Best Home Warranty Companies in Delaware (2023 Review)

Compare Delaware Home Warranty Providers

Delaware Home Warranty Companies Reviews

At Review Home Warranties, we have reviewed more than 70 companies to help narrow down the top seven home warranties for Delaware homeowners. When comparing each of these home warranty companies, we looked at plan options, time in the industry, customer service, coverage caps, customer reviews, service fees, and more. Here is how the top seven home warranty companies in Delaware ranked. 

1. Best Overall: Choice Home Warranty

Choice Home Warranty is the best overall home warranty policy in the state of Delaware. The Choice Home Warranty has been on the market for more than 13 years. With Choice Home Warranty, you will get fair pricing and a great sign-on incentive for new homeowners. Although Choice Home Warranty only offers two plans for homeowners, the plans are comprehensive and have a wide range of coverage. With more than 13 years in the industry, Choice Home Warranty is a smart choice for many homeowners. 

 Plans and Pricing 

The Basic Plan and the Total Plan from Choice Home Warranty both offer very fair coverage and pricing. The Total Plan has a wider range of coverages that a Delaware homeowner can benefit from. 

Coverage

Choice Home Warranty has high coverage caps that help ensure a policy will protect even high-end appliances. Expect some of these caps to be priced at $2000 or more. Some of the most popular coverages under the Choice Home Warranty plan include . . . 

• Plumbing system 
• Washing Machine
• Water Heater
• HVAC system
• Oven   

What Customers Are Saying: 

“The technician who came to look at our hot water tank was awesome. Did a great job and was very quick. He explained what exactly it was he had to do step by step and kept us informed on the status of the work.” Source

2. Best Reviewed: Liberty Home Guard 

The Liberty Home Guard plan is an excellent choice for those looking for a valuable and highly rated company in the state of Delaware. The Liberty Home Guard plan has only been on the market for two years, but they have a BBB rating of an A. This is almost unheard of in the home warranty industry, and it means that LHG knows how to respond to customer requests appropriately. One thing that will make Liberty Home Guard stand out is the access to add-on coverages that other plans do not have. 

Plans and Pricing

Pricing of the Liberty Home Guard plans is fair. When you start attaching the add-on coverages to the plan, expect to see a significant increase in overall pricing. The service fees from Liberty Home Guard remain pretty low. 

Coverage: 

The coverage caps and plan options are both quite impressive from Liberty Home Guard. The Total Home Guard plan tends to be the most popular overall choice. Most Delaware homeowners appreciate these coverages included with the Total Home Guard plan. . . . 

• Garbage disposal
• Washer
• Air Duct
• Water Heater 
• HVAC

What Customers Are Saying: 

“Very customer friendly. It offers a customized service that I couldn't find elsewhere. This home warranty company goes above, and beyond the call of duty I was able to get my HVAC in just one day, and it was a HOT day too. and very affordable.” Source

3. Most Customizable: American Home Shield 

American Home Shield is the most customizable plan for Delaware homeowners. The American Home Shield company has been on the market for 50 years. If you want to ensure the coverage for your American Home Shield is suitable for your home, you can build out a custom plan. These plans typically come at a slightly higher cost, but having this customization is a great benefit. In addition to the customization, American Home Shield also has very high coverage caps and limits on its policies. 

Plans & Pricing

The American Home Shield plans come with customizable service fees. If you want to pay a higher monthly cost, your service fee will be lower. American Home Shield is considered a premium policy so that the overall fees will be a bit higher than other plans on the market. 

Coverage 

The American Home Shield plans have coverage caps that are very often $2500. This is quite a bit of room for an expensive electrical or plumbing repair that you could come across as a Delaware homeowner.   Some of the coverages that homeowners tend to include are . . . 

• Heating system 
• Refrigerator
• Dishwasher 
• Oven
• Garbage DIsposal 

What Customers Are Saying

“I am a former client and wanted to return. It was not my choice to leave AHS. I was very pleased with their services; however, some issues took place out of my control when we purchased our new home, and there was a warranty that was paid for by someone other than us. After our year was up, I chose to return to AHS..” Source

4. Most Affordable: Select Home Warranty 

Select Home Warranty is the most affordable home warranty in the state of Delaware. The Select Home Warranty company has been on the market for more than nine years, and the entire time they have been focused on providing affordable coverage to Delaware homeowners. The Select Home Warranty has excellent workmanship quality, and they are known for keeping things simple. Each of the Select Home Warranty policies comes with free roof leak coverage. Delaware homeowners that are new to the home warranty industry will find great value with this plan. 

