Аdvertiser Disclosure

Fidelity Home Warranty: Updated in 2019

Why do you need to read this Fidelity Home Warranty review for 2019? Because information gathered by the analysts at ReviewHomeWarranties.com can be crucial to your choice of home warranty provider. Your home is one of the most important things you have purchased, and it is a good idea to protect yourself from unexpected repairs and replacements. Here you will find data on the company’s terms and conditions, pricing, coverage, and customer feedback. We also compared this company to the industry standards to help you decide on whether Fidelity Home Warranty is worth your trust and money.

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Fidelity Home Warranty Reviews by Our Readers
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Covered States
Hawaii Alaska Florida New Hampshire Michigan Vermont Maine Rhode Island New York Pennsylvania New Jersey Delaware Maryland Virginia West Virginia Ohio Indiana Illinois Connecticut Wisconsin North Carolina District of Columbia Massachusetts Tennessee Arkansas Missouri Georgia South Carolina Kentucky Alabama Louisiana Mississippi Iowa Minnesota Oklahoma Texas New Mexico Kansas Nebraska South Dakota North Dakota Wyoming Montana Colorado Idaho Utah Arizona Nevada Oregon Washington California
Pros And Cons
  • Large number of homeowners
  • Low chance of payment delays
  • Large selection of plans (10)
  • Item replacement up to $ 1.1827054290

  • Unexpected fees reported
  • Delays in repairs reported
  • Considerable negative feedback
  • Low contractor ability reported
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Covered Appliances and Systems
  • Icon
view more
Air conditioner
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Heating system
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included) (up to $5,000.00)
Ductwork
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included) (up to $1,000.00)
Humidifier
Not covered
Air cleaner
Not covered
Vacuum
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Refrigerator
Covered by Enhanced Plan (A/C Included), Buyer Enhanced Plan (A/C Included) (up to $5,000.00)
Covered as optional (up to $5,000.00)
Refrigerator ice maker
Not covered
Free-standing ice maker
Covered as optional (up to $1,000.00)
Wine refrigerator
Covered as optional (up to $1,000.00)
Stand-alone freezer
Covered as optional (up to $1,000.00)
Microwave
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Oven
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Dishwasher
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Water dispenser
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Trash compactor
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Disposal
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Cooktop exhaust fan
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Ceiling fan
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Attic fans
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Bath exhaust fan
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Whole house fan
Not covered
Washer
Covered by Enhanced Plan (A/C Included), Buyer Enhanced Plan (A/C Included)
Covered as optional
Dryer
Covered by Enhanced Plan (A/C Included), Buyer Enhanced Plan (A/C Included)
Covered as optional
Plumbing
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included) (up to $1,000.00)
Plumbing stoppages
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Water heater
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included) (up to $1,500.00)
Water purification
Not covered
Water softener
Not covered
Well pump
Covered as optional (up to $1,500.00)
Toilet
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Septic
Not covered
Sump pump
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Septic tank pumping
Covered as optional (up to $500.00)
Outside sewer line
Not covered
Outside water line
Not covered
Electrical
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Generator
Not covered
Garage door
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Doorbell
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Alarm
Not covered
Outside electrical line
Not covered
Outside gas line
Not covered
Pool
Covered as optional
Spa
Covered as optional
Pests
Covered by Enhanced Plan (A/C Included), Comprehensive Plus (A/C Included), Standard (A/C Included), New Construction Comprehensive Plus (A/C Included), New Construction (A/C Included), Buyer Enhanced Plan (A/C Included), Buyer Comprehensive Plus (A/C Included), Buyer Standard (A/C Included), Buyer/Seller Standard (A/C Included), Buyer/Seller Comprehensive Plus (A/C Included)
Sprinkler
Not covered
Roof leaks
Not covered
our overall rating 78.80%
Updated for Jun 16, 2019
Facts and Figures
  • Effective in30 days
  • Hours 24/7
  • Cancellation$50
  • Premium $180 - $670
  • Deductible$75
  • Limits$250 - $5,000
Ratings
  • Trustworthiness:
  • Plans and Coverage:
  • Feedback:
  • The Fine Print:
  • Promotions:
  • Editor Rating:
  • Reader Rating:
Not available through RHW
Click Here to View Alternatives

Our Top-Rated Alternatives to Fidelity Home Warranty

  # 1 Select Home Warranty
Editorial Rating 98.5
  • 24/7 service calls
  • Great annual promotions
  • Plans under $30/month
  • High contractor professionalism
  • Quick replacement payments
  • First 30 days: Free cancellation
  # 2 Choice Home Warranty
Editorial Rating 96.8
  • 24/7 service calls
  • Market veteran
  • Large and established firm
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 3 Pride Home Warranty
Editorial Rating 87.9
  • Great coverage plans
  • Lower chance of claim denial
  • 24/7 service calls
  • Great promotions available
  • Market veteran
  • Minimal negative feedback
Fair Disclosure: ReviewHomeWarranties.com has referral agreements with some of the companies presented on our top lists. We selected these companies because we believe they are the best choice for our readers. Referral income helps us keep the content on this website free.
Editorial Notes

Being an experienced home warranty service provider, Fidelity Home Warranty has supplied peace of mind about house repairs to homeowners and realtors in thirteen states, including Arizona, California, Colorado, Illinois, Florida, Georgia, and Idaho since 1995. It has been operating successfully for more than three decades, which is proven by an A+ BBB rating and accreditation.

