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Best Home Warranty in Houston, TX

Houston, Texas is a popular and growing area of Texas. Each year, thousands of new homeowners are looking for a home warranty in the Houston area. The hardest part of choosing a home warranty ensures you get a fair and reputable company to carry your warranty. 

We have researched the best home warranties in Houston for your convenience. All the companies featured on this page serve clients from all areas of Houston, Texas, including Downtown, East End, Spring Branch, Northside, Memorial City, Westchase, and every other neighborhood in Houston and around it. In our guide featuring the top 7 best home warranty companies in Houston, we will cover . . . 

  • Who needs a Houston home warranty? 
  • Why a home warranty in Houston is so important
  • The best home warranty companies in Houston
  • How much a Texas home warranty costs 
  • And much more . . .

These companies are carefully reviewed and rated by a staff of professionals at Review Home Warranties. Finding a home warranty plan in Texas can be a bit of a struggle, but we have you covered with our information and honest reviews. Let’s take a bit of a deeper look into who needs a home warranty plan.

Editor's Choice
97.6

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer
Best Overall
98.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
95.1

Free Roof Coverage
Claim Offer

The 7 Best Home Warranty Companies in Houston

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 98.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 97.60
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 The Home Service Club
Editorial Rating 97.20
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim
  # 5 Liberty Home Guard
Editorial Rating 96.50
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.70
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Limited plan selection
  • Online chat not supported

Our highest-rated home warranty companies in Houston include:

Compare Houston Home Warranty Providers

There are more than 80 home warranty companies in Houston. This is a lot of information for a homeowner to sort through. At Review Home Warranties, we have analyzed and researched all of these home warranty plans to develop the top seven best for Houston residents. We looked at things like coverage options, monthly costs, service fees, BBB ratings, customer service reviews, workmanship guarantees, and more. Here is how the top seven Houston home warranties ranked.

Provider

Visit Site

Best For

Monthly Cost

Service Fee

BBB Rating

Choice Home Warranty

Site

Best Overall

$40 – $48

$85

B-

American Home Shield

Site

Most Customizable

$50 – $60

$75 – $150

B

Select Home Warranty

Site

Most Affordable

$36 – $38

$60

B

Liberty Home Guard

Site

Best Reviewed

$40 – $60

$60

A

Cinch Home Services

Site

Best Workmanship

$28 – $40

$100 – $150

A-

First Premier Home Warranty

Site

Best Coverage

$45

$75

B-

ServicePlus Home Warranty

Site

Best Emergency Service

$41 – $45

$75 – $125

A

Houston Home Warranty Costs 

The costs of a Houston home warranty are often the factor that will help you decide if a plan is a good fit for you. The costs will change based on the size of the home and the number of coverages that a home has. We have done in-depth research to come up with an average annual premium for Houston home warranties. These numbers are something to keep in mind as you search for the perfect home warranty for your Houston home. 

Type

Average Annual Premium

Overall

$806.14

Single Family Home

$622.06

Multi-Family

$1,173.13

Townhome

$537.59

Condo

$582.03

Duplex

$897.68

Home Over 5,000 sq ft

$1,256.76

Home Under 5,000 sq ft

$698.24

Houston Home Warranty Company Reviews

A home warranty must-have coverages that specifically match the needs of your Houston home. Take a look around at the systems and appliances that you have in place and start to consider which ones you need covered under your plan. The goal is to find a home warranty provider that offers the perfect combination of coverage for the fairest price. In addition, it is a good idea to look for impressive customer service reviews, low service fees, and a long workmanship guarantee. 

1. Choice Home Warranty: Best Overall 

Choice Home Warranty has the best overall coverage for Houston homeowners. If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty.  They’re a top-rated brand, and right now, you can take advantage of their current promotions that get you $50 off plus one month free. Get a free online quote or call a specialist at 929-400-6169 before this offer goes away.

Choice has the best plans at the most competitive prices, along with having among the highest coverage limits of our top picks. That’s why they hit #1 in Houston and in our national rankings. With a Choice Home Warranty plan, you will have both system and appliance coverage and a very straightforward service contract. Choice Home Warranty has fair service fees and customer service that really sets it apart from others on the market. 

