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Louisiana has some humid weather, and the proximity to the saltwater in many areas can cause rapid deterioration of systems and appliances. Having a home warranty in place can help to give Louisiana homeowners peace of mind and keep their budget and savings account intact. 

If you are looking for the best home warranty companies in Louisiana, keep reading as we give you the top six Louisiana home warranties to choose from.

Best Home Warranty Companies in Louisiana

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.5
  • All plans have comprehensive coverage. Most other home warranty plans cover either just systems or just appliances.
  • Choice’s coverage caps are $3,000 per item, per year for most major systems and appliances beating the industry average.
  • Choice Home Warranty doesn't exclude older homes, so you can still get coverage regardless of the age of your property.
  # 2 Liberty Home Guard
Editorial Rating 98
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • 60-day workmanship guarantee compared to the average of 30 days.
  • More than 20 options, including window washing, swimming pools, and irrigation.
  • 24/7 service calls
  # 3 American Home Shield
Editorial Rating 97.6
  • With over 52 years of experience and 1.7 million customers AHS has a long history in the industry.
  • American Home Shield, lest you choose a service fee that works for your budget.
  • Coverage caps for systems are unlimited across all three plans and are either $3000 or $6000 for appliances.
  # 4 Select Home Warranty
Editorial Rating 97.2
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • Must file claims within 3 days
  • $75 cancellation fee
  # 5 Cinch Home Services
Editorial Rating 96.5
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • Thousands of reliable & fast local service providers
  • 24/7 customer service
  • Low cancellation fee
  # 6 First Premier Home Warranty
Editorial Rating 95.7
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Online chat not supported
  • Lower cap on item replacement
  # 7 The Home Service Club
Editorial Rating 95.3
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Limited coverage
  • 1 day to submit a claim
  • Limited plan selection
  • Fewer contractors available

Disclosure: has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 7 Best Home Warranty Companies in Louisiana:

Compare Louisiana Home Warranty Providers

ProviderBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantyBest Overall$45 - $53$85D+
Liberty Home GuardBest Customer Service$45 - $54$75A-
American Home ShieldMost Customizable$25 - $75$75 - $125B
Select Home WarrantyMost Affordable$44 - $48$60B-
Americas First Choice Home ClubBest For Customization$46 - $68$75 - $125B
First American Home WarrantyBest Appliance Coverage$52-$77$75 - $125B
Cinch Home ServicesBest Add On Coverage$45 - $62$100 - $150B

Louisiana Home Warranty Costs 

When determining whether or not a home warranty will be the right choice for your Louisiana home, it makes sense to do an evaluation of the costs. In addition, when you have a company give you a quote, it’s smart to understand the state averages and what you can expect. This way, if anything seems out of the ordinary, you can question it and ensure that you are getting the best plan for the money. At Review Home Warranties, we wanted to make sure that all Louisiana homeowners understand the average costs of their plan and how this will impact their home warranty purchase decision. We included information on all kinds of homes that Louisiana homeowners can purchase. 


Average Annual Premium



Single Family Home








Home Over 5,000 sq. ft.


Home Under 5,000 sq. ft.


Louisiana Home Warranty Companies Reviews

At Review Home Warranties, we took the time to go through more than 70 companies that offer home warranty services for Louisiana homeowners. When comparing these home warranty providers, we looked at things like service fees, BBB ratings, the time in the industry, plan coverage choices, coverage caps, and more. Here are our reviews of the top 7 home warranty companies in the state of Louisiana. 

1. Choice Home Warranty: Best Overall

Choice Home Warranty is the best overall home warranty company in Louisiana. Choice Home Warranty will make a home warranty plan as simple and straightforward as possible. This is one of the easiest companies to work with, and it is a major reason why people enjoy Choice Home Warranty so much. Submitting claims, dealing with technicians, and paying for your monthly premiums can all be done with ease when you go with Choice Home Warranty. Choice is considered an industry leader not only because of its 13 years of experience, but also its commitment to helping homeowners, affordable policies, and comprehensive coverage options.



