Best Home Warranty in Jacksonville, FL

best home warranty company in jacksonville review

Looking for the best home warranty companies in Jacksonville?

Perfect you’re in the right spot. In this guide you’ll learn:

  • Who should be researching home warranties in Jacksonville?
  • What will a Jacksonville home warranty cost me?
  • Are there regulations on home warranties I should be aware of?
  • …and answer to many, many more of your Jacksonville home warranty questions.

After 68+ companies reviewed, below are the top picks that we think are of the most benefit to Jacksonville residents. Continue reading!

Editor's Choice
97.0

$50 Off Your Plan
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
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Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
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Top Home Warranty Companies for Jacksonville Homeowners

More Than 10 Years on the Market


Most Comprehensive Coverage Available


Free Reservice Period for Parts


Emergency Service Available


Cheapest and Best Basic Plan ($34/m)

Choice Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming, District of Columbia

American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.

American Home Shield Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

 Almost-Nationwide Service


 Majority of Client Reviews Online Are Positive


 Clearest Terms and Conditions


 Highest Contractor Professionalism


Best Gold Plan ("Platinum Care")

Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, District of Columbia, California

 Customer Service Available 24/7


 Least BBB Complaints


Great Reviews on Google Places


Reservice for Failed Parts


1 Free Month Upon Annual Sign-Up

Total Home Protection Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Florida, Hawaii, Minnesota, New Hampshire, Rhode Island, Utah, Wisconsin, New Mexico, Maine, Massachusetts, North Dakota, South Dakota, Vermont, Wyoming, District of Columbia

 Industry Veteran Award


Large and established company


 Top 3 Cheapest Plans ($25/month)


Low optional coverage costs




Coverage is capped at $500


Limited Selection of Optional Coverage Items

First American Home Warranty Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wyoming, District of Columbia

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Compare Home Warranty in Jacksonville

Let’s face it: without air conditioning, the population of Florida, from Jacksonville to Tampa to Miami, would look a lot different. So having a functioning HVAC system is the most important system a home warranty service could provide. That is probably a big reason why you are putting the time in to research your best options right here.

Our home warranty reviews are meant to answer all your questions from AC to your water heater and provide you with the crucial information you need to make a decision about home warranty coverage that is the best fit for your Jacksonville lifestyle.

Please note: as rule of thumb, all companies that service Florida residents should be able to serve you if you live in the Jacksonville metro.

 

 

Who Needs A JAX Home Warranty?

Homeowners

You have had enough with home repairs. DIY is just not your thing. For you, a home warranty can offer peace of mind and fewer hassles when it comes to the nitty-gritty of homeownership. 

If your cooktop stops working, or your garbage disposal goes on the fritz, or plumbing stoppages are keeping you awake worrying what’s next, a home warranty can take care of all those concerns.

Homebuyers

Buying a home is a nerve-wracking process under the best circumstances. And while new homes have builder warranties and manufacturer’s warranties for major systems and home appliances, existing homes over 10 years old generally do not have those kinds of protections. 

A home warranty can give you the peace of mind you need to go ahead and make the purchase on a home you love, but which has some older appliances and systems that function–but for how long?

New to Jacksonville? You can’t spend every minute house hunting and home warranty shopping. Here are 21 great things to do in and around the city: 

 

Home Sellers and Real Estate Agents

Even in a strong real estate market, every advantage makes a difference. If you are selling your home, consider offering a home warranty as an incentive.

Most home warranty companies offer plans realtors can purchase on behalf of their clients. This is a great way for you as a real estate agent to provide the nudge a buyer or seller may need to make an offer or list their home with you.

Renters and Landlords

You don’t want any problems in your Jacksonville short-term rental. A home warranty can be a quick way to manage problems when they arise, without having to hire a property manager to do all the heavy lifting. So if a dishwasher quits or even HVAC ductwork develops cracks, you can call on the home warranty service provider to take care of it.

Read Also: How Can The Right Home Warranty Plan Benefit A Landlord?

 

What Should You Think About When Purchasing A Home Warranty in Jacksonville?

