Looking for the EverythingBreaks Home Warranty review online? If so, then you’ve come to the right place. To clear up your doubts and answer all your questions, our team at Today’s Homeowner has studied information about EverythingBreaks Home Warranty available online. We researched the company’s credibility, pricing, terms and conditions, coverage, as well as Everything Breaks reviews collected from consumer reporting sites.

To help you make the right choice, we made a detailed comparison of this home warranty provider to some of the best home warranty companies on the market. If you want to have peace of mind about your home systems and appliances, this review will help you decide whether or not this home warranty provider will suit your needs.

everything breaks logo

3.5

Rating

Based on our 23 point rating system.
Not Recommended
BBB Rating:
A+
Monthly Cost:
$24–$44
Service Fee:
$75
Coverage Limit:
$3,000

Our Preferred Home Warranty Alternatives

Today’s Homeowner recommends a few home warranty companies to our readers. Below, you’ll see our latest suggestions and their money-saving deals. You can also read our review of the companies with similar home warranty plans to learn more about these top picks.

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Company Pros and Cons

In this section, we cover the high-level pros and cons for the review. These are more general in nature and observational points as we conduct our review.

Vast social media presence
Low cancellation fee
Different plan types available
Online chat readily available
Tricky terms and conditions
Delays in repairs reported
Higher optional coverage costs
Poor communication reported

Editorial Notes

EverythingBreaks Home Warranty is based in Texas and provides home warranty coverage for homeowners all over the USA, similar to Cinch Home Services or SilverBack Home Warranty. This home warranty company has a wide presence on social media and has been operating for nearly 13 years.

 EverythingBreaks offers five coverage plans to their clients. They offer systems coverage, appliances coverage, electronics coverage, and combo coverage plans that combine the smaller plans, as well as a list of add-ons to choose from. One unique thing about this home warranty company is that it offers coverage for smartphones, laptops, tablets, as well as small kitchen appliances and the TV. The service call fee from this company will vary according to the type of plan you have.

 The A+ rating and accreditation that EverythingBreaks Home Warranty has received from the BBB suggest that the company has a strong position in the market and has produced many satisfied clients.

EverythingBreaks provides free re-service in case the repair fails.  There is also emergency service available for repairs that need to happen right away, which is appealing for customers who want their home to be safe 24/7.

We highly recommend reading this EverythingBreaks review and the advertiser disclosure in full to have the most comprehensive information about this company before you make a decision regarding your home warranty provider.


Trustworthiness

In this part of the review, we will help you decide if this company deserves your money and your trust. For this, we studied the company’s official website and EverythingBreaks reviews on the BBB.

Legal

Information TypeDescription
OwnershipMatrix Warranty Solutions, Inc
Established2006
CEOJoel San Antonio, CEO/Director
Registered inDallas, TX
Address3100 McKinnon St STE 420, Dallas, TX 75201-1044
Available statesAll States
Type of company (private, public)Private
Mediation and arbitration bodiesAny disputes shall be construed and enforced under the laws of the State of Texas.

Clients of EverythingBreaks Home Warranty actually sign the service contract with 4Warranty Corporation, and EverythingBreaks is only a contract seller. EverythingBreaks belongs to Matrix Warranty Solutions, Inc.

EverythingBreaks Home Warranty has been providing home warranty services to its customers since 2006. The company is headquartered in Texas but provides services all across the USA, including CaliforniaTexasFloridaVirginia, and Ohio, so you have service available wherever you are. TotalProtect Home Warranty and America’s 1st Choice Home Warranty also serve homeowners throughout the country.

In case you are not satisfied with the company’s service, your dispute will be construed and enforced under Texas state law.

Accessibility

Information TypeDescription
How to contactMain Page >> Contact Us
Online chatYes

Another good indicator of EverythingBreaks’ trustworthiness is how accessible it is to its clients. To file a claim or get a free quote, you may contact EverythingBreaks Home Warranty online via the contact form or by phone, whichever works best for you. Online chat is available as well and the company is widely presented in social networks including Twitter, YouTube, Instagram, and Facebook. 

Benchmarks

Information TypeDescription
Company size50
Annual revenueNo data
Number of homeownersNo data
Number of BBB complaints closed within last 3 years4
Traffic1,000
Number of independent contractorsNo data

Reputation

Information TypeDescription
BBB accreditationA+ (Accreditated)

EverythingBreaks Home Warranty’s BBB rating is A+, which is one of the best indicators of the company’s trustworthiness. Not many providers have the highest rating possible from the Better Business Bureau. Old Republic Home Warranty and IGS Home Warranty are two of the few other companies that can boast an A+ rating from the BBB.

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Coverage

To choose the best home warranty company for your needs, you should know what is covered by the company and what is not. So in this part of the EverythingBreaks review, we will go over the company’s coverage plans, pricing, deductibles, and limits, as well as the comparison of these factors with other home warranty providers.

