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Best Home Warranty in Jacksonville, FL

best home warranty company in jacksonville review

Jacksonville, Florida offers wonderful weather, affordable housing, and a close distance to the ocean. Living in Jacksonville offers homeowners many great benefits, but of course, there will be issues with home systems and appliances and their functionality. Looking for the best Florida home warranty companies in Jacksonville?

Perfect, you’re in the right spot. In this guide, you’ll learn:

  • Who should be researching home warranties in Jacksonville?
  • What will a Jacksonville home warranty cost me?
  • Are there regulations on home warranties I should be aware of?

…and answer many, many more of your Jacksonville home warranty questions.

After 68+ companies were reviewed, below are the top picks that we think are of the most benefit to Jacksonville residents. Continue reading!

Editor's Choice
98.0

Limited Time: New Customers Get $50 Off
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Best Overall
98.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
97.6

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

The 7 Best Home Warranty Companies in Jacksonville

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 98.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 97.60
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 The Home Service Club
Editorial Rating 97.20
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim
  # 5 Liberty Home Guard
Editorial Rating 96.50
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.70
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Limited plan selection
  • Online chat not supported

Our highest-rated home warranty companies in Jacksonville include:

Compare Jacksonville Home Warranty Providers

There are more than 60 home warranty companies in Jacksonville. At Review Home Warranties, we have compared coverages, monthly costs, service fees, BBB ratings, and customer service reviews. This is how the top seven home warranties in Jacksonville ranked.

Provider

Visit Site

Best For

Monthly Cost

Service Fee

BBB Rating

Choice Home Warranty

Site

Best Overall

$40 – $48

$85

B-

American Home Shield

Site

Most Customizable

$50 – $60

$75 – $150

B

Select Home Warranty

Site

Most Affordable

$36 – $38

$60

B

Liberty Home Guard

Site

Best Reviewed

$40 – $60

$60

A

Cinch Home Services

Site

Best Workmanship

$28 – $40

$100 – $150

A-

First Premier Home Warranty

Site

Best Coverage

$45

$75

B-

ServicePlus Home Warranty

Site

Best Emergency Service

$41 – $45

$75 – $125

A

Jacksonville Home Warranty Costs 

The cost of a home warranty plan will vary depending on the type and size of the home you have. Larger homes with more appliances and systems will have a higher price. In addition, plans with lower service fees sometimes have a higher monthly premium. We have done in-depth research to pull all of this information for Jacksonville homes. Keep these prices in mind as you decide on the best home warranty for your home. Use the averages to determine if you are getting a great deal on your home warranty coverage. 

Type

Average Annual Premium

Overall

$630.62

Single Family Home

$533.19

Multi-Family

$902.47

Townhome

$502.48

Condo

$547.89

Duplex

$748.23

Home Over 5,000 sq ft

$1,294.73

Home Under 5,000 sq ft

$575.41

Jacksonville Home Warranty Company Reviews

As you are trying to decide on the best home warranty company for your needs, it is a good idea to keep the coverages that you need in mind. Some plans will have just systems, others just appliances. Most Jacksonville homeowners find that a combo or comprehensive plan gives the most peace of mind. In addition, look for a plan that has good customer service reviews, a long workmanship guarantee, and fair service fees. Here are the top seven best home warranty companies for Jacksonville homeowners. 

1. Choice Home Warranty: Best Overall 

Choice Home Warranty is not just one of the best home warranty companies in Jacksonville; it is one of the best in the nation. There are a lot of great things about Choice Home Warranty, but one of the best is the simplicity of the plans.

With Choice Home Warranty, you will only get two plans; the first is more basic and the second is one of the more comprehensive plans on the market. If neither of these plans fit your needs exactly, you can add on more options.

The pricing, customer service, and quality from this home warranty provider will make you glad that Choice is a Jacksonville Home Warranty option.

Pros

Cons

  • Comprehensive coverage options 
  • Easy to understand service contract
  • Low pricing
  • Fair service fees 
  • Great customer service
  • Only two plans to choose from 
  • No custom plan options 

Plans and Pricing

There are only two home warranty plans from Choice, the Basic Plan, and Total Plan. The Total Plan has HVAC coverage and tends to be a better choice for Jacksonville homeowners. In addition, the monthly pricing and service fees are quite fair for Jacksonville homeowners.

