Top Best Home Warranty Companies In Georgia Review

Did you know that home warranties in Georgia are a popular investment among home buyers as well as home sellers? If not, you’ve come to the right place. 

In this guide you will learn:

  • What is a home warranty for a GA resident?
  • Why should you have home protection in the state of Georgia? 
  • What should you look for when purchasing a GA home warranty?
  • And much more!

Here, we’ve selected the best 7 home warranty companies in GA that offer a variety of coverage plans so that you could read their reviews, compare their plans, and select the one that works best for you.

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Best Home Warranty Companies in Georgia

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 3 Home Warranty Companies in Georgia (2021)

Company NameChoice Home WarrantyAmerican Home ShieldSelect Home Warranty
Number of Plan Options2 Plans3 Plans2 Plans
Monthly Plan Cost$45 - $55$35 - $65$36 - $45
BBB RatingBBB
ReviewsRead Choice Home Warranty ReviewsRead American Home Shield Reviews

Choice Home Warranty (Best Home Warranty in Georgia) 

Choice Home Warranty is the best home warranty in Georgia. With the wide range of weather conditions in the state of Georgia, it is an excellent idea to have complete coverage of your home. Protection of both appliances and systems is essential, and Choice allows that for a fair price. With Choice Home Warranty, you can choose between two straightforward plans to find something that works for your needs.
 
One of the best benefits of going with Choice Home Warranty as your home warranty provider is their dedication to the customer. The plans are clearly laid out with very little fine print. In addition, the customer service team is properly trained and can help with any of your needs. Overall, Choice does an incredible job of ensuring that your home is well protected while keeping your budget in mind.
 
Pros
  • Home warranty covers a wide range of appliances and systems
  • Very few exclusions
  • Protects against normal wear even in older homes 
Cons
  • There is no option for a custom plan, but there are some add ons
  • Not available in all areas of the country, can be difficult to transfer plans if moving out of Georgia

American Home Shield (Editors Choice)

American Home Shield is the premium home warranty company in Georgia. With American Home Shield, you will be able to build a comprehensive plan for your home. Since American Home Shield is one of the only plans on the market that will allow you to build your own plan, this is a highly sought-after home warranty plan. When you build a plan with American Home Shield, not only do you have the option to customize coverage, but you can also customize your monthly payment and your service fee.
 
In addition to the ability to build an option that works for you, American Home Shield is known for its low claim denial rate. Chances are, if you have an issue, it will be taken care of with American Home Shield. This company has been in the business a long time, and they are truly experts in home warranties.
 
Pros
  • Known for quality workmanship and great customer service 
  • AHS gives customers the ability to customize a plan and payments
  • Very low chance of claim denial, especially with a gold care plan
Cons
  • The pricing is high for the more customized plan 
  • BBB rating is only a B, some issues in the past with customer service
  • Some optional coverages or add ons are very high priced 

Select Home Warranty (Most Affordable)

Select Home Warranty is the most affordable Georgia home warranty plan. With all of the costs of owning a home, having something affordable and manageable is really a smart idea. With Select Home Warranty, you will feel like you have home warranty coverage and protection without breaking the bank. We love the Select Home Warranty option for new homeowners who are unsure whether a home warranty plan will help them manage expenses. After just a few issues around the home, the Select Home Warranty plan will have paid for itself.
 
Select makes it easy to choose a plan. They have two plan options for you to choose from a Basic plan and a Total plan. The Total Plan comes with free roof leak coverage for your home. This is a great added benefit that many home warranty companies do not even offer their customers. If you are on the fence about whether or not to purchase a home warranty plan, take a look at Select and see what they have to offer.
 
Pros
  • Very affordable plans make it easier to make a Georgia home warranty decision 
  • Two simple plan options to choose from 
  • Free roof coverage with the Total plan 
Cons
  • $75 Cancellation Fee is a bit higher than standard
  • Must file a claim quickly, or it could be denied
  • Not as many add on options as American Home Shield

Why do you need a home warranty in Georgia?

According to the Census Bureau, there are more than 10 million people living in Georgia, and 62% of them are homeowners. If you are one of them, there is a big chance that you live in Atlanta, the state capital. As the ninth-largest metropolitan area in the US, Atlanta is the most populated city in Georgia, with a little less than six million people living there. Home warranties are a popular investment here and this is why.

