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Best Home Warranty in Los Angeles, CA

best home warranty company in los angeles review

Are you looking for the right home warranty coverage plan in Los Angeles? 

Perfect, you’ve come to the right place. 

In our guide, we will give you answers to pressing questions you have, like: 

  • What is the best home warranty company for Los Angeles property owners? 
  • How do you select the right home warranty for your LA home? 
  • How can you save the most money with a home warranty? 
  • And more!

We’ve reviewed 68+ of the top home warranty providers in California to bring you useful information you can use to choose a warranty plan that works for your home, budget, and needs. Curious to know more? Check out our top picks below. 

Editor's Choice
98.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
98.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
97.6

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

The 4 Best Home Warranty Companies in Los Angeles

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 98.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 97.60
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 The Home Service Club
Editorial Rating 97.20
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim

Our highest-rated home warranty companies in Los Angeles include:

Compare Los Angeles Home Warranty Providers

The state of California often has restrictions that will keep some home warranty providers from offering service in the state. In fact, even Choice Home Warranty has only just recently added coverage for the state of California. However, there are still dozens of options that need to be sorted through and analyzed for us to be able to make our list of the best home warranty plans in Los Angeles. We compared everything from coverage choices to pricing to customer service to come up with the four best home warranty plans in Los Angeles. Here is how they ranked. 

Provider

Visit Site

Best For

Monthly Cost

Service Fee

BBB Rating

Choice Home Warranty

Site

Best Overall

$40 – $48

$85

B-

American Home Shield

Site

Most Customizable

$50 – $60

$75 – $150

B

Select Home Warranty

Site

Most Affordable

$36 – $38

$60

B

Cinch Home Services

Site

Best Workmanship

$28 – $40

$100 – $150

A-

Los Angeles Home Warranty Costs 

The costs associated with a Los Angeles home warranty plan will vary based on the size of the home and the coverages that you choose. Surprisingly the costs of a California home warranty are actually lower than they are in other states. We have done in-depth research to develop the average annual costs of a Los Angeles home warranty. Keep these numbers in mind as you search for the perfect plan for your needs. 

Type

Average Annual Premium

Overall

$530.21

Single Family Home

$484.21

Multi-Family

$787.48

Townhome

$467.38

Condo

$523.67

Duplex

$583.78

Home Over 5,000 sq ft

$1,232.50

Home Under 5,000 sq ft

$528.76

Los Angeles Home Warranty Company Reviews

Finding the right home warranty plan may take a bit of research and a few phone calls to company representatives. The most important thing to keep in mind is the coverage that you are signing up for. If the coverages are comprehensive and they cover the appliances and systems that worry you the most, chances are you will be satisfied with your home warranty plan. 

1. Choice Home Warranty: Best Overall 

Choice Home Warranty is the best overall home warranty company in Los Angeles. With the Choice Home Warranty plan, the service contract is very simple and straightforward, and it allows homeowners complete peace of mind over their home systems and appliances. Choice Home Warranty has fair service fees, and the customer service is known for being quite good. The Choice Home Warranty has been on the market for 13 years, and during this time, they have created an extensive network of quality contractors. 

One of the things that helps the Choice Home Warranty plan stand out as the best overall option is the coverage caps associated with the plan. Many Los Angeles homes have high-end systems and appliances; the Choice Home Warranty will adequately cover these should something come up. 

Pros

Cons

  • Comprehensive coverage options 
  • Easy to understand service contract
  • Low pricing
  • Fair service fees 
  • Great customer service
  • Only two plans to choose from 
  • No custom plan options 

Plans and Pricing

There are only two Choice Home Warranty plans to decide between. The great news is that both of these plans have system and appliance coverage. You will not need to pick and choose between these coverages. This is a tremendous benefit as other companies will often charge a premium for this benefit. 

Plan

Cost Per Month

Service Fee

Basic Plan

$42

$85

Total Plan

$50

$85

Coverage:

Coverage caps from Choice Home Warranty are close to $3000 for most home systems and appliances. The higher coverage caps will help homeowners afford more extensive repairs and replacements. This plan has tremendous value and impressive overall coverage for a Los Angeles home. 

Customer Reviews:

I contacted Choice Home Warranty about my Heat Pump not heating during low temps. They responded within 2 hours to let me know that they had contacted a repair tech to come and check on my heating unit. The repair tech came within a timely manner and looked over my heating system, and came up with a solution to the problem. I thank Choice Home Warranty for their quick response to my problem.” Source

2. American Home Shield: Most Customizable 

The American Home Shield home warranty is the most customizable home warranty in Los Angeles. With the American Home Shield plan, you can pick and choose coverages that will allow the plan to work specifically for your needs. Each of the American Home Shield home warranty plans has high coverage caps and excellent customer service associated with it. The American Home Shield home warranty has been on the market for more than 50 years; this is plenty of time to establish a strong relationship with repair technicians and contractors. 

