Best Home Warranty Companies in Idaho (2023 Review)

Compare Idaho Home Warranty Providers

Idaho Home Warranty Costs 

One of the most important factors to consider when choosing a home warranty is the cost. A high-priced home warranty is going to end up putting you over your budget and making it difficult to justify the overall costs of the plan. At Review Home Warranties, we thought it might be helpful to come up with the average cost of an Idaho home warranty. With the average cost in place, you should be able to decide whether or not you are getting a good price for your home warranty plan. We did some in-depth research into all of the available plans on the market and came up with averages across several different categories. Here are the home warranty costs for several different Idaho home types. 

Idaho Home Warranty Companies Reviews

Idaho residents are lucky to have so many great home warranty company options to choose from. However, this also makes the decision to purchase a home warranty a bit more complicated. At Review Home Warranties, we have reviewed more than 70 companies to narrow them down to the top seven in Idaho. To distinguish these companies from another, we looked at coverage costs, service fees, plan options, coverage caps, and more. Here are how the top seven home warranty plans in Idaho ranked. 

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Idaho. With the Idaho Choice Home Warranty, you are going to get both system and appliance coverage with both of the plan choices. Choice Home Warranty has been on the market for 13 years, and they are considered a clear leader in the industry. Dealing with Choice Home Warranty is simple and easy. From the time you call for a quote to the time you need help with the first repair or replacement, Choice lays everything out very clearly for homeowners to see. WIth high coverage caps and impressive workmanship, Choice Home Warranty is the best overall option out there. 

 Plans and Pricing 

There are two Choice Home Warranty plans to choose from, the Basic Plan and Total Plan. Each of the plans is fairly priced with an $85 service fee. For Idaho homeowners, it is great to have both system and appliance coverage on these plans. The combination helps to ensure that you have peace of mind about your entire home. 

Coverage

Choice Home Warranty has some of the highest coverage limits on the market. For most of the appliances and systems, you will see a $2500-$3000 coverage cap. This is quite high and will work for homeowners that have high-end appliances and systems. Some of the most popular coverages in the Total Plan are . . . 

• Plumbing system 
• Washing Machine
• Water Heater
• HVAC system
• Oven   

What Customers Are Saying: 

“Was having a dishwasher problem and request for service went very smoothly. The representative was clear on getting the repair order placed and gave a timetable for me to expect a call. They sent a confirmation immediately, and everything has gone well to this point. I would recommend Choice Home Warranty.”  Source

2. Best Reviewed: Liberty Home Guard 

The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of Idaho. If you care about the number of coverages that you can get and the customer service that comes along with them, the Liberty Home Guard is an excellent policy to choose. Liberty Home Guard has only been available to Idaho residents for about two years. However, in this period of time, Liberty Home Guard has an A rating with the BBB. With three great plans to choose from, this is a company that you should be considering before you finalize your Idaho home warranty purchase. 

Plans and Pricing

The three Liberty Home Guard policies include an Appliance Guard, Systems Guard, and a Total Home Guard. The Total Home Guard is without a doubt the most favored policy because of the combination of system and appliance coverage. 

Coverage: 

The Liberty Home Guard policies feature some tremendous basic coverage, but to really see the benefits of this company, you will have to add on more coverage options. The Liberty Home Guard has one of the most extensive add-on coverage lists on the market. The only issue with this is that these coverages come at a cost. Some of the most popular coverages on the Total Home Guard plan include. . .

• Garbage disposal
• Washer
• Air Duct
• Water Heater 
• HVAC

What Customers Are Saying: 

“On my 4th month of coverage, I, unfortunately, had an issue with my hot water heater-one of the most expensive home appliances under the plan. I was initially worried that Liberty Home Guard wouldn't help me as advertised. Those fears were immediately quashed, I called in at 8 pm on a Saturday, and an intelligent rep picked up my call and even got my account manager, who is my regular point of contact, on the phone. By Monday, a technician was at my home fixing the issue. Liberty Home Guard covered the entire cost of the job. They are truly a phenomenal company!” Source

3. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for Idaho homeowners. With the American Home Shield plan, you can choose between specific coverages to find a match that works specifically for your home. The American Home Shield company has been on the market for more than 50 years, and it is well known for having premium coverage choices. The AHS plans are customizable not just for the coverage but for the pricing as well. American Home Shield is a great choice if you are interested in impressive customer service, high-end coverage, and a pleasant home warranty shopping experience. 

Plans & Pricing

The American Home Shield plans are priced a little higher than other choices on the market. However, you can increase or decrease the price of the monthly plan by adjusting the cost of your service fee. The Platinum Plan is the most expensive choice from AHS but offers some of the best coverage on the market. 

