Top Best Home Warranty Companies In Kansas Review

Looking for the best home warranty in Kansas?

Perfect you’re in the right spot. In this guide you’ll learn:

  • Should you consider purchasing a home warranty in Kansas?
  • What are some things you need to consider for a Kansas home warranty?
  • How much will a home warranty in Kansas will cost?
  • And much, much more…

Here, we’ve selected the best seven home warranty companies in Kansas that offer a variety of coverage plans so that you could read their reviews, compare their plans, and select the one that works best for you.

Editor's Choice

Limited Time: New Customers Get $50 Off
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Best Overall

Limited Offer: $50 Off + 1 month free
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Most Affordable

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Home Warranty Companies in Kansas

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

top home warranty plans for kansas residents

From the geographic center of the continental United States in Lebanon, KS to the state's population center in Kansas City, you can find good home warranty coverage for your Kansas lifestyle—rural or urban. Home warranty reviews for Kansas residents need to focus on the unique climate and conditions of homeownership in your state, so that’s what we will be digging into, along with costs and other factors you need to think about.

 You sometimes experience extreme and unpredictable weather. All of that can be hard on systems and appliances. That's why you need to research the best Kansas home warranties available for the unique challenges your home faces.


Who Needs A Home Warranty in Kansas?


Kansas homeowners want coverage from the best home warranty companies to add protection to a homeowners insurance policy. If any of your systems and appliances are outside of a manufacturer’s or homebuilder’s warranty, a home warranty is a great hedge against unexpected failure due to wear and tear on your home systems and appliances. 

Read Also: Which Companies Are Recommended For First-Time Homeowners in Kansas?


Whether you are buying a home in the rural outskirts of Leoti, or in downtown Wichita, you want added coverage. It’s a great idea to purchase a home warranty while you settle into a new home. If you can make it a condition of purchase that the seller offers a home warranty, even better. 

Read Also: How Can A Home Warranty Protect a Homebuyer?

Home Sellers

For Kansas home sellers, a home warranty has long been one of the ways to entice buyers to put in a good offer on your home. It will help your home stand out and give you a better chance of selling your Kansas home. 

Read Also: Can You Purchase A Home Warranty For Your House For Sale?


Should landlords consider a home warranty? Absolutely. When something goes wrong at an investment property, service calls can be a nightmare. The out-of-pocket costs of repairs and replacement on covered items can eat into your profits on the rental. With a home warranty, you have another line of defense (along with your homeowners insurance) against unexpected system and appliance breakdowns. 

Real Estate Agents

At its peak in 2019, the monthly volume of home sales in Kansas City was close to 4,500 units. At the mid-point of 2020, the highest volume was under 3,500. The softening of sales demand is similar in other markets throughout Kansas. In that situation, your listings need to stand out, so a home warranty can be just the thing to do that. 

Your sellers can get very stressed under even the best circumstances about needed home repairs that may come up during the home inspection. Often, a home warranty, even considering the home service fee for items that might need to be repaired, can give your sellers peace of mind when they need it most.


What Should You Think About When Purchasing A Home Warranty in Kansas?


As a Kansan, you enjoy a fairly mild climate. January average temperatures are around 31 degrees, and July averages 81. But that doesn't tell the whole store, does it? Living in the "Big Sky" country means big wind sometimes and dramatic weather events like tornadoes. But mostly it means fairly pleasant weather most of the time, and some of the best agricultural land in the country. 

But will your homeowners insurance cover everything? To guard against the extremes of Kansas weather when they do come up, a warranty that covers your home appliances and home systems can be a worthwhile investment.

It’s important to understand that home warranty plans are not meant to cover weather events like tornadoes. So even if you add on limited roof leak coverage--as some policies allow for--it likely will not cover leaks caused by tornado damage.

Check out this video on Tornado safe rooms. 



Outsiders may joke that Kansas is flat and nondescript, but you know better (they must be thinking of Missouri, right?) From the high plains in the western part of the state to the rolling hills of the Osage Cuestas, there is much more to Kansas than wheat fields. It’s a beautiful place with varied landscapes, exactly why you live there! The geography does make much of the state susceptible to high winds, so that means your home systems are sometimes working harder and sustaining more abuse than in other parts of the country.


Living in Kansas means you are at the geographical center of the contiguous 48 United States. Pretty cool! It also means that even in the most rural sections of the state, you are in the middle of supply chains that make repairs and replacement of things like an air conditioner less challenging than in some more remote parts of the country. 

Read Also: Which Home Warranty Company Provides The Best HVAC Coverage?


What Will A Home Warranty Cost A Resident Of Kansas?

Home warranty companies serving Kansas provide coverage at a similar rate to the rest of the continental United States. For our top pick, Choice Home Warranty, you can expect to pay around $450 for a basic plan and around $580 for a combo plan that includes both appliances and systems. Add ons will add on cost to your protection plan. 

Kansas Home Warranty Facts

Other companies range from the high $300s to the mid $700s. Check with your top picks to get a quote for coverage for your specific location and situation. 

Appliance plans are popular for many Kansas residents. Curious which one is the best on the market? Our guide to appliance plans will help you make a decision. 