Plans and Pricing

Select Home Warranty has three plans for customers to choose from. The Gold Care and Bronze Care plans are not combo or comprehensive options, but they come at a very fair price. The Platinum Care plan offers the best value for Delaware homeowners as it has double the coverage of the other plans. 

Coverage: 

The Select Home Warranty has slightly lower coverage caps than other home warranty plans on the market. This helps them plan to be more affordable overall. Some of the coverages included with the Platinum Care plan include... 

• Heating systems 
• Cooktops
• Ceiling fans
• Refrigerators 
• Electrical systems 

What Customers Are Saying

“I was skeptical about Select Home Warranty (***) after having such a bad experience with ****** Home Warranty. But, *** came through in a very positive manner. I was very pleased with the turn-around time it took *** to accept my repair request and dispatch a vendor. I had a pleasant experience all the way around from ***'s customer representative to the ******'s customer service and technician."Source

5. Best Coverage: First Premier Home Warranty 

First Premier Home Warranty is the best home warranty for Delaware homeowners that need extensive coverage. The First Premier Home Warranty has only been on the market for a short period of time, but they have managed to earn a BBB rating of an A-. The First Premier Home Warranty is a company that has low upfront costs but extensive coverage. If you are looking for a policy that works almost like blanket coverage on your home, the First Premier Home Warranty is a perfect choice. 

Plans & Pricing 

Each of the First Premier Home Warranty plans has a large number of covered items. The Premier Plan has a fair monthly fee and service fee associated with the coverage. First Premier is known for being an affordable company. 

Coverage

First Premier Home Warranty has a large number of covered items, but each of the covered items has some lower limits associated with it. This plan will not have the same coverage as Choice Home Warranty or American Home Shield. Some of the coverages included under the Platinum Plan include . . . 

• Refrigerators
• Oven
• Water heater
• Plumbing system
• Stovetop 

What Customers Are Saying 

“I absolutely love this company i had 3 home warranty companies in the past that were horrible, and I was about to give up on the home warranty idea; the first premier lived up to their standards my ac unit went out, and it was about 97 degrees they sent out a tech in 6 hours and got that fixed and even offered me to replace it with a brand new one once I saw how good their turnaround was and how they performed I enrolled my other two properties and I couldn’t be more happier definitely recommend five stars!!!!!” Source 

6. Best Workmanship: Cinch Home Services 

The Cinch Home Services warranty offers the best workmanship for a home warranty plan in the state of Delaware. With a 180-day workmanship guarantee, Delaware homeowners can ensure that the repairs that are done to their Delaware home are going to be long-lasting and effective. Cinch Home Services has been on the market for more than 40 years, and it is known to be higher quality and fast responding company. 

Plans and Pricing

Delaware homeowners will notice that the Cinch Home Services plans have a higher service fee than most other plans on the market. The higher service fees are going to help homeowners ensure that their repairs are long-lasting and effective. The Complete Home Plan is the most popular choice for Delaware homeowners. 

Coverage

The coverage from the Cinch Home Services plans will cover a wide range of appliances and systems in your Delaware home. With 40 years in the industry, Cinch Home Services has several great coverage options and they will ensure that the add-on coverages are helpful and reasonably priced. Some of the most popular coverages under the Cinch Home Services policies include . . . 

• Septic tank
• Sump Pump 
• Ice Maker
• Refrigerators
• Plumbing System  

What Customers Are Saying

“Always fast, excellent service. I've never had a bad experience. Service people who come out are always fast and on time and get the job done right the first time.” Source

7. Best Emergency Service: ServicePlus Home Warranty 

ServicePlus Home Warranty is the best option for emergency service in Delaware. With the ServicePlus Home Warranty, you will always get fast service, but you even have the option to pay for emergency service that could mean a repair gets done in less than 24 hours. Having a home warranty is typically going to ensure that you get faster service, but the ServicePlus home warranty focuses on speed. ServicePlus has a very strong network of reliable and efficient service technicians. This is partly what has helped this company succeed. 

Plans and Pricing

ServicePlus keeps things relatively simple with their Gold Plan and Platinum Plan home warranty choices. The plans are going to have a fair monthly fee and service fee. Overall the Platinum Plan from ServicePlus tends to be the more popular choice.

Coverage

Coverage from ServicePlus is fair, especially for the pricing that it is offered. If you want fast service and are worried about emergencies, the ServicePlus home warranty can help. Families living in Delaware that don’t want to think about no heat or no AC for a few days will enjoy the ServicePlus plan. Some of the most popular coverages under the Delaware home warranty are . . .

