Top Best Home Warranty Companies In Georgia Review

Georgia can sometimes be one of the forgotten Southern states, with all the interest that the Carolinas and Florida get. Homeowners in Georgia have access to the ocean and the mountains and a relatively mild climate all year long. Some areas of Georgia will experience a strong four seasons, and others will stay a bit milder. Wherever you live in Georgia, there will still be times that your home systems and appliances end up needing repair. That’s where a home warranty can help. Keep reading to learn more about the best home warranty companies in Georgia. 

In this guide, we will cover . . . 

  • What is a home warranty?
  • Why should you have home protection on your home? 
  • What should you look for when purchasing a home warranty?
  • The 7 best home warranty companies in 2022
  • And much more!
Editor's Choice
98.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
98.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
97.6

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Georgia has lots of humidity, and the summers are known for being some of the hottest in the country. When your HVAC system goes down in the middle of the summer and the repair bill is over $1000, you will want to ensure that you have a home warranty in place.

Home warranties can help you budget, save money and keep some peace of mind about the home that you own. Homeownership should be a very positive thing in your life, and a home warranty can help ensure that happens. Let’s look at some of the best home warranty options in the state of Georgia. 

Best Home Warranty Companies in Georgia

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 98.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 97.6
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 The Home Service Club
Editorial Rating 97.2
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Limited coverage
  • 1 day to submit a claim
  • Limited plan selection
  • Fewer contractors available
  # 5 Liberty Home Guard
Editorial Rating 96.5
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.7
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 7 Best Home Warranty Companies in Georgia:

Compare Georgia Home Warranty Providers

ProviderVisit SiteBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantySiteBest Overall$40 - $48$85B-
American Home ShieldSiteMost Customizable$50 - $60$75 - $150B
Select Home WarrantySiteMost Affordable$36 - $38$60B

Home Service Club

Site

Best For Quick Coverage

$50-$63

$65-$125

NA

Liberty Home Guard

Site

Best Customer Service

$40 - $60

$60

A

Cinch Home Services

Site

Best Add On Coverage

$28 - $40

$100 - $150

A-

First Premier Home Warranty

Site

Best Coverage

$45

$75

B-

Georgia Home Warranty Costs 

One of the most critical steps in the home warranty purchasing process is working out the home warranty price. The better the cost you can get, the easier this process will be on your monthly budget. When looking at home warranty costs, you must consider the overall monthly price, service fees, and coverage caps. At Review Home Warranties, we realized that it could be extremely helpful for homeowners to understand the average cost of a home warranty plan in Georgia. We have done in-depth research to determine the averages for you. These averages were collected for several different home types so that you can get the answers you need regardless of the Georgia home that you live in. 

Type

Average Annual Premium

Overall

$720.89

Single Family Home

$586.61

Multi-Family

$1,060.32

Townhome

$494.53

Condo

$588.82

Home Over 5,000 sq ft

$1,294.73

Home Under 5,000 sq ft

$653.27

Georgia Home Warranty Companies Reviews

At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top seven home warranties for Georgia homeowners. We looked at BBB ratings, coverage options, pricing and plan choices, and more when sorting through these policies. Here are our reviews of the top 7 home warranty companies in the state of Georgia. 

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Georgia. Choice is offered in almost all states in the US, and it is a plan that homeowners should all be seriously considering. Choice Home Warranty has been operating for over 13 years, and from claims to the servicing, it keep its plans about as simple as possible. One thing that sets Choice Home Warranty apart is that each plan offered covers both systems and appliances for under $55 per month. It offers a generous 90-day workmanship guarantee, which is 60 days longer than the industry average! It'll be hard to beat the affordably and coverage of Choice plans.