Weather/Climate

best home warranty review for jacksonville florida

While your homeowners insurance may take care of damage directly caused by the extreme weather events like hurricanes and tropical storms you experience in Jacksonville, what about all the everyday heat and humidity, not to mention the stress your systems and appliances endure even if a storm doesn’t knock them out right away? That is when a home warranty can come in handy. Weather in Jacksonville is a huge factor in the wear and tear on the major home systems and appliances in your home.

With average July temperatures in the 90s and average January lows in the 40s, it might seem hard for you to complain about the weather. But then comes the precipitation! Over 100 days of precipitation a year, accumulating to about 50 inches. You’ve got to take care of your home in this kind of environment, and a home warranty is one good way to do that.

Geography

Ahh, the geography of northeastern Florida. It’s hard to beat. Living on the coastal plains means the ocean is ever-present, even when you are living inland. There are 15 miles of beach in Duval County alone. Very nice. Yet, the salt air can do a number on everything from your water heater to your plumbing system or electrical system.

Location

You love where you live. Right by the water, not far (but far enough, thank goodness) from Orlando, or Savannah and points north in Georgia. Life in the southeast is easy, unless you’ve experienced the financial woes of an expensive air conditioning, furnace or septic system repair.

Luckily, because home warranties are so readily available in your area, the top companies offer an extensive network of contractors ready to help when you need them the most. For example, Choice Home Warranty has a network of over 25,000 specialized technicians. 

Real Estate Data

Real estate in the Jacksonville area is faring well, all things considered in 2020. Median list prices continue to rise slightly, right around $225,000, with median sold prices (the amount the home actually sells for) not far below the listing price.

While deciding when to put in offer in on a house or make a move is tricky, the decision to purchase a home warranty is a no-brainer. The right home warranty plan will leave you confident that your essential home appliances and systems are protected wherever life takes you.

Worried about how COVID-19 has impacted real estate in Jacksonville? We’ve addressed your questions on the impacts of the health crisis.

 

What Will A Home Warranty Cost A Resident Of JAX?

It all depends on the coverage you want. For the heat, humidity, and saltwater air that are big factors in Jacksonville, you probably will want at least a systems plan. You can generally expect to pay anywhere from the high $300s to the high $700s depending on the amount of coverage you are looking for, and the add-on coverage you may choose. First American, for instance, offers plans for as little as $25 a month, but be sure to get a quote specific to your address and needs. 

And don’t forget about the home service call fee. This is the charge you will get when you call in a claim and a service pro comes out to take a look. This service fee ranges from $75 to $125.

Read Also: What Are The Real Costs Of Home Warranties?

 

What Types Of Jacksonville Plans Are Available?

Home warranty plans come in three basic types. The most basic is the Appliances Plan. This might be called “Basic Plan” or “Bronze Plan” or some similar name, but it is meant to cover just the major appliances in your home. There are also Systems Plans that–you guessed it–cover the major systems in your home. They might be called “Silver” or something similar. The best value for the money is usually the Combo Plan which covers all major appliances and systems in one protection plan.

Most home warranty companies also offer add-on protection as well, for items like pool, spa, extra A/C unit, second refrigerator, roof and well pump. Living in Florida, it’s important to consider how you could benefit from protecting your pool with a home warranty plan that offers great coverage and generous limits.

Jacksonville Home Warranty Facts

 

Is A Home Warranty Worth It In Jacksonville?

If your refrigerator just quits, your homeowners insurance doesn’t really care about that. When your air conditioner quits on a sweltering August day, it’s not their problem. That’s why a home warranty can be so valuable for residents living in and around Jacksonville.

With a home warranty, everything from your AC to ceiling fans, to your garage door openers can be covered. Then, you just make a service request call and a qualified professional will come out and evaluate the situation. Home warranty companies, of course, make money when they don’t cover your claim. Read the policy carefully to find out what is covered and what is excluded, so you can find a plan that is most in sync with the specific appliances and systems in your home.

Worried about home warranty scams? We can help! We’ve addressed your worries about the not-so-honest providers.

 

What Are The Home Warranty Regulations In Florida?

A home warranty is a service contract. Under Florida law, there are provisions especially regarding automatic renewal that state a service contract with automatic renewal must have the “automatic renewal provision clearly and conspicuously in the contract or contract offer.”

So, for instance, First American is a company that makes renewal automatic, so you’ll want to look for that clearly and conspicuously in the contract.

