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Best Home Warranty in Jacksonville

best home warranty company in jacksonville reviewLooking for the best home warranty companies in Jacksonville?

Perfect, you’re in the right spot. In this guide, you’ll learn:

  • Who should be researching home warranties in Jacksonville?
  • What will a Jacksonville home warranty cost me?
  • Are there regulations on home warranties I should be aware of?
  • …and answer to many, many more of your Jacksonville home warranty questions.

After 68+ companies were reviewed, below are the top picks that we think are of the most benefit to Jacksonville residents. Continue reading!

Editor's Choice

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Best Overall

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Most Affordable

Limited Time: $150 Off + 2 Free Months + roof coverage
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Top Home Warranty Companies for Jacksonville Homeowners

More Than 10 Years on the Market

Most Comprehensive Coverage Available

Free Reservice Period for Parts

Emergency Service Available

Cheapest and Best Basic Plan ($34/m)

Choice Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming, District of Columbia

American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.

American Home Shield Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

 Almost-Nationwide Service

 Majority of Client Reviews Online Are Positive

 Clearest Terms and Conditions

 Highest Contractor Professionalism

Best Gold Plan ("Platinum Care")

Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, District of Columbia, California

 Customer Service Available 24/7

 Least BBB Complaints

Great Reviews on Google Places

Reservice for Failed Parts

1 Free Month Upon Annual Sign-Up

ServicePlus Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Florida, Hawaii, Minnesota, New Hampshire, Rhode Island, Utah, Wisconsin, New Mexico, Maine, Massachusetts, North Dakota, South Dakota, Vermont, Wyoming, District of Columbia, Iowa

 Industry Veteran Award

Large and established company

 Top 3 Cheapest Plans ($25/month)

Low optional coverage costs

Coverage is capped at $500

Limited Selection of Optional Coverage Items

First American Home Warranty Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wyoming, District of Columbia

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 3 Home Warranty Companies in Jacksonville (2021)

After analyzing 68 different companies, here’s your list of the three best home warranty providers in Jacksonville:

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty

Here’s a close look at what makes these Jacksonville’s best options – and what makes them different.

Company NameChoice Home WarrantyAmerican Home ShieldSelect Home Warranty
Number of Plan Options2 Plans3 Plans2 Plans
Monthly Plan Cost$45 – $55$35 – $65$36 – $45
ReviewsRead Choice Home Warranty ReviewsRead American Home Shield Reviews


Choice Home Warranty (Best Home Warranty in Jacksonville)

Choice Home Warranty is not just one of the best home warranty companies in Jacksonville it is one of the best in the nation. There are a lot of great things about Choice Home Warranty but one of the best is the simplicity of the plans.

With Choice Home Warranty, you will only get two plans; the first is more basic and the second is one of the more comprehensive plans on the market. If neither of these plans fit your needs exactly, you can add on more options.

The pricing, customer service, and quality from this home warranty provider will make you glad that Choice is a Jacksonville Home Warranty option.


  • Home warranty covers both home appliances and home systems
  • Limited number of exclusions
  • Free quote for those that are interested in the plan
  • Won’t turn down because of an old plumbing system, hot water heater, septic system, etc.


  • There is no option for a custom plan
  • Not available in all areas of the country, difficult to transfer plans

American Home Shield (Editors Choice)

American Home Shield is our editor’s choice. The main benefit of American Home Shield, when compared to Choice, is the flexibility and customization of the plan. American Home Shield home warranty offers the customer the ability to customize and built a plan. If you want something that covers your air conditioner but not your garbage disposal, you will have that option.

In addition, American Home Shield has been in the business for a while, and you can easily read home warranty reviews about this company. For the most part, they are known for their high levels of customer service and quick response times.


  • Well respected across Jacksonville, Miami, and the entire state of Florida
  • AHS gives customers the ability to customize a plan
  • Very low chance of claim denial


  • The pricing is high for the customized plan
  • BBB rating is only a B
  • Some optional coverages are very high priced

Select Home Warranty (Most Affordable)

Select Home Warranty is the most affordable option in Jacksonville. With the overall cost of living being a bit high in Jacksonville, it is nice to have a plan choice that is a bit more affordable.