Pros

Cons

Comprehensive plan options

No option to build out a plan the way other home warranty companies do 

Simple contract

 

Reasonable service fees 

 

A good sign-on incentives and cancellation policies

 

Fair pricing overall 

 

Plans, Pricing and Coverage

Although you may think it is limiting to have only two policies, as a Georgia homeowner shopping for a home warranty, you will quickly learn that these two combo plans are some of the best options on the market. Not having to decide whether or not you want system or appliance coverage is an excellent benefit of the Choice Home Warranty plan. The Basic Plan covers 14 items and the Total Plan covers each of those plus four more. Although the service fee may seem high at $85, you will have a hard time finding coverage for as low as the Choice Home Warranty premiums go. Grab a free quote to see what kind of deals are being offered to get this plan at an even lower cost.

Here are some more details on Choice Home Warranty's plans:

  • Basic Plan ($42 per month): This plan offers coverage on 14 items including the following: ceiling fans, cooktop exhaust fans, dishwasher, ductwork, garbage disposal, ductwork, electrical system, garage door opener, heating system, oven, microwave, plumbing system, toilet and water heater.
  • Total Plan ($53.33 per month): This plan offers more comprehensive coverage by including the previous 14 items plus four more: clothes washer, clothes dryer, refrigerator, and air conditioner. The 18 items have coverage limits up to $3,000 on air conditioning and your heating system.
  • Optional add-ons: Choice offers nine optional add-ons such as central vacuum, septic tank, sump pump, well pump, pool and spa, roof leaking, and stand-alone freezer. 

Plan

Cost Per Month

Service Fee

Basic Plan

$45

$85

Total Plan

$53.33

$85

What Customers Are Saying:

"I put in a claim with Choice Home Warranty for an electrical problem in my home. I received an appointment shortly thereafter which was great. When the electricians arrived (Doctor Circuits Electrical, LLC), they listened to my issues, immediately investigated and found the problem. The techs were great! Professional, kind, and informative. Wish all contractors had their work ethic!" - Angela M.

Read our Choice Home Warranty Review for more information.

2. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for Georgia residents. With the American Home Shield plan, you can pick and choose the coverages that will work best for your home. Many customers want every item they own on their policy, and others just want the major issues that Georgia homeowners will have to deal with. In addition, AHS allows you to choose your service fee — $75, $100 or $125 — which then makes your monthly payment higher or lower depending on what you choose. American Home Shield has more than 50 years in the industry, helping it stand out as one of the best overall choices on the market. 

Pros

Cons

It has been on the market for more than 50 years 

Considered to be a more premium policy 

Can build out your custom plan and customize pricing

Some of the policy choices are priced a bit higher

Impressive customer service 

 

Plenty of add on coverage choices

 

Plans, Pricing and Coverage

There are three American Home Shield plans to choose from. One of the best things about the AHS plans is that you can choose your monthly payment. If you want a lower service fee, choose a higher monthly payment. The service fees are $75, $100 and $125. So, if you choose a $125 fee, the monthly premium for ShieldSilver would be $29.27. This kind of customization gives Georgia homeowners so much more control of the money they spend on their home warranty policy. All three plans cover home systems, but ShieldGold and ShieldPlatinum also cover major home appliances. Items such as A/C and heating system have industry-high coverage caps of $3,000 annually. ShieldPlatinum is the most comprehensive plan for GA homeowners. 

Take a closer look at American Home Shield's Plans (note: these prices are based on a $100 service fee):

  • ShieldSilver™ ($34.27 per month): This plan features coverage 17 home systems such as air conditioning, electrical system, doorbells, garage door opener, water heater, and ductwork. 
  • ShieldGold™ ($44.27 per month): This plan covers 23 systems and appliances including clothes washer, dishwasher, clothes dryer, oven, heating system, trash compactor, microwave, clothes washer, refrigerator, electrical system, and more. 
  • ShieldPlatinum™ ($64.27 per month): If you're looking for comprehensive coverage you should consider this plan as it includes coverage on the 23 items  in ShieldGold plus disposal, locksmith, water dispenser and free roof leak coverage. Uniquely, ShieldPlatinum also features free HVAC tune-up, higher coverage caps, and $1,000 voucher for code-required changes, modifications, and permits.
  • Optional add-ons: There are six optional coverages offered by AHS including the following: pool and spa, PC, TV, septic system and well pump coverage.

