Top Best Home Warranty Companies In Kansas Review

The population in Kansas continues to increase year after year. Homeowners love the affordable cost of living, lower home prices, and access to great food and activities. Kansas can make homeownership a wonderful thing. However, there are still issues with home systems and appliances that will make homeownership expensive and stressful. 

In this guide, we will cover . . .

  • What is a home warranty?
  • Why should you have home protection on your home? 
  • What should you look for when purchasing a home warranty?
  • The 7 best home Kansas home warranty companies in 2021
  • And much more!

Getting through a Kansas winter without a heating system is a major problem. If your heating system goes down and you can’t afford to fix it, the results could be detrimental to your home. Having a home warranty in place ensures that you are ready for any repair or replacement that comes your way. 

If you are looking for the best home warranty companies in Kansas, we have all the information that you will need.

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Best Home Warranty Companies in Kansas

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 7 Best Home Warranty Companies in Kansas:

Compare Kansas Home Warranty Providers

ProviderVisit SiteBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantySiteBest Overall$40 - $48$85B-
American Home ShieldSiteMost Customizable$50 - $60$75 - $150B
Select Home WarrantySiteMost Affordable$36 - $38$60B
Liberty Home GuardSiteBest Reviewed$40 - $60$60A
Cinch Home ServicesSiteBest Workmanship$28 - $40$100 - $150A-
First Premier Home WarrantySiteBest Coverage$45$75B-
ServicePlus Home WarrantySiteBest Emergency Service$41 - $45$75 - $125A

Kansas Home Warranty Costs 

Regardless of the type of home you own in Kansas, it is crucial to understand the costs involved with a home warranty thoroughly. As a Kansas homeowner, you will need to know how service fees, coverage caps, and overall monthly payments impact the policy. However, before you start narrowing down the pricing of the plans you are interested in, it’s a good idea to have some averages. At Review Home Warranties, we have done some specific research related to Kansas home warranty costs to come up with our data. We have compiled data on the overall average cost for a wide range of home types across the state of Kansas. 

Type

Average Annual Premium

Overall

$712.16

Single Family Home

$589.77

Multi-Family

$1,079.30

Townhome

$490.80

Condo

$604.59

Home Over 5,000 sq ft

$1,294.73

Home Under 5,000 sq ft

$640.13

Kansas Home Warranty Companies Reviews

Kansas homeowners are often surprised to find out that there are more than 65 home warranty companies to choose from. Taking this list and narrowing it down to just one can be a huge project. We have compared BBB ratings, customer service, service fees, customer reviews, plan pricing, coverage caps, and more to put together the top seven best home warranty companies in the state of Kansas. 

Compare the Best Home Warranty Companies in Kansas as of August 17th, 2021

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Kansas. The Choice Home Warranty plan is the most simple and straightforward on the market. With a home warranty plan, you are going to want to ensure that you know precisely what your policy covers and what the exclusions are. With Choice Home Warranty, that is very easy to determine. The Choice Home Warranty plans have been on the market for more than 13 years, making them a trusted and valuable resource for your Kansas home.

Pros

Cons

Comprehensive plan options

Choice won’t allow you to build out a plan the way other home warranty companies do

Easy to decipher contract information

 

Reasonable service fees on all repairs 

 

Customer service representatives are knowledgeable and friendly 

 

Average monthly pricing 

 

Plans and Pricing 

The two Choice Home Warranty plans cover both systems and appliances in your Kansas home. However, the Total Plan has a broader range of coverage and tends to be the more popular choice for homeowners. The service fee for Choice is also considered to be about average. 

Plan

Cost Per Month

Service Fee

Basic Plan

$42

$85

Total Plan

$50

$85

Coverage

The Choice Home Warranty coverage is extensive and will leave you feeling as though your home is adequately protected. Each of the plans comes with high coverage caps or limits, well over $2000 per item. Some of the most popular coverages that Kansas homeowners choose are . . . 

  • Plumbing system 
  • Washing Machine
  • Electrical System 
  • HVAC system
  • Oven   

What Customers Are Saying: 

I had problems with my washing machine and card choice home warranty, and they sent a serviceman out who was well qualified to fix my machine. I was very impressed with the service.” Source

2. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for Kansas homeowners. With the number of appliances and systems offered in a modern-day home, you will love the ability to pick and choose your coverages. The American Home Shield company is one of the leaders in the world of home warranties. For more than 50 years, they have been offering premium customizable plans for homeowners. 

