Are you looking for the best home warranty in Fairfax, VA? Great, you are in the right place.
We’ve reviewed 68+ of the best home warranty companies across the United States to find the top providers for Fairfax homeowners. This guide will answer questions like:
- Do you need a home warranty in Fairfax?
- What plans are available for you as a Fairfaxhomebuyer?
- Are there home warranty regulations in Fairfax?
- How do you choose the right plan?
- And more!
After comparing plans, terms, customer reviews, and fees, we’ve determined the five best home warranties for Fairfax residents. This essential guide will help you choose the right plan, so keep reading to learn more!
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Top Home Warranty Companies for Fairfax Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
What's In This Guide?
Who Needs A Home Warranty In Fairfax, VA?
Whether you are buying a new home, selling your lifelong family home, or renting a property, you can enjoy the benefits of a home warranty plan. However, some people are even more susceptible to the expense and inconvenience of home repairs.
Historic suburbs of D.C. like Fairfax are popular residential areas for people escaping the city life. Many of the homes are older, making essential appliances and systems susceptible to normal wear and tear.
So, leaving yourself unprotected could cost you much more than the cost of your home warranty plan.
Owning a home is one of the most exciting things you will ever do. Most homeowners have good intentions when they purchase their first home. However, over the years, repairs are pushed aside, and before you know it, your home is falling apart, which isn’t something you want to deal with at the end of your D.C. workday.
When you purchase a home warranty plan, you never have to worry about repairing or replacing a covered item. So, you preserve the value of your home while living comfortably.
In Fairfax, homeowners appreciate the mainly suburban community, good schools, activities for children, and detached family houses. Fairfax property owners understand that a home warranty plan is essential in keeping your home safe for your family.
Top 5 Best Home Warranty Companies In Fairfax
|Fairfax Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
When you are buying a new home, you have so much to think about, and there are extra expenses. A home warranty plan may be the furthest thing on your mind or budget.
However, it is always a good idea for new homebuyers to invest in protection for appliances and major home systems, like the air conditioner, water heater, cooktop, dishwasher, and plumbing system.
Even if you get a home inspection that shows all of your components are working correctly, there is no guarantee that your new house will not need a repair the moment you take possession. When you close, your new home and all of the maintenance costs that go along with it are now your responsibility.
After paying closing fees and a sizable down payment, the last thing you want to do is shell out money to replace an air conditioning compressor. After all, that would cut into your home decor budget or leisure travel into Washington D.C. for a night out on the town.
Home Sellers and Real Estate Agents
Selling your home is a challenging experience, as there are a lot of factors involved in the listing process, and anytime you sell a property where you made fond memories, it can be emotional. However, selling your home with a home warranty plan is beneficial for your wallet, as properties with home warranties are more likely to sell and might even sway a buyer to offer above asking price.
Homes that are on the market with a service contract alleviates the financial risk of total breakdowns while your home is on the market, so you do not have to worry about investing even more of your money and time into your home right before passing it off to a new owner.
When first-time buyers are looking for a home, they want something that is to maintain. So, when they are looking at a property, they may overlook a great home that meets their needs if it has older appliances and systems. A home warranty can give them the confidence to purchase a home with an aging electrical or HVAC system.
It can also prevent buyers with cold feet from backing out of a contract if something breaks while the home is in escrow.
Best 5 Fairfax Home Warranty Companies
Renters and Landlords
Renting a home in Fairfax is a great way to escape the high rent and living costs of a Washington, D.C. home. Both renters and landlords benefit from home warranty ownership. Renters enjoy living in a home without worrying that their landlord will not make necessary repairs if something breaks.
Landlords can save time and money with a home warranty. When something breaks, they do not have to worry about finding a credible service contractor or paying for the repairs out of pocket.
When you are renting a property, it is your responsibility to keep the home well-maintained. If a major system or home appliance breaks, your tenant may be able to withhold rent until you fix the broken item. So, owning a home warranty for your rental properties is a necessity.
What Should You Think About When Purchasing A Home Warranty in Fairfax?