Home warranty in GA for home buyers

Purchasing a plan from the best home warranty companies in GA may save a homeowner a significant amount of money on unexpected repairs or replacements of home systems and appliances. The best home warranty in Georgia is available not only in big cities, such as Columbus, Augusta, Macon, and Savannah but in small towns and villages as well. For those residents who prefer to live in a rural area, the best home warranty companies for Georgia, like Service Plus, for example, offer coverage not only for stand-alone houses, but also for duplexes, townhouses, apartments, and even mobile homes.

Best home warranty in Georgia

Home warranty in Georgia for home sellers

Many home sellers in GA think it is a good idea to buy a home warranty to protect their houses while they are on the market. Real estate agents claim that properties covered by the best home warranty companies in GA are sold faster and at a better price. This may happen due to the confidence that the home buyers have home warranties. In case any covered home system or an appliance breaks, they will not have to pay for the repairs out of their pockets.

New construction home warranties in Georgia may also add value to the property in the eyes of potential home buyers. They usually cover home appliances and systems if they need to be repaired or replaced. Coverage includes air conditioning, heating, electric, and plumbing systems, as well as most kitchen and laundry appliances. In most cases, a home warranty may be transferred from the previous owner to the new one.

What Should You Consider When Purchasing a Home Warranty in Georgia?

The favorite slogan of real estate agents “Location, location, location,” is applicable not only to the property but also to the home warranty. It is very important to consider the geographic location as well as the climate in the area when you select the best home warranty in Georgia, as different companies may cover some items better than others do.

Are You Considering A Mobile Home Purchase? Check Out This Article On How A Home Warranty Can Help You.

How climate may influence your choice of a home warranty company in GA

As you know, the climate in Georgia is generally hot and humid. The highest temperature ever recorded in Louisville was 112°F (44.4°C), and humidity may reach as high as 87% in Augusta, Columbus, and Macon. What does it mean in terms of a home warranty? First of all, your air conditioning system needs to be protected. One of the best home warranty companies in Georgia, AHW, provides coverage for up to $2,500 per contract term under its Major Systems Plan for only $40 per month.

Heat and humidity may contribute to faster wear and tear of the electrical home system and home appliances. This means that while purchasing a home warranty, you should consider the best home warranty companies for Georgia, such as Choice Home Warranty, that provide better coverage for these parts of your house.

 

It would be a good idea for home warranty consumers in Georgia to protect their homes with comprehensive plans. The best home warranty companies in GA, such as First American Home Warranty or Select Home Warranty, have excellent Combo plans that cover all major home systems and appliances.

Read Also: Which Companies Are Available in Jacksonville?

Even though Georgia is a southern state, with a sub-tropical climate, in winter, it may get pretty cold in some parts of the state. The lowest temperature recorded in the northern part of Georgia was −17°F (−27.2°C). This means that not only the air conditioning system but also the heating system—as well as water heaters—should be protected by a home warranty.

Want to learn more about protecting you A/C unit during the Georgia Heat? Check out this video below.

 

One of the best coverage plans for these systems is offered by the 2-10 Home Warranty. Georgia residents like this company because it offers not only comprehensive coverage for home systems and appliances but also high coverage caps up to $25,000. If you live in a big house and have more than one HVAC unit, the best home warranty company in Georgia for you would be Service Plus, which will cover both units under one plan.

Tornado activity in GA

Tornado hitting a house in GAAs every resident of this state knows, Georgia is one of the leading states in the frequency of tornadoes. According to the Tornado Central, Georgia was the Nation's tornado leader in 2017 with 102 tornadoes recorded in the Peach State that year.  Even though they are usually not very strong, they can affect the normal operation of home systems. In the aftermath of a damaging tornado, home warranty services in Georgia may be delayed due to the increased workload of the contractors.

Under normal conditions in Georgia, it usually takes about 48 hours for the home warranty provider to contact the contractor and arrange the service appointment. Right after a tornado, it may take longer to find an available contractor. However, in some cases, damage caused by natural causes is covered by home insurance, but not a home warranty.