Plan

Cost Per Month

Service Fee

Basic Plan

$42

$85

Total Plan

$50

$85

Coverage:

The coverage from Choice Home Warranty is some of the best on the market. With the Choice Home Warranty, you will get close to $3000 in coverage caps for most of your appliances and systems. The Choice Home Warranty coverage is good for homes that have high-end systems and appliances. 

Customer Reviews:

Lady was outstanding. Very professional and so helpful, amazing customer service and So nice and put my mind to ease that could help get fixed. Went above and beyond help with other problems with toilet and shower also. Being single and don’t know how to fix this after trying, she made me feel it was ok. They could help.” Source

2. American Home Shield: Most Customizable 

The American Home Shield is the most customizable home warranty in the industry.  The main benefit of American Home Shield, when compared to Choice, is the flexibility and customization of the plan. American Home Shield home warranty offers the customer the ability to customize and build a plan. If you want something that covers your air conditioner but not your garbage disposal, you will have that option.

In addition, American Home Shield has been in the business for a while, and you can easily read home warranty reviews about this company. For the most part, they are known for their high levels of customer service and quick response times.

Pros

Cons

  • Customization of plan options
  • Can choose a pricing/service fee that works for your budget
  • More than 50 years of experience
  • High coverage caps
  • Large network of contractors 
  • Pricing of the plan tends to be a little higher than other home warranties 

Plans and Pricing

There are three American Home Shield home warranties to choose from. The service fees associated with these plans are customizable and will change the monthly costs of the plan. Overall, American Home Shield has higher-priced coverages than other home warranties, but the benefits of the plan are quite good. 

Plan

Cost Per Month

Service Fee

Silver Plan

$45

$75 – $125

Gold Plan

$55

$75 – $125

Platinum Plan

$79

$75 – $125

Coverage:

Similar to the Choice Home Warranty, American Home Shield has high coverage caps and impressive coverage. The coverage caps from American Home Shield are quite high, and the number of covered items is extensive. For high-end homes, especially those with swimming pools, the American Home Shield home warranty is a smart choice. 

Customer Reviews:

American Home Shield is the best annual investment we make to assure the value of our home continues to rise. The service for the covered items is simple to secure either by the website or by phone. The service fee is a value not common in today’s market for skilled professionals. The vendors who are contracted by American Home Shield are extremely skilled in their respective crafts, professional, and efficient. American Home Shield is the best professional services for our money.Source

3. Select Home Warranty: Most Affordable 

The Select Home Warranty is the most affordable option in Jacksonville. With the overall cost of living being a bit high in Jacksonville, it is nice to have a plan choice that is a bit more affordable.

The main thing that stands out with Select Home Warranty is the fact that you get free roof coverage with their Total Plan. When purchasing a home warranty, it’s common to see coverage for things like a heating system, washer, or even ductwork; however, roof coverage can be more difficult to find.

Even though Select only offers two basic plans, the plans are affordable, and they are an excellent option for those that may be new to homeownership.

Pros

Cons

  • Clear and concise plan options
  • High workmanship quality
  • Free roof leak coverage with plan 
  • Affordable home warranty plan 
  • Coverage caps tend to be slightly lower 

Plans and Pricing

There are three Select Home Warranty plans to choose from, but the Platinum Care plan is the best overall choice. With a Platinum Care plan, you will pay just a few dollars more per month but have all the coverages included in both the Gold and Bronze care plans. 

Plan

Cost Per Month

Service Fee

Gold Care

$41

$65

Bronze Care

$41

$65

Platinum Care

$47

$65

Coverage:

The Select Home Warranty offers homeowners free roof leak coverage with all of its plans. This is a benefit that could save you $10 or more per month. The coverage caps from Select Home Warranty are slightly lower than they are with other home warranty plans, but this is to be expected for the fair overall pricing. 

