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Best Home Warranty in Fort Worth, TX

Are you wondering what’s the best home warranty in Fort Worth? You’re in the right place. We’ve reviewed the very best home warranty companies in Texas and the ones who’ll serve you best in Fort Worth.  Here are our top 3:
 
Editor's Choice
97.0

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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
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Most Affordable
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
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Going by the 2019 population estimate, Fort Worth comes in fifth place for the largest cities in Texas after Houston, San Antonio, Dallas, and Austin, with a population of about 909,585.
 
It’s also the second-largest city in what has come to be the fourth most populated metropolitan city in the USA; the Dallas–Fort Worth–Arlington metropolitan area.
 
So, what is homeownership like, and does the general cost of a home affect that of a home warranty in Fort Worth?

Homeownership Trends in Fort Worth, Texas

Fort Worth is one of the best places to live in the USA, probably because of the manageable cost of living, low mortgage rates, and, well, the real estate industry is hot.
 
On average, a home in Fort Worth costs $243,043, which is just around the same cost of a home in the Dallas–Fort Worth–Arlington metropolitan area that goes for about $289,582.
 
Compared to most cities in the USA, this is very much affordable, especially for the average American making $65,000 a year.
 
During summer 2020, Texas experienced a homeownership surge that pushed the rates to 67.5% of the population owning homes while that of Fort Worth rose to 64.7%. Reports show that the numbers are set to go higher to meet at least 76% by the end of 2021.

 

Who needs a Home Warranty in Fort Worth? 

Homeowners

Seeing that the real estate industry in Fort Worth is worth investing in, many are moving in to cut a share, taking advantage of the low mortgage rates in Texas. Most mortgage loans come with conditions such as mandatory homeowners insurance. 
 
While this is a great investment to ensure your home against fires, accidents, and robbery, it doesn’t help when your appliances and systems break down.
 
Home warranties are becoming common among homeowners in Texas as a great way to shield themselves from the extravagant repair and replacement costs for faulty home systems and appliances. However, a home warranty covers appliances and systems for normal wear and tear. 

Homebuyers

Buying into a new neighborhood has a lot of advantages, and of course, cons. Among the cons is, well, you probably don’t know a single handyman in the area to help with home repairs. 
 
You don’t even know who to trust with the job or to be in your home.
 
So, apart from saving on home repair costs, you’ll have an extensive network of contractors at your service when you purchase a home warranty. They are vetted by the home warranty providers to ensure quality service delivery, and there are always free re-services in case it doesn’t work out well.

Home Sellers

With the high rates of homeownership in Fort Worth, there is a lot of competition. Home sellers and real estate agents are therefore coming up with ways to lure customers their way, and one of the most effective ways to do so is to provide a home warranty for customers.
 
Think of a first-time buyer looking for the best deal with so many options to choose from. A $300- $600 home protection plan will appear to be a great deal on their side, and it won’t hurt your budget. Plus, you can even sell your home for a price higher than the market price since a home warranty plan gives you bargaining power.

Landlords

While the larger population of Fort Worth lives in their own homes, at least 35.3% of over 900,000 live in rental homes and apartments. 
 
That’s a considerable number and the more reason why you should invest in a home warranty for your rental property. It gives you peace of mind knowing the appliances and systems in all your units are covered, and you can just add this as tax-deductible.

Top Home Warranty Companies for Fort Worth Homeowners

More Than 10 Years on the Market


Most Comprehensive Coverage Available


Free Reservice Period for Parts


Emergency Service Available


Cheapest and Best Basic Plan ($34/m)

Choice Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming, District of Columbia

American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.

American Home Shield Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

 Almost-Nationwide Service


 Majority of Client Reviews Online Are Positive


 Clearest Terms and Conditions


 Highest Contractor Professionalism


Best Gold Plan ("Platinum Care")

Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, District of Columbia, California

Clients from:  

 Virginia, Alaska, Arizona, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Kansas, Louisiana, Maine, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, West Virginia, District of Columbia, Alabama, Utah, New Mexico, Minnesota, Arkansas, Massachusetts, Kentucky, New Hampshire, Indiana, Iowa, Oregon, Vermont, Hawaii, Illinois

 Customer Service Available 24/7


 Least BBB Complaints


Great Reviews on Google Places


Reservice for Failed Parts


1 Free Month Upon Annual Sign-Up

ServicePlus Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Florida, Hawaii, Minnesota, New Hampshire, Rhode Island, Utah, Wisconsin, New Mexico, Maine, Massachusetts, North Dakota, South Dakota, Vermont, Wyoming, District of Columbia, Iowa