Comprehensive plan options

No custom home warranty plans for customers to build 

Simple contract


Fair monthly pricing  


Reasonable service fees


More than 13 years in the home warranty industry 


Plans, Pricing and Coverage

Choice Home Warranty only offers two plans to choose from: the Basic Plan and the Total Plan. Each plan is a combination of systems and appliances which are covered up to a certain limit, some up to $2,500. The Basic Plan covers a total of 13 items, whereas the Total Plan covers those items plus four more, all for less than $10 more per month. The Total Plan is the most comprehensive with better coverage, making it the more popular plan amongst Louisiana homeowners. Although Choice Home Warranty's service fee may seem high at $85, the overall cost of the plan is evened out by the lower monthly payments. It will be hard to find a home warranty in Louisiana with better coverage for under $55 per month.

Take a look at Choice's plan options:

  • Basic Plan ($45 per month): The Basic plan offers Louisiana homeowners good but limited coverage. The 14 items covered in this policy are ceiling fans, cooktop exhaust fans, dishwasher, ductwork, garbage disposal, ductwork, electrical system, garage door opener, heating system, oven, microwave, plumbing system, toilet and water heater.
  • Total Plan ($53.33 per month): For more comprehensive coverage, you will want to go with the Total Plan. It covers all 14 of the items included in the Basic plan plus four more: clothes washer, clothes dryer, refrigerator, and air conditioner. The 18 included items have annual maximums up to $3,000, which you will want for your heating systems when living in the deep south.
  • Optional add-ons: There are nine optional coverages offered by Choice which include central vacuum, septic tank, sump pump, well pump, pool and spa, roof leaking, and stand-alone freezer. 


Cost Per Month

Service Fee

Basic Plan



Total Plan



What Customers Are Saying

“Choice Home Warranty turned down a claim because my water heater was 25 gallons larger than their limit. I did not realize there was a limit so I filed a dispute with their dispute department and I have only wonderful things to say about Sylvanna Green-Hazel. She understood the issue which was that even though the heater was 25 gallons over their limit, the part that was needed was the exact same as for a 25 gallon or 50 gallon tank. She worked very hard and was able to allow me to have the part installed. Thank you Sylvanna! That is customer service!!!” - Marty

Learn more by reading our Choice Home Warranty Review.

2. Best Reviewed: Liberty Home Guard 

Liberty Home Guard is an excellent choice for those looking for a highly rated home warranty company in Louisiana. Liberty Home Guard is a newer option on the market, having only been around for two years. However, with just a short time in the industry, it is impressive that Liberty Home Guard was able to earn an A rating with the BBB. There are several hundred positive customer reviews applauding Liberty Home Guard for its trustworthiness to fulfill claims, friendly customer service teams, and comprehensive protection policies. 



BBB rating of an A

Optional plan choices tend to be priced a bit higher than other companies

Very professional employees and technicians

Slightly limited coverage without the add ons

60 Day workmanship guarantee


Add on coverage list is extensive


Plans, Pricing and Coverage

The three Liberty Home Guard policies offer Louisiana homeowners peace of mind and come at a fair value. Appliance Guard and Systems Guard cover only either  appliances or systems. Appliance Guard costs $69.99 per month, while Systems Guard is $74.99. The most popular plan for Louisiana homeowners is Total Home Guard. This is a combo plan, covering 20 essential home appliances and systems, for only $5 more than Systems Guard. The service fees are also some of the lowest on the market at $75 per call. Although pricing may seem high for Liberty Home Guard, the high coverage caps allow for it.

Here’s a more detailed look at Liberty Home Guard’s protection plans:

  • Appliance Guard ($45 per month): Appliance Guard includes several major appliances with coverage caps upwards of $1,500. The coverages are refrigerator, cooktop exhaust fan, ceiling fans, dishwasher, oven, clothes dryer, clothes washer, garage door opener, microwave, garbage disposal, and refrigerator ice-maker. 
  • Systems Guard ($49.83 per month): Systems Guard covers nine systems, and has an annual maximum of $2,500 on most coverages. The items covered are air conditioner, electrical system, bath exhaust fan, ductwork, heating system, plumbing and plumbing stoppages, toilet, and water heater. The higher price stems from the more expensive cost to repair or replace systems vs. appliances in the home.
  • Total Home Guard ($54.33 per month): For just a few dollars more than the Systems Guard per month, Total Home Guard offers double the coverage. The 20 items included are all of the appliances included in Appliance Guard and all of the systems in Systems Guard. This plan can offer you peace of mind that your whole house is covered.
  • Optional add-ons: Liberty Home Guard is an industry leader for add-on coverages. The company has 20+ items you can add to your policy. Some unique offerings are re-key service, pest control, gutter, and floor cleaning, lawn sprinklers, and wine refrigerators.


