Do you know what home warranty companies offer the best protection for Connecticut homeowners? When you purchase a new home, it is essential to consider how you will maintain your appliances and critical home systems. 

Top Best Home Warranty Companies In Connecticut Review

In our analysis, you will find: 

  • What do Connecticut homeowners need to look for in a home warranty? 
  • Do home warranty providers offer policies in Connecticut? 
  • Which are the best home warranties companies in Connecticut, compared?
  • And much more!

Below are the top picks that we think are of the most benefit to Connecticut residents. Continue reading!

Editor's Choice
97.0

Limited Time: New Customers Get $50 Off
Claim Offer
Best Overall
97.5

Limited Offer: $50 Off + 1 month free
Claim Offer
Most Affordable
95.8

Limited Time: $150 Off + 2 Free Months + roof coverage
Claim Offer

Best Home Warranty Companies in Connecticut

  # 1 Our Top Choice Choice Home Warranty
Editorial Rating 97.5
  • $50 Off + 1 month free
  • Won't deny coverage if systems/appliances are old
  • Free cancellation within 30 days
  • Emergency service available
  • Reservice for failed repairs
  # 2 American Home Shield
Editorial Rating 97.0
  • Get $50 off
  • Lower chance of claim denial
  • 24/7 service calls and online service
  • Large and established firm
  • Choose your own service fee!
  • Market veteran
  # 3 Select Home Warranty
Editorial Rating 95.8
  • $150 off + 2 months free
  • FREE Roof Leak Coverage
  • Good selection of plans
  • High contractor professionalism
  • $0 transfer fee
  • First 30 days: Free cancellation
  # 4 Liberty Home Guard
Editorial Rating 95.1
  • $200 off + 2 Month Free + Free Roof Coverage!
  • BBB's Only A+ Accredited Home Warranty Company!
  • Newly designed customer claim portal
  • Smaller company
  • Newer on the market
  # 5 Total Home Protection
Editorial Rating 95.05
  • $200 OFF + 2 Months Free
  • Free Roof Coverage
  • Comprehensive coverage plans
  • 1 day to submit claim
  • Limited availability (6 states)
  # 6 Cinch Home Services
Editorial Rating 95.0
  • Get $100 Off Most Popular Plan!
  • Industry-leading 180-day workmanship guarantee
  • $500 Homeowner insurance deductible reimbursement
  • 18,000 reliable & fast local technicians
  • 24/7 customer service
  • Low cancellation fee
  • Save up to $150 on a new plan
  • Choose your own service fee!
  • Lower chance of claim denial
  • Higher fee for contract transfer
  • Higher cancellation fee

Disclosure: ReviewHomeWarranties.com has referral agreements with some of the home warranty companies presented on our lists throughout this website, including our the above rankings. Referral income which we generate through these agreements helps us keep the content free of ads and accessible.

A home warranty covers repairs and the replacement of costly components on your property. However, you need to know which Connecticut home warranty company is the best. 

Our review of the top Connecticut home warranty companies and plans will help save you 1000's every year. Want to know more? Continue reading!

Why Do Connecticut Property Owners Need a Home Warranty?

Connecticut has some of the most scenic roads, mountains, beaches, gardens, and more, and it is just a few hours from New York, Massachusetts, and New England. As a resident, you should experience all your beautiful state has to offer, not worry about how you will repair plumbing stoppages, or come up with replacement costs for a major system outage.

Read Also: Does A Home Warranty Cover Plumbing And Plumbing Stoppages?

Your homeowner's insurance policy does not cover appliance or home system failures. Homeowner's insurance only covers appliances and major systems in your home if the damage results from a natural disaster, burglary, and accident.

A home warranty protection plan gives you security knowing you can repair or replace items in your home you use every day like your cooktop, garage door opener, garbage disposal, water heater, HVAC system, and more. You pay a monthly fee, and when a covered item stops working, the Connecticut home warranty company takes care of it. 

What Do Connecticut Homeowners Need To Look For In A Home Warranty? 