Plans

Cost Per Month

Service Fee

ShieldSilver

$29.27-$44.27

$75 - $125

ShieldGold

$39.27-54.27

$75 - $125

ShieldPlatinum

$59.27-74.27

$75 - $125

What Customers Are Saying

“Over the past two years we have used our warranty on two occasions. Both times the response time was prompt and the service was professional. We have recommended AHS to our friends and family." - Megan C.

Read our American Home Shield Review for more information.

3. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Georgia. An affordable home warranty will help you save money regardless of the age of the home or where in Georgia you live. Select Home Warranty has been on the market for nine years, and they continually strive to improve the coverages that they offer customers. Unlike other home warranty companies, Select Home Warranty offers free roof leak coverage for all Georgia homeowners. If you have ever seen some of those afternoon rainstorms in Savannah, or Tybee Island, you will appreciate this coverage. Get a free quote not to find out what discounts can save you additional money on this already low-cost plan.

Pros 

Cons

Impressive customer service

Some of the covered items have lower policy limits  

Good history in the home warranty business 

Not always the best plan for high-end appliances and systems

High workmanship quality 

 

Known for having good value

 

Plans, Pricing and Coverage

There are three Select Home Warranty plans for homeowners to choose from: the Gold Care plan for systems, the Bronze Care plan for appliances, and the Platinum Care that covers both. Having the option to select between an appliance plan, a systems plan, or a combo plan is a great way to ease into the world of home warranties. You'll notice that the Platinum Care plan is not priced much higher than the other two plans, so it's worth it to go with that one to have more comprehensive coverage. With The Platinum Care plan that covers 16 essential appliances and systems and for under $66 per month, it doesn't get better than Select. The Select service fee is also at an industry-low of $60. 

Here's more details on Select Home Warranty's plans:

  • Bronze Care Plan ($60.42 per month): This plan offers coverage on seven major appliances with an average coverage limit of $500, including garbage disposal, oven, refrigerator, dishwasher, clothes dryer, microwave, and clothes washer. Bronze Care costs the same as Gold Care but only offers coverage on appliances.
  • Gold Care Plan ($60.42 per month): This plan features coverage six systems including air conditioner, heating, ductwork, electrical, plumbing systems, and water heater. Gold Care costs the same as Bronze Care but only covers the basic systems and no appliances. Some of the systems have much higher coverage limits of $2,000 annually. 
  • Platinum Care Plan ($65.83 per month): For those who want comprehensive coverage, this plan is the best option. The Platinum Care plan covers all  seven appliances in the Bronze Care plan and all six systems in the Gold Care plan, plus three more items: ceiling fans, garage door opener and plumbing stoppages. 
  • Optional add-ons: Select has some great add-on options including pool, spa, septic system, lawn sprinklers, stand-alone freezer, central vacuum, well pump, and sump pump. Free roof leak coverage up to the $400 limit is covered under each plan.

Plans

Cost Per Month

Service Fee

Gold Care

$60.42

$60

Bronze Care

$60.42

$60

Platinum Care

$65.83

$60

What Customers Are Saying

“Both Jermel and Ron's customer service was outstanding. Jermel was very attentive to my needs and comforting to my concerns. I placed an online service ticket and within 3 hours I was contacted and within 2 hours I was paired with John of Long Engineering. John came right over on a Friday at 5:15 pm. Now this is what I call great customer service. When john called in to report the problem the customer rep asked to speak with me and informed me that he would escalate the approval because of the extreme heat conditions. So far so good." - Monica C.

To learn more, read our Select Home Warranty Review.

4. Best for Quick Coverage: Home Service Club

Home Service Club offers the best quick coverage for a Georgia home warranty. With the Home Service Club, homeowners can have coverage on their Georgia home within ten days. Almost all other home warranty companies on the market require a 30 day wait before the home warranty will start. Home Service Club has been on the market for about 13 years, and they have put together an impressive network of service providers and quality technicians. 

