Best Home Warranty Companies in Georgia (2023 Review)

Top 5 Best Home Warranty Companies in Georgia:

1. Choice Home Warranty: Best Overall
2. Liberty Home Guard: Best Reviewed
3. American Home Shield: Most Customizable
4. Select Home Warranty: Most Affordable
5. America’s 1st Home Club: Best For Customization

Georgia Home Warranty Costs

The average annual cost of a Georgia home warranty will vary from one home to the next. The pricing depends on the specifics of the plan you choose and the appliances and systems you include. In addition, the cost of your home warranty will depend on where specifically in Georgia you live and the coverage caps and service fees that go along with your policy. 

How we reviewed the best Georgia home warranty companies

Review Home Warranties takes the home warranty industry seriously. We dive beneath company jargon and marketing pitches to give you an objective look at how each provider performs and what it’s like to work with them. 

We dive deep into the fine print of every home warranty company’s plans to evaluate how well they’ll cover your home – so you won’t be surprised when you file a claim. Our rankings and reviews are based on a long list of factors, including:

• Plan pricing
• Plan coverage
• Coverage caps
• Exclusions and limitations
• Ease of use
• Customer service
• Customer reviews
• Transparency
• Company reputation and track record

That review resulted in the following five home warranty providers chosen as the best in Georgia.

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty company for most Georgia homeowners. The provider offers two home warranty plans that cover both systems and appliances. Both feature solid reviews, fair pricing, and clearly laid out service contracts. 

But in Georgia, you're almost certainly going to want Choice’s Total Plan, as it includes coverage for your air conditioner, refrigerator, washer and dryer. 

Plans, Pricing, and Coverage 

The key to the Choice Home Warranty plans is that they are both comprehensive with both system and appliance coverage. In addition, coverage caps are as high as $3000 for covered items. 

Take a look at Choice Home Warranty plans: 

• Basic Plan: ($45): This plan offers coverage for most major appliances and systems, including the oven, heating system and dishwasher. 

• Total Plan: ($53.33): Total offers more complete coverage that also includes A/C, refrigerator, washer and dryer, something that Georgia homeowners will almost certainly want to include. 

What Customers Are Saying:

"I put in a claim with Choice Home Warranty for an electrical problem in my home. I received an appointment shortly thereafter which was great. When the electricians arrived (Doctor Circuits Electrical, LLC), they listened to my issues, immediately investigated and found the problem. The techs were great! Professional, kind, and informative. Wish all contractors had their work ethic!" - Angela M.

“Great experience, great and honest company. I've never had any problems or issues with them. Extremely fast to resolve your issues. Top-notch company. My family and friends will NEVER use another company. My A/C was repaired within 48hrs by a top company. Later my garbage disposal was replaced in 24 hrs with a top-of-the-line product. I signed with them on 12/29/21 and I have had 2 different claims in 4 **. They took care of ** immediately, no questions asked.”-Alfred R.

Read our Choice Home Warranty Review for more information.

2. Best Reviewed: Liberty Home Guard 

Liberty Home Guard is the best reviewed home warranty in the state of Georgia. That’s largely due to the company’s customer service: When you call to get your quote, they are responsive, understanding and helpful. Liberty Home Guard has only been in the business for five years, but customer reviews indicate the company has proven that putting the customer first is their priority.

Plans, Pricing and Coverage

Liberty Home Guard has a 60-day workmanship guarantee – longer than the industry standard of 30 days. Its coverage caps come in at $1,600 for most of the major systems and appliances, which isn’t great but isn’t terrible either. All told, Liberty offers a good mix of coverage and value for Georgia homeowners. In addition, there are more than 20 additional coverages you can include, like swimming pools and spas.

Take a look at Liberty Home Guard plans

• Appliance Guard Plan: This is a typical appliance-only plan with a total of nine major appliances.
• System Guard Plan: This is a systems-only plan covering six total major home functions: central air conditioning, central heating, plumbing, electrical, water heaters and ductwork.
• Total Home Guard: The most popular for Georgia homeowners, Total Home Guard offers coverage for all of the systems and appliances included in the other plans for only a few additional dollars.

What Customers Are Saying: 

“My agent was ********************* and he was excellent! He was able to offer me the price that I wanted and was friendly and knowledgeable. It is rare to get that kind of professionalism today. I appreciated his help and he said I could contact him should I ever need anything. Thanks **** and LHG!" - Susan B.