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Top 3 Home Warranties for Fort Worth (2021)

Company NameChoice Home WarrantyAmerican Home ShieldSelect Home Warranty
Number of Plan Options2 Plans3 Plans2 Plans
Monthly Plan Cost$45 – $55$35 – $65$36 – $45
BBB RatingBBB
ReviewsRead Choice Home Warranty ReviewsRead American Home Shield Reviews

Choice Home Warranty (Best Home Warranty for Fort Worth)

If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty.  They’re a top-rated brand, and right now you can take advantage of their current promotions that get you $50 off plus one month free. Get a free online quote or call a specialist at 929-400-6169 before this offer goes away.

Choice has the best plans at the most competitive prices, along with having among the highest coverage limits of our top picks. That’s why they hit #1 in Fort Worth and in our national rankings.

Pros:

  • $50 off plus one free month
  • Won’t deny coverage on older systems and appliances
  • High coverage limits

Cons:

  • Not customizable
  • Short reservice period for labor on failed repairs

American Home Shield (Editors Choice)

Another great option is American Home Shield which allows you to choose your own service call fee. This means when you contact AHS and they send one of their technicians out to repair a covered item, you can pay a higher service call fee in exchange for a lower monthly premium. Right now they are offering $50 off the plan of your choice. Get a free quote online, or contact a home warranty specialist at 866-464-7521 to find out how the “choose your service fee” option works, and to get that $50 off the plan you choose.

American Home Shield offers the most comprehensive Combo Plan among our top three, with 23 major home systems and appliances covered.

Pros:

  • Most comprehensive coverage
  • Choose your own service fee
  • Large, established company

Cons:

  • Higher plan deductibles with lower service call fee
  • Short reservice period

Select Home Warranty (Most Affordable)

Select Home Warranty is the most affordable option in Fort Worth. With the overall cost of living being a bit high in Fort Worth, it is nice to have a plan choice that is a bit more affordable.

The main thing that stands out with Select Home Warranty is the fact that you get free roof coverage with their Total Plan. When purchasing a home warranty, it’s common to see coverage for things like a heating system, washer, or even ductwork; however, roof coverage can be more difficult to find.

Even though Select only offers two basic plans, the plans are affordable, and they are a great option for those that may be new to homeownership.

Pros

  • Very affordable plans
  • Simple options to choose from
  • Free roof coverage for the homeowner

Cons

  • $75 Cancellation Fee
  • Must file a claim quickly, or it could be denied

Top 5 Best Home Warranties In Fort Worth 

Here is our top five list for the home warranty service providers in Fort Worth for homeowners, sellers, real estate agents, and buyers alike. 

Choice Home Warranty

Choice Home Warranty is a leader in the home warranty industry. With coverage in 47. 50 states, it’s a popular option among homeowners, realtors, and buyers.
 
Out of all the home warranty companies we checked, Choice Home Warranty came out as an outstanding home warranty provider for;
  • Excellent customer service
  • Affordable and comprehensive plans
  • Minimal coverage exclusions
  • Great capping limits
  • 24/7 customer support
  • Quick service
  • 90 days workmanship guarantee
  • Coverage for old systems and appliances
  • Free reservice 
  • Availability of an emergency service
  • A home inspection is not mandatory for coverage
There are two home protection plans offered by this provider; the basic plan and the total plan.
 
For a better understanding of why Choice Home Warranty is our best home warranty company in Fort Worth and the USA in general, check this detailed review here. Make sure you get your free quote here.

American Home Shield

Holding the first runner-up position in our list for the best home warranty in Fort Worth is American Home Shield, a company with 50 years of experience in the industry. AHS is a reliable home warranty provider, and customers enjoy;
  • The chance to choose how much to pay, as the plan’s pricing varies depending on the service call fees.
  • Great capping limits
  • 24/7 customer support with an online portal to submit claims
  • Comprehensive coverage on plans
  • Excellent services from contractors
  • 30 days workmanship guarantee
  • High chances of claim approval; no need to produce maintenance records 
  • A home inspection is not mandatory
  • Coverage for old appliances and systems
American Home Shield offers their customers three home warranty plans; ShieldSilver to cover major home systems, ShieldGold to cover laundry and kitchen appliances and systems, and ShieldPlatinum as a premium package that covers appliances, systems, roof coverage, and offers higher home warranty coverage limits.
 