The American Home Shield home warranty also allows for customization of monthly pricing. If you want your monthly price to go lower, you can increase your service fee. Overall the coverage from American Home Shield is premium, and it will protect any Los Angeles home. 

Pros

Cons

  • Customization of plan options
  • Can choose a pricing/service fee that works for your budget
  • More than 50 years of experience
  • High coverage caps
  • Large network of contractors 
  • Pricing of the plan tends to be a little higher than other home warranties 

Plans and Pricing

The three plans from American Home Shield cover appliances, systems, and both appliances and systems. The service fee associated with the plan is customizable in addition to the coverage choices. Although these three plan choices work as a base option, you can also just build out a plan that works for your needs. 

Plan

Cost Per Month

Service Fee

Silver Plan

$45

$75 – $125

Gold Plan

$55

$75 – $125

Platinum Plan

$79

$75 – $125

Coverage:

Coverage from American Home Shield is quite good and has coverage caps higher than $2500 for most appliances and systems. With American Home Shield, you will without a doubt be getting premium service and attention to detail. 

Customer Reviews:

We have always had good luck with AHS! They never usually hassle us on our claims and take care of the issue. The contractors that they’ve sent out to address our issues have always been very nice and accommodating too..Source

3. Select Home Warranty: Most Affordable 

The Select Home Warranty is the most affordable home warranty for Los Angeles homeowners. With the Select Home Warranty in place, you can get coverage for your home at a very fair value. Select Home Warranty has been on the market for more than nine years, making it well experienced in the California area. All of the Select Home Warranty policies offer free roof leak coverage with the plan. This is a benefit that is often associated with increased fees from other home warranty plans. 

The Select Home Warranty plan makes a perfect choice for a new homeowner. If you are not sure about what coverages and systems to include in a home warranty, you can get a great mix with the Platinum Care plan for a very fair overall price. Select Home Warranty has high workmanship quality and ensures that all repairs and replacements are handled by professionals. 

Pros

Cons

  • Clear and concise plan options
  • High workmanship quality
  • Free roof leak coverage with plan 
  • Affordable home warranty plan 
  • Coverage caps tend to be slightly lower 

Plans and Pricing

There are three home warranty plans from Select Home Warranty, with the Platinum Care being the most premium choice. The Platinum Care plan has a great mix of both system and appliance coverage, and it is just a few dollars more expensive than a system or appliance plan. 

Plan

Cost Per Month

Service Fee

Gold Care

$41

$65

Bronze Care

$41

$65

Platinum Care

$47

$65

Coverage:

The only negative associated with the Select Home Warranty coverage is the fact that the coverage caps are slightly lower than they are with other home warranty plans. The lower coverage caps make it difficult for Los Angeles homes with high-end systems and appliances. 

Customer Reviews:

Very satisfied with Select Home Warranty. The dryer started making noise. I called Select Home Warranty, and they sent someone out within a couple of days; my dryer was good as new.”  Source

4. Cinch Home Services: Best Workmanship

The Cinch Home Services offers the best workmanship for a Los Angeles home warranty. The workmanship guarantee from Cinch Home Services is more than 180 days which is an incredibly long period of time, more than double the industry average. The longer workmanship guarantee allows homeowners to feel confident in the service fees that they pay. In addition, offering this longer workmanship guarantee also means that Cinch Home Services is very careful about who they choose to make a repair in your home. 

The Cinch Home Services home warranty has been on the market for more than 40 years. This makes Cinch one of the longest-standing home warranty companies. When you have a serious concern or issue with your home, this is a company that has the knowledge to get it done. 

Pros

Cons

  • 180-day workmanship guarantee
  • Great customer service
  • More than 40 years in the industry 
  • Extensive coverage options 
  • Service fees are higher 

Plans and Pricing

There are three home warranty plans from Cinch Home Services. The Complete Home Plan is the most comprehensive. Service fees from Cinch Home Services are customizable, although they are also quite a bit higher than they are from other home warranty providers.

Plan

Cost Per Month

Service Fee

Appliances Plan

$44.99

$100 – $150

Built-In Systems Plan

$51.99

$100 – $150

Complete Home Plan

$61.99

$100 – $150

Coverage:

The coverage from the Cinch Home Services plan is comprehensive, and the coverage caps are high enough to work for any Los Angeles home. 