Customer Reviews:

I have had nothing but good experiences with this home warranty. I have dealt w another in the past and never had anything resolved or paid for, but SHW has been great!! Upon reading these reviews, I kept looking to confirm it was regarding Select bc my experiences have been totally opposite. They have covered literally everything except an exhaust fan in my home. I actually just extended my coverage for another five years and bought a three year for my sis. Really!! The other home warranty I dealt with I would never recommend, but I have been totally pleased w Select!”  Source

4. Liberty Home Guard: Best Reviewed 

Liberty Home Guard is the best reviewed home warranty plan in Jacksonville. With the Liberty Home Guard plan only having been on the market for two years, the BBB ratings are impressive. This is a company that cares about the needs of your Jacksonville home and will help you to get your issues resolved as quickly as possible. The Liberty Home Guard home warranty has moderately priced coverage, and it comes with a 60-day workmanship guarantee. 

The Liberty Home Guard home warranty has a long list of add-on coverages that allow you to get all the coverage you need for your Jacksonville home. Homeowners will benefit significantly from these unique coverages and the peace of mind that these coverages bring with them. 

Pros

Cons

  • Impressive BBB rating
  • Great customer service
  • A long list of add-on coverage options 
  • 60 Day Workmanship guarantee 
  • Newer company with slightly less experience 

Plans and Pricing

The three Liberty Home Guard home warranties are the Systems Guard, Appliance Guard, and the Total Home Guard. The Total Home Guard is the most comprehensive of these plans, and it comes with a significantly lower service fee. 

Plan

Cost Per Month

Service Fee

Systems Guard

$49.99

$60

Appliance Guard

$44.99

$60

Total Home Guard

$54.99

$60

Coverage:

Coverage from a Liberty Home Guard home warranty is better than average. However, when you add in these optional choices, you will end up with a very extensive plan for your Jacksonville home. The only downside is that these extra coverages can end up costing a lot of money. 

Customer Reviews:

“BWe signed up with Liberty Home Guard Warranty last year. About 2 months ago we started to use their services. I found the company to be responsive, polite, and accountable to our needs and concerns. The first claim with them was resolved in a timely manner. We are going to be using them again for another service repair. I look forward to having them assist us in the process. Tonight I called them about some concerns I had regarding a new claim. I spoke to one of their representatives named ******* He answered my questions and helped me understand the process better than I had previously. It helps to deal with people that value their customers and assist them in making the experience of getting a repair accomplished a little easier. I look forward to continuing to do business with Liberty Home Guard. I know they will help us work through the process of getting the right people to our home to do the necessary repairs.” Source

5. ServicePlus Home Warranty: Best Emergency Service 

ServicePlus Home Warranty offers the best emergency service for Jacksonville homeowners. The ServicePlus home warranty has been on the market for five years, and they have worked hard to develop a strong list of professionals and repair technicians to quickly attend to the needs of your Jacksonville home. Emergency service is sometimes an upcharge, but the general service from the ServicePlus home warranty is also relatively quick. 

In addition to offering fast repairs, ServicePlus also cares about the quality of the repair that they have done. The two plan choices from Service Plus are very straightforward, and they offer a reasonably priced service fee for homeowners. 

Pros

Cons

  • Very fast response times
  • Strong workmanship quality 
  • An extensive network of technicians
  • Fairly priced plan choices 
  • Some emergency services have an upcharge 

Plans and Pricing

The two plans from ServicePlus home warranty are the Gold Plan and the Platinum Plan. The Platinum Plan is a bit more extensive in the coverages that it offers, and the service fee for both plans is very fair. 

Plan

Cost Per Month

Service Fee

Gold Plan

$42

$75

Platinum Plan

$46

$75

Coverage:

The coverage associated with the ServicePlus home warranty is about average, but you can count on a quick repair with this home warranty. ServicePlus is a fairly priced plan for the coverage you get. When your air conditioning breaks down in the middle of August, you will be glad you have a ServicePlus home warranty. 

Customer Reviews:

My boiler is old; that’s what every technician that comes take a look every three months when it stops working tells me. And it was always the same; it would stop working, I’d call THP, they’d have someone over, they’d fix it and then tell me it’s old. This time, when I called, THP said it’s not going to service my boiler anymore but give me money to replace it. Isn’t that awesome? Not having to worry, my showers might be cold this morning, depending on the mood of my boiler? This company is just great; with a bit of money and their help, I now own a brand new Viking heavy-duty boiler..” Source

6. First Premier Home Warranty: Best Coverage 

The First Premier Home Warranty offers the best coverage for a home warranty in Jacksonville. With the First Premier Home Warranty having been on the market for only about one year, the BBB rating is an A. This is not easy to obtain in the home warranty industry, and it shows that First Premier Home Warranty cares about customer service and the experience that Jacksonville homeowners have. 

