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Best Home Warranty in Houston, TX

Houston, Texas, is a popular and growing area of Texas. Each year there are thousands of new homeowners looking for a home warranty in the Houston area. The hardest part of choosing a home warranty ensures you get a fair and reputable company to carry your warranty. 

We have researched the best home warranties in Houston for your convenience. All the companies featured on this page serve clients from all areas of Houston, Texas, including Downtown, East End, Spring Branch, Northside, Memorial City, Westchase, and every other neighborhood in Houston and around it. 

These companies are carefully reviewed and rated by a staff of professionals at Review Home Warranties. Finding a home warranty plan can be a bit of a struggle, but we have you covered with our information and honest reviews. Let’s take a bit of a deeper look into who needs a home warranty plan.

Editor's Choice
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
95.5

Free Roof Coverage
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Who needs a Home Warranty in Houston? 

Have you started to wonder if homeowners insurance is enough to keep your home working and functioning even when a problem occurs? Are you handy around your home? Do you understand the high expenses of bringing in a certified contractor to complete a project? 

These are all questions that you should ask if you are a homeowner in Houston. In the Houston area, the median cost of a house is $320,000. This is almost as high as the Austin area and much more than living in another Texas city like Dallas. At $320,000, a new homebuyer will have quite a bit of responsibility on their hands. Between mortgages, taxes, homeowners insurance, and more, the expenses can get quite high. 

When expenses get high, especially for those that are new to homeownership, the process can get very stressful. If your budget is maxed out and the air conditioning system in your home decides to go, the home warranty plan will be there to save the day. 

Homebuyers and new homeowners should seriously consider adding a home warranty plan right from the start of their ownership. This will give a good stable base and protection right from the start of the journey. 

How about homeowners who have been in their homes for ten, twenty, thirty years? Are home warranties necessary for these people? 

Many homeowners worry that they won’t be eligible for a warranty plan because they have lived in their homes for many years. Luckily most companies will allow a homeowner to sign up regardless of how long they have been in their home. 

This is a perfect option for a newly retired person that is interested in keeping their budget and expenses in check. The Houston home warranty can start to give some predictability in expenses and overall peace of mind. Knowing that your home systems and home appliances are only a phone call away from a fix is imperative.

If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty. They’re a top-rated brand and right now you can take advantage of their current promotions that get you $50 off, plus one free month and free 30-Day cancellation. Get a free online quote or contact a specialist at 929-400-6169 before these deals end. Another great option is American Home Shield which offers $50 off. Get a free quote online or you can call a home warranty specialist directly at 866-464-7521.

Top Home Warranty Companies for Houston Homeowners

More Than 10 Years on the Market


Most Comprehensive Coverage Available


Free Reservice Period for Parts


Emergency Service Available


Cheapest and Best Basic Plan ($34/m)

Choice Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming, District of Columbia

 Almost-Nationwide Service


 Majority of Client Reviews Online Are Positive


 Clearest Terms and Conditions


 Highest Contractor Professionalism


Best Gold Plan ("Platinum Care")

Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, District of Columbia, California

 Customer Service Available 24/7


 Least BBB Complaints


Great Reviews on Google Places


Reservice for Failed Parts


1 Free Month Upon Annual Sign-Up

ServicePlus Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Florida, Hawaii, Minnesota, New Hampshire, Rhode Island, Utah, Wisconsin, New Mexico, Maine, Massachusetts, North Dakota, South Dakota, Vermont, Wyoming, District of Columbia, Iowa

 BBB Rating B


 80%+ Positive Reviews Online


 Modular Plans

America's 1st Choice Home Club Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia, Florida
Landmark Home Warranty
86.4
Rating

 Customer Satisfaction Award


 Most Comprehensive and Affordable Plans


Biggest Add-Ons Selection

Landmark Home Warranty Review

Clients from:  

Arizona, Idaho, Nevada, Oregon, Texas, Utah

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 3 Home Warranties for Houston (2021)

Company NameChoice Home WarrantyAmerican Home ShieldService Plus
Number of Plan Options2 Plans3 Plans2 Plans
Monthly Plan Cost$45 – $55$35 – $65$45 – $55
BBB RatingBBNA
ReviewsRead Choice Home Warranty ReviewsRead American Home Shield Reviews

 

Choice Home Warranty (Best Home Warranty for Houston)

If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty.  They’re a top-rated brand, and right now you can take advantage of their current promotions that get you $50 off plus one month free. Get a free online quote or call a specialist at 929-400-6169 before this offer goes away.

Choice has the best plans at the most competitive prices, along with having among the highest coverage limits of our top picks. That’s why they hit #1 in Houston and in our national rankings.

