Best Home Warranty in Denver
Looking for the best home warranty in Denver?
Perfect you’re in the right spot. In this guide you’ll learn:
- Who should have a home warranty for their Denver home?
- How much will a Denver home warranty cost?
- …and answers to many more of your biggest Denver home warranty questions!
After 68+ companies reviewed, below are the top picks that we think are of the most benefit to Denver residents. Continue reading!
Top Home Warranty Companies for Denver Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)
Choice Home Warranty ReviewClients from:
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.
American Home Shield ReviewClients from:
Almost-Nationwide Service
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")
Select Home Warranty ReviewClients from:
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-Up
Total Home Protection ReviewClients from:
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage Items
First American Home Warranty ReviewClients from:
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Compare Home Warranty in Denver
What's In This Guide?
Living in one of the most beautiful places in the world is great, but while you are observing and exploring that beauty, your home needs to stay in top condition. That’s where a home warranty service can come in handy.
And if you have noticed all the new people moving into town, it’s not your imagination. Metro Denver has grown by over 20% since 2010! If you are joining the masses moving in and around Denver, a home warranty can be a relief for you as a buyer.
If you are like a lot of Denverites, you are on top of your fitness game. But how do you keep your home in good shape? Especially when you want to spend your time enjoying the great outdoors, not working on your to-do list.
A home warranty can be a big help in managing your home when problems crop up. That’s why we wanted to share these home warranty reviews for your Denver home.
Please note: as rule of thumb, all companies that service Colorado residents should be able to serve you if you live in the Denver area.
Top 5 Best Home Warranty Companies In Denver
| Denver Company Name | Premium Per Month | Deductible |
| Choice Home Warranty | From $36.17 to $43.85 | $85 flat rate |
| American Home Shield | From $49.99 to $59.99 | From $75-$125 |
| Select Home Warranty | From $35.83 to $37.50 | $75 flat rate |
| Total Home Protection | From $45.33 to $52 | $75 flat rate |
| First American Home Warranty | From $28 to $42.50 | From $75-$100 |
Who Needs A Home Warranty in Denver?
Homeowners
Owning a home is a big responsibility. Owning a home where the weather goes to extremes (especially extreme cold) makes the challenge even bigger. Homeowners insurance will take care of problems when you can directly tie damage to a storm or other emergency, but what about general wear and tear on plumbing systems?
The best home warranty companies can bring you peace of mind, so when something as big as your heating system or as small as the garbage disposal stops working, you have a quick course of action: make a service call, start a claim, and get it repaired by a vetted, trained HVAC or plumbing pro.
Best 5 Denver Home Warranty Companies
Homebuyers
You’ve heard the buzz and now you are making the move to Denver to enjoy small town, big city living. But buying a new home is scary. Everything seems to be working, but will they STAY working? A home inspection does not always reveal all the potential problems in a home, so some added protection can be very reassuring.
A home warranty takes the fear and guesswork out of a home buying decision. You can even ask the seller to provide one as a condition of sale, and you can rest assured that covered items have protection from wear and tear that happens as you settle into your new home.
Home Sellers and Real Estate Agents
It’s a strong market for selling your home in Denver, but nothing differentiates quite like a home warranty. It can be the deciding factor that turns a Lookie-Lou browser into a real home buyer.
So if you have an older water heater or dishwasher, or ductwork, you might not need to replace them for resale. Just give potential buyers reassurance by providing a home warranty.
What Should You Think About When Purchasing A Home Warranty in Denver?
Weather and Climate
You came to Denver to enjoy all the outdoors has to offer–including 55 annual inches of snow and average temperatures ranging from the mid-’30s to the mid-’60s. It can get VERY cold, so while you are enjoying the slopes or doing some ice climbing, your home is feeling all that cold as well.
Home warranty providers make it easy to take care of that wear and tear caused by Denver weather. Service providers we’ve studied have plans that can handle what the weather dishes out, so everything from your trash compactor to hot water is taken care of in your home.
Geography
There several geographical factors that contribute to the cool weather, sunshine and overall climate you experience in Denver. These factors include your mile-high altitude, Denver’s position basically halfway between the Equator and the North Pole, and, you know, all those mountains.
The altitude, cold weather, and the winds whipping past those mountains and right down your street all can add to the wear and tear on your home appliances and major systems. Home warranty coverage can take those factors and level the financial playing field for you as you manage home repairs and general maintenance on your Denver home.
What Will A Home Warranty Cost A Resident Of Denver?
The monthly payments, or premiums, can range anywhere from $25/month to over $50/month, depending on the level of protection you are looking for.
Also, keep in mind that a home warranty is a service contract. You will be responsible for a service call fee when making a claim and having a contractor come out to service the damaged or non-functioning appliance or system. These fees range anywhere from around $75 to $125.
You will want to compare plans for your specific home and the specific plan options you choose.