Knowing what to look for in a home protection package is crucial if you want to get the most out of working with your home warranty company. In Connecticut, some coverage options are more important than they are in others. So, here are some options and coverages you should look for in your home warranty coverage.

Low Service Fees

Service fees are one of the only costs you will need to worry about when it comes to repairs covered by your protection plan policy. All home warranty companies charge a fee each time a customer makes a claim, so you want to choose a company with the lowest costs possible. Service fees typically range from $50 to $150. 

HVAC Coverage - Cooling and Heating Systems

In your home, the HVAC system is one of the most expensive to repair or replace. HVAC packages cover your entire cooling and heating system from your furnace to your condenser and air handler.

Luckily, temperatures do not often soar in Connecticut, like other parts of the United States. However, temperatures are frequently below freezing and reach the low to mid-90s occasionally. 

The worst thing that can happen in the middle of winter or on one of the few hot days during the year is an HVAC problem you cannot afford to fix. So, it is crucial to make sure your heater and air conditioner are covered. 

Pool Protection

Connecticut is one of the top 10 states in terms of private pools to residents. If your new home has a pool, you must have protection. Replacing a pool pump or repairing a broken pipe can cost you from $500 to $2,000. With warranty coverage, you can genuinely enjoy pool ownership. 

Electrical system

There are a lot of older homes in Connecticut where the median construction year for residential properties is 1964. So, it is essential to look for a home warranty policy that covers your electrical system.

Electrical systems in a decades-old house often experience challenges handling the charging and the use of numerous devices and appliances. Continuous use of electrical outlets can cause overheating, electrical fires, and system failure. 

Electrical coverage includes wiring, service and sub-panels, switches, breakers, outlets, junction boxes, and ground fault interrupters. 

Is a Home Warranty Worth It?

Buying a house often comes with many additional expenses, such as repairs, replacements, homeowners insurance, new furniture and decor, new landscaping, and more. Some homeowners may have second thoughts about buying a home warranty on top. In order to help you decide where a home warranty worth buying now versus later, we have created a home maintenance calculator that compares your home maintenance expenses to an average home warranty price. To see the results, just enter the age of your house and the number of expected repair per year.

 

 

Home Maintenance Calculator

What Types of Home Warranty Plans Are Available In Connecticut?

There is no shortage of home service clubs in Connecticut. However, it does help to know what protection plans are available and what each option protects. 

Basic Coverage

Home warranty company Connecticut Connecticut is located way up in the northeastern region of the USA Winters in this part of the country are usually cold, with mean temperatures ranging from 38 F in the coastal lowlands to 33 F in the northern parts of the state. The record low of -32 F was registered in Coventry on January 22, 1961.

Basic coverage policies are available for as low as $275 a year. A basic protection plan covers some appliances and home systems, including: 

  • Dishwashers
  • Garbage Disposals
  • Plumbing 
  • Ductwork
  • Water Heaters
  • Electrical System

Each company covers different items in their basic package, but these plans rarely include air conditioners. Some companies, like Choice Home Warranty, include coverage of the heating system in their basic plan. However, that is not standard. 

Premium Coverage

Most home warranty companies in Connecticut offer premium packages that cover appliances and systems not covered in basic protection plans. Some also include value-added services and discounts on annual servicing with the purchase premium protection. 

Home Buyer Pro Tip: If you are purchasing a new home, the residential purchase contract will likely have space for the seller to pay for a home warranty. Make sure you talk to your real estate agent about adding a home warranty allowance. 

A warranty allowance is a common practice, and some buyers do not even realize they have this benefit. Or, they choose a basic plan that costs $350 a year when the seller is giving them $500 towards the warranty. 

Make sure you use every penny of the money the seller is giving you toward the protection plan because the title company will return any unused funds to the seller. 

Appliance Packages

Some companies give you the option of adding even more protection for items not included in basic or premium packages. Depending on the home warranty provider, you might be able to add specific home appliances individually, while other companies offer appliance bundles that cover a variety of standard home devices. 