Fairfax is a beautiful place to live in Virginia. While the population is just over 22,500 residents, Fairfax has many things to do. There are parks, lakes, nature centers, and museums in town.
The location of your Fairfax home means that you have access to a great community and amenities, but it also means you have some things to consider in terms of home protection. The geography, location, real estate market, and weather all play a role in your home warranty needs.
The weather in Fairfax is hot in the summer and cold in the winter. It also rains approximately 90 days a year, and snowstorms are frequent. So, the weather is something to think about in terms of the plan you select.
Frequent storms can also cause issues with your electrical system. While a home warranty will not cover storm-related damage that is covered by your homeowners insurance, your plan will protect you against wear and tear on your system over time.
Fairfax encompasses 406 square miles, 391 square miles are land, and the remaining 15 square miles are bodies of water. There are also mountains in Fairfax, and the Potomac River runs along the north and south borders of the city.
You never know when an expensive appliance could fail. With a home warranty, you have peace of mind that any geographic impacts on your home do not cause you unnecessary home repair bills.
The location of Fairfax is unique. Located on the northern border of Virginia, it borders Arlington County and Alexandria city in Washington, D.C. The area makes up part of suburban Washington, D.C.
Many people work in Washington, D.C., and live in Fairfax. That means that there is competition when it comes to hiring contractors.
So, when you are choosing a home warranty company, you should consider one with an extensive network of contractors. Otherwise, it could take longer for service requests.
Read Also: What Are The Top Home Warranty Companies In Virginia Beach?
Real Estate Data
The population in Fairfax is increasing and so is the need for homes for new residents. That means that the housing market is competitive. Any time you are selling a home in an area with a competitive market, homeowners will choose the houses that are move-in ready and easy to maintain first.
Protecting your home with a home warranty can help you maintain and even increase your home’s value.
Best Home Warranty In Fairfax?
Choice Home Warranty stands out in the home warranty market as the recommended in Fairfax. Choice offers some of the most comprehensive and affordable plans on the market. They also guarantee work by in-network service technicians for 90 days.
What Will A Home Warranty Cost A Resident Of Fairfax?
Home warranties in Fairfax are comparable to other places in the United States. Basic plans start around $300 per year, and total home protection is around $650.
However, each provider has different plans and options that you can select. Add on coverage for things like pools, second refrigerators, deep freezers, ice-makers, and HVAC systems is usually between $25 and $100 per month.
What Types Of Fairfax Plans Are Available For You?
The plan options available to you will differ depending on the company you choose. However, most providers either offer appliance, systems, and combo plans, and add-on coverage for more comprehensive coverage.
Generally, appliance coverage covers the most essential home appliances like your refrigerator, cooktop, dishwasher and garage door openers. No systems are included, which is why it is often considered “basic” coverage.
Similarly, most system packages include your plumbing, electrical, central vacuum and much more. For someone living in Northern Virginia, working heating and air conditioning units is especially important because of the dramatic weather changes throughout the year. However, some basic systems packages do not include either systems, so be sure to pick a plan that covers what you deem essential.
A combo plan, also known as a total home protection package, includes a mix of both appliances and home systems. However, if there are any additional items you would like to cover, you can do so with add-on protection for specific components. Optional add-on items that people in Fairfax enjoy are pool coverage for the warm summer days and ice makers.
Is A Home Warranty Worth It In Fairfax, VA?
The peace of mind home buyers, sellers, renters, landlords, and real estate agents receive from an affordable home services contract is priceless. In terms of whether your plan will pay for itself, the answer is yes.
Experts say that homeowners should expect to spend at least a dollar for every square foot in their home on maintenance annually, and all homeowners should have at least that much saved for unexpected home expenses.
Even a minor service call for something like a plumbing stoppage can cost several hundred dollars, and replacing a primary home system like your air conditioner can cost thousands.
The cost of a basic home warranty plan pays for itself after just one handyman visit. Furthermore, home warranty customers have the benefit of being able to put in a service request and letting the protection provider schedule a vetted technician to evaluate the problem.