 

 

Home Warranty Claim Rejection - Learn How to Avoid It!

Home Warranty Claim Rejected or Denied You have purchased a home warranty, but when you filed a claim, it got rejected. Sounds familiar? How could this happen? Have you done everything to avoid it? Read our blog and learn the reasons why home warranty claims get denied and how you can avoid the pain denial and make sure that all your future claims get approved without question.

Home Warranty Claim Rejection and How to Avoid It - In our Blog

The main difference between homeowners insurance and a home warranty is that home warranty companies offer coverage for repair and replacement of home systems and appliances, while home insurance companies cover house structure and personal belongings against certain risks such as fire, windstorms, and vandalism.

To learn the specific coverage offered by each provider, read through the Georgia home warranty reviews on this page.

Best Home Warranties in Georgia Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive

 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Service Plus Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

Why Do We Like Service Plus?

Service Plus Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Service Plus does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Service Plus covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final Words About Home Warranty in GA

Georgia is a wonderful state to live in, even though the climate may be rough at times. Many Georgia homeowners, home sellers, and homebuyers decide to purchase a home warranty in addition to home insurance. In doing so, they should carefully review the plans and select those top home warranty companies that offer the best coverage for the home systems and appliances that need it the most.

Unfortunately, there are no specific home warranty regulations in Georgia. They are not considered insurance companies and are not regulated by the Georgia Department of Insurance. The state law requires all home warranty companies registered In Georgia to have their own insurance or financial backing, but there is no supervising authority to enforce it.

Looking for a home warranty in a nearby state? Check out our comprehensive reviews on states like Mississippi and South Carolina and Alabama.

Nearby States

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Frequently Asked Questions in Georgia

Below are just some of the frequently asked questions we receive about home warranties in Georgia.

Q.

Is a Georgia home warranty worth it?

A.
Whether it’s maintaining the value of your Alpharetta home, or making sure your 100-year-old Savannah property doesn’t all fall into disrepair all at once, having a layer of protection beyond a homeowner’s insurance policy can be a good idea.

That’s why a home warranty can be worth it - to save you money when one or more major appliances or systems malfunction. 
Q.

What are the best home warranty companies in Georgia?

A.
We’ve taken a close look at nearly 70 home warranty companies. Here are the top performers for the state of Georgia.

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Service Plus
Q.

What do home warranties cover?

A.
You can choose usually between 3 types of plans. A Systems Plan, an Appliance Plan, or the more popular Combo Plan that covers both. Here are some of the typical appliances and/or systems you should expect to have in a solid home warranty policy.

Here are the common systems covered:

  • HVAC (heating and air conditioning) 
  • HVAC ductwork
  • Ceiling and exhaust fans
  • Plumbing system including stoppages
  • Electrical system
  • Water heater
  • Garbage disposal

Common appliances covered under most home warranties include:

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave
You can look for optional coverage for things like your pool or spa, well or septic pumps, and garage door openers. Some companies, like American Home Shield and Liberty Home Guard, will even cover household electronics.
Q.

How much does a Georgia home warranty cost?

A.
While Appliance Plans or Systems Plans will be slightly less expensive (typically about $10 less per month than a Combo Plan) Combo Plans are much more popular. Here is what you can expect, on average, to pay in premiums for a combo plan that includes your major appliances and systems in Georgia.

Combo Plan
Monthly
Annually
Top 5 Average 
$56
$672

You’ll want to also factor in the service call fee that can range from around $75 all the way up to $150. 

There will also be a service call fee for when a claim is filed on a broken appliance or system, and a contractor is called to your home. The service call fee is typically between $75 and $125. For some providers, the higher the service call fee, the lower the monthly premium.
Q.

How do I choose a good home warranty?

A.
Here are the three steps you should take in choosing the home warranty that’s right for you.

  1. Comparison shop. What are the most important appliances and systems that you want to have protected in your home? Which home warranty companies are operating in Georgia? 
  2. Get several quotes. What do your favorite plans cost per month? What is the service call fee? Take a look at the pricing for several home warranty companies to be sure you are getting the best deal.
  3. Read the fine print. What does the service contract say about exclusions and coverage limits? Like any agreement, you’ll want to understand the details of the contract before signing and paying out that first premium.