EverythingBreaks offers five plans with varying levels of coverage: the Technology Protection Plan, the Electronics Plan, the Starting 5 Appliance Value Package, the Home Protection Plan, and the Total Home Protection Plan.

The Technology Protection Plan is suitable if you want to cover your laptop, tablet, and smartphone. Also, printers, MP3 players, cameras, alarm clocks, car audio and video equipment, and radar detectors are included in this plan. This type of protection will cost you $15.88 per month or $149.88 annually. The Electronics Plan, in addition to telephones and computers, also covers televisions, home theaters, home audio components, and home speakers, as well as small kitchen appliances including blenders, coffee makers, electric kettles, juicers, mixers, toasters, and vacuum cleaners. 

With the Starting 5 Appliance Value Package, you can choose to cover any five appliances on the list for $24.88 per month. The list includes cooktop exhaust fan, dishwasher, disposal, dryer, free-standing ice maker, microwave, oven, refrigerator, stand-alone freezer, trash compactor, and washer.  

If your aim is to protect home appliances, choose one of those home warranty plans. If their coverage is not enough, choose between the Home Protection Plan and Total Home Protection Plan. 

The Home Protection Plan provides coverage for 17 home appliances (dishwasher, doorbell, dryer, trash compactor, washer, etc.) and coverage for your choice of four major home systems such as your central air, heating system, hot water heater, electrical, plumbing and more. The Home Protection Plan costs $528.88 per year and the average annual premium for this plan type is $615. 

The Total Home Protection Plan is the most expensive option, as it combines the coverage of all these five plans for a total of $699.88 annually. The average industry price for a plan like that is $733, so the prices from EverythingBreaks are cheaper than average.

Additionally, you can diversify any of the coverage plans by choosing items from an extensive list of add-ons. The list includes an in-ground pool and spa warranty, alarm, sprinkler, roof leaks, septic, sump pump, well pump, water softener, wine refrigerator, vacuum, and humidifier. 

The prices of the plans offered by EverythingBreaks range from $150 to $779, which is similar to companies like Home Protect Home Warranty.

As for deductibles, EverythingBreaks Home Warranty has somewhat irregular policies. For the Electronics Plan, EverythingBreaks will have a $100 deductible for a broken screen or water damage, while all other claims have a $25 deductible. In contrast, the Home Protection Plan has a uniform $75 deductible for all issues with appliances.

EverythingBreaks Home Warranty’s coverage limits are pretty high – up to $3,000 – and are comparable to American Home Shield and iBex Home Warranty. However, plans have a $3,000 limit of liability for appliances and $3,000 limit of liability for electronics. Note that the limit does not cover every single device in the house, but it will cover all home systems and appliances for the entire duration of the contract.

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Summary of Plans and Coverage:

Air Conditioning 

Coverage for the air conditioning system is limited to a unit up to a 5-ton capacity that is designed for residential use. EverythingBreaks Home Warranty covers mechanical parts and components of one centrally ducted air conditioning system. The capacitors, compressors, evaporator coils, relays, and thermostats are covered by the company. The coverage limit for the A/C system is $3,000. 

Heating System

EverythingBreaks covers units that are up to 5-ton capacity and designed for residential use. The company will also cover mechanical parts and components of one system, as long as that system serves as the primary provider of heat for the dwelling. The coverage includes the heat/cool thermostats, heating elements, internal system controls, wiring, relays, etc.

Plumbing System

Plumbing system coverage by EverythingBreaks Home Warranty includes breaks and leaks on exposed water, gas, and drain lines within the perimeter of the main dwelling. An authorized repair technician will clear all drain and waste line stoppages which can be cleared with 100 feet of sewer cable.

Electrical System

EverythingBreaks offers coverage for the standard mechanical parts or components located within the perimeter of the outer load, interior standard light switches, outlets, junction boxes, and general line voltage wiring.

Home Appliances

All components and parts important to the functionality of home appliances are covered by this company. Rollers, racks, interior lining, clocks, lights, shelves, and filters are not included in this list.

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The Fine Print

ItemValueComparison to Industry
Coverage effective after30 days Above industry average
Cancellation with refund within30 days Above industry average
Cancellation fee$0.00 At industry minimum
Automatic policy renewalNo As 8% of industry
Time to cancel automatic renewalUnknown days n/a
Fee for contract transfer$40.00 Above industry average
Cancellation with a refund within3 days Above industry average
Repair timeframe2 business days Below industry average
Repair timeframe (weekends and holidays)Unknown days n/a
Free second opinionUnknown n/a
Emergency service availableYes As 87.3% of industry
Hours for service calls24/7 As 86.5% of industry
Reservice if repairs failYes Standard for industry
Free reservice period (parts)90 days Below industry average
Free reservice period (labor)30 days At industry minimum

The transparency of the terms and conditions of any home warranty company indicates how trustworthy it is. In this part of the EverythingBreaks review, you will find a summary of our research comparing the company to the industry standards as well as to its competitors.