Pros

Cons

  • Comprehensive coverage options 
  • Easy to understand service contract
  • Low pricing
  • Fair service fees 
  • Great customer service
  • Only two plans to choose from 
  • No custom plan options 

Plans and Pricing

The Choice Home Warranty plan has only two policies to choose from. The Basic Plan and the Total Plan. The Total Plan tends to be the better option for Houston residents. This plan includes HVAC coverage and the refrigerator, two very important options for a Houston resident. 

Plan

Cost Per Month

Service Fee

Basic Plan

$42

$85

Total Plan

$50

$85

Coverage:

The coverage from Choice Home Warranty is the best on the market. Not only do you get a mix of appliance and system coverage, but you will also have coverage caps that are $3000 and sometimes more. This makes the plan more affordable and a better choice for those with high-end appliances or systems. 

Customer Reviews:

Definitely recommend. A technician was at our house to fix the dryer the next day. I’ve had a positive experience with each of the multiple claims I have filed with Choice Home Warranty. Best home warranty service that I have dealt with.” Source

2. American Home Shield: Most Customizable 

The American Home Shield is the most customizable home warranty plan in Houston. The American Home Shield home warranty allows you to choose your own service call fee. This means when you contact AHS, and they send one of their technicians out to repair a covered item, you can pay a higher service call fee in exchange for a lower monthly premium. Right now, they are offering $50 off the plan of your choice. Get a free quote online, or contact a home warranty specialist at 866-464-7521 to find out how the “choose your service fee” option works and to get that $50 off the plan you choose.

American Home Shield offers the most comprehensive Combo Plan among our top three, with 23 major home systems and appliances covered. The American Home Shield plan has been on the market for more than 50 years, and they have built up an impressive network of contractors and repair technicians during that time. If you are in the market for premium coverage for your Houston home, American Home Shield has you covered. 

Pros

Cons

  • Customization of plan options
  • Can choose a pricing/service fee that works for your budget
  • More than 50 years of experience
  • High coverage caps
  • Large network of contractors 
  • Pricing of the plan tends to be a little higher than other home warranties 

Plans and Pricing

There are three American Home Shield home warranties to choose from. The Platinum Plan has the most extensive coverage with both system and appliance coverage. The service fee on the American Home Shield plan can be customized to impact the monthly costs of the plan.

Plan

Cost Per Month

Service Fee

Silver Plan

$45

$75 – $125

Gold Plan

$55

$75 – $125

Platinum Plan

$79

$75 – $125

Coverage:

Coverage from AHS is premium and will have coverage caps of $2500 or more. The higher coverage caps make this a good plan for Houston homeowners with high-end appliances and systems. Keep in mind that the American Home Shield coverage for pools and spas is quite good and something that should also be considered. 

Customer Reviews:

No complaints here. Was contacted within 24 hrs by a great guy from an A/C and Heating company. He came out and then had to go pick up a part and come back the next day since his initial visit was late in the day. He wanted to come early the next day, but I asked him to come later, and he was fine with that. Showed up on time and fixed it within minutes.Source

3. Select Home Warranty: Most Affordable 

The Select Home Warranty is the most affordable home warranty for Houston homeowners. A home warranty plan must make sense for your budget. If the plan is too expensive with the month-to-month fees, it will not provide the peace of mind that you need. The great thing about the Select Home Warranty plan is that it is affordable and comprehensive. Select Home Warranty has been on the market for more than nine years. In that time, they have grown their coverage options and even included free roof leak coverage in all of their plans. 

The workmanship from Select Home Warranty is quite good. Contractors and repair technicians must go through extensive qualifications and training to be expected into the Select Home Warranty network. If you are a new homeowner or on a strict budget, this is a plan to consider for your home. 

Pros

Cons

  • Clear and concise plan options
  • High workmanship quality
  • Free roof leak coverage with plan 
  • Affordable home warranty plan 
  • Coverage caps tend to be slightly lower 

Plans and Pricing

When you look at the plan choices from Select Home Warranty, it is easy to see that the Platinum Care plan is the best deal. This has all the coverage of the Gold Care and Bronze Care plan, and it only costs a few dollars extra per month. In addition, the service fees from Select Home Warranty are quite fair. 

