When looking for a home warranty, Connecticut residents have a lot of companies to choose from. In order to help you make an educated choice, ReviewHomeWarranties has prepared a list of the best-rated home warranty companies in Connecticut. All home warranty reviews for Connecticut homeowners include information on coverage, pricing, terms and conditions, as well as customer feedback. Please read them carefully!
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Connecticut homeowners in search of the best protection for their homes
According to the United States Census Bureau, the population in Connecticut in 2018 was over 3.5 million people, making this state the 30th most populous in the country. In 2014, 64.2% of the state residents owned their home, and this number is constantly increasing.
One of the first things that a new homeowner has to care about is how to protect his or her property. Homeowners insurance will cover damage from natural causes, such as fire or flooding, which actually do not happen very often. On the other hand, home systems and appliances that are used almost every day and may break at any time are not covered under homeowners insurance. To adequately cover repairs and replacements, many thrifty homeowners choose to buy a new home warranty with a new house.
Types of home warranties in Connecticut
New Connecticut home warranty customers are usually cautious about purchasing full coverage for their home systems and appliances, so they start small, typically with a basic coverage plan for a year, which is how long home warranties usually last. After 12 months, most of the companies renew their contracts automatically unless canceled. With companies like Total Home Protection, a basic home warranty plan covers two home systems--plumbing and electrical--as well as a wide range of home appliances: dishwasher, oven, built-in microwave, exhaust fans, trash disposal, and more. Other companies, such as Choice Home Warranty, include coverage of the heating system in their basic plan on top of other systems and appliances.
More seasoned Connecticut homeowners who have already experienced all the benefits of having a home warranty usually prefer to purchase premium or more advanced home warranty plans. These provide comprehensive coverage for their home systems and appliances. Among the companies that provide this type of coverage, Select Home Warranty stands out as the provider of the best home warranty plans in Connecticut. The Platinum Care plan includes coverage for all home systems and all major kitchen and laundry appliances.
Is a Home Warranty Worth It?
Buying a house often comes with many additional expenses, such as repairs, replacements, homeowners insurance, new furniture and decor, new landscaping, and more. Some homeowners may have second thoughts about buying a home warranty on top. In order to help you decide where a home warranty worth buying now versus later, we have created a home maintenance calculator that compares your home maintenance expenses to an average home warranty price. To see the results, just enter the age of your house and the number of expected repair per year.
Systems and appliances oftentimes covered under a home warranty in Connecticut
In order to decide which home systems and appliances should be covered under the best home warranty in Connecticut, homeowners should consider several factors, including the age of their house and the climate they live in.
In Connecticut, the median age of a house is 55 years old, which means that any home system may require a repair any time soon. For example, the electrical system installed in the middle of the last century may be overloaded these days with the number of home appliances operating at the same time and gadgets that need to be charged frequently. The overload may cause local power outages on top of those already caused by natural forces. In addition, electrical switches and outlets may break or malfunction simply due to old age.
One of the best home warranty companies in Connecticut that provide good coverage for electrical systems is Select Home Warranty. Electrical system coverage provided by this company includes wiring, service panels and sub-panels, switches, breakers, outlets, junction boxes, and ground fault interrupters.
Connecticut is located way up in the northeastern region of the USA Winters in this part of the country are usually cold, with mean temperatures ranging from 38 F in the coastal lowlands to 33 F in the northern parts of the state. The record low of -32 F was registered in Coventry on January 22, 1961.
In these conditions, it is important to keep the heating system operational and to have good home warranty coverage in case something goes wrong. Among the many home warranty companies in Connecticut that provide coverage for the heating system, Total Home Warranty stands out by offering coverage for up to 2 units, including blower fan motors, burners, controls, thermostats, and heat exchangers.
Since the major part of Connecticut is located in the humid continental climate zone, the summers in this state are mostly hot and humid. The average high temperatures in Connecticut range from 81 F in New London to 85 F in Windsor Locks. Occasionally, the temperatures raise up to 90 or even 100 degrees. For the homeowners, it means that the air conditioning system needs to be well-maintained and fully operational. Choice Home Warranty in Connecticut offers coverage for both central and wall electric air conditioning units, for all the components and parts.
Overall, the best home warranty companies in Connecticut provide coverage for all essential home systems and appliances, so the state residents have a good selection of home warranty plans to cover their needs for a home warranty protection. Upon reading our home warranty reviews Connecticut residents will be able to select the best option for their houses.
Home Appliance Insurance or Manufacturer's Warranty?
If you ever had to buy any home appliance, you know that they come with a manufacturer's warranty that usually lasts 12 months. As soon as these 12 months expire, you have an option of extending the manufacturer's warranty or purchase a home warranty for your appliances. So, which is better, a home warranty or an extended manufacturer's warranty? In order to answer this question, we performed a research study, compared the coverage and pricing for both types of insurance, and published the results below
Home warranty regulations: New home warranty in Connecticut
In Connecticut, the state government has very specific regulations about home warranties. The Connecticut State Department of Consumer Protection requires a minimum of a one-year warranty when a builder sells a new single-family home or a condominium. All home warranty vendors are liable to the new home warranty Connecticut customers according to CGS Chapter 827 Section 47-116 to 47-121.
Final words about buying a home warranty in Connecticut
It’s not hard to find a new home warranty in Connecticut. The best home warranty companies in the state offer a variety of plans that cover not only the most essential home systems and appliances in the house, but also things like swimming pools, roof leaks, and even lawn sprinkler systems.
To find the best home warranty plans, Connecticut homeowners can read the reviews listed on this page and familiarize themselves with each company’s terms and conditions, what coverage they provide, what prices they charge, and what their current customers say about their experiences with the companies.
We hope that these home warranty reviews will help Connecticut residents make an educated choice and avoid any unpleasant surprises while using their home warranties, such as denied claims or unexpected out-of-pocket expenses for replacements and repairs.