Top Best Home Warranty Companies In Georgia Review

Georgia can sometimes be one of the forgotten Southern states, with all the interest that the Carolinas and Florida get. Homeowners in Georgia have access to the ocean and the mountains and a relatively mild climate all year long. Some areas of Georgia will experience a strong four seasons, and others will stay a bit milder. Wherever you live in Georgia, there will still be times that your home systems and appliances end up needing repair. That’s where a home warranty can help. Keep reading to learn more about the best home warranty companies in Georgia. 

In this guide, we will cover . . . 

  • What is a home warranty?
  • Why should you have home protection on your home? 
  • What should you look for when purchasing a home warranty?
  • The 7 best home warranty companies in 2022
  • And much more!
Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Georgia has lots of humidity, and the summers are known for being some of the hottest in the country. When your HVAC system goes down in the middle of the summer and the repair bill is over $1000, you will want to ensure that you have a home warranty in place.

Home warranties can help you budget, save money and keep some peace of mind about the home that you own. Homeownership should be a very positive thing in your life, and a home warranty can help ensure that happens. Let’s look at some of the best home warranty options in the state of Georgia. 

Best Home Warranty Companies in Georgia

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 7 Best Home Warranty Companies in Georgia:

Compare Georgia Home Warranty Providers

ProviderVisit SiteBest ForMonthly CostService FeeBBB Rating
Choice Home WarrantySiteBest Overall$40 - $48$85B-
American Home ShieldSiteMost Customizable$50 - $60$75 - $150B
Select Home WarrantySiteMost Affordable$36 - $38$60B
Liberty Home GuardSiteBest Reviewed$40 - $60$60A
Cinch Home ServicesSiteBest Workmanship$28 - $40$100 - $150A-
First Premier Home WarrantySiteBest Coverage$45$75B-
ServicePlus Home WarrantySiteBest Emergency Service$41 - $45$75 - $125A

Georgia Home Warranty Costs 

One of the most critical steps in the home warranty purchasing process is working out the home warranty price. The better the cost you can get, the easier this process will be on your monthly budget. When looking at home warranty costs, you must consider the overall monthly price, service fees, and coverage caps. At Review Home Warranties, we realized that it could be extremely helpful for homeowners to understand the average cost of a home warranty plan in Georgia. We have done in-depth research to determine the averages for you. These averages were collected for several different home types so that you can get the answers you need regardless of the Georgia home that you live in. 

Type

Average Annual Premium

Overall

$720.89

Single Family Home

$586.61

Multi-Family

$1,060.32

Townhome

$494.53

Condo

$588.82

Home Over 5,000 sq ft

$1,294.73

Home Under 5,000 sq ft

$653.27

Georgia Home Warranty Companies Reviews

At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top seven home warranties for Georgia homeowners. We looked at BBB ratings, coverage options, pricing and plan choices, and more when sorting through these policies. Here are our reviews of the top 7 home warranty companies in the state of Georgia. 

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Georgia. Choice is offered in almost all states in the US, and it is a plan that homeowners should all be seriously considering. The Choice Home Warranty has been on the market for 13 years, and they keep their plans about as simple as possible. One thing that sets Choice Home Warranty apart is that each plan covers systems and appliances. 

Pros

Cons

Comprehensive plan options

No option to build out a plan the way other home warranty companies do 

Simple contract

 

Reasonable service fees 

 

A good sign-on incentives and cancellation policies

 

Fair pricing overall 

 

Plans and Pricing 

Although you may think it is limiting to have only two policies, as a Georgia homeowner shopping for a home warranty, you will quickly learn that these two combo plans are some of the best options on the market. Not having to decide whether or not you want system or appliance coverage is an excellent benefit of the Choice Home Warranty plan. The Basic Plan covers 14 items and the Total Plan covers each of those plus four more. Although the service fee may seem high at $85, you will have a hard time finding coverage for as low as the Choice Home Warranty premiums go. Grab a free quote to see what kind of deals are being offered to get this plan at an even lower cost.