Plan

Cost Per Month

Service Fee

Gold Care

$41

$65

Bronze Care

$41

$65

Platinum Care

$47

$65

Coverage:

The only real downside of the Select Home Warranty is that the coverage caps are slightly lower than other home warranty plans. When a coverage cap is lower, there will sometimes be out-of-pocket costs for high-expense repairs or replacements. 

Customer Reviews:

I have had nothing but good experiences with this home warranty. I have dealt w another in the past and never had anything resolved or paid for, but SHW has been great!! Upon reading these reviews, I kept looking to confirm it was regarding Select bc my experiences have been the opposite. They have covered literally everything except an exhaust fan in my home. I actually just extended my coverage for another 5 years and bought a three year for my sis. Really!! The other home warranty I dealt with I would never recommend, but I have been totally pleased w Select!”  Source

4. Liberty Home Guard: Best Reviewed 

Liberty Home Guard is the best reviewed home warranty plan in Houston. The Liberty Home Guard plan has been on the market for only two years, but in this time, they have earned an A rating with the BBB. This is an impressive accomplishment and one that is achieved only through excellent customer service and attention to detail. The Liberty Home Guard company is a modern and young warranty company with simple to use systems. They make it very easy to submit a claim and get service for your Houston home. 

With the Liberty Home Guard home warranty, there is a very long list of add-on coverage options. These options are unique to the market, and many home warranty providers do not include them. Things like carpet cleaning, locksmith, central vacuum can all be included in your home warranty plan. This is a great benefit and something that homeowners should consider. 

Pros

Cons

  • Impressive BBB rating
  • Great customer service
  • A long list of add on coverage options 
  • 60 Day Workmanship guarantee 
  • Newer company with slightly less experience 

Plans and Pricing

There are three Liberty Home Guard home warranty policies to choose from. The Total Home Guard has the best overall coverage with a combination of systems and appliances for a fair price. The service fee associated with the Liberty Home Guard plan is below the industry average. 

Plan

Cost Per Month

Service Fee

Systems Guard

$49.99

$60

Appliance Guard

$44.99

$60

Total Home Guard

$54.99

$60

Coverage:

Coverage from Liberty Home Guard is quite good; however, it gets better when you add in the additional coverage options from this company. The only issue with the add-on coverages is that they can quickly turn an affordable policy into a very expensive home warranty plan. 

Customer Reviews:

Liberty Home Guard came through. I was very pleased with their service. I had a problem with my refrigerator/freezer, and they sent me a technician who was able to take care of the problem. He was very pleasant to work with. The only out of pocket I had was the initial charge before they would contact the repairman.” Source

5. ServicePlus Home Warranty: Best Emergency Service 

ServicePlus Home Warranty is the best emergency service plan in Houston. They offer above-average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof, but Total Home Protect does, which we found to be unique to their offering, helping them crack our top list. With the ServicePlus home warranty in place, you can expect a quick fix for any of the issues that you have come up around your Houston home. 

Pros

Cons

  • Very fast response times
  • Strong workmanship quality 
  • An extensive network of technicians
  • Fairly priced plan choices 
  • Some emergency services have an upcharge 

Plans and Pricing

There are two home warranty plans for ServicePlus customers to choose from. The Platinum Plan is the more popular choice for the Houston homeowner. The service fees are fairly priced and help the overall affordability of the plan. 

Plan

Cost Per Month

Service Fee

Gold Plan

$42

$75

Platinum Plan

$46

$75

Coverage:

The coverage from ServicePlus home warranty is fair, the coverage caps are not as high as other plans, and the number of covered items is a little lower than other plans. The only great thing to keep in mind here is that the ServicePlus home warranty will tend to your home warranty needs faster than other plans on the market. 

