Are you looking for the best home warranty in Fairfax, VA? Great, you are in the right place.
We’ve reviewed 68+ of the best home warranty companies across the United States to find the top providers for Fairfax homeowners. This guide will answer questions like:
- Do you need a home warranty in Fairfax?
- What plans are available for you as a Fairfaxhomebuyer?
- Are there home warranty regulations in Fairfax?
- How do you choose the right plan?
- And more!
After comparing plans, terms, customer reviews, and fees, we’ve determined the five best home warranties for Fairfax residents. This essential guide will help you choose the right plan, so keep reading to learn more!
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Top Home Warranty Companies for Fairfax Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
What's In This Guide?
Who Needs A Home Warranty In Fairfax, VA?
Whether you are buying a new home, selling your lifelong family home, or renting a property, you can enjoy the benefits of a home warranty plan. However, some people are even more susceptible to the expense and inconvenience of home repairs.
Historic suburbs of D.C. like Fairfax are popular residential areas for people escaping the city life. Many of the homes are older, making essential appliances and systems susceptible to normal wear and tear.
So, leaving yourself unprotected could cost you much more than the cost of your home warranty plan.
Owning a home is one of the most exciting things you will ever do. Most homeowners have good intentions when they purchase their first home. However, over the years, repairs are pushed aside, and before you know it, your home is falling apart, which isn’t something you want to deal with at the end of your D.C. workday.
When you purchase a home warranty plan, you never have to worry about repairing or replacing a covered item. So, you preserve the value of your home while living comfortably.
In Fairfax, homeowners appreciate the mainly suburban community, good schools, activities for children, and detached family houses. Fairfax property owners understand that a home warranty plan is essential in keeping your home safe for your family.
Top 5 Best Home Warranty Companies In Fairfax
|Fairfax Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
When you are buying a new home, you have so much to think about, and there are extra expenses. A home warranty plan may be the furthest thing on your mind or budget.
However, it is always a good idea for new homebuyers to invest in protection for appliances and major home systems, like the air conditioner, water heater, cooktop, dishwasher, and plumbing system.
Even if you get a home inspection that shows all of your components are working correctly, there is no guarantee that your new house will not need a repair the moment you take possession. When you close, your new home and all of the maintenance costs that go along with it are now your responsibility.
After paying closing fees and a sizable down payment, the last thing you want to do is shell out money to replace an air conditioning compressor. After all, that would cut into your home decor budget or leisure travel into Washington D.C. for a night out on the town.
Home Sellers and Real Estate Agents
Selling your home is a challenging experience, as there are a lot of factors involved in the listing process, and anytime you sell a property where you made fond memories, it can be emotional. However, selling your home with a home warranty plan is beneficial for your wallet, as properties with home warranties are more likely to sell and might even sway a buyer to offer above asking price.
Homes that are on the market with a service contract alleviates the financial risk of total breakdowns while your home is on the market, so you do not have to worry about investing even more of your money and time into your home right before passing it off to a new owner.
When first-time buyers are looking for a home, they want something that is to maintain. So, when they are looking at a property, they may overlook a great home that meets their needs if it has older appliances and systems. A home warranty can give them the confidence to purchase a home with an aging electrical or HVAC system.
It can also prevent buyers with cold feet from backing out of a contract if something breaks while the home is in escrow.
Best 5 Fairfax Home Warranty Companies
Renters and Landlords
Renting a home in Fairfax is a great way to escape the high rent and living costs of a Washington, D.C. home. Both renters and landlords benefit from home warranty ownership. Renters enjoy living in a home without worrying that their landlord will not make necessary repairs if something breaks.
Landlords can save time and money with a home warranty. When something breaks, they do not have to worry about finding a credible service contractor or paying for the repairs out of pocket.
When you are renting a property, it is your responsibility to keep the home well-maintained. If a major system or home appliance breaks, your tenant may be able to withhold rent until you fix the broken item. So, owning a home warranty for your rental properties is a necessity.
What Should You Think About When Purchasing A Home Warranty in Fairfax?
Fairfax is a beautiful place to live in Virginia. While the population is just over 22,500 residents, Fairfax has many things to do. There are parks, lakes, nature centers, and museums in town.
The location of your Fairfax home means that you have access to a great community and amenities, but it also means you have some things to consider in terms of home protection. The geography, location, real estate market, and weather all play a role in your home warranty needs.
The weather in Fairfax is hot in the summer and cold in the winter. It also rains approximately 90 days a year, and snowstorms are frequent. So, the weather is something to think about in terms of the plan you select.