Fidelity National Home Warranty plans offer a variety of coverage types, providing protection of both home systems and equipment, and adjusting its services to the needs of a particular state. Although the premiums provided are higher than the industry average, limits are also higher. This, along with customary deductibles makes Fidelity Home Warranty a great value for your money compared to many other companies. Moreover, this company provides clear terms and conditions and does its best to save you from wasting your time and money on repairs. This is testified to by the positive Fidelity Home Warranty reviews available on the Internet.

We encourage you to read the whole Fidelity National Home Warranty review, as well as advertiser disclosure before you make a commitment to this company. Please make sure you understand all the terms in conditions, including the fine print. This will help you avoid any mishaps in the future.

Summary rating:
Premium cost level:
Not available through RHW
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Trustworthiness

In this part of the review, we will help you decide if this company is credible. For this, we studied the Fidelity Home Warranty website, brochures, and the biggest customer rating sites such as the BBB, Yelp, and Google Reviews.
This business was started in 1995, and Fidelity Home Warranty corporate office is located in Concord, California. This company covers thirteen states of the USA, including Texas, Nevada, Missouri, Utah, Oregon, and Washington.

Legal
Ownership
Fidelity National Home Warranty Company; Fidelity National Financial, Inc.
Established
1984
CEO
Bill Jensen, President
Registered in
Concord, CA
Address
1850 Gateway Blvd STE 400, Concord, CA 94520-8446
Available states
Full list of states
Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Missouri, Nevada, Oregon, Texas, Utah, Washington
Type of company (private, public)
Private
Mediation and arbitration bodies
Disputes are resolved in American Arbitration Association

If you are somehow dissatisfied with your Fidelity Home Warranty, and their customer service cannot resolve your issue to your satisfaction, all disputes will be resolved by the American Arbitration Association.

Accessibility
How to contact
Main Page >> Contact Us
Online chat
No
Social media

This company is accessible 24/7 via phone. You can also use the contact form on the Fidelity Home Warranty website to make your claim. The company’s representatives are ready to help you with qualified contractors and advice. Although there is no online chat for more instant and convenient communication, you can find this company’s page on Facebook and contact them via Messenger.

Benchmarks
Fidelity Home Warranty
Other companies
Company size
300
0
1,650
Annual revenue
No data
0
$1,276,000,000
Number of homeowners
190,400
0
2,200,000
Number of BBB complaints closed within last 3 years
626
0
12,770
Traffic
86,560
0
383,900
Number of independent contractors
No data
0
44,000
Reputation
BBB accreditation
A+ (Accredited)

Fidelity Home Warranty has gained a solid position in the market with an A+ rating from the biggest customer rating site—the BBB—and its accreditation. This makes the company comparable to the best home warranty service providers.

Trustworthiness Rating
4.4 / 5.0
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Coverage

When choosing a home warranty package, you need to understand clearly what items in your house need to be covered. A wide range of combined Fidelity National Home Warranty plans is suitable for homeowners and realtors, protecting both home appliances and systems. It is remarkable that this company is one of a few home warranty providers offering coverage for newly constructed houses.

Fidelity Home Warranty plan options include the New Construction and New Construction Comprehensive Plus plans. They cost $720 and $800 respectively with Fidelity Home Warranty—higher than the industry average—but protecting the most essential systems and equipment.

Fidelity home warranty coverage under the New Construction Comprehensive Plus Plan provides reimbursement for breakages caused by improper installation, repairs, or modifications, which is an unusual option even for the best home warranty companies.

The Standard Plan is the cheapest at $490.

The Comprehensive Plus Plan is similar, but you will pay $100 more for covering a wider selection of parts and components of your systems and equipment. While comparing Fidelity Home Warranty Comprehensive Plan review to the reviews of other companies, we noticed that although this price is within the industry average, companies such as American Home Guard and Old Republic Home Protection offer similar coverage, including refrigerator and washer and dryer for up to $650.

If you want to have as many items covered as possible, the Enhanced Plan is the best option with Fidelity Home Warranty. This package combines coverage of all previously described Fidelity Home Warranty plans and will cost you only $70 more, within the industry average.

Like the most home warranty service providers, this company allows you to customize each of the plans by buying optional coverage. However, the selection of additional items is more limited than many other companies offer. For example, Fidelity Home Warranty roof coverage is not available at the moment. Add-ons will cost you between $35 and $180.