 

Top Home Warranties For Jacksonville Reviewed

#1 Pick: Choice Home Warranty

If you have an older Jacksonville home with some functioning but aging-out appliances or systems, don’t worry. Choice Home Warranty won’t deny coverage for older systems and appliances. Their Total Plan is, well, pretty total–giving you coverage for what you are most likely to need to maintain your home. And their optional coverage will not only cover the pool, but the extra fridge in the garage to keep the all-important poolside beverages nicely chilled. 

They do only offer 2 plans instead of the 3 offered by many of their competitors, but the Total Plan is their most popular, and you will not likely miss having a 3rd option.

Read Our Full Review of Choice Home Warranty

Pros

  • Won’t deny coverage for older appliances/systems
  • Free cancellation in the first 30 days

Cons

  • Only 2 plans instead of 3 options others offer
  • Not customizable

#2 Pick: American Home Shield

Especially for the heat, humidity, and unpredictability of Jacksonville weather, AHS has the kind of comprehensive plans that you can use. If things go really wrong, they have higher limits on claims than some others we review here. Repair and especially replacement costs can be prohibitive, especially on your larger systems. $3,000 limit. Also, they allow you to choose your own service fee, between $75 and $125–with a decrease in premium the higher the service fee.

The Combo Plan is their most popular, plus they offer add-on coverage for the pool and spa in the back yard. Nice!

Read Our Full Review of American Home Shield

Pros

  • You can choose your own service fee.
  • Higher claim limits
  • Lower chance of claim denial

Cons

  • Limited add-on coverage compared to other plans
  • Higher premiums than some others

#3 Pick: Select Home Warranty

Another solid option is Select Home Warranty. They have a good reputation, especially the contractors who service claims through Select. And if you are moving somewhere, you can take your plan with you with no extra transfer fee. They offer three plans, which cover most items you will need, but they do not offer add-on coverage. But on all their plans, they do offer limited roof leak coverage–optional with most other providers–and a big bonus in the 100+ days of precipitation in the Jacksonville area.

There is a $75 cancellation fee, so be aware of that. If you are looking to “try a plan on for size” Select is not the way to go. But with their reputation and range of plans, they are definitely a company to consider.

Read Our Full Review of Select Home Warranty

Pros

  • No cost to transfer coverage
  • Known for the professionalism of their contractors

Cons

  • No add-on coverage
  • $75 cancellation fee

#4 Pick: Total Home Protection

Total Home Protection has good coverage options, a solid reputation, and fewer BBB complaints than other companies. And while they only offer a basic and combo plan, they have a list of add-on coverage that is hard to beat. And if the first service call does not fix the problem, they offer reservice (as it should be) for failed repairs.

Do note that with THP you only have one day to file a claim with THP, so be aware of that limitation. 

Read Our Full Review of Total Home Protection

Pros

  • Great reputation/fewest complaints
  • A long list of optional coverage

Cons

  • 2 plans instead of 3
  • Only 1 day to submit a claim, instead of standard 3 days

#5 Pick: First American Home Warranty

If you are shopping for a low price leader with solid coverage, First American is a great choice. And even with reasonable premiums, they also offer some of the higher claim limits (up to $3,500) among the reviewed plans.

On the other hand, they offer more limited add-on coverage than other plans, and only offer 2 plans, Basic and Premier. But if you are working with a tight budget, First American can bring you some peace of mind without breaking the bank.

Read Our Full Review of First American Home Warranty

Pros

  • Lower premiums
  • Higher claim limits

Cons

  • Be aware–the plan will automatically renew unless you tell them otherwise
  • Limited add-on coverage

 

Final Thoughts On Home Warranties In Jacksonville

You are living in a place others only dream of–ocean always beckoning, warm weather much of the year. But living in paradise comes with some challenges. The ocean breeze brings corrosive salt air, and the winds and rain sometimes turn into weather that wreaks havoc on property. 

A home warranty in Jacksonville can be a good bit of added protection along with your homeowners insurance policy, to help you maintain your property when wear and tear get the better of it.

For more state page reviews, you can continue reading on our dedicated USA page with guides to buying a home warranty in all 50 states. For other location-specific pages, we’ve reviewed metroplexes like Atlanta, Colorado Springs, Denver, Tulsa, Virginia Beach and Waco.