Coverage 

Like Choice Home Services, the American Home Shield plans have coverage caps closer to the $2500 range. If you have premium appliances, you will have plenty of room in the budget for an expensive repair with this AHS plan. In addition, the American Home Shield plans have some significant add-on coverages for pools and spas. The most popular home system and appliances covered in the AHS plan are... 

• Heating system 
• Refrigerator
• Dishwasher 
• Oven
• Garbage DIsposal 

What Customers Are Saying

“The technician arrived on time he served the air conditioner in a timely fashion tell me what the problems were and how to resolve them and also offered to help me do what was necessary to make the air conditioner work at his best spoke to me and helped me understand everything and the price was right as well.” Source

4. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Idaho. The Select Home Warranty plan allows homeowners to have the coverage they need at a price that they can afford. In addition to offering great appliance and system coverage, Select Home Warranty also gives free roof leak coverage with each of its policies. The Select Home Warranty has been on the market for more than nine years, and they still keep their pricing as one of the best on the market. 

Plans and Pricing

The Select Home Warranty company offers three plans to choose from. The Gold Care, Bronze Care, and Platinum Care plan are all designed to save money but provide broad coverage on the home. Idaho homeowners will quickly see that the Platinum Care plan has the best combination of coverage, and it is only a few dollars more per month. 

Coverage: 

Select Home Warranty offers coverage for a wide range of appliances and systems in your Idaho home; however, the coverage caps are slightly lower than other plans. This is important to keep in mind for Idaho homeowners with high-end or custom builds. Always ensure that you are purchasing enough coverage. Some of the coverages that Idaho homeowners choose on their Select Home Warranty plans are . . . 

• Heating systems 
• Cooktops
• Ceiling fans
• Refrigerators 
• Electrical systems 

What Customers Are Saying

“I recently became a customer of this company. Shortly after signing up, I had several breakdowns in an investment home that I'm about to sell. Two of the items were not covered under warranty. Nevertheless, I was called by senior supervisors at the company and told that they would reimburse me for a substantial portion of my out-of-pocket costs to do these repairs. Specifically, Jermel authorized payment of more than 2/3 of an expensive repair that was not covered under my warranty. This company is head and shoulders better than my previous company, which will remain unnamed but goes by three letter initials beginning with A. I highly recommend select home warranty.” Source

5. Best Workmanship: Cinch Home Services 

The Cinch Home Services warranty offers the best workmanship for an Idaho homeowner. The workmanship guarantee will help ensure that your repair is protected for 180 days. This means if your dishwasher breaks down again 70 days after an initial fix, you will not be responsible for another service fee. Most other companies on the market offer a 60 or 80-day workmanship guarantee. Cinch Home Services has been on the market for close to 40 years, and they know what Idaho homeowners need and want in their home warranty plan. 

Plans and Pricing

The Cinch Home Services pricing is a little higher than some of the other plans on the market. The service fee is where the price difference is seen, and this has to do with the extended workmanship guarantee. The quality of the service technicians and personnel from Cinch Home Services is quite impressive.

Coverage

Choosing a company with forty years of experience in the home warranty industry means that you get quite a bit of knowledge and smart plan coverages and choices. There are also plenty of add-on options offered by Cinch Home services. Some of the most popular coverages under the Idaho Cinch Home Services policies include . . . 

• Septic tank
• Sump Pump 
• Ice Maker
• Refrigerators
• Plumbing System  

What Customers Are Saying

“Total Protect has provided up with outstanding service. Whenever we need a repair, the contractors are courteous and professional, and then the issue is addressed promptly. Thanks for everything Total Protect/Homesure of America, Inc.!” Source

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Idaho residents that need extensive coverage. If you are having a hard time deciding if you want an appliance plan or a systems plan for your Idaho home, the First Premier Home Warranty can be a perfect plan to choose from. The First Premier Home Warranty is one of the newest options on the market, but it has an A- rating from the BBB. The company has quickly established that they are ready to help customers at a fair price. 

Plans & Pricing 

The Premier Plan and the Platinum Plan from First Premier Home Warranty are both solid options for an Idaho home. However, if you want to see the really low monthly pricing on these plans, you must purchase a  home warranty plan and pay upfront for the entire year. The longer you pay upfront, the more money you will save. 

Coverage

The Premer Plan from the First Premier Home Warranty has 15 covered items. This is one of the most extensive basic home warranty plans on the market. Even though there are many covered items, keep in mind that the coverage caps are a bit lower than they are for other plans. Consider this to be more blanket coverage for your house. Some of the coverages that Idaho homeowners tend to take advantage of are the . . .