Plan

Cost Per Month

Service Fee

Basic Plan

$45

$85

Total Plan

$53.33

$85

Coverage

The overall pricing, service speed, and coverage depth on the Choice Home Warranty plan are quite reasonable. You will find that the coverage limits for Choice Home Warranty are all between $500 and $3000, which is relatively high. Some of the coverages that Georgia homeowners include in their policies are additional coverages are... 

  • Plumbing system 
  • Washing Machine
  • Water Heater
  • HVAC system
  • Heating System 
  • well pump

What Customers Are Saying:

Consumer Affairs customer reviews:

"I am happy with choice home warranty. Quick service and Good service.so if you need peace of mind, then only buy a choice home warranty.”

"So far I have no complaints. Everyone I spoke to has been very nice and helpful. No problems at all. Very good and positive experience, and I really appreciate that. I also rate the service technician as excellent. I would use him if I didn't have the service contract. Thank you very much"

"Stout heating and air made the repair as efficiently as possible with it being the holidays. I am so glad that I have my Choice Home Warranty. It really gives me a sense of comfort and definitely saved me $1,000 dollars. Thank you Choice."

Read our Choice Home Warranty Review for more information.

2. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for Georgia residents. With the American Home Shield plan, you can pick and choose the coverages that will work best for your home. Many customers want every item they own on their policy, and others just want the major issues that Georgia homeowners will have to deal with. American Home Shield has more than 50 years in the industry, helping it stand out as one of the best overall choices on the market. 

Pros

Cons

It has been on the market for more than 50 years 

Considered to be a more premium policy 

Can build out your custom plan and customize pricing

Some of the policy choices are priced a bit higher

Impressive customer service 

 

Plenty of add on coverage choices

 

Plans & Pricing

There are three American Home Shield plans to choose from. One of the best things about the AHS plans is that you can choose your monthly payment. If you want a lower service fee, choose a higher monthly payment. The service fees are $75, $100 and $125. So, if you choose a $125 fee, the monthly premium for ShieldSilver would be $29.27. This kind of customization gives Georgia homeowners so much more control of the money they spend on their home warranty policy. All three plans cover home systems, but ShieldGold and ShieldPlatinum also cover major home appliances. ShieldPlatinum is the most comprehensive plan for Georgie homeowners. 

Plans

Cost Per Month

Service Fee

ShieldSilver

$29.27-$44.27

$75 - $125

ShieldGold

$39.27-54.27

$75 - $125

ShieldPlatinum

$59.27-74.27

$75 - $125

Coverage 

Homes in southern Georgia typically have swimming pools, and those in Northern Georgia will have spas. American Home Shield can help with both of these issues because it is easy to customize your home warranty plan. The policies have great combination coverage, and the policy limits are typically over $2500 for each covered item. Some of the covered items that are most popular among Georgia residents are . . . 

  • Heating system 
  • Refrigerator
  • Dishwasher 
  • HVAC
  • Swimming pool and spa 
  • Septic system

What Customers Are Saying

BBB customer reviews: 

“Great response time. Easy to submit a request and make payment. No hassles.”

"American Home Shield (AHS) has been well worth the money for the last seven (7) years! Very professional and easy to work with! I highly recommend AHS!"

"I've had to use AHS several times in the past and have had good service throughout my dealings with them. They've covered replacements quickly but sometimes service calls can take several days to complete. The initial service appointment is quick but the actual appointment can be days later. This is down to the service company and not AHS."

Read our American Home Shield Review for more information.

3. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Georgia. An affordable home warranty will help you save money regardless of the age of the home or where in Georgia you live. Select Home Warranty has been on the market for nine years, and they continually strive to improve the coverages that they offer customers. In addition, Select Home Warranty offers free roof leak coverage for all Georgia homeowners. If you have ever seen some of those afternoon rainstorms in Savannah, or Tybee Island, you will appreciate this coverage. 

