Is a Home Warranty Worth It?

A Home Maintenance Calculator

To Discover Whether To Use a Home Warranty or Not – by ReviewHomeWarranties

The main reason people buy a home warranty is that they hope it will help them cover the cost of home maintenance. Whether appliances, or pools, what everyone is essentially looking for is whether their home warranty of choice covers what they need at a adequate price. However, not many people realize how much it costs to maintain their house now, and how much it will cost them to do so in the future. Our research team has developed a unique top of the art calculator that will help you compare spending on home maintenance and a home warranty, and get to understanding if home warranty is worth it or no for them.

Instructions: To start your calculations, first, select the age of your house on the first slider at the top left corner of the calculator. On the next slider select the number of repairs you have per year. You can immediately see the comparison summary for home maintenance and home warranty in the window on the right side of the calculator. For a more precise estimate, please add the age of your appliances on the appliance sliders: HVAC, Electrical system, Clothes washer and Refrigerator. According to our data, these items need repairs more often than others. You can add the age of more appliances by clicking on the button below the Refrigerator slider.

Home Maintenance Calculator

Start Your Calculation




Appliance Sliders







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Notes: This free home warranty calculator does not provide advice on whether to buy a home warranty or not. It is merely an indication if you want to understand whether a home warranty can save you money or not (“is it worth it”). We do not take any responsibility for however you’d like to use the information to be found on this page.


Is home warranty worth it for you? Should you buy a home warranty?

Simple explanation: If you see that the blue bar is higher than the red one, then it makes a lot of sense to purchase one for your home systems and appliances. In case you decided to buy a home warranty, we highly recommend you to carefully read our reviews first. They will help you select the best home warranty for you.

Reading the results: The summary graph shows you the overall cost per year for home maintenance vs. a home warranty. To see the detailed calculations, please click on the Calculations tab above the graph. Deductibles will vary between different home warranty companies in different states but we applied $50/deductible as sort of an industry average.

More data and information about what you’re actually getting in return to your monthly premium? View our comprehensive researches on home warranty costs and home warranty coverage or hope over to all provider reviews.

Best choices for a home warranty that is “worth it”

 Almost-Nationwide Service

 Majority of Client Reviews Online Are Positive

 Clearest Terms and Conditions

 Highest Contractor Professionalism

Best Gold Plan ("Platinum Care") Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Minnesota, Missouri, New Jersey, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Wyoming, District of Columbia + 20 More States
More Than 10 Years on the Market

Most Comprehensive Coverage Available

Free Reservice Period for Parts

Emergency Service Available

Cheapest and Best Basic Plan ($34/m) Choice Home Warranty Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Minnesota, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming, District of Columbia + 20 More States
 Customer Service Available 24/7

 Least BBB Complaints

Great Reviews on Google Places

Reservice for Failed Parts

1 Free Month Upon Annual Sign-Up Total Home Protection Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, Colorado, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, New Jersey, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Florida, Minnesota, Utah, Wisconsin + 15 More States



A home warranty calculator: readily available and free to use

We hope our home warranty calculator helped you understand whether a home warranty is worth it or not. If it does fit you, then you can spend hours more on our website reading reviews of top providers, as well as guides about various aspects of home warranties. We are proud to say no one is more extensive or detailed than us.

When you use this home calculator to understand whether home warranty is worth it or not, in every particular case – the results will be different, of course. So, if you feel like you don’t need a home warranty right now, you may check how much home maintenance will is actually costing you every year and then come back to compare it with the costs of recommended home warranty plans. This comparison will help you make a smart decision, and see if home warranty is worth it.