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Best Home Warranty in Dallas

best home warranty company in dallas texas review

Looking for a home warranty plan to cover your most essential appliances and systems in Dallas?

Perfect, you’re in the right spot. In this guide, you’ll learn:

  • What should you think about when purchasing a Dallas home warranty?
  • Who should have a home warranty in Dallas?
  • What will your Dallas home warranty cost?
  • And much more!

After 68+ companies reviewed and rated, below are the top picks that we think are of the most benefit to Dallas residents. Continue reading!

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
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Best Overall
97.5

Limited Offer: $50 Off + 1 month free
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Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
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Top Home Warranty Companies for Dallas Homeowners

More Than 10 Years on the Market


Most Comprehensive Coverage Available


Free Reservice Period for Parts


Emergency Service Available


Cheapest and Best Basic Plan ($34/m)

Choice Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming, District of Columbia

American Home Shield is one of the first companies that started providing home warranty services to homeowners and real estate agents. The company offers a variety of contracts, including customized plans.

American Home Shield Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia

 Almost-Nationwide Service


 Majority of Client Reviews Online Are Positive


 Clearest Terms and Conditions


 Highest Contractor Professionalism


Best Gold Plan ("Platinum Care")

Select Home Warranty Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wyoming, District of Columbia, California

 Customer Service Available 24/7


 Least BBB Complaints


Great Reviews on Google Places


Reservice for Failed Parts


1 Free Month Upon Annual Sign-Up

Total Home Protection Review

Clients from:  

 Virginia, Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Florida, Hawaii, Minnesota, New Hampshire, Rhode Island, Utah, Wisconsin, New Mexico, Maine, Massachusetts, North Dakota, South Dakota, Vermont, Wyoming, District of Columbia

 Industry Veteran Award


Large and established company


 Top 3 Cheapest Plans ($25/month)


Low optional coverage costs




Coverage is capped at $500


Limited Selection of Optional Coverage Items

First American Home Warranty Review

Clients from:  

 Virginia, Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wyoming, District of Columbia

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

Compare Home Warranty in Dallas

With an estimated 1.2 million residents just in Dallas proper and a total of over 7.5 million sprawlings across the Dallas/Fort Worth Metroplex, you live in a place that is one more example of the difference between “big” and Texas Big. Dallas is even the 9th largest city in the U.S. and third largest in Texas. 

Your Dallas home is your castle. That’s why we wanted to bring you these home warranty reviews, so you can make the best choice possible on plans to protect your home beyond the scope of what a homeowner’s insurance policy can do.

If you’re looking for a trusted, industry-leading home warranty company, we recommend Choice Home Warranty. They’re a top-rated brand and right now you can take advantage of their current promotions that get you $50 off, plus one free month and free 30-Day cancellation. Get a free online quote or contact a specialist at 929-400-6169 before these deals end. Another great option is American Home Shield which offers $50 off. Get a free quote online or you can call a home warranty specialist directly at 866-464-7521.

Own A Condo In Dallas? Check Out This Article!

Please note: as rule of thumb all companies that service Texas residents should be able to serve you if you live in the Dallas metro.

 

Who Needs A Home Warranty in DTX?

Homeowners

The best home warranty companies are eager to assist Dallas homeowners who are tired of worrying about what might break down next. You don’t have a lot of extra cash to throw around when a water heater, dishwasher, or HVAC breaks down, and these repairs take time, which is precious to Dallas homeowners.

Read Also: What Are The Top Companies For First-Time Homeowners?

Homebuyers

Dallas is one of the fastest growing cities in the nation, with jobs as the main driver to the area. Here’s the lowdown on moving to this metroplex: The Dallas-area is home to over 21+ Fortune 500 companies, and the business climate isn’t the only segment that is growing.

The number of homebuyers that are purchasing home warranty coverage is growing as well. The benefits to having a home warranty when buying a home seem endless because after the inspection on your home, you never know when an appliance is going to break down.

There is nothing worse than a home purchase with items that break-down in the first year. It takes the fun out of moving, but home warranty coverage is an easy solution. 

Below is a video about a couple who moved to Dallas at the end of 2019 and wanted to share some of their observations about what is unique about living in the metroplex.

 

Home sellers/Real Estate Agents

It’s a topsy-turvy world if you are a realtor these days in Dallas. Sales volume is not what it was in 2019, yet the supply is just three months, making this a seller’s market. 

No matter what side of the transaction you are on as a Dallas Realtor, offering a home warranty can get you the business as a listing agent, and help ease the anxiety of a buyer who needs to make a quick decision before a house gets bought out from under them. A home warranty gives both sides peace of mind during the sales process and after settlement.

Read Also: Which Home Warranty Plans Are Recommended For Sellers?

Renters/Landlords

Homeownership rates are lower in Dallas than the national average of around 69%. Dallas has an owner-occupied housing unit rate of 41%. So if you are reading this, it’s very likely you are a renter or a landlord. A home warranty can save landlords a lot of headaches when it comes to malfunctioning systems and appliances. It can mean quicker response time for repairs for a renter since a claim needs to be entered in one to three days, depending on the home warranty company.

Read Also: How Can I Best Protect My Property As A Landlord?

What Should You Think About When Purchasing A Home Warranty in DTX?

Weather/Climate

If you’ve lived in Dallas for any length of time, you know when it comes to weather, you never know quite what you are going to get. High humidity, dramatic temperature swings, warm summer weather, and precipitation could be 20 inches one year and 50 inches the next — all of that puts a lot of strain on your home systems and home appliances. 