Pros:

  • $50 off plus one free month
  • Won’t deny coverage on older systems and appliances
  • High coverage limits

Cons:

  • Not customizable
  • Short reservice period for labor on failed repairs

American Home Shield (Editors Choice)

Another great option is American Home Shield which allows you to choose your own service call fee. This means when you contact AHS and they send one of their technicians out to repair a covered item, you can pay a higher service call fee in exchange for a lower monthly premium. Right now they are offering $50 off the plan of your choice. Get a free quote online, or contact a home warranty specialist at 866-464-7521 to find out how the “choose your service fee” option works, and to get that $50 off the plan you choose.

American Home Shield offers the most comprehensive Combo Plan among our top three, with 23 major home systems and appliances covered.

Pros:

  • Most comprehensive coverage
  • Choose your own service fee
  • Large, established company

Cons:

  • Higher plan deductibles with lower service call fee
  • Short reservice period

Total Home Protection (Best Emergency Service)

Total Home Protection is the best emergency service plan in Houston. They offer above-average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Pros

  • You can choose your own technicians
  • Roof coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Compare Home Warranty in Houston

Are these the only companies that offer home warranty services in the Houston area? of course not. Houston is the fourth most populated city in the United States, and is by far the largest metropolitan in the South Coast.

Texas is generally considered as the capital of home warranties in terms of interest, and Houston, being the largest city in Texas, is a strategic goal for all warranty providers from across the nation.

Own A Condo In Houston? Check Out This Article!

Thus, 99% of all U.S-based home warranty companies service Houston residents. Instead of listing hundreds of companies and letting you compare between the various Houston home warranty plans, we have decided to list only those whom we think are the very best (or at least have strong presence in the Houston area that we cannot ignore).

We recommend you to read through the company reviews if you want to verify there are plans tailed for your requirements.

Read Also: What Are The Best Home Warranties For HVAC Coverage?

Top 5 Best Home Warranties in Houston 

Now that we have established the importance of choosing a home warranty provider, it’s time to decide which of these could be the best choice for you. Here are the top five best home warranty options in the Houston area. 

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor’s Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive
 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

What to Look For When Choosing a Home Warranty in Houston

When choosing a home warranty plan in Houston, there are three basic things that you need to consider. Ensuring that you look at all important aspects of the plan before buying can save you a headache later on. 

Cost

The cost of the plan has to be within your budget. Some basic plans will start at $39.99 per month and increase from there. To keep the pricing in check, you may have to eliminate add ons like your ice maker, ceiling fans, and trash compactor to keep the plan in check with your potential monthly costs. 

Some plans will allow you to lower the cost of your service fee if you pay a higher monthly price. Almost all plans will have a service fee, and this is something you should consider when looking at total overall costs. 

Coverage

Most companies will offer a plan covering the major appliances, one that covers the home systems and another that is a combination of the plans. The more coverage you are looking for, the more expensive the plan will be. 

Coverage can sometimes include a repair or a replacement, other times; it will be for a repair only. There are also add ons that you can look for when putting things like a pool or spa into your home warranty contract. 

Prior to deciding on a home warranty company, make a list of the appliances and systems that matter most in your daily living. Choose a plan that adequately protects you from your worst repair nightmares. 

Considerations for Houston Residents

There are some things about the Houston area that will be different from somewhere like Nevada or Alaska. Choosing a home warranty provider with experience in the area helps to ensure you are getting comprehensive coverage. Houston residents need to be very careful about things like air conditioner coverage, ductwork coverage, and HVAC. With the summer temperatures in Houston, these things are essential.

Home Warranty Coverage in Houston

Houston is the fourth most populated city in the United States and is by far the largest metropolitan in the South Coast. Texas is generally considered the capital of home warranties in terms of interest. Being the largest city in Texas, Houston is a strategic goal for all warranty providers from across the nation.

Own A Condo In Houston? Check Out This Article!

Thus, 99% of all U.S-based home warranty companies serving Houston residents. Instead of listing hundreds of companies and letting you compare the various Houston home warranty plans, we have decided to list only those we think are the very best (or at least have a strong presence in the Houston area that we cannot ignore).

We recommend you read through the company reviews if you want to verify there are plans tailored to your requirements.

With the strong choice for Home Warranty coverage in Houston, you can get a wide range of coverage options that leave you well protected. 

What does basic coverage look like?

Basic coverage will cover things like a refrigerator, washer, dryer, oven, and a few other appliances. Most basic plans will start around $39.99 per month and have a service fee of around $75.  For homeowners on a strict budget looking for coverage without a lot of out-of-pocket expenses, the basic plan is certainly the best way to go. 

What does mid-level coverage look like? 

