Houston, Texas, is a popular and growing area of Texas. Each year there are thousands of new homeowners looking for a home warranty in the Houston area. The hardest part of choosing a home warranty ensures you get a fair and reputable company to carry your warranty.
We have researched the best home warranties in Houston for your convenience. All the companies featured on this page serve clients from all areas of Houston, Texas, including Downtown, East End, Spring Branch, Northside, Memorial City, Westchase, and every other neighborhood in Houston and around it.
These companies are carefully reviewed and rated by a staff of professionals at Review Home Warranties. Finding a home warranty plan can be a bit of a struggle, but we have you covered with our information and honest reviews. Let’s take a bit of a deeper look into who needs a home warranty plan.
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Who needs a Home Warranty in Houston?
Have you started to wonder if homeowners insurance is enough to keep your home working and functioning even when a problem occurs? Are you handy around your home? Do you understand the high expenses of bringing in a certified contractor to complete a project?
These are all questions that you should ask if you are a homeowner in Houston. In the Houston area, the median cost of a house is $320,000. This is almost as high as the Austin area and much more than living in another Texas city like Dallas. At $320,000, a new homebuyer will have quite a bit of responsibility on their hands. Between mortgages, taxes, homeowners insurance, and more, the expenses can get quite high.
When expenses get high, especially for those that are new to homeownership, the process can get very stressful. If your budget is maxed out and the air conditioning system in your home decides to go, the home warranty plan will be there to save the day.
Homebuyers and new homeowners should seriously consider adding a home warranty plan right from the start of their ownership. This will give a good stable base and protection right from the start of the journey.
How about homeowners who have been in their homes for ten, twenty, thirty years? Are home warranties necessary for these people?
Many homeowners worry that they won’t be eligible for a warranty plan because they have lived in their homes for many years. Luckily most companies will allow a homeowner to sign up regardless of how long they have been in their home.
This is a perfect option for a newly retired person that is interested in keeping their budget and expenses in check. The Houston home warranty can start to give some predictability in expenses and overall peace of mind. Knowing that your home systems and home appliances are only a phone call away from a fix is imperative.
If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty. They’re a top-rated brand and right now you can take advantage of their current promotions that get you $50 off, plus one free month and free 30-Day cancellation. Get a free online quote or contact a specialist at 929-400-6169 before these deals end. Another great option is American Home Shield which offers $50 off. Get a free quote online or you can call a home warranty specialist directly at 866-464-7521.
Top Home Warranty Companies for Houston Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
BBB Rating B
80%+ Positive Reviews Online
Modular PlansAmerica's 1st Choice Home Club Review
Customer Satisfaction Award
Most Comprehensive and Affordable Plans
Biggest Add-Ons SelectionLandmark Home Warranty Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Compare Home Warranty in Houston
Are these the only companies that offer home warranty services in the Houston area? of course not. Houston is the fourth most populated city in the United States, and is by far the largest metropolitan in the South Coast.
Texas is generally considered as the capital of home warranties in terms of interest, and Houston, being the largest city in Texas, is a strategic goal for all warranty providers from across the nation.
Thus, 99% of all U.S-based home warranty companies service Houston residents. Instead of listing hundreds of companies and letting you compare between the various Houston home warranty plans, we have decided to list only those whom we think are the very best (or at least have strong presence in the Houston area that we cannot ignore).
We recommend you to read through the company reviews if you want to verify there are plans tailed for your requirements.
Top 5 Best Home Warranties in Houston
Now that we have established the importance of choosing a home warranty provider, it’s time to decide which of these could be the best choice for you. Here are the top five best home warranty options in the Houston area.
1) Choice Home Warranty
At Review Home Warranties, when we call a company our top provider, quite a bit of work went into this decision. We look at what the plan covers, how the service contract works, the pricing, the features, the value, and even the customer service associated with the company. Of all the plans in the Houston area, Choice Home Warranty stands out as the overall best.
The customer reviews and BBB ratings for Choice Home Warranty are very high. They have plans that cover both major systems and appliances as well. Their protection plans are well put together, and they offer plenty of add-ons for those looking for optional coverage.
Choice Home Warranty offers a good basic plan to get you started with a home warranty at a very fair value. The service call fee will act as your deductible with the Choice plan, and the pricing is quite fair.
When starting a new Choice Home Warranty plan, you will not need an inspection. Starting the plan is simple and will start immediately following your 30-day waiting period. You will find that the total plan at Choice is one of the most comprehensive and well-managed in the Houston area.
- Emergency service available
- No inspection before starting the plan
- Add-ons for additional coverage
- Reservice for failed repairs
- Fair pricing
2) American Home Shield
American Home Shield has been around for more than 50 years. Having spent this much time in the industry, they have established a network of over 15,000 service professionals across the country. At AHS, you can expect prompt and high-end service each time you need to make a service call.
