Why are home warranty companies in Florida so popular among homeowners and real estate agents? The Florida housing market is considered one of the best places to make a long-term real estate investment. Florida’s climate attracts more and more people wanting to spend their golden years in this beautiful state.

Best Home Warranty Companies in Florida

  # 1 Select Home Warranty
Editorial Rating 98.5
  • 24/7 service calls
  • Great annual promotions
  • Plans under $30/month
  • High contractor professionalism
  • Quick replacement payments
  • First 30 days: Free cancellation
  # 2 Choice Home Warranty
Editorial Rating 96.8
  • Great promotions available
  • Market veteran
  • Large and established firm
  • Emergency service available
  • Free cancellation within 30 days
  • 24/7 service calls
  # 3 Total Home Protection
Editorial Rating 91.2
  • Emergency service available
  • Free cancellation within 30 days
  • 24/7 service calls
  • Low number of BBB complaints
  • Clients praised communication
  • Reservice for failed repairs
  # 4 Pride Home Warranty
Editorial Rating 87.9
  • Excellent BBB rating NR
  • Market veteran
  • Great coverage plans
  • High cancellation fee
  • 1 day to submit a claim
  # 5 Endurance Home Warranty
Editorial Rating 87.2
  • Great promotions available
  • Different plan types available
  • Emergency service available
  • High cancellation fee
  • 1 day to submit a claim
  # 6 American Home Guard
Editorial Rating 83.8
  • Different plan types available
  • Free cancellation within 30 days
  • Low number of BBB complaints
  • High chance of payment delays
  • High cancellation fee
  • Poor BBB rating F
  # 7 Advanced Home Warranty
Editorial Rating 83.4
  • Emergency service available
  • Free cancellation within 30 days
  • 24/7 service calls
  • 1 day to submit a claim
  • Online chat not supported
  • Low cap on item replacement
Fair Disclosure: ReviewHomeWarranties.com has referral agreements with some of the companies presented on our top lists. We selected these companies because we believe they are the best choice for our readers. Referral income helps us keep the content on this website free.

Do You Plan to Spend Your Golden Years in Florida?

Portrait Of Happy Senior Couple Who Bought A Florida Home WarrantyThe savviest people buy their Florida residences well in advance, and by the time they retire, they have a nice place to live without worrying about mortgage payments. However, they need to worry about maintenance, and this is where home warranty plans come in handy. We have selected the best home warranty companies in Florida and collected comprehensive information on them from various sources, including FL customer reviews.

The population in Florida is growing fast, with more than 20 million people living in the state in 2016. According to the Census Bureau, Florida is the seventh fastest-growing state in the US. As the population grows, so does the number of homeowners and the customers of home warranty companies.

More than 6 million people live in the Miami metropolitan area alone. In the Tampa Bay area, there are over 3 million, and the Orlando area is third in the state with almost 2.5 million residents. The best home warranty companies in Florida have been serving their customers and keeping them happy for over thirty years.

According to the study 'Measuring Population Density for Counties in Florida' by Rayer and Wang published in 2014 by Bureau of Economic and Business Research, the most populated counties are Broward, Pinellas, Miami-Dade, Palm Beach, and Orange County with the majority of the population living in the cities and suburbs of Jacksonville, Miami, Tampa, Orlando, and St. Petersburg.

Population Density in Florida

S. Rayer, Y. Wang. Measuring Population Density for Counties in Florida., 2014. bebr.ufl.edu

Who Needs a Home Warranty in Florida?

For many home warranty companies, Florida provides thriving conditions. Almost 12% of the companies offer their services to the state residents, which is more than in any other state. A home warranty in Florida is a common way for homeowners to save money on house repairs. For about a dollar a day, you can get basic coverage from reputable companies such as Choice Home Warranty. It will include the air conditioner, the electrical and heating system, water heater, plumbing stoppage, a number of kitchen appliances, and a whirlpool bathtub.

Almost 70% of Florida citizens prefer to live in single-family houses, and about 65% own their homes. Many homeowners take good care of their dwellings, but as the homes get older, they need better maintenance. The median age of houses in this state is about 12 years, which means that a manufacturer's warranty for most home systems and appliances has expired, and now a home warranty is a must have.

Can You Cover Appliances Only Under a Home Warranty Plan?

Florida home warranty for appliances. Group of silver refrigerator, washing machine, electric stove, microwave oven isolated on white background 3dThe short answer is yes. For those homeowners who prefer to cover appliances only, Select Home Warranty, which is one of the top home warranty companies in Florida, has the Bronze Plan that includes washer and dryer, refrigerator, oven, dishwasher, and built-in microwave. Some companies, like American Home Shield, allow custom-built home warranty plans that may include only those home appliances that you choose. Additionally, almost every Florida home warranty company offers add-on options. It means you can add more home appliances to your plan from the list provided by the company. These additional items are priced a la carte, so the final price may be higher than purchasing a plan.

Alternatively, there are home warranty companies in Florida that offer systems plans only. For those homeowners who prefer to replace their appliances with newer models instead of repairing them, a systems plan will be a good solution.

 Are There Separate Home Warranties For Home Buyers and Home Sellers?

Some home warranty companies, such as Home Security of America, offer coverage not only to homeowners or homebuyers but also to home sellers. Home sellers buy a home warranty to increase the value of their homes, and to save money in case something breaks while the house is on the market.

Many home buyers prefer a warranty to already be in place. In many cases, it can be transferred from the previous owner and continue to cover home systems and appliances for one year. If the new owner likes this particular home warranty plan, it can be extended for the next year, or they can upgrade the plan for more comprehensive coverage. In some cases, real estate agents offer one-year coverage as a gift to their clients.

Are Home Warranties For Single-Family Homes Only?

Mobile homes covered by home warrantyMany home warranty companies in Florida, including American Home Guard, offer plans not only for single-family homes but also for townhomes, condos, and even mobile homes. With these, residents of any type of property can have peace of mind by insuring their dwellings with a home warranty.

It is recommended that you will read through these Florida home warranty reviews of the companies listed on this page to learn whether the plans offered are apt for your needs and requirements.

As a Florida resident, you are lucky to have a big selection of home warranty companies that offer various plans and on top of that cover additional items, such as extra refrigerators, central vacuum, sprinkler systems, roof leaks, swimming pool, and spa.

All the home warranty companies in Florida are regulated by the Office of Insurance Regulations (OIR). However, the rate charged for the contract is not subject to regulation by the OIR.

Final Words About Florida Home Warranty

Florida is one of the best places to live in the United States, and many citizens prefer to retire in this state. Some of them purchase their property in advance and buy a home warranty to cover the repairs and replacements of home systems and appliances that may occur.

There are dozens of home warranty companies available on the Florida market that offer coverage for different types of properties. This allows residents in single-family homes, townhomes, and condos to save money on costly repairs and replacements of kitchen and laundry appliances as well as air conditioning, plumbing, electrical, and other systems. Most companies offer coverage for swimming pools and whirlpools, which are common on many Florida properties.


Are Pool Warranties Effective?

If you live in Florida, it is highly likely that you own a pool. In Coral Springs, Fl, 66% of the homeowners have installed a swimming pool in their backyard. Did you know that the pool maintenance can cost you as much as $240 per month, while a home warranty for your pool starts at $100 per year? Learn more about our comprehensive Pool Ownership & Warranties research!

Our Pool Warranties Analysis

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