A home warranty from the First Premier Home Warranty comes with some of the most extensive coverage options on the market. The Platinum Plan has more than 18 covered items. Although the coverage caps may be a little lower than they are with many home warranty companies, this is an excellent option for a first-time homeowner. 

Pros

Cons

  • New company eager to earn business
  • Impressive BBB rating for a new home warranty brand 
  • Fairly priced policies 
  • Easy to submit claims and requests
  • Quick response times 
  • Have not been on the market for long 

Plans and Pricing

There are only two home warranty plans from the First Premier Home Warranty. However, both of these plans cover a wide range of systems and appliances. The service fee from the First Premier Home Warranty is below average making the overall affordability quite good. 

Plan

Cost Per Month

Service Fee

Premier Plan

$43

$75

Platinum Plan

$50

$75

Coverage:

The coverage from First Premier home warranty is quite broad, but the coverage caps are a bit lower than average. If you have high-end systems or appliances, you may have to pay out of pocket for some of the repairs you have to make in your home. The First Premier Home Warranty does allow for customers to pay upfront for their home warranty coverage and help keep costs down. 

Customer Reviews:

First premier did an amazing job when my refrigerator went out; they had a technician come out in just 3 hours to diagnose the problem. He stated that it was repairable, but it would not be worth fixing because the same problem would reoccur. The technician sent over the diagnosis and then called First Premier and asked what he should do; they told him since they did not want any food to spoil, to fix it, and they would order a new refrigerator. The technician fixed it, and a two days later, a new refrigerator was delivered to me same model but a newer version. Let me tell you I have had many Warranty companies in the past, and none compare to First Premier; always great knowing someone has your back in tough situations; keep it up 5 stars!!!!!!!”Source

7. Cinch Home Services: Best Workmanship

The Cinch Home Services is the best home warranty for workmanship in Jacksonville. For more than 40 years, Cinch Home Services has been in the home warranty business, making them one of the industry leaders. The thing that helps the Cinch Home Services plan stand out from others on the market is the 180-day workmanship guarantee. This is more than double the industry average, and it allows homeowners greater peace of mind each time they need a repair. 

The Cinch Home Services plan ensures that customers are carefully maintaining their homes. Each policy comes with credit towards purchasing AC filters. In addition, the customer service from Cinch Home Services is known for being knowledgeable. If you are concerned about getting a high-quality repair for a fair price, the CInch Home Services plan is the way to go. 

Pros

Cons

  • 180-day workmanship guarantee
  • Great customer service
  • More than 40 years in the industry 
  • Extensive coverage options 
  • Service fees are higher 

Plans and Pricing

There are three Cinch Home Services plans to choose from. The Complete Home Plan has the most comprehensive coverage. Service fees will range in price from around $100 to more than $150. The higher the service fee, the lower the monthly price. These high service fees will pay for your 180-day workmanship guarantee, and that is what makes them worth the money. 

Plan

Cost Per Month

Service Fee

Appliances Plan

$44.99

$100 – $150

Built-In Systems Plan

$51.99

$100 – $150

Complete Home Plan

$61.99

$100 – $150

Coverage:

The coverage from Cinch Home Services is good, and it allows for high coverage caps in a Jacksonville home warranty. There are also add-on coverage options for all types of additional coverages that you can have in your home. The pool and spa coverage is a good option for Jacksonville homeowners. 

Customer Reviews:

I have been very please with Homesure – I have had two (different) issues with the same HVAC unit. They were very prompt in their response, and the two contractors I dealt with were very good. The second issue was on a holiday weekend (Friday after Thanksgiving). I filed the claim online – very simple and easy, BTW – and had an immediate response as to what contractor to call. When I called the contractor, they had already received a work order and very kindly explained that due to their work load and it being a holiday weekend, it would most likely be Monday before they could get to me, and I was o.k. with that, as I have two HVAC units and could manage with just the one. However, they called that afternoon, said they were caught up and could come right then. They fully explained the problem and were able to fix it immediately. This warranty has been well worth the cost for the peace of mind, if nothing else. I even got a partial refund on the second call because I had “overpaid” – which was a pleasant surprise. Source

What Does a Home Warranty Cover in Jacksonville

A Jacksonville home warranty will cover everything from your ceiling fans to your dishwasher. Understanding exactly what a Jacksonville home warranty covers and what it does not cover is essential. The Jacksonville home warranty is meant to help homeowners protect against the normal wear and tear of their appliances and systems. Living in the cities of Florida like Miami or Tampa, one can expect damage to their HVAC system beyond normal wear-and-tear.