• Refrigerators
• Oven
• Water heater
• Plumbing system
• Stovetop 

What Customers Are Saying 

“Filed a claim over the weekend. First premier had someone out Sunday morning and was able to approve my claim that same day for a new dishwasher. Thank you, guys.” Source 

7. Best Emergency Service: ServicePlus Home Warranty 

ServicePlus Home Warranty is the best home warranty for Idaho residents looking for emergency service. You may not think you will need emergency service for your home until it is the middle of the winter and your heating system goes down. Having a company like ServicePlus home warranty that will bring in qualified technicians quickly and efficiently is a great benefit. ServicePlus home warranty has been on the market for about five years, and they do a great job of attending to the customer’s needs quickly and efficiently. 

Plans and Pricing

ServicePlus keeps things simple with two plan choices. The Platinum Plan tends to be the more popular option because of the coverages it offers for the price. For just a few dollars more than the Gold Plan, you can get a more comprehensive plan for your Idaho home. 

Coverage

Overall, ServicePlus has some of the lower coverage limits or policy caps on the market. The number of appliances and systems covered is average, but the coverage limits will not be as impressive as the Choice or American Home Shield plans. Many Idaho homeowners enjoy the coverages that the Service Plus plan offers. Some of the most popular are . . .

• Dishwasher
• Garbage disposal
• Electrical system
• Plumbing System  
• Refrigerator 

What Customers Are Saying:

“Last year, I felt like I was cursed, my heater broke down, then my AC broke down, the pipes were all leaky, I didn't even know where to begin with the repairs. I limited myself to the heater and AC, thinking the pipes would have to wait for a better year to come. Then, my mother told me about this service they were promoting in her area, house warranty protection, and the company doing it, Total Home Protection. Hesitant, I gave them a call. Long story short, I am now their customer, and I recently claimed a section of my pipes that had completely ripped apart. They sent someone over, got it fixed, paid nickels on my side. Give these guys a call if your house is getting ready to quit on you, trust me.” Source

What You Should Consider Before Buying A Home Warranty in Idaho

Now that you are well informed when it comes to the best home warranty companies in Idaho, it is time to narrow down these choices and select the best one for your home. There are lots of things to keep in mind when choosing a home warranty. Everything from pricing to customer service to individual coverage items will come into play when you purchase a home warranty in Idaho. Let’s take a look at three of the most important considerations for purchasing an Idaho home warranty. 

Plan Choices 

The plan choices are typically an appliance plan, a systems plan, or a combo plan. The combination plan tends to be the best option for Idaho homeowners. With the change of seasons and the difficulty of choosing one coverage over another, the combo plans tend to give complete peace of mind over the entire home.

BBB Ratings

The BBB does a great job of evaluating and reviewing the way that companies respond to customer needs and hold up to the services that they claim to offer their customers. BBB ratings for home warranties typically fall in the A and B range. Companies that can remain in this area are generally quite impressive and capable. 

Workmanship Guarantee

The workmanship guarantee will ensure that when you pay a service fee for a repair, you are protected from having to pay another service fee for many days. The best home warranty companies in Idaho will offer a 60 day or more workmanship guarantee. Service fees can be expensive, and if you have to keep paying out of pocket, the costs will add up quickly. 

Home Warranty Tips for Idaho Residents

Idaho residents have quite a bit of thinking about when it comes to maintaining a home and keeping it in excellent condition for years to come. With the range of weather that Idaho residents can see in a year, there are times when the HVAC system needs to be working and the heating system just a few months later. 

It does not matter if you live in Boise, Meridian, or Nampa; when that first winter storm rolls in, you will need your heating system and hot water heater to be fully functioning. Without a home warranty, you will be put on a long waitlist to wait for your repair. However, you will be guaranteed service within a specific time period or service window with a home warranty. 

For areas like McCall, Sandpoint, or Sun Valley, finding reputable contractors and technicians to come to your home and help with a repair or replacement can be difficult. A home warranty will cover your Idaho home regardless of where in the state you are located. Rural houses and city homes are all covered under an Idaho home warranty. 

Finally, it is essential to consider the moisture in the air surrounding some of the lake towns in Idaho. In Coeur d Alene, where the summers are warm and moist, your appliance can start to deteriorate at a much faster rate. Having a home warranty policy that covers both systems and appliances is quite essential. 

Whether it is your plumbing system, roof leak coverage, HVAC system, or your garage door opener, the Idaho home warranty companies can help make homeownership quite a bit easier. 

If you are considering a move to Idaho - here is a glimpse at what winter might be like for you:

Home Warranty Regulations in Idaho

In Idaho, a home warranty is regulated under insurance codes. 

