Home warranty in Georgia (GA) is a popular investment among home buyers as well as home sellers. Here we selected the best home warranty companies in GA that offer a variety of coverage plans so that you could read their reviews, compare their plans, and select the one that works best for you.
Why do you need a home warranty in Georgia?
According to the Census Bureau, there are more than 10 million people living in Georgia, and 62% of them are homeowners. If you are one of them, there is a big chance that you live in Atlanta, the state capital. As the ninth-largest metropolitan area in the US, Atlanta is the most populated city in Georgia, with a little less than six million people living there. Home warranties are a popular investment here and this is why.
Home warranty in GA for home buyers
Purchasing a plan from the best home warranty companies in GA may save a homeowner a significant amount of money on unexpected repairs or replacements of home systems and appliances. The best home warranty in Georgia is available not only in big cities, such as Columbus, Augusta, Macon, and Savannah but in small towns and villages as well. For those residents who prefer to live in a rural area, the best home warranty companies for Georgia, like Total Home Protection, for example, offer coverage not only for stand-alone houses, but also for duplexes, townhouses, apartments, and even trailer homes.
Home warranty in Georgia for home sellers
Many home sellers in GA think it is a good idea to buy a home warranty to protect their houses while they are on the market. Real estate agents claim that properties covered by the best home warranty companies in GA are sold faster and at a better price. This may happen due to the confidence that the home buyers have home warranties. In case any covered home system or an appliance breaks, they will not have to pay for the repairs out of their pockets.
New construction home warranties in Georgia may also add value to the property in the eyes of potential home buyers. They usually cover home appliances and systems if they need to be repaired or replaced. Coverage includes air conditioning, heating, electric, and plumbing systems, as well as most kitchen and laundry appliances. In most cases, a home warranty may be transferred from the previous owner to the new one.
What Should You Consider When Purchasing a Home Warranty in Georgia?
The favorite slogan of real estate agents “Location, location, location,” is applicable not only to the property but also to the home warranty. It is very important to consider the geographic location as well as the climate in the area when you select the best home warranty in Georgia, as different companies may cover some items better than others do.
How climate may influence your choice of a home warranty company in GA
As you know, the climate in Georgia is generally hot and humid. The highest temperature ever recorded in Louisville was 112°F (44.4°C), and humidity may reach as high as 87% in Augusta, Columbus, and Macon. What does it mean in terms of a home warranty? First of all, your air conditioning system needs to be protected. One of the best home warranty companies in Georgia, Amazon Home Warranty, provides coverage for up to $2,500 per contract term under its Major Systems Plan for only $40 per month.
Heat and humidity may contribute to faster wear and tear of the electrical home system and home appliances. This means that while purchasing a home warranty, you should consider the best home warranty companies for Georgia, such as Choice Home Warranty, that provide better coverage for these parts of your house.
It would be a good idea for home warranty consumers in Georgia to protect their homes with comprehensive plans. The best home warranty companies in GA, such as First American Home Warranty or Select Home Warranty, have excellent Combo plans that cover all major home systems and appliances.
Even though Georgia is a southern state, with a sub-tropical climate, in winter, it may get pretty cold in some parts of the state. The lowest temperature recorded in the northern part of Georgia was −17°F (−27.2°C). This means that not only the air conditioning system but also the heating system—as well as water heaters—should be protected by a home warranty.
One of the best coverage plans for these systems is offered by the 2-10 Home Warranty. Georgia residents like this company because it offers not only comprehensive coverage for home systems and appliances but also high coverage caps up to $25,000. If you live in a big house and have more than one HVAC unit, the best home warranty company in Georgia for you would be Total Home Protection, which will cover both units under one plan.
Tornado activity in GA
As every resident of this state knows, Georgia is one of the leading states in the frequency of tornadoes. According to the Tornado Central, Georgia was the Nation's tornado leader in 2017 with 102 tornadoes recorded in the Peach State that year. Even though they are usually not very strong, they can affect the normal operation of home systems. In the aftermath of a damaging tornado, home warranty services in Georgia may be delayed due to the increased workload of the contractors.
Under normal conditions in Georgia, it usually takes about 48 hours for the home warranty provider to contact the contractor and arrange the service appointment. Right after a tornado, it may take longer to find an available contractor. However, in some cases, damage caused by natural causes is covered by home insurance, but not a home warranty.
Home Warranty Claim Rejection - Learn How to Avoid It!
You have purchased a home warranty, but when you filed a claim, it got rejected. Sounds familiar? How could this happen? Have you done everything to avoid it? Read our blog and learn the reasons why home warranty claims get denied and how you can avoid the pain denial and make sure that all your future claims get approved without question.
The main difference between homeowners insurance and a home warranty is that home warranty companies offer coverage for repair and replacement of home systems and appliances, while home insurance companies cover house structure and personal belongings against certain risks such as fire, windstorms, and vandalism.
To learn the specific coverage offered by each provider, read through the Georgia home warranty reviews on this page.
Final Words About Home Warranty in GA
Georgia is a wonderful state to live in, even though the climate may be rough at times. Many Georgia homeowners, home sellers, and homebuyers decide to purchase a home warranty in addition to home insurance. In doing so, they should carefully review the plans and select those top home warranty companies that offer the best coverage for the home systems and appliances that need it the most.
Unfortunately, there are no specific home warranty regulations in Georgia. They are not considered insurance companies and are not regulated by the Georgia Department of Insurance. The state law requires all home warranty companies registered In Georgia to have their own insurance or financial backing, but there is no supervising authority to enforce it.