In case you own a swimming pool, Fidelity Home Warranty pool coverage will include all accessible parts and components of the heating system, pumping and filtration, as well as saltwater control unit, salt cells and the flow sensors for the salt water chlorinators.

In addition, this package provides attractive limits of $150 to $5,000, which is very good compared to such leaders as Select Home Warranty and Choice Home Warranty with their limits up to $2,000. For a more detailed description of parts, components, and malfunctions covered under this contract, see the table below, paying attention to the pop-up prompts.

Summary of plans and coverage:
+ more plans
Coverage Term
Service Call Fee
Items
Limit
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Premium Amount
$490.00
$670.00
$590.00
$35.00 - $180.00
 
Coverage
$500.00 - $5,000.00
79%
91%
79%
19%
Coverage details
Air conditioner
-
Details
Covered by FHW
  • All parts and components that affect the operation of the following heating and air cooling systems
  • Forced air (gas, electric, oil)
  • Built-in floor and wall heaters
  • Hot water or steam circulating heating systems
  • Geothermal or water source heat pumps
  • Heat pumps
  • Package units
  • Mini-splits
  • Electric baseboard
  • Room heaters
  • Ducted central electric split and package units
  • Evaporative coolers
  • Wall air conditioners
  • Refrigerant Recapture, Recovery and Disposal (only if the Comprehensive Plus Plan is purchased)
  • Mismatched Systems (only if the Comprehensive Plus Plan is purchased)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Registers (only if the Comprehensive Plus Plan is purchased)
  • Filters (only if the Comprehensive Plus Plan is purchased)
  • Grills (only if the Comprehensive Plus Plan is purchased)
  • Heat lamps (only if the Comprehensive Plus Plan is purchased)
  • Window units (only if the Comprehensive Plus Plan is purchased)
  • Condenser housing (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Solar heating systems
  • Glycol systems (unless used in geothermal heat pump systems)
  • Portable and free standing units
  • Humidifiers, dehumidifiers and electronic air cleaners
  • Fuel and water storage tanks
  • Registers and grills
  • Filters
  • Heat lamps
  • Fireplaces
  • Wood, pellet or gas stoves (even if only source of heating)
  • Chimneys
  • Flues
  • Vents
  • Fireplace inserts and key valves
  • Cable heat
  • Clocks
  • Timers
  • Outside or underground piping and components for geothermal and/or water source heat pumps
  • Well pump and well pump components for geothermal and/or water source heat pumps
  • Inaccessible refrigerant and condensate drain lines
  • General maintenance and cleaning
  • Improper use of metering devices
  • Systems with improperly matched condensing unit and evaporative coil per manufacturer’s specifications unless otherwise noted in this contract
  • Window units
  • Condenser housing
  • Gas or propane air conditioners
  • Water towers
  • Chillers
  • Dampers
  • Insulation
  • Zone control and related components of forced air systems
  • Improperly sized ductwork
  • Collapsed or crushed ductwork
  • Ductwork where asbestos is present
  • Ductwork damaged by moisture
  • Costs for inspections, diagnostic testing, verification and permits as required by any federal, state, local law, regulation or ordinance
Attic fans
-
Details
Covered by FHW
  • All parts and components that affect operation (replaced with builder’s standard)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Light kits and remote transmitters
Bath exhaust fan
-
Details
Covered by FHW
  • All parts and components that affect operation (replaced with builder’s standard)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Light kits and remote transmitters
Ceiling fan
-
Details
Covered by FHW
  • All parts and components that affect operation (replaced with builder’s standard)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Replacement ceiling fans will be of like quality (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Light kits and remote transmitters
Cooktop exhaust fan
-
Details
Covered by FHW
  • All parts and components that affect the operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Racks
  • Rollers
  • Handles
  • Dials
  • Knobs
  • Shelves
  • Light kits
  • Rotisseries
  • Interior lining
  • Lock and key assemblies
Dishwasher
-
Details
Covered by FHW
  • All parts and components that affect the operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Racks (only if the Comprehensive Plus Plan is purchased)
  • Rollers (only if the Comprehensive Plus Plan is purchased)
  • Baskets (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Racks
  • Rollers
  • Baskets
  • Handles
  • Dials
  • Knobs
  • Shelves
  • Clocks (unless it affects the operation of the range/oven/cooktop)
  • Light kits
  • Interior lining
  • Portable or countertop units
  • Removable accessories including buckets
  • Lock and key assemblies
Disposal
-
Details
Covered by FHW
  • Garbage disposal
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
No Info
Doorbell
-
Details
Covered by FHW
  • All parts and components that affect operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Fixtures