Cost Per Month

Service Fee

Appliance Guard



Systems Guard



Total Home Guard



What Customers Are Saying 

"Fernando who is a supervisor at Liberty Home Guard has been a tremendous help for us. When I’ve had instances where more junior reps could not get my request expedited, I’ve spoken with Fernando and he was able tog et it done. For example, last time, we had issues with our washer and Fernando was able to get an appliance repair guy at our house the next day. The diagnosis was that it couldn’t be repaired and Liberty went ahead and replaced it that week."Stewart S.

To learn more, Liberty Home Guard Review.

3. Most Customizable: American Home Shield 

American Home Shield offers the most customizable home warranty policies for Louisiana homeowners. When you have a home with unique systems or appliances, it is crucial to have a home warranty plan built to the home’s specific needs. You will be able to pick and choose what coverages you want, as well as the pricing of the plan. AHS has three service call fees to choose from, so policyholders can have a monthly premium that fits their budget. Louisiana homeowners will enjoy the 50 years of experience that American Home Shield brings to the table. With impressive customer reviews and a very broad network of repair technicians, American Home Shield offers plans you can count on. 



More than 50 years of experience 

Considered to be a more premium or expensive policy

Can build out your custom plan with add on options


Customizable monthly pricing and service fee pricing


Great pool and spa coverage, in addition to other optional coverages


Plans, Pricing and Coverage

American Home Shield has three plan options for Louisiana homeowners: ShieldSilver, ShieldGold and ShieldPlatinum. ShieldSilver is a systems-only plan with an impressive amount of systems covered, and can go for as low as $30 per month. ShieldGold is a limited combo plan that will cost around $45 per month. ShieldPlatinum is the most popular and comprehensive plan offered, covering a total of 27 major systems and appliances for as low as $59.27 per month. The price of your monthly premiums depends on the service call fee you choose; a higher service fee, the lower your monthly payment will be. The three options for service fees are $75, $100 and $125.

Take a closer look at American Home Shield's Plans (note: these prices are based on a $100 service fee):

  • ShieldSilver™ ($34.27 per month): ShieldSilver covers 17 home systems including air conditioners, smoke alarms, attic fans, bath exhaust fans, ceiling fans, cooktop exhaust, garbage disposal, doorbell, ductwork, electrical, garage door opener, heating, locksmith, plumbing, plumbing stoppages, toilet, water dispenser, water heater, and whole house fan. 
  • ShieldGold™ ($54.27 per month): If you want to expand your coverage by including a few more appliances, this plan is one step up from ShieldSilver. It covers many of the systems in that plan, plus several additional appliances including washer, dryer, refrigerator, microwave, oven, and dishwasher. This plan covers a total amount of 27 major appliances and systems.
  • ShieldPlatinum™ ($84.27 per month): ShieldPlatinum comes with comprehensive coverage on an ample amount of major systems and appliances in your home. It covers all 23 items included in ShieldGold plus garbage disposal, locksmith, water dispenser and roof leak coverage. Uniquely, ShieldPlatinum also comes with free HVAC tune-up and $1,000 credit toward code-required changes, modifications, and permits on the covered items.
  • Optional add-ons: AHS offers six optional coverages such as pool and spa, PC, TV, septic system and well pump coverage.


Cost Per Month

Service Fee



$75 - $125



$75 - $125



$75 - $125

What Customers Are Saying

I was skeptical at first, not knowing what to expect. When it was time to ask for a service to be done, it would be a long, drawn-out process, a hassle, or I would get the run-around. To my surprise, when I put in an order for a service to be done. It was very smooth and easy. You just check the box, letting them know which item, and the problem, then they send you the information of the person that will be contacting you to provide the service. The company that came out to provide the service was very professional, fixed the problem, and left. My only regret is the fact that it took me so long to purchase a home warranty. The best feeling you can give yourself is peace of mind, and I definitely received it with American Home Shield.”Sam E.

Read our American Home Shield Review for more information.

4. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in Louisiana. With Select Home Warranty, you will have a much easier purchase decision as the pricing will justify itself quickly. It will only take one or two repairs to feel as though Select Home Warranty was well worth the price you paid. Each of the three plans offered comes under $63 per month, and the industry-low service fee adds to the affordability. Many of the reviews commend Select for its low-cost plans, professional customer service representatives, and high-quality technicians. With more than nine years in the industry, Select Home Warranty is one of the most well-trust companies in Louisiana.



Impressive customer service

Some of the covered items have lower policy limits

Free roof leak coverage with all plans 

It won’t protect some high-end appliances or systems

Quality workmanship on all repairs


Plans, Pricing and Coverage

There are three home warranty plans to choose from with Select Home Warranty. The Gold Care Plan and the Bronze Care Plan cover systems or appliances, respectively, for the same price of around $57 per month. The Platinum Care Plan is the best investment, as it offers double the coverage by including both systems and appliances for just a few dollars more per month. Select Home Warranty has a service fee of $60, which ranks below the industry average of $75.

Here are more details on Select's plan options:

  • Bronze Care Plan ($44.42 per month): For the same price as the Gold Care Plan, the Bronze Care plan covers seven appliances. Those included are disposal, oven, refrigerator, dishwasher, clothes dryer, microwave, and clothes washer. 
  • Gold Care Plan ($44.42 per month): The Gold Care Plan is a systems-only policy, with coverage on six systems. It comes at the same price as the Bronze Care plan, but has higher coverage limits up to $2,000. The included systems are air conditioner, heating, ductwork, electrical, plumbing systems, and water heater. 
  • Platinum Care Plan ($47.75 per month): The best home warranty plan option from Select is the Platinum Care Plan. This plan offers comprehensive coverage on a total of 16 items for Louisiana homeowners. It includes all seven appliances in the Bronze Care plan, all six of the systems in the Gold Care Plan, plus three more items: ceiling fans, garage door opener and plumbing stoppages. 
  • Optional add-ons: The few add-on options from Select are the following: pool, spa, septic system, lawn sprinklers, stand-alone freezer, central vacuum, well pump, and sump pump. Free roof leak coverage is included in all plans.


Cost Per Month

Service Fee

Gold Care



Bronze Care



Platinum Care



What Customers Are Saying

“I was skeptical about Select Home Warranty (SHW) after having such a bad experience with ****** Home Warranty. But, Select came through in a very positive manner. I was very pleased with the turn-around time it took them to accept my repair request and dispatch a vendor. I had a pleasant experience all the way around from Select's customer representative to the company's customer service and technician."Sandra P.

For more information read our Select Home Warranty Review.

5. Best Workmanship: Cinch Home Services 

Cinch Home Services offers the best workmanship guarantee of all home warranties in Louisiana. Most policyholders agree that paying a service fee for a repair is not an issue as long as the repair works. Luckily, Cinch Home Services allows customers a 180-day workmanship guarantee with all repairs. This means that if a fix doesn't hold, Cinch will send its technicians back to reassess the issue at no extra cost! Most companies only offer a labor or parts guarantee that lasts 30-60 days, but Cinch's lasts 6 months. Additionally, Cinch Home Services has more than forty years of experience in the home warranty industry, meaning this is a company you can trust.



More than 40 years experience in Louisiana

Three moderately priced plans

180-day workmanship guarantee

Some negative customer reviews with certain contractors

Three moderately priced plans


Plans, Pricing and Coverage

There are three Cinch Home Services plans for Louisiana homeowners to choose from. The most affordable policy, the Appliances Plan, covers 11 appliances and can be as low at $34.99 per month. The Built-In Systems plan could be as low at $39.99 with the $150 service fee, and covers 21 appliances. The most comprehensive policy is the Complete Home Plan, which combines the two other plan's coverages, and costs anywhere from $49.99-$67.99. Like AHS, Cinch allows its customers to pick their service fee. Cinch's run a little higher at $75, $100 and $150. 

