Best Home Warranty in Denver
Looking for the best home warranty in Denver?
Perfect you’re in the right spot. In this guide you’ll learn:
- Who should have a home warranty for their Denver home?
- How much will a Denver home warranty cost?
- …and answers to many more of your biggest Denver home warranty questions!
After 68+ companies reviewed, below are the top picks that we think are of the most benefit to Denver residents. Continue reading!
Top Home Warranty Companies for Denver Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)
Choice Home Warranty ReviewClients from:
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.
American Home Shield ReviewClients from:
Almost-Nationwide Service
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")
Select Home Warranty ReviewClients from:
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-Up
ServicePlus Home Warranty ReviewClients from:
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage Items
First American Home Warranty ReviewClients from:
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
Top 3 Home Warranty Companies in Denver (2021)
After analyzing 68 different companies, here is your list of the best home warranty providers in the Denver area, from Thornton to Englewood.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty |
| Number of Plan Options | 2 Plans | 3 Plans | 2 Plans |
| Monthly Plan Cost | $45 – $55 | $35 – $65 | $36 – $45 |
| BBB Rating | B | B | B |
| Reviews | Read Choice Home Warranty Reviews | Read American Home Shield Reviews |
Choice Home Warranty is the Best Home Warranty in Denver
If you’re looking for a trusted, industry-leading home warranty company for your Denver home, we recommend Choice Home Warranty. They’re a top-rated brand, and right now you can take advantage of their current promotions that get you $50 off plus one month free. Get a free online quote or contact a specialist at 929-400-6169 before these deals end.
Why is Choice consistently our top pick not just in Denver, but nationwide? They offer excellent coverage and service, at very good prices. They also have some of the highest coverage limits in the industry. That means you won’t have to pay out of pocket when a costly repair is needed on a covered item. For all of these reasons, along with their high rate of contractor professionalism and low rate of claim denial, Choice is an excellent pick for covering your Denver home.
Pros:
- $50 off plus one month free
- High coverage limits
- High contractor workmanship and professionalism
Cons:
- Can’t choose your own service call fee
- Short reservice period for labor
American Home Shield Offers the Service Fee of Your Choice
Another great option is American Home Shield which offers $50 off your preferred plan. Get a free quote online or you can call a home warranty specialist directly at 866-464-7521.
With a Combo Plan covering 23 of your most important (and maybe a few overlooked) appliances and systems, American Home Shield has one of the most comprehensive plans available in Denver. Add that to their accredited B rating with the BBB and you get a very good home warranty option. AHS premiums are slightly more expensive than others, but for comprehensive coverage, they are hard to beat.
Pros:
- $50 off
- Choose your own service fee
- Lower chance of claim denial
Cons:
- More expensive, especially with lower service call fee
- Short reservice period for parts and labor
Select Home Warranty Covers Roof Leaks On All Plans
Another solid pick for a home warranty in Denver is Select Home Warranty. Right now, they are offering a great deal: $175 plus two months free! You can go online for a free quote, or contact a customer service pro at 888-370-3954 to secure this deal before it goes away.
Lots of companies offer roof leak coverage as an optional add-on, which means an extra cost. Select offers roof leak coverage standards on all their plans. Like our other top 3, Select scores well in contractor professionalism. And if you move or have another home you want to cover instead, you can transfer the Select service contract for no extra charge.
Pros:
- $175 off, plus 2 months free
- $0 transfer fee
- Free roof leak coverage
Cons:
- $75 cancellation fee
- Lower coverage limits
- Higher rate of claim denial
Compare Home Warranty in Denver
What's In This Guide?
Living in one of the most beautiful places in the world is great, but while you are observing and exploring that beauty, your home needs to stay in top condition. That’s where a home warranty service can come in handy.
And if you have noticed all the new people moving into town, it’s not your imagination. Metro Denver has grown by over 20% since 2010! If you are joining the masses moving in and around Denver, a home warranty can be a relief for you as a buyer.
