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Best Home Warranty in Dayton, OH

best home warranty company in dayton oh review

Are you looking for the best home warranty in Dayton, OH? Perfect! You’re in the right spot. In this guide, you will learn: 

  • Do you need a home warranty in Dayton, OH? 
  • What plans are available in your area? 
  • How do you choose the best coverage for your Dayton home? 
  • And more!

After reviewing nearly 70 companies, we developed this guide to help you choose a home warranty provider and plan that is just right for your house no matter if you are buying, selling, or renting. Continue reading to find out everything you need to know. 

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
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Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
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Top Home Warranty Companies for Dayton Homeowners

More Than 10 Years on the Market


Most Comprehensive Coverage Available


Free Reservice Period for Parts


Emergency Service Available


Cheapest and Best Basic Plan ($34/m)

Choice Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming, District of Columbia

American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.

American Home Shield Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

 Almost-Nationwide Service


 Majority of Client Reviews Online Are Positive


 Clearest Terms and Conditions


 Highest Contractor Professionalism


Best Gold Plan ("Platinum Care")

Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, District of Columbia, California

 Customer Service Available 24/7


 Least BBB Complaints


Great Reviews on Google Places


Reservice for Failed Parts


1 Free Month Upon Annual Sign-Up

ServicePlus Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Florida, Hawaii, Minnesota, New Hampshire, Rhode Island, Utah, Wisconsin, New Mexico, Maine, Massachusetts, North Dakota, South Dakota, Vermont, Wyoming, District of Columbia, Iowa

 Industry Veteran Award


Large and established company


 Top 3 Cheapest Plans ($25/month)


Low optional coverage costs




Coverage is capped at $500


Limited Selection of Optional Coverage Items

First American Home Warranty Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wyoming, District of Columbia

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

 

Who Needs A Home Warranty For Real Estate In Dayton, OH?

It does not matter whether you are buying, selling, or renting a home; you can gain peace of mind with a home service plan. Property owners are not the only people who benefit from home warranties, though. 

Many homesellers choose to purchase a seller’s home warranty while their home is listed. A protection package is especially useful if you own an older home, and it is transferable to the new owner when you sell, which is an added benefit of a buyer purchasing your home. 

You do not have to be a homeowner to purchase a home protection policy. Renters and realtors can buy a plan to protect themselves as well. 

Read Also: How Do Home Warranty Plans Help First Time Buyers in Dayton?

 

What Should You Think About When Purchasing A Home Warranty in Dayton, OH?

Dayton, OH is a great place to live. It is the sixth-largest city in the state, and like more substantial cities, Cincinnati and Columbus, there is plenty to do. However, Dayton residents enjoy a less commercial feel. 

Just like each city, it has unique features, and there are some factors you need to consider when choosing a home warranty plan, including the weather, location, geography, and real estate market. 

 

Weather/Climate

Top home warranty companies in Dayton Ohio review

The weather is pretty nice year-round in Ohio. However, you do have cold winters with temperatures in the mid-twenties. The summers can also get pretty warm with high temperatures in the low-80s. 

You may not need your air conditioner very often, but you need a working heater and water heater in your Dayton home. Otherwise, the long winter months will be miserable. 

Read Also: Do Home Warranties Cover A Furnace?

Geography/Location

Dayton, OH, is a flat plane situated 50 to 100 feet below the adjacent rolling hills in the Miami River Valley. Throughout the city located in western Ohio, there are several aviation museums and the Carillon Historical Park.

Several rivers, like the Great Miami River, also run through the area and provide recreation for visitors and residents. The terrain and location of your Dayton home do not have a significant impact on your home warranty needs. 

However, it is wise to look for a company with a strong network of service providers in your area. That way, you do not have to worry about service delays when you need repairs. 

Real Estate Data

Recently, the property values and rent prices have gone up, and Zillow predicts the market will continue to improve in the area. There are also a lot of older and historic homes in the city. 

Although there are plenty of excellent properties in the area, some property owners have not adequately maintained their homes. So, it is vital to have home warranty protection, so you are not caught off guard by a major home system malfunction. 

Are you planning a move to Dayton? If so, check out this video to learn more about the city. 

 

What Types Of Plans Are Available For You In Dayton, OH?

Most of the best home warranty providers in your area offer a combination of three plans. Appliance and systems policies cover either-or, and they are perfect for homeowners who have new devices but older systems or vice versa. 

Combo Plans are the other option available from most home service companies. These plans include a combination of systems and appliances. 

The entry-level combo plans cover:

While premium plans typically add protection for laundry machines, air conditioning and heating systems, refrigerators with icemakers, and built-in microwaves. 

Read Also: What Are The Top Companies With The Best Appliance Warranties?

 

What Will A Home Warranty Cost A Resident Of Dayton?

Dayton home warranties are relatively comparable to the rest of the United States. One of the best plans available will cost only a fraction of a primary home system replacement. A comprehensive plan covering your home systems and appliances will cost between $30 and $60 per month. 

If you want a complete plan, you can opt for a program covering all of your primary home components for between $45 and $65 per month. Add-ons range from $25 to $100 per month, depending on the item you are covering. 

 

home warranty for dayton ohio facts

 

Is A Home Warranty Worth It In Dayton, OH?

A home warranty plan is an excellent way for you to budget for major home repairs and systems replacements and save time when you need service. As a home warranty customer, you have access to a network of qualified pre-vetted service providers. 

So, in terms of the money, you can save, and the peace of mind you get from owning an Ohio home warranty, a home protection package is definitely worth it!

 

What Are The Home Warranty Regulations In Dayton?

The State of Ohio does not recognize home warranties as insurance policies unless a licensed property and casualty company issues it as an insurance policy. That means that the Department of Insurance does not govern most home service contracts in Ohio. 

Home Warranty Reviews

Due to home warranties not being regulated as insurance policies, you need to be extra diligent when selecting a provider. So, it can help to read home warranty reviews from homeowners in your area. 

Just make sure you look up reviews on a reputable site like the Better Business Bureau (BBB). When you are reading reviews, pay attention to the company’s responses and resolutions.

 

 

Top Home Warranties For Dayton, OH Reviewed

Now that you know how to choose the right coverage, you need to know the top home warranty companies in Dayton, OH. So, take a look at our list below. 

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor’s Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive
 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final Thoughts On Home Warranties In Dayton, OH 

Congratulations! You should now have all of the information you need to choose a fantastic protection package from one of the best home warranty companies in Dayton for your existing or new home. Don’t go another day worrying about the hassle of a significant system replacement or even a minor repair of something like your garbage disposal. 

Get a free quote from a few of the home warranty service companies on our list. After you get a quote from several companies, review the offers and select warranty coverage that includes essential items in your home like your heating system, water heater , cooktop, plumbing system, and refrigerator. 

Just be sure to check the fine print for service fees, replacement limits, and service request times to be sure the plan you pick offers the best possible protection for your money. 

Choice Home Warranty is our #1 ranked home warranty.