Living in Dallas, Texas can be a wonderful experience for all homeowners. However, the hot and humid weather can cause damage beyond the normal wear-and-tear of home systems such as the HVAC system. Finding one of the best home warranty companies in Dallas can save you thousands and offer you peace of mind when it comes to home protection.
In this guide, you’ll learn:
- What should you think about when purchasing a Dallas home warranty?
- Who should have a home warranty in Dallas?
- What will your Dallas home warranty cost?
- And much more!
A home warranty in Texas is a protection plan that will ensure your home systems and appliance repairs do not end up costing you hundreds or even thousands of dollars to repair. Finding the right home warranty can be a little difficult because of the number of options on the market. Let’s take a look at the top 7 best home warranty companies in Dallas. There is an option on this list for all budgets and home types.
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The 7 Best Home Warranty Companies in Dallas
Our highest-rated home warranty companies in Dallas include:
- Choice Home Warranty (Best Overall)
- American Home Shield (Most Customizable)
- Select Home Warranty (Most Affordable)
- The Home Service Club (Best For Quick Coverage)
- Liberty Home Guard (Best Customer Service)
- Cinch Home Services (Best Add-On Options)
- First Premier Home Warranty (Best Coverage)
Compare Dallas Home Warranty Providers
There are more than 60 home warranty companies for Dallas homeowners to choose from. Trying to compare coverages and pricing between all of these companies is nearly impossible for a homeowner. At Review Home Warranties, we have reviewed and analyzed each of these companies to narrow the list to the top seven. We compared things like coverage options, costs, service fees, workmanship guarantees, and more. Here is how the top seven ranked.
Choice Home Warranty
$40 – $48
American Home Shield
$50 – $60
$75 – $150
Select Home Warranty
$36 – $38
The Home Service Club
Best For Quick Coverage
Liberty Home Guard
Best Customer Service
$40 – $60
Cinch Home Services
Best Add On Coverage
$28 – $40
$100 – $150
First Premier Home Warranty
Dallas Home Warranty Costs
The cost of a Dallas home warranty is an essential plan feature for customers to pay attention to. The costs will need to fit into your budget as a homeowner and allow for extra money to pay the service fees. We have done in-depth research to determine the average annual premium for the Dallas home warranty. The pricing will change based on the type of home you have and the overall coverage you choose. However, these averages are good to keep in mind as you shop for a plan.
Average Annual Premium
Single Family Home
Home Over 5,000 sq ft
Home Under 5,000 sq ft
Dallas Home Warranty Company Reviews
The coverage of your home warranty is the most important aspect to keep in mind as you shop for a plan. If you know you want your kitchen appliances covered, look for an appliance-only plan. For Dallas homeowners that would like a mix of both systems and appliances, there is plenty of combo or comprehensive options out there. Try to find something that has the perfect combination of value and coverage.
1. Choice Home Warranty: Best Overall
Choice Home Warranty is the best overall home warranty for Dallas homeowners. Choice Home Warranty has been on the market for more than 13 years, and they have shown customers that they are a reliable and affordable option for home warranty coverage. The plan from Choice is very straightforward. There is very little fine print regarding coverage, and most homeowners find that the majority of their claims are quickly and easily handled.
With a Choice Home Warranty plan, the policy covers both systems and appliances. Many home warranty companies require you to pay a premium for both system and appliance coverage. With Choice, it is just the standard plan. In addition, Choice Home Warranty has some of the highest coverage caps on the market. These coverage caps are close to $3000, making this a plan that works for high-end systems and appliances.
Plans and Pricing
Although there are only two plan options from Choice, these comprehensive options include both systems and appliances. The Total Plan seems to be a better fit for Dallas homeowners as it has HVAC coverage and refrigerator coverage.
Cost Per Month
The coverage caps from Choice Home Warranty are close to $3000 per covered item. This is one of the highest coverage caps on the market. Choice has you covered if you are serious about the home warranty’s ability to protect your Dallas home.
“Our a/c was not cooling. I sent the claim in this morning and already have company coming out Wednesday. Fast turnaround even on a holiday! Thank you! This is our 1st claim and we are already impressed with the service! I would recommend your company to anybody! I am hoping EMS will get the job done! Then I will be more impressed with Choice Warranty!” Source
Read our full Choice Home Warranty Review for more information.
2. American Home Shield: Most Customizable
American Home Shield is the most customizable home warranty in Dallas. With an American Home Shield plan, customers can pick and choose coverages that work for the specific needs of their home. If you want your water heater to have coverage but are not concerned with the sump pump, simply have AHS build a plan that works for your specific home. The customization of a plan makes American Home SHield a unique policy choice.