Pros 

Cons

Impressive customer service

Some of the covered items have lower policy limits  

Good history in the home warranty business 

Not always the best plan for high-end appliances and systems

High workmanship quality 

 

Known for having good value

 

Plans and Pricing

There are three Select Home Warranty plans for homeowners to choose from: the Gold Care plan for systems, the Bronze Care plan for appliances, and the Platinum Care that covers both. Having the option to select between an appliance plan, a systems plan, or a combo plan is a great way to ease into the world of home warranties. You'll notice that the Platinum Care plan is not priced much higher than the other two plans, so it's worth it to go with that one to have more comprehensive coverage. The Platinum Care plan covers 16 essential appliances and systems and for under $66 per month, it doesn't get better. 

Plans

Cost Per Month

Service Fee

Gold Care

$60.42

$60

Bronze Care

$60.42

$60

Platinum Care

$65.83

$60

Coverage: 

Coverage for Select Home Warranty can be slightly limited when compared to other companies. However, when you compare the value of the plan, you will find that the overall coverage for what you pay is an excellent option. The coverages that most Select Home Warranty customers in Georgia tend to add to their plan include . . . 

  • Heating systems 
  • Cooktops
  • Ceiling fans
  • Refrigerators 
  • Free Roof Leak Coverage 

What Customers Are Saying

BBB customer reviews:

Electrician checked everything and found the problem in no time. The appliance repair was extremely knowledgeable and fixed the problem promptly. Thumbs up to SHW LLC.”

"Service was prompt and professional.. Knew what they were doing and solved the issue. Repairman was very pleasant"

"Tremendous customer service and responsiveness. In particular, ******************** and crew worked swiftly to fulfill my requirements, tailored to my specific home repair needs. Thank you!"

To learn more, read our Select Home Warranty Review.

4. Best Reviewed: Liberty Home Guard 

The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of Georgia. Reading customer reviews is a great way to see how a policy will perform after the initial stages of sign-up and sales. With just two years in the home warranty industry, Liberty Home Guard has managed to earn a BBB rating of an A. Overall the customer reviews, speed of service, and professionalism are the things that stand out as the best reasons to invest in this plan. 

Pros

Cons

BBB rating of an A

Optional plan choices tend to be priced a bit high 

Quick response times to inquiries and claims

To get a very comprehensive policy, the price increases considerably

60 Day workmanship guarantee

 

Add on coverage list is very extensive 

 

Plans and Pricing

The three Liberty Home Guard policies are very similar to those offered by Select Home Warranty. Georgia residents will see that for the extra few dollars a month; the Total Home Guard plan is the best value. This plan includes the HVAC coverage that is necessary for the majority of Georgia homeowners. Although at first glance princes of the Liberty Home Guard plans may seem high, it is worth it in order to have the level of coverage that this company offers. Total Home Guard covers 20 major home systems and appliances and as an added bonus, LGH also offers 20 add-on options that are sure to wow Georgie homeowners. 

Plans

Cost Per Month

Service Fee

Systems Guard

$69.99

$75

Appliance Guard

$74.99

$75

Total Home Guard

$79.99

$75

Coverage

The coverage from Liberty Home Guard is some of the broadest in the market. Of course, you will have to pay for it, but there are add-on coverages for everything from gutter cleaning to pest control services. In addition, the basic coverages included with the three plan choices are also quite good. Georgia homeowners typically enjoy the following coverages as part of their Total Home Guard. . . 

  • Garbage disposal
  • Washer
  • Plumbing Systems 
  • Water Heater 
  • HVAC

What Customers Are Saying: 

BBB customer reviews:

The Total Home Guard Plan provides tremendous value. LHG has paid out more and more quickly than any other home warranty provider, and their premiums are competitively priced.”

"I called and had very little wait time. The woman on the phone was very professional and extremely nice. I was able to explain the issue that we are having with our oven and she took down the necessary information quickly and efficiently. Two hours later I received a call and a service technician is coming out today to hopefully fix the oven. I am extremely happy that this might be resolved quickly especially as we are during holiday season."