Pros

Cons

No inspection is needed before the plan starts

Can be a high service fee

The plan starts after ten days 

Not accredited by the BBB 

Extensive coverage options even in the basic plan 

 

Plans, Pricing, and Coverage

There are only two home warranty plans from Home Service Club; however, both offer extensive coverage. The Standard Coverage Plan is more comprehensive than almost any other home warranty plan on the market. If you want to ensure that you have a great mix of home systems and appliances, the Standard Coverage is a great choice. In addition, the pricing is quite fair for that plan. Service fees are set at the time of the policy purchase, and they can range from around $65 to $125. 

Take a more detailed look at Home Service Clubs' home warranty plans:

  • Standard Coverage ($50 per month): This plan covers both systems and appliances for a home, and it has more coverage than most other home warranty companies have in their basic plan. You will have coverage including air conditioners, ceiling fans, water leaks, water heater, electrical system, central vacuum, dishwasher, refrigerator, trash compactor, oven, and more. 
  • Comprehensive Coverage ($63.00 per month): This plan covers all of the items on the Standard Plan and quite a few extras. The extras are gas leaks, ductwork, sump pump, pest control, doorbells, plumbing stoppages, attic fans, whole house exhaust, and more. With the extras on the Comprehensive coverage, you will find that it’s always worth calling Home Service Club if you experience a home issue; chances are it is covered under the plan. 
  • Optional add-ons: Home Service club offers 12 additional or add-on coverages as part of their home warranty plan. These include things like a well pump, service line, plumbing sprinkler, spa and spa heater, free-standing freezer, water softener, and more. 

Plan

Cost Per Month

Service Fee

Standard Coverage

$50

$65-$125

Comprehensive Coverage

$63

$65-$125

What Customers Are Saying:

“The people at HSC are very mindful of their clients; time. They do their repairs very fast, less time for stress with me and more time for them to save other people and houses! I had my ceiling fan repaired just this morning, and it was pretty smooth sailing from the moment I called until the evaluation at the end.”(Source)

Read our Review on The Home Service Club to learn more.

5. Best Reviewed: Liberty Home Guard 

Liberty Home Guard's plans are an excellent choice for those looking for a valuable and highly rated company in the state of Georgia. With just two years in the home warranty industry, Liberty Home Guard has managed to earn a BBB rating of an A and established itself as one of the top trustworthy providers. Overall the customer reviews, speed of service, and professionalism are the things that stand out as the best reasons to invest in one of LGH's policies. Liberty Home Guard offers 24/7 service and a 60-day workmanship guarantee, proving its commitment to its customer and their homes.

Pros

Cons

BBB rating of an A

Optional plan choices tend to be priced a bit high 

Quick response times to inquiries and claims

To get a very comprehensive policy, the price increases considerably

60 Day workmanship guarantee

 

Add on coverage list is very extensive 

 

Plans, Pricing and Coverage

The three Liberty Home Guard policies are very similar to those offered by Select Home Warranty. Georgia residents will see that for the extra few dollars a month; the Total Home Guard plan is the best value. This plan includes the HVAC coverage that is necessary for the majority of Georgia homeowners. Although at first glance princes of the Liberty Home Guard plans may seem high, it is worth it in order to have the level of coverage that this company offers. Total Home Guard covers 20 major home systems and appliances and as an added bonus, LGH also offers 20 add-on options that are sure to wow Georgie homeowners. 

Here's a more detailed look at Liberty Home Guard's plans:

  • Appliance Guard ($69.99 per month): For basic appliance coverage, this plan covers 11 appliances including refrigerator, cooktop exhaust fan, ceiling fans, dishwasher, oven, clothes dryer, clothes washer, garage door opener, microwave, garbage disposal, and refrigerator ice-maker. 
  • Systems Guard ($74.99 per month): Ensure your systems are covered with this plan, which offers coverage on nine major home systems including air conditioner, electrical system, bath exhaust fan, ductwork, heating system, plumbing and plumbing stoppages, toilet, and water heater. 
  • Total Home Guard ($79.99 per month): Total Home Guard isn't much more than the other two plans, but offers comprehensive coverage on all items included in both plans. This plan also included free roof leak coverage for GA homeowners.
  • Optional add-ons: Liberty Home Guard has an extensive lists of 20+ add-on items such as as re-key service, pest control, gutter and floor cleaning, lawn sprinklers, and wine refrigerator. Add-ons cost range from $49.99 to $299.99 annually.

