Best Home Warranty Companies in Kansas (2023 Review)

Top 7 Best Home Warranty Companies in Kansas:

• Choice Home Warranty: Best Overall
• Liberty Home Guard: Best Reviewed
• American Home Shield: Most Customizable
• Select Home Warranty: Most Affordable
• America’s 1st Home Club: Best For Customization
• First American Home Warranty: Best Appliance Coverage
• Cinch Home Services: Best Workmanship

Compare Kansas Home Warranty Providers

Kansas Home Warranty Costs 

Regardless of the type of home you own in Kansas, it is crucial to understand the costs involved with a home warranty thoroughly. As a Kansas homeowner, you will need to know how service fees, coverage caps, and overall monthly payments impact the policy. However, before you start narrowing down the pricing of the plans you are interested in, it’s a good idea to have some averages. At Review Home Warranties, we have done some specific research related to Kansas home warranty costs to come up with our data. We have compiled data on the overall average cost for a wide range of home types across the state of Kansas. 

Kansas Home Warranty Companies Reviews

Kansas homeowners are often surprised to find out that there are more than 65 home warranty companies to choose from. Taking this list and narrowing it down to just one can be a huge project. We have compared BBB ratings, customer service, service fees, customer reviews, plan pricing, coverage caps, and more to put together the top seven best home warranty companies in the state of Kansas. 

Compare the Best Home Warranty Companies in Kansas for 2022

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Kansas. The Choice Home Warranty plan is the most simple and straightforward on the market. With a home warranty plan, you are going to want to ensure that you know precisely what your policy covers and what the exclusions are. With Choice Home Warranty, that is very easy to determine. The Choice Home Warranty plans have been on the market for more than 13 years, making them a trusted and valuable resource for your Kansas home.

Plans and Pricing 

The two Choice Home Warranty plans cover both systems and appliances in your Kansas home. However, the Total Plan has a broader range of coverage and tends to be the more popular choice for homeowners. The service fee for Choice is also considered to be about average. 

Coverage

The Choice Home Warranty coverage is extensive and will leave you feeling as though your home is adequately protected. Each of the plans comes with high coverage caps or limits, well over $2000 per item. Some of the most popular coverages that Kansas homeowners choose are . . . 

• Plumbing system 
• Washing Machine
• Electrical System 
• HVAC system
• Oven   

What Customers Are Saying: 

“I had problems with my washing machine and card choice home warranty, and they sent a serviceman out who was well qualified to fix my machine. I was very impressed with the service.” Source

2. Best Reviewed: Liberty Home Guard 

The Liberty Home Guard plan is an excellent choice for those looking for a highly rated company in the state of Kansas. The Liberty Home Guard company has a BBB rating of an A-. They managed to achieve this in about two years on the market, and that is quite impressive. When you read the reviews about LHG, you will see that they are highly regarded and professional in the workmanship they provide. 

Plans and Pricing

There are three Liberty Home Guard policies to choose from. The Appliance Guard, Systems Guard, and Total Home Guard give Kansas homeowners some good options to choose between. In addition, the plans have a low service fee associated with them at just $60 for each claim.

Coverage:

The coverage from Liberty Home Guard is good, and then it gets even better when you consider the add-on coverage options. Add-on coverages will allow homeowners to have their gutters or carpet cleaning covered under the home warranty plan. There is no limit when it comes to the coverages you can add to a Liberty Home Guard policy. Some of the most popular coverages on the Liberty Home Guard plan include... 

• Garbage disposal
• Dryer 
• Air Duct
• Plumbing System 
• HVAC

What Customers Are Saying: 

“Reached out twice. Once to fix the oven and once to replace the garbage disposer. Both times ended with me being happy with the service. Thanks, Liberty.” Source

3. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for Kansas homeowners. With the number of appliances and systems offered in a modern-day home, you will love the ability to pick and choose your coverages. The American Home Shield company is one of the leaders in the world of home warranties. For more than 50 years, they have been offering premium customizable plans for homeowners. 

Plans & Pricing

There are three American Home Shield plans, two combo, and one system plan. You can use these plans as your starting point and then add coverages to suit the needs of your home. American Home Shield allows you to customize the price of your monthly plan and service fee to work for your budget. 

Coverage 

For true peace of mind about your Kansas home, you will need to have a broad range of coverages and then high coverage limits on all of your policies. American Home Shield is the perfect choice because the coverage limits on covered items are sometimes more than $2500. Some of the most common covered items for Kansas homeowners include . . .

• Heating system 
• Refrigerator
• Dishwasher 
• HVAC
• Garbage DIsposal 

What Customers Are Saying

“I came home from vacation to a busted water heater. In less than a week, American Home Shield put me in touch with a local company that assessed the situation and installed the replacement unit. This unexpected repair could have ruined my post-vacation budget, but thanks to AHS, my out-of-pocket was only a third of the cost.” Source

4. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Kansas. With the Select Home Warranty, you will get a great mix of value and system and appliance coverage for your home. Select Home Warranty offers customers free roof leak coverage with all of its policies. SHW has been on the market for more than nine years, and they are known for having some of the highest quality workmanship in the market. 