  • Alarms/intercoms and circuits
  • Inadequate wiring capacity
  • Power failure or surge
  • Low voltage wiring
  • Direct current (D.C.) wiring or components
  • Lights
Dryer
-
$90.00
Details
Covered by FHW
  • All parts and components that affect the operation
Not Covered by FHW
  • Knobs
  • Dials
  • Touch pads
  • Plastic mini tubs
  • Lint screens
  • Venting
  • Dispensers
  • Damage to clothing
Ductwork
$1,000.00
Details
Covered by FHW
No Info
Not Covered by FHW
No Info
Electrical
-
Details
Covered by FHW
  • All parts and components that affect operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Fixtures
  • Alarms/intercoms and circuits
  • Inadequate wiring capacity
  • Power failure or surge
  • Low voltage wiring
  • Direct current (D.C.) wiring or components
  • Lights
Garage door
-
Details
Covered by FHW
  • Wiring
  • Motor
  • Switches
  • Receiver unit
  • Track drive assembly
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Hinges (only if the Comprehensive Plus Plan is purchased)
  • Springs (only if the Comprehensive Plus Plan is purchased)
  • Cables (only if the Comprehensive Plus Plan is purchased)
  • Remote transmitters (only if the Comprehensive Plus Plan is purchased)
  • Key pads (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Garage doors
  • Hinges
  • Springs
  • Cables
  • Rollers
  • Guides
  • Remote transmitters
  • Key pads
Heating system
$5,000.00
Details
Covered by FHW
  • All parts and components that affect the operation of the following heating and air cooling systems
  • Forced air (gas, electric, oil)
  • Built-in floor and wall heaters
  • Hot water or steam circulating heating systems
  • Geothermal or water source heat pumps
  • Heat pumps
  • Package units
  • Mini-splits
  • Electric baseboard
  • Room heaters
  • Ducted central electric split and package units
  • Evaporative coolers
  • Wall air conditioners
  • Mismatched Systems (only if the Comprehensive Plus Plan is purchased)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Registers (only if the Comprehensive Plus Plan is purchased)
  • Filters (only if the Comprehensive Plus Plan is purchased)
  • Grills (only if the Comprehensive Plus Plan is purchased)
  • Heat lamps (only if the Comprehensive Plus Plan is purchased)
  • Window units (only if the Comprehensive Plus Plan is purchased)
  • Condenser housing (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Solar heating systems
  • Glycol systems (unless used in geothermal heat pump systems)
  • Portable and free standing units
  • Humidifiers, dehumidifiers and electronic air cleaners
  • Fuel and water storage tanks
  • Registers and grills
  • Filters
  • Heat lamps
  • Fireplaces
  • Wood, pellet or gas stoves (even if only source of heating)
  • Chimneys
  • Flues
  • Vents
  • Fireplace inserts and key valves
  • Cable heat
  • Clocks
  • Timers
  • Outside or underground piping and components for geothermal and/or water source heat pumps
  • Well pump and well pump components for geothermal and/or water source heat pumps
  • Inaccessible refrigerant and condensate drain lines
  • General maintenance and cleaning
  • Improper use of metering devices
  • Systems with improperly matched condensing unit and evaporative coil per manufacturer’s specifications unless otherwise noted in this contract
  • Window units
  • Condenser housing
  • Gas or propane air conditioners
  • Water towers
  • Chillers
  • Dampers
  • Insulation
  • Zone control and related components of forced air systems
  • Improperly sized ductwork
  • Collapsed or crushed ductwork
  • Ductwork where asbestos is present
  • Ductwork damaged by moisture
  • Costs for inspections, diagnostic testing, verification and permits as required by any federal, state, local law, regulation or ordinance
Microwave
-
Details
Covered by FHW
  • All parts and components that affect the operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Interior lining (only if the Comprehensive Plus Plan is purchased) (only if the Comprehensive Plus Plan is purchased)
  • Door glass (only if the Comprehensive Plus Plan is purchased)
  • Clocks (only if the Comprehensive Plus Plan is purchased)
  • Handles (only if the Comprehensive Plus Plan is purchased)
  • Shelves (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Racks
  • Rollers
  • Baskets
  • Handles
  • Dials
  • Knobs
  • Shelves
  • Clocks (unless it affects the operation of the range/oven/cooktop)
  • Light kits
  • Interior lining
  • Microwave door glass
  • Portable or countertop units
  • Removable accessories including buckets
  • Lock and key assemblies
Oven
-
Details
Covered by FHW
  • All parts and components that affect the operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Clocks (only if the Comprehensive Plus Plan is purchased)
  • Rotisseries (only if the Comprehensive Plus Plan is purchased)
  • Racks (only if the Comprehensive Plus Plan is purchased)
  • Handles (only if the Comprehensive Plus Plan is purchased)
  • Knobs (only if the Comprehensive Plus Plan is purchased)
  • Dials (only if the Comprehensive Plus Plan is purchased)
  • Interior lining (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Racks