If you are not maintaining your home and keeping up with the maintenance, the home warranty will not cover issues that come up. Sometimes there are issues with natural disasters or intentional breaks that will also not be covered. A home warranty typically only ensures that normal wear and tear is covered under the plan. 

Most Jacksonville homeowners will choose to have both system and appliance coverage as part of their home warranty. With the warm weather in Jacksonville and the wear and tear of living close to the ocean, having both system and appliance coverage is an excellent option to consider. If the home has a pool and spa, this is something to consider getting covered as well. 

Here are the common systems covered under a Jacksonville home warranty plan:

  • HVAC (heating and air conditioning) 
  • HVAC ductwork
  • Ceiling and exhaust fans
  • Plumbing system including stoppages
  • Electrical system
  • Water heater
  • Garbage disposal

Common appliances covered under Jacksonville home warranties include:

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

Benefits of a Home Warranty in Jacksonville

The benefits of a home warranty in Jacksonville will mostly be about the cost savings that you get with the plan. All it takes is one or two repairs to see how much money this plan can save you. In addition, there are other benefits, including peace of mind, quality contractors, and time savings. 

Peace of Mind

The peace of mind that a home warranty provides is one of the greatest benefits of having a Jacksonville home warranty. The Jacksonville home warranty can take some of the stress of owning a home off of your plate. You will no longer be worried about being able to afford the next repair or replacement of your plumbing system or your furnace, as the home warranty will help do it for you. 

Quality Contractors 

A home warranty company only works with high-quality contractors that can adequately handle the needs of your Jacksonville home. These contractors go through extensive training, and they are well equipped to address the issues that may come up. 

Time Savings 

Finding a contractor or trying to complete a home warranty repair on your own time can take quite a bit of work. It makes much more sense to have a warranty in place where you can submit a request and have it handled immediately. 

Final Thoughts

We hope that you now have a better feel for the Jacksonville home warranties that are available to you. With all of these great choices on the market, the Choice Home Warranty still stands out as the best overall. Choice Home Warranty is a really impressive plan that has both system and appliance coverage, fair pricing, and high coverage caps. Almost every Jacksonville homeowner would benefit from a plan like the Choice Home Warranty Jacksonville plan. As you shop, it makes sense to get a few different quotes for your home warranty. Managing the pricing and the coverage is very important, and these quotes may help guide you in the right direction. 

Curious about home warranties in other cities around the U.S.? Check out our articles on Atlanta, Chicago, and Denver for further reading.

Our Rating Methodology 

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we’ve broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

FAQs for Home Warranties in Jacksonville, FL

What Is A Service Fee? 

The service fee is the price you pay each time you need a home warranty repair or replacement. The service fee will typically range in price from $60 to $150. The higher-priced service fees sometimes lower the monthly payment, and they often come with an extended workmanship guarantee. 

Are Florida  Home Warranties Worth It? 

A Florida home warranty is well worth the money you pay. All it takes is one breakdown of the HVAC system for you to be able to justify the price of the home warranty plan. Florida has some areas with great affordable living situations, but you must ensure that you have the home warranty in place to help keep it affordable. 

How Much Is A Florida  Home Warranty? 

The Florida home warranty typically ranges in price from around $500 a year to more than $1000 a year. The higher-priced plans have a lot of coverage and they often have add-on options for pools and spas. The lower-priced plans are often for smaller homes with basic coverage. 

Do Home Warranties Cover Replacement Costs? 

A home warranty will cover replacement costs. The replacement of a washer or dryer may be entirely covered, or just a portion may be included as part of the plan. The replacement costs must fall within the coverage caps or limits of your home warranty plan.