Customer Reviews:

Quick response and excellent customer service to my latest home issue. Also, provided a professional company to repair/replace the problem!! Source

What Does a Home Warranty Cover in Los Angeles

Now that you have the best home warranty providers in Los Angeles, it’s a good idea to take a look at what these home warranties will actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. The home systems and appliances are what make a home comfortable and liveable. When these go down, the quality of life in your Los Angeles home is altered significantly. 

The Los Angeles home warranty can cover anything from a microwave to a water heater and everything in between. Some home warranties will even cover the roof should there be a leak. If the home has a pool and spa, this is something to consider getting covered. The home warranty does not protect against intentional breaks, misuse, or natural disasters. You must also maintain your systems and appliances if you want the home warranty to adequately cover them. 

A Los Angeles home warranty will provide a much better value if you can have a mix of system and appliance coverage as part of the plan. Having something like the HVAC or the plumbing system covered and your oven or range is a very important benefit of a home warranty. 

Here are the common systems covered under a Los Angeles home warranty plan:

  • HVAC (heating and air conditioning) 
  • HVAC ductwork
  • Ceiling and exhaust fans
  • Plumbing system including stoppages
  • Electrical system
  • Water heater
  • Garbage disposal

Common appliances covered under Los Angeles home warranties include:

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

Benefits of a Home Warranty in Los Angeles

As you read through our reviews of the best home warranty companies for Los Angeles, you probably noticed that there was a wide range of benefits to consider. However, as great as these benefits are, there are more than many Los Angeles homeowners and homeowners from cities such as Sacramento, San Diego, San Jose and Fresno do not think of. These include peace of mind, quality contractors, and fast response times. 

Peace of Mind

The peace of mind that a home warranty provides will ensure that you can enjoy all that your Los Angeles home has to offer. Without a home warranty in place, you may have a lot of worry about the next break or replacement that could be coming your way. 

Quality Contractors 

Home warranty companies only work with quality contractors. Their goal is to get you a certified professional to handle your home warranty needs as soon as possible. These contractors can be hard to find without a home warranty in place. Sometimes you can search for days to find a contractor or service technician that can complete the job for you. 

Fast Response Times 

The response times for a Los Angeles home warranty are quite a bit faster than they would be without the home warranty in place. With a quick response time, you can have your home back and functioning within 24 to 48 hours. 

Final Thoughts

We hope that you now have the information and details you need to be able to purchase a Los Angeles home warranty. A home warranty plan is an excellent option for homeowners as it can make homeownership more manageable and enjoyable. The Choice Home Warranty stands out as the best overall option for Los Angeles homeowners. With the Choice Home Warranty in place, homeowners can get excellent customer service, fair pricing, and comprehensive plan choices. Choice Home Warranty has been on the market for 13 years, and they are well versed in all the issues that can arise with a home.

Our Rating Methodology 

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we’ve broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

FAQs for Home Warranties in Los Angeles, CA

What Is A Service Fee? 

A service fee is a price you pay each time you need a home system or appliance repaired. The service fee will range in price from $60 to $150, depending on the plan that you choose. Service fees are unavoidable, and they are part of every home warranty plan. As long as there are no major issues and your coverage caps are high enough, the service fee will likely be the only fee associated with your home warranty repair. 

Are California Home Warranties Worth It? 

On average, Los Angeles homeowners pay between $205 and $488 when they call a technician to repair an HVAC system and between $119 and $867 for plumbing repairs. 

Appliances range from a few hundred to thousands of dollars to replace. Even a simple plumbing stoppage can cost you more than $200. 

There is no guarantee that you will not have to fix multiple home components in any given year. So, many homeowners prefer to know for sure they are protected. 

Experts say you should save a dollar for every square foot in your home for maintenance. So, if you do not have that money set aside, you could be in a very challenging situation if a vital appliance or system breaks. 

Just one repair could cost more than your entire policy. Considering the convenience of owning a home warranty and the high potential for necessary maintenance, a home warranty in Los Angeles is definitely worth your investment.

How Much Is A California Home Warranty? 

A California home warranty will cost between $500 and $1200 a year, depending on the type of home you have and the coverage you will choose for your home. The great thing about home warranty coverage is that you can almost always find a plan that works for your budget. Simply making a few adjustments to a policy is all that is needed to have it fit in with your specific budget. 

Do Home Warranties Cover Replacement Costs? 

A home warranty will cover replacement costs. If you have a stove that breaks down, the home warranty company will offer you money towards the replacement. The replacement money is not always enough to cover the entire new stove, but it will be significant cost savings. When choosing a home warranty plan, pay attention to the coverage caps as they will impact the replacement costs of a home warranty policy.