"Wonderful company. Great customer service. Happy I chose them and I look forward to the benefits"

Read our Liberty Home Guard Review for more information.

5. Best Emergency Service: ServicePlus Home Warranty 

ServicePlus Home Warranty is the best option for emergency service in Georgia. Emergency service is something that many homeowners take for granted. When you invest in a home warranty, service is typically quicker than it would be without the warranty in place; however, there are certain systems and appliances that need a fix quickly and immediately. Therefore a company like ServicePlus, known for saving the day in remarkably short time periods, is a great choice to consider. ServicePlus Home Warranty also has very impressive service technicians. 

Pros 

Cons

High-quality service technicians

Some emergency services will come with an upcharge or higher fee

Straightforward contracts 

Not as long of a history in the business

Fastest service turnaround times 

 

An extensive network of repair technicians to get you faster service 

 

Plans and Pricing

There are only two plans from ServicePlus, yet they both offer system and appliance coverage. The HVAC, heating system, and more that are covered under the Platinum Plan tend to be the better fit for Georgia homeowners. The Gold Plan covers 13 items, while the Platinum Plan covers 18. ServicePlus's service fee is very middle-of-the-road in terms of industry average and with such low monthly premiums, it's hard to find a plan with this good coverage at such an affordable cost. 

Plans

Cost Per Month

Service Fee

Gold Plan

$53.67

$75

Platinum Plan

$60.33

$75

Coverage

Coverage from ServicePlus is about average. There is plenty of add-on options to bulk up this plan, but most find that the Platinum Plan offers enough coverage for their Georgia home. Some of the most popular coverages offered under the ServicePlus home warranty include . . .

  • Dishwasher
  • HVAC
  • Electrical system
  • Plumbing System  
  • Refrigerator 

What Customers Are Saying:

BBB customer reviews.

I called Total Home Protection to set up a new warranty for a home that we were purchasing. My interaction with the reps was good, and they were knowledgeable and respectful. I've submitted claims several times. Their process was good, simple, and smooth. We had a pretty large claim on our electrical circuit breaker. The whole box blew, and they worked with us time to get our unit fixed totally. We like the company. They're cost-effective, and I haven't had any problems in making claims. There was one time when we made a claim and had to get a new dishwasher. And that was seamless, too.”

"You never know how good a policy is until you have to claim. This is a fabulous company with excellent staff who provide knowledgeable, attentive and efficient customer service to clients. Highly recommend."

For more information read our ServicePlus Review.

6. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Georgia residents looking for the most extensive coverage. When your plan has extra coverage, you will feel as though you have more peace of mind about your home. The First Premier home warranty is a new option on the market, yet they have already earned an A- rating with the BBB. As a Georgia homeowner, it may make sense to take advantage of this policy while growing and improving their company. 

Pros

Cons

BBB rating of A-

A short period of time on the market

Modern technology and systems in place 

Not everyone wants to pay upfront for a policy from a new company 

Growing and expanding each day

 

Low overall costs if you pay upfront

 

Plans & Pricing 

The pricing of the First Premier Home Warranty is very much impacted by the way you pay your bill. If you need to make monthly payments, expect to pay quite a bit more than annually. For those that are going to pay for the entire year upfront, the pricing can improve considerably. Either way, the First Premier plan is incredible affordable and bound to fit any budget. The annual cost of a First Premier will cost around $379 per year if you pay upfront, which works out to about $32 per month. There's no beating that. The one combo plan offered covers all of the essential appliances and systems you need it to. 

Plans

Cost Per Month

Service Fee

Platinum Combo Plan

$43

$75

Coverage

The coverage is about the best you will find on the market. Even the Premier plan, which is considered to be the value plan, has over 15 covered items for just the $43 per month price. If you are on a budget and want the most bang for your buck, this is a smart option to consider. Some of the most popular coverage choices for Georgia residents include . . .

