A home warranty in Illinois has always been a popular way to protect homeowners’ wallets from any unexpected repairs in their homes. Heating, air conditioning, plumbing, electrics, kitchen and laundry appliances, swimming pool and roof leaks—all these essential components can be covered under a home warranty plan. ReviewHomeWarranties.com will help you find the right plan for your Illinois home.
- Excellent BBB rating A+
- Low optional coverage costs
- Different plan types available
- 1 day to submit a claim
- Not available in all states
- Limited optional coverage items
- Delays in repairs reported
Who needs a home warranty in Illinois?
Illinois is one of the most populous states in the USA. Actually, it is the fifth state by population with population density more than 231 people per square mile. In 2014, over 65% of Illinois residents owned a house, and this number has been growing ever since.
Whether you own a small condo, townhouse, or a big single-family house, there are home warranty companies in Illinois that have at least one home warranty plan available to you. Many new homeowners in Illinois prefer to buy a home warranty as soon as they close their contract. In some cases, it comes with the house as a gift from the real estate agent or as a transfer from the previous owner.
First time home buyers in Illinois usually start small with basic home warranty plans. As time goes by, they often switch to more comprehensive plans. Some customers add optional items to their plans, such as swimming pools, spas, additional kitchen appliances, and services like roof leak repairs.
Why do you need a home warranty in Illinois?
The main reason to purchase a home warranty in Illinois is that it can help you save a lot of money on home repairs and appliance replacements. As you might already know, home repairs are not cheap. Replacing an air conditioning system, for example, may cost you thousands of dollars, and the best home warranty companies in Illinois can make this cost more bearable for you.
Another reason to purchase a home warranty is the peace of mind that it gives you. You don’t need to look for any service providers or think about where to get money to cover those extra costs. Your home warranty provider will take care of that.
Is a Home Warranty Worth It?
In order to help you make the right decision on whether to buy a home warranty or not, we have created a Home Maintenance Calculator. You can start by entering your house age and the number of repair per year that you have done or expect to do on our home systems and appliances. For each appliance, you can enter their age and see how the cost of your home maintenance changes.
In case you decide to sell your house, your home warranty will protect it while it’s on the market. Home buyers will find your house more attractive and feel more confident about buying if it is protected under a home warranty that will be transferred to them as soon as they sign a contract with you.
Which home warranty would work best for you?
In order to decide which home warranty plan will work best for you, you must first think about the part of the state you live in. Illinois has a diverse climate from subtropical in the south to continental in the north. The subtropical climate comes with hot and humid summers, while the continental climate may bring severe winter conditions.
If you live in the southern part of the state, you live in a humid subtropical climate with hot summers and mild winters. High humidity may impact and expedite the normal wear and tear of the electrical system of your house, so you might want to protect it with a home warranty to maximum extent.
Select Home Warranty provides one of the best plans on the markets. Electrical system coverage in this company includes wiring, service panels and sub panels, switches, breakers, outlets, junction boxes, and ground fault interrupters. However, we encourage you to read through the variety of Illinois home warranty reviews available on this website to find the company the serves your individual needs best.
High humidity may also have an impact on the operation of your home appliances. Please remember that all home appliances should be well maintained in order to be covered under the home warranty.
Those homeowners who live in the northern part of the state should always keep their heating system and water heater in good operating condition, especially in winter. Total Home Protection will cover up to two residential heating systems of any type. Please note that maintenance and cleaning are not included in the coverage plan.
Home warranty regulations in Illinois
Before you purchase a home warranty with any company operating in your state, it is important to know which authority regulates it. Illinois Department of Insurance protects customers from fraud by providing assistance and all the necessary information about home warranty companies operating in this state.
Conclusion: Is buying a home warranty in Illinois a good idea?
Buying a home warranty in Illinois is a good idea for several reasons. Whether you are a home buyer or home seller, a good home warranty plan will keep you confident that the house you are selling or buying will not bring you any unexpected expenses even if something suddenly breaks or malfunctions.
There are many different home warranty companies in Illinois that provide similar services. Here at ReviewHomeWarranties.com, we have read and analyzed the terms and conditions of each company presented on our site. We organized them in such a way that you can clearly see and compare all of the major points. Additionally, we specified which parts and components of each home system are covered, and which are not.
Most home warranty companies have an initial evaluation of your home system and appliances before you sign the contract. They require that every item listed in the contract be well maintained. You should keep in mind that lack of maintenance may lead to a claim denial.