Looking for a home warranty plan to cover your most essential appliances and systems in Dallas?
Perfect, you’re in the right spot. In this guide, you’ll learn:
- What should you think about when purchasing a Dallas home warranty?
- Who should have a home warranty in Dallas?
- What will your Dallas home warranty cost?
- And much more!
After 68+ companies reviewed and rated, below are the top picks that we think are of the most benefit to Dallas residents. Continue reading!
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Top Home Warranty Companies for Dallas Homeowners
More Than 10 Years on the Market
Most Comprehensive Coverage Available
Free Reservice Period for Parts
Emergency Service Available
Cheapest and Best Basic Plan ($34/m)Choice Home Warranty Review
American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.American Home Shield Review
Majority of Client Reviews Online Are Positive
Clearest Terms and Conditions
Highest Contractor Professionalism
Best Gold Plan ("Platinum Care")Select Home Warranty Review
Industry Veteran Award
Large and established company
Top 3 Cheapest Plans ($25/month)
Low optional coverage costs
Coverage is capped at $500
Limited Selection of Optional Coverage ItemsFirst American Home Warranty Review
Customer Service Available 24/7
Least BBB Complaints
Great Reviews on Google Places
Reservice for Failed Parts
1 Free Month Upon Annual Sign-UpTotal Home Protection Review
Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.
What's In This Guide?
Compare Home Warranty in Dallas
With an estimated 1.2 million residents just in Dallas proper and a total of over 7.5 million sprawlings across the Dallas/Fort Worth Metroplex, you live in a place that is one more example of the difference between “big” and Texas Big. Dallas is even the 9th largest city in the U.S. and third largest in Texas.
Your Dallas home is your castle. That’s why we wanted to bring you these home warranty reviews, so you can make the best choice possible on plans to protect your home beyond the scope of what a homeowner’s insurance policy can do.
Please note: as rule of thumb all companies that service Texas residents should be able to serve you if you live in the Dallas metro.
Top 5 Best Home Warranty Companies In Dallas
|Dallas Company Name||Premium Per Month||Deductible|
|Choice Home Warranty||From $36.17 to $43.85||$85 flat rate|
|American Home Shield||From $49.99 to $59.99||From $75-$125|
|Select Home Warranty||From $35.83 to $37.50||$75 flat rate|
|Total Home Protection||From $45.33 to $52||$75 flat rate|
|First American Home Warranty||From $28 to $42.50||From $75-$100|
Who Needs A Home Warranty in DTX?
The best home warranty companies are eager to assist Dallas homeowners who are tired of worrying about what might break down next. You don’t have a lot of extra cash to throw around when a water heater, dishwasher, or HVAC breaks down, and these repairs take time, which is precious to Dallas homeowners.
Read Also: What Are The Top Companies For First-Time Homeowners?
Dallas is one of the fastest growing cities in the nation, with jobs as the main driver to the area. Here’s the lowdown on moving to this metroplex: The Dallas-area is home to over 21+ Fortune 500 companies, and the business climate isn’t the only segment that is growing.
The number of homebuyers that are purchasing home warranty coverage is growing as well. The benefits to having a home warranty when buying a home seem endless because after the inspection on your home, you never know when an appliance is going to break down.
There is nothing worse than a home purchase with items that break-down in the first year. It takes the fun out of moving, but home warranty coverage is an easy solution.
Below is a video about a couple who moved to Dallas at the end of 2019 and wanted to share some of their observations about what is unique about living in the metroplex.
Home sellers/Real Estate Agents
It’s a topsy-turvy world if you are a realtor these days in Dallas. Sales volume is not what it was in 2019, yet the supply is just three months, making this a seller’s market.
No matter what side of the transaction you are on as a Dallas Realtor, offering a home warranty can get you the business as a listing agent, and help ease the anxiety of a buyer who needs to make a quick decision before a house gets bought out from under them. A home warranty gives both sides peace of mind during the sales process and after settlement.
