Home Warranty Quotes Near Me

How ‘instant’ is a home warranty quote?

To get an instant home warranty quote near you, you can either call the company or fill out the form on their website. After you click on the “Visit Website” button on the company review, you will be directed to a form where you will have to input your name and home address. You are likely to receive a call back within five minutes from most companies if you submit the form during business hours. With smaller companies, or if it is after business hours, you will have to wait for your home warranty quote until the next business day.

Before you make a phone call, make sure you prepared all of your questions for the company’s agent. Know the age of your house and appliances that you would like to cover, as the “near me” home warranty quote may depend on this information. Your service contract, pricing, and coverage options will change depending on where you live and the current state of your home. 

The company's representative will have many questions for you, and not only about your house, about the additional coverage, exclusions, and service request as well. 

Do you prefer lower service call fees and higher premiums or higher service fees and lower premiums? 

Do you want your cooktop covered or just your oven? 

Do you have any major appliances or major home systems that are currently not working? 

Some home warranty companies may offer you comprehensive coverage, and others will give you many different choices, so get ready to answer some questions. 

In order to help you decide whether you need a home warranty at all, we have created a Home Warranty Calculator. By entering your house's age and the number of expected repairs per year, you will find out how your home maintenance cost compares to the home warranty quotes nearby.

Searching for home warranty quotes is only the first step in your decision-making process. Before making any final decisions relating to choosing the home warranty company to use, you should be looking at our reviews and our head-to-head comparisons.

How Can I Make Sure That My Quote Is Comprehensive?

Unfortunately, home warranty companies know that people are attracted to the lowest prices. However, low prices without the proper coverage are not going to get you very far. One of the best suggestions we have is to think about all of the home systems and appliances you have. 

Does your home have a washer and dryer? 

Do you have a garbage disposal, ice maker, and trash compactor in your kitchen? 

How about air conditioning? 

Think about all of the things that you use on a daily basis and the ones that would be difficult to live without. When you get your home warranty quote, check to make sure that all of these are included. This may require a larger plan, but you will at least get a fair price based on the services you need most. In other words, a $39.99 a month plan is not worth it if it doesn't help you in the time of need.  

What you should look for in a review

At First Glance

Once you have selected several companies that provide home warranty quotes near you that fit your budget, it is highly advisable to read their reviews carefully. You may even want to try to get a look at a sample contract so that you have some peace of mind about the policy. 

Think about the process that you would go through when you choose home insurance. You will want to make sure that your home protection plan covers everything that it should cover. The same way you would analyze an insurance policy. 

What are the main points that you should pay close attention to?  

Once you open a review page on our site, there are three main sections that will give you an overall idea of the company credibility:

Overall rating

You will find the company's overall rating in the top right corner of your screen, right under the company logo. We calculate the overall rating based on the ratings of the following sections of the review: Trustworthiness, Plans and Coverage, Feedback, and The Fine Print. 

In addition, we consider the Editor Rating and Reader Rating in our calculations. Naturally, you need to select the company that not only offers good home warranty quotes near you but also has a high rating. The higher the Overall rating, the more reputable the company. These ratings take into account what home buyers, former customers even real estate agents have to say about the company. This helps give you the most thorough look at these service providers and what they can offer with their home warranty coverage.

Facts and Figures

This section is located under the Overall rating. It provides you with essential information about the company, such as when the warranty becomes effective and when you can access their customer support. Furthermore, we provide you with some numbers, such as the range of premiums, deductibles, and coverage limits, and how much it will cost you to cancel the policy in case you change your mind. 

Please note that some companies, like Whirlpool Warranty, have $0 deductibles, but their premiums may be higher than premiums of comparable plans from other companies. Some companies will cover major repairs without increasing the fees charged, and others may have some fine print involved. 

If you have a new home, you may need fewer home repairs; however, you will need a home service plan that protects your wallet against a costly issue on a brand new HVAC system or heating system. Avoid the hassle later on and get all of the proper facts and figures in the beginning stages of this process.

Pros and Cons

Located in the center of the screen, this information will let you know concisely about the strongest and the weakest sides of the company. Some reviews may include more pros than cons and vice versa. Usually, the better the company, the fewer cons it has.  Similar to homeowners insurance, there is a great deal of stress involved when a home warranty company is called in for a repair. 

A reputable and long-standing company like American Home Shield will know how to calm the needs of the customer and get their home back to a working condition. When looking at the pros and cons, make sure to take customer service into consideration. Chances are, when your air conditioner, electrical system, or water heater decide they are done working, you will need someone ready to help.

In More Detail

For more detailed information, you will need to scroll down further. Editorial notes will give you the overall knowledge of the company that offers good home warranty quotes, and the Trustworthiness section will tell you about the company itself, its accessibility, and its overall reputation.

In case the company offers a promotion for first-time customers, it will be listed right under the Trustworthiness section. Don’t forget to mention it to the company representative once you decide to proceed with signing a contract with them.

However, before you make a final decision, it will be worthwhile to carefully read the Coverage section and Summary of plans and coverage. Here you will learn what home warranty plans the company offers, how much they cost, replacement costs, normal wear,  what they do and don’t cover and to what extent, and what the coverage limit is.

If you have a swimming pool or a central vacuum cleaner, or other items not included in any plans, you might want to check the Optional coverage section or add-ons and see whether these can be added to the plan of your choice. This is probably the most important section of the review, together with The Fine Print, where we highlight all the little details that most companies don’t want you to notice immediately.

The Feedback section will give you an idea of what other people—including current and former customers of the company—have to say about it and how their feedback compares to the industry average. Finally, we summarize the main points of the review in the Final Words Section. 

Conclusions

Searching for “home warranty quotes near me” can be the first step in your home warranty journey, but it is definitely not the last one. Cheap prices may look attractive, but you should really learn what value you will get for your money before you sign the contract.

ReviewHomeWarranties acknowledges the best companies in the industry, and in 2020, the Best Value for the Money home warranty insurance award went to First American Home Warranty.

The most important step in finding the best home warranty company for your home after finding home warranty quotes near you is getting familiar with its terms and conditions. Knowing who to call and when for your appliance repairs or if a major issue comes up with your ductwork is essential. This information should be saved in your home somewhere, so you are ready should these issues come up. 

You could call the company and talk to their sales representative, but they might not tell you about some points that you may find crucial later. You could find the company’s brochure and read it carefully, but it will not include customer reviews. Reading the professional reviews that cover all major information about a home warranty company, including both terms and conditions, as well as customer feedback, will give you the best idea of whether this is the right company for you.