One of the things that homeowners tend to enjoy most about the American Home Shield plan is customizing the plan. For instance, you will have the option between the basic plan, combo plan, and add-ons. However, if you want to build your own comprehensive plan, that is also an option.
In addition to customizing your plan options, you have the ability to choose your service fee. Essentially the American Home Shield plan is easy to work with and easy to get the pricing to work for your individual budget.
- Been in business for more than 50 years
- Highly customizable plans
- Choose your service fee
- Service professionals located Nationwide
- 48 hours maximum response time
3) Select Home Warranty
Select Home Warranty sets their plan options up a little differently than other companies. As with many top companies, you will see a systems plan, an appliances plan, a basic plan, and a total plan. These plans give homeowners options, but they may end up tailoring to their needs. With the Select Home Warranty, you choose between the Bronze Care Plan, the Gold Care Plan, and the Platinum Care Plan.
With the Bronze Care plan, you will get coverage of up to eight appliances. You can make sure that things like your clothes washer, clothes dryer, stove, dishwasher, and cooktop are all properly completed. As you move up to the Gold Care plan, expect some coverage for your home systems as well.
The Platinum is a comprehensive plan that includes seventeen total systems and appliances in your home. You can think of this plan as being more of a combination plan.
The thing that truly sets the Select Home Warranty apart is the free roof leak coverage. Not having to pay extra for this coverage will save Houston homeowners money.
- Free Roof leak coverage
- Several plan options
- $0 transfer fee when moving
- High-quality contractors
- Good customer service
4) Amazon Home Warranty
When shopping for home protection plans, you will notice that there are many large companies in the industry. These companies will cover homes across the country, and they have a large base of support. One of the things that we like about Amazon Home Warranty is that they are not the largest of the companies, leaving them a bit more detail-oriented.
The Amazon Home Warranty company has over 50,000 licensed technicians across the nation. In the Houston area, there are already qualified repair people ready to help you with your next issue. This large base of connections and contacts certainly increases the response times when you have an issue with your systems or appliances.
Amazon Home Warranty tends to be one of the fastest in the industry when it comes to response times; however, you will have to wait 30 days after sign up to start submitting your service requests. This wait time is standard and something that you will see from most service providers.
- Smaller, more personalized company
- Large network of licensed technicians
- 24/7 service calls available
- Fast response times
- Good BBB rating
5) Liberty Home Guard
Liberty Home Guard is a bit of a newer company built to give homeowners a bit more flexibility in their plans. The Liberty Home Guard’s starting prices tend to be a bit higher than those for American Home Shield and other plans.
Like other home service plans, the Liberty Home Guard is customizable with add-on, adding options for things like humidifiers, garbage disposals, and garage door openers. In addition, the Total plan offers all of the coverage necessary for your plumbing system, heating system, and electrical system.
The only issue that we saw with the Liberty Home Guard is the service repair limits. Some companies offer limited well into the thousands, and with Liberty Home Guard, the limit is $1500 per repair. Although this will cover most repairs, for things like the HVAC Systems or septic system issues, repairs can get quite expensive.
- New company
- A+ rated by BBB
- Easy to use customer portal
- Many add on coverage options
- Lower repair limit than some other options
What to Look For When Choosing a Home Warranty in Houston
When choosing a home warranty plan in Houston, there are three basic things that you need to consider. Ensuring that you look at all important aspects of the plan before buying can save you a headache later on.
The cost of the plan has to be within your budget. Some basic plans will start at $39.99 per month and increase from there. To keep the pricing in check, you may have to eliminate add ons like your ice maker, ceiling fans, and trash compactor to keep the plan in check with your potential monthly costs.
Some plans will allow you to lower the cost of your service fee if you pay a higher monthly price. Almost all plans will have a service fee, and this is something you should consider when looking at total overall costs.
Most companies will offer a plan covering the major appliances, one that covers the home systems and another that is a combination of the plans. The more coverage you are looking for, the more expensive the plan will be.
Coverage can sometimes include a repair or a replacement, other times; it will be for a repair only. There are also add ons that you can look for when putting things like a pool or spa into your home warranty contract.
Prior to deciding on a home warranty company, make a list of the appliances and systems that matter most in your daily living. Choose a plan that adequately protects you from your worst repair nightmares.
Considerations for Houston Residents
There are some things about the Houston area that will be different from somewhere like Nevada or Alaska. Choosing a home warranty provider with experience in the area helps to ensure you are getting comprehensive coverage. Houston residents need to be very careful about things like air conditioner coverage, ductwork coverage, and HVAC. With the summer temperatures in Houston, these things are essential.
Home Warranty Coverage in Houston
Houston is the fourth most populated city in the United States and is by far the largest metropolitan in the South Coast. Texas is generally considered the capital of home warranties in terms of interest. Being the largest city in Texas, Houston is a strategic goal for all warranty providers from across the nation.