Homeownership rates are lower in Dallas than the national average of around 69%. Dallas has an owner-occupied housing unit rate of 41%. So if you are reading this, it’s very likely you are a renter or a landlord. A home warranty can save landlords a lot of headaches when it comes to malfunctioning systems and appliances. It can mean quicker response time for repairs for a renter since a claim needs to be entered in one to three days, depending on the home warranty company.
Best Home Warranty In Dallas?
Choice Home Warranty stands out in the home insurance market as the #1 pick in Dallas. Choice Home Warranty is a must-have if you value quality coverage, comprehensive plans offerings and customer service availability 24/7.
What Should You Think About When Purchasing A Home Warranty in DTX?
If you’ve lived in Dallas for any length of time, you know when it comes to weather, you never know quite what you are going to get. High humidity, dramatic temperature swings, warm summer weather, and precipitation could be 20 inches one year and 50 inches the next — all of that puts a lot of strain on your home systems and home appliances.
A good home warranty plan can help with that. The Total Home Protection service agreement, for instance, has protection for air conditioning that includes, “Mechanical parts and components of two (2) ducted electric central air conditioning systems. All components and parts for units below 13 SEER and/or R-22 equipment, and when we are unable to facilitate the repair and/or replacement of failed covered equipment at the current SEER rating or with R-22 equipment, repair and/or replacement will be performed with 13 SEER/R410A equipment and/or 7.7 HSPF or higher compliant”.
A good plan can save you from the extremes of Dallas weather!
Located in north-central Texas, the Dallas/Fort Worth Metroplex landscape consists of rolling hills punctuated by waterways like the Trinity River and lakes large and small from Lewisville and Lavon to tiny Lake Veridian. It lies smack-dab between the Piney Woods of East Texas and the Great Plains of the midwest.
The natural and human-made waterways make Dallas a place of high humidity, which means your home systems will be prone to rust and other corrosion forms that can lead to breakdowns.
As a Dallas resident, you live in a geographic hub. Neighborhoods in the Metroplex stretch from well above Plano in the north to Cedar Hill and points south. These communities are home to people from every corner of the planet. This diversity makes Dallas an exceptional place to live.
It is a mobile place. People are always moving in and out. A home warranty will protect your stuff while you live in one place, and when you move on, you can offer a home warranty to the new owners. Some companies even offer a free transfer of contract fee, like Choice Home Warranty, if there is a change in ownership.
To continue the point above, if you are moving to Dallas, you are definitely not alone. Metro Dallas is a place of migration from other states and other nations. But as native son Lyle Lovett says, “That’s right you’re not from Texas, Texas wants you anyway,”
The point is, while the average Dallas resident stays in their home for around 11 years, there is so much movement in and out. Having a home warranty means less to worry about for whatever time you spend in Dallas.
Read Also: What Are The Top Coverage Plans In San Antonio, TX?
How Much Will A Dallas Home Warranty Cost?
Buying a home warranty has to make financial sense. A Texas home warranty will cost you anywhere from $350 to well over $700 annually.
A service fee will cost around $75 to $125 depending on the service provider. With the cost of repairs and replacement of major systems and appliances in your home, one or two breakdowns in a given year and a home warranty can quickly pay for itself.
What Types Of Plans Are Available For You In Dallas?
Plans can be broken into three basic categories: Appliances Plans, Systems Plans, and Combo Plans. Most providers offer add-ons for things like roof leaks, pools and spas, or even a septic system if your Dallas-area home isn’t served by public sewer.
Major appliances covered range everywhere from a refrigerator or cooktop to the garbage disposal and even a garage door opener. Major systems include plumbing systems, electrical systems, HVAC — all the stuff you need to keep your Dallas home running smoothly.
Is A Home Warranty Worth It In Dallas?
With such hinky weather and a population on the move, it is a great idea to have a home warranty. Service plans can protect your systems and appliances from that subtropical weather, and show the pride in ownership that you have in your property.