Plans

Cost Per Month

Service Fee

Systems Guard

$69.99

$75

Appliance Guard

$74.99

$75

Total Home Guard

$79.99

$75

What Customers Are Saying: 

“My agent was ********************* and he was excellent! He was able to offer me the price that I wanted and was friendly and knowledgeable. It is rare to get that kind of professionalism today. I appreciated his help and he said I could contact him should I ever need anything. Thanks **** and LHG!" - Susan B.

Read our Liberty Home Guard Review for more information.

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Georgia residents looking for the most extensive coverage. When your plan has extra coverage, you will feel as though you have more peace of mind about your home. First Premier Home Warranty is a new option on the market, yet they have already earned an A- rating with the BBB. As a Georgia homeowner, it may make sense to take advantage of this policy while growing and improving their company. Although the coverage limits seem low running $200-$1,500 per item, the industry-low monthly costs allow for it. If you don't want to splurge on a more expensive plan but still was good coverage, First Premier is the best option for you. 

Pros

Cons

BBB rating of A-

A short period of time on the market

Modern technology and systems in place 

Not everyone wants to pay upfront for a policy from a new company 

Growing and expanding each day

 

Low overall costs if you pay upfront

 

Plans, Pricing and Coverage

The pricing of the First Premier Home Warranty is very much impacted by the way you pay your bill. If you need to make monthly payments, expect to pay quite a bit more than annually. For those that are going to pay for the entire year upfront, the pricing can improve considerably. Either way, the First Premier plan is incredible affordable and bound to fit any budget. The annual cost of a First Premier will cost around $379 per year if you pay upfront, which works out to about $32 per month. There's no beating that. The one combo plan offered covers all of the essential appliances and systems you need it to. First Premier's service fee is very affordable as well at only $75 per service call. 

Look at the details of First Premier's protection plans:

  • Gold Plan ($43 per month): This plan includes 14 items such as your ceiling fan, oven, cooktop exhaust, dishwasher, trash compactor, garbage disposal, ductwork, electrical system, garage door opener, microwave, plumbing system and stoppages, sump pump, and water heater. This plan can be as low as$33.25 per month if you pay the annual cost of $399.
  • Platinum Plan ($50 per month): This plan includes the 14 items int the Gold Plan plus five more items: air conditioning, heating system, washer, dryer, and refrigerator. This plan will only cost $37.42 per month if you choose to pay the annual price of $449 rather than monthly payments. Two of the top items included, A/C and heating,  have higher coverage limits of $1,500. This is fairly higher considering the low monthly premiums.
  • Optional add-ons: First Premier offers optional coverage on 12 items including free-standing ice maker, roof leaks, stand-alone freezer, septic tank pumping, well pump, water softener, central vacuum, refrigerator ice maker, lawn sprinkler, septic, spa and pool coverage.

Plans

Cost Per Month

Service Fee

Gold Plan

$43

$75

Platinum Plan

$50

$75

What Customers Are Saying 

“FPHW offers the best customer service. I have been with them for two years and every time I had an issue, they assisted me right away. Their representatives are understanding and assist me right away. Thank you for always being there when I need you guys!”  - Linda S

Read the First Premier Review for more information.

7. Best Workmanship: Cinch Home Services 

]Cinch Home Services home warranty plans offer the best workmanship for a Georgia home warranty. Workmanship guarantees ensure that even after a covered item has been repaired, it will not cost you another service fee if there are additional issues. The industry average is 30-60 days, but Cinch's is 180-days, guaranteeing your home systems and appliances will stay fixed after repairs. Cinch Home Services has operated for the 40 years in the home warranty industry, and uniquely covers items that have damage caused by rust and corrosion, which isn't offered by other providers. Cinch also includes an A/C or water filter credit of $25 and a free water sensor with the purchase of any plan.