Thus, 99% of all U.S-based home warranty companies serving Houston residents. Instead of listing hundreds of companies and letting you compare the various Houston home warranty plans, we have decided to list only those we think are the very best (or at least have a strong presence in the Houston area that we cannot ignore).
We recommend you read through the company reviews if you want to verify there are plans tailored to your requirements.
With the strong choice for Home Warranty coverage in Houston, you can get a wide range of coverage options that leave you well protected.
What does basic coverage look like?
Basic coverage will cover things like a refrigerator, washer, dryer, oven, and a few other appliances. Most basic plans will start around $39.99 per month and have a service fee of around $75. For homeowners on a strict budget looking for coverage without a lot of out-of-pocket expenses, the basic plan is certainly the best way to go.
What does mid-level coverage look like?
Mid-level coverage is often a combination of things like your water heater, sump pumps, HVAC system, and some appliances. This coverage usually starts at around $49.99 per month and increases from there. All home warranty plans are going to have a plan limit. This means that if the repair costs are too high, the plan will essentially stop paying. Some mid-level coverage will offer a slightly higher plan limit than the basic coverage. This is a consideration to keep in mind.
What does the most comprehensive coverage look like?
The most comprehensive coverage will give homeowners complete protection over the majority of systems and appliances in their homes. You can expect to pay $69.99 a month or more for a plan like this. With some of the comprehensive packages, you can choose whichever appliances or systems you want as long as you stay within a range. These plans are going to be much higher in cost; however, many find it worth it.
Cost of Home Warranties in Houston
A home warranty in Houston will vary in price depending on your home’s age and the condition of your current systems and appliances. Luckily, Houston’s home warranty costs are priced at an average rate that you will see across America.
The average plan in the Houston area runs at around $49.99 per month. The more you add to higher-end coverage, the more expensive the plan will get. The range of plans is from $39.99 – $65 per month.
There are some difficult things about the Houston area when it comes to home warranties. With the humidity and warm summers, certain appliances and systems can experience more than just normal wear. Luckily you will notice that most of the plan options are still priced quite fairly.
Key Considerations for Houston Residents
Those living in Houston understand all that is involved with the climate and how you need to adjust and prepare for the different seasons. Although you will also need some protection against plumbing stoppages or a lack of hot water, there are other issues more specific to the Houston, Texas, area.
The summertime is probably the most important factor for Houston residents to consider. The high temperatures in the summer can reach close to 100 degrees. When you add in the humidity of about 70-80%, you can imagine that the summers can be a bit uncomfortable.
With temperatures like this, the HVAC system will be working extra hard to maintain constant and comfortable temperatures in the home. Having a few days without air conditioning will make it difficult to sleep and function. However, knowing that a repair is just around the corner or within your budget to fix is a large relief for Houston homeowners.
In addition to the warm temperatures, there are sometimes issues with hurricanes and extreme weather in Houston. Although your homeowner’s insurance will cover you for any major damage, having a home warranty in place will help to make the process much less stressful overall.
Houston is a unique area of the country, and choosing a home warranty company that has experience and expertise in the area, will provide you with a much better value. Our top five choices are all well-known carriers in the Houston and greater Texas area.
Houston Real Estate Data:
- The median cost of a house in Houston is $320,000, approximately the same as Austin, and almost as twice as much as Dallas.
- The house prices in Houston have stayed quite stable in 2016 and 2017 after a major upswing in H2 2015.
- Houston offers one of the best places for rental yield – 15% in city center, and 18% outside of city center.
- Texas in General, and Houston specifically, has been growing in terms of population tremendously over the past years, with growth of more than 10% since 2010.
- Texas has more Fortune 500 headquarters than any other city in the U.S, with the exception of NYC.
- Storm Harvey impacted the market heavily but it has rebounded and is on a continuous growth since.
Houston Pros and Cons for Newcomers:
Interest Levels for Home Warranties in Houston:
The Houston metropolitan is one of the most popular destinations for home warranty searches in the U.S (ranked #10), based on data from Google Trends. It is also the most populated metropolitan out of the list (10 times the population of Las Vegas), but it not nearly as populated as areas like NYC or LA, and there are still far more searches in the Houston area.
Read Also: Are Home Warranties Available In Waco?
What could be the reason for Houston being included on the list?
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People in Houston TX are looking for home warranty insurance for the following reasons:
- Houston can be extremely hot with up to 95°F during summertime, while keeping humid year-round with 70-80% humidity average. Electrical appliances and home systems could be impacted of that weather.
- Houston is the capital of Southern USA, in which home warranty products are far more popular at than on the East Coast.
- Houston is a mega metropolitan. Not only it is the fourth largest metro in the U.S with almost 4m households, it is ranked the #63 most populous metro in the world.
- Houston’s real estate market, although not sizzling at the moment, is rock solid. Even massive natural disaster like 2017’s Harvey did not deter the market.
Please note – home warranties do not cover damage as a result of an Act of God (natural disasters).