Top Best Home Warranty Companies In Kansas Review

Looking for the best home warranty in Kansas?

Perfect you’re in the right spot. In this guide you’ll learn:

  • Should you consider purchasing a home warranty in Kansas?
  • What are some things you need to consider for a Kansas home warranty?
  • How much will a home warranty in Kansas will cost?
  • And much, much more…

Here, we’ve selected the best five home warranty companies in Kansas that offer a variety of coverage plans so that you could read their reviews, compare their plans, and select the one that works best for you.

Editor's Choice

Limited Time: New Customers Get $100 Off
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Best Overall

Limited Offer: $50 Off + 1 month free
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Most Affordable

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in Kansas

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $100 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $175 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Amazon Home Warranty
Editorial Rating 95.6
  • $100 Off + 1 Month Free
  • Good BBB rating B
  • 24/7 service calls
  • Smaller company
  • Online chat not supported
  # 5 Liberty Home Guard
Editorial Rating 95.1
  • $200 off + 2 month free + Free Roof Coverage
  • Newly designed customer claim portal
  • The BBB's #1 Home Warranty Company
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.0
  • Get $100/ $50 off!
  • Large number of homeowners
  • Clients report fair compensation
      # 7 First American Home Warranty
    Editorial Rating 94.9
    • Best Customer Service 2020
    • Large and established
    • Plans from $25/m
    • Automatically renewed policy
    • Limited selection of extra coverage

    Disclosure: has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

    top home warranty plans for kansas residents

    From the geographic center of the continental United States in Lebanon, KS to the state's population center in Kansas City, you can find good home warranty coverage for your Kansas lifestyle—rural or urban. Home warranty reviews for Kansas residents need to focus on the unique climate and conditions of homeownership in your state, so that’s what we will be digging into, along with costs and other factors you need to think about.

     You sometimes experience extreme and unpredictable weather. All of that can be hard on systems and appliances. That's why you need to research the best Kansas home warranties available for the unique challenges your home faces.


    Who Needs A Home Warranty in Kansas?


    Kansas homeowners want coverage from the best home warranty companies to add protection to a homeowners insurance policy. If any of your systems and appliances are outside of a manufacturer’s or homebuilder’s warranty, a home warranty is a great hedge against unexpected failure due to wear and tear on your home systems and appliances. 

    Read Also: Which Companies Are Recommended For First-Time Homeowners in Kansas?


    Whether you are buying a home in the rural outskirts of Leoti, or in downtown Wichita, you want added coverage. It’s a great idea to purchase a home warranty while you settle into a new home. If you can make it a condition of purchase that the seller offers a home warranty, even better. 

    Read Also: How Can A Home Warranty Protect a Homebuyer?

    Home Sellers

    For Kansas home sellers, a home warranty has long been one of the ways to entice buyers to put in a good offer on your home. It will help your home stand out and give you a better chance of selling your Kansas home. 

    Read Also: Can You Purchase A Home Warranty For Your House For Sale?


    Should landlords consider a home warranty? Absolutely. When something goes wrong at an investment property, service calls can be a nightmare. The out-of-pocket costs of repairs and replacement on covered items can eat into your profits on the rental. With a home warranty, you have another line of defense (along with your homeowners insurance) against unexpected system and appliance breakdowns. 

    Real Estate Agents

    At its peak in 2019, the monthly volume of home sales in Kansas City was close to 4,500 units. At the mid-point of 2020, the highest volume was under 3,500. The softening of sales demand is similar in other markets throughout Kansas. In that situation, your listings need to stand out, so a home warranty can be just the thing to do that. 

    Your sellers can get very stressed under even the best circumstances about needed home repairs that may come up during the home inspection. Often, a home warranty, even considering the home service fee for items that might need to be repaired, can give your sellers peace of mind when they need it most.


    What Should You Think About When Purchasing A Home Warranty in Kansas?


    As a Kansan, you enjoy a fairly mild climate. January average temperatures are around 31 degrees, and July averages 81. But that doesn't tell the whole store, does it? Living in the "Big Sky" country means big wind sometimes and dramatic weather events like tornadoes. But mostly it means fairly pleasant weather most of the time, and some of the best agricultural land in the country. 

    But will your homeowners insurance cover everything? To guard against the extremes of Kansas weather when they do come up, a warranty that covers your home appliances and home systems can be a worthwhile investment.

    It’s important to understand that home warranty plans are not meant to cover weather events like tornadoes. So even if you add on limited roof leak coverage--as some policies allow for--it likely will not cover leaks caused by tornado damage.

    Check out this video on Tornado safe rooms. 



    Outsiders may joke that Kansas is flat and nondescript, but you know better (they must be thinking of Missouri, right?) From the high plains in the western part of the state to the rolling hills of the Osage Cuestas, there is much more to Kansas than wheat fields. It’s a beautiful place with varied landscapes, exactly why you live there! The geography does make much of the state susceptible to high winds, so that means your home systems are sometimes working harder and sustaining more abuse than in other parts of the country.


    Living in Kansas means you are at the geographical center of the contiguous 48 United States. Pretty cool! It also means that even in the most rural sections of the state, you are in the middle of supply chains that make repairs and replacement of things like an air conditioner less challenging than in some more remote parts of the country. 

    Read Also: Which Home Warranty Company Provides The Best HVAC Coverage?


    What Will A Home Warranty Cost A Resident Of Kansas?