System Packages

Systems packages are also available to protect your ductwork, plumbing, HVAC, and other major components in your home. These packages allow you to tailor the coverage to your needs. Many companies also offer discounts when you bundle appliance and system protection. 

Curious About A Home Warranty For Your Older Home Systems? Read This Article!

What Laws Or Regulations Govern Connecticut Home Warranties?

In Connecticut, CGS Chapter 827, Section 47-116 to 47-121 requires builders to give a warranty when they sell a new home. However, the law only requires builders to provide a warranty for one year after you take possession. 

After that, if something breaks, it is your responsibility to fix it. With only a year warranty on new properties in Connecticut and the median home age of 55 years, it is critical for you to protect your investment with supplemental coverage. 

What is the Best Home Warranty In Connecticut?

Choice Home Warranty is our top pick in the Connecticut home insurance market. As the second-largest home warranty provider in the U.S., Choice offers 24/7 customer service, service contracts that are easy to understand, a network of knowledgable technicians, and plans to cover nearly every major component and home appliance.

Review Of The Top 5 Home Warranties For Connecticut Residents

To help you with your home warranty purchase, we've reviewed our top 5 picks in detail below. Take a look at our pros and cons for each company and essential information about each to help you select the right warranty provider.

Choice Home Warranty Review (Best Overall Home Warranty)

  • Service Fee: $85
  • Coverage: 9/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 10/10
  • Customer Service: 9.5/10
  • Rating: 97.50

Visit Website

(848) 237-1571
choice home warranty

Why Do We Like Choice?

Out of all the home warranty companies we reviewed, Choice Home Warranty has the most comprehensive plans, good payout limits, minimal number exclusions, quality customer service, and affordable cost.

Choice has two main home warranty plans. The “Basic Plan” and the more comprehensive “Total Plan” covering 15 home appliances (dishwasher, etc) and systems (duct work, water heater, etc). They also have "Optional Coverage" for add on items most homeowners don't usually have, which include pools and spas, well pump, sump pump, roof leaks, other extraneous items. 

Based on our review, Choice’s “Total” plan covers these items at a more affordable price point than its competitors although has a few more exclusions, which is how they can justify charging a lower monthly payment.

The thing about home warranties is that they are a bit complicated with a lot of moving parts that may confuse most homeowners on what’s covered versus what’s not covered.

A key deciding factor in our review looking for the best home warranty company is finding one with top quality customer service to help customers like you walk through the claims process so you don’t have to worry about nasty surprises when you need service.

That said, Choice has 24 hours a day 7 days a week 365 days a year availability and a 48 hour response time to get a contractor out to your home. Other providers tend to have slower response times and are less communicative about when technicians are assigned to your claim.

Policy On Pre-Existing Issues or Older Units?

Choice covers appliances regardless of age or existing wear and tear, so you don’t need to worry about signing up and not getting covered due to age assuming you’ve properly maintained the item over it’s life. 

What’s not covered is if you or someone else breaks the unit regardless of when it happens. All home warranties, regardless of company, won’t cover a unit you break through negligence or misuse (i.e., baby sticks chocolate bar into VCR).

Pros

  • Good Limits (up to $1,500)
  • Minimal Exclusions
  • More Affordable 

Cons

  • Only 15 Home Appliances & Systems Covered 
 

American Home Shield Review (Editor's Choice)

  • Service Fee: $75 – $125
  • Coverage: 10/10
  • Limits: 10/10
  • Exclusions: 9.5/10
  • Affordability: 7/10
  • Customer Service: 9/10
  • Rating: 97.00

Visit Website

(866) 464-7521

american home shield home warranty

Why Do We Like American Home Shield?

Far and away the most thorough and transparent home warranty company we reviewed is American Home Shield. They are the gold standard. If you spend any amount of time on their website, it’s clear that they are very upfront about what they do cover and don’t cover when compared to their competitors.

In fact, they go out of their way to tell you they cover things their competitors don’t like rust or plumbing stoppages.