Customer Reviews:

I called in for a claim last Tuesday; my kitchen dispenser stopped working. They sent someone on Friday to have a look at it; the person checked it out, then called them in to explain what he needed to do, and left. Yesterday they called again, the claim was processed, and the guy came back with a replacement. In the end, I only paid a bit for my side of the cost, and that was it. Sweet and simple.” Source

6. First Premier Home Warranty: Best Coverage 

The First Premier Home Warranty offers the best coverage for Houston homeowners. The First Premier Home Warranty company has only been on the market for about a year, but they have worked their way up the ranks to become one of the best home warranty companies on the market. To earn a BBB rating of an A, you have to have quick response times to customers and create high-quality repairs for Houston homeowners. 

With the First Premier Home Warranty company being a new home warranty company, they have made it very easy to submit claims and get a response to your needs. The basic plan from First Premier has more than 15 covered items. This will help homeowners who are having a hard time choosing between appliances and systems that they want to be covered under their plan. 

Pros

Cons

  • New company eager to earn business
  • Impressive BBB rating for a new home warranty brand 
  • Fairly priced policies 
  • Easy to submit claims and requests
  • Quick response times 
  • Have not been on the market for long 

Plans and Pricing

There are two plans from First Premier Home Warranty, the Platinum Plan and the Premier Plan. The Premier Plan has more than 18 covered items for a very fair monthly price. 

Plan

Cost Per Month

Service Fee

Premier Plan

$43

$75

Platinum Plan

$50

$75

Coverage:

The First Premier home warranty offers some great benefits for customers. The only thing to be aware of is the fact that the coverage caps are very low. This is a blanket type coverage where there are many systems and appliances covered but only to a very low amount. If you want more extensive coverage caps, Choice Home Warranty or American Home SHield would be a better option. 

Customer Reviews:

First premier did an amazing job when my refrigerator went out; they had a technician come out in just 3 hours to diagnose the problem. He stated that it was repairable, but it would not be worth fixing because the same problem would reassure. The technician sent over the diagnosis and then called First Premier and asked what he should do; they told him since they did not want any food to spoil, to fix it, and they would order a new refrigerator. The technician fixed it, and a 2 days later, a new refrigerator was delivered to me same model but a newer version. Let me tell you, I have had many Warranty companies in the past, and none compare to First Premier; always great knowing someone has your back in tough situations; keep it up to five stars!!!!!!!”Source

7. Cinch Home Services: Best Workmanship

The Cinch Home Services home warranty offers the best workmanship in Houston. The Cinch Home Services plan has been on the market for more than 40 years. In this time, they have created impressive options for homeowners looking for extensive coverage. In addition, Cinch Home Services has built up an extensive network of service technicians and repair professionals to attend to the needs of your home. 

The 180-day workmanship guarantee that comes with a Cinch Home Services plan is the longest on the market. The service fees you pay with the plan are a bit higher than other home warranty plans, but the 180-day workmanship guarantee means you will likely pay fewer service fees. Overall the Cinch Home Services plan works as a partner to help you keep your home functioning and comfortable all year long. 

Pros

Cons

  • 180-day workmanship guarantee
  • Great customer service
  • More than 40 years in the industry 
  • Extensive coverage options 
  • Service fees are higher 

Plans and Pricing

The Complete Home Plan is a premium home warranty plan covering both systems and appliances. With the Houston home warranty, you can adjust the service fee so that it impacts the monthly cost as well. The higher the service fee, the lower the cost per month. 

Plan

Cost Per Month

Service Fee

Appliances Plan

$44.99

$100 – $150

Built-In Systems Plan

$51.99

$100 – $150

Complete Home Plan

$61.99

$100 – $150

Coverage:

The coverage from Cinch Home Services is thorough, and the coverage caps are high. Overall this is a policy that will adequately protect any Houston home. 