As an Idaho resident, you have one unique point of law in your favor when it comes to a service contract like a home warranty. As part of the insurance code, “chapter 62, title 41, Idaho Code, may provide for the repair, replacement or maintenance of property for damage resulting from power surges and accidental damage from handling.”

Final Thoughts

At this point, you should consider yourself an expert in choosing a home warranty for your Idaho home. There are some great options for Idaho homeowners to decide on, but Choice Home Warranty stands out as the best overall option for Idaho homeowners. With the fair pricing and impressive overall coverage that Choice Home Warranty offers, this is a smart plan choice for many Idaho homeowners. With these top seven best choices, it is a good idea to get a few different quotes for a home warranty plan. Getting more than one quote will ensure that you get the best deal for your home warranty plan. 

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

• We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
  • Availability 
  • Pricing
  • Coverage
  • Fine Print 
  • Plan Options  
  • Service Contract Details 
  • Customer Service
  • Trustworthiness
  • Ratings and Reviews 
  • Add-On Options 
  • Promotions
  • Additional Benefits
• We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
• We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
• We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

• Plan options (25): Providers that offer more flexibility in their plans are rated higher.
• Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
• Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
• Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
• State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
• Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
• Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Idaho Homeowners and Home Buyers

• Idaho Department of Finance: When it comes to purchasing a home and maintaining it, many financial matters are involved. Without some direction, homeowners often make poor financial decisions. The Idaho Department of Finance will ensure that you are getting fair rates on mortgages, closings, refinances, and more. 
• Homeownership Assistance Idaho: The US Department of Housing and Urban Development can help Idaho homeowners who are considering purchasing a home. In addition, HUD can help those that are trying to stay in their home after financial trouble. 
• US Department of Agriculture Rural Development: For Hawaii homeowners that live in more rural areas, the US Department of Agriculture Rural Development can help with single-family loans, education, and much more. If you think you will purchase a home on land that is considered rural, it is worth understanding the help that is available to you. 
• City Of Boise Home Buyer Program:  For Boise residents that are thinking of purchasing a home, the Home Buyer Programs can help to lower the down payment costs or secure a very fair pricing on loan. The City of Boise looks out for all residents and wants to encourage affordable housing. 
• Neighbor Works Boise: Neighbor Works Boise ensures that all residents of Boise are going to be capable of purchasing a home in the Boise area. These homes are going to be for lower-income families that qualify and affordable housing helps to increase the strength of the city and the overall real estate market. 

Recap of Our Top Picks Idaho 

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  # 1 Our Top Choice Choice Home Warranty

Editorial Rating 98.50

• $50 Off + 1 month free
• Won't deny coverage if systems/appliances are old
• Free cancellation within 30 days
• Emergency service available
• Reservice for failed repairs

Choice Home Warranty Review

Visit Website (929) 400-6169

  # 2 Liberty Home Guard

Editorial Rating 98.00

• $200 off + 1 Month Free + Free Roof Coverage!
• BBB's Only A+ Accredited Home Warranty Company!
• Newly designed customer claim portal
• Lower chance of claim denial
• Multiple optional coverage items
• 24/7 service calls

Liberty Home Guard Review

Visit Website (866) 472-3812

  # 3 American Home Shield

Editorial Rating 97.60

• Get $50 off
• Lower chance of claim denial
• 24/7 service calls and online service
• Large and established firm
• Choose your own service fee!
• Market veteran

American Home Shield Review

Visit Website (866) 464-7521

  # 4 Cinch Home Services

Editorial Rating 95.30

• First 2 Months Free on all Plans! (exclusions apply)
• Industry-leading 180-day workmanship guarantee
• $500 Homeowner insurance deductible reimbursement
• Thousands of reliable & fast local service providers
• 24/7 customer service
• Low cancellation fee

Cinch Home Services Review

Visit Website (855) 995-1294

  # 5 First Premier Home Warranty

Editorial Rating 95.10

• Lower chance of claim denial
• Multiple optional coverage items
• 24/7 service calls

• Limited plan selection
• Online chat not supported

First Premier Home Warranty Review

Visit Website 929-360-2558

  # 6 The Home Service Club

Editorial Rating 94.90

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

• Higher fee for contract transfer
• Fewer contractors available
• Limited plan selection
• 1 day to submit a claim

The Home Service Club Review

Visit Website (855) 498-4719

  # 7 ServicePlus Home Warranty

Editorial Rating 95.10

• $200 OFF + 2 Months Free
• Free Roof Coverage
• Comprehensive coverage plans

• 1 day to submit claim
• Limited availability

ServicePlus Home Warranty Review

Visit Website (267) 824-4010