  • Rollers
  • Baskets
  • Handles
  • Dials
  • Knobs
  • Shelves
  • Clocks (unless it affects the operation of the range/oven/cooktop)
  • Meat probe assemblies
  • Light kits
  • Indoor barbeque
  • Rotisseries
  • Interior lining
  • Microwave door glass
  • Portable or countertop units
  • Removable accessories including buckets
  • Lock and key assemblies
Pests
-
Details
Covered by FHW
  • Treatment only for subterranean termite infestation within the main foundation of the home, including the attached garage
Not Covered by FHW
  • Infestation in decks or fencing or any infestation outside the confines of the main foundation of the home or attached garage
  • Repair of damage caused by subterranean termites
  • This contract only covers the treatment methods defined as spot and/or partial under the Texas Structural Pest Control Board Regulations, and does not cover any other form of termite or pest control coverage method
Phone
-
Details
Covered by FHW
  • Telephone wiring used solely for residential telephone service located within the walls of the main dwelling
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Telephone jacks
  • Plugs
  • Lights
  • Transformers and other power units
  • Cover plates
  • Telephone units
  • Answering devices
  • Burglar alarms/intercoms and circuits
  • Telephone fuses
  • Wiring which is the property of a telephone company
  • Audio/video/computer or other cable
Plumbing
$1,000.00
Details
Covered by FHW
  • Garbage disposal
  • Instant hot water dispenser
  • Repair of leaks and breaks in water, waste, vent, or gas lines within the perimeter of the main foundation of the home or garage
  • Shower/tub valves/diverters/basket strainers (replaced with chrome builder's standard)
  • Angle stops
  • Gate valves
  • Waste and stop valves
  • Toilet tanks, bowls, and working mechanisms (replacement toilets will be white builder's standard)
  • Wax ring seals
  • Permanently installed sump pumps (ground water only)
  • Built-in whirlpool bathtub motor pump assemblies
  • Pressure regulators
  • Pop-up assemblies
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Faucets (only if the Comprehensive Plus Plan is purchased)
  • Shower heads (only if the Comprehensive Plus Plan is purchased)
  • Shower arms (only if the Comprehensive Plus Plan is purchased)
  • Interior hose bibs (replaced with chrome builder’s standard) (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Shower heads
  • Shower arms
  • Fixtures
  • Faucets
  • Bathtubs
  • Sinks
  • Shower enclosures and base pans caulking and grouting
  • Filters
  • Hose bibs
  • Sewage ejector pumps
  • Toilet seats and lids
  • Septic tanks
  • Water softeners
  • Flow restrictions in fresh water lines
  • Saunas
  • Steam rooms
  • Bidets
  • Whirlpool bathtub jet plumbing
  • Indoor or outdoor sprinkler systems
  • Booster pumps
  • Conditions of electrolysis
Plumbing stoppages
-
Details
Covered by FHW
  • Clearing of sewer line and mainline stoppages with standard sewer cable to 125 feet from point of access at existing ground level cleanout; including hydrojetting if stoppage is unable to be cleared with cable
  • Clearing of branch drain line stoppages in sink, tub, shower drains and toilets with standard sewer cable from point of access, including existing accessible cleanout, p-trap, drain or overflow access point
Not Covered by FHW
  • Stoppages and/or collapse of water, drain, or gas lines caused by roots or foreign objects
  • Access to drain, sewer or main lines from vent or removal of a toilet
  • Costs to locate, access, or install ground level or drain line cleanouts
Pump
-
$35.00
Details
Covered by FHW
  • Built-in Whirlpool Bathtub Motor Pump
  • Recirculating Hot Water Pump
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Sewage ejector pumps
  • Booster pumps
Refrigerator
$5,000.00
$60.00
Details
Covered by FHW
  • All parts and components that affect the operation of one Kitchen Refrigerator
  • Icemaker/water dispenser, provided parts are available (in cases where parts are not available, FNHW's obligation is limited to cash in lieu of repair based on the cost of the replacement parts)
Not Covered by FHW
  • Any removable component which does not affect the primary function
  • Shelves
  • Handles
  • Ice crushers
  • Filters
  • Internal thermal shells
  • Insulation
  • Food spoilage
  • Multimedia centers
  • Wine chillers
  • Wine vaults
Sump pump
-
Details
Covered by FHW
No Info
Not Covered by FHW
No Info
Toilet
-
Details
Covered by FHW
  • Toilet tanks, bowls, and working mechanisms (replacement toilets will be white builder's standard)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Replacement toilets will be of like quality (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Toilet seats and lids
Trash compactor
-
Details
Covered by FHW
  • All parts and components that affect the operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Removable buckets (only if the Comprehensive Plus Plan is purchased)
  • Knobs (only if the Comprehensive Plus Plan is purchased)
  • Lock and key assemblies (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Racks
  • Rollers
  • Handles
  • Dials
  • Knobs
  • Shelves
  • Light kits