Customer Reviews:

There are a lot of home warranties out there. Some of them advertise on TV every five minutes. Total Protect, however, hardly advertises because they care more about customer care and service. The contractors they hire love them, and us customers who use these contractors are happy. I have used Total Protect about two or three times a year for different problems, and these contractors are honest, efficient, and friendly. Before you get any home warranty company, check Total Protect out. You will not be disappointed. Source

What Does a Home Warranty Cover in Houston

A Houston home warranty is designed to cover systems and appliances, such as the plumbing system, HVAC, the septic system, and the furnace. The system and appliances that need repair will have to be in good working condition at the time of policy beginning. In addition, homeowners must continually maintain the home to have the home warranty step in and cover any issues that could come up. With a home warranty plan in place must Houston homeowners will only have to pay a service fee each time an issue comes up. 

Home warranty companies do not provide payouts when the issue was caused due to lack of maintenance, intentional breakage, or a natural disaster. You must keep everything in good working order to benefit from your Houston home warranty. 

Most Houston home warranty companies have a mix of both system and appliance coverage. This seems to be the best match for the Houston home because of the change of seasons and climate that homeowners deal with in this area. 

Here are the common systems covered under a Houston home warranty plan:

  • HVAC (heating and air conditioning) 
  • HVAC ductwork
  • Ceiling and exhaust fans
  • Plumbing system including stoppages
  • Electrical system
  • Water heater
  • Garbage disposal

Common appliances covered under Houston home warranties include:

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave

Benefits of a Home Warranty in Houston

The main benefit of a Houston home warranty is the fact that an expensive repair on an appliance or system will not cost you nearly as much money. However, there are other less obvious benefits that all homeowners should be aware of. When deciding if a home warranty is worth the price, these are the things to keep in mind. 

Peace of Mind

Owning a home can be stressful. When issues come up with home systems and appliances, it will leave you feeling like staying on budget and saving money is nearly impossible. However, with a home warranty in place, you can have more peace of mind about the issues that occur in a home. If your electrical system experiences an issue, it may only cost you a $75 service fee to have it cleared up. 

Quality Contractors 

A home warranty company has quality contractors associated with the home warranty plan. The contractors are certified and trained, and they will quickly respond to your needs as a customer. Not having to try and search for a great repair technician in the Houston area is a tremendous benefit. 

Fast Response Times 

The response times from a Houston home warranty company will be quite a bit quicker than they are when scheduling home warranty service on your own. The quick response times will make it easier for customers to get their homes back up and running. 

Final Thoughts

We hope you now feel you are ready to purchase a Houston home warranty with complete confidence. Houston homeowners are fortunate to have so many great plan options on the market. The Choice Home Warranty is the best overall home warranty plan for customers. With Choice Home Warranty, there is an excellent mix of thorough coverage, fair pricing, and excellent customer service. Thirteen years in the industry has been ample time for Choice to set itself apart as one of the best home warranty companies in the nation. Before choosing the home warranty that is the best fit for your home, it makes sense to get several quotes and compare pricing and coverage. 

Are you curious about home warranties in other areas in Texas? Check out our articles on Plano, El Paso, Fort Worth, San Antonio, and Dallas for further reading.

Our Rating Methodology 

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we’ve broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

FAQs for Home Warranties in Houston, TX

What Is A Service Fee? 

A service fee is a price you pay before any home warranty repair, or replacement can be scheduled. The service fees from a Houston home warranty provider can range in price from around $60 to over $150. Service fees are part of every home warranty plan, and they are sometimes called deductibles. 

Are Texas Home Warranties Worth It? 

A Texas home warranty is well worth the money that you will pay. With a Texas home warranty in place, homeowners have peace of mind about repair and replacement costs of systems and appliances. Texas is a state that experiences multiple seasons and needs heating and cooling systems. These systems are costly to repair, and a home warranty will keep those costs down. 

How Much Is A Texas Home Warranty? 

A Texas home warranty will range in price from around $600 a year to more than $1200 a year. The higher-priced plans are typically for larger homes with many appliances and systems. 

Do Home Warranties Cover Replacement Costs? 

A home warranty will cover replacement costs as long as they fit within the policy’s limits. The thing to remember about replacement costs is that they are not always going to fully cover the replacement of the system or appliance. If you need a new dishwasher, it may be determined that you will get $200 to put towards the new one. This is still an incredible cost-saving and will be much better than having to pay fully out of pocket for a new dishwasher.