Top 5 Best Home Warranty Companies In Dallas
What Are The DTX Home Warranty Regulations?
Texas has a comprehensive service contract provider’s law that, among other things, specifies that residential service companies like home warranty providers are not held to Texas insurance laws.
Speaking of warranty vs. insurance, this is an excellent time to point out that home warranties are not the same as your homeowners insurance. Where homeowners insurance covers damage and loss due to things like fire, flood, and burglary, a home warranty covers surprises and emergencies as a result of normal wear and tear on your home’s major systems and appliances.
Looking for home warranty coverage in El Paso, Texas? We have the answers!
Top Home Warranties For Dallas Reviewed
#1 Pick: Choice Home Warranty
For managing the complexities of Dallas climate and location, Choice Home Warranty offers the most bang for the buck. Because… If you’ve lived in your home for a while (and the average for a Dallas homeowner is around 12 years), your systems and appliances are aging. Choice will not deny coverage for older appliances and systems in your home.
They offer a comprehensive plan called the Total Plan, which is a great value. And they offer great add-ons like coverage for that garage refrigerator, which has to work extra hard in the Dallas heat and humidity.
- Good value in premium pricing
- Won’t deny coverage for older appliances and systems
- Free cancellation within 30 days
- Can’t call in a claim 24/7
- 2 plan options instead of 3
#2 Pick: American Home Shield
American Home Shield is a large and established company, with solid plans for appliances, systems, or both. One interesting differentiator is that you can choose your own service fee with AHS. A higher service fee can lower your monthly warranty payment.
While they are known as a company with a lower chance of claim denial than others (which is a big deal in this industry), they do offer fewer add-on options than other providers. But for major systems and appliances, American Home Shield is a market veteran that has you covered.
- 24/7 service calls
- Long track-record of service
- Fewer add-on options than other providers
- Premiums higher than Choice and other companies
#3 Pick: Select Home Warranty
Select is a solid contender in the industry. Their Platinum Care coverage protects all your MVP systems and appliances. Their premiums are on the higher side, from the $600s to the $700s. While some companies charge a fee to transfer the warranty to another home Select will make the switch for free. That’s handy when you’re moving from north Dallas to another neighborhood or transferring coverage from one rental property to another.
But while other companies will not charge a cancellation fee in the first 30 days, with Select, there is a $75 cancellation charge.
- No transfer fee
- High level of professionalism
- Cancellation fee
- Higher premiums than other providers
#4 Pick: Total Home Protection
For a healthy list of optional coverage to supplement a good combo protection plan, Total Home Protection is a great choice. They are a relatively new company, having formed in 2016, but they have developed a great reputation for good coverage and above-average customer service. They now operate in 46 states, including Texas. Their Platinum Plan will cover everything from 2 air conditioner units to your trash compactor.
One drawback: you have to act quickly and submit your claim within one day, where other plans offer up to three days.
- Comprehensive coverage for what is important in Dallas homes
- 24/7 service calls
- Fewest BBB complaints and a B rating
- 1 day to file a claim instead of a 3-day standard
- 2 plans instead of 3
#5 Pick: First American Home Warranty
Last but certainly not least is First American Home Warranty. If you are a Dallas bargain hunter, these plans are excellent for a budget. While they may not have as many features as some other plans, your basics will be covered by an industry veteran.
Be aware of their automatic renewal policy, and if you plan to discontinue, give the company the required amount of notice.
- Best Value choice
- Industry veteran
- Automatic renewal
- Limited add-on coverage
Final Thoughts On Home Warranties In Dallas
Your Dallas home is worth some added protection. If you are like your neighbors, you will be living in this home for at least 10 years. You don’t want to be spending all your spare time working on a to-do list. You have world-class shopping and dining to do, and lakes to explore. A home warranty can give you the peace of mind to get out there and enjoy your city.