Make sure to read our full review on American Home Shield and get your free quote here.

Select Home Warranty

For a state with the most hail and or wind claims, Texas home buyers and homeowners have a lot to smile about, and more so the Select Home Warranty customers as they get free roof leak coverage.
 
Apart from roof coverage, the SHW customers also benefit from;
  • Affordable plans
  • Excellent customer service with 24/7 customer support
  • 90 days workmanship guarantee
  • Availability of emergency service.
Customers can choose from three home warranty plans; Bronze Care which is an appliances plan, Gold Care is a systems plan and Platinum Care, which combines all items in the appliances and systems plan.
 

Liberty Home Guard

For an excellent customer support experience and team, Liberty Home Guard is highly rated and has an A+ rating on BBB to support this.
 
Customers get coverage for the essential appliances and systems at an affordable price. 
 
Some benefits to buying a home warranty plan from Liberty Home Guard include;
  • 24/7 customer service
  • Fast response 
  • Excellent customer support
  • Affordable plans
  • 60 days workmanship guarantee
  • Professional contractors
  • High chances of claim approval
 
There are three plans you can choose from; the Appliance Guard that covers essential home appliances, the Systems Guard that protects major home systems, and the Total Home Guard that merges the systems and appliances plans into one.
 
Here’s the complete Liberty Home Guard review, and get your quote here.

Total Home Protection

Among our top 5 best home warranty companies in Fort Worth, TX is Total Home Protection, a reliable and trustworthy home service provider.
 
Some of the perks of being a THP customer include;
  • 24/7 customer support
  • Emergency service available
  • A long period of workmanship guarantee – up to 90 days
  • High chances of claim approval
  • Excellent customer service and communication
  • Short repair time frame; 4 days maximum
  • Comprehensive coverage for home appliances and systems
  • Affordable plans and pricing
  • Free contract transfer
  • A wide range of add-on options to choose from
There are two plans from which customers choose; The Gold Plan with basic house appliances and systems, and the Platinum Plan for extensive coverage on home appliances and systems.
 
For more information on Total Home Protection, see our complete review here and get a free quote here.

What to look for when choosing a home warranty in Fort Worth

For home buyers and homeowners looking to invest in a home warranty, there are three main considerations to ensure they are getting value for money.
 
These include;

Cost

Under cost, there are three aspects to look out for; the plans’ pricing and the capping limits. For most plans, the cost usually impacts the coverage, and in some cases, the capping limits, such as the AHS plans where you get higher capping limits.
 
Before going to shop for home warranty plans, it’s advisable to set a budget to guide your purchase to avoid overpriced premiums. A home warranty should cost you between $300- $600 per year or anywhere within that range.
 
The capping limits are usually set to show the extent to which a policyholder can make a claim for covered items. You usually won’t see the capping limits for all covered items unless you check the service contract’s fine print.

Coverage

After picking the home warranty plans that fit within your budget, select the one that covers the appliances and systems you need most. You can also check the coverage options to see what you’d like to add to your plan bearing in mind the coverage exclusions. 

Key Considerations for Fort Worth Residents

Research shows that Fort Worth experiences more than 3000 hails annually, and these are the major cause of roof damage in the city. Therefore, you should consider a home warranty provider that offers roof coverage and covers it in the best way possible.
 
Temperatures here go as high as 102 degrees and as low as -5 degrees, and you should therefore consider a home warranty provider that offers extensive coverage for the HVAC System.

Cost of Home Warranties in Fort Worth

On average, a home warranty in the USA costs between $25- $50 per month, which translates to $300- $600 annually. The same case applies to Fort Worth where the cheapest plan is the AHS ShieldSilver plan that goes for $34.99, and the most expensive plan is the AHS ShieldPlatinum plan that costs $59.99.
 
Apart from coverage, the location and the cost of a home also impact the cost of a home warranty in Texas.
 
For instance, in Brooklyn, New York, the average cost of a home is about $790,000, and the AHS plans cost between $70.82- $95.82 per month. In Fort Worth, however, a home only costs around $243,043, and the AHS plans will cost you between $34.99- $59.99
 
Here is a table comparing the cost of a home across various states and how it affects the cost of a home warranty.

Top Home Warranty Companies Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor’s Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive
 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)