    Home warranty companies serving Kansas provide coverage at a similar rate to the rest of the continental United States. For our top pick, Choice Home Warranty, you can expect to pay around $450 for a basic plan and around $580 for a combo plan that includes both appliances and systems. Add ons will add on cost to your protection plan. 

    Kansas Home Warranty Facts

    Other companies range from the high $300s to the mid $700s. Check with your top picks to get a quote for coverage for your specific location and situation. 

    Appliance plans are popular for many Kansas residents. Curious which one is the best on the market? Our guide to appliance plans will help you make a decision. 


    What Types Of Plans Are Available For You In Kansas?

    Home warranty plans generally are of three types of plans, all of which are available in Kansas. There are two basic plans that often cover EITHER appliances like your clothes washer, dishwasher, and cooktop OR systems like HVAC and plumbing. A third option is a combo plan that combines appliances and systems. 

    All the home warranty companies we researched here also offer add-on coverage for things like swimming pools and hot tubs, well pumps, and septic systems. 

    Read Also: Which Companies Include Pool Coverage In Their Plans?


    Is A Home Warranty Worth It In Kansas?

    home warranty plan for a kansas home

    A home warranty can be a real lifesaver for homes with systems and appliances not under manufacturer or home builder warranty. 

    Whether you are confronted with plumbing stoppages, a water heater, air conditioning, or heating system malfunction, the added protection you get from a home warranty can pay for itself. With added coverage for things like well pumps and septic systems, a rural Kansas home will have that added protection as well.


    How are Home Warranties Taxed In Kansas?

    In Kansas, Home Warranty providers are not subject to sales tax. Sales tax is generated when the warranty company hires the contractor, and the contractor charges the sales tax for services rendered on warrantied appliances or systems. 


    Top Home Warranties For Kansas Reviewed

    #1 Pick Choice Home Warranty

    It is stiff competition among our top home warranty service providers, but at a 97.5 rating, Choice Home Warranty comes out on top for Kansas customers. From standard coverage for systems and appliances to add-ons for things like roof leaks, they cover you--and if there is a problem, they will reservice failed repairs.

    An add on that might be helpful for rural Kansas residence is coverage not just for septic tank repairs but also for septic tank pumping. We also like that Choice does not deny coverage for older systems and appliances.

    Read Our Full Review of Choice Home Warranty


    • Won’t deny coverage for older systems and appliances
    • Free cancellation in the first 30 days
    • Reservice for failed repairs


    • Not customizable
    • The basic plan does not cover air conditioning system

    #2 Pick American Home Shield

    American Home Shield has a number of options, with their Combo Plan being the best value. But we like that they also have a “Build Your Own Plan” option where you can a la carte the appliances and systems that make sense for your situation. 

    Read Our Full Review of American Home Shield


    • Lower chance of claim denial with AHS
    • Choose your own service fee


    • Cost more than some other options
    • High service fee can add up quickly after a few claims

    #3 Pick Select Home Warranty

    Select Home Warranty is a solid choice for coverage and service. Their premiums are a bit more, starting in the low $600s, and they do charge a $75 cancellation fee. Things happen, and other companies do not penalize you for deciding to forgo coverage, as long as the decision happens within the first 30 days. 

    But they earn their #3 spot for Kansas because the selection of plans meets the variety of needs of both rural and urban Kansas residents, and their service providers are noted for their high degree of professionalism. 

    Read Our Full Review of Select Home Warranty


    • Good selection of plans
    • Contractor professionalism


    • $75 cancellation fee
    • Premiums higher than other providers

    #4 Pick Total Home Protection

    Their Platinum plan covers most systems and appliances, so that’s great. They have a longer list than some others of optional plans, including well pump, septic systems, and septic pumping that could be helpful especially for rural Kansans.

    The biggest drawback with Total Home Protection is that they provide only 1 day for you to submit your claim. That may seem like plenty of time when a major system is on the fritz, but by the time you check in with your homeowners insurance about primary coverage, you may run out of time. It’s not a deal-breaker, but something you should be aware of.

    Read Our Full Review of Total Home Protection


    • 24/7 service available
    • Fewest BBB complaints


    • 1 day to submit a claim is below the industry average
    • Coverage limits are lower than others

    #5 Pick First American Home Warranty

    First American is a mainstay with a long history. They are a solid choice, with plans starting at just around $350. And with a score of 94.9, they come in just 3.5 points lower on our Editorial Rating than our top pick. The FAH plans are well worth a look, even as our fifth-place finisher.

    One thing that brings them to 5th place in the ratings is their automatic renewal policy. So you have to think about it and give them notice if you want to cancel after the first year, or any subsequent year. 

    Read Our Full Review of First American Home Warranty


    • They are a large established company, serving Kansas for decades
    • Good value for the money


    • Automatic renewal
    • A limited selection of optional add-ons


    Final Thoughts On Home Warranties In Kansas

    Kansas is a great place to live, but extremes in weather can make life challenging every once in a while. Getting home warranty coverage can provide you with an extra layer of defense against the unexpected. Whether you live in the middle of Kansas City, or the middle of Jefferson County, you can find a plan that fits your needs.

    After this home warranty review, we hope that you are able to find a comprehensive coverage plan for your home's systems and home's appliances in KS. At the very least, we hope that this review has led you to get a free quote from one of the top companies in this guide. Not only will a free quote give you a better understanding of replacement costs for your home, but what the home warranty offers in general to their customers.

    If you have more questions regarding deductibles or service call fees, how to submit a service request and home warranty contract plans, check out our other guides to assist in your search.

    Read Also: Can I Protect My Sewer Line In KS With A Home Warranty Plan?

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