Here's a closer look at Cinch's home warranty policies (note: these prices are based on a $100 service fee):

  • Appliances Plan ($44.99 per month): The Appliances Plan covers a total of 11 items. This is a great option for a basic appliance-only plan. The coverages are microwave, cooktop exhaust fan, trash compactor, dishwasher, oven, clothes dryer, food center, free-standing ice maker, refrigerator, refrigerator ice-maker,  and clothes washer. 
  • Built-In Systems Plan ($51.99 per month): The Built-In Systems Plan covers 21 systems, which include air conditioner, smoke alarms, attic fans, septic tank pumping, bath exhaust fans, cooktop fans, sump pump, central vacuum, water dispenser, garbage disposal, doorbells, heating system, water heater, ductwork, toilet, electrical system, plumbing and plumbing stoppages, garage door opener, spa, and whole house fan. 
  • Complete Home Plan ($61.99 per month): The Complete Home Plan combines the Appliance Plan with the Built-In Systems Plan to cover a total of 32 major home appliances and systems. That's more coverages under one home warranty plan than what is offered by almost any other provider in the U.S. This plan also comes with a homeowners insurance reimbursement of $500 per contract term.
  • Optional add-ons: The Complete Home Plan includes so many items that the extra add-ons for Cinch are quite limited. The three items offered are pool, septic systems, and well pump coverage for $2.50-$13.33 per month.


Cost Per Month

Service Fee

Appliances Plan


$75 - $150

Built-In Systems Plan


$75 - $150

Complete Home Plan


$75 - $150

What Customers Are Saying

"Very helpful. Other companies I had contacted were pushy and abrupt. I wanted to know up-front about costs and payment options. I was immediately impressed by the Sales Rep and was able obtain exactly what I was looking for at a very good price."Sharon A.

Read our Cinch Home Services Review for more information.

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Louisiana residents that need extensive coverage. When looking at home warranties, coverage is potentially more important to consider than price because you want to make sure everything you need is covered. However, First Premier Home Warranty has both comprehensive coverage and affordable pricing. With two plans under $43 per month and nearly 20 items covered, you can't beat First Premier. Although First Premier Home Warranty is newer to the market, it has already earned an A- rating with the BBB, which comes from several hundred positive customer reviews.



BBB rating of A- in less than a year

A short period of time on the market

Modern technology and systems in place

Coverage limits are relatively low

Great customer service 


Low overall costs if you pay upfront 


Plans, Pricing and Coverage

There are two First Premier Home Warranty policies available to Louisiana homeowners. If you want to save some extra money on your First Premier Home Warranty plan, you can pay for the plan up front for the entire year and get the Premier plan for as low as $32 per month. That's 14 coverages for cheaper than what almost any other home warranty provider will offer. However, the Platinum Plan tends to be the most popular of the two options because its price is still affordable at $43 per month, but has five more coverages than the Premier Plan. First Premier's service fee of $75 is quite fair and right at the home warranty industry average.

Here are more details on First Premier's home warranty plans:

  • Premier Plan ($43 per month): This plan includes 14 coverages, such as ceiling fan, oven, cooktop exhaust, dishwasher, trash compactor, garbage disposal, ductwork, electrical system, garage door opener, microwave, plumbing system and stoppages, sump pump, and water heater. If you pay the annual cost of $399, it will be cheaper than paying by the month.
  • Platinum Plan ($50 per month): The Platinum Plan includes all of the items in the Premier Plan plus five more coverages: air conditioning, heating system, washer, dryer, and refrigerator. If you choose to pay the annual price, this plan will even out to about $37.42 per month. Although the coverage limits are lower than most other companies due to the lower premiums, First Premier still offers fair caps on A/C and heating at $1,500.
  • Optional add-ons: First Premier has 12 optional add-ons including free-standing ice maker, roof leaks, stand-alone freezer, lawn sprinkler, septic, septic tank pumping, well pump, water softener, central vacuum, refrigerator ice maker, spa and pool coverage.


Cost Per Month

Service Fee

Premier Plan



Platinum Plan



What Customers Are Saying

“I’ve been with different home warranty companies in the past, but First Premier hands down is the best. They go the extra mile for you at all times! Thank you" Mary S.

For more information read out First Premier Home Warranty Review.

7. The Home Service Club: Best for Quick Coverage

The Home Service Club is the best home warranty company in Louisiana for quick coverage. Most home warranty companies in the industry require a 30-day waiting period before your policy can begin. With The Home Service Club, you only have to wait 10 days for your home warranty to kick in. Additionally, the company doesn't require you to have a home inspection before your contract term starts, making the process of getting a home warranty in place even quicker. HSC has more than 12 years under its belt as a home warranty provider, meaning it has has plenty of time to perfect its policy plans. The two plans offered, the Standard Coverage Plan and the Comprehensive Coverage Plan, come with all-inclusive coverage at a fair price. 