Pros

Cons

Has been available in Kansas for more than 50 years  

Considered to be a more premium or expensive policy

Homeowners can build out a custom plan with add on options 

 

Customizable monthly pricing

 

Plenty of add on coverage choices

 

Plans & Pricing

There are three American Home Shield plans, two combo, and one system plan. You can use these plans as your starting point and then add coverages to suit the needs of your home. American Home Shield allows you to customize the price of your monthly plan and service fee to work for your budget. 

Plans

Cost Per Month

Service Fee

Silver Plan

$45

$75 - $125

Gold Plan

$55

$75 - $125

Platinum Plan

$79

$75 - $125

Coverage 

For true peace of mind about your Kansas home, you will need to have a broad range of coverages and then high coverage limits on all of your policies. American Home Shield is the perfect choice because the coverage limits on covered items are sometimes more than $2500. Some of the most common covered items for Kansas homeowners include . . .

  • Heating system 
  • Refrigerator
  • Dishwasher 
  • HVAC
  • Garbage DIsposal 

What Customers Are Saying

I came home from vacation to a busted water heater. In less than a week, American Home Shield put me in touch with a local company that assessed the situation and installed the replacement unit. This unexpected repair could have ruined my post-vacation budget, but thanks to AHS, my out-of-pocket was only a third of the cost.” Source

3. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Kansas. With the Select Home Warranty, you will get a great mix of value and system and appliance coverage for your home. Select Home Warranty offers customers free roof leak coverage with all of its policies. SHW has been on the market for more than nine years, and they are known for having some of the highest quality workmanship in the market. 

Pros 

Cons

Friendly and knowledgeable customer service

Some of the covered items have lower policy limits

Nine years in the home warranty industry

Not the best plan for high-end appliances and systems

Free roof leak coverage 

 

Impressive workmanship

 

Plans and Pricing

There are three plans offered by Select Home Warranty. The two lower-priced plans are the Gold Care and Bronze Care plan, and they will cover systems and appliances. The Platinum Care Plan offers a combination of system and appliance coverage. The Platinum Care is the best overall option as it is just a few dollars more per month. 

Plans

Cost Per Month

Service Fee

Gold Care

$41

$65

Bronze Care

$41

$65

Platinum Care

$47

$65

Coverage: 

Getting a wide range of coverage for your Kansas home for a relatively low price is the ultimate benefit of the Select Home Warranty. If you want to keep your budget in place yet still have things like your electrical system, plumbing system, and dishwasher covered under your plan, then Select Home Warranty is a great choice. Select may not have the widest coverage on the market, yet it has excellent value. Some of the most popular coverages for Kansas homes include... 

  • Heating systems 
  • Cooktops
  • Plumbing system 
  • Refrigerators 
  • Electrical systems 

What Customers Are Saying

“They were prompt, and they were able to get everything resolved within a reasonable time. I needed my fridge repaired, and I just put in a warranty ticket, and within one business day, somebody got a hold of me and scheduled the appointment. Source

4. Best Reviewed: Liberty Home Guard 

The Liberty Home Guard plan is an excellent choice for those looking for a highly rated company in the state of Kansas. The Liberty Home Guard company has a BBB rating of an A. They managed to achieve this in about two years on the market, and that is quite impressive. When you read the reviews about LHG, you will see that they are highly regarded and professional in the workmanship they provide. 

Pros

Cons

BBB rating of an A

It has not been on the market all that long

Very professional custom service

To get a very comprehensive policy, the price increases quite a bit

60 Day workmanship guarantee 

 

Add on coverage list is very extensive

 

Plans and Pricing

There are three Liberty Home Guard policies to choose from. The Appliance Guard, Systems Guard, and Total Home Guard give Kansas homeowners some good options to choose between. In addition, the plans have a low service fee associated with them at just $60 for each claim.

Plans

Cost Per Month

Service Fee

Systems Guard

$49.99

$60

Appliance Guard

$44.99

$60

Total Home Guard

$54.99

$60

Coverage:

The coverage from Liberty Home Guard is good, and then it gets even better when you consider the add-on coverage options. Add-on coverages will allow homeowners to have their gutters or carpet cleaning covered under the home warranty plan. There is no limit when it comes to the coverages you can add to a Liberty Home Guard policy. Some of the most popular coverages on the Liberty Home Guard plan include... 