  • Refrigerators
  • Stovetop 
  • Water heater
  • Plumbing system
  • Electrical System 

What Customers Are Saying 

BBB customer reviews:

“I absolutely love this company. I had three home warranty companies in the past that were horrible, and I was about to give up on the home warranty idea first premier lived up to their standards, my ac unit went out, and it was about 97 degrees they sent out a tech in 6 hours and got that fixed and even offered me to replace it with a brand new one once I saw how good their turnaround was and how they performed I enrolled my other 2 properties and I couldn’t be more happier definitely recommend 5 stars!!!!!” 

"After comparing several home warranty quotes I decided on First Premier because of their coverage and reputation. They offer more coverage on their Platinum plan than anyone else and their pricing is also very competitive. I spoke with **** who was able to answer all of my questions before singing up"

Read the First Premier Review for more information.

7. Best Workmanship: Cinch Home Services 

The Cinch Home Services warranty offers the best workmanship for a Georgia home warranty. Workmanship guarantees ensure that even after a covered item has been repaired, it will not cost you another service fee if there are additional issues. Cinch Home Services is known for having spent the last 40 years in the home warranty industry. The customer service is quite good and the fact that you won’t have to worry about a failed repair for 180 days is certainly a nice benefit. 

Pros

Cons

40 years in the home warranty business  

Higher service fees or deductible pricing  

180-day workmanship guarantee

Some negative customer reviews with certain contractors

Three moderately priced plans

 

Plans and Pricing

Cinch Home Services is another home warranty plan that chooses to offer three choices for homeowners. The appliance plan is the most affordable option. However, all the plans have relatively high service fees associated with the plans. Keep this in mind when doing your budgeting. The service fee options are $75, $100, and $150. Keeping this is mind, the Georgia homeowner should automatically go with the Complete Home Plan because its the only plan that will cover all of your major home systems and appliances and you'll the most bang for your buck. 

Plans

Cost Per Month

Service Fee

Appliances Plan

$44.99

$100 - $150

Built-In Systems Plan

$51.99

$100 - $150

Complete Home Plan

$61.99

$100 - $150

Coverage

The 40 years that Cinch Home Warranty has spent in the home warranty industry has helped them come up with the perfect list of home warranty coverage options. Whether you are worried about your septic tank or your plumbing system, Cinch Home Services will have coverage for you. Georgia homeowners typically add a combination of the following coverages to their plan . . .

  • Septic tank
  • Sump Pump 
  • Ice Maker
  • Refrigerators
  • Plumbing System  

What Customers Are Saying

BBB customer revies:

My garage door opener quit working. I originally thought it was something simple and had someone come out to analyze. Of course, it wasn't, so I turned to total protect to fix my garage door opener. I needed a new opener. This was accomplished in one visit. Yeah.”

"Absolutely love my Total Protect Warranty. Well worth it as over the course of years I've had it I've needed a new refrigerator, a new hot water heater/ tank, as well as maintenance items such as fishing broken washing machine, etc. All covered by just passing a one- time deductible. Awesome"

"The best in customer service and service plans"

Find out more information at our Cinch Home Services Review.

 

Home Warranty Coverage in Georgia Cities

What You Should Consider Before Buying A Home Warranty in Georgia

These top seven plans in the state of Georgia are all excellent options to consider. However, you will still have to narrow down which is the best for your needs. There are a few things that Georgia residents need to consider when comparing and narrowing down plan choices for the best home warranty company in Georgia. Here are a few of the most important. 

Coverage Caps 

The coverage cap or limit is essentially the amount that a Georgia home warranty will pay out for an individual covered item. A company like American Home Shield or Choice Home Warranty may have a $3000 limit on something like a plumbing system. Therefore if you run into a really expensive repair or replacement costs, it will be covered under your policy. For Georgia homes in high-end areas around the suburbs of Atlanta, it may make sense to choose policies with higher coverage caps and limits. 

History In The Industry 

Although you won’t want to use a company's history in the industry as the only way to choose your policy, it is something to consider. With American Home Shield having 50 years in the industry and Cinch Home Services with 40, they will have an excellent idea on how to handle any issues that come up around your Georgia home. 