Mid-level coverage is often a combination of things like your water heater, sump pumps, HVAC system, and some appliances. This coverage usually starts at around $49.99 per month and increases from there. All home warranty plans are going to have a plan limit. This means that if the repair costs are too high, the plan will essentially stop paying. Some mid-level coverage will offer a slightly higher plan limit than the basic coverage. This is a consideration to keep in mind.

Read Also: What Are The Best Home Warranties For HVAC Coverage? 

What does the most comprehensive coverage look like? 

The most comprehensive coverage will give homeowners complete protection over the majority of systems and appliances in their homes. You can expect to pay $69.99 a month or more for a plan like this. With some of the comprehensive packages, you can choose whichever appliances or systems you want as long as you stay within a range. These plans are going to be much higher in cost; however, many find it worth it. 

Cost of Home Warranties in Houston

A home warranty in Houston will vary in price depending on your home’s age and the condition of your current systems and appliances. Luckily, Houston’s home warranty costs are priced at an average rate that you will see across America. 

The average plan in the Houston area runs at around $49.99 per month. The more you add to higher-end coverage, the more expensive the plan will get. The range of plans is from $39.99 – $65 per month. 

There are some difficult things about the Houston area when it comes to home warranties. With the humidity and warm summers, certain appliances and systems can experience more than just normal wear. Luckily you will notice that most of the plan options are still priced quite fairly. 

Key Considerations for Houston Residents

Those living in Houston understand all that is involved with the climate and how you need to adjust and prepare for the different seasons. Although you will also need some protection against plumbing stoppages or a lack of hot water, there are other issues more specific to the Houston, Texas, area. 

The summertime is probably the most important factor for Houston residents to consider. The high temperatures in the summer can reach close to 100 degrees. When you add in the humidity of about 70-80%, you can imagine that the summers can be a bit uncomfortable. 

With temperatures like this, the HVAC system will be working extra hard to maintain constant and comfortable temperatures in the home. Having a few days without air conditioning will make it difficult to sleep and function. However, knowing that a repair is just around the corner or within your budget to fix is a large relief for Houston homeowners. 

In addition to the warm temperatures, there are sometimes issues with hurricanes and extreme weather in Houston. Although your homeowner’s insurance will cover you for any major damage, having a home warranty in place will help to make the process much less stressful overall. 

Houston is a unique area of the country, and choosing a home warranty company that has experience and expertise in the area, will provide you with a much better value. Our top five choices are all well-known carriers in the Houston and greater Texas area. 

Read Also: Which Home Warranty Plans Are Available In San Antonio, TX?

Houston Real Estate Data:

  • The median cost of a house in Houston is $320,000, approximately the same as Austin, and almost as twice as much as Dallas.
  • The house prices in Houston have stayed quite stable in 2016 and 2017 after a major upswing in H2 2015.
  • Houston offers one of the best places for rental yield – 15% in city center, and 18% outside of city center.
  • Texas in General, and Houston specifically, has been growing in terms of population tremendously over the past years, with growth of more than 10% since 2010.
  • Texas has more Fortune 500 headquarters than any other city in the U.S, with the exception of NYC.
  • Storm Harvey impacted the market heavily but it has rebounded and is on a continuous growth since.

 

 

Data from:

https://www.zillow.com/houston-tx/home-values/

https://www.zillow.com/dallas-tx/home-values/

https://www.nytimes.com/2017/09/12/business/economy/hurricane-houston-housing.html

https://www.numbeo.com/property-investment/in/Houston

http://worldpopulationreview.com/us-cities/houston-population/

 

Houston Pros and Cons for Newcomers:

Interest Levels for Home Warranties in Houston:

The Houston metropolitan is one of the most popular destinations for home warranty searches in the U.S (ranked #10), based on data from Google Trends. It is also the most populated metropolitan out of the list (10 times the population of Las Vegas), but it not nearly as populated as areas like NYC or LA, and there are still far more searches in the Houston area.

Read Also: Are Home Warranties Available In Waco?

What could be the reason for Houston being included on the list?

Which Plans Are The Best For El Paso Residents? We Have The Answers!

People in Houston TX are looking for home warranty insurance for the following reasons:

  • Houston can be extremely hot with up to 95°F during summertime, while keeping humid year-round with 70-80% humidity average. Electrical appliances and home systems could be impacted of that weather.
  • Houston is the capital of Southern USA, in which home warranty products are far more popular at than on the East Coast.
  • Houston is a mega metropolitan. Not only it is the fourth largest metro in the U.S with almost 4m households, it is ranked the #63 most populous metro in the world.
  • Houston’s real estate market, although not sizzling at the moment, is rock solid. Even massive natural disaster like 2017’s Harvey did not deter the market.

 

Please note – home warranties do not cover damage as a result of an Act of God (natural disasters).