“Very accommodating. Always have someone that will reach out and call you back even on Sundays. Quick responses and very polite”- Irvin T. 

Read our Liberty Home Guard Review for more information.

3. Most Customizable: American Home Shield 

As a Georgia homeowner, I can tell you that plan customization is incredibly useful when shopping for a home warranty. My home is different from my neighbor's home, and American Home Shield gives me the opportunity to customize the coverage to my individual situation. I only have to pay for what I need to be covered, without needing to cover a lot of things I don’t own. 

American Home Shield has more than 50 years of industry experience, an impressive depth of coverage, and some great options for those with high end appliances and systems. 

Plans, Pricing, and Coverage

The American Home Shield coverage caps are higher than most, and with the Platinum plan you can get up to $6,000 in coverage on your appliances – one of the highest coverage limits in the industry. 

Take a look at American Home Shield’s plans:

• ShieldSilver Plan:  ShieldSilver is a systems-only plan that has coverage for 14 major systems in the home 
• ShieldGold Plan: This plan offers coverage for 23 systems and appliances, offering a good mix of coverage and affordability.
• ShieldPlatinum Plan: The most comprehensive home warranty plan in the industry, with everything in the ShieldSilver and ShieldGold included and the addition of roof leak, free HVAC tune-ups, and coverage boosts. 

What Customers Are Saying

“Over the past two years we have used our warranty on two occasions. Both times the response time was prompt and the service was professional. We have recommended AHS to our friends and family." - Megan C.

“AHS is the best home warranty company in the business. I've used AHS since **** on 3 different properties. They have always delivered and resolved any necessary repairs or replacement. I have recommended them to family and friends.”- Herbert H. 

Read our American Home Shield Review for more information.

4. Most Affordable: Select Home Warranty 

Select Home Warranty is one of the most affordable Georgia home warranty companies. One reason why: There are always sales and deals happening when you sign up. At the time of the quote for my Georgia home, you could get two months free and $150 off. The sticker price is already pretty affordable, but this savings incentive really helped bring the costs down further. In addition, Select Home Warranty has been around for nearly 10 years and has a strong reputation. 

Plans, Pricing, and Coverage 

One of the things that sets the Select Home Warranty apart from others in the industry is the free roof leak coverage they offer Georgia homeowners. Even the lower-priced Bronze and Gold Plans come with this coverage. 

Take a look at Select Home Warranty’s plans: 

• Bronze Plan: Bronze is a basic appliance-only plan covering 8 common home warranty appliances. Although coverage is limited, the pricing is fair. 
• Gold Plan: Gold offers coverage for six home systems, including heating, electrical, and air conditioning. 
• Platinum Plan: The best overall value from Select Home Warranty, Platinum offers all of the coverage from the Bronze and Gold combined and the addition of garage door and ceiling fan coverage. 

What Customers Are Saying

“Both Jermel and Ron's customer service was outstanding. Jermel was very attentive to my needs and comforting to my concerns. I placed an online service ticket and within 3 hours I was contacted and within 2 hours I was paired with John of Long Engineering. John came right over on a Friday at 5:15 pm. Now this is what I call great customer service. When john called in to report the problem the customer rep asked to speak with me and informed me that he would escalate the approval because of the extreme heat conditions. So far so good." - Monica C.

“Just with my first service call, I am pleased with the response time, quick appt window, and the contractor that responded. They came out to the home and were very knowledgeable. SHW even followed up on how everything went. That's what you expect from a home warranty company. Thanks again.”- Natasha H. 

To learn more, read our Select Home Warranty Review.

5. Best Service Guarantee: America’s 1st Home Club

America’s 1st Choice Home Club offers a great service guarantee, warranting its work for the life of your plan – which could be as long as three years. The company also offers plenty of plans to choose from your home Georgia home. If you are looking for add-on options and a lifetime warranty on parts from any repair, America’s 1st Choice Home Club has you covered. 

Plans, Pricing, and Coverage 

One of the most important benefits of the America’s 1st Choice Home Club is the ability to choose your service contractor. If you have contractors you are already comfortable with, America’s 1st Choice often offers the ability to work with them.

Take a look at  America’s 1st Home Club’s plans: 

• Systems Plan:  This is a limited home systems plan with just 5 systems. However, it does have coverage for the air conditioner, plumbing, heating, electrical and water heater – crucial items for Georgia homeowners.
• Silver Plan: Silver is the company’s appliance-only plan covering nine major appliances; this plan also includes the garage door opener and the water heater.
• Gold Plan: This is the company’s first comprehensive plan, covering both systems and appliances.
• Platinum Plan: Platinum is the most extensive plan from America’s 1st Choice Home Club, with everything from plumbing stoppages to faucets to the ice maker included.