No inspection is needed before the plan starts

Can be a high service fee

Plan starts after ten days 

Not accredited by the BBB 

Extensive coverage options even in the basic plan 

Plans, Pricing and Coverage

The Home Service Club offers two protection plans to LA homeowners. The two plans are the Standard Coverage plan and the Comprehensive Coverage plan. The more "basic" and limited plan is the Standard Coverage Plan, which goes for $50 per month. The Comprehensive Coverage Plan is the most popular option among Louisiana residents because includes 9 more items and costs less than $13 more per month. HSC has three options for service fees: $60, $75, and $95 service fee. A higher service fee means you'll pay more in a monthly premium.

Here are the Home Service Club plan options:

  • Standard Coverage ($50 per month): The Standard Coverage Plan includes 18 items. The included systems and appliances are air conditioner, ceiling fans, dishwasher, garbage disposal, dyer, electrical, food center, free-standing ice maker, garage door opener, heating system, microwave, oven, plumbing, refrigerator, trash compactor, central vacuum, washer, and water heater. 
  • Comprehensive Coverage ($63.00 per month): The Comprehensive Coverage plan is the best option for Louisiana homeowners because of its broad coverage and affordable cost. This plan covers all of the items in the other policy option, plus nine more: alarm wiring, attic fans, doorbell, ductwork, pest control, phone, plumbing stoppages, sump pump, toilet, water dispenser, and whole house fan.
  • Optional add-ons: HSC offs a few add-ons pool, spa, septic and more, but also has a unique package called Utilities and Home Service Line Coverage  which covers your outside gas line, water line, sewer line, and lawn sprinkler system.


Cost Per Month

Service Fee

Standard Coverage



Comprehensive Coverage



What Customer's Are Saying

"The people at HSC are very mindful of their clients' time. They do their repairs very fast, less time for stress with me and more time for them to save other people and houses! I had my ceiling fan repaired just this morning and it was pretty smooth sailing from the moment I called until the evaluation at the end." – Rachel D.

Read our HSC Review to learn more.

What is a Home Warranty?

A home warranty is a service contract between you and a home warranty company that covers the costs to repair or replace appliances and systems. The typical covered systems are the HVAC system, ductwork, plumbing system, and electrical, and appliances that are usually included are refrigerator, clothes washer, clothes dryer, dishwasher, oven and microwave. When a covered appliance or system has a breakdown, you submit a claim through the online claims portal or by phone to your provider. The company will then set up an appointment for a technician to come to your home to maintenance the item if it's covered by your policy. You will only have to pay the service fee for the repair, which is outlined in your contract. Home warranties also come with a monthly premium price, which usually ranges from $40-$70. 

It's important to note that a home warranty contract and a home insurance contract are not the same thing. A home warranty covers the cost to repair damages from normal wear-and-wear of appliances and systems. It does not cover natural disaster damages like home insurance, or damages caused intentionally, or by neglect or misuse. By getting a home warranty, you can have peace of mind that you won't have to dip into your savings in the case that one of your major appliances or systems breaks down.

How to Find the Best Home Warranty in Louisiana

Now that you have the list of the best home warranties in Louisiana narrowed down to the top seven, it’s time to decide which of these plans is best for your needs. There are several different ways to compare home warranty companies, and you won’t want to rely on just the pricing to compare one plan to another. Three of the most popular ways to compare home warranty coverage is to look at the plan choices, coverage caps, and service fees. 

Plan Choices 

The perfect plan choice for a Louisiana home will have both system and appliance coverage. Even though this coverage can sometimes be priced a bit higher, the peace of mind that it provides will be well worth the price. Go with a home warranty company that offers a very broad, comprehensive policy. 

Coverage Caps

Coverage caps are the most a home warranty will pay out on a covered item. If your refrigerator breaks down and the fix costs $600, but your policy cap is only $500, you will have to pay out of pocket for the difference. For high-end appliances and systems, choose a higher coverage cap. 

Service Fees

The service fee is the price you pay each time you need a repair on one of your covered systems or appliances. Service fees range in price from $60 to $150. Plans with lower service fees are going to help you save money throughout the year. However, plans with higher service fees sometimes have lower monthly payments. 

Home Warranty Tips for Louisiana Residents

Each state is different when it comes to its needs and requirements for a home warranty plan. Louisiana has some weather and climate issues that make it essential to keep your home systems and appliances in excellent working condition. 