They also have the best home warranty coverage with an astounding 21 systems and major appliances including trash compactor, smoke detectors, and clothes washer. They also have the fewest number of exclusions with the highest dollar limit payout amounts ranging from $1,000 - $3,000 per claim.

Think of American Home Shield as the “BMW” or “Mercedes” of home warranty companies. More expensive than Choice, but with better coverage and limits.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice, American Home Shield covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Highest Payout Limits (up to $3,000)
  • Widest Coverage (21 systems and appliances)
  • Fewest Exclusions

Cons

  • Most Expensive

 

Select Home Warranty Review (Most Affordable)

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 8/10
  • Exclusions: 8/10
  • Affordability: 10/10
  • Customer Service: 8/10
  • Rating: 95.80

Visit Website

(888) 370-3954
select home warranty

Why Do We Like Select Home Warranty?

Select Home Warranty made our list as a best budget friendly home warranty option. They have lower limits ranging from $500 - $2,000 per claim but also lower service fee costs and potentially reduced annual premiums as low $325 per year if you opt into multiple year contracts, far below other competitors.

If you opt for their “Platinum Care” they are on-par with other providers in terms of what they actually cover.

Overall, a great budget option for people who want a home warranty but can’t afford Choice or American Home Shield.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and American Home Shield, Select covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • Most Affordable Service Contracts 
  • Roof leaks Are Covered In Their Platinum Plan

Cons

  • Ultra Pushy Sales
  • 3 Days To Submit Claim
  • Weaker Network Of Contractors
 

Liberty Home Guard Review

  • Service Fee: $75
  • Coverage: 10/10
  • Limits: 9/10
  • Exclusions: 9/10
  • Affordability: 8/10
  • Customer Service: 9/10
  • Rating: 95.10

Visit Website

(866) 472-3812

liberty home guard

Why Do We Like Liberty Home Guard?

Liberty Home Guard is one of the newer home warranty companies on the market. With Liberty Home Guard, you will be exposed to all of the latest and greatest theories and concepts in the industry. This attention to technology will be seen immediately on their website and when dealing with the brand new customer portal. If you like a streamlined and electronic process for your home warranty policy, Liberty is a great choice. 

Liberty Home Guard has only been in the industry for a few years, yet they have grown a network of more than 10,000 certified contractors from around the country. These contractors have to go through a rigorous application to ensure that they are qualified to be making repairs in your home. 

Like some of the other home warranty companies on the market, Liberty Home Guard allows you to customize your plan with add ons and additional coverages. When it comes to pricing, Liberty Home Guard will be right in the same ballpark as most other manufacturers. There is some customization of your plan to be able to work within your budget, but a basic plan will start around $49.99 a month. 

We like that with Liberty Home Guard, you can use a contractor of your choice if you wish. The reservice fee will not be covered if you choose your contractor, but it is an excellent option if you have people that you trust to do your home repairs.

Policy On Pre-Existing Issues or Older Units?

If you are not moving into a brand new home, you will still get coverage from Liberty Home Guard. After your 30 day waiting period to begin coverage, all working appliances and systems will be covered from that point forward. If you have a broken microwave and you haven’t signed up for converge just yet, you will need to have that fixed before your coverage can start.

Pros

  • State of the art customer portal system
  • Rigorous testing for contractors
  • Ability to use your own contractors
  • Fair pricing
  • Good customer service for a newer company

Cons

  • Must report your issues within one day of noticing a problem
 

Total Home Protect Review

  • Service Fee: $75
  • Coverage: 8/10
  • Limits: 7/10
  • Exclusions: 7.5/10
  • Affordability: 8/10
  • Customer Service: 8/10
  • Rating: 95.20

Visit Website

(267) 824-4010

total home protection home warranty

Why Do We Like Total Home Protect?

Total Home Warranty made our list as a home warranty with above average protection on more robust systems like septic systems and roof coverage.

Their monthly cost comes out to around ~$45 per month for their basic “Gold” plan, which puts them on the more expensive side of the scale when compared to other top home warranties on our list with better coverage.