American Home Shield has been on the market for more than 50 years. During this time period, they have built up a tremendous network of service technicians and repair personnel. American Home Shield has some of the highest coverage caps on the market, with most of them being more than $2500. With American Home Shield, you are also able to customize the service fee and monthly payment to get it to be a perfect fit for your budget.
Plans and Pricing
There are three home warranty plans from American Home Shield. The plans all have a customizable service fee that allows homeowners to pay more in service for a lower monthly payment. The Platinum Plan from American Home Shield is one of the most expensive but comprehensive plans on the market.
Cost Per Month
$75 – $125
$75 – $125
$75 – $125
The coverage from American Home Shield is impressive and has coverage caps of close to $2500 on most of the home systems and appliances. One thing that we like about AHS is the pool and spa coverage that you can add on. This is comprehensive coverage offered at a fair price.
“American Home Shield is the best annual investment we make to assure the value of our home continues to rise. The service for the covered items is simple to secure either by the website or by phone. The service fee is a value not common in today’s market for skilled professionals. The vendors who are contracted by American Home Shield are extremely skilled in their respective crafts, professional, and efficient. American Home Shield is the best professional services for our money.” Source
Find out more information at our American Home Shield Review.
3. Select Home Warranty: Most Affordable
Select Home Warranty is the most affordable home warranty plan in Dallas. Select Home Warranty has been on the market for more than nine years, and it has allowed homeowners to protect their homes without dipping too far into the monthly budget. One of the things that really help Select Home Warranty stand out is the fact that all the plans come with free roof leak coverage. This is a fee that will cost you quite a bit of money to add to other plans. Anytime a company can offer you free coverage, take it!
Select Home Warranty is not just about affordable plans; they are also very strict about workmanship. For contractors to qualify to work with Select Home Warranty, they have to go through an extensive process. With the high workmanship quality and affordability, Select Home Warranty makes an excellent choice for the new homeowner in Dallas.
Plans and Pricing
There are three home warranty plans from Select; however, the Platinum Plan is by far the best value. With the Platinum Plan, you pay just a few dollars more per month, and you will get both appliance and system coverage for a very fair price.
Cost Per Month
The number of covered items from Select Home Warranty is quite good. However, the coverage caps for these items will not be as high as they are for AHS or Choice Home Warranty.
“Even though My garage door did not need service, after all, I was pleasantly pleased and appreciative of the prompt and courteous service I received as a new and first-time caller/customer.”Source
Find out more information at our Select Home Warranty Review.
4. Best For Quick Coverage: The Home Service Club
The Home Service Club offers the best quick coverage for a Dallas home warranty. Homeowners that live in Dallas and are ready to get a home warranty started quickly can do so with The Home Service Club. The Home Service Club coverage will start just ten days after paying for your policy. The typical waiting period for a home warranty plan to go into effect in about 30 days. In addition, The Home Service Club makes things really easy, allowing homeowners to get their plan started without an inspection.
The Home Service Club has been on the market for more than 12 years. This is a considerable amount of time to spend in the industry. Homeowners in Dallas have benefited from the impressive list of coverages that The Home Service Club has made available. The Standard Coverage has 18 covered items and includes both systems and appliances.
No inspection is needed before the plan starts
Can be a high service fee
The plan starts after ten days
Not accredited by the BBB
Extensive coverage options even in the basic plan
Plans and Pricing
There are only two home warranty plans from The Home Service Club; however, both offer extensive coverage. With The Home Service Club home warranty, customizable service fees allow homeowners to get a plan that works specifically for their needs. The service fees range in price from $65 to $125. Monthly costs from The Home Service Club are quite good when you see how many coverages are included as part of the plan.
Cost Per Month
The Comprehensive Coverage from The Home Service Club has 33 covered items. This is one of the most extensive plans in the industry, and there are more add-on options that homeowners can include as part of their home warranty policy. Although this is not the cheapest plan on the market, coverage caps are fair, and the number of covered items is quite good.
“My son always says to just google everything because all the answers I’ll ever need will be on the internet. To that, I say, just HSC everything, if their knowledge won’t be enough, they’ll have people to come and work on your problem themselves.”(Source)
Read our HSC review to learn more.