Plans and Pricing

There are three plans offered by Select Home Warranty. The two lower-priced plans are the Gold Care and Bronze Care plan, and they will cover systems and appliances. The Platinum Care Plan offers a combination of system and appliance coverage. The Platinum Care is the best overall option as it is just a few dollars more per month. 

Coverage: 

Getting a wide range of coverage for your Kansas home for a relatively low price is the ultimate benefit of the Select Home Warranty. If you want to keep your budget in place yet still have things like your electrical system, plumbing system, and dishwasher covered under your plan, then Select Home Warranty is a great choice. Select may not have the widest coverage on the market, yet it has excellent value. Some of the most popular coverages for Kansas homes include... 

• Heating systems 
• Cooktops
• Plumbing system 
• Refrigerators 
• Electrical systems 

What Customers Are Saying

“They were prompt, and they were able to get everything resolved within a reasonable time. I needed my fridge repaired, and I just put in a warranty ticket, and within one business day, somebody got a hold of me and scheduled the appointment. Source

5. Best Workmanship: Cinch Home Services 

The Cinch Home Services warranty offers the best workmanship in any of the home warranty policies in Kansas. The Cinch Home Services workmanship guarantee is for a period of 180 days. The extended time period means that you will almost never have to pay two service fees for the same issue that you are experiencing. This also means that the work quality that Cinch puts out is quite good. 

Plans and Pricing

There are three Cinch Home Services plans. The Complete Home Plan is the most popular because of the combination of coverages that it offers. The only pricing issue you will find with the Cinch Home Services policy is that it has a higher service fee associated with the policy. 

Coverage

Cinch Home Services offers broad coverage and mediocre coverage caps. If you want coverage for both systems and appliances, the Complete Home Plan is the best choice to consider. Some of the most popular Cinch Home Services coverages under the Complete Home Plan are . . .

• Septic tank
• Sump Pump 
• Oven
• Dishwasher 
• Plumbing System  

What Customers Are Saying

“We have received other offers for Home Services, BUT CINCH is by far the most comprehensive, AND the best price for the extensive coverage you receive.” Source

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Kansas residents that want extensive coverage for their home. The First Premier Home Warranty has high rating with the BBB and for a new company is very highly regarded in the business. The way we like to look at the First Premier Home Warranty is that it will give you a little bit of coverage for a wide range of appliances and systems. The coverage limits are not all that high, but the coverage itself is impressive. 

Plans & Pricing 

The two First Premier Home Warranty plans include both systems and appliances. The Platinum Plan is just a few dollars more but includes things like ductwork, trash compactor,  garbage disposal, and more. 

Coverage

It can be very difficult to pick and choose the systems and appliances that you want to be covered under your home warranty plan. With First Premier, you can get affordable coverage for almost the entire home. Here are some of the most popular coverages that Kansas homeowners tend to go with. . . 

• Refrigerators
• Oven
• Water heater
• Stovetop 
• Plumbing system

“Excellent customer service, They sent someone down to my home within 24 hours for my clogged sink.” Source 

What You Should Consider Before Buying A Home Warranty in Kansas

Now that we have this list of more than 65 companies narrowed down to the top 7, it is a good idea to start trying to choose one that will work for your Kansas home. Whether you live in Overland Park, Lawrence, or Lenexa, it is essential to understand how you can tell these home warranties apart. Here are a few of the most important things to keep in mind. 

Exclusions  

Almost all home warranty companies will exclude pre-existing conditions from their plans. If you have a broken appliance or system in your home, it needs to be fixed before the start of the home warranty. In addition, there are certain brands and high-end appliances that can be excluded from a policy. Always check to see what the exclusions are before you invest in a home warranty. 

Coverage Caps

The coverage cap is the max that a home warranty company will pay out on a repair or replacement. Essentially if a coverage cap is high, you will be able to afford a more expensive repair. The plan’s pricing may be lower when coverage caps are lower, but coverage could be limited.  Companies like Choice Home Warranty and American Home Shield are known for higher coverage caps. 

Service Fees

A service fee is a price you pay when an issue comes up with one of your covered items. This should be the only out-of-pocket expense for repairs for most homeowners when a home warranty is in place. Service fees range in price from $60 to $150 and will impact the overall affordability of a home warranty plan. 

Home Warranty Tips for Kansas Residents

As a Kansan, you enjoy a fairly mild climate. January average temperatures are around 31 degrees, and July averages 81. But that doesn't tell the whole store, does it? Living in the "Big Sky" country means big wind sometimes and dramatic weather events like tornadoes. But mostly, it means fairly pleasant weather most of the time and some of the best agricultural land in the country. 

But will your homeowner’s insurance cover everything? To guard against the extremes of Kansas weather when they do come up, a warranty that covers your home appliances and home systems can be a worthwhile investment.

It’s important to understand that home warranty plans are not meant to cover weather events like tornadoes. So even if you add on limited roof leak coverage--as some policies allow for--it likely will not cover leaks caused by tornado damage.