  • Rotisseries
  • Interior lining
  • Lock and key assemblies
Vacuum
-
Details
Covered by FHW
  • All parts and components that affect operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Removable hoses
  • Accessories
  • Clogged pipes
Washer
-
$90.00
Details
Covered by FHW
  • All parts and components that affect the operation
Not Covered by FHW
  • Knobs
  • Dials
  • Touch pads
  • Plastic mini tubs
  • Lint screens
  • Venting
  • Dispensers
  • Damage to clothing
Water dispenser
-
Details
Covered by FHW
  • Instant Hot Water Dispenser
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
No Info
Water heater
$1,500.00
Details
Covered by FHW
  • All parts and components that affect operation including tankless water heaters, lowboy units and recirculating pumps
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Solar units and/or components
  • Holding tanks
  • Flues and vents
Pool
-
$180.00
Details
Covered by FHW
  • All above ground and accessible parts and components of the filtration, pumping and heating system (including the pool sweep pump, pump motor, blower motor and timer)
  • Salt water control unit
  • Salt cell
  • Flow sensor for the salt water chlorinator
Not Covered by FHW
  • Lights
  • Liners
  • Solar related equipment
  • Underground water, gas and electrical lines
  • Skimmers
  • Chlorinator
  • Ozinator
  • Ornamental fountains
  • Waterfalls and their pumping systems
  • Structural and cosmetic defects
  • Cost of access to make repairs or replacements
  • Inaccessible portion of the spa jets
  • Pop-up heads
  • Turbo or motorized valves
  • Electronic/computerized controls and control panels
  • Pool sweeps and related cleaning equipment
  • Salt
Spa
-
$180.00
Details
Covered by FHW
  • All above ground and accessible parts and components of the filtration, pumping and heating system (including the pool sweep pump, pump motor, blower motor and timer)
  • Salt water control unit
  • Salt cell
  • Flow sensor for the salt water chlorinator
Not Covered by FHW
  • Lights
  • Liners
  • Solar related equipment
  • Underground water, gas and electrical lines
  • Skimmers
  • Chlorinator
  • Ozinator
  • Ornamental fountains
  • Waterfalls and their pumping systems
  • Structural and cosmetic defects
  • Cost of access to make repairs or replacements
  • Inaccessible portion of the spa jets
  • Pop-up heads
  • Turbo or motorized valves
  • Electronic/computerized controls and control panels
  • Pool sweeps and related cleaning equipment
  • Salt
Well pump
$1,500.00
$85.00
Details
Covered by FHW
  • All parts of one well pump; must be utilized as the main source of water to the home
Not Covered by FHW
  • Control boxes
  • Holding or storage tanks
  • Pressure tanks
  • Booster pumps
  • Access to remove and/or repair well pump system
  • All piping and electrical lines
  • Well casing
  • Redrilling wells
  • Damage due to low water tables
Septic tank pumping
$500.00
$75.00
Details
Covered by FHW
  • All parts and components that affect the operation of one aerobic pump
  • One effluent pump
  • Septic tank
  • Waste line from house to tank
  • FNHW will pump the septic tank once during the contract term if the stoppage is due to a full septic tank
Not Covered by FHW
  • Collapsed or broken waste lines outside the foundation except the line from house to tank
  • Stoppages or roots that prevent the effective use of an externally applied sewer cable
  • The cost of finding or gaining access to the septic tank
  • The cost of sewer hook-ups
  • Disposal of waste
  • Chemical treatment of the septic tank and/or waste lines
  • Tile fields and leach beds
  • Leach lines
  • Cesspools
  • Seepage pits
  • Lateral lines
  • Insufficient capacity
  • Cleanouts
Wine refrigerator
$1,000.00
$45.00
Details
Covered by FHW
  • All parts and components for a combined total of four of the following units: additional refrigerator, wet bar refrigerator, wine refrigerator, freestanding freezer and freestanding ice maker
Not Covered by FHW
  • Any removable component which does not affect the primary function
  • Shelves
  • Handles
  • Ice crushers
  • Filters
  • Internal thermal shells
  • Insulation
  • Food spoilage
  • Multimedia centers
  • Wine chillers
  • Wine vaults
Free-standing ice maker
$1,000.00
$45.00
Details
Covered by FHW
  • All parts and components for a combined total of four of the following units: additional refrigerator, wet bar refrigerator, wine refrigerator, freestanding freezer and freestanding ice maker
Not Covered by FHW
  • Any removable component which does not affect the primary function
  • Shelves
  • Handles
  • Ice crushers
  • Filters
  • Internal thermal shells
  • Insulation
  • Food spoilage
  • Multimedia centers
  • Wine chillers
  • Wine vaults
Stand-alone freezer
$1,000.00
$45.00
Details
Covered by FHW
  • All parts and components for a combined total of four of the following units: additional refrigerator, wet bar refrigerator, wine refrigerator, freestanding freezer and freestanding ice maker
Not Covered by FHW
  • Any removable component which does not affect the primary function
  • Shelves
  • Handles
  • Ice crushers
  • Filters
  • Internal thermal shells
  • Insulation
  • Food spoilage