After signing a contract, your coverage starts in 30 days which is fairly standard for the industry. Companies such as  Landmark Home WarrantyHomeServe USAFirst American Home Warranty, and Total Home Protection also all have policies that are effective 30 days after purchase.

If you change your mind or are dissatisfied with the services provided by the company, you can cancel your commitment with a refund during the first 30 days of service, which is longer than the majority of the companies allow. After this period, EverythingBreaks offers free cancellations to their customers. BFS Home Warranty2-10 Home Buyers Warranty, and IGS Home Warranty have a $0 cancellation fee as well.

The maximum time to submit a claim is three days, which is fairly generous for the industry. If you are buying or selling a house, you can transfer your home warranty, which will cost you $40 at EverythingBreaks; the industry average is $25.

The company’s representatives are available around the clock. Like most similar providers, Everything Breaks offers emergency service. The contractor service at EverythingBreaks Home Warranty is usually provided within 2 business days of the request for non-emergencies.

There is re-service if repairs fail, which is a standard for the industry. The re-service period for parts of ninety days is below the market average, though the time period for labor is only thirty days and is at the industry minimum. 

Unlike most companies in the industry, EverythingBreaks doesn’t offer an automatic policy renewal. So pay attention to the expiration date of your warranty and renew it on time if you want to continue to use their services.

In conclusion, we can say that EverythingBreaks’ terms and conditions are clear and are competitive with the best home warranty companies.

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Feedback

Before you make a financial commitment to EverythingBreaks Home Warranty, it’s a good idea to read the company clients’ reviews. Our team has collected Everything Breaks reviews from consumer reporting sites including BBB, Pissed Consumer, Site Jabber, and Facebook Reviews to share the experiences of prior customers of this company.

According to the ratings given to the company by these sites, the level of customer satisfaction is above the industry average range: it has 2.9 compared to the market average of 2.5. 

Even though there is little feedback on the internet, Everything Breaks has the highest possible rating from the BBB, A+ along with their accreditation, so we can be confident that the level of client satisfaction with its service is quite high.

Everything Breaks reviews show that 10% of the company’s customers noted being pleased specifically with the good quality of work, and twice as many customers than the industry average named communication as a reason for why they liked this company. Moreover, the professionalism of contractors was reported by 10% of the clients.

As to the negative Everything Breaks reviews, 20% of the clients had communication problems, repair delays and found the terms tricky. In addition, 10% of the company’s clients faced claim denials.

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Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage
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Best Claims Acceptance
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Is EverythingBreaks a Good Choice?

We hope that this review answered this question satisfactorily for you.

As you now know, EverythingBreaks Home Warranty is a relatively new company that entered the home warranty market in 2006. It offers its services throughout the USA. In terms of customer service, the company conveniently offers a live online chat function for clients to get their questions answered. It’s also very helpful for customers that the company has a strong presence on social networks. 

Everything Breaks offers coverage that is wide-ranging and reasonably priced. There are five plans to choose from to get coverage for home systems, home appliances, or comprehensive coverage of both. If that’s not enough, the company offers a list of add-ons. Pay attention to the service call fee as it varies according to the chosen plan. 

The company’s terms and conditions show that Everything Breaks aims to satisfy its clients. Although some customers found the terms and conditions tricky, we hope that we solved this issue for you in our EverythingBreaks review.

This provider is well-regarded by customers and competitors according to the high A+ rating from the BBB. Even though there are not many EverythingBreaks reviews available on the Internet, the company’s clients praised the professionalism of contractors, communication, and the work of this home warranty company.

In general, we can conclude that EverythingBreaks offers quite a competitive home warranty according to their different plan types, free cancellation fee, short repair timeframe, and a wide range of covered items. If you consider this company the appropriate choice for you, contact them via the phone, online chat, or the contact form on their official website.

Editorial Contributors
avatar for Britt Olizarowicz

Britt Olizarowicz

Britt Olizarowicz is a former real estate agent and landscaping business owner. She has a wide range of experience across several industries and was also a professional golfer. With her experience in investing, renovating, and improving properties Britt loves to share in all of the latest and greatest technologies, systems, and strategies to keep your home and garden looking great.

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photo of Andrew Dunn

Andrew Dunn

Senior Editor

Andrew Dunn is a veteran journalist with more than 15 years of experience reporting and editing for local and national publications, including The Charlotte Observer and Business North Carolina magazine. His work has been recognized numerous times by the N.C. Press Association and the Society of American Business Editors and Writers. He is also a former general contractor with experience with cabinetry, finish carpentry and general home improvement and repair. Andrew earned a degree in journalism from the University of North Carolina at Chapel Hill, as well as a certificate in business journalism. He lives in Charlotte, N.C.

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