• Dishwasher
• Garbage disposal
• Electrical system
• Plumbing System  
• Refrigerator 

What Customers Are Saying:

“My air conditioner broke on Thursday, and I filed a claim with THP the same day; the next day, a technician arrived at my home and fixed the problem on the spot. Reasonable prices, excellent customer service, and fast responses to claims. I am extremely happy with the services provided by this company.”  Source

What You Should Consider Before Buying A Home Warranty in Delaware

Buying a home warranty in Delaware can be a tough choice. With seven top companies to choose from, it is sometimes hard to narrow down which one will be best for your home. Luckily, there are some distinct differences between these plans that could help make the overall decision-making process easier to manage. Let’s take a look at how plan choices, service fees, and coverage caps can help you decide which home warranty plan is right for you. 

Plan Choices

Most home warranty plans will have an appliance plan, systems plan, and a combo plan for customers to choose from. With the wide range of temperatures and the interesting terrain in Delaware, most find that having a combination of system and appliance coverage is essential. The plan choices are sometimes customizable with the ability to add on coverages. The plan choices on the market should align with the coverages that you need for your home. 

Service Fees

Service fees are sometimes called deductibles, and they will be paid each time there is an issue with your home system or appliance. The service fee is typically the only out-of-pocket expense for a Delaware homeowner that has a home warranty plan in place. Service fees range in price from around $60 to over $150. 

Coverage Capspayout

The coverage cap determines how much a home warranty policy will payout for any individual repair or replacement. For instance, if your HVAC requires a $1000 part, it will be covered if your coverage cap for an AC is over $1000. If not, you will be responsible for the difference. Those that have high-end appliances and systems will significantly benefit from higher coverage caps. 

Home Warranty Tips for Delaware Residents

Our home warranty reviews don’t just take into account price and service quality. We also look at the unique characteristics in a given state or region that might impact your home warranty plan decision. 

As a middle Atlantic state, Delaware enjoys four distinct seasons while not being as cold as New England or New York. Temperatures can get into the high 80s and into the 90s in July and August. In January, high temperatures are around 40 degrees. 

Whether your Delaware home is in Wilmington, Dover, or Newark, these seasonal temperatures could cause some increase in the normal wear and tear of your Delaware home. In addition, those who live near the Delaware coastline in areas like Rehobeth Beach will need to consider how the saltwater can deteriorate a home. 

If you are living on the coast, you will also experience wind and the effects of saltwater on your systems and appliances. In the hot, humid months, you don’t want your air conditioner to break down without a solid plan to repair or replace it. That’s what a home warranty systems plan can do.

Delaware is situated along the Atlantic coast. At 2,488.72 sq. miles, It is the second smallest state right after Rhode Island. 

In many ways, similar to nearby New Jersey, with a long coast, ample farmland, and gentle, rolling hills. The geography does not create too many challenges to home warranty coverage, although, in more rural areas, you may want to consider add-on coverage for septic pumping and your on-site well. 

Located along a significant population corridor between Washington, D.C, Baltimore, and Philadelphia, Delaware is known as a center of finance, particularly the insurance and credit card industry.

But even when you love a place, there are challenges to overcome. If you live in coastal Delaware, you might want added home warranty protection against the potentially corrosive effects of the salt air on your systems like HVAC or even your clothes washer and dryer.

For homeowners from New Castle to Middleton to Bear, the home warranty companies on the market can help to ensure that the home is functioning and comfortable all twelve months of the year. 

Here is one Delaware resident’s list of reasons why they love living in the 1st State and the benefits of living in DE.

Home Warranty Regulations in Delaware

In 2019, Delaware signed into law H 106 regarding service contracts: The law reads in part:

“The offering, sale, or issuance of a service contract, vehicle theft protection product warranty, or maintenance agreement shall not be considered insurance or subject to the insurance laws of this state unless made expressly applicable thereto.” 

So, while some states regulate home warranties and other service contracts as insurance products, Delaware treats them as legal contracts but not as insurance.

Final Thoughts

We hope that you now feel confident you can choose a home warranty for your Delaware home. With all these great options on the market, it is hard for a Delaware homeowner to go wrong. The Choice Home Warranty stands out as the best overall home warranty for Delaware homeowners. With the Choice Home, Warranty coverage is fair and affordable, and response times are quick. We are also very impressed with the coverage caps associated with a home warranty policy for Delaware homeowners. In the end, a Delaware home warranty is an essential plan to consider investing in for your home. Getting more than one quote for your home warranty will ensure that you are satisfied with the deal that you got. Don’t wait to get a quote; a home warranty policy takes 30 days to go into effect; get your coverage started today.