The main thing that stands out with Select Home Warranty is the fact that you get free roof coverage with their Total Plan. When purchasing a home warranty, it’s common to see coverage for things like a heating system, washer, or even ductwork; however, roof coverage can be more difficult to find.

Even though Select only offers two basic plans, the plans are affordable, and they are a great option for those that may be new to homeownership.


  • Very affordable plans
  • Simple options to choose from
  • Free roof coverage for the homeowner


  • $75 Cancellation Fee
  • Must file a claim quickly, or it could be denied

Compare Home Warranty in Jacksonville

Let’s face it: without air conditioning, the population of Florida, from Jacksonville to Tampa to Miami, would look a lot different. So having a functioning HVAC system is the most important system a home warranty service could provide. That is probably a big reason why you are putting the time in to research your best options right here.

Our home warranty reviews are meant to answer all your questions from AC to your water heater and provide you with the crucial information you need to make a decision about home warranty coverage that is the best fit for your Jacksonville lifestyle.

Please note: as a rule of thumb, all companies that service Florida residents should be able to serve you if you live in the Jacksonville metro.



Who Needs A JAX Home Warranty?


You have had enough with home repairs. DIY is just not your thing. For you, a home warranty can offer peace of mind and fewer hassles when it comes to the nitty-gritty of homeownership.

If your cooktop stops working, or your garbage disposal goes on the fritz, or plumbing stoppages are keeping you awake worrying about what’s next, a home warranty can take care of all those concerns.


Buying a home is a nerve-wracking process under the best circumstances. And while new homes have builder warranties and manufacturer’s warranties for major systems and home appliances, existing homes over 10 years old generally do not have those kinds of protections.

A home warranty can give you the peace of mind you need to go ahead and make the purchase on a home you love, but which has some older appliances and systems that function–but for how long?

New to Jacksonville? You can’t spend every minute house hunting and home warranty shopping. Here are 21 great things to do in and around the city:


Home Sellers and Real Estate Agents

Even in a strong real estate market, every advantage makes a difference. If you are selling your home, consider offering a home warranty as an incentive.

Most home warranty companies in Florida offer plans realtors can purchase on behalf of their clients. This is a great way for you as a real estate agent to provide the nudge a buyer or seller may need to make an offer or list their home with you.

Renters and Landlords

You don’t want any problems in your Jacksonville short-term rental. A home warranty can be a quick way to manage problems when they arise, without having to hire a property manager to do all the heavy lifting. So if a dishwasher quits or even HVAC ductwork develops cracks, you can call on the home warranty service provider to take care of it.

Read Also: How Can The Right Home Warranty Plan Benefit A Landlord?

What Should You Think About When Purchasing A Home Warranty in Jacksonville?


best home warranty review for jacksonville florida

While your homeowners insurance may take care of damage directly caused by the extreme weather events like hurricanes and tropical storms you experience in Jacksonville, what about all the everyday heat and humidity, not to mention the stress your systems and appliances endure even if a storm doesn’t knock them out right away? That is when a home warranty can come in handy. Weather in Jacksonville is a huge factor in the wear and tear of the major home systems and appliances in your home.

With average July temperatures in the 90s and average January lows in the 40s, it might seem hard for you to complain about the weather. But then comes the precipitation! Over 100 days of precipitation a year, accumulating to about 50 inches. You’ve got to take care of your home in this kind of environment, and a home warranty is one good way to do that.


Ahh, the geography of northeastern Florida. It’s hard to beat. Living on the coastal plains means the ocean is ever-present, even when you are living inland. There are 15 miles of beach in Duval County alone. Very nice. Yet, the salt air can do a number on everything from your water heater to your plumbing system or electrical system.


You love where you live. Right by the water, not far (but far enough, thank goodness) from Orlando, or Savannah and points north in Georgia. Life in the southeast is easy unless you’ve experienced the financial woes of an expensive air conditioning, furnace, or septic system repair.