Frequent storms can also cause issues with your electrical system. While a home warranty will not cover storm-related damage that is covered by your homeowners insurance, your plan will protect you against wear and tear on your system over time.
Fairfax encompasses 406 square miles, 391 square miles are land, and the remaining 15 square miles are bodies of water. There are also mountains in Fairfax, and the Potomac River runs along the north and south borders of the city.
You never know when an expensive appliance could fail. With a home warranty, you have peace of mind that any geographic impacts on your home do not cause you unnecessary home repair bills.
The location of Fairfax is unique. Located on the northern border of Virginia, it borders Arlington County and Alexandria city in Washington, D.C. The area makes up part of suburban Washington, D.C.
Many people work in Washington, D.C., and live in Fairfax. That means that there is competition when it comes to hiring contractors.
So, when you are choosing a home warranty company, you should consider one with an extensive network of contractors. Otherwise, it could take longer for service requests.
Read Also: What Are The Top Home Warranty Companies In Virginia Beach?
Real Estate Data
The population in Fairfax is increasing and so is the need for homes for new residents. That means that the housing market is competitive. Any time you are selling a home in an area with a competitive market, homeowners will choose the houses that are move-in ready and easy to maintain first.
Protecting your home with a home warranty can help you maintain and even increase your home’s value.
Best Home Warranty In Fairfax?
Choice Home Warranty stands out in the home warranty market as the recommended in Fairfax. Choice offers some of the most comprehensive and affordable plans on the market. They also guarantee work by in-network service technicians for 90 days.
What Will A Home Warranty Cost A Resident Of Fairfax?
Home warranties in Fairfax are comparable to other places in the United States. Basic plans start around $300 per year, and total home protection is around $650.
However, each provider has different plans and options that you can select. Add on coverage for things like pools, second refrigerators, deep freezers, ice-makers, and HVAC systems is usually between $25 and $100 per month.
What Types Of Fairfax Plans Are Available For You?
The plan options available to you will differ depending on the company you choose. However, most providers either offer appliance, systems, and combo plans, and add-on coverage for more comprehensive coverage.
Generally, appliance coverage covers the most essential home appliances like your refrigerator, cooktop, dishwasher and garage door openers. No systems are included, which is why it is often considered “basic” coverage.
Similarly, most system packages include your plumbing, electrical, central vacuum and much more. For someone living in Northern Virginia, working heating and air conditioning units is especially important because of the dramatic weather changes throughout the year. However, some basic systems packages do not include either systems, so be sure to pick a plan that covers what you deem essential.
A combo plan, also known as a total home protection package, includes a mix of both appliances and home systems. However, if there are any additional items you would like to cover, you can do so with add-on protection for specific components. Optional add-on items that people in Fairfax enjoy are pool coverage for the warm summer days and ice makers.
Is A Home Warranty Worth It In Fairfax, VA?
The peace of mind home buyers, sellers, renters, landlords, and real estate agents receive from an affordable home services contract is priceless. In terms of whether your plan will pay for itself, the answer is yes.
Experts say that homeowners should expect to spend at least a dollar for every square foot in their home on maintenance annually, and all homeowners should have at least that much saved for unexpected home expenses.
Even a minor service call for something like a plumbing stoppage can cost several hundred dollars, and replacing a primary home system like your air conditioner can cost thousands.
The cost of a basic home warranty plan pays for itself after just one handyman visit. Furthermore, home warranty customers have the benefit of being able to put in a service request and letting the protection provider schedule a vetted technician to evaluate the problem.
As a customer, you do not have to worry about calling around to find a contractor who is available and qualified, or about an untrustworthy provider leaving your job unfinished. For many homeowners, not having to deal with vetting contractors alone is worth the cost of a home protection coverage.
For more information on if a home warranty is worth the cost, check out this video.
What Are The Home Warranty Regulations In Virginia?
In Virginia, home warranties are not considered insurance policies, and they are therefore not regulated by the Department of Insurance (DOI). So, it is even more essential for Fairfax residents to do their due diligence when selecting a home warranty provider.
How To Choose Coverage In Fairfax (Is It Unique)?
Choosing a home warranty company and protection plan in Fairfax is a bit different than other locations. Virginia does not regulate home warranties, so you need to do your due diligence. Here are a few actionable steps you can take to choose the right plan.
Step 1: Get a Quote
All of the top home warranty companies in Fairfax offer free quotes. So, the first step is to obtain a few free quotes for home protection.
Step 2: Compare Coverage
Comparing coverage is essential when you are shopping-home warranty plans. Each plan covers different items.
When you invest in a home service plan, you want to make sure it includes all of your desired appliances and home systems. Comparing coverage also allows you to select the plan that is most budget-friendly, as well.