Review Home Warranties Rating Methodology: How We Chose the Best Home Warranty Companies

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our best home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like: 

• We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on: 
  • Availability 
  • Pricing
  • Coverage
  • Fine Print 
  • Plan Options  
  • Service Contract Details 
  • Customer Service
  • Trustworthiness
  • Ratings and Reviews 
  • Add-On Options 
  • Promotions
  • Additional Benefits
• We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
• We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
• We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other. 

From here we created a comprehensive, 100 point, rating scale based on the following factors: 

• Plan options (25): Providers that offer more flexibility in their plans are rated higher.
• Coverage specifics (5): The more items covered in a home warranty plan, the higher the score. 
• Pricing (25): We take the monthly fee and service fee into consideration when rating pricing. 
• Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
• State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score. 
• Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service. 
• Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher. 

Of the 50 different companies that we’ve reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Resources for Delaware Homeowners and Home Buyers

• Delaware State Housing Authority: For down payment assistance, financial information, and even homebuyer education, the Delaware State Housing Authority can be a great resource. 
• Homeownership Assistance Delaware: The US Department of Housing and Urban Development can help Delaware homeowners and homebuyers considering purchasing a home. HUD helps from a financial and educational standpoint and is a federal resource for homeowners and homebuyers. 
• US Department of Agriculture Rural Development: For Delaware homeowners that are considering purchasing rural land, the US Department of Agriculture Rural Development will offer programs and assistance. This is a resource that is worth considering before you make your final purchase in rural Delaware. 
• Wilmington Department of Housing and Real Estate: If you are lucky enough to live in the Wilmington area of Delaware, the Wilmington Department of Housing and Real Estate can help. Access to affordable housing, builder loans, financing help, first-time homebuyer leads, and more are all provided from the Wilmington Depart of Housing and Real Estate. 
• New Castle County Housing Assistance: New Castle County offers down payment assistance for those looking into homeownership in this area. If you have always thought that New Castle could be a good area for you to move to, this is a resource that is worth considering. 

Recap of Our Top Picks In Delaware

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  # 1 Our Top Choice Liberty Home Guard

Editorial Rating 98.00

• $200 off + 1 Month Free + Free Roof Coverage!
• BBB's Only A+ Accredited Home Warranty Company!
• 60-day workmanship guarantee compared to the average of 30 days.
• More than 20 options, including window washing, swimming pools, and irrigation.
• 24/7 service calls

Liberty Home Guard Review

Visit Website (866) 472-3812

  # 2 Cinch Home Services

Editorial Rating 95.30

• First 2 Months Free on all Plans! (exclusions apply)
• Industry-leading 180-day workmanship guarantee
• $500 Homeowner insurance deductible reimbursement
• Thousands of reliable & fast local service providers
• 24/7 customer service
• Low cancellation fee

Cinch Home Services Review

Visit Website (855) 995-1294

  # 3 First Premier Home Warranty

Editorial Rating 95.10

• Lower chance of claim denial
• Multiple optional coverage items
• 24/7 service calls
• Great promotions available
• Market veteran
• Large and established firm

First Premier Home Warranty Review

Visit Website 929-360-2558

  # 4 The Home Service Club

Editorial Rating 94.90

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

• Higher fee for contract transfer
• Fewer contractors available
• Limited plan selection
• 1 day to submit a claim

The Home Service Club Review

Visit Website (855) 498-4719

  # 5 ServicePlus Home Warranty

Editorial Rating 95.10

• $200 OFF + 2 Months Free
• Free Roof Coverage
• Comprehensive coverage plans

• 1 day to submit claim
• Limited availability

ServicePlus Home Warranty Review

Visit Website (267) 824-4010

  # 6 Complete Care Home Warranty

Editorial Rating

• Lower chance of claim denial
• 24/7 service calls
• Great promotions available

Complete Care Home Warranty Review

Visit Website

  # 7 America’s 1st Choice Home Club

Editorial Rating 96.50

• Save up to $150 on a new plan
• Choose your own service fee!
• Lower chance of claim denial

• Higher fee for contract transfer
• Higher cancellation fee

America’s 1st Choice Home Club Review

Visit Website (877) 755-1115