Top Best Home Warranty Companies In Delaware Review

Looking for the best home warranty in Delaware?

Perfect you’re in the right spot. In this guide you’ll learn:

  • Why do you need a home warranty in Delaware?
  • What should you look for as a Delaware resident in a home warranty coverage plan?
  • What types of plans are available in DE for your home?
  • Much, much more!

We’ve reviewed 68+ companies and conducted over 100+ tests to help you find the right company for your home. Curious to know more about costs and fees, types of coverage plans and exclusions in DE? Scroll down!

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
96.5

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Best Home Warranty Companies in Delaware

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 96.5
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 96.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 ServicePlus Home Warranty
Editorial Rating 95.5
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 First Premier Home Warranty
Editorial Rating 95.3
  • Lower chance of claim denial
  • Multiple optional coverage items
  • Choose your own service fee!
  • Online chat not supported
  • Lower cap on item replacement
  # 7 Cinch Home Services
Editorial Rating 95.0
  • First 2 Months Free on all Plans! (exclusions apply)
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Who Needs A Home Warranty in Delaware?

Homeowners

Best delaware Home Warranty plans and review

You want to do everything you can to protect your home purchase investment. Especially if you do not have time or the inclination for a lot of home repair work, a home warranty just makes sense. Whether you live on the coast or further inland, in a suburban development or a century-old Dover Victorian, a home warranty can save you time and money when home appliances and systems malfunction.

Homebuyers

This can be a great point of negotiation as you preview ideal homes for purchase. Just ask the seller to include a home warranty as a condition of sale.

If you’d rather not make it part of the negotiation, it is a great idea to add a home warranty on a home you just don’t know much about. You have the disclosure, the inspection, and your own understanding of the house, its systems, and appliances. But a home warranty will help when the unexpected happens. 

Read Also: What Are The Best Home Warranty Plans For Buyers?

Homesellers

Selling a home in Delaware? A home warranty can put your home over the top for consideration. For a buyer to have the peace of mind that comes with a home warranty--it’s just a great selling point.

Read Also: What Are The Best Home Warranty Plans For Sellers?

Real Estate Agents

If you are a Delaware realtor, you know what it means to go the extra mile for your client. Every day. When you crunch the numbers on commission, it often makes sense to add a home warranty to a listing, or to help a buyer out when they are interested but on the fence about a property.

All the warranty companies reviewed here offer home warranty products to real estate professionals. Choice Home Warranty offers the service for free up to six months while a home is listed. 

 

What Should You Think About When Purchasing A Home Warranty in Delaware?

Our home warranty reviews don’t just take into account price and service quality. We also look at the unique characteristics in a given state or region that might impact your home warranty plan decision. 

Weather/Climate

As a middle Atlantic state, Delaware enjoys four distinct seasons, while not being as cold as New England or New York. Temperatures can get into the high 80s and into the 90s in July and August. In January, high temperatures are around 40 degrees. 

If you are living on the coast, you will also experience wind and the effects of saltwater on your systems and appliances. In the hot, humid months, you don’t want your air conditioner to break down without a solid plan to repair or replace it. That’s what a home warranty systems plan can do.

Geography

Home warranty in delaware

Delaware is situated along the Atlantic coast. At 2,488.72 sq. miles, It is the second smallest state right after Rhode Island

In many ways, similar to nearby New Jersey, with a long coast, ample farmland, and gentle, rolling hills. The geography does not create too many challenges to home warranty coverage, although, in more rural areas, you may want to consider add-on coverage for septic pumping and your on-site well

Location

Located along a major population corridor between Washington, D.C., Baltimore, and Philadelphia, Delaware is known as a center of finance, particularly the insurance and credit card industry.

Here is one Delaware resident’s list of reasons why they love living in the 1st State and the benefits of living in DE.

 

But even when you love a place, there are challenges to overcome. If you are living in coastal Delaware, you might want added home warranty protection against the potentially corrosive effects of the salt air on your systems like HVAC or even your clothes washer and dryer. 

 

What Will A Home Warranty Cost A Resident Of Delaware?

Delaware home warranty providers have plans that range from around $400 annually to the mid-$700s. You’ll want to get a quote for your location and particular situation.

Service calls will usually cost between $75 to $125. With American Home Shield, you can actually choose your own service fee. 

What Are The Real Costs Of A Home Warranty? We Can Help.

 

What Types Of Plans Are Available For You In Delaware?

Home warranty service can cover home systems—like air conditioning, heating system, water heater, and plumbing systems, or home appliances—like cooktops, your dishwasher, even garbage disposal—or both in a combo plan. 

But say you just renovated your kitchen and your new kitchen appliances are under manufacturer warranty. American Home Shield offers a “build your own” option for Delaware homeowners so you can choose the systems and appliances that need coverage, and leave out the ones already covered by the manufacturer.

Read Also: Which Home Warranty Plans Are The Best In The Industry?