Luckily, because home warranties are so readily available in your area, the top companies offer an extensive network of contractors ready to help when you need them the most. For example, Choice Home Warranty has a network of over 25,000 specialized technicians.

Real Estate Data

Real estate in the Jacksonville area is faring well, all things considered in 2021. Median list prices continue to rise slightly, right around $225,000, with median sold prices (the amount the home actually sells for) not far below the listing price.

While deciding when to put an offer in on a house or make a move is tricky, the decision to purchase a home warranty is a no-brainer. The right home warranty plan will leave you confident that your essential home appliances and systems are protected wherever life takes you.

Worried about how COVID-19 has impacted real estate in Jacksonville? We’ve addressed your questions on the impacts of the health crisis.

What Will A Home Warranty Cost A Resident Of JAX?

It all depends on the coverage you want. For the heat, humidity, and saltwater air that are big factors in Jacksonville, you probably will want at least a systems plan. You can generally expect to pay anywhere from the high $300s to the high $700s depending on the amount of coverage you are looking for, and the add-on coverage you may choose. First American, for instance, offers plans for as little as $25 a month, but be sure to get a quote specific to your address and needs.

And don’t forget about the home service call fee. This is the charge you will get when you call in a claim and a service pro comes out to take a look. This service fee ranges from $75 to $125.

Read Also: What Are The Real Costs Of Home Warranties?

What Types Of Jacksonville Plans Are Available?

Home warranty plans come in three basic types. The most basic is the Appliances Plan. This might be called “Basic Plan” or “Bronze Plan” or some similar name, but it is meant to cover just the major appliances in your home. There are also Systems Plans that–you guessed it–cover the major systems in your home. They might be called “Silver” or something similar. The best value for the money is usually the Combo Plan which covers all major appliances and systems in one protection plan.

Most home warranty companies also offer add-on protection as well, for items like pool, spa, extra A/C unit, second refrigerator, roof, and well pump. Living in Florida, it’s important to consider how you could benefit from protecting your pool with a home warranty plan that offers great coverage and generous limits.

Jacksonville Home Warranty Facts


Is A Home Warranty Worth It In Jacksonville?

If your refrigerator just quits, your homeowners insurance doesn’t really care about that. When your air conditioner quits on a sweltering August day, it’s not their problem. That’s why a home warranty can be so valuable for residents living in and around Jacksonville.

With a home warranty, everything from your AC to ceiling fans, to your garage door openers can be covered. Then, you just make a service request call and a qualified professional will come out and evaluate the situation. Home warranty companies, of course, make money when they don’t cover your claim. Read the policy carefully to find out what is covered and what is excluded, so you can find a plan that is most in sync with the specific appliances and systems in your home.

Worried about home warranty scams? We can help! We’ve addressed your worries about the not-so-honest providers.


What Are The Home Warranty Regulations In Florida?

A home warranty is a service contract. Under Florida law, there are provisions especially regarding automatic renewal that state a service contract with automatic renewal must have the “automatic renewal provision clearly and conspicuously in the contract or contract offer.”

So, for instance, First American is a company that makes renewal automatic, so you’ll want to look for that clearly and conspicuously in the contract.


Top Home Warranties For Jacksonville Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).


  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 


  • Only 15 Home Appliances & Systems Covered 

American Home Shield Review (Editor’s Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions


  • Most Expensive

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan


  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.


  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company


  • Must report your issues within one day of noticing a problem

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!


  • You Can Choose Your Own Technicians
  • Roof Coverage


  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final Thoughts On Home Warranties In Jacksonville

You are living in a place others only dream of–ocean always beckoning, warm weather much of the year. But living in paradise comes with some challenges. The ocean breeze brings corrosive salt air, and the winds and rain sometimes turn into weather that wreaks havoc on property.

A home warranty in Jacksonville can be a good bit of added protection along with your homeowners insurance policy, to help you maintain your property when wear and tear get the better of it.

For more state page reviews, you can continue reading on our dedicated USA page with guides to buying a home warranty in all 50 states. For other location-specific pages, we’ve reviewed metroplexes like Atlanta, Colorado Springs, Denver, Tulsa, Virginia Beach, and Waco.