Payment Options

As you probably noticed, some of the home warranty policies offer a discount if you can pay for your plan in full for the year. If you are good at managing money and saving, this helps reduce the overall price you pay for a plan. Keep this in mind if you are worried about the overall costs of your policy. 

Home Warranty Tips for Georgia Residents

As you know, the climate in Georgia is generally hot and humid. The highest temperature recorded in Louisville was 112°F (44.4°C), and humidity may reach as high as 87% in Augusta, Columbus, and Macon. What does it mean in terms of a home warranty? First of all, your air conditioning system needs to be protected. One of Georgia’s best home warranty companies, AHS, provides coverage for up to $2,500 per contract term under its Major Systems Plan for only $40 per month.

Heat and humidity may contribute to faster wear and tear of the electrical home system and home appliances. This means that while purchasing a home warranty, you should consider the best home warranty companies for Georgia, such as Choice Home Warranty, that provide better coverage for these parts of your house.

Columbus, GA average temperature compared to the US average, Review Home Warranties

Review Home Warranties: Savannah, GA average temperature compared to the US average

It would be a good idea for home warranty consumers in Georgia to protect their homes with comprehensive plans from one of the top service providers. The best home warranty companies in GA, such as First American Home Warranty or Select Home Warranty, have excellent Combo plans covering all major home systems and appliances.

 

Even though Georgia is a southern state with a sub-tropical climate, it may get pretty cold in some parts of the state in winter. The lowest temperature recorded in the northern part of Georgia was −17°F (−27.2°C). This means that not only the air conditioning system but also the heating system—as well as water heaters—should be protected by a home warranty.

In addition to weather trends, Georgia residents need to consider where their home is located and its impact. Areas around Atlanta can be quite mountainous. This can cause drainage and runoff issues and problems with the sewer systems. Then there are areas like St.Simons or the Golden Isles of Georgia where humidity and salt in the air can deteriorate electronic components in your appliances. 

This is just another reason that the combo policies in the Georgia plans will make the most sense for most homeowners. 

Last but certainly not least, Georgia is known for having some gigantic insects. These insects are known to do damage, especially to specific systems in the home. If you live in the state of Georgia, you may want to look at adding add-on coverage for pest control to your home warranty policy. 

Home Warranty Regulations in Georgia 

One of the negatives to home warranties in Georgia is that you must make sure a company has a very strong reputation and history. Georgia home warranties are not considered insurance so therefore the Georgia department of insurance will not regulate them. This means that there will not be all that much you can do if you end up in a bad overall situation with a company. 

Final Thoughts

A Georgia home warranty is much different than a Georgia homeowners insurance policy. If you are unsure whether your home will benefit from a home warranty, start with a basic appliance plan and then expand your coverage options from there. This type of entrance into the world of home warranties can be the perfect choice for Georgia homeowners. It doesn’t matter if you live in Macon, Atlanta, Statesboro, or Athens; having a home warranty in Georgia is a very smart idea. 

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

  • We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
    • Availability 
    • Pricing
    • Coverage
    • Fine Print 
    • Plan Options  
    • Service Contract Details 
    • Customer Service
    • Trustworthiness
    • Ratings and Reviews 
    • Add-On Options 
    • Promotions
    • Additional Benefits
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of Georgia home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

  • Plan options (25): Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
  • Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
  • Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
  • Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
  • Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Georgia Homeowners and Home Buyers

