Best Home Warranty in Dayton, OH

best home warranty company in dayton oh review

Are you looking for the best home warranty in Dayton, OH? Perfect! You’re in the right spot. In this guide, you will learn: 

  • Do you need a home warranty in Dayton, OH? 
  • What plans are available in your area? 
  • How do you choose the best coverage for your Dayton home? 
  • And more!

After reviewing nearly 70 companies, we developed this guide to help you choose a home warranty provider and plan that is just right for your house no matter if you are buying, selling, or renting. Continue reading to find out everything you need to know. 

Editor's Choice
97.0

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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
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Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
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Top Home Warranty Companies for Dayton Homeowners

More Than 10 Years on the Market


Most Comprehensive Coverage Available


Free Reservice Period for Parts


Emergency Service Available


Cheapest and Best Basic Plan ($34/m)

Choice Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming, District of Columbia

American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.

American Home Shield Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

 Almost-Nationwide Service


 Majority of Client Reviews Online Are Positive


 Clearest Terms and Conditions


 Highest Contractor Professionalism


Best Gold Plan ("Platinum Care")

Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, District of Columbia, California

 Customer Service Available 24/7


 Least BBB Complaints


Great Reviews on Google Places


Reservice for Failed Parts


1 Free Month Upon Annual Sign-Up

Total Home Protection Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Florida, Hawaii, Minnesota, New Hampshire, Rhode Island, Utah, Wisconsin, New Mexico, Maine, Massachusetts, North Dakota, South Dakota, Vermont, Wyoming, District of Columbia

 Industry Veteran Award


Large and established company


 Top 3 Cheapest Plans ($25/month)


Low optional coverage costs




Coverage is capped at $500


Limited Selection of Optional Coverage Items

First American Home Warranty Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wyoming, District of Columbia

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

 

Who Needs A Home Warranty For Real Estate In Dayton, OH?

It does not matter whether you are buying, selling, or renting a home; you can gain peace of mind with a home service plan. Property owners are not the only people who benefit from home warranties, though. 

Many homesellers choose to purchase a seller’s home warranty while their home is listed. A protection package is especially useful if you own an older home, and it is transferable to the new owner when you sell, which is an added benefit of a buyer purchasing your home. 

You do not have to be a homeowner to purchase a home protection policy. Renters and realtors can buy a plan to protect themselves as well. 

Read Also: How Do Home Warranty Plans Help First Time Buyers in Dayton?

 

What Should You Think About When Purchasing A Home Warranty in Dayton, OH?

Dayton, OH is a great place to live. It is the sixth-largest city in the state, and like more substantial cities, Cincinnati and Columbus, there is plenty to do. However, Dayton residents enjoy a less commercial feel. 

Just like each city, it has unique features, and there are some factors you need to consider when choosing a home warranty plan, including the weather, location, geography, and real estate market. 

 

Weather/Climate

Top home warranty companies in Dayton Ohio review

The weather is pretty nice year-round in Ohio. However, you do have cold winters with temperatures in the mid-twenties. The summers can also get pretty warm with high temperatures in the low-80s. 

You may not need your air conditioner very often, but you need a working heater and water heater in your Dayton home. Otherwise, the long winter months will be miserable. 

Read Also: Do Home Warranties Cover A Furnace?

Geography/Location

Dayton, OH, is a flat plane situated 50 to 100 feet below the adjacent rolling hills in the Miami River Valley. Throughout the city located in western Ohio, there are several aviation museums and the Carillon Historical Park.

Several rivers, like the Great Miami River, also run through the area and provide recreation for visitors and residents. The terrain and location of your Dayton home do not have a significant impact on your home warranty needs. 

However, it is wise to look for a company with a strong network of service providers in your area. That way, you do not have to worry about service delays when you need repairs. 

Real Estate Data

Recently, the property values and rent prices have gone up, and Zillow predicts the market will continue to improve in the area. There are also a lot of older and historic homes in the city. 

Although there are plenty of excellent properties in the area, some property owners have not adequately maintained their homes. So, it is vital to have home warranty protection, so you are not caught off guard by a major home system malfunction. 

Are you planning a move to Dayton? If so, check out this video to learn more about the city. 

 

What Types Of Plans Are Available For You In Dayton, OH?

Most of the best home warranty providers in your area offer a combination of three plans. Appliance and systems policies cover either-or, and they are perfect for homeowners who have new devices but older systems or vice versa. 

Combo Plans are the other option available from most home service companies. These plans include a combination of systems and appliances. 

The entry-level combo plans cover:

While premium plans typically add protection for laundry machines, air conditioning and heating systems, refrigerators with icemakers, and built-in microwaves. 

Read Also: What Are The Top Companies With The Best Appliance Warranties?

 

What Will A Home Warranty Cost A Resident Of Dayton?

Dayton home warranties are relatively comparable to the rest of the United States. One of the best plans available will cost only a fraction of a primary home system replacement. A comprehensive plan covering your home systems and appliances will cost between $30 and $60 per month. 

If you want a complete plan, you can opt for a program covering all of your primary home components for between $45 and $65 per month. Add-ons range from $25 to $100 per month, depending on the item you are covering. 

 

home warranty for dayton ohio facts

 

Is A Home Warranty Worth It In Dayton, OH?

A home warranty plan is an excellent way for you to budget for major home repairs and systems replacements and save time when you need service. As a home warranty customer, you have access to a network of qualified pre-vetted service providers. 

So, in terms of the money, you can save, and the peace of mind you get from owning an Ohio home warranty, a home protection package is definitely worth it!