Step 3: Read Reviews
The last step in choosing a home warranty is to read consumer reviews on sites like the Better Business Bureau (BBB). Reading reviews is a great way to gain insight into the way a home service company handles claims and customer service issues.
When reading reviews, you should be open-minded. Read reviews from satisfied customers and company responses or resolutions, as well. It is also essential to keep in mind that the older a company is, the more customer complaints it is likely to have.
Top Home Warranties For Fairfax Reviewed
Now that you have a good idea of what you need to look for when shopping for a warranty plan. You probably want to know which providers are the top home warranty companies in Fairfax.
So, we put together a list of the best 5 home warranty companies with a brief overview of the plans available, provider information, and the pros and cons of working with each.
# 1. Choice Home Warranty
Choice Home Warranty is our top choice for Fairfax property owners. Choice offers some of the most comprehensive and affordable plans on the market. They also guarantee work by in-network service technicians for 90 days.
You can choose the Basic Plan starting at just $36.17 per month or the Total Plan for $43.85 monthly. The basic plan covers more than a dozen components, and both programs include heating systems.
- Excellent basic plan coverage.
- 24/7/365 customer and emergency services are available.
- Service contractor work is guaranteed for 90 days.
- There may be delays for service provider appointments on weekends and holidays.
- Some older appliances may not be covered.
- There are low replacement coverage limits for some items.
# 2. American Home Shield
American Home Shield is one of the oldest home warranty companies in Fairfax. It opened in 1971, and many homeowners recognize and trust AHS.
The available coverage options include appliances, systems, combo, or Build Your Own Plans. The plans start at $49.99. The most expensive monthly plan is the Combo Plan at $59.99, and the build your own plan costs $54.99 a month.
You also have the option of purchasing add-on coverage for systems not covered in your plan and choosing your own home service fees.
- AHS offers build your own plans.
- The contractor network is extensive and knowledgeable.
- AHS has 24/7/365 emergency customer service.
- Plans are more costly than other home buyers warranty companies.
- Your service agreement may include replacement limits for some items.
- Reservice for repairs are only guaranteed for 30 days.
# 3. Select Home Warranty
Select Home Warranty opened in 2009, and it is one of the smaller companies in the industry in terms of employee size, customers, and service providers.
However, Select offers plans that are comparable to its larger competitors. There are three plans to choose between, and each covers different items. The Bronze and Silver Plan both start at $35.83, and the Platinum Plan is less than $2 more per month at $37.50.
- Select has a positive rating on consumer sites like the BBB.
- Plans are affordable.
- Cancellation is free within the first 30 days.
- Claims must be filed within 3 days.
- Select may not cover reservice for repairs completed by out of network contractors.
- The service provider database is not as established as larger companies.
# 4. Total Home Protection
Total Home Protection opened as a home warranty provider in 2016, making it one of the newest home warranty providers in Fairfax. Total is worth mentioning because it has affordable plans.
The Gold Plan and the Platinum Plans offered by Select each cover different items. Coverage starts at $45.33 with the Gold Plan, and the Platinum Plan is $52 monthly. Select also provides several add ons for components that are not included in your plan.
- The septic system protection is excellent.
- Repairs made by Select contractors are guaranteed for 90 days.
- Emergency service is available 24/7/365.
- You only a day to file claims.
- If you cancel after the first 30 days, there is a $50 fee.
- Total Home Protection has less than 5 years of experience in the industry.
# 5. First American Home Warranty
First American Home Warranty is one of the oldest protection plan providers in Fairfax. Customers enjoy working with First American because it offers excellent customer service, and the plans start at just $28 per month.
If you want a higher level of coverage, you can add protection for more of your appliances and systems for $42.50 each month. You can also add-on coverage for several items, but plan customizations are not available.
- First American receives positive consumer reviews.
- The database of service providers is knowledgeable.
- The plans are some of the most affordable packages available.
- You have to purchase HVAC coverage as an add-on.
- Similar plans from other providers cover more items.
- Your contract renews automatically 30 days before the contract ends.
Final Thoughts On Home Warranties In Fairfax, VA
Home warranties make homeownership more enjoyable. As a homeowner in Fairfax, VA, your HVAC system and major home appliances are essential.
A home protection plan helps you budget for an expensive home system and appliance repairs and makes finding a qualified contractor straightforward. By purchasing a home warranty plan from one of the top providers on our list, you never have to live without the central systems that make your Fairfax home comfortable year-round.
Read Also: What Does A Home Warranty Plan Look Like in Richmond, VA?