What Types Of Plans Are Available For You In Kansas?

Home warranty plans generally are of three types of plans, all of which are available in Kansas. There are two basic plans that often cover EITHER appliances like your clothes washer, dishwasher, and cooktop OR systems like HVAC and plumbing. A third option is a combo plan that combines appliances and systems. 

All the home warranty companies we researched here also offer add-on coverage for things like swimming pools and hot tubs, well pumps, and septic systems. 

Read Also: Which Companies Include Pool Coverage In Their Plans?


Is A Home Warranty Worth It In Kansas?

home warranty plan for a kansas home

A home warranty can be a real lifesaver for homes with systems and appliances not under manufacturer or home builder warranty. 

Whether you are confronted with plumbing stoppages, a water heater, air conditioning, or heating system malfunction, the added protection you get from a home warranty can pay for itself. With added coverage for things like well pumps and septic systems, a rural Kansas home will have that added protection as well.


How are Home Warranties Taxed In Kansas?

In Kansas, Home Warranty providers are not subject to sales tax. Sales tax is generated when the warranty company hires the contractor, and the contractor charges the sales tax for services rendered on warrantied appliances or systems. 


Top Home Warranties For Kansas Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).


  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 


  • Only 15 Home Appliances & Systems Covered 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions


  • Most Expensive


Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan


  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.


  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company


  • Must report your issues within one day of noticing a problem

Service Plus Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

Why Do We Like Service Plus?

Service Plus Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Service Plus does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Service Plus covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • You Can Choose Your Own Technicians
  • Roof Coverage


  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final Thoughts On Home Warranties In Kansas

Kansas is a great place to live, but extremes in weather can make life challenging every once in a while. Getting home warranty coverage can provide you with an extra layer of defense against the unexpected. Whether you live in the middle of Kansas City, or the middle of Jefferson County, you can find a plan that fits your needs.

After this home warranty review, we hope that you are able to find a comprehensive coverage plan for your home's systems and home's appliances in KS. At the very least, we hope that this review has led you to get a free quote from one of the top companies in this guide. Not only will a free quote give you a better understanding of replacement costs for your home, but what the home warranty offers in general to their customers.

If you have more questions regarding deductibles or service call fees, how to submit a service request and home warranty contract plans, check out our other guides to assist in your search.

Read Also: Can I Protect My Sewer Line In KS With A Home Warranty Plan?

Nearby States

All states
Home warranty Missouri 41 companies available
Missouri Home Warranty
Home warranty Oklahoma 31 companies available
Oklahoma Home Warranty
Home warranty Nebraska 36 companies available
Nebraska Home Warranty

Frequently Asked Questions in Kansas

Below are just some of the frequently asked questions we receive about home warranties in Kansas.


Is a Kansas home warranty worth it?

If you run into problems with your refrigerator, repairing or replacing it can cost a lot of money. If the refrigerator goes, and then the AC stops working, your budget is taking a big hit.

A home warranty is worth it to protect you from that kind of scenario. Instead of paying out of pocket every time a major appliance or system breaks down, a home warranty protects all of them for one monthly premium.

What are the best home warranty companies in Kansas?

We’ve done the research on over 65 home warranty providers operating throughout the United States. Here are our top choices for Kansas.

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Service Plus

What do home warranties cover?

The things your homeowner’s insurance covers--damage caused by a weather event, fire, or theft--are limited. A home warranty covers what the insurance policy does not, offering protection against malfunction of appliances and systems due to everyday wear and tear. Here are some basics in terms of what to expect from a home warranty.

1. Most Common Coverage


  • HVAC including ductwork
  • Plumbing System including stoppages
  • Electrical System
  • Water Heater


  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in Microwave

2. What some cover

Look for coverage on things you might not think of - like ceiling fans and exhaust fans, garbage disposals, even doorbells.

Many providers offer optional coverage for items like well and septic pumps, pools and spas, sump pumps, freezers, and additional refrigerators. 

3. What few cover

Some companies offer unique coverage. American Home Shield offers optional add-on protection on a guest house, as well as home electronics coverage.

How much does a home warranty cost?

The bulk of the cost of a home warranty is in the monthly premium. You can save a few dollars by purchasing either an Appliance Plan or a Systems Plan, but most people opt for the Combo Plan that covers both appliances and systems. Here is the average cost of a Kansas Combo Plan from our top five providers. 

Combo Plan
Monthly Cost
Annual Cost
National Average

The other cost is the service call fee. Any time you contact the home warranty provider with a claim and a technician is sent to your home, there is a charge that is usually between $75 and $125. The higher the service call fee, the lower your monthly premium will be.

How do I choose a good home warranty in Kansas?

To choose the right plan for your situation and get the most out of it, here are the steps you should take. 

  1. Research - Do the kind of digging you are doing right now. Find out the specifics of coverage from several companies.
  2. Compare prices - Get quotes for your location and situation from several home warranty providers. 
  3. Read the fine print - The contract with a home warranty company is called a service agreement. Read the agreement carefully so you understand the coverage, dollar limitations for repairs and replacement, and exclusions.