  • Garbage disposal
  • Dryer 
  • Air Duct
  • Plumbing System 
  • HVAC

What Customers Are Saying: 

“Reached out twice. Once to fix the oven and once to replace the garbage disposer. Both times ended with me being happy with the service. Thanks, Liberty.Source

5. Best Emergency Service: ServicePlus Home Warranty 

ServicePlus Home Warranty is the best option for emergency service in Kansas. Fast service means that you will have a technician out to your home quickly on those days when your refrigerator breaks down or the HVAC decides to stop working. Having emergency service is essential and a significant advantage of a home warranty company. 

Pros 

Cons

Quick and knowledgeable service technicians

Some emergency services will come with an upcharge or higher fee

Simple contracts

 

Fastest service in the state of Kansas

 

An extensive network of repair technicians to get you faster service

 

Plans and Pricing

There are two ServicePlus home warranties to choose from for Kansas residents. The Platinum Plan has a few more of the major systems and appliances covered, and it makes it one of the more popular home warranty plans for Kansas homeowners. 

Plans

Cost Per Month

Service Fee

Gold Plan

$42

$75

Platinum Plan

$46

$75

Coverage

ServicePlus has adequate coverage, not as broad as something like Choice or American Home Shield, but the policies are affordable, and the repairs will be completed quickly. Some of the most popular coverages offered by ServicePlus include . . .

  • Dishwasher
  • Garbage disposal
  • Washer
  • Plumbing System  
  • Refrigerator 

What Customers Are Saying:

I had a kitchen light fixture go out on me, and it would not turn back on. I called customer service, which had a tech come out the next day. The tech had the problem fixed in an hour. Having to live within a fixed income this was such a great deal since I only had to pay my deductible. They are such a professional business to work with also. The tech actually gave me a phone call a few days after to check and make sure everything was working correctly for me still. I’ve never had a call from a servicer unless I had asked them to call me. Prompt, professional, and courteous, and they fixed the problem.” Source

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Kansas residents that want extensive coverage for their home. The First Premier Home Warranty has an A- rating with the BBB and for a new company is very highly regarded in the business. The way we like to look at the First Premier Home Warranty is that it will give you a little bit of coverage for a wide range of appliances and systems. The coverage limits are not all that high, but the coverage itself is impressive. 

Pros

Cons

BBB rating of A-

A short period of time on the market

Modern technology and systems in place

Coverage limits are relatively low

A newer company that is continually improving 

 

Low overall costs if you pay for the year 

 

Plans & Pricing 

The two First Premier Home Warranty plans include both systems and appliances. The Platinum Plan is just a few dollars more but includes things like ductwork, trash compactor,  garbage disposal, and more. 

Plans

Cost Per Month

Service Fee

Premier Plan

$43

$75

Platinum Plan

$50

$75

Coverage

It can be very difficult to pick and choose the systems and appliances that you want to be covered under your home warranty plan. With First Premier, you can get affordable coverage for almost the entire home. Here are some of the most popular coverages that Kansas homeowners tend to go with. . . 

  • Refrigerators
  • Oven
  • Water heater
  • Stovetop 
  • Plumbing system

Excellent customer service, They sent someone down to my home within 24 hours for my clogged sink.” Source 

7. Best Workmanship: Cinch Home Services 

The Cinch Home Services warranty offers the best workmanship in any of the home warranty policies in Kansas. The Cinch Home Services workmanship guarantee is for a period of 180 days. The extended time period means that you will almost never have to pay two service fees for the same issue that you are experiencing. This also means that the work quality that Cinch puts out is quite good. 

Pros

Cons

More than 40 years in the home warranty business 

Higher service fees than other companies 

Well known company and easy to contact

Some negative customer reviews with certain contractors 

Extended 180-day workmanship guarantee

 

Three moderately priced plans to choose from 

 

Plans and Pricing

There are three Cinch Home Services plans. The Complete Home Plan is the most popular because of the combination of coverages that it offers. The only pricing issue you will find with the Cinch Home Services policy is that it has a higher service fee associated with the policy. 