Pros

Cons

40 years in the home warranty business  

Higher service fees or deductible pricing  

180-day workmanship guarantee

Some negative customer reviews with certain contractors

Three moderately priced plans

 

Plans, Pricing and Coverage

Cinch Home Services is another home warranty plan that chooses to offer three choices for homeowners. The appliance plan is the most affordable option at as low as $34.99 per month. However, all the plans have relatively high service fees associated with the plans, with the options being $75, $100, and $150. Keeping this is mind, the Georgia homeowner should automatically go with the Complete Home Plan because its the only plan that will cover all of your major home systems and appliances and you'll the most bang for your buck. This plan goes for as low as $49.99 per month with the $150 service fee, but comes with high coverage limits of $1,000-$2,000.

Here's a deeper look at Cinch Home Services plans (note: these prices are based on a $100 service fee):

  • Appliances Plan ($44.99 per month): This plan includes coverage on 11 appliances such as microwave, cooktop exhaust fan, trash compactor, clothes dryer, food center, refrigerator, free-standing ice maker, oven, refrigerator ice-maker, dishwasher, and clothes washer. 
  • Built-In Systems Plan ($51.99 per month): This plan offers great systems coverage, including 21 items: air conditioner, ductwork, water dispenser, smoke alarms, sump pump, septic tank pumping, bath exhaust fans, cooktop fans, garbage disposal, doorbells, toilet, electrical system, heating system, water heater, plumbing and plumbing stoppages, garage door opener, spa, central vacuum, attic fans, and whole house fan. 
  • Complete Home Plan ($61.99 per month): This plan combines the two other plans to include coverage on a total of 32 major home systems and appliances. Most of these items have coverage limit of $1,000 to $2,000. This plan also comes with a homeowners insurance reimbursement of $500 per contract term.
  • Optional add-ons: Cinch offers three add-on coverages including pool, septic systems, and well pump. It also offers the Premier Upgrade Package, which includes $1,000 for any unexpected costs that may pop up during a claim.

Plans

Cost Per Month

Service Fee

Appliances Plan

$34.99-50.99

$75 - $150

Built-In Systems Plan

$39.99-$57.99

$75 - $150

Complete Home Plan

$49.99-$67.99

$75 - $150

What Customers Are Saying

I've had nothing but great experiences with Cinch Home Services. They are always professional and there is never a hassle. I wouldn't trade their home warranty for anyone else's considering the horror stories I've heard in the past. Keep up the good work!!!" - Jeffrey B.

Find out more information at our Cinch Home Services Review.

Home Warranty Coverage in Georgia Cities

What is a Home Warranty?

A home warranty is an annual service contract because a homeowner and a provider that covers the repair and replacements of the items outlined in the contract. There are hundreds of plans to choose from offered by over 80 providers in the US. Home warranties cover damages caused by normal wear-and-tear, but it will not cover damages caused by natural disasters, cosmetic defects, neglect or misuse. 

Using a home warranty is relatively simple. When one of the covered systems or appliances has a breakdown, you submit a claim via the online portal or claims phone number. One the claim as been processed, your provider will send a professional technician to your residence to troubleshoot the issue and fix what's necessary. You will then only have to pay the service fee that is outline in the contract instead of the hundreds to thousands of dollars it could cost to fix the item out-of-pocket.

Home warranties can off you peace of mind as a homeowner by ensuring all of your major home systems and appliances are protected. The replacement of essential systems such as your HVAC system could break the bank, but with a home warranty you can rely on your provider to take care of breakdown costs. 

Learn more: What is a Home Warranty?

How to Find the Best Home Warranty in Georgia

These top seven plans in the state of Georgia are all excellent options to consider. However, you will still have to narrow down which is the best for your needs. There are a few things that Georgia residents need to consider when comparing and narrowing down plan choices for the best home warranty company in Georgia. Here are a few of the most important. 