 

Is A Home Warranty Worth It In Delaware?

At around 73%, homeownership rates in Delaware are above the national average of 65%. This means almost 3/4s of Delaware residents have a property to protect. For the money, a home warranty can be well worth it for Delaware homeowners.

Delaware Home Warranty Facts

 

How Home Warranty in Delaware Works

Here are the steps you will normally follow when utilizing your home warranty:

  • Step 1: Call in for service. Many like Choice Home Warranty have 24/7 call centers and get the process started. This is where the service call fee comes into play.
  • Step 2: The home warranty company will assign a service contractor to manage your request. 
  • Step 3: The contractor will schedule a time with you to come out and assess the situation.
  • Step 4: The service provider will diagnose and repair or replace the issue if it is a covered item under the home warranty terms. 

Are You A First-Time Buyer? Check Out This Article!

 

What Are The Home Warranty Regulations In Delaware?

In 2019, Delaware signed into law H 106 regarding service contracts: The law reads in part:

“The offering, sale, or issuance of a service contract, vehicle theft protection product warranty, or maintenance agreement shall not be considered insurance or subject to the insurance laws of this state unless made expressly applicable thereto.” 

So, while some states regulate home warranties and other service contracts as insurance products, Delaware treats them as legal contracts, but not as insurance.

 

Top Home Warranties For Delaware Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive

 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Service Plus Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

Why Do We Like Service Plus?

Service Plus Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Service Plus does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Service Plus covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Closing Thoughts On Home Warranties In DE

Now that you know what a home warranty looks like for a Delaware homeowner, you should be well on your way to making a selection. And, after carefully selecting your home protection plan, you can stop worrying about costly system failures and focus on the benefits of homeownership.

After much consideration, our number one pick in the Delaware market is Choice Home Warranty. They provide the best protection for all kinds of homeowners-- new buyers, real estate agents, experienced home buyers, vacation homeowners and more.

Living in northeastern US is one of the best places in the country to own a home warranty. If you're curious about how other states are covered, we've reviewed New Hampshire, Rhode Island and Vermont as well.

Read Also: What Are The Best Home Warranty Plans For Luxury Homeowners?

Nearby States

All states
Home warranty Maryland 37 companies available
Maryland Home Warranty
Home warranty New Jersey 36 companies available
New Jersey Home Warranty
Home warranty Pennsylvania 40 companies available
Pennsylvania Home Warranty

Frequently Asked Questions in Delaware

Below are just some of the frequently asked questions we receive about home warranties in Delaware.

Q.

Is a Delaware home warranty worth it?

A.
To protect against the cost of unexpected repairs and replacement of the appliances and systems that keep your home running, a home warranty is worth it.

Instead of worrying about how to pay out-of-pocket every time something goes wrong, a home warranty plan can be an added line of defense. 
Q.

What are the best home warranty companies in Delaware?

A.
We are researching and updating research on over 65 home warranty companies operating throughout the US. Here are our top five picks for your Delaware home. 

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Liberty Home Guard
  5. Service Plus
Q.

What do home warranties cover?

A.
A homeowner’s insurance policy only does so much. A manufacturer’s warranty is expired before you blink. A home warranty covers your major appliances and systems from breakdown due to wear and tear. Coverage does vary from provider to provider, but here is what you can expect from a typical home warranty.

Commonly covered appliances include:

  • Refrigerator
  • Oven/stove/range
  • Built-in Microwave
  • Clothes Washer
  • Clothes Dryer
  • Dishwasher

Commonly covered systems include:

  • Electrical System
  • Plumbing System, including stoppages
  • HVAC System, including ductwork
  • Water Heater

A home warranty will also cover some things you might not expect: doorbells, a standalone freezer, ceiling fans, and garage door openers.

Most companies also offer optional add-on coverage for things like sump pumps, roof leaks, even home electronics with some companies.
Q.

How much does a home warranty cost?

A.
There are two costs to consider: the monthly premium and the service call fee.

The main cost is the premium. For a Combo Plan covering all major appliances and systems, here is the average cost among our top five Delaware providers.

Combo Plan
Monthly
Annually
Top 5 Average
$59
$708

The other cost associated with a home warranty is the service call fee. This charge is made when you contact the home warranty company and they send a licensed contractor to take a look at the issue. A service call fee can range from around $75 to $125 or more. Usually, the higher the service call fee, the lower the monthly premium.
Q.

How do I choose a good home warranty?

A.
Here are three steps in choosing the right home warranty for your Delaware home.

  1. Dig into the data - Find out everything you can about the home warranty providers available in Delaware. What is their reputation? What are the specifics of their coverage plans?
  2. Comparison shop - Don’t just go with the first company you find. Contact several providers and get quotes for your location and the coverage you are most interested in.
  3. Read the fine print - You’ll want to read the service agreement--that’s the contract between you and the home warranty company--before you sign up. Understand the coverage and limitations ahead of time.