What Customers Are Saying:

“The people at HSC are very mindful of their clients; time. They do their repairs very fast, less time for stress with me and more time for them to save other people and houses! I had my ceiling fan repaired just this morning, and it was pretty smooth sailing from the moment I called until the evaluation at the end.”(Source)

“AFC Home Club is the best yet!Because of our previous experiences with other warranty companies, my wife and I use common sense when choosing a warranty plan for our home. AFC has the best bang for the overall buck, providing our family the best peace of mind for our home.”- Brian W.

Read our Review on The Home Service Club to learn more.

What is a Home Warranty?

A home warranty is an annual service contract because a homeowner and a provider that covers the repair and replacements of the items outlined in the contract. There are hundreds of plans to choose from offered by over 80 providers in the US. Home warranties cover damages caused by normal wear-and-tear, but it will not cover damages caused by natural disasters, cosmetic defects, neglect or misuse. 

Using a home warranty is relatively simple. When one of the covered systems or appliances has a breakdown, you submit a claim via the online portal or claims phone number. One the claim as been processed, your provider will send a professional technician to your residence to troubleshoot the issue and fix what's necessary. You will then only have to pay the service fee that is outline in the contract instead of the hundreds to thousands of dollars it could cost to fix the item out-of-pocket.

Home warranties can off you peace of mind as a homeowner by ensuring all of your major home systems and appliances are protected. The replacement of essential systems such as your HVAC system could break the bank, but with a home warranty you can rely on your provider to take care of breakdown costs. 

Learn more: What is a Home Warranty?

How to Find the Best Home Warranty In Georgia

If you spend enough time analyzing and researching home warranties in Georgia, you may end up thinking they are all starting to look the same. However, the customer reviews, plan coverage, and workmanship guarantee are the three most important ways to find the best home warranty coverage in Georgia. 

Customer Reviews

Home warranty companies know how to make their company look great on their websites. Some will publish customer reviews, but they are almost always positive ones. Check websites like Yelp or BBB to get genuine customer reviews and pay attention to how the home warranty provider responds. 

Plan Coverage

Take a look at the individual coverages that a home warranty offers, as well as the coverage caps. When a coverage cap is $500, you will only get $500 worth of coverage for that appliance or system. Compare that to a company that offers a $3,000 coverage cap, where you get much more for your money. 

Workmanship Guarantee

If a repair fails, the workmanship guarantee will send a repair person out to find a solution without charging you a service fee. The workmanship guarantee typically runs anywhere from 30 to 150 days. 

Home Warranty Tips for People Living in Georgia

Most Georgia homeowners decide they need a home warranty when they are already too deep into repair and replacement-related expenses. This is generally unwise. One of the biggest mistakes homeowners make is waiting for the problems instead of being proactive. 

Since purchasing my Georgia home, I’ve noticed that my air conditioning runs a lot in the summer, and my heat runs a lot in the winter. A systems-focused home warranty was quite important to me. 

Repairing and replacing systems is expensive, so ensuring that the system related coverage has a high coverage cap is important for Georgia homeowners.

Lastly, I highly recommend looking at the specifics of the appliance plan to ensure you are comfortable with what is covered. Although your refrigerator may be part of the plan, the ice maker may be excluded. These are the things to keep an eye on. 

Home Warranty Regulations in Georgia 

Although there are no specific home warranty regulations in Georgia, there are some regulations for builders and their responsibility to repair for the first few years after selling the home. Don’t confuse a builder's warranty with a home warranty, and many builder's warranties have appliances and systems excluded. 

Owning a home in Georgia is a great experience, even when homeownership comes with some stress and expense. Choice Home Warranty can make it easier to be a Georgia homeowner and have peace of mind at the same time. Be smart about the home warranty you choose, and pick something that has the specific coverage that you need. Don’t wait until you have a mess of repairs on your hands; home warranties do not cover pre-existing conditions.  

Home Warranty Regulations in Georgia 

One of the negatives to home warranties in Georgia is that you must make sure a company has a very strong reputation and history. Georgia home warranties are not considered insurance so therefore the Georgia department of insurance will not regulate them. This means that there will not be all that much you can do if you end up in a bad overall situation with a company. 