  • HUD Florida Homeownership Assistance:  HUD Helps families of all income levels with issues that can come up during home buying or homeownership. HUD is not just offered in the state of Georgia; it is a federally funded homeowner and homebuyer assistance program. 
  • Georgia Department of Community Affairs: For those who have not purchased a home in the last few years, there could be down payment assistance available for you from the Georgia Department of Community Affairs. Regardless of where in the state you live, this is a resource that should be considered to help save money.  
  • Homeowner Education UGA: The University of Georgia offers some great information regarding homeownership. This information can help you determine if buying or renting is the right plan of action for you. In addition, find out the best steps to purchase and move forward in the process. 
  • USDA Rural Development Georgia:  Many areas of Georgia are considered rural. If you plan on developing your home in these areas, there could be grants from the United States government to help you afford this process and create your home. If you like rural life, take advantage of these programs and initiatives. 
  • Columbus Georgia Housing Programs: Whether you are a first-time buyer or simply looking to try and stay in your home. The Columbus, Georgia housing programs can help Georgia homeowners with any of their needs. Keep this in mind if you are ready to make a change from renting to owning in the Columbus, Georgia, area.

Recap of Our Top Picks In Georgia

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.50
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.00
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.50
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.10
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.50
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.30
  • Lower chance of claim denial
  • Choose your own service fee!
  • Multiple optional coverage items
  • Limited plan selection
  • Online chat not supported
  # 7 Cinch Home Services
Editorial Rating 95.00
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Nearby States

All states
Home warranty Tennessee 39 companies available
Tennessee Home Warranty
Home warranty South Carolina 34 companies available
South Carolina Home Warranty
Alabama flag
Home warranty Alabama 33 companies available
Alabama Home Warranty

Frequently Asked Questions in Georgia

Below are just some of the frequently asked questions we receive about home warranties in Georgia.

Q.

Is a Georgia home warranty worth it?

A.
Whether it’s maintaining the value of your Alpharetta home, or making sure your 100-year-old Savannah property doesn’t all fall into disrepair all at once, having a layer of protection beyond a homeowner’s insurance policy can be a good idea.

That’s why a home warranty can be worth it - to save you money when one or more major appliances or systems malfunction. Our recommendation is go with Choice Home Warranty as it is the best home warranty company in Georgia. 
Q.

What are the best home warranty companies in Georgia?

A.
We’ve taken a close look at nearly 70 home warranty companies. Here are the top performers for the state of Georgia.

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Service Plus
Q.

What do home warranties cover?

A.
You can choose usually between 3 types of plans. A Systems Plan, an Appliance Plan, or the more popular Combo Plan that covers both. Here are some of the typical appliances and/or systems you should expect to have in a solid home warranty policy.

Here are the common systems covered:

  • HVAC (heating and air conditioning) 
  • HVAC ductwork
  • Ceiling and exhaust fans
  • Plumbing system including stoppages
  • Electrical system
  • Water heater
  • Garbage disposal

Common appliances covered under most home warranties include:

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Clothes Washer
  • Clothes Dryer
  • Built-in microwave
You can look for optional coverage for things like your pool or spa, well or septic pumps, and garage door openers. Some companies, like American Home Shield and Liberty Home Guard, will even cover household electronics.
Q.

How much does a Georgia home warranty cost?

A.
While Appliance Plans or Systems Plans will be slightly less expensive (typically about $10 less per month than a Combo Plan) Combo Plans are much more popular. Here is what you can expect, on average, to pay in premiums for a combo plan that includes your major appliances and systems in Georgia.

Combo Plan
Monthly
Annually
Top 5 Average 
$56
$672

You’ll want to also factor in the service call fee that can range from around $75 all the way up to $150. 

There will also be a service call fee for when a claim is filed on a broken appliance or system, and a contractor is called to your home. The service call fee is typically between $75 and $125. For some providers, the higher the service call fee, the lower the monthly premium.
Q.

How do I choose a good home warranty?

A.
Here are the three steps you should take in choosing the home warranty that’s right for you.

  1. Comparison shop. What are the most important appliances and systems that you want to have protected in your home? Which home warranty companies are operating in Georgia? 
  2. Get several quotes. What do your favorite plans cost per month? What is the service call fee? Take a look at the pricing for several home warranty companies to be sure you are getting the best deal.
  3. Read the fine print. What does the service contract say about exclusions and coverage limits? Like any agreement, you’ll want to understand the details of the contract before signing and paying out that first premium.