Coverage Caps 

The coverage cap or limit is essentially the amount that a Georgia home warranty will pay out for an individual covered item. A company like American Home Shield or Choice Home Warranty may have a $3000 limit on something like a plumbing system. Therefore if you run into a really expensive repair or replacement costs, it will be covered under your policy. For Georgia homes in high-end areas around the suburbs of Atlanta, it may make sense to choose policies with higher coverage caps and limits. 

History In The Industry 

Although you won’t want to use a company's history in the industry as the only way to choose your policy, it is something to consider. With American Home Shield having 50 years in the industry and Cinch Home Services with 40, they will have an excellent idea on how to handle any issues that come up around your Georgia home. 

Payment Options

As you probably noticed, some of the home warranty policies offer a discount if you can pay for your plan in full for the year. If you are good at managing money and saving, this helps reduce the overall price you pay for a plan. Keep this in mind if you are worried about the overall costs of your policy. 

Home Warranty Tips for Georgia Residents

As you know, the climate in Georgia is generally hot and humid. The highest temperature recorded in Louisville was 112°F (44.4°C), and humidity may reach as high as 87% in Augusta, Columbus, and Macon. What does it mean in terms of a home warranty? First of all, your air conditioning system needs to be protected. One of Georgia’s best home warranty companies, AHS, provides coverage for up to $2,500 per contract term under its Major Systems Plan for only $40 per month.

Heat and humidity may contribute to faster wear and tear of the electrical home system and home appliances. This means that while purchasing a home warranty, you should consider the best home warranty companies for Georgia, such as Choice Home Warranty, that provide better coverage for these parts of your house.

Columbus, GA average temperature compared to the US average, Review Home Warranties

Review Home Warranties: Savannah, GA average temperature compared to the US average

It would be a good idea for home warranty consumers in Georgia to protect their homes with comprehensive plans from one of the top service providers. The best home warranty companies in GA, such as First American Home Warranty or Select Home Warranty, have excellent Combo plans covering all major home systems and appliances.

 

Even though Georgia is a southern state with a sub-tropical climate, it may get pretty cold in some parts of the state in winter. The lowest temperature recorded in the northern part of Georgia was −17°F (−27.2°C). This means that not only the air conditioning system but also the heating system—as well as water heaters—should be protected by a home warranty.

In addition to weather trends, Georgia residents need to consider where their home is located and its impact. Areas around Atlanta can be quite mountainous. This can cause drainage and runoff issues and problems with the sewer systems. Then there are areas like St.Simons or the Golden Isles of Georgia where humidity and salt in the air can deteriorate electronic components in your appliances. 

This is just another reason that the combo policies in the Georgia plans will make the most sense for most homeowners. 

Last but certainly not least, Georgia is known for having some gigantic insects. These insects are known to do damage, especially to specific systems in the home. If you live in the state of Georgia, you may want to look at adding add-on coverage for pest control to your home warranty policy. 

Home Warranty Regulations in Georgia 

One of the negatives to home warranties in Georgia is that you must make sure a company has a very strong reputation and history. Georgia home warranties are not considered insurance so therefore the Georgia department of insurance will not regulate them. This means that there will not be all that much you can do if you end up in a bad overall situation with a company. 

Final Thoughts

A Georgia home warranty is much different than a Georgia homeowners insurance policy. If you are unsure whether your home will benefit from a home warranty, start with a basic appliance plan and then expand your coverage options from there. This type of entrance into the world of home warranties can be the perfect choice for Georgia homeowners. It doesn’t matter if you live in Macon, Atlanta, Statesboro, or Athens; having a home warranty in Georgia is a very smart idea. 