It really doesn’t matter if you live in New Orleans, Baton Rouge, or Lafayette; all homes will have a mix of systems and appliances. Louisiana residents will struggle without an HVAC unit in the summer and a refrigerator in their kitchen. Combo plans are the way to go for Louisiana homeowners. 

Another good reason you need a good home warranty is the hot, subtropical climate in Louisiana. If your home is in Shreveport, Lake Charles, or Bossier City, you know a thing or two about the hot and humid weather that can come your way in the summertime. With long, hot, and humid summers, it is crucial to have an operational air conditioning system. 

In addition, the HVAC systems are one of the most expensive in your home to repair or replace. So, it is essential to have coverage for this major home system. If you don’t have a home warranty in place, you will also be put at the end of a long list of people looking for an HVAC repair. Home warranties guarantee service for your Louisiana home within a certain period of time. 

Louisiana also gets frequent storms that cause power outages. While a home warranty will not cover storm damage, the right plan will cover your electrical system and appliances. Frequent power interruptions can wear on your electrical system and even cause power surges that destroy your valuable home devices.

As we have mentioned, from New Orleans to Houma to West Monroe, Louisiana is a great place to be a homeowner. It makes sense to protect your home and your budget from these unexpected repair and replacement expenses. 

Home Warranty Regulations in Louisiana

When it comes to regulations on home warranties in Louisiana, there is not too much regulation by the state. However, a new plan in place requires a builder to offer a home warranty for any new home that is built. 

The important thing for homeowners to remember is that these new home warranties may not cover appliances and systems, and if they do, it could be for a very limited period of time. It is best to ensure that you understand the specifics of your new home warranty and make sure that you don’t need an additional home warranty plan. 

Final Thoughts

Louisiana has so many great cities, fantastic culture, and warm weather almost all year. However, there are some stresses that come along with being a Louisiana homeowner. Ensure that you are properly caring for your home by having a home warranty in place. The best home warranty on the market is the Choice Home Warranty. With the time Choice has spent in the business and their impressive customer service, you will have a great experience with this home warranty. 

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Louisiana Homeowners and Home Buyers

  • Louisiana Weatherization Benefits: As we have mentioned several times in our review of the best home warranties in Louisiana, the weather in the summer in Louisiana requires a home that is cool and comfortable. If your home can’t handle the weather or the temperatures because of specific systems and affordability issues, this is the website to look into. 
  • FHA Down Payment Assistance Grants:  Buying a home can be a significant purchase, but there is help out there for ensuring that the down payment is something you can afford. Once you have your home in place, a home warranty can help continue to make it affordable year in and year out. 
  • Louisiana Housing Corporation: The Louisiana housing corporation is a website that deals with anything and everything to do about finding and affording safe housing in the state of Louisiana. If you have unanswered questions about whether or not Louisiana home warranties are right for you, this could be an excellent place to find some information.  
  • Hope For Homeowners: If Louisiana homeownership is getting to be a bit too expensive and you are in fear of losing your home, Hope For Homeowners can help. When you are back on track, a home warranty program can be put in place to help you manage larger expenses moving forward. 
  • Homebuyer Counseling Louisiana: Purchasing a new home is a big decision; let the Louisiana housing corporation help make it more understandable and enjoyable. The homebuyer counseling is an excellent step towards ensuring there are no mistakes in your home buying experience.  

Recap of Our Top Picks In Louisiana

  # 1 Our Top Choice Liberty Home Guard
Editorial Rating 98.00
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • 60-day workmanship guarantee compared to the average of 30 days.
  • More than 20 options, including window washing, swimming pools, and irrigation.
  • 24/7 service calls
  # 2 Cinch Home Services
Editorial Rating 95.30
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • Thousands of reliable & fast local service providers
  • 24/7 customer service
  • Low cancellation fee
  # 3 First Premier Home Warranty
Editorial Rating 95.10
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Great promotions available
  • Market veteran
  • Large and established firm
  # 4 The Home Service Club
Editorial Rating 94.90
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim
  # 5 ServicePlus Home Warranty
Editorial Rating 95.10
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available

    Nearby States

    All states
    Home warranty Texas 52 companies available
    Texas Home Warranty
    Home warranty Arkansas 33 companies available
    Arkansas Home Warranty
    Home warranty Mississippi 35 companies available
    Mississippi Home Warranty

    Frequently Asked Questions in Louisiana

    Below are just some of the frequently asked questions we receive about home warranties in Louisiana.