  • Multimedia centers
  • Wine chillers
  • Wine vaults
Premium Amount
Silver Combo Plan
79%
$490.00
Gold Combo Plan
91%
$670.00
Gold Combo Plan
79%
$590.00
Silver Combo Plan
79%
$485.00
Gold Combo Plan
79%
$555.00
Silver Combo Plan
79%
$395.00
Gold Combo Plan
91%
$575.00
Gold Combo Plan
79%
$495.00
COVERAGE DETAILS
Air conditioner
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect the operation of the following heating and air cooling systems
  • Forced air (gas, electric, oil)
  • Built-in floor and wall heaters
  • Hot water or steam circulating heating systems
  • Geothermal or water source heat pumps
  • Heat pumps
  • Package units
  • Mini-splits
  • Electric baseboard
  • Room heaters
  • Ducted central electric split and package units
  • Evaporative coolers
  • Wall air conditioners
  • Refrigerant Recapture, Recovery and Disposal (only if the Comprehensive Plus Plan is purchased)
  • Mismatched Systems (only if the Comprehensive Plus Plan is purchased)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Registers (only if the Comprehensive Plus Plan is purchased)
  • Filters (only if the Comprehensive Plus Plan is purchased)
  • Grills (only if the Comprehensive Plus Plan is purchased)
  • Heat lamps (only if the Comprehensive Plus Plan is purchased)
  • Window units (only if the Comprehensive Plus Plan is purchased)
  • Condenser housing (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Solar heating systems
  • Glycol systems (unless used in geothermal heat pump systems)
  • Portable and free standing units
  • Humidifiers, dehumidifiers and electronic air cleaners
  • Fuel and water storage tanks
  • Registers and grills
  • Filters
  • Heat lamps
  • Fireplaces
  • Wood, pellet or gas stoves (even if only source of heating)
  • Chimneys
  • Flues
  • Vents
  • Fireplace inserts and key valves
  • Cable heat
  • Clocks
  • Timers
  • Outside or underground piping and components for geothermal and/or water source heat pumps
  • Well pump and well pump components for geothermal and/or water source heat pumps
  • Inaccessible refrigerant and condensate drain lines
  • General maintenance and cleaning
  • Improper use of metering devices
  • Systems with improperly matched condensing unit and evaporative coil per manufacturer’s specifications unless otherwise noted in this contract
  • Window units
  • Condenser housing
  • Gas or propane air conditioners
  • Water towers
  • Chillers
  • Dampers
  • Insulation
  • Zone control and related components of forced air systems
  • Improperly sized ductwork
  • Collapsed or crushed ductwork
  • Ductwork where asbestos is present
  • Ductwork damaged by moisture
  • Costs for inspections, diagnostic testing, verification and permits as required by any federal, state, local law, regulation or ordinance
Attic fans
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect operation (replaced with builder’s standard)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Light kits and remote transmitters
Bath exhaust fan
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect operation (replaced with builder’s standard)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Light kits and remote transmitters
Ceiling fan
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect operation (replaced with builder’s standard)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Replacement ceiling fans will be of like quality (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Light kits and remote transmitters
Cooktop exhaust fan
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect the operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Racks
  • Rollers
  • Handles
  • Dials
  • Knobs
  • Shelves
  • Light kits
  • Rotisseries
  • Interior lining
  • Lock and key assemblies
Dishwasher
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect the operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Racks (only if the Comprehensive Plus Plan is purchased)
  • Rollers (only if the Comprehensive Plus Plan is purchased)
  • Baskets (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Racks
  • Rollers
  • Baskets
  • Handles
  • Dials
  • Knobs
  • Shelves
  • Clocks (unless it affects the operation of the range/oven/cooktop)
  • Light kits
  • Interior lining
  • Portable or countertop units
  • Removable accessories including buckets
  • Lock and key assemblies
Disposal
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • Garbage disposal
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
No Info
Doorbell
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Fixtures
  • Alarms/intercoms and circuits
  • Inadequate wiring capacity
  • Power failure or surge
  • Low voltage wiring
  • Direct current (D.C.) wiring or components
  • Lights
Dryer
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
$90.00
Expand
Covered by FHW
  • All parts and components that affect the operation
Not Covered by FHW
  • Knobs
  • Dials
  • Touch pads
  • Plastic mini tubs
  • Lint screens
  • Venting
  • Dispensers
  • Damage to clothing
Ductwork
Expand
Limit
$1,000.00
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
No Info
Not Covered by FHW
No Info
Electrical
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Fixtures