5. Liberty Home Guard: Best Customer Service
Liberty Home Guard offers the best customer service for a home warranty in Dallas. Knowing that other customers are happy with the experience that they have had with a company is a tremendous benefit. Liberty Home Guard plan has been on the market for more than two years, and they have already earned an A rating with the BBB. Ratings like this are difficult to come by, and for many home warranty companies, it never happens. With Liberty Home Guard, there is a dedication to customer service and attention to detail.
One of the things that helps Liberty Home Guard home warranty stand out is the number of add-on or additional coverages that come with the plan. The add-on coverages can range from garage door openers to locksmiths to carpet cleaners. If you want the unique features of your Dallas home covered, Liberty Home Guard plan is a great choice. These add-on coverages will vary in price and typically start around $5.00 per month.
Plans and Pricing
There are three fairly traditional home warranty plans from Liberty Home Guard. The Total Home Guard plan is the most comprehensive option with both system and appliance coverage. You will notice that the service fee from Liberty Home Guard is also quite affordable.
Cost Per Month
Total Home Guard
The coverage from Liberty Home Guard is fair, with coverage caps that will adequately handle most system and appliance repairs. However, the coverage of this plan can be really extensive when you include the total coverage options available with the add ons.
“Woke up at 3 am to realize my power went out. I sent an email to Liberty, and they had a professional electrician at my house first thing, 7 am.” Source
Read more at our Liberty Home Guard Review.
6. First Premier Home Warranty: Best Coverage
First Premier Home Warranty offers the best coverage for a Dallas home warranty. Coverage is the most important aspect of a home warranty plan, and First Premier tries to give customers the highest number of covered items for the fairest price. With the basic plan, there are more than 15 covered items. This is more than almost any other home warranty company’s basic plan.
First Premier Home Warranty has only been on the market for a year, but they have managed to earn an A rating with the BBB. This rating takes quite a bit of time and dedication to customer service. In addition, First Premier Home Warranty has very reasonably priced plans with low service fees. If you want to save even more money, the company allows you to pay premiums upfront for the year.
Plans and Pricing
There are two home warranty plans from First Premier; the Platinum Plan has more than 18 covered items with a very priced service fee. For customers that have a hard time deciding which coverages to keep as part of their plan, First Premier has you covered.
Cost Per Month
The only negative of the First Premier Home Warranty is the coverage caps. Coverage caps are well below the industry average, and this is what helps the plan remain affordable. For homeowners on a budget or those with a starter home, this First Premer Home Warranty is a great choice.
“Great and reliable company. Waited to do this after my service request; they showed up on time and got me approved for a new microwave!”Source
For more information read our First Premier Home Warranty Review.
7. Cinch Home Services: Best Add-On Coverage
Cinch Home Services offers the best add-on coverage in Dallas. Add-on coverage can help ensure that you have a very strong home warranty plan that covers all of your needs. The great thing about the Cinch Home Services home warranty is that the add-on coverage will also have the 180-day workmanship guarantee that goes along with the home warranty policy. Each time a repair is completed, you have 180 days for a re-service without having to pay an additional service fee. Cinch Home Services is very fair in the coverage they offer.
Cinch Home Services has been on the market for more than 40 years. This is a long time to spend in the industry, and it has helped them build up a tremendous network of repair technicians and service personnel. The customer service from Cinch is quite good, and the response times seem to be faster than the industry average.
Plans and Pricing
The three home warranty plans from Cinch Home Services include the Appliances Plan, Built-In Systems Plan, and the Complete Home Plan. The service fees from Cinch are customizable, allowing you to adjust your monthly payment up and down.
Cost Per Month
$100 – $150
Built-In Systems Plan
$100 – $150
Complete Home Plan
$100 – $150
The coverage from Cinch Home Services is quite good. Although coverage caps will not be as high as they are with other home warranty plans, they are still adequate to protect against the fees of most repairs or replacements.
“I would rather the plan replace the appliance with the same brand/model, but I appreciate the ability to pay the difference and obtain the model of my choosing via the maintenance company. Cinch has given me peace of mind during one of the most challenging and chaotic years of my life, of all of our lives (pandemic, health issues, loss of income, several needed repairs, social and political upheaval, and so on). As long as Cinch doesn’t cancel my policy, just for having one year in which I required multiply services, I will remain a loyal and grateful subscriber 🙂” Source
Read our Cinch Home Services Review for more information.
What Does a Home Warranty Cover in Dallas
A Dallas home warranty is different than homeowners insurance. The home warranty will specifically protect the home systems and appliances from normal wear and tear, such as the sewer line, HVAC system, plumbing system, and septic system. With a home warranty in place the next time your stove or dishwasher goes down, it will likely only cost you the service fee to have it repaired. Home warranties save time and money and offer homeowners peace of mind. However, not all repairs and replacements are covered by a home warranty.