Outsiders may joke that Kansas is flat and nondescript, but you know better (they must be thinking of Missouri, right?) From the high plains in the western part of the state to the rolling hills of the Osage Cuestas, there is much more to Kansas than wheat fields. It’s a beautiful place with varied landscapes, exactly why you live there! The geography does make much of the state susceptible to high winds, so that means your home systems are sometimes working harder and sustaining more abuse than in other parts of the country.

Whether your home is in Wichita, Kansas City, or Topeka, it makes sense to have both appliance and system coverage on your Kansas home. The combination of the coverages allows for more protection and peace of mind. You won’t want a Kansas City or Bonner Springs winter without a heating system, nor an Ogallah or Olate summer without HVAC. 

The Kansas home warranty makes it possible for homeowners to have their home be a comfortable and desirable place to be all year long. 

Home Warranty Regulations in Kansas

Purchasing a home warranty is putting quite a bit of trust in a home warranty company. If you are not sure whether or not this company is in good standing, a few organizations can help. Kansas has had its home warranties regulated by the state since 2005. There are also outside organizations such as the National Home Service Contract Association. Reaching out to these resources can help give you confidence in the company that you are investing in. The seven top home warranty companies on our list are all known for their national presence and impressive history in the business. 

Final Thoughts

Hopefully, you now feel as though you can purchase a Kansas home warranty with full confidence. It takes some time to narrow down and decide on a home warranty plan. However, the quicker you can start this plan, the better your chance of the next repair or replacement being protected. Homeowners in Kansas should consider the Choice Home Warranty as this was our top overall selection. Choice has 13 years of industry experience, excellent customer service, impressive workmanship, and will understand the needs of your home. What more could you ask for with a home warranty in place.

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

• We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
  • Availability 
  • Pricing
  • Coverage
  • Fine Print 
  • Plan Options  
  • Service Contract Details 
  • Customer Service
  • Trustworthiness
  • Ratings and Reviews 
  • Add-On Options 
  • Promotions
  • Additional Benefits
• We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
• We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
• We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

• Plan options (25): Providers that offer more flexibility in their plans are rated higher.
• Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
• Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
• Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
• State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
• Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
• Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Kansas Homeowners and Home Buyers

• Kansas Weatherization Benefits: The Kansas Weatherization benefits can help ensure that your home is ready to handle any weather-related event that comes your way. The weatherization benefits will make a big difference for Kansas homeowners who have had trouble keeping their homes safe and liveable. 
• FHA Down Payment Assistance Grants:  If you are researching home warranties because you are a future homeowner, this is a resource worth looking into. The FHA down payment assistance grants can help make homeownership a reality. 
• Kansas Housing Resources Corporation:  The Kansas Housing Resources Corporation can help both current and potential homeowners with their plans, needs, and potential resources to help make housing a more affordable and attainable option. 
• Kansas Homebuyer Education: Understanding all that goes into purchasing a home and how you can learn to get through this process without making mistakes or wrong moves is essential. The Kansas Homebuyer Education helps people understand all that is involved with homeownership before they take major steps. 
• Single-Family Housing Repair Loans and Grants: Kansas homeowners who need to make repairs to their home before investing in a home warranty may find help with the Repair Loans and Grants center. This resource will help make it possible to get your home in working condition.  

Recap of Our Top Picks In Kansas

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  # 1 Our Top Choice Liberty Home Guard

Editorial Rating 98.00

• $200 off + 1 Month Free + Free Roof Coverage!
• BBB's Only A+ Accredited Home Warranty Company!
• 60-day workmanship guarantee compared to the average of 30 days.
• More than 20 options, including window washing, swimming pools, and irrigation.
• 24/7 service calls

Liberty Home Guard Review

Visit Website (866) 472-3812

  # 2 Cinch Home Services

Editorial Rating 95.30

• First 2 Months Free on all Plans! (exclusions apply)
• Industry-leading 180-day workmanship guarantee
• $500 Homeowner insurance deductible reimbursement
• Thousands of reliable & fast local service providers
• 24/7 customer service
• Low cancellation fee

Cinch Home Services Review

Visit Website (855) 995-1294

  # 3 First Premier Home Warranty

Editorial Rating 95.10

• Lower chance of claim denial
• Multiple optional coverage items
• 24/7 service calls
• Great promotions available
• Market veteran
• Large and established firm

First Premier Home Warranty Review

Visit Website 929-360-2558

  # 4 The Home Service Club

Editorial Rating 94.90

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

• Higher fee for contract transfer
• Fewer contractors available
• Limited plan selection
• 1 day to submit a claim

The Home Service Club Review

Visit Website (855) 498-4719

  # 5 ServicePlus Home Warranty

Editorial Rating 95.10

• $200 OFF + 2 Months Free
• Free Roof Coverage
• Comprehensive coverage plans

• 1 day to submit claim
• Limited availability

ServicePlus Home Warranty Review

Visit Website (267) 824-4010

  # 6 First American Home Warranty

Editorial Rating 95.70

• Best Customer Service 2020
• $100 Instant Online Discount
• Plans from $25/m

• Automatically renewed policy

First American Home Warranty Review

Visit Website (888) 445-5837

  # 7 Complete Care Home Warranty

Editorial Rating

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

Complete Care Home Warranty Review

Visit Website