  • Alarms/intercoms and circuits
  • Inadequate wiring capacity
  • Power failure or surge
  • Low voltage wiring
  • Direct current (D.C.) wiring or components
  • Lights
Garage door
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • Wiring
  • Motor
  • Switches
  • Receiver unit
  • Track drive assembly
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Hinges (only if the Comprehensive Plus Plan is purchased)
  • Springs (only if the Comprehensive Plus Plan is purchased)
  • Cables (only if the Comprehensive Plus Plan is purchased)
  • Remote transmitters (only if the Comprehensive Plus Plan is purchased)
  • Key pads (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Garage doors
  • Hinges
  • Springs
  • Cables
  • Rollers
  • Guides
  • Remote transmitters
  • Key pads
Heating system
Expand
Limit
$5,000.00
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect the operation of the following heating and air cooling systems
  • Forced air (gas, electric, oil)
  • Built-in floor and wall heaters
  • Hot water or steam circulating heating systems
  • Geothermal or water source heat pumps
  • Heat pumps
  • Package units
  • Mini-splits
  • Electric baseboard
  • Room heaters
  • Ducted central electric split and package units
  • Evaporative coolers
  • Wall air conditioners
  • Mismatched Systems (only if the Comprehensive Plus Plan is purchased)
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Registers (only if the Comprehensive Plus Plan is purchased)
  • Filters (only if the Comprehensive Plus Plan is purchased)
  • Grills (only if the Comprehensive Plus Plan is purchased)
  • Heat lamps (only if the Comprehensive Plus Plan is purchased)
  • Window units (only if the Comprehensive Plus Plan is purchased)
  • Condenser housing (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Solar heating systems
  • Glycol systems (unless used in geothermal heat pump systems)
  • Portable and free standing units
  • Humidifiers, dehumidifiers and electronic air cleaners
  • Fuel and water storage tanks
  • Registers and grills
  • Filters
  • Heat lamps
  • Fireplaces
  • Wood, pellet or gas stoves (even if only source of heating)
  • Chimneys
  • Flues
  • Vents
  • Fireplace inserts and key valves
  • Cable heat
  • Clocks
  • Timers
  • Outside or underground piping and components for geothermal and/or water source heat pumps
  • Well pump and well pump components for geothermal and/or water source heat pumps
  • Inaccessible refrigerant and condensate drain lines
  • General maintenance and cleaning
  • Improper use of metering devices
  • Systems with improperly matched condensing unit and evaporative coil per manufacturer’s specifications unless otherwise noted in this contract
  • Window units
  • Condenser housing
  • Gas or propane air conditioners
  • Water towers
  • Chillers
  • Dampers
  • Insulation
  • Zone control and related components of forced air systems
  • Improperly sized ductwork
  • Collapsed or crushed ductwork
  • Ductwork where asbestos is present
  • Ductwork damaged by moisture
  • Costs for inspections, diagnostic testing, verification and permits as required by any federal, state, local law, regulation or ordinance
Microwave
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect the operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Interior lining (only if the Comprehensive Plus Plan is purchased) (only if the Comprehensive Plus Plan is purchased)
  • Door glass (only if the Comprehensive Plus Plan is purchased)
  • Clocks (only if the Comprehensive Plus Plan is purchased)
  • Handles (only if the Comprehensive Plus Plan is purchased)
  • Shelves (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Racks
  • Rollers
  • Baskets
  • Handles
  • Dials
  • Knobs
  • Shelves
  • Clocks (unless it affects the operation of the range/oven/cooktop)
  • Light kits
  • Interior lining
  • Microwave door glass
  • Portable or countertop units
  • Removable accessories including buckets
  • Lock and key assemblies
Oven
Expand
Limit
Silver Combo Plan
Platinum Combo Plan
Platinum Combo Plan
Gold Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Silver Combo Plan
Gold Combo Plan
Gold Combo Plan
Optional Coverage
Expand
Covered by FHW
  • All parts and components that affect the operation
  • Removal of Defective Equipment (only if the Comprehensive Plus Plan is purchased)
  • Clocks (only if the Comprehensive Plus Plan is purchased)
  • Rotisseries (only if the Comprehensive Plus Plan is purchased)
  • Racks (only if the Comprehensive Plus Plan is purchased)
  • Handles (only if the Comprehensive Plus Plan is purchased)
  • Knobs (only if the Comprehensive Plus Plan is purchased)
  • Dials (only if the Comprehensive Plus Plan is purchased)
  • Interior lining (only if the Comprehensive Plus Plan is purchased)
Not Covered by FHW
  • Racks
  • Rollers
  • Baskets
  • Handles
  • Dials
  • Knobs
  • Shelves
  • Clocks (unless it affects the operation of the range/oven/cooktop)
  • Meat probe assemblies
  • Light kits
  • Indoor barbeque
  • Rotisseries
  • Interior lining
  • Microwave door glass
  • Portable or countertop units
  • Removable accessories including buckets
  • Lock and key assemblies