The home warranty will only protect against normal wear. If you intentionally break a system or appliance, or a pre-existing issue can be discovered the repair costs will not be covered. In addition, the maintenance of your home systems and appliances has to be quite good in order for the home warranty to cover you.
Home warranty plans do not cover natural disasters, that is where your homeowners insurance will come in. With a home warranty plan in place, the number of out-of-pocket expenses for repairs and replacements will decrease significantly in price.
Here are the common systems covered under a Dallas home warranty plan:
- HVAC (heating and air conditioning)
- HVAC ductwork
- Ceiling and exhaust fans
- Plumbing system including stoppages
- Electrical system
- Water heater
- Garbage disposal
Common appliances covered under Dallas home warranties include:
- Oven / Range / Stove
- Clothes Washer
- Clothes Dryer
- Built-in microwave
Benefits of a Home Warranty in Dallas
Having a home warranty in Dallas can have several important benefits. Most Dallas homeowners are aware that the main reason to have a home warranty plan is to save money on repair expenses. However, there are other reasons that are just as important. These include peace of mind, quality contractors, and fast response times.
Peace of Mind
Homeownership is very stressful. There are times when you will be worried about your ability to maintain your home and also keep the spending under control. If you are constantly worried about homeownership costs and repair expenses the home warranty can provide peace of mind. Knowing that a repair may only cost $75 is a much easier way to live through homeownership.
A home warranty company will only work with quality home warranty contractors. These contractors must undergo a series of training and qualification before they are accepted as home warranty providers. Quality contractors can be hard to find but with a home warranty, all the work is done for you.
Fast Response Times
Response times for a home warranty plan will range from around one day to around three days. Each company has their own timeframe, with ServicePlus being one of the fastest around. The quick response times are guaranteed and this is not something you will find if you try and schedule a repair without a home warranty in place.
We hope that you now have a better understanding of the best home warranty companies in Dallas. There are so many great options on the market it can be hard to narrow them down. However, Choice Home Warranty’s plans does stand out as the best overall home warranty in Dallas. With the impressive plan benefits, history in the industry, and coverage that includes both systems and appliances, Choice Home Warranty’s plans is the best that you will find. As you search for the perfect home warranty, make sure to get more than one quote, this is the chance to work out the best deal for your home appliance and system needs.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what our review process looks like:
- We call every home warranty provider, talking to sales agents and company representatives to gather accurate information on:
- Fine Print
- Plan Options
- Service Contract Details
- Customer Service
- Ratings and Reviews
- Add-On Options
- Additional Benefits
- We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
- We analyze the sample contracts and fine print from each brand we review. This allows us to break down the industry jargon, check for hidden stipulations, and see what is and isn’t covered so we can give readers straightforward information.
- We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.
From here we created a comprehensive, 100 point, rating scale based on the following factors:
- Plan options (25): Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics (5): The more items covered in a home warranty plan, the higher the score.
- Pricing (25): We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness (25): We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability (5): Finding coverage in your state can be a challenge if home warranty companies aren’t located there. The more states covered, the higher the score.
- Customer service (10): Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits (5): Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we’ve reviewed, we’ve broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.
FAQs for Home Warranties in Dallas, TX
What Is A Service Fee?
A service fee is a cost to schedule a repair when your home warranty is in place. When you have a home warranty, the two fees you must be prepared for are monthly fees and service fees. Service fees range in price from around $60 to $150. Many plans will call this a deductible as opposed to a service fee.
Are Texas Home Warranties Worth It?
A Texas home warranty is well worth the price that you pay. Home warranties will cover against repair and replacement of expensive appliances and systems. All it takes is one or two home warranty issues for you to see the benefits of having a plan like this in place. Think about your ability to afford the washing machine and plumbing system having an issue all in one month. With a home warranty in place, you will be subject to two fairly priced service fees.
How Much Is A Texas Home Warranty?
A Texas home warranty will range in price from around $500 a year to more than $1200 a year. The higher the pricing, the more coverage, and the larger the home. Regardless of your budget, you can find a home warranty plan that will fit your needs.
Do Home Warranties Cover Replacement Costs?
Home warranties do cover replacement costs as long as these costs fit within the policy plan limits. If you need an entire HVAC system replaced, chances are the home warranty plan will not fully cover it. However, you can get a good portion of this covered by having the home warranty in place. Although full replacements are not always part of the plan, you can expect significant costs savings.