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of Georgia home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Georgia Homeowners and Home Buyers

  • HUD Florida Homeownership Assistance:  HUD Helps families of all income levels with issues that can come up during home buying or homeownership. HUD is not just offered in the state of Georgia; it is a federally funded homeowner and homebuyer assistance program. 
  • Georgia Department of Community Affairs: For those who have not purchased a home in the last few years, there could be down payment assistance available for you from the Georgia Department of Community Affairs. Regardless of where in the state you live, this is a resource that should be considered to help save money.  
  • Homeowner Education UGA: The University of Georgia offers some great information regarding homeownership. This information can help you determine if buying or renting is the right plan of action for you. In addition, find out the best steps to purchase and move forward in the process. 
  • USDA Rural Development Georgia:  Many areas of Georgia are considered rural. If you plan on developing your home in these areas, there could be grants from the United States government to help you afford this process and create your home. If you like rural life, take advantage of these programs and initiatives. 
  • Columbus Georgia Housing Programs: Whether you are a first-time buyer or simply looking to try and stay in your home. The Columbus, Georgia housing programs can help Georgia homeowners with any of their needs. Keep this in mind if you are ready to make a change from renting to owning in the Columbus, Georgia, area.

Recap of Our Top Picks In Georgia

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 98.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 98.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 97.60
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 The Home Service Club
Editorial Rating 97.20
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Higher fee for contract transfer
  • Fewer contractors available
  • Limited plan selection
  • 1 day to submit a claim
  # 5 Liberty Home Guard
Editorial Rating 96.50
  • $200 off + 1 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 6 Cinch Home Services
Editorial Rating 95.70
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  # 7 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls
  • Limited plan selection
  • Online chat not supported

Nearby States

All states
Home warranty Tennessee 39 companies available
Tennessee Home Warranty
Home warranty South Carolina 35 companies available
South Carolina Home Warranty
Alabama flag
Home warranty Alabama 34 companies available
Alabama Home Warranty

Frequently Asked Questions in Georgia

Below are just some of the frequently asked questions we receive about home warranties in Georgia.

Q.

Is a Georgia home warranty worth it?

A.
Whether it’s maintaining the value of your Alpharetta home, or making sure your 100-year-old Savannah property doesn’t all fall into disrepair all at once, having a layer of protection beyond a homeowner’s insurance policy can be a good idea.

That’s why a home warranty can be worth it - to save you money when one or more major appliances or systems malfunction. Our recommendation is go with Choice Home Warranty as it is the best home warranty company in Georgia. 
Q.

What are the best home warranty companies in Georgia?

A.
We’ve taken a close look at nearly 70 home warranty companies. Here are the top performers for the state of Georgia.

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Service Plus
Q.

What do home warranties cover?

A.
You can choose usually between 3 types of plans. A Systems Plan, an Appliance Plan, or the more popular Combo Plan that covers both. Here are some of the typical appliances and/or systems you should expect to have in a solid home warranty policy.

Here are the common systems covered:

  • HVAC (heating and air conditioning) 
  • HVAC ductwork
  • Ceiling and exhaust fans
  • Plumbing system including stoppages
  • Electrical system
  • Water heater
  • Garbage disposal

Common appliances covered under most home warranties include:

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave
You can look for optional coverage for things like your pool or spa, well or septic pumps, and garage door openers. Some companies, like American Home Shield and Liberty Home Guard, will even cover household electronics.
Q.

How much does a Georgia home warranty cost?

A.
While Appliance Plans or Systems Plans will be slightly less expensive (typically about $10 less per month than a Combo Plan) Combo Plans are much more popular. Here is what you can expect, on average, to pay in premiums for a combo plan that includes your major appliances and systems in Georgia.

Combo Plan
Monthly
Annually
Top 5 Average 
$56
$672

You’ll want to also factor in the service call fee that can range from around $75 all the way up to $150. 

There will also be a service call fee for when a claim is filed on a broken appliance or system, and a contractor is called to your home. The service call fee is typically between $75 and $125. For some providers, the higher the service call fee, the lower the monthly premium.
Q.

How do I choose a good home warranty?

A.
Here are the three steps you should take in choosing the home warranty that’s right for you.

  1. Comparison shop. What are the most important appliances and systems that you want to have protected in your home? Which home warranty companies are operating in Georgia? 
  2. Get several quotes. What do your favorite plans cost per month? What is the service call fee? Take a look at the pricing for several home warranty companies to be sure you are getting the best deal.
  3. Read the fine print. What does the service contract say about exclusions and coverage limits? Like any agreement, you’ll want to understand the details of the contract before signing and paying out that first premium.