A home warranty in Indiana rapidly increases its value becoming one of the mandatory costs homeowners consider in their yearly home maintenance expenses. The best home warranty companies in Indiana may not only give you a peace of mind but also save you money. Below, we present the best home warranty companies for Indiana customers.

Best Home Warranty Companies in Indiana

  # 1 Select Home Warranty
Editorial Rating 98.5
  • 24/7 service calls
  • Great annual promotions
  • Plans under $30/month
  • High contractor professionalism
  • Quick replacement payments
  • First 30 days: Free cancellation
  # 2 Choice Home Warranty
Editorial Rating 96.8
  • Market veteran
  • Large and established firm
  • Emergency service available
  • Free cancellation within 30 days
  • 24/7 service calls
  • Reservice for failed repairs
  # 3 Total Home Protection
Editorial Rating 91.2
  • Emergency service available
  • Free cancellation within 30 days
  • 24/7 service calls
  • Low number of BBB complaints
  • Multiple optional coverage items
  • Clients praised communication
  # 4 Pride Home Warranty
Editorial Rating 87.9
  • Great promotions available
  • Market veteran
  • Great coverage plans
  • High cancellation fee
  • 1 day to submit a claim
  # 5 HomeServe USA
Editorial Rating 85.5
  • Excellent BBB rating A+
  • Market veteran
  • Great coverage plans
  • Unexpected fees reported
  • Poor communication reported
  # 6 Advanced Home Warranty
Editorial Rating 83.4
  • Emergency service available
  • Free cancellation within 30 days
  • 24/7 service calls
  • 1 day to submit a claim
  • Online chat not supported
  • Low cap on item replacement
  # 7
Home Warranty of America
Editorial Rating 81.1
  • Market veteran
  • Emergency service available
  • Free cancellation within 30 days
  • Incomprehensive coverage
  • 1 day to submit a claim
  • Limited optional coverage items
  • Delays in repairs reported
Fair Disclosure: ReviewHomeWarranties.com has referral agreements with some of the companies presented on our top lists. We selected these companies because we believe they are the best choice for our readers. Referral income helps us keep the content on this website free.

Why Do You Need a Home Warranty in Indiana?

Home warranty savingsThere are more than 6.5 million people living in Indiana, and almost 71% of them own their houses. As you can imagine, not all of these houses are new. The median age of the house built in Indiana is 1972, which means that many home systems and appliances have been repaired or replaced or will need a repair or replacement in the nearest future.

If you are a homeowner or a home buyer, buying a home warranty may save you money on these repairs and replacements. Many homeowners in Indiana see a home warranty as a money-saving opportunity. The cost of home system repairs can range from hundreds to thousands of dollars. In many cases, a home warranty covers unknown pre-existing defects that were not detected through normal operation, maintenance, or inspection.

In order to help you decide whether a home warranty is the best decision for you, we have created a Home Maintenance Calculator. Now you can compare your repair costs to a home warranty costs and see if a home warranty is the best decision for you.

Home Warranty for Home Sellers

If you are a home seller, buying a home warranty will keep your house protected while it is on the market. It will also raise the value of your house in the eyes of potential home buyers regardless of where your house is located—Indianapolis, Fort Wayne, Evansville, or even the smallest Indiana village.

How much can I save with a home warranty?Many real estate agencies in Indiana recommend that home sellers purchase a home warranty, as it protects them from liability on some frequent disputes by a buyer. In addition, home buyers are less likely to negotiate a price downwards if the house comes with a home warranty.

Which Home Warranty Company in Indiana Should You Choose?

While the majority of the population in Indiana lives in big cities like Indianapolis, Fort Wayne, or Evansville, many Hoosiers prefer to live in the countryside. The home warranty market can offer different coverage packages depending on where you live. Some home warranty companies in Indiana, like Secure Home Warranty, provide coverage for single-family homes only, while companies like 2-10 Home Buyers Warranty include condominiums, apartments, and even trailer homes.

Think About Climate

The normal climate in Indiana is very humid. Therefore, humidity may gradually impact the work of home appliances contributing to their wear and tear. This is a good reason why all of them should be included in home warranty contracts.

The best home warranty plans in Indiana always include coverage for major kitchen and laundry appliances. Some home warranty companies in Indiana, including American Home Guard, even have special appliances plans that cover dishwasher, refrigerator, stove or cooktop, garbage disposal, built-in microwave, and washer and dryer.


Read Our Research - The Cheapest Home Warranty Plan

Are you on a tight budget and looking for the cheapest home warranty plan? Let us help you here. We have completed a research on the cheapest home warranty plans form different companies, compared their coverage and prices and described how much you can save if you switch to the cheapest home warranty plan.


Which Home Warranty Plan Is The Cheapest? - On Our Research

Indiana winters tend to get very cold, and summers are hot and humid. This change in temperature may have a detrimental effect on  the operation of home systems and appliances. Here is the temperature graph for Indianapolis, the capital of Indiana.

As you can see in this graph, winter temperatures in Indiana may go as low as 15°F or -10°C, and in summer it may be as hot as 90°F or 32°C. Because of these extremes, homeowners should always take good care of their heating and air conditioning systems and have coverage with a home warranty.

This coverage may help them avoid any unexpected spending on repairs, saving them money in the long run. Total Home Protection would be the best company to provide coverage for these systems. It covers up to two units for both air conditioning and heating systems under the Platinum plan.

It would be also a good idea to protect plumbing system to its maximum, as frosts may lead to the erosion of pipes, especially those that were installed more than 10 years ago. Pride Home Warranty may be a good option of Indiana residents as it covers plumbing under any of its plans, and the coverage limit is $750 per contract term.

Final Words About Buying a Home Warranty in Indiana

Home Warranties in Indiana are available to any homeowner, home buyer, or home seller, regardless of the location of their property. It is not an easy task to select the company that will satisfy all of your needs. You should consider multiple factors including the company’s reputation and the location and age of your house, as well as climate conditions that may influence the normal operation of your home systems and appliances.

In order to help you make the right choice, we have collected information on the best home warranty companies in Indiana, analyzed it, and now present it here for you. This information was collected from various sources, including company websites and multiple consumer reporting sites, such as the Better Business Bureau and Yelp.

Home warranty regulations in Indiana

Once you have selected a home warranty company that fits all your needs, it will be wise to check with the Indiana Department of Insurance whether this company is licensed, bonded and secured by the Department. The main purpose of the Indiana Department of Insurance is to protect Hoosiers as they purchase and use insurance products, including a home warranty, to keep their assets and their families from loss or harm.

Nearby States

All states
Home warranty Ohio 34 companies available
Best Ohio Home Warranty
Home warranty New York 21 companies available
Best New York Home Warranty
Home warranty Illinois 31 companies available
Best Illinois Home Warranty