    Is a home warranty worth it?

    Louisiana’s climate greatly affects home appliances and systems, causing frequent repairs. A home warranty in place would be a great way to protect you from the costs or repair.

    For instance, Louisiana experiences storms regularly, a major cause for power surges. When your power is interrupted frequently, it causes your appliances or electrical system to wear out.

    HomeAdvisor suggests that it costs $1139 on average to repair or replace an electrical system. So bearing in mind that a home warranty costs between 300- 600, then it’s a worthy investment.

    What are the best home warranty companies in Louisiana?

    A home warranty gives you peace of mind, but this only works out well if you get your cover from the best providers. 

    We sought out to test the various home warranty companies, comparing offers, customer service, pricing, and we came up with this list of the best home warranty companies in Louisiana;

    Home Warranty Companies in Louisiana
    Service Overview
    (Best Overall)
    • 1 month free
    • Covers old appliances
    • Available 24/7
    • 30 days free cancellation
    (Best Service)
    • $100 off
    • Flexible service fee
    • Available 24/7
    • Custom plans
    (Most Affordable)
    • Free roof cover
    • $150 off + 2 months free on all plans
    • Free home warranty transfer
    • Ranked number 1 by BBB
    • Free roof cover
    • 2 months free and $100 off
    • Low cancellation fee
    • 24/7 customer service
    • Easy claim filing and processing
    • 180 days workmanship guarantee
    • 2 months free + $200 off
    • Free roof coverage
    • Available 24/7
    • Reservice in case repair fails

    What do home warranties cover?

    Whether getting a home warranty is worth it in Louisiana is a common question, especially among first-time buyers. This is probably because of the Louisiana New Home Warranty Act (LNHWA), in which builders have to provide cover for new homes for up to 5 years.

    Unknown to most, the act only protects new homeowners from the burden of having to repair structural defects only. A home warranty, on the other hand, covers home appliances and systems.

    So what does the LNHMA cover?

    Structural Items;

    • Foundation systems and footings
    • Floor systems
    • Roof framing systems.
    • BeamsLintels
    • Columns
    • Girders
    • Walls and partitions


    • Plumbing
    • Electrical
    • Heating, cooling, and ventilating systems 

    Although the Act ensures homeowners have cover for systems, it’s important to note that it excludes any fixtures, equipment, or appliances. 

    And what does a home warranty cover?
    A home warranty in Louisiana covers all home appliances and systems and protects the homeowner from repair and replacement costs when they are faulty.

    Here’s what you’ll find in a home warranty cover;


    • Dishwasher
    • Trash compactors
    • Kitchen stove/ oven 
    • Microwave oven
    • Air conditioner
    • Ceiling and exhaust fans
    • Clothes dryer
    • Water heater
    • Washing machine
    • Refrigerator
    • Doorbells 


    • Heating systems
    • Garbage disposal 
    • Electrical system
    • Plumbing system 
    • Smoke detectors 
    • Central vacuums 

    Here’s what you can add to the plan;

    • Ice maker
    • Roof 
    • Extra refrigerators/ laundry machines
    • Spa or Pool 
    • Freezer

    How much does a home warranty cost?

    While cost majorly depends on the plan, it is also influenced by the property’s location and size. The age of appliances and systems will rarely have an impact on the price.

    Generally, you can expect to buy a home warranty for between $300- $600. Each time you get a repair or replacement for broken appliances and systems by your warranty provider, you’ll also get charged a service fee of between $50- $100, depending on the company.

    Here is a breakdown of how much it will cost to get cover from the best home warranty companies in Louisiana.

    Best Home Warranty Company in Louisiana
    Monthly Premium Cost (Average)
    Service Fee
    Choice Home Warranty
    Basic Plan
    $60- $85
    Total Plan
    American Home Shield
    $75- $125
    Select Home Warranty
    $60- $75

    How do I choose a good home warranty?

    While every home warranty company has its advantages and disadvantages, you should go for one which;

    • Is affordable
    • Is available 24/7 
    • Provides emergency services
    • Allows you to customize your plans

    The best way to choose a good home warranty is to compare the plans and prices from various warranty providers, the capping limits, and of course, the reviews.