Home warranty in Georgia is a popular investment among home buyers as well as home sellers. As Georgia gains popularity as a great place for retirement, many new retirees prefer to buy property that has already been covered by not only homeowners insurance but also a home warranty. Here we selected the top ten home warranty companies in Georgia that offer a variety of coverage plans.
Select Home Warranty
Choice Home Warranty
Total Home Protection
American Home Guard
Pride Home Warranty
Advanced Home Warranty
First American Home Buyers Protection
Old Republic Home Protection
Home Security of America
Why Do You Need A Home Warranty?
If you are a homeowner in Georgia, there is a big chance that you live in Atlanta, the state capital. As the ninth largest metropolitan area in the US, Atlanta is the most populated city in Georgia, with a little less than six million people living there. Home warranties area popular investment here and this is why.
Purchasing a home warranty may save a homeowner a significant amount of money on unexpected repairs or replacements of home systems and appliances. The best home warranty is available not only in big cities, such as Columbus, Augusta, Macon, and Savannah but in small towns and villages as well. Some companies, like Total Home Protection, offer coverage for stand-alone houses, duplexes, townhouses, apartments, and even trailer homes.
Many home sellers think it is a good idea to buy a home warranty to protect their houses while they are on the market. Real estate agents claim that properties covered by the best home warranty companies are sold faster and at a better price. New construction home warranties in Georgia may also add value to the property in the eyes of home buyers. In most cases, a home warranty may be transferred from the previous owner to the new one.
What Should You Consider When Purchasing a Home Warranty?
The favorite slogan of real estate agents “Location, location, location,” is applicable not only to the property but also to the home warranty. It is very important to consider the geographic location as well as the climate in the area when you select home warranty coverage, as different companies may cover some items better than others do.
The climate in Georgia is generally hot and humid. The highest temperature ever recorded in Louisville was 112°F (44.4°C). Heat and humidity may contribute to faster wear and tear of the electrical home system and home appliances.
It would make sense for home warranty consumers in Georgia to protect their homes with comprehensive plans. The best-rated home warranty companies, such as Choice Home Warranty or Select Home Warranty, have these to offer.
Even though Georgia is a southern state, in winter, it may get pretty cold there. The lowest temperature recorded in the northern part of the state was −17°F (−27.2°C). This means that not only the air conditioning system but also the heating system—as well as water heaters—should be protected by a home warranty.
One of the best coverages for these systems is offered by America's 1st Choice Home Club. The company covers not only the unit itself but also up to 10 pounds of refrigerant. In addition, if the unit is more than 10 years old, the company is more likely to replace it rather than repair it.
As every resident of this state knows, Georgia is one of the leading states in the frequency of tornadoes. Even though they are usually not very strong, they can affect the normal operation of home systems. In the aftermath of a damaging tornado, home warranty services in Georgia may be delayed due to the increased workload of the contractors.
Under normal conditions in Georgia, it usually takes about 48 hours for the home warranty provider to contact the contractor and arrange the service appointment. Right after a tornado, it may take longer to find an available contractor. However, in some cases, damage caused by natural causes is covered by home insurance, but not a home warranty.
The main difference between homeowners insurance and a home warranty is that home warranty companies offer coverage for repair and replacement of home systems and appliances, while home insurance companies cover house structure and personal belongings against certain risks such as fire, windstorms, and vandalism.
To learn the specific coverage offered by each provider, read through the Georgia home warranty reviews on this page.
Georgia is a wonderful state to live in, even though the climate may be rough at times. Many Georgia homeowners, home sellers, and homebuyers decide to purchase a home warranty in addition to home insurance. In doing so, they should carefully review the plans and select the companies that offer the best coverage for the home systems and appliances that need it the most.