Most home warranties do not cover anything related to your roof but Total Home Protect does, which we found to be unique to their offering helping them crack our top list.

Policy On Pre-Existing Issues or Older Units?

Very similar to Choice and AHS, Total Home Protect covers old systems and appliances that break down due to wear and tear, but they do not cover pre-existing issues or negligence related to the misuse of your appliance or system!

Pros

  • You Can Choose Your Own Technicians
  • Roof Coverage

Cons

  • More Exclusions Than Most Competitors
  • The Worst BBB score
  • Low Payout Limits ($500)

A Final Word On Purchasing a Home Warranty In Connecticut

Now that you know what to look for and which home warranty companies are the best and what you should look for in a protection plan for your Connecticut home, you should be well on your way to making a selection. Before you commit to a plan, request a free quote and sample service contract to review. 

Make a note of cancellation requirements, time limits for making a claim, claim limits, renewal terms, and covered items to make sure the plan works for you. 

After carefully selecting your home protection plan, you can stop worrying about costly system failures and focus on the benefits of homeownership.

Nearby States

All states
Home warranty Rhode Island 28 companies available
Rhode Island Home Warranty
Home warranty New York 25 companies available
New York Home Warranty
Home warranty Massachusetts 29 companies available
Massachusetts Home Warranty

Frequently Asked Questions in Connecticut

Below are just some of the frequently asked questions we receive about home warranties in Connecticut.

Q.

Is a Connecticut home warranty worth it?

A.
There is enough to worry about in maintaining your home without concern about paying out of pocket for an appliance or system that malfunctions. A home warranty is well worth it to give you some peace of mind about those kinds of unexpected expenses. 
Q.

What are the best home warranty companies in Connecticut?

A.
Our constant research has us examining data on nearly 70 home warranty companies operating throughout the United States. Here are our top picks for Connecticut. 

  1. Choice Home Warranty
  2. American Home Shield
  3. Select Home Warranty
  4. Total Home Protection
  5. Liberty Home Guard
Q.

What do home warranties cover?

A.
A homeowner’s insurance policy doesn’t cover common wear and tear on appliances and systems in your home. That’s where a home warranty comes in. Here are some details on the coverage you can expect with a home warranty. 

1. Most Common Coverage


Systems

  • Electrical System
  • Water Heater
  • HVAC including ductwork
  • Plumbing System including stoppages

Appliances

  • Clothes Washer
  • Clothes Dryer
  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Dishwasher
  • Built-in microwave

2. What some cover

Some providers will also include coverage for things like doorbells, ceiling and exhaust fans, and garbage disposal.

Many providers offer optional coverage for items like roof leaks, well and septic pumps, pools and spas, sump pumps, and additional HVAC units.

3. What few cover

Some companies offer unique coverage that helps them stand out from the crowd. For instance, Select Home Warranty offers limited roof leak coverage on all plans, not just as an optional add-on.
Q.

How much does a home warranty cost?

A.
The main cost of a home warranty is the monthly premium. A Combo Plan that covers both appliances and systems in your home is the most common choice. Here is the average cost of a Combo Plan among our top five providers.

Combo Plan
Monthly Cost
Annual Cost
Top 5 Average
$59
$708

The other cost that comes with a home warranty is the service call fee. This is only charged when you contact the home warranty company and they send a service technician to your home. The cost of a service call fee is in the range of around $75 to $125. Usually, the higher the service call fee, the lower the premium payments. 
Q.

How do I choose a good home warranty in Connecticut?

A.
To find the best fit for your Connecticut home, here are three steps to take.

  1. Dig into the data - Do the kind of research you are doing right now. What companies are available in your area? What is their reputation? What are the specifics of the coverage they offer?
  2. Compare prices - Get quotes for the exact coverage you are looking for from several home warranty companies.
  3. Read the service agreement - Be sure to read the home warranty contract before you sign on the dotted line. Understand the terms and conditions of the agreement, and you will avoid potential surprises.