 

What Are The Home Warranty Regulations In Dayton?

The State of Ohio does not recognize home warranties as insurance policies unless a licensed property and casualty company issues it as an insurance policy. That means that the Department of Insurance does not govern most home service contracts in Ohio. 

Home Warranty Reviews

Due to home warranties not being regulated as insurance policies, you need to be extra diligent when selecting a provider. So, it can help to read home warranty reviews from homeowners in your area. 

Just make sure you look up reviews on a reputable site like the Better Business Bureau (BBB). When you are reading reviews, pay attention to the company’s responses and resolutions.

 

 

Top Home Warranties For Dayton, OH Reviewed

Now that you know how to choose the right coverage, you need to know the top home warranty companies in Dayton, OH. So, take a look at our list below. 

1. Choice Home Warranty

Choice Home Warranty is our top pick for home service protection in Dayton, OH. Choice is a large nationwide company with an extensive service contractor network, affordable packages, and the service fees are just $75 per claim.

The Basic Plans ($36.17 monthly) includes fifteen components, including your heating system and water heater. If you want to add coverage for your refrigerator, laundry machines, and air conditioning system, the Total Plan is just $43.85 per month.

Read Our Full Review of Choice Home Warranty

Pros: 

  • Choice offers comprehensive plans. 
  • Choice has 24/7/365 customer and emergency services. 
  • Service professional work is guaranteed for 90 days.

Cons: 

  • Some owners report delays for service call appointments.
  •  Your older appliances may not be covered. 
  • There are low replacement coverage limits for some items.

2. American Home Shield

American Home Shield is one of the largest home warranty companies in the United States. It opened in 1971, and many real estate professionals and homeowners trust AHS for their home warranty needs.

You can pick an appliance ($49.99 monthly), systems ($49.99 monthly), and combo ($59.99 monthly). Or, you can choose a build your own ($54.99 monthly) that includes 10 home devices or systems. 

Add-on protection and choose your own service fee options are also available. 

Read Our Full Review of American Home Shield

Pros: 

  • You have many plan customization options. 
  • The AHS network of service technicians is knowledgeable and vast. 
  • AHS offers one of the best home appliance plans. 

Cons: 

  • Similar plans from other providers are more affordable. 
  • Replacement limits are low for some items. 
  • Contractor work is only guaranteed for 30 days. 

3. Select Home Warranty

Select Home Warranty is a newer company in the home protection industry. It opened in 2012, and in terms of the number of homeowner contracts Select holds, it is smaller than many of the other major carriers. 

However, Select offers some of the most cost-effective plans available. The Bronze (appliances for $35.83 monthly), Silver (home systems for $35.83 monthly), and Platinum Plan (a combination for $37.50 monthly). 

Select also offers discounts throughout the year and free limited roof leak protection. 

Read Our Full Review of Select Home Warranty

Pros: 

  • Select receives excellent reviews on consumer sites like the BBB. 
  • The plans are very budget-conscious. 
  • You can cancel for free within the first 30 days. 

Cons: 

  • You only have three days to file claims. 
  • Contractor work may not be guaranteed. 
  • The network of service providers is not as extensive as larger carriers.

4. Total Home Protection

Total Home Protection is the newest company on our list. It opened in 2016, but it is worth looking into because the plans offer excellent protection for homeowners with septic systems. Select offers one of the best coverage options available. 

As a Total Home Protection customer, there are two plans you can choose, the Gold Plan ($45.33 per month) and the Platinum Plan ($52 per month). 

You can also add on coverage for several systems and appliances not included in the plans. 

Read Our Full Review of Total Home Protection

Pros: 

  • The septic system coverage is phenomenal. 
  • Total guarantees contractor work for 90 days.
  • 24/7/365 emergency service is available.

Cons: 

  • You have to file claims within 24 hours. 
  • If you do not cancel in the first thirty days, there is a $50 cancellation charge. 
  • Total Home Protection does not have the industry experience of some more established providers.

5. First American Home Warranty

First American Home Warranty rounds out our list of the top Dayton, Ohio home warranty companies. However, First American is a major player in the real estate industry and has offered home warranty plans for decades. 

If you are on a tight budget, the plans some of the most affordable packages you will find starting at just $28 per month. Both of the programs First American offers are combo plans. 

Your second option is the Toal Plan ($42.50 per month), and it adds coverage for your washing machine, clothes dryer, and refrigerator. However, neither of the plans includes HVAC coverage, so you will need to add that coverage on to whichever plan you choose. 

Read Our Full Review of First American Home Warranty

Pros: 

  • Well-established home warranty provider. 
  • First American Home Warranty has an extensive database of service providers. 
  • The HVAC coverage is excellent. 

Cons: 

  • HVAC coverage is not included in either combo plan. 
  • The plans are not as comprehensive as the competitors. 
  • If you do not cancel 30 days before your contract ends, it will automatically renew.

 

Final Thoughts On Home Warranties In Dayton, OH 

Congratulations! You should now have all of the information you need to choose a fantastic protection package from one of the best home warranty companies in Dayton for your existing or new home. Don’t go another day worrying about the hassle of a significant system replacement or even a minor repair of something like your garbage disposal. 

Get a free quote from a few of the home warranty service companies on our list. After you get a quote from several companies, review the offers and select warranty coverage that includes essential items in your home like your heating system, water heater , cooktop, plumbing system, and refrigerator. 

Just be sure to check the fine print for service fees, replacement limits, and service request times to be sure the plan you pick offers the best possible protection for your money.