Final Thoughts

A Georgia home warranty is much different than a Georgia homeowners insurance policy. If you are unsure whether your home will benefit from a home warranty, start with a basic appliance plan and then expand your coverage options from there. This type of entrance into the world of home warranties can be the perfect choice for Georgia homeowners. It doesn’t matter if you live in Macon, Atlanta, Statesboro, or Athens; having a home warranty in Georgia is a very smart idea. 

Home Warranty Coverage in Georgia Cities

• Atlanta, GA
• Augusta, GA
• Duluth, GA
• Columbus, GA
• Chamblee, GA
• Kennesaw, GA
• Marietta, GA
• Roswell, GA
• Savannah, GA
• Stonecrest, GA

Nearby States

• Florida
• South Carolina
• Alabama
• Tennessee

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

• We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
  • Availability 
  • Pricing
  • Coverage
  • Fine Print 
  • Plan Options  
  • Service Contract Details 
  • Customer Service
  • Trustworthiness
  • Ratings and Reviews 
  • Add-On Options 
  • Promotions
  • Additional Benefits
• We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
• We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
• We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of Georgia home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

• Plan options (25): Providers that offer more flexibility in their plans are rated higher.
• Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
• Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
• Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
• State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
• Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
• Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Georgia Homeowners and Home Buyers

• HUD Florida Homeownership Assistance:  HUD Helps families of all income levels with issues that can come up during home buying or homeownership. HUD is not just offered in the state of Georgia; it is a federally funded homeowner and homebuyer assistance program. 
• Georgia Department of Community Affairs: For those who have not purchased a home in the last few years, there could be down payment assistance available for you from the Georgia Department of Community Affairs. Regardless of where in the state you live, this is a resource that should be considered to help save money.  
• Homeowner Education UGA: The University of Georgia offers some great information regarding homeownership. This information can help you determine if buying or renting is the right plan of action for you. In addition, find out the best steps to purchase and move forward in the process. 
• USDA Rural Development Georgia:  Many areas of Georgia are considered rural. If you plan on developing your home in these areas, there could be grants from the United States government to help you afford this process and create your home. If you like rural life, take advantage of these programs and initiatives. 
• Columbus Georgia Housing Programs: Whether you are a first-time buyer or simply looking to try and stay in your home. The Columbus, Georgia housing programs can help Georgia homeowners with any of their needs. Keep this in mind if you are ready to make a change from renting to owning in the Columbus, Georgia, area.

Recap of Our Top Picks In Georgia

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  # 1 Our Top Choice Liberty Home Guard

Editorial Rating 98.00

• $200 off + 1 Month Free + Free Roof Coverage!
• BBB's Only A+ Accredited Home Warranty Company!
• 60-day workmanship guarantee compared to the average of 30 days.
• More than 20 options, including window washing, swimming pools, and irrigation.
• 24/7 service calls

Liberty Home Guard Review

Visit Website (866) 472-3812

  # 2 Cinch Home Services

Editorial Rating 95.30

• First 2 Months Free on all Plans! (exclusions apply)
• Industry-leading 180-day workmanship guarantee
• $500 Homeowner insurance deductible reimbursement
• Thousands of reliable & fast local service providers
• 24/7 customer service
• Low cancellation fee

Cinch Home Services Review

Visit Website (855) 995-1294

  # 3 First Premier Home Warranty

Editorial Rating 95.10

• Lower chance of claim denial
• Multiple optional coverage items
• 24/7 service calls
• Great promotions available
• Market veteran
• Large and established firm

First Premier Home Warranty Review

Visit Website 929-360-2558

  # 4 The Home Service Club

Editorial Rating 94.90

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

• Higher fee for contract transfer
• Fewer contractors available
• Limited plan selection
• 1 day to submit a claim

The Home Service Club Review

Visit Website (855) 498-4719

  # 5 ServicePlus Home Warranty

Editorial Rating 95.10

• $200 OFF + 2 Months Free
• Free Roof Coverage
• Comprehensive coverage plans

• 1 day to submit claim
• Limited availability

ServicePlus Home Warranty Review

Visit Website (267) 824-4010

  # 6 First American Home Warranty

Editorial Rating 95.70

• Best Customer Service 2020
• $100 Instant Online Discount
• Plans from $25/m

• Automatically renewed policy

First American Home Warranty Review

Visit Website (888) 445-5837

  # 7 Complete Care Home Warranty

Editorial Rating

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

Complete Care Home Warranty Review

Visit Website