Best Denver Home Warranty
Choice Home Warranty stands out in the home warranty market as the #1 pick in Denver. Choice has a nationwide network of service technicians, offers affordable plans, and both programs include your heating system.
What Types Of Plans Are Available For You In Denver?
There are three basic categories of home warranty plans. An appliance plan, a systems plan, and a combo plan. Some home warranty companies offer all three, and some offer an appliance plan and a combo plan. Comprehensive coverage can include everything from garage door openers to air conditioners.
In addition, most providers offer additional optional coverage for things like an extra HVAC system, limited roof leaks,well pumps, sump pump, or septic systems if you are living outside Denver and don’t have access to public sewer.
Read Also: What’s The Best Plan For a Furnace?
Is A Home Warranty Worth It In Denver?
As we’ve discovered, the extremes in weather and altitude can be a big strain on your home systems and home appliances. A home protection plan can be the difference between huge repair costs or replacement costs on a cooktop or electrical system for a premium and small service fee. All the reviewed companies offer a free quote, so there really is nothing to lose in exploring your home warranty options.
Top Home Warranties For Denver Reviewed
#1 Pick: Choice Home Warranty
Choice Home Warranty comes out on top not just for a Colorado home warranty in general, but for Denver residents specifically for a number of reasons. They have an easy-to-navigate website and two options to choose from at a reasonable cost– a Basic Plan or Total Plan. You’ll want to check prices with Choice for your home and needs.
And if you have a central vacuum installed in your home, you can pick up add-on coverage for that, or for the spa overlooking the Rockies on your deck. If you have some older appliances or –for instance–an aging air conditioning system, Choice will not deny coverage on older systems and appliances.
Read Our Full Review of Choice Home Warranty
Pros
- Reasonable costs
- Won’t deny coverage on older appliances/systems
- Offer free cancellation
Cons
- Only two plan choices
- Somewhat limited optional coverage
#2 Pick: American Home Shield
American Home Shield is frequently at or near the top of our rankings. That’s for several reasons. They are a well-established company that lets customers choose their own service fees; the higher the service request fee, the lower the monthly premium. They also are known for a lower chance of claim denial than other companies.
AHS is also unique in offering optional Electronics coverage, including coverage for LED, LCD, and Plasma TVs, laptops and tablets, home theater systems, and smart home products. So your Denver smart home can get added coverage from American Home Shield the others just don’t offer.
They do have fewer add-on options than others.
Read Our Full Review of American Home Shield
Pros
- Choose your own service fee
- Optional electronics coverage
- Lower chance of claim denial
Cons
- Fewer add-on options
- Trade-off between higher service fees and lower premiums
#3 Pick: Select Home Warranty
Select offers lower deductibles than some of the other companies we reviewed, at around $60. Check pricing for your situation. They have solid Bronze, Gold, and Platinum plans, but no add-on coverage. On the other hand, if you discover minor roof leaks after a hard Denver winter, coverage is offered with all of the Select Home Warranty plans. Select is known for the high level of professionalism of their contractor network, and quick payments on claims.
While others allow you to cancel without penalty within certain time parameters, Select charges a $75 cancellation fee.
Read Our Full Review of Select Home Warranty
Pros
- Good incentives to purchase: $100 off plus two months free
- No transfer fee to switch policy to another home
Cons
- Without incentives, their premiums start a bit higher than other companies
- $75 cancellation fee
#4 Pick: Total Home Protection
Total Home Protection is a relative newcomer, but they offer great coverage that is a good fit for Denver residents. They offer a Gold and Platinum Plan, plus a long list of optional coverage. For instance, if you have more than two heating units to keep up with Denver winters, you can get the third one covered. And if it doesn’t get done right the first time, THP offers reservice on those failed fixes. You can contact them 24/7 to get a claim started and a service call scheduled.
The claim limits at THP are somewhat lower than their competitors, at around $400-$500. Also, you should be aware that claims need to be submitted within one day of the appliance or system malfunction.
Read Our Full Review of Total Home Protection
Pros
- 24/7 service calls
- Extensive optional coverage
Cons
- Low claim limits of just $400-$500
- Only one day to submit a claim.
#5 Pick: First American Home Warranty
Like a few of the others we reviewed, First American offers two plans, Basic and Premier.
They have a B rating with the Better Business Bureau, which is an excellent rating for the industry and for the years they have been in business. It reflects well on the customer care you should expect for your Denver home.
Be aware that if you purchase from First American, the policy will automatically renew unless you tell them otherwise. Read the contract carefully so you know how and when to contact them regarding renewal.
Read Our Full Review of First American Home Warranty
Pros
- Low premiums
- Solid BBB rating
Cons
- Limited optional coverage
- Automatic renewal
Final Thoughts On Coverage In Denver
In closing, we strongly recommend that you choose to opt into one of the home warranty plans from a trusted company. The five companies we listed above are proud to serve Colorado homeowners, from Denver to Colorado Springs.