A good home warranty plan can help with that. The Total Home Protection service agreement, for instance, has protection for air conditioning that includes, “Mechanical parts and components of two (2) ducted electric central air conditioning systems. All components and parts for units below 13 SEER and/or R-22 equipment, and when we are unable to facilitate the repair and/or replacement of failed covered equipment at the current SEER rating or with R-22 equipment, repair and/or replacement will be performed with 13 SEER/R410A equipment and/or 7.7 HSPF or higher compliant”.

A good plan can save you from the extremes of Dallas weather!

Geography

Located in north-central Texas, the Dallas/Fort Worth Metroplex landscape consists of rolling hills punctuated by waterways like the Trinity River and lakes large and small from Lewisville and Lavon to tiny Lake Veridian. It lies smack-dab between the Piney Woods of East Texas and the Great Plains of the midwest. 

The natural and human-made waterways make Dallas a place of high humidity, which means your home systems will be prone to rust and other corrosion forms that can lead to breakdowns. 

Dallas Home Warranty Facts

Location

As a Dallas resident, you live in a geographic hub. Neighborhoods in the Metroplex stretch from well above Plano in the north to Cedar Hill and points south. These communities are home to people from every corner of the planet. This diversity makes Dallas an exceptional place to live. 

It is a mobile place. People are always moving in and out. A home warranty will protect your stuff while you live in one place, and when you move on, you can offer a home warranty to the new owners. Some companies even offer a free transfer of contract fee, like Choice Home Warranty, if there is a change in ownership.

To continue the point above, if you are moving to Dallas, you are definitely not alone. Metro Dallas is a place of migration from other states and other nations. But as native son Lyle Lovett says, “That’s right you’re not from Texas, Texas wants you anyway,”

The point is, while the average Dallas resident stays in their home for around 11 years, there is so much movement in and out. Having a home warranty means less to worry about for whatever time you spend in Dallas. 

Read Also: What Are The Top Coverage Plans In San Antonio, TX?

How Much Will A Dallas Home Warranty Cost?

Dallas Home Warranty Companies

Buying a home warranty has to make financial sense. A Texas home warranty will cost you anywhere from $350 to well over $700 annually. 

A service fee will cost around $75 to $125 depending on the service provider. With the cost of repairs and replacement of major systems and appliances in your home, one or two breakdowns in a given year and a home warranty can quickly pay for itself.

Read Also: What Is Home Appliance Insurance And What Does It Cost?

What Types Of Plans Are Available For You In Dallas?

Plans can be broken into three basic categories: Appliances Plans, Systems Plans, and Combo Plans. Most providers offer add-ons for things like roof leaks, pools and spas, or even a septic system if your Dallas-area home isn’t served by public sewer. 

Major appliances covered range everywhere from a refrigerator or cooktop to the garbage disposal and even a garage door opener. Major systems include plumbing systems, electrical systems, HVAC — all the stuff you need to keep your Dallas home running smoothly.

Read Also: Which Companies Protect HVAC Break Downs?

Is A Home Warranty Worth It In Dallas?

With such hinky weather and a population on the move, it is a great idea to have a home warranty. Service plans can protect your systems and appliances from that subtropical weather, and show the pride in ownership that you have in your property.

What Are The DTX Home Warranty Regulations?

Texas has a comprehensive service contract provider’s law that, among other things, specifies that residential service companies like home warranty providers are not held to Texas insurance laws. 

Speaking of warranty vs. insurance, this is an excellent time to point out that home warranties are not the same as your homeowners insurance. Where homeowners insurance covers damage and loss due to things like fire, flood, and burglary, a home warranty covers surprises and emergencies as a result of normal wear and tear on your home’s major systems and appliances.

Looking for home warranty coverage in El Paso, Texas? We have the answers!

 

How To Choose Coverage In Dallas (Is It Unique)?

Choosing the right coverage can seem overwhelming. It shouldn’t, though. Here are a few simple steps to get you started.

Step 1: Decide What Coverage You Need

When you are purchasing a home protection plan, it is a good idea to make a list of each item you need to cover. Ensure you include each appliance and home system that is no longer under a manufacturer’s warranty and put the essential things at the top of the list.

Step 2: Request Free Quotes and Compare Coverage

By having a clear idea of the devices you will be covering, you can request quotes from a few companies for plans that include each item on your list. Once you receive the quotes, you need to compare the coverage. Pay attention to how many devices each plan includes, how much it costs with all of the items you want in the package, coverage limits, exclusions, and value-added benefits.

home warranty in Dallas Fort-Worth facts

Step 3: Read Home Warranty Reviews

Once you decide which providers offer the best deals, you can read reviews to find out which provides better service in your area. Reading other homeowners’ experiences gives you a pretty good idea of working with a specific provider. It can also be an excellent way to determine what the service timeframes and contractors are like in your area. However, it is essential to keep an open mind when you read reviews. You also want to check reputable sites like the Better Business Bureau (BBB). The BBB allows customers and the organization to resolve the complaint. When you read reviews, look at both sides for a clear understanding of how the home warranty provider handles customer concerns.

Top Home Warranties For Dallas Reviewed

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have “Optional Coverage” for add on items most homeowners don’t usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor’s Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 – $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive
 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 – $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

Final Thoughts On Home Warranties In Dallas

Your Dallas home is worth some added protection. If you are like your neighbors, you will be living in this home for at least 10 years. You don’t want to be spending all your spare time working on a to-do list. You have world-class shopping and dining to do, and lakes to explore. A home warranty can give you the peace of mind to get out there and enjoy your city.

Be sure to check out our other location-based home warranty reviews–San Diego, Washington DC, Colorado Springs and Los Angeles!

Choice Home Warranty is our #1 ranked home warranty.