As a customer, you do not have to worry about calling around to find a contractor who is available and qualified, or about an untrustworthy provider leaving your job unfinished. For many homeowners, not having to deal with vetting contractors alone is worth the cost of a home protection coverage.
For more information on if a home warranty is worth the cost, check out this video.
What Are The Home Warranty Regulations In Virginia?
In Virginia, home warranties are not considered insurance policies, and they are therefore not regulated by the Department of Insurance (DOI). So, it is even more essential for Fairfax residents to do their due diligence when selecting a home warranty provider.
How To Choose Coverage In Fairfax (Is It Unique)?
Choosing a home warranty company and protection plan in Fairfax is a bit different than other locations. Virginia does not regulate home warranties, so you need to do your due diligence. Here are a few actionable steps you can take to choose the right plan.
Step 1: Get a Quote
All of the top home warranty companies in Fairfax offer free quotes. So, the first step is to obtain a few free quotes for home protection.
Step 2: Compare Coverage
Comparing coverage is essential when you are shopping-home warranty plans. Each plan covers different items.
When you invest in a home service plan, you want to make sure it includes all of your desired appliances and home systems. Comparing coverage also allows you to select the plan that is most budget-friendly, as well.
Step 3: Read Reviews
The last step in choosing a home warranty is to read consumer reviews on sites like the Better Business Bureau (BBB). Reading reviews is a great way to gain insight into the way a home service company handles claims and customer service issues.
When reading reviews, you should be open-minded. Read reviews from satisfied customers and company responses or resolutions, as well. It is also essential to keep in mind that the older a company is, the more customer complaints it is likely to have.
Top Home Warranties For Fairfax Reviewed
Now that you have a good idea of what you need to look for when shopping for a warranty plan. You probably want to know which providers are the top home warranty companies in Fairfax.
So, we put together a list of the best 5 home warranty companies with a brief overview of the plans available, provider information, and the pros and cons of working with each.
Choice Home Warranty Review (Best Overall Home Warranty)
Why Do We Like Choice?
Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.
Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items.
Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.
The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.
A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.
That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.
Policy On Pre-Existing Issues or Older Units?
Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life.
What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).
- Good Limits (up to $1,500)
- Minimal Exclusions
- More Affordable
- Only 15 Home Appliances & Systems Covered
American Home Shield Review (Editor’s Choice)
Why Do We Like American Home Shield?
Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.
In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.
They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.
Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Highest Payout Limits (up to $3,000)
- Widest Coverage (21 systems and appliances)
- Fewest Exclusions
- Most Expensive
Select Home Warranty Review (Most Affordable)
Why Do We Like Select Home Warranty?
Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.
If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.
Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- Most Affordable Service Contracts
- Roof leaks Are Covered In Their Platinum Plan
- Ultra Pushy Sales
- 3 Days To Submit Claim
- Weaker Network Of Contractors
Liberty Home Guard Review
Why Do We Like Liberty Home Guard?
Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice.
Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home.
Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month.
We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.
Policy On Pre-Existing Issues or Older Units?
If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.
- State of the art customer portal system
- Rigorous testing for contractors
- Ability to use your own contractors
- Fair pricing
- Good customer service for a newer company
- Must report your issues within one day of noticing a problem
Total Home Protect Review
Why Do We Like Total Home Protect?
Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.
Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.
Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
- You Can Choose Your Own Technicians
- Roof Coverage
- More Exclusions Than Most Competitors
- The Worst BBB score
- Low Payout Limits ($500)
Final Thoughts On Home Warranties In Fairfax, VA
Home warranties make homeownership more enjoyable. As a homeowner in Fairfax, VA, your HVAC system and major home appliances are essential.
A home protection plan helps you budget for an expensive home system and appliance repairs and makes finding a qualified contractor straightforward. By purchasing a home warranty plan from one of the top providers on our list, you never have to live without the central systems that make your Fairfax home comfortable year-round.
Read Also: What Does A Home Warranty Plan Look Like in Richmond, VA?