Plans

Cost Per Month

Service Fee

Appliances Plan

$44.99

$100 - $150

Built-In Systems Plan

$51.99

$100 - $150

Complete Home Plan

$61.99

$100 - $150

Coverage

Cinch Home Services offers broad coverage and mediocre coverage caps. If you want coverage for both systems and appliances, the Complete Home Plan is the best choice to consider. Some of the most popular Cinch Home Services coverages under the Complete Home Plan are . . .

  • Septic tank
  • Sump Pump 
  • Oven
  • Dishwasher 
  • Plumbing System  

What Customers Are Saying

We have received other offers for Home Services, BUT CINCH is by far the most comprehensive, AND the best price for the extensive coverage you receive.” Source

What You Should Consider Before Buying A Home Warranty in Kansas

Now that we have this list of more than 65 companies narrowed down to the top 7, it is a good idea to start trying to choose one that will work for your Kansas home. Whether you live in Overland Park, Lawrence, or Lenexa, it is essential to understand how you can tell these home warranties apart. Here are a few of the most important things to keep in mind. 

Exclusions  

Almost all home warranty companies will exclude pre-existing conditions from their plans. If you have a broken appliance or system in your home, it needs to be fixed before the start of the home warranty. In addition, there are certain brands and high-end appliances that can be excluded from a policy. Always check to see what the exclusions are before you invest in a home warranty. 

Coverage Caps

The coverage cap is the max that a home warranty company will pay out on a repair or replacement. Essentially if a coverage cap is high, you will be able to afford a more expensive repair. The plan’s pricing may be lower when coverage caps are lower, but coverage could be limited.  Companies like Choice Home Warranty and American Home Shield are known for higher coverage caps. 

 

Service Fees

A service fee is a price you pay when an issue comes up with one of your covered items. This should be the only out-of-pocket expense for repairs for most homeowners when a home warranty is in place. Service fees range in price from $60 to $150 and will impact the overall affordability of a home warranty plan. 

Home Warranty Tips for Kansas Residents

 

As a Kansan, you enjoy a fairly mild climate. January average temperatures are around 31 degrees, and July averages 81. But that doesn't tell the whole store, does it? Living in the "Big Sky" country means big wind sometimes and dramatic weather events like tornadoes. But mostly, it means fairly pleasant weather most of the time and some of the best agricultural land in the country. 

 

But will your homeowner’s insurance cover everything? To guard against the extremes of Kansas weather when they do come up, a warranty that covers your home appliances and home systems can be a worthwhile investment.

 

It’s important to understand that home warranty plans are not meant to cover weather events like tornadoes. So even if you add on limited roof leak coverage--as some policies allow for--it likely will not cover leaks caused by tornado damage.

 

Outsiders may joke that Kansas is flat and nondescript, but you know better (they must be thinking of Missouri, right?) From the high plains in the western part of the state to the rolling hills of the Osage Cuestas, there is much more to Kansas than wheat fields. It’s a beautiful place with varied landscapes, exactly why you live there! The geography does make much of the state susceptible to high winds, so that means your home systems are sometimes working harder and sustaining more abuse than in other parts of the country.

 

Whether your home is in Wichita, Kansas City, or Topeka, it makes sense to have both appliance and system coverage on your Kansas home. The combination of the coverages allows for more protection and peace of mind. You won’t want a Kansas City or Bonner Springs winter without a heating system, nor an Ogallah or Olate summer without HVAC. 

 

The Kansas home warranty makes it possible for homeowners to have their home be a comfortable and desirable place to be all year long. 

 

Home Warranty Regulations in Kansas

Purchasing a home warranty is putting quite a bit of trust in a home warranty company. If you are not sure whether or not this company is in good standing, a few organizations can help. Kansas has had its home warranties regulated by the state since 2005. There are also outside organizations such as the National Home Service Contract Association. Reaching out to these resources can help give you confidence in the company that you are investing in. The seven top home warranty companies on our list are all known for their national presence and impressive history in the business. 

Final Thoughts

Hopefully, you now feel as though you can purchase a Kansas home warranty with full confidence. It takes some time to narrow down and decide on a home warranty plan. However, the quicker you can start this plan, the better your chance of the next repair or replacement being protected. Homeowners in Kansas should consider the Choice Home Warranty as this was our top overall selection. Choice has 13 years of industry experience, excellent customer service, impressive workmanship, and will understand the needs of your home. What more could you ask for with a home warranty in place.