If you are like a lot of Denverites, you are on top of your fitness game. But how do you keep your home in good shape? Especially when you want to spend your time enjoying the great outdoors, not working on your to-do list.
A home warranty can be a big help in managing your home when problems crop up. That’s why we wanted to share these home warranty reviews for your Denver home.
Please note: as rule of thumb, all companies that service Colorado residents should be able to serve you if you live in the Denver area.
Top 5 Best Home Warranty Companies In Denver
| Denver Company Name | Premium Per Month | Deductible |
| Choice Home Warranty | From $36.17 to $43.85 | $85 flat rate |
| American Home Shield | From $49.99 to $59.99 | From $75-$125 |
| Select Home Warranty | From $35.83 to $37.50 | $75 flat rate |
| Service Plus | From $45.33 to $52 | $75 flat rate |
| First American Home Warranty | From $28 to $42.50 | From $75-$100 |
Who Needs A Home Warranty in Denver?
Homeowners
Owning a home is a big responsibility. Owning a home where the weather goes to extremes (especially extreme cold) makes the challenge even bigger. Homeowners insurance will take care of problems when you can directly tie damage to a storm or other emergency, but what about general wear and tear on plumbing systems?
The best home warranty companies can bring you peace of mind, so when something as big as your heating system or as small as the garbage disposal stops working, you have a quick course of action: make a service call, start a claim, and get it repaired by a vetted, trained HVAC or plumbing pro.
Best 5 Denver Home Warranty Companies
Homebuyers
You’ve heard the buzz and now you are making the move to Denver to enjoy small town, big city living. But buying a new home is scary. Everything seems to be working, but will they STAY working? A home inspection does not always reveal all the potential problems in a home, so some added protection can be very reassuring.
A home warranty takes the fear and guesswork out of a home buying decision. You can even ask the seller to provide one as a condition of sale, and you can rest assured that covered items have protection from wear and tear that happens as you settle into your new home.
Are You A First-Time Buyer? Check Out This Article!
Home Sellers and Real Estate Agents
It’s a strong market for selling your home in Denver, but nothing differentiates quite like a home warranty. It can be the deciding factor that turns a Lookie-Lou browser into a real home buyer.
So if you have an older water heater or dishwasher, or ductwork, you might not need to replace them for resale. Just give potential buyers reassurance by providing a home warranty.
Read Also: Do All Home Warranties Cover Pre-Existing Conditions?
What Should You Think About When Purchasing A Home Warranty in Denver?
Weather and Climate
You came to Denver to enjoy all the outdoors has to offer–including 55 annual inches of snow and average temperatures ranging from the mid-’30s to the mid-’60s. It can get VERY cold, so while you are enjoying the slopes or doing some ice climbing, your home is feeling all that cold as well.
Home warranty providers make it easy to take care of that wear and tear caused by Denver weather. Service providers we’ve studied have plans that can handle what the weather dishes out, so everything from your trash compactor to hot water is taken care of in your home.
Geography
There several geographical factors that contribute to the cool weather, sunshine and overall climate you experience in Denver. These factors include your mile-high altitude, Denver’s position basically halfway between the Equator and the North Pole, and, you know, all those mountains.
The altitude, cold weather, and the winds whipping past those mountains and right down your street all can add to the wear and tear on your home appliances and major systems. Home warranty coverage can take those factors and level the financial playing field for you as you manage home repairs and general maintenance on your Denver home.
What Will A Home Warranty Cost A Resident Of Denver?
The monthly payments, or premiums, can range anywhere from $25/month to over $50/month, depending on the level of protection you are looking for.
Also, keep in mind that a home warranty is a service contract. You will be responsible for a service call fee when making a claim and having a contractor come out to service the damaged or non-functioning appliance or system. These fees range anywhere from around $75 to $125.
You will want to compare plans for your specific home and the specific plan options you choose.
Best Denver Home Warranty
Choice Home Warranty stands out in the home warranty market as the #1 pick in Denver. Choice has a nationwide network of service technicians, offers affordable plans, and both programs include your heating system.
What Types Of Plans Are Available For You In Denver?
There are three basic categories of home warranty plans. An appliance plan, a systems plan, and a combo plan. Some home warranty companies offer all three, and some offer an appliance plan and a combo plan. Comprehensive coverage can include everything from garage door openers to air conditioners.
In addition, most providers offer additional optional coverage for things like an extra HVAC system, limited roof leaks,well pumps, sump pump, or septic systems if you are living outside Denver and don’t have access to public sewer.
Read Also: What’s The Best Plan For a Furnace?
Is A Home Warranty Worth It In Denver?
As we’ve discovered, the extremes in weather and altitude can be a big strain on your home systems and home appliances. A home protection plan can be the difference between huge repair costs or replacement costs on a cooktop or electrical system for a premium and small service fee. All the reviewed companies offer a free quote, so there really is nothing to lose in exploring your home warranty options.
Top Home Warranties For Denver Reviewed
Choice Home Warranty Review (Best Overall Home Warranty)
- Service Fee: $85
- Coverage: 9/10
- Limits: 9/10
- Exclusions: 9/10
- Affordability: 10/10
- Customer Service: 9.5/10
- Rating: 97.50
Why Do We Like Choice?
Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.
Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items.
Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.
The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.
A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.
That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.
Policy On Pre-Existing Issues or Older Units?
Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life.
What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).
Pros
- Good Limits (up to $1,500)
- Minimal Exclusions
- More Affordable
Cons
- Only 15 Home Appliances & Systems Covered
American Home Shield Review (Editor’s Choice)
- Service Fee: $75 – $125
- Coverage: 10/10
- Limits: 10/10
- Exclusions: 9.5/10
- Affordability: 7/10
- Customer Service: 9/10
- Rating: 97.00
Why Do We Like American Home Shield?
Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.
In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.
They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.
Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
Pros
- Highest Payout Limits (up to $3,000)
- Widest Coverage (21 systems and appliances)
- Fewest Exclusions
Cons
- Most Expensive
Select Home Warranty Review (Most Affordable)
- Service Fee: $75
- Coverage: 8/10
- Limits: 8/10
- Exclusions: 8/10
- Affordability: 10/10
- Customer Service: 8/10
- Rating: 95.80
Why Do We Like Select Home Warranty?
Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.
If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.
Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
Pros
- Most Affordable Service Contracts
- Roof leaks Are Covered In Their Platinum Plan
Cons
- Ultra Pushy Sales
- 3 Days To Submit Claim
- Weaker Network Of Contractors
Liberty Home Guard Review
- Service Fee: $75
- Coverage: 10/10
- Limits: 9/10
- Exclusions: 9/10
- Affordability: 8/10
- Customer Service: 9/10
- Rating: 95.10
Why Do We Like Liberty Home Guard?
Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice.
Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home.
Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month.
We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.
Policy On Pre-Existing Issues or Older Units?
If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.
Pros
- State of the art customer portal system
- Rigorous testing for contractors
- Ability to use your own contractors
- Fair pricing
- Good customer service for a newer company
Cons
- Must report your issues within one day of noticing a problem
Service Plus Review
- Service Fee: $75
- Coverage: 8/10
- Limits: 7/10
- Exclusions: 7.5/10
- Affordability: 8/10
- Customer Service: 8/10
- Rating: 95.20
Why Do We Like Service Plus?
Service Plus Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.
Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.
Most home warranties do not cover anything related to your roof but Service Plus does, which we found to be unique to their offering helping them crack our top list.
Policy On Pre-Existing Issues or Older Units?
Very similar to Choice and AHS, Service Plus covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!
Pros
- You Can Choose Your Own Technicians
- Roof Coverage
Cons
- More Exclusions Than Most Competitors
- The Worst BBB score
- Low Payout Limits ($500)
Final Thoughts On Coverage In Denver
In closing, we strongly recommend that you choose to opt into one of the home warranty plans from a trusted company. The five companies we listed above are proud to serve Colorado homeowners, from Denver to Colorado Springs.
Call (929) 400-6169