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Kansas Homeowners and Home Buyers

  • Kansas Weatherization Benefits: The Kansas Weatherization benefits can help ensure that your home is ready to handle any weather-related event that comes your way. The weatherization benefits will make a big difference for Kansas homeowners who have had trouble keeping their homes safe and liveable. 
  • FHA Down Payment Assistance Grants:  If you are researching home warranties because you are a future homeowner, this is a resource worth looking into. The FHA down payment assistance grants can help make homeownership a reality. 
  • Kansas Housing Resources Corporation:  The Kansas Housing Resources Corporation can help both current and potential homeowners with their plans, needs, and potential resources to help make housing a more affordable and attainable option. 
  • Kansas Homebuyer Education: Understanding all that goes into purchasing a home and how you can learn to get through this process without making mistakes or wrong moves is essential. The Kansas Homebuyer Education helps people understand all that is involved with homeownership before they take major steps. 
  • Single-Family Housing Repair Loans and Grants: Kansas homeowners who need to make repairs to their home before investing in a home warranty may find help with the Repair Loans and Grants center. This resource will help make it possible to get your home in working condition.  

Recap of Our Top Picks In Kansas

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.50
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.10
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.50
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Choose your own service fee!
  • Multiple optional coverage items
  • Limited plan selection
  • Online chat not supported
  # 7 Cinch Home Services
Editorial Rating 95.00
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Nearby States

All states
Home warranty Missouri 41 companies available
Missouri Home Warranty
Home warranty Oklahoma 31 companies available
Oklahoma Home Warranty
Home warranty Nebraska 36 companies available
Nebraska Home Warranty

Frequently Asked Questions in Kansas

Below are just some of the frequently asked questions we receive about home warranties in Kansas.

Q.

Is a Kansas home warranty worth it?

A.
If you run into problems with your refrigerator, repairing or replacing it can cost a lot of money. If the refrigerator goes, and then the AC stops working, your budget is taking a big hit.

A home warranty is worth it to protect you from that kind of scenario. Instead of paying out of pocket every time a major appliance or system breaks down, a home warranty protects all of them for one monthly premium.
Q.

What are the best home warranty companies in Kansas?

A.
We’ve done the research on over 65 home warranty providers operating throughout the United States. Here are our top choices for Kansas.

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Service Plus
Q.

What do home warranties cover?

A.
The things your homeowner’s insurance covers--damage caused by a weather event, fire, or theft--are limited. A home warranty covers what the insurance policy does not, offering protection against malfunction of appliances and systems due to everyday wear and tear. Here are some basics in terms of what to expect from a home warranty.

1. Most Common Coverage


Systems

  • HVAC including ductwork
  • Plumbing System including stoppages
  • Electrical System
  • Water Heater

Appliances

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in Microwave

2. What some cover

Look for coverage on things you might not think of - like ceiling fans and exhaust fans, garbage disposals, even doorbells.

Many providers offer optional coverage for items like well and septic pumps, pools and spas, sump pumps, freezers, and additional refrigerators. 

3. What few cover

Some companies offer unique coverage. American Home Shield offers optional add-on protection on a guest house, as well as home electronics coverage.
Q.

How much does a home warranty cost?

A.
The bulk of the cost of a home warranty is in the monthly premium. You can save a few dollars by purchasing either an Appliance Plan or a Systems Plan, but most people opt for the Combo Plan that covers both appliances and systems. Here is the average cost of a Kansas Combo Plan from our top five providers. 

Combo Plan
Monthly Cost
Annual Cost
National Average
$59
$708

The other cost is the service call fee. Any time you contact the home warranty provider with a claim and a technician is sent to your home, there is a charge that is usually between $75 and $125. The higher the service call fee, the lower your monthly premium will be.
Q.

How do I choose a good home warranty in Kansas?

A.
To choose the right plan for your situation and get the most out of it, here are the steps you should take. 

  1. Research - Do the kind of digging you are doing right now. Find out the specifics of coverage from several companies.
  2. Compare prices - Get quotes for your location and situation from several home warranty providers. 
  3. Read the fine print - The contract with a home warranty company is called a service agreement. Read the agreement carefully so you understand the coverage, dollar limitations for repairs and replacement, and exclusions.